Joint development with AdNovum



Car Dossier has been developed in a collaboration between AdNovum, the University of Zurich, the Lucerne University of Applied Sciences and Arts, AMAG, AXA, Mobility, and the Department of Motor Vehicles of the Canton of Aargau. Car Dossier is based on a private blockchain combined with smart contracts. The advantage for customers is obvious: You can be sure that all the information about the car is correct.

The project is currently forming an association which aims to recruit other partners along the value chain and to develop additional interesting use cases.

AXA wants to look into blockchain solutions increasingly in the future and to implement them where it makes sense to do so. Currently, various projects are running, including in the pensions area.

AXA is testing blockchain in the pensions area

Switzerland's 3-pillar system has proven itself and is considered to be one of the best in the world despite the challenges it currently faces. But the 3-pillar system is complex: Numerous suppliers are involved, and there are hardly any interfaces between the management applications. The individual pillars in themselves are transparent. However, it becomes complicated if a private individual wants a pensions overview across all three pillars. This requires time-consuming analyses; documents have to be obtained and advice sought. For families, the whole thing is even more complicated.

In order to provide its customers with an overview, AXA is looking into the use of a decentralized pension dossier. The blockchain-supported system would allow private individuals to assess their own pensions data at all involved parties (banks, insurance companies, foundations, Pillar 1 (AHV), employers) with a mouse click and – if they so wish – to forward it to an advisor or fiduciary.

