Branch offers a mobile digital wallet for working Americans. An on-demand hub that helps them meet their everyday financial needs, our app allows any employee to receive money, manage their cash flow, and spend anywhere – all from their smartphone.

Tips, gratuities, expenses, and mileage can be paid to employees instantly (when they need the funds), saving employers cost of capital and technology.

Fee-free checking account and debit card can be offered to underbanked employees to eliminate paycard and paper check costs with no change to payroll processes or cycles.

Budgeting tools + free earned wage access help employees increase their short-term financial stability so that they’re more engaged at work and are better positioned to reach other financial goals.

*There is no cost to use the app or Branch debit card. However, users may incur a small fee if you choose to use the instant transfer feature to move funds from the Branch account to an external debit card or account.

