I have a large debt and struggle to get by. He admits his costs won’t increase if I move in, so I feel upset that he could help me but is choosing not to

I am a woman in my late 20s with a good career, but I struggle to get by and have £10,000 worth of debt. Some of this I borrowed from my partner to repay a credit card. I have been with him for more than a year and we are talking about me moving in with him. He earns three times what I do and is sensible with money, which I respect. The issue is that he wants to split the mortgage and bills 50/50. Part of me thinks this is fair, but he admits his bills will not increase, so any “rent” I pay will just be an additional number on his spreadsheet. It upsets me that he could help me without any cost to himself, yet won’t. We have talked but haven’t come to an agreement. Am I being unreasonable?

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