About Axis Mutual Fund Axis Mutual Fund has been constituted as a trust on June 27, 2009 in accordance with the provisions of the Indian Trusts Act, 1882 (2 of 1882) with Axis Bank Limited, as the Sponsor and Axis Mutual Fund Trustee Limited as the Trustee to the Mutual Fund. The Deed of Trust has been registered under the Indian Registration Act, 1908. The Mutual Fund was registered with SEBI on September 04, 2009 under Registration Code MF-/061/09/02. The head office of the Mutual Fund is at Axis House, 1st Floor, C-2, Wadia International Centre, Pandurang Budhkar Marg, Worli, Mumbai – 400025. Axis Mutual Fund is sponsored by Axis Bank Limited (“Axis Bank”). The Sponsor is the Settler of the Mutual Fund Trust. The Sponsor has entrusted a sum of Rs 1 lakh to Axis Mutual Fund Trustee Limited (‘the Trustee Company’) as the initial contribution towards the corpus of the Mutual Fund. Axis Bank is the third largest private sector bank in India. Axis Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses. Axis Bank is one of the first new generation private sector banks to have begun operations in 1994. The Bank was promoted in 1993, jointly by Specified Undertaking of Unit Trust of India (SUUTI) (then known as Unit Trust of India), Life Insurance Corporation of India (LIC), General Insurance Corporation of India (GIC), National Insurance Company Ltd., The New India Assurance Company Ltd., The Oriental Insurance Company Ltd. and United India Insurance Company Ltd. The shareholding of Unit Trust of India was subsequently transferred to SUUTI, an entity established in 2003. The Bank has set up ten subsidiaries. Axis Asset Management Company Limited (‘AMC’/‘Axis AMC’) is a public limited company incorporated under the Companies Act, 1956 on January 13, 2009, having its Registered Office at Axis House, 1st Floor, C-2, Wadia International Centre, Pandurang Budhkar Marg, Worli, Mumbai – 400025. Axis AMC has been appointed as the Investment Manager of the Axis Mutual Fund by the Trustee vide Investment Management Agreement (‘IMA’) dated June 27, 2009, and executed between the Trustee and the AMC. The AMC has obtained Certificate of Registration as Portfolio Manager under the SEBI (Portfolio Managers) Regulations, 1993 vide registration no. INP000003534 with effect from January 04, 2010, which was subsequently renewed and is valid till January 3, 2019. There is no conflict of interest between the Mutual Fund and the PMS activity. Further, SEBI had accorded no objection to the Axis AMC for undertaking non-binding investment advisory and other related services to overseas fund manager(s) of offshore funds /other entities investing in India. Axis AMC has signed an agreement(s) with offshore fund manager(s) to provide Non-binding Advisory and related services in respect of offshore fund(s) investing in India. Axis AMC providies non-binding investment advisory services in respect of offshore funds, with effect from September 10, 2013. Axis AMC also provides market wide advisory services, sharing of research and analytical information etc. In compliance with the SEBI circular dated February 28, 2012, the AMC shall ensure that it appropriately addresses the issue of conflict of interest, if any, and shall comply with the other regulatory stipulations prescribed in respect of these services. How To Invest In Axis Mutual Fund Schemes? Axis Mutual Fund will allow Transactions by electronic mode through the AMC website (during the NFO for existing/new investors). The Subscription proceeds, when invested through this mode, are by way of direct debits to the designated bank through payment gateway. Invest in Axis Mutual Fund schemes Investors may be provided facility to subscribe to Units of the scheme through the mutual fund trading platforms of the Bombay Stock Exchange (BSE) (BSEStAR MF Platform) and National Stock Exchange (NSE) (Mutual Fund Service System (MFSS) Platform - with NSDL and CDSL as depositories for such units of the mutual fund Clearing members and Depository participants will be considered as Official Points of Acceptance (OPA) of Axis Mutual Fund and conditions stipulated in SEBI Circular No. SEBI /IMD / CIR No.11/183204/2009 dated November 13, 2009 for stock brokers viz. AMFI /NISM certification, code of conduct prescribed by SEBI for Intermediaries of Mutual Fund, shall be applicable for such Clearing members and Depository participants as well. Transaction in Axis MF schemes routed through Distributor/ SEBI Registered Investment Advisor: SEBI circular no. CIR/MRD/DSA/32/2013 dated October 4, 2013 and circular no. CIR/MRD/DSA/33/2014 dated December 9, 2014, has permitted Mutual Fund Distributors (―MF Distributors) and SEBI circular no. SEBI/HO/MRD/DSA/CIR/P/2016/113 dated October 19, 2016 permitted SEBI Registered Investment Advisors (―RIAs) to use recognized Stock Exchange infrastructure to purchase/redeem units directly from Mutual Fund/AMC on behalf of their clients. MF Distributor registered with AMFI or RIAs, will be eligible to use NMF-II platform of NSE (in addition to other intermediaries) and / or of BSE StAR MF platform of BSE to purchase and redeem units of schemes of the Axis Mutual Fund. Online Transactions in Axis MF schemes Axis Mutual Fund will allow Transactions including by way of Lumpsum Purchase/ Redemption / Switch of Units by electronic mode through the AMC website. The Subscription proceeds, when invested through this mode, are by way of direct debits to the designated bank through payment gateway. The Redemption proceeds, (subject to deduction of tax at source, if any) through this mode, are directly credited to the bank account of the Investors who have an account at the designated banks with whom the AMC has made arrangements from time to time or through NEFT/RTGS or through cheque/ Payorder/ Demand draft issuance. The AMC will have right to modify the procedure of transaction processing without any prior intimation to the Investor. Axis Mutual Fund Easy Call Facility Axis Mutual Fund will allow transactions including by way of Lumpsum Purchase/ Redemption / Switch of Units over phone. Initial Investment has to be through the physical mode wherein he has to sign a one time debit mandate for bank accounts pertaining to designated banks with which the AMC may have an arrangement. This facility is extended to the bank with which the Fund would have an arrangement from time to time. Transact in Axis Mutual Fund schemes through MF Utilities Axis Mutual Fund has entered into an Agreement with MF Utilities India Private Limited (―MFUI), a ―Category II – Registrar to an Issue under SEBI (Registrars to an Issue and Share Transfer Agents) Regulations, 1993, for usage of MF Utility (―MFU) - a shared services initiative of various Asset Management Companies, which acts as a transaction aggregation portal for transacting in multiple Schemes of various Mutual Funds with a single form and a single payment instrument. Accordingly, investors are requested to note that in addition to the existing official points of acceptance (OPA) for accepting transactions in the units of the schemes of the Axis mutual Fund as disclosed in the SID, www.mfuonline.com i.e. online transaction portal of MFU and the authorized Points of Service (POS) designated by MUFI shall also be the OPA with effect from the dates as may be specified by MFUI on its website/AMC by issuance of necessary communication. All financial and non-financial transactions pertaining to Schemes of Axis Mutual Fund can be done through MFU either electronically on www.mfuonline.com as and when such a facility is made available by MFUI or physically through the POS of MFUI with effect from the respective dates as published on MFUI website against the respective POS locations. The list of POS of MFUI is published on the website of MFUI at www.mfuindia.com. This will be updated from time to time. Investment in Axis Mutual Fund schemes through SIP An Unit holder can enroll for the SIP facility under Axis Mutual Fund by submitting duly completed Enrolment Form at the Official Point(s) of Acceptance. An Investor shall have the option of choosing any date of the Month as his Axis Mutual Fund SIP date other than 29th, 30th or 31st of a month If SIP period is not specified by the unit holder of the Axis Mutual Fund Scheme then the SIP enrolment will be deemed to be for perpetuity and processed accordingly. Investors / Unit holders of Axis MF schemes may also enroll for SIP facility through Electronic Clearing Service (Debit Clearing) of the RBI or for SIP Direct Debit Facility available with specified Banks / Branches. In order to enroll for SIP ECS Debit facility or Direct Debit Facility, an Investor must fill-up the Application Form for SIP ECS/ Direct Debit facility Unitholder(s) are advised to read the SID(s) of Target Scheme(s) carefully before investing. The SID(s) / Key Information Memorandum(s) of the respective Scheme(s) are available with the ISCs of Axis Mutual Fund, brokers / distributors and also displayed on the Axis Mutual Fund website i.e. – www.axismf.com Axis Mutual Fund Schemes NAV Axis Mutual Fund will calculate and disclose the first NAV of the Axis Mutual Fund schemes within a period of 5 business days from the date of allotment, in case of NFOs. Subsequently, the NAVs will be calculated and disclosed on all the Business Days. The NAV of the Scheme and purchase/Redemption price shall be published in at least in two daily newspapers on daily basis in accordance with the Regulations. The AMC shall update the NAVs on the website of the AMC (www.axismf.com) and of the Association of Mutual Funds in India - AMFI (www.amfiindia.com) before 9.00 p.m. on every Business Day. If the NAVs of Axis Mutual Fund schemes are not available before the commencement of Business Hours on the following day due to any reason, Axis Mutual Fund shall issue a press release giving reasons and explaining when the Axis MF would be able to publish the NAV of the schemes. Information regarding Axis MF NAV can be obtained by the Unit holders / Investors by calling or visiting the nearest ISC. Axis Mutual Fund Social Links Axis Mutual Fund Facebook Axis Mutual Fund Twitter Axix Mutual Fund Youtube (Content source: Statement of Additional Information and Scheme Information Documents of the Mutual Fund) About ICICI Prudential Mutual Fund ICICI Prudential Mutual Fundhas been constituted as a Trust in accordance with the provisions of the Indian Trusts Act, 1882 (2 of 1882) as per the Trust Deed dated August 25, 1993 and amended from time to time. The Trust Deed has been registered under the Indian Registration Act, 1908. ICICI Prudential Trust Limited is the trustee of the Schemes of the Fund. It was incorporated under the Companies Act, 1956. The Mutual Fund was registered with SEBI on October 12, 1993 under Registration code MF/003/93/6. ICICI Bank Ltd. holds 51% of the share capital of the Trustee and Prudential plc, through its wholly owned subsidiary, Prudential Corporation Holdings Ltd., holds 49%. ICICI Prudential Fund is sponsored by ICICI Bank Ltd and Prudential plc (through its wholly owned subsidiary namely Prudential Corporation Holdings Ltd). The Sponsors are the Settlors of the Mutual Fund Trust. ICICI Bank Ltd. contributed Rs. 10 lakhs and Prudential plc, with the approval of Reserve Bank of India, Rs. 12.2 lakhs to the Trustee as the initial contribution towards the corpus of the Mutual Fund. ICICI Bank offers a wide range of banking and financial services including commercial banking and treasury operations. ICICI Bank and their subsidiaries offers a wide range of banking and financial services including commercial banking, retail banking, project and corporate finance, working capital finance, insurance, venture capital and private equity, investment banking, broking and treasury products and services. Prudential plc and its affiliated companies constitute one of the world's leading financial services groups, serving around 24 million insurance customers and it has £599 billion of assets under management (as at 31 December 2016). Prudential plc is incorporated in England and Wales and is listed on the stock exchanges in London, Hong Kong, Singapore and New York. ICICI Prudential Asset Management Company Limited, a company incorporated under the Companies Act, 1956 on June 22, 1993 having its Registered Office at 12th Floor, Narain Manzil, 23, Barakhamba Road, New Delhi – 110 001. ICICI Prudential AMC has been appointed as the Asset Management Company of the ICICI Prudential Mutual Fund by the Trustee vide Investment Management Agreement dated September 03, 1993 executed between ICICI Prudential Trust Ltd. and ICICI Prudential Asset Management Company Ltd. ICICI Prudential AMC is also engaged in portfolio management services (PMS) since October 2000 under SEBI Registration No. INP000000373. The AMC is also rendering Advisory Services to SEBI registered foreign portfolio investors (FPIs), foreign institutional investors (FIIs) and their subaccounts. ICICI Prudential AMC is also providing investment management services to Alternative Investment Funds registered under SEBI (Alternative Investment Funds) Regulations, 2012. The AMC has a common research team. These activities are not in conflict with the activities of the Mutual Fund. In the situations of unavoidable conflicts of interest, ICICI Prudential AMC undertakes that it shall satisfy itself that adequate disclosures are made of sources of conflict, potential material risk or damage‘ to investor interest and develop parameters for the same. How to invest in ICICI Prudential Mutual Fund Schemes? Details of official points of acceptance of CAMS (www.camsonline.com) and Branches of ICICI Prudential Mutual Fund are provided on back cover page of all Scheme Information Documents (SIDs). Investors can also subscribe and redeem units from the official website of AMC i.e. www.icicipruamc.com Investors can subscribe to the units of the Scheme using the Invest Now facility available on the website of the AMC i.e. www.icicipruamc.com, submitting applications on fax number or the email id(s) of the AMC provided on the back cover page under the section “ICICI Prudential Mutual Fund Official Points of Acceptance” In case of fresh/additional purchases, if the name of the Scheme/Plan on the application form/transaction slip differs with from the name on the Cheque/Demand Draft, then ICICI Prudential Asset Management Company Limited (the AMC) will process the application and allot units at the applicable Net Asset Value, under the Scheme/Plan which is mentioned on the payment instrument/application form/transaction slip duly signed by the investor(s). The ICICI Prudential Mutual Fund reserves the right to call for other additional documents as may be required, for processing such transactions. The ICICI Prudential Mutual Fund also reserves the right to reject such transactions. The ICICI Prudential Mutual Fund thereafter shall not be responsible for any loss suffered by the investor due to the discrepancy of a Scheme/Plan name mentioned in the application form/transaction slip and Cheque/Demand Draft. In case of fresh purchases, if the Plan name is not mentioned on the application form/transaction slip, then the units will be allotted under the Plan mentioned on the Cheque/Demand Draft. The Plan/Option that will be considered in such cases if not specified by the customer will be the default option of the Plan as per the SID. Transactions in ICICI Prudential Mutual Fund scheme, through the mutual fund trading platforms of the Bombay Stock Exchange and National Stock Exchange. Investors may be provided facility to subscribe to Units of the ICICI Prudential Mutual Fund schemes through the mutual fund trading platforms of the Bombay Stock Exchange (BSE) (BSEStAR MF Platform) and National Stock Exchange (NSE) (Mutual Fund Service System (MFSS) Platform - with NSDL and CDSL as depositories for such units of the mutual fund Clearing members and Depository participants will be considered as Official Points of Acceptance (OPA) of ICICI Prudential Mutual Fund and conditions stipulated in SEBI Circular No. SEBI /IMD / CIR No.11/183204/2009 dated November 13, 2009 for stock brokers viz. AMFI /NISM certification, code of conduct prescribed by SEBI for Intermediaries of Mutual Fund, shall be applicable for such Clearing members and Depository participants as well. Transaction in ICICI Pru MF schemes routed through Distributor/ SEBI Registered Investment Advisor: SEBI circular no. CIR/MRD/DSA/32/2013 dated October 4, 2013 and circular no. CIR/MRD/DSA/33/2014 dated December 9, 2014, has permitted Mutual Fund Distributors (MF Distributors) and SEBI circular no. SEBI/HO/MRD/DSA/CIR/P/2016/113 dated October 19, 2016 permitted SEBI Registered Investment Advisors (―RIAs) to use recognized Stock Exchange infrastructure to purchase/redeem units directly from ICICI Prudential Mutual Fund on behalf of their clients. MF Distributor registered with AMFI or RIAs, will be eligible to use NMF-II platform of NSE (in addition to other intermediaries) and / or of BSE StAR MF platform of BSE to purchase and redeem units of schemes of the Axis Mutual Fund. Transact in ICICI Prudential Mutual Fund schemes through MF Utilities ICICI Prudential Mutual Fund has entered into an Agreement with MF Utilities India Private Limited (MFUI), a ―Category II – Registrar to an Issue under SEBI (Registrars to an Issue and Share Transfer Agents) Regulations, 1993, for usage of MF Utility (MFU) - a shared services initiative of various Asset Management Companies, which acts as a transaction aggregation portal for transacting in multiple Schemes of various Mutual Funds with a single form and a single payment instrument. Accordingly, investors are requested to note that in addition to the existing official points of acceptance (OPA) for accepting transactions in the units of the schemes of the Axis mutual Fund as disclosed in the SID, www.mfuonline.com i.e. online transaction portal of MFU and the authorized Points of Service (POS) designated by MUFI shall also be the OPA with effect from the dates as may be specified by MFUI on its website/AMC by issuance of necessary communication. All financial and non-financial transactions pertaining to Schemes of ICICI Prudental Mutual Fund can be done through MFU either electronically on www.mfuonline.com as and when such a facility is made available by MFUI or physically through the POS of MFUI with effect from the respective dates as published on MFUI website against the respective POS locations. The list of POS of MFUI is published on the website of MFUI at www.mfuindia.com. This will be updated from time to time. Investment in ICICI Prudential Mutual Fund through SIP Investors of ICICI Prudential Mutual Fund can benefit by investing specific Rupee amounts periodically, for a continuous period. The SIP in ICICI Pru MF schemes allows the investors to invest a fixed equal amount of Rupees subject to minimum of Rs. 1,000/- and multiples of Re. 1 every month or Rs. 5,000/- and in multiples of Re. 1/- ever quarter for purchasing additional Units of the Scheme at NAV based prices. Investors can enroll themselves for SIP in the Scheme by ticking appropriate box on the application form or by subsequently making a written request to that effect to the Registrar. Minimum number of installments for monthly frequency will be 6 and for quarterly frequency will be 4. The SIP facility is available on the specific dates of the month’s viz 1st,7th, 10th, 15th, 20th or 25th . Investors of ICICI Prudential Mutual Fund subscribing for SIP are required to submit SIP request at least 30 days prior to the date of first debit date and SIP start date shall not be beyond 100 days from the date of submission of request for monthly and quarterly SIP. All terms and conditions for SIP/STP, including Exit Load, if any, prevailing in the date of SIP/STP enrolment/ registration by the fund shall be levied in the Schemes. ICICI Prudential Mutual Fund Scheme NAV The NAV will be calculated and disclosed by 9.00 p.m at the close of every Business Day. NAV shall be published in at least two daily newspapers having circulation all over India. In addition, the ICICI Prudential Mutual Fund will disclose details of the portfolio at least on a half-yearly basis. NAV will be determined on every Business Day except in special circumstances. NAV of the Scheme shall be made available at all Customer Service Centers of the ICICI Prudential Mutual Fund. The ICICI Prudential Mutual Fund shall disclose portfolio of all Schemes on the website www.icicipruamc.com along with ISIN on a monthly basis as on last day of each month, on or before tenth day of the succeeding month. In addition, the ICICI Prudential Mutual Fund will disclose details of the portfolio at least on a half-yearly basis. ICICI Prudential Mutual Fund shall update the NAVs on the website of Association of Mutual Funds in India - AMFI (www.amfiindia.com) and on the mutual fund website – (www.icicipruamc.com) by 9:00 p.m. every Business Day. In case of any delay, the reasons for such delay would be explained to AMFI and SEBI by the next day. If the NAVs are not available before commencement of business hours on the following day due to any reason, the Fund shall issue a press release providing reasons and explaining when the Fund would be able to publish the NAVs. ICICI Prudential Social Links ICICI Prudential Facebook ICICI Prudential Twitter ICICI Prudential Youtube ICICI Prudential Linkedin ICICI Prudential GooglePlus (Content source: Statement of Additional Information and Scheme Information Documents of the Mutual Fund) About HDFC Mutual Fund HDFC Mutual Fund has been constituted as a trust in accordance with the provisions of the Indian Trusts Act, 1882, as per the terms of the trust deed dated June 8, 2000 and deeds of variation dated June 11, 2003 and June 19, 2003 respectively with Housing Development Finance Corporation Limited (HDFC) and Standard Life Investments Limited as the Sponsors / Settlors and HDFC Trustee Company Limited, as the Trustee. The Trust Deed has been registered under the Indian Registration Act, 1908. The Mutual Fund has been registered with SEBI, under registration code MF/044/00/6 on June 30, 2000. HDFC Mutual Fund is sponsored by Housing Development Finance Corporation Limited and Standard Life Investments Limited. The Sponsors are the Settlors of the Mutual Fund Trust. The Sponsors have entrusted a sum of Rs. one lakh each to the Trustee as the initial contribution towards the corpus of the Mutual Fund. HDFC was incorporated in 1977 as the first specialized mortgage company in India. HDFC provides financial assistance to individuals, corporates and developers for the purchase or construction of residential housing. It also provides property related services (e.g. property identification, sales services and valuation), training and consultancy. Of these activities, housing finance remains the dominant activity. The Standard Life Assurance Company was established in 1825 and has considerable experience in global financial markets. The company was present in the Indian life insurance market from 1847 to 1938 when agencies were set up in Kolkata and Mumbai. The company re-entered the Indian market in 1995, when an agreement was signed with HDFC to launch an insurance joint venture. HDFC Asset Management Company Limited is a public limited company incorporated under the Companies Act, 1956 on December 10, 1999, having its Registered Office at HDFC House, 2nd Floor, H.T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai - 400 020. HDFC Asset Management Company Limited has been appointed as the Asset Management Company of HDFC Mutual Fund by the Trustee vide Investment Management Agreement (IMA) dated June 8, 2000, executed between HDFC Trustee Company Limited and HDFC Asset Management Company Limited. In terms of the Investment Management Agreement, the Trustee has appointed HDFC Asset Management Company Limited to manage the Mutual Fund. HDFC Asset Management Company Limited and HDFC Trustee Company Limited, the Asset Management Company and Trustee Company of HDFC Mutual Fund respectively, had entered into an agreement with Morgan Stanley Investment Management Private Limited and the Board of Trustees of Morgan Stanley Mutual Fund, the asset management company and trustees of Morgan Stanley Mutual Fund. Pursuant to which the schemes of Morgan Stanley Mutual Fund were transferred to and formed part of HDFC MF. HDFC Trustee took over the trusteeship of the Morgan Stanley Mutual Fund Schemes from the Morgan Stanley Trustees and HDFC AMC took over the rights to manage the Morgan Stanley Mutual Fund Schemes from Morgan Stanley AMC and became the investment manager of the Morgan Stanley Mutual Fund Schemes. How to invest in HDFC Mutual Fund Schemes? The application forms for subscription/ redemption# /switches should be submitted at / may be sent by mail to, any of the ISCs / Official Points of Acceptance whose addresses are mentioned in the SID of HDFC Mutual Funds Schemes. In case of units held in demat mode, applications for redemptions should be submitted to the respective Depository Participants only. The Investors can also purchase/redeem Units of the eligible Plan(s) under the Scheme through various channels/modes. For details on updated list of ISCs / Official Points of Acceptance investors are requested to call 1800 3010 6767/ 1800 419 7676 or contact the AMC branches or log on to the website www.hdfcfund.com Invest in HDFC Mutual Fund through Distributors/ RIAs Distributors/ RIAs registered with Association of Mutual Funds in India (AMFI) and permitted by the concerned recognized stock exchanges shall be eligible to use recognized stock exchanges' infrastructure to purchase and redeem mutual fund units (Demat / Non Demat) on behalf of their clients, directly from HDFC Mutual Fund. Distributors/ RIAs shall not handle pay out/pay in of funds as well as units on behalf of investor. Pay in of funds will be directly received by recognized Clearing Corporation and payout of funds will be directly made to investor account. In the same manner, units shall be credited and debited directly from the demat account/Folio of investors in case of Demat/Non-demat transactions respectively. Investors should approach Official Points of Acceptance of HDFC Mutual Fund if units are held in physical mode and the respective Depository Participant(s) if units are held in demat mode. An account statement will be issued by HDFC Mutual Fund to investors who purchase/ redeem their units under this facility in physical mode. In case of investors who intend to deal in units in depository mode, a demat statement will be sent by Depository Participant showing the credit/debit of units to their account. Investors will have to comply with Know Your Customer (KYC) norms as prescribed by BSE/NSE/CDSL/ NSDL and the Mutual Fund to participate in this facility. Investors should contact the Official Points of Acceptance of HDFC Mutual Fund for further details. The facility to transact units through the stock exchange infrastructure shall be in accordance with SEBI Circular No. SEBI /IMD / CIR No.11/183204/ 2009 dated November 13, 2009, No. CIR/IMD/DF/17/2010 dated November 9, 2010, No. CIR/MRD/DSA/32/2013 dated October 4, 2013 and No. CIR/MRD/DSA/33/2014 December 9, 2014 as amended from time to time as also in accordance with the procedures and guidelines issued by the respective Stock Exchanges and the Depositories from time to time. Invest in HDFC Mutual Fund through channel distributors Investors may enter into an agreement with certain distributors (with whom HDFC Mutual Fund also has a tie up) referred to as "Channel Distributors" who provide the facility to investors to transact in units of mutual funds through various modes such as their website / other electronic means or through Power of Attorney in favour of the Channel Distributor, as the case may be. Under such arrangement, the Channel Distributors will aggregate the details of transactions (viz. subscriptions/redemptions/switches) of their various investors and forward the same electronically to the HDFC Mutual Fund / RTA for processing on daily basis as per the cut-off timings applicable to the relevant schemes. The Channel Distributor is required to send copy of investors' KYC proof and agreement entered into between the investor & distributor to the RTA (one time for central record keeping) as also the transaction documents / proof of transaction authorization as the case may be, to the HDFC Mutual Fund / RTA as per agreed timelines. In case KYC proof and other necessary documents are not furnished within the stipulated timeline, the transaction request, shall be liable to be rejected. Normally, the subscription proceeds, when invested through this mode, are by way of direct credits to the specified bank account of the Fund. The Redemption proceeds (subject to deduction of tax at source, if any) and dividend payouts, if any, are paid by the HDFC Mutual Fund to the investor directly through direct credit in the specified bank account of the investor or through issuance of payment instrument, as applicable. It may be noted that investors investing through this mode may also approach the HDFC Mutual Fund / Official Points of Acceptance directly with their transaction requests (financial / non-financial) or avail of the online transaction facilities offered by HDFC Mutual Fund. The Mutual Fund, the AMC, the Trustee, along with their directors, employees and representatives shall not be liable for any errors, damages or losses arising out of or in connection with the transactions undertaken by investors / distributors through above mode. Invest in HDFC Mutual Fund Schemes Online The eServices facility includes HDFCMFOnline, HDFCMFInvestOnline, HDFCMFMobile, eDocs, eAlerts and ePayouts. The AMC/Fund may at its sole discretion offer/ discontinue any and/or all of the eServices facilities offered to any Unitholder in the event the offer of the same is restricted under the applicable jurisdictional laws of such Unitholder. HDFCMFOnline This facility enables Unitholders to execute purchases, redemptions, switches, view account details, portfolio valuation online, download account statements, request for documents via email and avail such other services as may be introduced by the Fund from time to time on the Fund's website www.hdfcfund.com using HDFCMFOnline. HDFCMFInvestOnline This facility enables existing Unitholders not having a HDFC Personal Identification Number (HPIN) to execute purchases / avail such other services as may be introduced by the Fund from time to time on the Fund's website www.hdfcfund.com using HDFCMFInvestOnline. HDFCMFMobile This facility enables Unitholders to execute purchases, redemptions, switches, view account details and portfolio valuation, request for account statements and avail such other services as may be introduced by the Fund from time to time on their mobile handsets. eDocs This facility enables the Unitholder to register an email address with the AMC for receiving allotment confirmations, consolidated account statement/account statement, annual report/abridged summary thereof and/or any statutory / other information as permitted by email. eAlerts This facility enables the Unit holder to receive SMS confirmations for purchase, redemption or switch, dividend declaration details and other alerts. Apart from above mentioned facilities, the facility of ePayouts comprising mode of payment of Redemption / Dividend Proceeds if any, via Direct Credit / NEFT/ ECS is covered under eServices facility. For further details and the terms and conditions applicable for availing eServices, please visit our website www.hdfcfund.com Invest in Schemes of HDFC Mutual Fund through MF Utility HDFC Mutual Fund has entered into an Agreement with MF Utilities India Private Limited ("MFUI"), a "Category II - Registrar to an Issue" under SEBI (Registrars to an Issue and Share Transfer Agents) Regulations, 1993, for usage of MF Utility ("MFU") a "Shared Services" initiative formed by the Asset Management Companies of SEBI registered Mutual Funds under the aegis of Association of Mutual Funds in India (AMFI). MFU acts as a transaction aggregation portal for enabling transaction in multiple Schemes of various Mutual Funds with a single form and a single payment instrument. Both financial and non-financial transactions pertaining to Scheme(s) of HDFC Mutual Fund ('the Fund') can be done through MFU at the authorized Points of Service ("POS") of MFUI. The details of POS with effect from the respective dates published on MFU website at www.mfuindia.com will be considered as Official Point of Acceptance (OPA) for transactions in the Scheme(s) of the HDFC MF. Additionally, such transactions can also be carried out electronically on the online transaction portal of MFU at www.mfuonline.com as and when such a facility is made available by MFUI and that the same will be considered OPA for transactions in the Scheme(s) of the HDFC MF. For details on carrying out the transactions through MFU or any queries or clarifications related to MFU, investors are requested to contact the Customer Care of MFUI on 1800-266-1415 (during the business hours on all days except Sunday and Public Holidays) or send an email to clientservices@mfuindia.com. Investors of the Fund can also get in touch with Investor Service Centres (ISCs) of HDFC AMC to know more about MFU. Invest in HDFC Mutual Fund Schemes through SIP An Unit holder can enroll for the SIP facility under HDFC Mutual Fund by submitting duly completed Enrolment Form at the Official Point(s) of Acceptance. An Investor shall have the option of choosing any date of the Month as his HDFC Mutual Fund SIP date other than 29th, 30th or 31st of a month If SIP period is not specified by the unit holder of HDFC Mutual Fund Scheme then the SIP enrolment will be deemed to be for perpetuity and processed accordingly. Investors / Unit holders of HDFC MF schemes may also enroll for SIP facility through Electronic Clearing Service (Debit Clearing) of the RBI or for SIP Direct Debit Facility available with specified Banks / Branches. In order to enroll for SIP ECS Debit facility or Direct Debit Facility, an Investor must fill-up the Application Form for SIP ECS/ Direct Debit facility Unitholder(s) are advised to read the SID(s) of Target Scheme(s) carefully before investing. The SID(s) / Key Information Memorandum(s) of the respective Scheme(s) are available with the ISCs of HDFC Mutual Fund, brokers / distributors and also displayed on the HDFC Mutual Fund website i.e. – www.hdfcfund.com HDFC Mutual Fund Schemes NAV HDFC Mutual Fund will calculate and disclose the NAV, Sale and Repurchase price of the Scheme(s) at the close of every Business Day and send for publication to atleast 2 daily newspapers. In case of Liquid Scheme(s)/Plan(s) viz. HDFC Cash Management Fund - Savings Plan and Call Plan and HDFC Liquid Fund, the HDFC Mutual Fund will calculate the NAVs all year around. The NAV, Sale and Repurchase price can be viewed on the website of the Mutual Fund (www.hdfcfund.com) and on the website of Association of Mutual Funds in India - AMFI (www.amfiindia.com). Investors may also contact any of the Investor Service Centres (ISCs) of HDFC Mutual Fund for the same. HDFC Mutual Fund shall update the NAVs on the website of AMFI (www.amfiindia.com) by 9.00 p.m. every Business day. In case of any delay, the reasons for such delay would be explained to AMFI in writing. If the NAVs are not available before commencement of business hours on the following day due to any reason, Mutual Fund shall issue a press release providing reasons and explaining when the Mutual Fund would be able to publish the NAVs. HDFC Mutual Fund Social Link HDFC Twitter (Content source: Statement of Additional Information and Scheme Information Documents of the Mutual Fund) About Reliance Mutual Fund Reliance Mutual Fund (RMF) has been set up as a Trust in accordance with the provisions of the Indian Trust Act, 1882 by RCL acting as its Settlor/Sponsor. The Trust came into being vide Trust Deed dated April 25, 1995 (the “Original Trust Deed”), which was duly registered under the Indian Registration Act, 1908. The Original Trust Deed has also been subsequently amended from time to time. The Consolidated Trust Deed has been last amended under an Amendment to the Trust Deed on July 14, 2016, which was then duly registered under the Indian Registration Act, 1908 and also submitted with the Securities & Exchange Board of India (SEBI). The Mutual Fund was registered with SEBI on June 30, 1995 under Registration Code MF/ 022/95/1. Goldman Sachs Asset Management (India) Private Limited (“GSAM AMC”), and Goldman Sachs Trustee Company (India) Private Limited (“GSAM TC”), the asset management company and trustees of Goldman Sachs Mutual Fund respectively entered into an agreement with Reliance Nippon Life Asset Management Limited (“Reliance AMC”) and Reliance Capital Trustee Co. Limited (“Reliance TC”), the asset management company and trustee company of Reliance Mutual Fund (“Reliance MF”) respectively. Pursuant to above, on November 05, 2016 Reliance TC took over the trusteeship of the Schemes from the GSAM TC and Reliance AMC took over the rights to manage the Schemes from GSAM AMC and became the investment manager of the Schemes of Goldman Sachs Mutual Fund. Reliance Mutual Fund has been settled as a Trust by Reliance Capital Limited (RCL). RCL has also been the Sponsor of RMF since its inception. Since, March, 2016, Nippon Life Insurance Company (“NLI”) has become the co-sponsor of RMF. RCL is a Systemically Important Non-deposit Taking Non Banking Financial Company (“NBFC-ND-SI”) registered with the Reserve Bank of India (“RBI”). RCL has interests in asset management and mutual funds, life and general insurance, commercial and home finance, stock broking, wealth management services, distribution of financial products, asset reconstruction, proprietary investments and other activities in financial services arena. Nippon Life Insurance Company (“NLI”) is a Japan’s leading private life insurer and offers a wide range of financial products, including individual and group life and annuity policies through various distribution channels, mainly using face-to-face sales channels for its traditional insurance products. It primarily operates in Japan, North America, Europe and Asia, and is headquartered in Osaka, Japan. NLI conducts asset management operations in Asia, through its subsidiary Nissay Asset Management Corporation. Reliance Capital Trustee Co. Limited (RCTC) is an unlisted Public Limited Company incorporated under the Companies Act, 1956 on March 01, 1995, having its registered office at “Reliance Centre, 7th Floor South Wing, Off Western Express Highway, Santacruz (East), Mumbai - 400 055. RCTC is a subsidiary of RCL. RCTC has been appointed as the Trustee of Reliance MF vide Trust Deed dated April 25, 1995 and the said Trust Deed has been amended from time to time. As Trustee to Reliance MF, RCTC is discharging its duties and carrying out its responsibilities in terms of the applicable SEBI Regulations and as more particularly provided in the Trust Deed. Reliance Nippon Life Asset Management Limited (RNAM) (formerly Reliance Capital Asset Management Limited) is an unlisted Public Limited Company incorporated under the Companies Act, 1956 on February 24, 1995, having its registered office at “Reliance Centre, 7th Floor South Wing, Off Western Express Highway, Santacruz (East), Mumbai - 400 055. RNAM has been appointed as the Asset Manager of Reliance Mutual Fund by the Trustee i.e. RCTC, vide Investment Management Agreement (IMA) dated May 12, 1995. The IMA has been executed between RCTC and RNAM and has since been amended on August 12, 1997, on January 20, 2004 and then on February 17, 2011. Presently, RCL holds 46.57% and NLI holds 49% of its total issued and paid-up equity share capital. The balance of its issued and paid up equity share capital is held by other shareholders. How to invest in Reliance Mutual Fund schemes? Applications for purchase/redemption/switches be submitted at any of the Designated Investor Service Centres mentioned in this Scheme Information Document or any other location designated as such by the AMC, at a later date. The addresses of the Designated Investor Service Centres are given at the end of this Scheme Information Document and also on the website, www.reliancemutual.com. Investors in cities other than where the Designated Investor Service Centres (DISC) are located, may forward their application forms to any of the nearest DISC, accompanied by Demand Draft/s payable locally at that DISC. Invest in Reliance Mutual Fund schemes online Facility of online transactions is available on the official website of Reliance Mutual Fund i.e. www.reliancemutual.com. Consequent to this, the said website is declared to be an “official point of acceptance” for applications for subscriptions, redemptions, switches and other facilities with effect from the transaction date, December 13, 2005. The Uniform Cut -off time as prescribed by SEBI and as mentioned in the Scheme Information Documents of respective schemes shall be applicable for applications received on the website. However, investors should note that transactions on the website shall be subject to the eligibility of the investors, any terms & conditions as stipulated by Reliance Mutual Fund/Reliance Nippon Life Asset Management Limited., from time to time and any law for the time being in force. Transaction through Reliance Mutual Fund application is a facility, whereby investors can Purchase / Switch / Redeem units, view account details & request for account statement using their Personal Computer, Tablet, Mobile Phone or any other compatible electronic devices, which has internet facility subject to certain conditions. In order to process such transactions Internet Personal Identification Number (I-PIN) which is issued by Reliance Mutual Fund for transacting online through the website/application should be used. For the said purpose, Reliance MF Application, http://m.reliancemf.com and http://m.reliancemutual.com are considered to be an “official point of acceptance”. The Uniform Cut - off time as prescribed by SEBI and mentioned in the SID / KIM shall be applicable for applications received through such facility. This facility of transacting in mutual fund schemes is available subject to such limits, operating guidelines, terms and conditions as may be prescribed by the Reliance MF from time to time. Reliance MF / Reliance Nippon Life Asset Management reserve the right to introduce, change, modify or withdraw the features available in this facility from time to time. Reliance Mutual Fund shall accept subscriptions in the schemes of RMF from investors having existing folio on internet through VISA Master Card and Maestro Debit Card. The said investments can be made through our official website i.e. www.reliancemutual.com. Investors are requested to note that Reliance Nippon Life Asset Management Limited shall endeavour to obtain the details of the bank account debited from the payment gateway service provider and match the same with the registered pay-in accounts. In case it is found that the payment is not made from a registered bank account or from an account not belonging to the first named unit holder, the Reliance Nippon Life Asset Management or its Registrar & Transfer Agent shall reject the transaction with due intimation to the investor. Reliance Nippon Life Asset Management shall endeavour to obtain name of the Bank making the payment for subscription, where the investors’ account details are not made available by the payment gateway service provider. Consequently, for subscription through this mode the said website shall be an “official point of acceptance”. The Uniform Cut - off time as prescribed by SEBI and as mentioned in the Scheme Information Document of respective schemes shall be applicable for applications received on the website. Investing in Reliance Mutual Fund schemes through Stock Exchange Mechanism In terms of SEBI Circular SEBI/IMD/CIR No.11/183204/ 2009 dated November 13, 2009, units of the Scheme can be transacted through all the registered stock brokers of the National Stock Exchange of India Limited and / or Bombay Stock Exchange Limited who are also registered with Association of Mutual Funds of India and are empaneled as distributors with Reliance Mutual Fund. Accordingly such stock brokers shall be eligible to be considered as ‘official points of acceptance’ of Reliance Mutual Fund. International Security Identification Numbers (ISIN) in respect of the plans / options of the Scheme have been created and have been admitted to National Securities Depository Limited (NSDL) and Central Depository Services Limited (CDSL) and can be transacted using the beneficiary accounts maintained with any of the respective Depository Participants (DPs). The units will be allotted in the physical or depository mode in accordance with the choice of the investor. The facility of transacting in mutual fund schemes through stock exchange infrastructure is available subject to such limits, operating guidelines, terms and conditions as may be prescribed by the respective Stock Exchanges from time to time. In Terms of SEBI circular vide reference no. CIR/IMD/DF/I 7/2010 dated November 09, 2010 with effect from December 30, 2010, In addition to the trading members of NSE and BSE, clearing members of registered Stock Exchanges shall be eligible to offer purchase and redemption of units of specified Schemes of Reliance MF on MFSS and BSE Star MF System. Investing in Reliance Mutual Fund schemes through MF Utility Reliance Nippon Life Asset Management has entered into an agreement with MF Utilities India Private Limited (“MFUI”), a “Category II - Registrar to an Issue” under SEBI (Registrars to an Issue and Share Transfer Agents) Regulations, 1993, for usage of MF Utility (“MFU”) - a shared services initiative of various asset management companies, which acts as a transaction aggregator for transacting in multiple schemes of various mutual funds with a single form and a single payment instrument. Accordingly, all the authorized POS and website/mobile application of MFU India (available currently and also updated from time to time) shall be eligible to be considered as ‘official points of acceptance’ for all financial and non-financial transactions in the schemes of RMF either physically or electronically with effect from February 6, 2015. The list of POS of MFUI is published on the website of MFUI at www.mfuindia.com. Applicability of NAV shall be based on time stamping as evidenced by confirmation slip given by POS of MFUI and also the realization of funds in the Bank account of Reliance Mutual Fund (and NOT the time of realization of funds in the Bank account of MFUI) within the applicable cut-off timing. The Uniform Cut - off time as prescribed by SEBI and mentioned in the SID / KIM shall be applicable for applications received through such facilities. Investors are requested to note that MFUI will allot a Common Account Number (“CAN”) i.e. a single reference number for all investments in the mutual fund industry for transacting in multiple schemes of various mutual funds through MF Utility and to map existing folios, if any. Investors can create a CAN by submitting the CAN Registration Form and necessary documents at the POS. The AMC and/or its Registrar and Transfer Agent shall provide necessary details to MFUI as may be needed for providing the required services to investors/ distributors through MF Utility. Investors are requested to visit the website of MFUI i.e. www.mfuindia.com to download the relevant forms. For any queries or clarifications related to MF Utility, please contact the Customer Care of MFUI on 1800- 266-1415 (during the business hours on all days except Sunday and public holidays) or send an email to clientservices@mfuindia.com. Invest in Reliance Mutual Fund schemes through SIP An investor can benefit under this facility by investing specified amounts regularly. By investing a fixed amount of rupees at regular intervals, one would end up buying more units of the Fund when the price is low and fewer units when the price is high. As a result, over a period of time, the average cost per unit to the unitholder may tend to be less than the average subscription price per unit, irrespective of whether it is a rising, falling or fluctuating market. Thus, the unitholder automatically tends to gains and averages out the fluctuations of the market, without having to monitor prices on a day-to-day basis. This concept is called “Rupee Cost Averaging”. The cheques should be drawn in favour of Reliance Mutual Fund Scheme Name and crossed “Account Payee Only” and must be payable at the centre where the applications are submitted to the Customer Service Centre. In case of fresh/additional purchases, if the name of the Scheme on the application form/transaction slip differs with the name on the Cheque/Demand Draft, then the application may be processed and units shall be allotted at applicable NAV of the scheme mentioned in the application / transaction slip. An investor shall have the option of choosing for 1 or more than 1 SIP in the same scheme same plan and in the same month. SIP debit dates shall be 2nd, 10th, 18th or 28th. Investor can also avail more than one SIP for the same debit date. Reliance Mutual Fund Schemes NAV In terms of Regulation 48(2) of the SEBI Mutual Funds Regulation 1996, and SEBI/IMD/CIR No. 12/147132/08 dated December 11, 2008 NAV shall be calculated and published at least in 2 daily newspapers on a daily basis. The Mutual Fund shall declare the Net asset value of the scheme on every business day on AMFI’s website www.amfiindia.com by 9.00 p.m. on the day of declaration of the NAV and also on www.reliancemutual.com. If the NAVs are not available before commencement of business hours on the following day due to any reason, the Fund shall issue a press release providing reasons and explaining when the Fund would be able to publish the NAVs. The NAV of the Scheme will be calculated and declared by the Fund on every Working Day. The information on NAV may be obtained by the Unitholders, on any day from the office of the AMC / the office of the Registrar in Hyderabad or any of the other Designated Investor Service Centres Investors may also note that Reliance Mutual Fund shall service its customers through the call center from Monday to Saturday between 8.00 am to 9.00 pm. However, 24x7 facility shall be available for addressing the queries through interactive voice response (IVR) and for hot listing the Reliance Any Time Money Card. Investor may also call customer service centre at 3030 1111, callers outside India (Toll Free No. 1800-300-11111), please dial 91-22-30301111. Reliance Mutual Fund Social Links Reliance Mutual Fund facebook Reliance Mutual Fund Youtube Reliance Mutual Fund Twitter Reliance Mutual Fund Linkedin (Content source: Statement of Additional Information and Scheme Information Documents of the Mutual Fund) About Aditya Birla Sun Life Mutual Fund Aditya Birla Sun Life Mutual Fund (formerly known as Birla Sun Life Mutual Fund) (the “Mutual Fund”) has been constituted as a trust on December 16, 1994 in accordance with the provisions of the Indian Trusts Act, 1882 (2 of 1882) with Aditya Birla Capital Limited,(formerly known as Aditya Birla Financial Services Limited) (a wholly owned subsidiary of Aditya Birla Nuvo Ltd.) and Sun Life (India) AMC Investments Inc., as the Sponsors and Aditya Birla Sun Life Trustee Private Limited(formerly known as Birla Sun Life Trustee Company Pvt. Ltd.) as the Trustee. The Trust Deed has been registered under the Indian Registration Act, 1908. The Mutual Fund was registered with SEBI on December 23, 1994 under Registration Code MF/020/94/8. The objective of the Mutual Fund is to offer to the public and other eligible investors units in one or more schemes in the Mutual Fund for making group or collective investments primarily in Indian Securities in accordance with and as permitted under the directions and guidelines issued from time to time by SEBI. The Corporate Office of the Mutual Fund is at One India Bulls Centre, Tower 1, 17th Floor, Jupiter Mill Compound, 841, S.B. Marg, Elphinstone Road, Mumbai - 400 013. The Sponsors of Aditya Birla Sun Life Mutual Fund (formerly known as Birla Sun Life Mutual Fund) are Aditya Birla Capital Limited, a wholly owned subsidiary of Aditya Birla Nuvo Ltd., and a part of the Aditya Birla Group, which is a premier conglomerate of businesses in India and Sun Life (India) AMC Investments Inc. (a company governed by the laws of Canada), a wholly-owned subsidiary of Sun Life Financial Inc, Canada, which is a leading international financial services organization providing a diverse range of wealth accumulation and protection products and services to individuals and corporate customers. Aditya Birla Capital Limited, (formerly known as Aditya Birla Financial Services Limited) (a wholly owned subsidiary of Aditya Birla Nuvo Ltd.) and Sun Life (India) AMC Investments Inc. are the sponsors under the Securities and Exchange Board of India (Mutual Funds) Regulations, 1996. Aditya Birla Nuvo Ltd. is the settlor of Mutual Fund Trust. The Sponsor has entrusted a sum of Rs100,000/- to the Trustee as the initial contribution towards the corpus of the Mutual Fund. The Aditya Birla Group is an industrial conglomerate with a market capitalisation of US $41 billion and is in the League of Fortune 500, the Aditya Birla Group is anchored by an extraordinary force of 1,20,000 employees, belonging to over 42 different nationalities. Over 50 per cent of the Aditya Birla Group’s revenues flow from its overseas operations. Sun Life Financial is a leading international financial services organization providing a diverse range of wealth accumulation and protection products and services to individuals and corporate customers. Chartered in 1865, Sun Life Financial and its partners today have operations in key markets worldwide. Aditya Birla Sun Life AMC Limited (ABSLAMC), is a public limited company incorporated under the Companies Act, 1956 on September 05, 1994 having its Registered Office at One India Bulls Centre, Tower 1, 17th Floor, Jupiter Mill Compound, 841, S.B. Marg, Elphinstone Road, Mumbai - 400 013. BSLAMC has been appointed as the Investment Manager of Aditya Birla Sun Life Mutual Fund by the Trustee vide Investment Management Agreement dated December 16, 1994, executed between Aditya Birla Sun Life Trustee Private Limited & Aditya Birla Sun Life AMC Limited. How to invest in schemes of Aditya Birla Sun Life Mutual Fund? The application form for the subscription of units of the Scheme will be available / accepted at the office of the Investor Service Centres (ISCs) during Business Hours on all Business Days. The same can also be downloaded from the website of the Mutual Fund https://mutualfund.adityabirlacapital.com All cheques and bank drafts must be drawn in favour of “Aditya Birla Sun Life Mutual Fund Scheme Name” and crossed “Account Payee Only.” A separate cheque or bank draft must accompany each application/each Scheme. The application complete in all respects along with the payment instrument must be submitted to the nearest designated Investor Service Centre. Aditya Birla Sun Life Mutual Fund applications incomplete in any respect or not accompanied by payment instrument of the amount payable are liable to be rejected and the money paid will be refunded without interest. Investors may undertake transactions viz. purchase / redemption / switch through the online/electronic modes/sources like its official website - https://mutualfund.adityabirlacapital.com, mobile handsets, etc. and may also submit transactions in electronic mode offered by specified banks, financial institutions, distributors etc., with whom Aditya Birla Sun Life AMC has entered or may enter into specific arrangements including through secured internet sites operated by CAMS (www.camsonline.com). Accordingly, the servers (maintained at various locations) of the Aditya Birla Sun Life AMC and CAMS will be the official point of acceptance for all such online / electronic transaction facilities offered by the AMC. Where the mutual fund Units under the scheme is proposed to be listed on any recognised stock exchange, unitholders may opt to hold the units in electronic (demat) mode, as provided. The applicant intending to hold units in electronic (demat) form will be required to have beneficiary account with a Depository Participant (DP) (registered with NSDL / CDSL) and will be required to indicate the required details in the application form. Invest in Aditya Birla Sun Life Mutual Fund schemes through mobile phone Aditya Birla Sun Life AMC has entered into an arrangement with a service provider for facilitating certain transactions in units of the designated Scheme/s of Aditya Birla Sun Life Mutual Fund by the existing investors which, interalia, requires registration process to be complied with by the investor. Please contact the nearest Investor Service Centre (ISC) of Aditya Birla Sun Life AMC or visit our website https://mutualfund.adityabirlacapital.com for the said Registration Form. Investors are advised to read all the terms and conditions provided in the Registration Form carefully before availing this facility. Telephonic Transaction Facility is also available via Interactive Voice Response (IVR - 1800-270-7000/ 1800-22-7000) based authentication for placing Redemption and Switch transactions is available in the Schemes of Aditya Birla Sun Life Mutual Fund. Invest in Aditya Birla Sun Life Mutual Fund schemes through MF Utility MF Utility (“MFU”) - a shared services initiative of various Asset Management Companies, which acts as a transaction aggregation portal for transacting in multiple Schemes of various Mutual Funds with a single form and a single payment instrument. Aditya Birla Sun Life AMC Limited has entered into arrangement with MF Utilities India Private Limited (MFUI), a “Category II - Registrar to an Issue” under SEBI (Registrars to an Issue and Share Transfer Agents) Regulations, 1993 to facilitate financial transactions viz. purchase / subscription and redemption / repurchase of units of the scheme during the Specified Transaction Period(s) and non financial transactions. Accordingly, all financial and non-financial transactions for the Scheme can be done through MFU either electronically on www.mfuonline.com as and when such a facility is made available by MFUI or physically through the authorized Points of Service (“POS”) of MFUI with effect from the respective dates as published on MFUI website against the POS locations. Investors can refer the list of POS of MFUI available on the website of MFUI at www.mfuindia.com as may be updated from time to time. The Online Transaction Portal of MFU i.e. www.mfuonline.com and the POS locations of MFUI will be in addition to the existing Official Points of Acceptance (“OPA”) of the Aditya Birla Sun Life AMC. The AMC and/or its Registrar and Transfer Agent (RTA) i.e Computer Age Management Services Pvt. Ltd (CAMS www.camsonline.com) shall provide necessary details to MFUI as may be needed for providing the required services to investors/ distributors through MFU. Investors are requested to visit the websites of MFUI at www.mfuindia.com or the AMC at https://mutualfund.adityabirlacapital.com to download the relevant forms. For facilitating transactions through MFU, Aditya Birla Sun Life Mutual Fund (Fund)/AMC may require to submit and disclose information/details about the investor(s) with MFUI and/or its authorised service providers. For any queries or clarifications related to MFU, investors are requested to contact the Customer Care of MFUI on 1800-266-1415 (during the business hours on all days except Sunday and Public Holidays) or send an email to clientservices@mfuindia.com. Invest in Aditya Birla Sun Life Mutual Fund schemes through stock exchange platforms Aditya Birla Sun Life AMC has entered into arrangements with NSE and BSE to facilitate purchase/subscription and redemption/repurchase of units of certain schemes of Aditya Birla Sun Life Mutual Fund. Mutual Fund Service System (MFSS) would be made available by NSE on all business days of Capital Market segment from 9.00 am till 3.00 pm. The cut-off timing and Applicability of NAV shall be determined in accordance with provisions of SEBI circular SEBI/IMD/CIR No.11/78450/06 dated October 11, 2006 or such other amendments as may be issued by SEBI from time to time. MFSS has been designed to provide a confirmation slip of the order(s) entered, which would be deemed to be the time of receipt of application for the purposes of determining the applicability of NAV. MFSS facility available shall be subject to such operating guidelines as may be issued by NSE from time to time. The transactions carried out on the BSE StAR MF platform shall be subject to such guidelines as may be issued by BSE and also SEBI (Mutual Funds) Regulations, 1996 and circulars/guidelines issued thereunder from time to time. Transactions can be carried out under such plans/option under the Schemes as maybe made available on Stock Exchange Platform for Mutual Funds by AMC effective from such date that maybe notified on its website from time to time. For details of schemes available for transaction under stock exchange mechanism, investors are requested to refer to the respective Scheme Information Document available on the website- https://mutualfund.adityabirlacapital.com. Invest in Aditya Birla Sun Life Mutual Fund schemes through SIPs SIP allows investors to invest money in scheme of Birla Sun Life Mutual Fund on a regular basis. Applicants can avail of SIP facility by filling up the relevant application form available at branch offices / ISC / OPTs. Investment can be of the following dates: 1st and/or 7th and/or 10th and/or 15th and/or 20th and/or 28th of every month. Investors can also opt for multiple dates within a month. Investors may choose maximum upto 4 dates from the following dates: 1st and/or 7th and/or 10th and/or 15th and/or 20th and/or 28th of each month. If the investment frequency is not selected or in case of any ambiguity, the SIP date will be 7th of each month under Monthly SIP. In case where more than 4 dates are specified, default dates will be 7th, 15th, 20thst & 28th of each month. Further, In case the 'End Date' is not mentioned by the investor, the same would be considered as December 31, 2099 by default. Multi Scheme SIP Facility enables investors to subscribe under various Schemes through SIP using a single application form and payment instruction. All provisions as applicable to investments under the existing Systematic Investment Plans offered under the Schemes of the Fund will be applicable to this Facility. Under this Facility, payment only in respect of the first installment can be made using a single cheque. The payment for all the subsequent installments will have to be through the auto-debit/standing instruction/NACH facility provided by the banks. Currently, the maximum number of Schemes in which investments can be made using a single SIP application Form shall be 3 (three). Aditya Birla Sun Life Asset Management Company Limited reserves right to extend the facility to more than 3 (three) schemes in future. In addition to the regular SIP facility for the Scheme, Birla Sun Life Century SIP facility may also be made available to the investors. Century SIP gives the benefit of Free Life Insurance cover to the eligible investors. Aditya Birla Sun Life Mutual Fund Scheme NAV The Net Asset Value (NAV) per Unit of the scheme will be computed by dividing the net assets of the respective Aditya Birla Sun Life MF scheme by the number of Units outstanding under the scheme on the valuation date. The Mutual Fund will value its investments according to the valuation norms, in the SEBI Regulations, or such norms as may be specified by SEBI from time to time. The NAVs will be calculated and disclosed for every Business Day. NAVs will be calculated up to two decimal places. Thereafter, Aditya Birla Sun Life Mutual Fund shall declare the NAV of the scheme on every business day on AMFI’s website www.amfiindia.com by 9.00 p.m. on the day of declaration of the NAV and also on website of Aditya Birla Sun Life Mutual Fund (https://mutualfund.adityabirlacapital.com). In case of any delay, the reasons for such delay would be explained to AMFI in writing. If the NAVs are not available before commencement of business hours on the following day due to any reason, Aditya Birla Sun Life Mutual Fund shall issue a press release providing reasons and explaining when the Mutual Fund would be able to publish the NAVs. The NAV shall be published in atleast two daily newspapers in accordance with SEBI (MF) Regulations. The information on NAV of the Aditya Birla Sun Life MF scheme may be obtained by the unit holders, on any day by calling the office of the Aditya Birla Sun Life AMC or any of the ISCs at various locations. Aditya Birla Sun Life Mutual Fund Social Links Aditya Birla Facebook Aditya Birla Twitter Aditya Birla Youtube Aditya Birla Linkedin (Content source: Statement of Additional Information and Scheme Information Documents of the Mutual Fund) About SBI Mutual Fund SBI Mutual Fund has been constituted on June 29, 1987 as a Trust in accordance with the provisions of the Indian Trusts Act, 1882 (2 of 1882) with State Bank of India (SBI), as the Sponsor and SBI Mutual Fund Trustee Company Private Limited as the Trustee. The Trust Deed has been registered under the Indian Registration Act, 1908. The Mutual Fund was registered with SEBI on December 23, 1993 under Registration Code MF-009/93/3. SBI Mutual Fund is sponsored by State Bank of India, one of the largest public sector banks in India. The Sponsor is the Settlor of the Mutual Fund Trust. The Sponsor has entrusted a sum of Rs. 5 Lakhs to the Trustee as the initial contribution towards the corpus of the Mutual Fund. The State Bank of India ‘SBI’ having its Corporate Office at State Bank Bhavan, Madame Cama Road, Mumbai - 400 021, is the largest public sector bank with 17170 branches in India and 195 foreign offices spread over 36 countries (as on March 31, 2017), the largest overseas network among all Indian banks. Extensive network, along with correspondent banking relationship with more than 243 banks and tie ups with 31 Exchanges across all continents making SBI a bank with global outreach. State Bank of India holds 63% stake in SBI Funds Management Private Limited. SBI Mutual Fund Trustee Company Private Limited, through its Board of Directors, shall discharge its obligations as Trustee of the SBI Mutual Fund. The Trustee ensures that the transactions entered into by the AMC are in accordance with the SEBI Regulations and will also review the activities carried on by the AMC. The registered office of SBIMFTCPL is situated at 9 th Floor, Crescenzo, C– 38 & 39, G Block, Bandra-Kurla Complex, Bandra (East),Mumbai - 400 051. SBI Mutual Fund Trustee Company is the Trustee to the Mutual Fund vide the Restated and Amended Trust Deed dated December 29, 2004, to supervise the activities of the Fund. SBI Funds Management Private Limited is a private limited company incorporated under the Companies Act, 1956 on February 7, 1992, having its Registered Office at 9 th Floor, Crescenzo, C-38 & 39, G Block, BandraKurla Complex, Bandra (East), Mumbai – 400051. SBI Funds Management has been appointed as the Asset Management Company of the SBI Mutual Fund by the Trustee vide Investment Management Agreement (IMA) dated May 14, 1993 and also a supplemental thereto on April 28, 2003. The same have been replaced by Restated and Amended Investment Management Agreement entered into between SBI Mutual Fund Trustee and SBI Funds Management on December 29, 2004. SBI Mutual Fund has appointed M/s Computer Age Management Services Pvt. Ltd. (SEBI Registration Number: INR 000002813) situated at Rayala Towers, 158, Anna Salai, Chennai – 600002 as Registrars, Transfer Agents to the Scheme. How to invest in schemes of SBI Mutual Fund? Investors can subscribe for the units of SBI Mutual Fund schemes either during the NFO of the Schemes or during the continuous offer, when the SBI MF Scheme re-opens for purchase and sale on an ongoing basis. For Close Ended Schemes, investors can subscribe for the units only during the NFO period. For Interval schemes, investor can subscribe for the units of the Scheme either during the NFO period of the Scheme or during the Specified Transaction Period as may be mentioned. New investors can purchase units by submitting duly completed application form, subject to KYC requirements and other required documents . Existing unit holders may use transaction Slip, or Common transaction Form. Application forms or common transaction forms will be available at the official points of acceptance of transactions (OPAT) of SBI MF during the business hours or the same will also be available with all the distributors of SBI MF and can also be downloaded from the website of the Mutual Fund, www.sbimf.com. The completed Applications form / transaction slip / common transaction form as the case may be, complete in all respects together with necessary remittance may be submitted at any OPAT of SBI MF or SBI MF Corporate Office. Pursuant to SEBI circular No. CIR/IMD/DF/9/2011 dated May 19, 2011, with effect from October 1, 2011, the unit holders who wish to hold the units in the demat form, should mention the demat account details of the first holder in the application form while subscribing for units and submit other necessary documents. In case if the demat details are not mentioned or details mentioned are incorrect, then the units will be issued in physical form. Investors may use the forms available at the branches for providing demat details, while subscription. Invest in SBI Mutual Fund schemes through SMS (Short Messaging Service) The SMS Transactions facility “(m-Easy)” enables Unitholders to subscribe or redeem or switch Units of the SBI MF Scheme by sending instructions through m-Easy by sending SMS from their registered mobile phone number on a dedicated number i.e. 9210192101. For Purchase, type: INV <AMOUNT> <SCHEME CODE>. For Redeem, type: RED <AMOUNT / ALL> <SCHEME CODE>. For Switch, type: SWT <AMOUNT / ALL> <FROM SCHEME CODE> <TO SCHEME CODE> Purchase transaction can be done in terms of ‘Amount’ only whereas Redemption and Switch transaction can be done in terms of ‘Amount” or “ALL” units. The minimum purchase/redemption/switch amount in the respective scheme/plan/option of SBI Mutual Fund will be applicable for each transaction. Investors are requested to refer scheme codes mentioned in the Registration Cum Debt Mandate form for SMS transactions or visit the website www.sbimf.com. Invest in SBI Mutual Fund Schemes through Stock Exchange Infrastructure Units of the Schemes of the SBI Mutual Fund (SBI MF) can be transacted through registered trading members (broker) of the National Stock Exchange of India Limited (NSE) on the Mutual Fund Service System (MFSS) of NSE and / or registered stock brokers of BSE Limited (BSE) on the BSE Stock Exchange Platform for Allotment and Repurchase of Mutual Funds (BSE StAR MF) of BSE, who are registered with Association of Mutual Funds of India and are empanelled with SBI Funds Management Private Limited (SBIFMPL). Accordingly, such brokers shall be eligible to be considered as ‘Official Points of Acceptance’ as per SEBI Circular No. SEBI/IMD/CIR No.11/78450/06 dated October 11, 2006. The units of the Schemes can be transacted through BSE StAR MF and NSE MFSS Platforms through registered Stock brokers with effect from December 04, 2009. Time stamping as evidenced by the confirmation slip given by the stock exchange mechanism shall be considered for the purpose of determining applicable NAV and cut off timing for the transactions. Units shall be allotted in the physical / depository mode as per the request of the investor. For availability of the Scheme on BSE StAR MF and NSE MFSS Platforms please refer the SID of respective Scheme. Mutual fund Distributors (MF Distributors) registered with Association of Mutual Funds in India (AMFI) and permitted by the concerned recognized stock exchanges shall be eligible to use the recognized stock exchange‘s infrastructure to purchase and redeem mutual fund units in demat and non-demat mode on behalf of the investors, directly from SBI Funds Management Private Limited. Invest in SBI Mutual Fund Scheme through MF Utilities SBI Funds Management Private Limited has entered into an Agreement with MF Utilities India Private Limited, a “Category II – Registrar to an Issue” under SEBI (Registrars to an Issue and Share Transfer Agents) Regulations, 1993, for usage of MF Utility - a shared services initiative of various Asset Management Companies, which acts as a transaction aggregation portal for transacting in multiple Schemes of various Mutual Funds with a single form and a single payment instrument. Accordingly, all financial and non-financial transactions pertaining to Schemes of SBI Mutual Fund can be done through MF Utility either electronically on www.mfuonline.com as and when such a facility is made available by MF Utilities or physically through the authorized Points of Service of MF Utilities with effect from the respective dates as published on MF Utility website against the POS locations. The list of POS of MF Utilities is published on the website at www.mfuindia.com as may be updated from time to time. The Online Transaction Portal of MFU i.e. www.mfuonline.com and the POS locations of MFUI will be in addition to the existing Official Points of Acceptance of the AMC. Invest in SBI Mutual Fund Schemes through SIP For investors, the fund offers a Systematic Investment Plan (SIP) at all the Official point of acceptance of SBI MF’s locations. Under this Facility, an investor can invest a fixed amount per frequency. This facility will help the investor to average out their cost of investment over a period of six months or one year and thus overcome the short-term fluctuations in the market. The Scheme offers weekly, Monthly and Quarterly Systematic Investment Plan. Investors must indicate their choice on their application form in the box provided for the purpose. The post-dated cheques must be dated the 1st/5th/10th/15th/20th/25th/30th (For February, last business day) of every month and drawn in favour of the scheme as specified in the application form and crossed "Account Payee Only". The application may be mailed to the Registrars directly or submitted at any of the Official point of acceptance of SBI MF. The amount will be invested in the scheme at applicable NAV on the date of SIP. The number of Units allotted to the investor will be equal to the amount invested during the month divided by the Sale Price for that day. An intimation of the allotment will be sent to the investor. The investor may terminate the facility after giving at least three weeks' written notice to the Registrar. On an ongoing basis, Investors can subscribe to SIP facility by submitting completed application forms along with post dated cheques. Entry into SIP can be on any date. However investor has to select SIP cycle of 1st/5th / 10th/15th /20th/ 25th/30th (For February last business day) in case of Monthly & Quarterly SIP and 1st, 8th, 15th & 22nd of the month in case of Weekly SIP. A minimum 15 days gap needs to be maintained between SIP entry date and SIP cycle date. Subsequent post dated cheques must be dated 1st/5th / 10th/15th /20th/ 25th/30th (For February last business day)of every month in case of Monthly & Quarterly SIP and 1st, 8th, 15th & 22nd of the month in case of Weekly SIP drawn in favour of the scheme as specified in the application form and crossed “Account Payee Only”. SBI Mutual Fund Scheme NAV The NAV of SBI Mutual Fund scheme will be calculated and disclosed at the close of every Business Day. NAVs will also be displayed on the Website of the Mutual Fund. NAV will also be published in 2 newspapers as prescribed under SEBI (Mutual Funds) Regulations, 1996. NAV can also be viewed on www.sbimf.com and www.amfiindia.com. The AMC shall update the NAVs on the website of Association of Mutual Funds in India - AMFI (www.amfiindia.com) by 9.00 p.m. The Mutual Fund shall disclose portfolio as on the last day of the month of the respective Fund(s) under the Scheme on its website viz. www.sbimf.com on or before the tenth day of the succeeding month in the prescribed format. As per SEBI (Mutual Fund) Regulations, 1996, a complete statement of the Scheme portfolio would be published by the Mutual Fund as an advertisement in one English daily Newspaper circulating in the whole of India and in a newspaper published in the language of the region where the Head Office of the Mutual Fund is situated within one month from the close of each half year (i.e. March 31 & September 30) or mailed to the Unit holders. SBI Mutual Fund Scheme Social Links SBI Facebook SBI Twitter SBI Youtube SBI Linkedin (Content source: Statement of Additional Information and Scheme Information Documents of the Mutual Fund) About UTI Mutual Fund In terms of The Unit Trust of India (Transfer of Undertaking and Repeal) Act 2002 (hereafter referred to as the Act), interalia, all the Schemes / Plans of the erstwhile Unit Trust of India stood transferred to and vested in UTI Trustee Company Private Limited, the Trustee Company of UTI Mutual Fund and the Administrator of the Specified Undertaking of the Unit Trust of India with effect from the appointed day i.e. 1st February 2003. UTI Mutual Fund has been structured in accordance with The SEBI (Mutual Funds) Regulations, 1996. Comprising a three tier structure namely UTI Mutual Fund, UTI Trustee Company Pvt. Ltd., (the Trustee Company to UTI Mutual Fund) and UTI Asset Management Company Ltd., (the Investment Managers to UTI Mutual Fund). The UTI Mutual Fund has been constituted as a Trust on December 09, 2002 in accordance with the provisions of the Indian Trusts Act, 1882 (2 of 1882) with Bank of Baroda, Punjab National Bank, State Bank of India and Life Insurance Corporation of India as the Sponsors and UTI Trustee Company Private Ltd as the Trustee. The Trust Deed has been registered under the Indian Registration Act, 1908. UTI Mutual Fund was registered with SEBI on January 14, 2003 under Registration Code MF/048/03/01. UTI Mutual Fund is sponsored by Bank of Baroda, Punjab National Bank, State Bank of India and the Life Insurance Corporation of India (LIC). The Sponsors have entrusted a sum of Rs10,000/- to the Trustee as the initial contribution towards the corpus of the Mutual Fund. UTI Trustee Company Private Limited, through its Board of Directors, discharges its obligations as Trustee of the UTI Mutual Fund. The Trustee ensures that the transactions entered into by UTI AMC are in accordance with the SEBI Regulations and reviews the activities carried on by the UTI AMC. With effect from January 20, 2010, the sponsors viz., State Bank of India, Bank of Baroda, Punjab National Bank and Life Insurance Corporation of India, which are also the shareholders of UTI AMC, have sold 26% of their respective share holdings in UTI Trustee Co P Ltd in equal proportion to T. Rowe Price International Ltd (Formerly known as T. Rowe Price Global Investment Services Limited), UK (TRP), a wholly owned subsidiary of T Rowe Price Group, Inc, as a strategic investor. After the sale, the sponsors/shareholders, in equal proportion, are holding in the aggregate 74%, and TRP is holding 26%, of the equity share capital of the Trustee. UTI Asset Management Company Private Limited (UTI AMC) was incorporated under the Companies Act, 1956 on November 14, 2002. Subsequently, the status was changed to a Public Limited Company and the name of the Company was accordingly changed to UTI Asset Management Company Ltd by a Special Resolution passed at the Annual General Meeting on September 18, 2007. A fresh certificate of incorporation, consequent to the change of the name, was granted on November 14, 2007 by the Registrar of Companies, Maharashtra, Mumbai. UTI AMC was approved by SEBI to act as the Asset Management Company for UTI Mutual Fund vide their letter no. MF/BC/PKN/03 dated January 14, 2003. UTI AMC has been appointed as the Asset Management Company of the UTI Mutual Fund by the Investment Management Agreement (IMA) dated December 9, 2002 executed between UTI Trustee Company Private Limited and UTI AMC. The Registered Office of the Company is at UTI Tower, Gn Block, Bandra - Kurla Complex, Bandra (East) Mumbai - 400 051. UTI AMC will manage the schemes of the UTI Mutual Fund in accordance with the provisions of the Investment Management Agreement, the Trust Deed, the SEBI (Mutual Funds) Regulations and the objectives of the scheme. How to invest in schemes of UTI Mutual Fund? Investors can subscribe for the units of UTI Mutual Fund schemes either during the NFO of the Schemes or during the continuous offer, when the UTI MF Scheme re-opens for purchase and sale on an ongoing basis. For Close Ended Schemes, investors can subscribe for the units only during the NFO period. For Interval schemes, investor can subscribe for the units of the Scheme either during the NFO period of the Scheme or during the Specified Transaction Period as may be mentioned. Applications for purchase/redemption is accepted at all Official Point of Acceptance as mentioned in the Scheme Information Document of the respective schemes. The list of OPAs is available on www.utimf.com. For Applications submitted through other than online mode or SIPs / STRIPs, Investors are required to check the Official Points of Acceptance (OPAs) whether the Scheme is open for subscription before submitting their application forms for subscription of Units of the Scheme failing which the UTI MF/UTI AMC shall not be responsible/liable in any manner whatsoever. Invest in UTI Mutual Fund schemes through ATMs An additional facility is offered for transacting in the units of the schemes through ATM card issued by Axis Bank. This facility is called as utimf@atm. In order to transact in units through utimf@atm, an investor will be required to have a bank Account with Axis Bank and ATM Card of the Axis Bank. The utimf@atm is currently available for Purchase and Redemption of units. Other services like Switchover etc., may also be made available to the investors in future. For units purchased through ATM, redemption request will have to be made through ATM only, till the Unitholder gets his Dual facility Application Form registered with the Registrar Directly. Invest in UTI Mutual Fund schemes through AMC website UTI Mutual Fund acting through UTI Asset Management Company Ltd. (hereinafter referred to as ‘UTIMF’ or ‘UTIAMC’) offers a facility to transact online to Purchase, Redeem and Switch, units of its various schemes, through its website www.utimf.com This facility is known and called as invest@uti. The terms and conditions of invest@uti are mentioned on the website of UTI MF, www.utimf.com. ‘Online Purchase facility’ is also an ‘Official Points of Acceptance’. The cut off time that is mentioned in the SID/ KIM will be applicable for transactions made through the ‘Online Purchase facility’. Invest in UTI Mutual Fund through the stock exchanges Transactions are permitted through registered stock brokers / clearing members of recognised Stock Exchanges (SEs) with effect from November 30, 2009 for eligible schemes as per SID. This facility is available to investors registered with the eligible stock exchange brokers, who have complied with the requirement of the AMFI/NISM Certification examination. At present, this facility is available through, NSE, BSE, NSDL & CDSL. NSDL & CDSL are permitted to process redemption request of units held in demat form only. Invest in UTI Mutual Fund through SMS In addition to the existing offline and online platforms, “SMS2invest@uti” is introduced for commercial transactions through SMS platform, a mobile investment facility to the valued investors, with effect from March 3, 2014. This will enable the existing investors of UTI MF to Purchase, Redeem and Switch units from one eligible scheme to another simply by sending an SMS, thus giving users the sense of managing their investments from anywhere anytime. For further details and list of eligible schemes, please refer to the Registration Form for ‘sms2invest@uti’ available in the website www.utimf.com Invest in UTI Mutual Fund through MF Utilities All financial and non-financial transactions pertaining to Schemes of UTI Mutual Fund excluding UTI Nifty, UTI Children’s Career Balanced Plan, UTI Children’s Career Advantage Fund and UTI ULIP are available through MFU either electronically on www.mfuonline.com as and when such a facility is made available by MFUI or physically through the authorized Points of Service (“POS”) of MFUI with effect from the respective dates as published on MFUI website against the POS locations. The list of POS of MFUI is published on the website of MFUI at www.mfuindia.com as may be updated from time to time. The Online Transaction Portal of MFU i.e. www.mfuonline.com and the POS locations of MFUI shall act as OPA of UTI AMC in addition to the existing OPAs. For any queries or clarifications related to MFU, please contact the Customer Care of MFUI on 1800-266-1415 (during the business hours on all days except Sunday and Public Holidays) or send an email to clientservices@mfuindia.com Invest in UTI Mutual Fund through SIP Existing unit holders can join SIP by quoting the existing folio no. / Investor ID on the SIP application form. New investors should attach the SIP Enrolment Form along with the Scheme Application Form. The applications of SIP will be accepted at all Official Points of Acceptance (OPAs). No outstation cheques will be accepted. Unitholders are required to submit all the post-dated cheques at one go and not in a staggered manner. SIP is also available through NACH platform of National Payments Corporation of India (NPCI) wherein mandates are registered based on the scanned images by destination bank(s). The timelines for registration is 21 days. The investor’s bank should be participating in the NACH Clearing. Investors can choose any date of his/her preference as SIP Debit Date. If in any month, the SIP Debit Date opted by the Investor is not available (Say, 29th & 30th in February and 31st in case of alternate months), then the SIP Debit Date for those months shall be the last available Business Day in that month. UTI Mutual Fund Schemes NAV The Net Asset Value (NAV) of the scheme shall be calculated by determining the value of the scheme's assets and subtracting therefrom the liabilities of the scheme taking into consideration the accruals and provisions. The NAV per unit shall be calculated by dividing the NAV of the scheme by the total number of units issued and outstanding on the valuation day. The NAV will be rounded off upto four decimal placesNAV shall be declared separately for different options of the scheme. The NAVs shall be issued to two daily newspapers for publication on a daily basis and will also be available on web-site of UTI Mutual Fund, www.utimf.com and web-site of AMFI namely www.amfiindia.com. UTI Mutual Fund Scheme Social Links UTI Facebook UTI Twitter UTI Youtube UTI Linkedin (Content source: Statement of Additional Information and Scheme Information Documents of the Mutual Fund) About Franklin Templeton Mutual Fund Franklin Templeton Mutual Fund has been constituted as a Trust on January 04, 1996 in accordance with the provisions of the Indian Trusts Act, 1882 with Templeton International Inc., as the Sponsor and Franklin Templeton Trustee Services Private Limited as the Trustee. The Deed of Trust dated January 04, 1996 and the Supplemental Deeds of Trust dated March 30, 1996 and August 26, 2005 have been registered under the Indian Registration Act, 1908. The Mutual Fund was registered with SEBI on February 19, 1996 under Registration Code MF/026/96/8. Franklin Templeton Mutual Fund is sponsored by Templeton International, Inc. Templeton International Inc., is a wholly owned subsidiary of Templeton Worldwide Inc., which in turn is a wholly owned subsidiary of Franklin Resources Inc. The sponsor was responsible for setting up and establishing the Franklin Templeton Mutual Fund. The Sponsor is the Settler of the Mutual Fund Trust. The Sponsor has entrusted a sum of Rs.1 lakh to the Trustee as the initial contribution towards the corpus of the Mutual Fund. The Trustee has appointed Franklin Templeton Asset Management (India) Private Ltd. as the Investment Manager. Franklin Resources, Inc. along with its subsidiary entities (commonly known as Franklin Templeton Investments) is one of the world’s largest investment management companies. Franklin Templeton Investments provides global and domestic investment management to retail, institutional and sovereign wealth clients in over 170 countries. Through specialized teams, the company has expertise across multiple asset classes—including equity, fixed income, alternatives and custom solutions. Franklin Templeton Asset Management (India) Pvt. Ltd. and Franklin Templeton Trustee Services Pvt. Ltd. had acquired 100% shares in Pioneer ITI AMC Ltd. and Pioneer ITI Mutual Fund Pvt. Ltd. respectively, in July 2002 after obtaining the approval from SEBI. Subsequently the registration certificate of Pioneer ITI Mutual Fund was surrendered to SEBI for cancellation. SEBI vide its letter dated February 17, 2003 cancelled the same. In April 2007, Franklin Templeton Holding Ltd., Mauritius and its nominee acquired 25% of the paid up equity capital of Franklin Templeton Asset Management (India) Pvt. Ltd., the AMC and Franklin Templeton Trustee Services Pvt. Ltd., the Trustee Company, held by Hathway Investments Ltd. and its associate, thereby acquiring 100% of the AMC’s and Trustee Company’s paid up capital. Franklin Templeton Trustee Services Private Limited, through its Board of Directors, shall discharge its obligations to the Franklin Templeton Mutual Fund as the Trustee of the Mutual Fund. Franklin Templeton Trustee Services Private Limited is a private company limited by shares incorporated under the Companies Act, 1956 on December 19, 1995. The Registered Office of the Company is situated at Indiabulls Finance Centre, Tower 2, 12th and 13th Floor, Senapati Bapat Marg, Elphinstone Road (West), Mumbai 400013. The Trustee ensures that the transactions entered into by the AMC are in accordance with the SEBI Regulations and reviews the activities carried on by the AMC. Franklin Templeton Asset Management (India) Private Limited has been appointed as the Asset Management Company of the Mutual Fund by the Trustee vide Investment Management Agreement (IMA) dated January 5, 1996, executed between Franklin Templeton Trustee Services Pvt. Ltd and Franklin Templeton Asset Management (India) Pvt. Ltd., as amended by the Supplemental Investment Management Agreement dated August 26, 2005. The Investment Manager was approved by SEBI to act as the asset management company (AMC) for the Mutual Fund vide SEBI letter No. IIMARP/406/96 dated February 19, 1996. Franklin Templeton Asset Management (India) Private Limited is a private company limited by shares incorporated under the Companies Act, 1956 on October 6, 1995. The Registered Office of the company is situated at Indiabulls Finance Centre, Tower 2, 12th and 13th Floor, Senapati Bapat Marg, Elphinstone Road (West), Mumbai 400013. The entire (100%) paid up capital of the Investment Manager is held by Franklin Templeton Holding Ltd., Mauritius and its nominees. Franklin Templeton Holding Ltd. is a wholly owned subsidiary of Franklin Templeton Capital Holdings Pte. Ltd., Singapore, which is a wholly owned subsidiary of Templeton International Inc., USA, a wholly owned subsidiary of Templeton Worldwide Inc., USA, which in turn is a wholly owned subsidiary of Franklin Resources Inc., USA. How to invest in Franklin Templeton Mutual Fund schemes? The scheme units are being offered for subscription through AMFI/NISM registered/certified distributors and can also be purchased directly from the Mutual Fund through various Official Points of Acceptance of Franklin Templeton Mutual Fund and its website www.franklintempletonindia.com Application Forms along with the Key Information Memorandum (KIM) and copies of the SAI and respective Scheme Information Documents (SID) are available from any of the Franklin Templeton Investor Service Centres, in addition to the Head Office of the Mutual Fund. Application Forms are also available with the approved intermediaries / distributors of the Mutual Fund as well as on the website of the Mutual Fund www.franklintempletonindia.com or through any other electronic mode introduced from time to time. Investors can purchase units of the schemes by completing an application form and delivering it at any of the Investor Service Centres / Collection Centres. Investors can also perform a web-based transaction to purchase units of the schemes on website of the Mutual Fund (www.franklintempletonindia.com) or through any other electronic mode introduced from time to time. As per the SEBI guidelines, in respect of New Fund offers (NFO), investors will also have an option to make an application / payment under the Applications Supported by Blocked Amount (ASBA) facility. This facility is available to all investors eligible to invest in the schemes of the Mutual Fund. The applications under ASBA facility will be subject to the directives issued by SEBI from time to time. Invest in Franklin Templeton Mutual Fund scheme through MF Utilities Investors can also transact through MF Utility (MFU), offered by MF Utilities India Private Limited (MFUI). MFU is a shared services initiative of various asset management companies, which acts as a transaction aggregator for transacting in multiple schemes of various mutual funds with a single form and a single payment instrument. MFUI will allot a Common Account Number (CAN), a single reference number for all investments in the mutual fund industry, for transacting in multiple schemes of various mutual funds through MFU and to map existing folios, if any. Investors can create a CAN by submitting the CAN Registration Form (CRF) and necessary documents at the authorised MFUI Points of Service (POS). The AMC and /or its Registrar and Transfer Agent (RTA) will provide necessary details to MFUI as may be needed for providing the required services to investors/distributors through MFU. Investors are requested to visit the websites of MFUI or the AMC to download the relevant forms. Subscriptions with cheque favouring MFUI and all other financial and non-financial transactions pertaining to schemes of Franklin Templeton Mutual Fund can be done through MFU physically through the authorized MFUI POS with effect from the respective dates as published on MFUI website against the POS locations or electronically through their website www.mfuonline.com (as and when such a facility is made available by MFUI). The MFUI website www.mfuonline.com and authorised MFUI POS updated on www.mfuindia.com will be considered as Official Points of Acceptance of transactions (OPAT) of the AMC. The online transaction portal of MFU i.e. www.mfuonline.com and the POS locations of MFUI will be in addition to the existing OPAT of the AMC. For any queries or clarifications related to MFU, please contact the Customer Care of MFUI on 1800-266- 1415 (during the business hours on all days except Sunday and Public Holidays) or send an email to clientservices@mfuindia.com. Invest in Franklin Templeton Mutual Fund schemes through SMS Investors can transact in schemes of Franklin Templeton Mutual Fund (except Franklin India Pension Plan and Franklin India Government Securities Fund - PF Plan) through SMS. In order to avail this facility, the Unitholder(s) should submit SMS transaction registration form along with NACH registration form at the nearest Franklin Templeton branch or ISC. Investors can send a transaction SMS only through the registered mobile number with the predefined keywords only (available on www.franklintempletonindia.com). This facility shall be available subject to the terms and conditions as detailed in the SMS transactions registration form. The Trustee/Asset Management Company of FTMF reserves the right to modify or discontinue any of these facilities at any time in future on a prospective basis. Invest in Franklin Templeton Mutual Fund schemes through the stock exchange platform Franklin Templeton offers the facility to subscribe and redeem the units of schemes of Franklin Templeton Mutual Fund through the infrastructure of the National Stock Exchange of India Ltd. and BSE Ltd. This facility is offered in terms of SEBI circulars and the guidelines issued by NSE and BSE in this regard from time to time. This facility for subscription [fresh purchase, additional purchase and transactions under Systematic Investment Plan (SIP)], redemption and switch of units of the eligible schemes is available for new investors as well as existing investors. Currently, transactions under Systematic Transfer Plan (STP), Systematic Withdrawal Plan (SWP) and Dividend Transfer Plan (DTP) are available only under NSE Platform (NSE NMFII). In order to facilitate the transactions under this facility, NSE has launched Mutual Fund Service System (“MFSS”) & NMF II and BSE has introduced BSE StAR MF platform. All trading members, clearing members and non-member Mutual Fund Distributors (MFD) who are registered with NSE, BSE and the Association of Mutual Funds in India (“AMFI”) as Mutual Fund Advisors and are empanelled as distributor with Franklin Templeton Asset Management will be eligible to offer this facility to the investors. All the Eligible Stock Brokers, Eligible Clearing Members and Eligible MFD will be considered as the Official Point of Acceptance of Transaction (“OPAT”) for the transaction done under this facility. The cut-off timing and applicability of NAV for the transaction will be determined in accordance with the provisions of SEBI circular no. SEBI/IMD/CIR No.11/78450/06 dated October 11, 2006. Invest in Franklin Templeton Mutual Fund schemes through SIP Mutual Fund Investors can benefit by investing specified rupee amounts periodically for a continuous period. This concept is called Rupee Cost Averaging. This savings program allows investors to save a fixed amount of rupees every month by purchasing additional units of the Fund. Therefore, the average unit cost will always be less than the average sale price per unit irrespective of the market being rising, falling or fluctuating. By investing a fixed amount of Rupees at regular intervals, investors can take advantage of the benefits of Rupee Cost Averaging, at the same time, saving a fixed amount each month. All the SIP cheques (except the first one) must be uniformly dated i.e. either the 1st, 7th, 10th, 20th or 25th of a month. Investors can invest at Monthly or Quarterly intervals by providing post-dated cheques. All cheques 