How is Omacl different to other lenders?

First and foremost, Omacl is not a lender. We're a payday loan broker meaning we do not lend you money directly. Instead, we offer a referral service where we use our in house technology to match you with a real world, UK based lender. Our software takes the information you enter into our application form, determines your eligibility and matches you to lenders who meet your criteria. Should you be accepted, you'll then be presented with an instant on screen loan offer..

Are brokers better than Direct Lenders?

In our opinion, brokerage companies such as ours are better for the consumer as the chance of matching you with a lender who can actually cater for your needs and offer a loan for the amount you desire is much higher than it would be if you simply went direct to a well known lender. With our service, your details may be sent to 20+ payday loan companies seamlessly meaning the chance of you getting accepted is high.

What exactly is a "Quick Loan"?

A quick loan is simply a loan that you will receive quickly. Some loans such as personal loans take days to sort out. Back and forth paperwork signing, detailed eligibility checks and slow processing means that you could ultimately be waiting a week or more to get your hands on the money. Quick loans however are loans such as payday loans or short term loans which are sent to your bank account almost instantly, usually within the hours.