*Source: ICICI Prudential Life Annual Report FY2018-19

**Our Life insurance policies COVID-19 claims, subject to applicable terms and conditions of policy contract and extant regulatory framework.

***The premium for a 22 year old healthy male for a life cover of ₹1 crore for the ICICI Pru iProtect Smart – Life Option under the regular income payout option for a policy term of 19 years is ₹ 5,824 p.a (inclusive of all taxes).

#The Average Claims Turn Around Time (TAT) for FY2019 for Death Claim (Individual) is 2.34 days* The TAT is calculated for Non-investigated claims from Last document received to Disbursal date

"The percentage saving computed is purely in terms of premium paid over the term (Difference between Limited Pay: 5 years and Regular pay) of the policy and does not account for time & other factors that may happen during this period. It is one of the many features that the product offers and you can opt for it based on your individual needs. The percentage saving is for ICICI Pru iProtect Smart - Life Option for `2.00 Crores life cover for a 20 year old healthy Male for a policy term of 61 years with regular income payout option. The monthly premium will be `1,441. The premium amounts are inclusive of taxes and online discount is applied.

~~(Source: Company BuyOnline data - Dec 2015 till Mar 2020)

$$https://www.livemint.com/Money/Pio57s15nRYI8tb0Yb9HaM/There-is-a-minimum-sum-assured-in-life-insurance-policies.html)

1https://www.iciciprulife.com/content/dam/icicipru/brochures/ICICI-Pru-iProtect-Smart-Illustrated-Brochure.pdf)

2https://www.iciciprulife.com/content/dam/icicipru/brochures/ICICI-Pru-iProtect-Smart-Illustrated-Brochure.pdf)

** The given premium is applicable for a 18 year old healthy male life with monthly mode of payment and premiums paid regularly for the policy term of 18 years with income payout option with Life Cover of ₹ 1 crore. Goods and Services tax and/or applicable cesses (if any) as per applicable rates will be charged extra.

~Claim statistics are for Financial Year 2019-20 and is computed basis individual claims settled over total individual claims for the financial year. For details, refer to Public Disclosures in our Website.

^Critical Illness Benefit is optional and available under Life and Health and All in One options. This benefit is payable, on first occurrence of any of the 34 illnesses covered. The CI Benefit, is accelerated and not an additional benefit which means the policy will continue with the Death Benefit reduced by the extent of the CI Benefit paid. The future premiums payable under the policy will reduce proportionately. If CI Benefit paid is equal to the Death Benefit, the policy will terminate on payment of the CI Benefit. To know more in detail about CI Benefit, terms & conditions governing it, kindly refer to sales brochure. Critical Illness benefit is available till age of 75.

+Accidental Death benefit is up to `2 Crores. Accidental Death Benefit is optional and available in Life Plus and All in One options. Accidental Death Benefit cover is available upto age 80.

++Nothing herein contained shall operate to destroy or impede the right of any creditor to be paid out of the proceeds of any policy of assurance, which may have been effected with intent to defraud creditors. Unless taken otherwise with the intent to defraud creditors. In case of any third party claim in the Courts of India with regards the insurance proceeds, the amount shall be subject to the judiciary directions. Please seek professional legal advice for the applicability of this provision.

^^Tax benefits under the policy are subject to conditions under Section 80C, 80D, 10(10D) and other provisions of the Income Tax Act, 1961.Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.

## Refer the product brochure for the definitions, exclusions and other terms and conditions applicable for Permanent Disability due to accident and Terminal Illness.

`Based on number of policies sold online between January 2016 - February 2017.

$As per IRDA Annual Report 2018-19.

3. Only doctor’s certificate confirming diagnosis needs to be submitted. The benefit is payable only on the fulfillment of the definition of the diagnosed critical illness.

ICICI Pru iProtect Smart UIN 105N151V06.

OTH/II/0255/2019-20