So, an indie rock band chooses a 26-year-old photo of a unsuspecting mom from Connecticut for its new album cover, in which she looks like a schoolgirl about to be attacked by a vampire.

So what?, XL Recordings, the label for Vampire Weekend, has said in response to a $2 million lawsuit by former fashion model Ann Kirsten Kennis, whose sultry 1983 photo graces the cover of the bands newest album, Contra.

The...