1. We want to promote innovation and competition in the banking sector

Whether it’s introducing a new way to pay a cheque into the bank, or helping small businesses get the finance that they need to grow, we want to make sure financial and payments technology works better and in the interests of the people that use them on a daily basis.

2. New types of digital currency are being developed and digital currency businesses are setting up in the UK

It is estimated that 20,000 people in the UK currently hold Bitcoins – and around £60m worth are circulating in the UK economy. But we want to get the facts on why people are using them.

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3. We want to hear about the benefits of digital currencies for the people that use them and the wider economy

So if you use Bitcoins to pay for a flight – why is it easier? Or if you’re the airline receiving payments by Bitcoin, how is that helping you?

Digital currencies aren’t the only payment innovation in the UK; contactless credit and debit cards mean you can jump on the bus in London with just a swipe of your card and mobile payment apps like Paym mean you can pay a friend back for dinner with a few taps of your mobile.

4. As well as the benefits, we also want to hear about the risks that might come with using digital currencies

For example, how vulnerable are digital currency users in comparison with those who use banks and traditional payment services?

And to what extent are digital currencies being used for illicit or illegal purposes?

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5. We also want to hear your views on whether regulation of digital currencies is required

The safety net of a regulator can give firms the assurance they need to start up in the UK and ensure consumers and businesses are protected.

But what kind of regulation would be appropriate? For example, should regulation be aimed at making digital currencies safer for users? Should regulation target illicit or illegal uses of digital currencies? Or would regulation prove overly burdensome for this new and growing industry?

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Want to have your say? Visit the Call for Information Or, for more information, read the news story.

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