2. ... Investment Adventure upon all the tickets in the lottery, and you lose for certain; and the greater the number of your tickets the nearer your approach to this certainty. (Adam Smith)





Never give anyone the advice to buy or sell shares, because the most benevolent price of advice can turn out badly. (De la Vega)





No price is too low for a bear or too high for a bull. (Stock Exchange Proverb)





Do you know the only thing that gives me pleasure? It's to see my dividends coming in. (John D. Rockerfeller)





No one was ever ruined by taking a profit. (Stock Exchange Maxim)





Cut your losses and let your profits run. (American proverb)





Our favourite holding period is forever. (Warren Buffet)





Take every gain without showing remorse about missed profits, because an eel may escape sooner than you think. (De la Vega)





Profits on the exchange are the treasures of goblins. At one time they may be carbuncle stones, then coals, then diamonds, then flint stones, then morning dew, then tears. (De la Vega)





In the state of nature profit is the measure of right. (Thomas Hobbes, 1651)





Whoever wishes to win in this game must have patience and money, since the values are so little constant and the rumours so little founded on truth (De la Vega) Top of Page

3. ... Dreams & Visions Vision is the art of seeing things invisible. (Jonathan Swift)





Myths are public dreams, dreams are private myths. (Joseph Campbell)





Dreams are necessary to life. (Anais Nin)





If one advances in the direction of his dreams, one will meet with success unexpected in common hours. (Henry David Thoreau)





The very essence of leadership is that you have to have vision. You can't blow an uncertain trumpet. (Theodore Hesburgh)





Some men see things as they are and say "Why?". I dream of things that never were and say "Why not?". (George Bernard Shaw)





If you only look at what is, you might never attain what could be. (Anonymous)





Dreams have their place in managerial activity, but they need to be kept severely under control. (Lord Weinstock)





I stand for freedom of expression, doing what you believe in, and going after your dreams. (Madonna)





Imagination is more important than knowledge. (Albert Einstein)





If you can imagine it, you can achieve it; if you can dream it, you can become it. (William Arthur Ward)





The mind, once expanded to the dimensions of larger ideas, never returns to its original size. (Oliver W. Holmes)





Minds are like parachutes, they only function when they are open. (Sir James Dewar)





Ideas are like stars, you will not touch them with your hands. (Carl Schurz)





The simple joy of taking an idea into one's own hands and giving it proper form, that's exciting. (George Nelson)





An idea is never given to you without you being given the power to make it reality. You must, nevertheless, suffer for it. (Richard Bach)





Information is the seed for an idea, and only grows when it's watered. (Heinz V. Bergen)





Imagine. (The Beatles)





Wonder rather than doubt is the root of all knowledge. (Abraham Joshua Heschel)

I invent nothing, I rediscover. (Rodin)





The more original a discovery, the more obvious it seems afterwards. (Arthur Koestler)





To know is nothing at all; to imagine is everything. (Anatole France)





What is now proved was once only imagin'd. (William Blake)





Man is so made that when anything fires his soul, impossibilities vanish (Jean de la Fontaine)





A man can succeed at almost anything for which he has unlimited enthusiasm. (Charles M. Schwab)





One good thing about being young is that you are not experienced enough to know you cannot possibly do the things you are doing. (Gene Brown)





All great truths begin as blasphemies. (George Bernard Shaw)





Half the lies people tell me aren't true. (Yogi Berra)





Facts are stubborn things. (Alain Rene Lesage)





The truth is incontrovertible, malice may attack it, ignorance may deride it, but in the end; there it is. (Winston Churchill)





Words ought to be a little wild, for they are the assaults of thoughts on the unthinking. (John Maynard Keynes)





Only with absolute fearlessness can we slay the dragons of mediocrity that invade our gardens. (George Lois)





Security is mostly superstition... Life is either a daring adventure, or nothing. (Helen Keller)





We may affirm that nothing great in the world has been accomplished without passion. (George Wilhelm Friedrich Hegel)





Rules of the Garage: Believe you can change the world. Work quickly, keep the tools unlocked, work whenever. Know when to work alone and when to work together. Share - tools, ideas. Trust your colleagues. No politics. No bureaucracy. (These are ridiculous in a garage.) The customer defines a job well done. Radical ideas are not bad ideas. Invent different ways of working. Make a contribution every day. If it doesn't contribute, it doesn't leave the garage. Believe that together we can do anything. Invent. (Hewlett Packard advert.) Top of Page

4. ... Making Progress There is nothing more difficult...than to take the lead in the introduction of a new order of things. (Niccolo Machiavelli)





If you want truly to understand something, try to change it. (Kurt Lewin)





Do not follow where the path may lead. Go instead where there is no path and leave a trail. (Ralph Waldo Emerson)





You cannot travel on the path until you become the path itself. (Gautama Bouddha)





There is no top. There are always further heights to reach. (Jascha Heifetz)





For the wise man looks into space and he knows there is no limited dimensions. (Lao-tse)





It is not best that we should all think alike; it is a difference of opinion that makes horse races. (Mark Twain)





It's not because things are difficult that we dare not venture. It's because we dare not venture that they are difficult. (Seneca)





It is a myth, not a mandate, a fable not a logic, and symbol rather than a reason by which men are moved. (Irwin Edman)





Great spirits have always encountered violent opposition from mediocre minds. (Albert Einstein)





Every wall is a door. (Ralph Waldo Emerson)





Obstacles are things a person sees when he takes his eyes off his goal. (E. Joseph Cossman)





It is wise to keep in mind that no success or failure is necessarily final. (Anonymous)





No matter what happens, there's always somebody who knew it would. (Lonny Starr)





Individual commitment to a group effort -- that is what makes a team work, a company work, a society work, a civilization work. (Vince Lombardi)





Management by objective works - if you know the objectives. Ninety percent of the time you don't. (Peter Drucker)





Necessity is the mother of invention. (Proverb)





Necessity is the mother of taking chances. (Mark Twain) Top of Page

5. ... Taxes The avoidance of taxes is the only intellectual pursuit that still carries any reward. (John Maynard Keynes)





The difference between tax avoidance and tax evasion is the thickness of a prison wall. (Denis Healey)





We don't pay taxes. The little people pay taxes. (Leona Helmsley)





The art of taxation consists in so plucking the goose as to obtain the largest amount of feathers with the least possible amount of hissing. (J. B. Colbert)





Taxing is an easy business. Any projector can contrive new compositions, any bungler can add to the old. (Edmund Burke)





Well, fancy giving money to the Government! Might as well have put it down the drain. (A. P. Herbert)





Public money is like holy water; everyone helps himself. (Italian proverb)





Be at the pains of putting down every single item of expenditure whatsoever every day which could possibly be twisted into a professional expense and remember to lump in all the doubtfulls. (Hilaire Belloc)





My money goes to my agent, then to my accountant and from him to the tax man. (Glenda Jackson)





There is one difference between a tax collector and a taxidermist - the taxidermist leaves the hide. (Mortimer Caplan)





(Tax) has made more liars out of the American people than golf (Will Rogers)





The three most frequently told lies in the world... The cheque is in the post... I'll still respect you afterwards ..... I'm from the Revenue and I'm here to help you. (Unknown)





There is no such thing as a good tax. (Winston Churchill)





In this world nothing is certain but death and taxes. (Benjamin Franklin)





There is just one thing I can promise you about the outer-space progamme - your tax-dollar will go further. (Werner von Braun) Top of Page

6. ... Diligence It's tough trying to keep your feet on the ground, your head above the clouds, your nose to the grindstone, your shoulder to the wheel, your finger on the pulse, your eye on the ball and your ear to the ground. (Based on proverbs)





Rise early, work hard, strike oil. (J Paul Getty)





Heights by great men reached and kept were not obtained by sudden flight but, while their companions slept, they were toiling upward in the night. ( Henry Wadsworth Longfellow)





The highest reward for person's toil is not what they get for it, but what they become by it. (John Ruskin)





The person who doesn't scatter the morning dew will not comb grey hairs (Irish proverb)





A chicken doesn't stop scratching just because worms are scarce (Grandma's Axiom)





A wise man turns chance into good fortune. (Thomas Fuller. Gnomologia, 1732)





A great fortune depends on luck, a small one on diligence. (Chinese proverb)





Luck is a dividend of sweat. The more you sweat, the luckier you get (Ray Kroc)





I'm a great believer in luck and I find the harder I work, the more I have of it. (Stephen Leacock)





Success is more attitude than aptitude. (Anonymous)





If, at first, you don't succeed, try again. (Proverb)





If, at first, you do succeed, try to hide your astonishment. (Los Angeles Times Syndicate)





Success has a simple formula: do your best, and people may like it. (Sam Ewing)





Few things are harder to put up with than the annoyance of a good example. (Mark Twain)





Motivation is what gets you started. Habit is what keeps you going. (Jim Ryun)





The moment of victory is much too short to live for that and nothing else. (Martina Navratilova)





Look at a day when you are supremely satisfied at the end. It's not a day when you lounge around doing nothing; it's when you've had everything to do, and you've done it. (Margaret Thatcher)





Man never made any material as resilient as the human spirit. (Bern Williams)





Stubbornness does have its helpful features. You always know what you're going to be thinking tomorrow. (Glen Beaman)





Praise does wonders for the sense of hearing. (Bits & Pieces)





All of us could take a lesson from the weather, it pays no attention to criticism. (North DeKalb Kiwanis Club Beacon)





The greatest power is often simple patience. (E. Joseph Cossman)





Perserverance is not a long race; it is many short races one after another. (Walter Elliott)





Life is like riding a bicycle: you don't fall of unless you stop pedaling. (Claude Pepper)





People wish to learn to swim and at the same time to keep one foot on the ground. (Marcel Proust)





Failure is only the opportunity to begin again more intelligently. (Henry Ford)





A stumble may prevent a fall. (English Proverb)





It is the greatest of all mistakes to do nothing because you can only do a little. Do what you can. (Sydney Smith)





Sometimes when you innovate, you make mistakes. It is best to admit them quickly, and get on with improving your other innovations. (Steve Jobs)





A person who never made a mistake never tried anything new. (Albert Einstein)





Success is more attitude than aptitude. (Anonymous)





There are two kinds of people, those who do the work and those who take the credit. Try to be in the first group; there is less competition there. (Indira Gandhi)





Don't go around saying the world owes you a living. The world owes you nothing. It was here first. (Mark Twain)





Laziness is nothing more than the habit of resting before you get tired. (Mortimer Caplin)





Show me a good loser and I'll show you an idiot. (Leo Durocher)





The greatest lesson in life is to know that even fools are right sometimes. (Winston Churchill)





I do not choose to be a common man, it is my right to be uncommon ... if I can, I seek opportunity ... not security. I do not wish to be a kept citizen, humbled and dulled by having the State look after me. I want to take the calculated risk; to dream and to build, to fail and to succeed. I refuse to barter incentive for a dole; I prefer the challenges of life to the guaranteed existence; the thrill of fulfillment to the stale calm of Utopia. I will not trade freedom for beneficence nor my dignity for a handout. I will never cower before any master nor bend to any threat. It is my heritage to stand erect; proud and unafraid; to think and act for myself, to enjoy the benefit of my creations and to face the world boldly and say: This, with God's help, I have done. All this is what it means to be an Entrepreneur. (Common Sense, written in 1776 by Thomas Paine) Top of Page

7. ... Cash Cashflow is the movement of money in and out of a business. (Chambers Twentieth Century Dictionary)





Happiness is a positive cash flow. (Fred Adler - Venture capitalist)





Yesterday is a cancelled cheque. Tomorrow is a promissary note. Today is cash. (Unknown)





Ah, take the Cash in hand and waive the Rest. (Edward Fitzgerald)





Whoever has the gold makes all the rules. (The Golden Rule)





Revenue is vanity....margin is sanity....cash is king. (Unknown)





Profit is an illusion, cashflow is fact. (Unknown)





Profits are an opinion, cash is a fact. (Unknown) Top of Page

8. ... Marketing If a man can .... make a better mousetrap, the world will make a beaten path to his door. (Ralph Waldo Emerson)





The early bird may get the worm, but the second mouse gets the cheese. (Unknown)





Never make the mistake of assuming the critters will beat a path to your door. (John P. Mascotte)





The one who adapts his policy to the times prospers, and likewise that the one whose policy clashes with the demands of the times does not (Niccolo Machiavelli)





It's just called "The Bible" now - we dropped the word "Holy" to give it a more mass-market appeal. (Hodder & Stoughton, Publisher)





Never treat your audience as customers, always as partners. (Jimmy Stewart)





The market is a place set apart where men may deceive each other (Diogenes Laertius)





Nothing astonishes men so much as common sense and plain dealing. (Ralph Waldo Emerson) Top of Page

9. ... Buying & Selling There are more fools among buyers than among sellers. (French proverb)





When you go to buy, use your eyes not your ears. (Czech proverb)





The buyer needs a hundred eyes; the seller but one. (Italian proverb)





A man trying to sell a blind horse always praises its feet. (German proverb)





Everyone lives by selling something. (R L Stevenson)





The salesman knows nothing of what he is selling save that he is charging a great deal too much for it. (Oscar Wilde)





Last week is the time you should have either bought or sold, depending on what you didn't do. (Anon) Top of Page

10. ... Who's Who A financier is a pawnbroker with imagination. (A. W. Pinero 1893)





An enginer is one who can do with a dollar what any bungler can do with two. (Economic Theory of Railway Location. 1887)





The auditor is a watchdog and not a bloodhound. (Lord Justice Topes)





Good bankers, like good tea, can only be appreciated when they are in hot water. (Jaffar Hussein, Governor, Malaysian Central Bank)





A banker is a man who lends you an umbrella when the weather is fair, and takes it away from you when it rains. (Anon)





A banker: the person who lends you his umbrella when the sun is shining and wants it back the minute it rains. (Mark Twain)





I detest life-insurance agents: they always argue that I shall some day die, which is not so. (Stephen B Leacock)





Is it not odd that the only generous person I ever knew, who had money to be generous with, should be a stockbroker. (Percy Bysshe Shelly)





I always said that mega-mergers were for megalomaniacs. (David Ogilvy)





Behind every successful man lurks a truly amazed ex-mother-in-law. (John Chrusciel)





The graduate with a Science degree asks, "Why does it work?" The graduate with an Engineering degree asks, "How does it work?" The graduate with an Accounting degree asks, "How much will it cost?" The graduate with a Liberal Arts degree asks, "Do you want fries with that?"





Scientists - the crowd that for dash and style make the general public look like the Bloomsbury set. (Fran Lebowitz)





Psychologists are scientists as much as coverted savages are Christians. (Georges Politza) Top of Page

11. ... Commerce A bank is a place that will lend you money if you can prove that you don't need it. (Bob Hope)





Banking establishments are more dangerous than standing armies. ( Thomas Jefferson)





It is only the poor who pay cash, and that not from virtue, but because they are refused credit. (Anatole France)





I don't want to tell you how much insurance I carry with the Prudential, but all I can say is: when I go, they go too. (Jack Benny)





Simply by not owning three medium-sized castles in Tuscany I have saved enough money in the last forty years on insurance premiums alone to buy a medium-sized castle in Tuscany. (Ludwig Mies Van Der Rohe)





Catch a man a fish, and you can sell it to him. Teach a man to fish, and you ruin a wonderful business opportunity. (Karl Marx)





Finance is the art of passing currency from hand to hand until it finally disappears. (Robert W. Sarnoff) Top of Page