Question: In the past, I have been very happy with my purchases of I-Bonds, but I know there have been some changes to the purchase limits. Where do things stand now?

Answer: Conservative types can savor some good news for a change: As of Jan. 4, 2012, the Treasury Department announced that for Series I and Series EE savings bonds, individuals would be able to purchase up to $10,000 worth of each type of bond per year, with a maximum amount of $20,000 in both series per taxpayer. Individuals can also buy an additional $5,000 in paper I-bonds with their tax refunds.