How We Got Here

Today's global payments infrastructure has more in common with the outdated postal system than this generation’s internet. Recognizing this friction in payments, our founders established Ripple with the idea of using blockchain technology and digital assets to enable financial institutions to send money across borders, instantly, reliably and for fractions of a penny.

This unification of the underlying infrastructure that ties institutions and providers together not only helps our customers grow their business but also it helps enable the world to move money like information moves today—a concept we refer to as the Internet of Value.