She said supporting her child on a receptionist’s salary stretches out her limited resources, making it difficult for her to purchase a home in the Hanover area.

According to the Pew Research Center’s analysis of U.S. Census Bureau data, 36 percent of young adults ages 18 to 31 — members of the millennial generation — were living at their parents’ home in 2012.

The 21.6 million millennials living at home in 2012 was up from the 18.5 million, 32 percent, of that age group in 2007. In the census data, college students in dormitories during the academic year are considered to be living with their parents.

The long-term trend of young adults living at home is fairly consistent, with 31 percent in 1981 and 32 percent in 1968.

Bowring said young people are an “underserved or unserved” group. He said many of them come out of college with substantial debt and don’t have the savings for a down payment for a home.

“These are the people we are serving. Most people want to see themselves as middle-class, but people are not making the dollars go as far as they do 20 years ago,” Bowring said.