There is an opportunity to speed things up. Because PGW is publicly owned, it is only spending $22 million per year on upgrades and does not have access to capital markets to increase that amount. The bottom line is that PGW's abilities are limited, and those limitations carry very serious consequences. However, if the company were owned by a nongovernment entity, it would have access to those markets and could take out a loan and pay off the upgrades in small monthly installments over a long period of time, as with a mortgage.