New York City is full of peculiar phenomena—rickety fire escapes; 100-year-old subway tunnels; air conditioners propped perilously into window frames—that can strike fear into the heart of even the toughest city denizen. But should they? Every month, writer Ashley Fetters will be exploring—and debunking—these New York-specific fears, letting you know what you should actually worry about, and what anxieties you can simply let slip away.

The 25-minute subway commute from Crown Heights to the Financial District on the 2/3 line is, in my experience, a surprisingly peaceful start to the workday—save for one 3,100-foot stretch between the Clark Street and Wall Street stations, where for three minutes I sit wondering what the probability is that I will soon die a torturous, claustrophobic drowning death right here in this subway car.

The Clark Street Tunnel, opened in 1916, is one of approximately a dozen tunnels that escort MTA passengers from one borough to the next underwater—and just about all of them, with the exception of the 1989 addition of the 63rd Street F train tunnel, were constructed between 1900 and 1936.

Each day, thousands of New Yorkers venture across the East River and back again through these tubes buried deep in the riverbed, some of which are nearing or even past their 100th birthdays. Are they wrong to ponder their own mortality while picturing one of these watery catacombs suddenly springing a leak?

Mostly yes, they are, says Michael Horodniceanu, the former president of MTA Capital Construction and current principal of Urban Advisory Group. First, it’s important to remember that the subway tunnel is built under the riverbed, not just in the river—so what immediately surrounds the tunnel isn’t water but some 25 feet of soil. “There's a lot of dirt on top of it,” Horodniceanu says. “It's well into the bed of the bottom of the channel.”

And second, as Angus Kress Gillespie, author of Crossing Under the Hudson: The Story of the Holland and Lincoln Tunnels, points out, New York’s underwater subway tunnels are designed to withstand some leaking. And withstand it they do: Pumps placed below the floor of the tunnel, he says, are always running, always diverting water seepage into the sewers. (Horodniceanu says the amount of water these pumps divert into the sewer system each day numbers in the thousands of gallons.)

Additionally, MTA crews routinely repair the grouting and caulking, and often inject a substance into the walls that creates a waterproof membrane outside the tunnel—which keeps water out of the tunnel and relieves any water pressure acting on its walls. New tunnels, Horodniceanu points out, are even built with an outside waterproofing membrane that works like an umbrella: Water goes around it, it falls to the sides, and then it gets channeled into a pumping station and pumped out.

Of course, the classic New York nightmare scenario isn’t just a cute little trickle finding its way in. The anxiety daydream usually involves something sinister, or seismic. The good news, however, is that while an earthquake or explosion would indeed be bad for many reasons, it likely wouldn’t result in the frantic flooding horror scene that plays out in some commuters’ imaginations.

Horodniceanu assures me that tunnels built more recently are “built to withstand a seismic event.” The older tunnels, however—like, um, the Clark Street Tunnel—“were not seismically retrofitted, let me put it that way,” Horodniceanu says. “But the way they were built is in such a way that I do not believe an earthquake would affect them.” They aren’t deep enough in the ground, anyway, he says, to be too intensely affected by a seismic event. (The MTA did not respond to a request for comment.)

One of the only real threats to tunnel infrastructure, Horodniceanu adds, is extreme weather. Hurricane Sandy, for example, caused flooding in the tunnels, which “created problems with the infrastructure.” He continues, “The tunnels have to be rebuilt as a result of saltwater corroding the infrastructure.”

Still, he points out, hurricanes don’t exactly happen with no warning. So while Hurricane Sandy did cause major trauma to the tunnels, train traffic could be stopped with ample time to keep passengers out of harm’s way. In 2012, Governor Andrew Cuomo directed all the MTA’s mass transit services to shut down at 7 p.m. the night before Hurricane Sandy was expected to hit New York City.

And Gillespie, for his part, doubts even an explosion would result in sudden, dangerous flooding. A subway tunnel is not a closed system, he points out; it’s like a pipe that’s open at both ends. “The force of a blast would go forwards and backwards out the exit,” he says.

So the subway-train version of that terrifying Holland Tunnel flood scene in Sylvester Stallone’s Daylight is … unrealistic, right?

“Yeah,” Gillespie laughs. “Yeah. It is.”

Got a weird New York anxiety that you want explored? E-mail tips@curbed.com, and we may include it in a future column.