He scolded the younger members of his generation for their unrealistic, YOLO "expectations" and for spending too much on indulgent lifestyles early on in their careers. "When I was trying to buy my first home, I wasn't buying smashed avocado for $19 and four coffees at $4 each," he said. "We're at a point now where the expectations of younger people are very, very high. They want to eat out every day, they want travel to Europe every year." Millennials should be putting every spare penny into savings, not blowing it on lattes and brunch, Gurner said, implying that young people could not both own property and splurge on Starbucks.