"That's a lot of money! Really? Most people look at this and are so excited that it's only that amount with everything we include. However, let's figure it out for you right now. What are your expenses every month? $3000? OK, you are making $6000 a month. What are your interest rates on your credit cards? Twelve percent. Perfect. (Take the percentage rate and divide it by twelve months, that will give you the percent per month that they are charged. Then, take the amount that they are spending and divide it by their percentage per month.). I see that your percentage rate per month is one percent. Let's take that number and see what your monthly payment will be. You will be paying $350 per month in interest and plus a little bit in minimum, so let's say you will have a payment on your credit card of around $600 dollars. Now, that I showed you how you can afford it, I will not let you say NO. I just figured out how you can have a Trump certified mentor fit into your budget for lets (sic) than $600 per month. Let's get you a Mentor and you to a whole new level of thinking and investing."