Indiabulls Home Loan | Interest Rate | Eligibility | Documents Required

Indiabulls is an Indian group, which has its headquarters in Gurgaon, and features a corporate office in Mumbai. The company deals in various sectors like real estate, Infrastructure, Securities and Home finance. The sector of Indiabulls, which is termed as Indiabulls Housing Finance Ltd (IBHFL), which deals in Home loans and loan against property to the people and all corporate , who are looking for finances for their housing needs and for the purpose of construction and purchase of Residential Property, was incorporated in 2005.

In terms of Profits, the Indiabulls Housing Finance Ltd stands as the second most profitable Housing finance Company in the country. With the average sanctioning of loans of around 24 lacs and having the tenure loan period of around 15 years, the Indiabulls subsidiary has done a remarkable business. Such is the recognition of the Indiabulls Housing Finance Ltd, that the company has received the highest long term credit rating as received from CARE and Brickwork Ratings. It has also received AA+ ratings from CRISIL and ICRA.

Indiabulls Home Loan

Indiabulls home Loan is an accumulation of several key features, which offers several benefits to the people looking for home loans. Some of the key features are as follows:

Maximum Loan Amount

Indiabulls offer up to 90% of the cost of the property (including the cost of the land), with the condition that if loan requirement is up to Rs. 30 lacs. However, For loans above Rs. 30 lacs and maximum Rs. 75 Lacs , this loan amount is upto 80% while for loans above Rs 75 Lacs, it can be maximum 75 percent of the cost of the property. However, this complete scenario depends on the repayment capacity of the person seeking loan.

Loan Tenure

The maximum loan tenure is 30 years or the retirement, whichever is earlier.

Benefits of Indiabulls Home Loan

• The facility of approval of loan even before the final selection of property

• Online management of Loan account with huge benefits

• Doorstep services through Experienced staff

• Funding facility available for NRI customers

• Facility for funding for builder’s under construction and ready properties

• Quick and easy processing and disbursal of loan amount

• Property search services available

• Home loan counseling services

• Attractive interest rates

• Doorstep service

• More than 5000 pre-approved projects

• Easy monthly repayments under part disbursements

• Safe document storage (ISO Certified)

• Balance Transfer with reduced interest rates and EMI’s

• No pre-payment charges on home loans

Indiabulls Home Loans facility is a very good experience with the people getting huge benefits through Indiabulls. It’s convenient and quick process of Home loans application approval and with the huge list of benefits involved, the Home loans through Indiabulls is always a great option to choose from. With the Home Loan EMI and Loan Eligibility Calculator, the loan seekers are highly benefited with the quick information on all aspects of Home loans.