Today, the Department of Health and Human Services issued a new rule called the “medical loss ratio” rule that will require health insurance companies to spend 80 to 85 percent of your health care insurance premiums on making you healthier instead of overhead costs like advertising or executive compensation. Like many other provisions in the Affordable Care Act, the medical loss ratio rule brings a whole new level of transparency to the health insurance marketplace and holds the insurers accountable.

Nancy-Ann DeParle, Director of the Office of Health Reform at the White House, takes some time to explain the new rule and why it’s so important in this video:

If you’d like to learn more, visit HealthCare.gov. And if you have questions about the medical loss ratio rule or the Affordable Care Act in general, tune in tomorrow for a live chat with Nancy-Ann DeParle at 2:15 p.m. EST.