Value Proposition (Andre)

Fantom’s consensus via Lachesis and the TxFlow protocol allow for fast responsiveness and high transactional throughput. This is the base layer of the stack.

Fantom consensus is a plug-and-play module for Ethereum or Cosmos. On the Cosmos stack, we have built a stable coin issuance platform. This is not a stable coin, but a toolset to allow the issuance, transfer and trade of stable coins.

The stack allows you to mint 1:1 backed fiat currencies into KYC/AML approved wallets. The stack includes default audit reporting and disclosure.

On top of the stable coin issuance stack is the Fantom Pay ecosystem. A payments solution that allows Crypto to Crypto payments via merchant portals.

So top layer you have a wallet (mobile, desktop, and web) that allows the transfer of funds. This also includes payment integration endpoints for point of sale systems (such as Posbank).

Middleware layer, you have a stable coin issuance system, will reporting, and KYC/AML.

Foundation layer, you have TxFlow responsiveness, backed by Lachesis consensus for security.

This platform allows any organization that has a fiat deposit license to accept funds and issue full disclosure and auditable 1:1 parity backed stable coins to KYC/AML approved wallets while allowing the users to use the token to pay for services and onboard merchants.