Why to avail Property Loans ?

• Property Loans are the cheapest Loans available, after Home Loans.

• Most secured type of Loan.

• Provides Longer tenure up to 15 years.

• Property Loans start from Rs 2 Lakh onward depending on your property valuation

• Low rate of interest offer.

• Documents Requirements similar to Personal Loans, plus Property Pages extra.

• Speedy Processing.

• Loan borrowed up to 70% of market value for Property.

• Flexible EMI options.

Documents requirement for Loan Against Property –

Documents Salaried Self Employed Applicant Co-Applicant Applicant Co-Applicant Color Photo ✓ ✓ ✓ ✓ Pan Card Copy ✓ ✓ ✓ ✓ Current residence Address Proof ✓ ✓ ✓ ✓ Last 3 months salary slip ✓ ✓ * × × 6 months bank statement ✓ ✓ * × × 1 year bank statement × × ✓ ✓ * Last 2 Years Form 16 ✓ ✓ * × × Last 3 years ITR set × × ✓ ✓ Loan Details ✓ ✓ * × × Copy of Property Documents ✓ × ✓ × Shop Act × × ✓ ✓ * Office Address Proof × × ✓ ✓ * Partnership deed/MOA × × ✓ ✓ * Individual & Company both × × ✓ * ✓ * * VAT return/service tax × × ✓ * ✓ *

* indicates (If Applicable) * indicates (As per requirement)

Some important points for taking a Mortgage Loan

• Age of customer must be less than 55 years.

• Minor cannot become a co-applicant or applicant while taking the loan

• End use of the loan must be general and should follow the Indian laws.