What do millennials expect when it comes to paychecks and retirement?

Plenty of them don’t think they’ll hit the jackpot with their pay, while others expect big-time salaries.

Millennials also estimate they might not retire until age 80 or 90, though some said they are aiming for age 60, or joked they might marry rich and stop working immediately.

And watch out, financial advisers: Most said they don’t expect to hire a professional to help them prep for retirement. That could help explain why low-cost robo-advisers have gained traction.

These views from millennials on their financial futures come in a video released this month by investment research firm Morningstar’s MORN, -1.03% U.K. unit.

The four-minute video is worth watching — and here it is in full:

The young ’uns mostly have British accents, but their views on money don’t sound that different from what you might hear from millennials in, say, Chicago or San Diego.

On salaries, one 21-year-old who plans to work in finance says: “Like about when you are 30 years old, it should be, let’s say 100.” He means 100,000 pounds a year, or about $146,000.

Stepping down from that amount, another young man says he expects “enough to live on, and a bit more than that. So like maybe £40K a year.”

What about an estimated retirement age?

“I kind of assume that we’ll, as millennials, have to work till we’re about 90,” one young woman tells Emma Wall, a Morningstar U.K. senior editor who poses the questions in the video.

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How about a financial adviser to help with retirement planning?

“Realistically, I don’t think that would be where my money would go, because I wouldn’t have additional money to pay someone,” says a young woman who plans to become a midwife.

“That’s probably the case for a lot of people living in London,” she adds. “And particularly young people don’t think about the future because they’re struggling so much.”

Research shows young people are dealing with significant financial obstacles, such as repaying student loans, while faced with a sluggish economic recovery and other factors they can’t control. And almost two-thirds believe they’ll need their parents’ help to buy their first home. That’s even though millennials are more inclined to save a significant chunk of their paycheck than other groups.

Read:There’s a loud corner of Reddit where millennials look to get rich or die tryin’

This story was first published on May 24, 2016.