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The listed merchant(s) are in no way affiliated with Chase, nor are the listed merchant(s) considered sponsors or co-sponsors of this program. All trademarks are the property of their respective owner(s).

Earn 60,000 Bonus Miles

This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months. You will qualify for 60,000 bonus miles if you make $3,000 in Purchases within 3 months of account opening. After qualifying, please allow 6 to 8 weeks for bonus miles to post to your account. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

25% back on food, beverage and Wi-Fi purchases onboard United- and United Express-operated flights

You will receive 25% back, in the form of a credit card account statement credit, on purchases of food, beverages and Wi-Fi onboard United- and United Express-operated flights, when you use your UnitedSM Explorer Card to make such purchases. The statement credit will post to your account within 24 hours of your onboard purchase posting to your account. You will also receive 25% back on onboard food, beverage and Wi-Fi purchases made by authorized users who use your United Explorer Card account to make such purchases. To qualify for the 25% back, account must be open and not in default at the time of fulfillment.

Global Entry or TSA Precheck Application Fee Statement Credit

To be eligible for this statement credit you must use your UnitedSM Explorer Card to either complete the Global Entry application and pay the $100 application fee, or complete the TSA Precheck application and pay the $85 application fee. A statement credit will be processed after the Global Entry program application fee OR TSA Precheck application fee (whichever program is applied for first) is charged to your United Explorer Card. You are entitled to either: one (1) $100 statement credit per account, OR one (1) $85 statement credit per account, every 4 years in connection with the Global Entry or TSA Precheck program application fee. The statement credit will be posted to your account within 24 hours of the Global Entry or TSA Precheck program application fee being posted to your account. You are responsible for payment of all charges until the statement credit posts to the account. Global Entry is a U.S. Government program, operated by U.S. Customs and Border Protection (CBP). TSA Precheck is a U.S. Government program, operated by the U.S. Transportation Security Administration (TSA). Chase has no control over either program including, but not limited to, applications, approval process or enrollment, or fees charged by CBP or TSA, and no liability regarding the Global Entry or TSA Precheck programs. For complete details on the Global Entry program, including full terms and conditions, go to ttp.cbp.dhs.gov . For complete details on the TSA Precheck program, including full terms and conditions, go to tsa.gov . Websites and other information provided by government agencies are not within Chase’s control and may not be available in Spanish. The statement credit benefit applies to the Global Entry or TSA Precheck programs only. Other program applications including, but not limited to, NEXUS, SENTRI, and Privium are not eligible for the statement credit benefit. To be eligible for this benefit, your account must be open and not in default at the time of statement credit fulfillment. Neither United Airlines nor MileagePlus is responsible for the provision of, or failure to provide, the stated benefits.

The TSA Precheck trademark is used with the permission of the U.S. Department of Homeland Security.

Free Checked Bag

The primary Cardmember and one traveling companion on the same reservation are each eligible to receive their first standard checked bag free; authorized users are only eligible if they are on the same reservation as the primary Cardmember. To receive first standard checked bag free, the primary Cardmember must include their MileagePlus® number in their reservation and use their UnitedSM Explorer Card to purchase their ticket(s). First standard checked bag free is only available on United- and United Express-operated flights; codeshare partner-operated flights are not eligible. Service charges for oversized, overweight and extra baggage may apply. Cardmembers who are already exempt from other checked baggage service charges will not receive an additional free standard checked bag. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please allow 2 weeks after account opening for your first free standard checked bag to be available on eligible United reservations. Please visit united.com/ChaseBag for details.

Priority Boarding

The primary Cardmember and companions traveling on the same reservation are eligible for priority boarding; authorized users are only eligible if they are on the same reservation as the primary Cardmember. To receive priority boarding, the primary Cardmember must include their MileagePlus® number in their reservation. Priority boarding is only available on United- and United Express-operated flights; codeshare partner-operated flights are not eligible. UnitedSM Explorer Cardmembers can board the plane before general boarding, after MileagePlus Premier® members, customers with Premier Access® and travelers requiring special assistance. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please allow 2 weeks after account opening for priority boarding to be available on your United reservation.

Anniversary United Club Passes

Two (2) United ClubSM one-time passes will be deposited into the primary Cardmember’s MileagePlus Program account after account opening and every 12 months thereafter as long as the credit card account remains open. Please allow 4 weeks for your United Club passes to be deposited into your MileagePlus Program account. Each pass grants one person one-time access to a United Club location subject to United Club terms & conditions, united.com/UnitedClubRules , and Club access policies, united.com/UnitedClubAccess , each of which is subject to change, with or without notice. Access is subject to space availability. United Club passes must be presented for admittance to the United Club and can be accessed through the United app or by printing them from your MileagePlus account on united.com . United Club passes have no cash value, cannot be sold and cannot be replaced if lost or stolen. Each United Club pass is subject to the expiration date located on the pass. If your credit card account is closed, United and Chase reserve the right to remove the United Club passes from your MileagePlus Program account. Chase is not responsible for the provision of, or failure to provide, United Club amenities. United Clubs may not be open in all markets due to COVID-19. Please visit united.com for information about the status of Clubs.

Earning Miles

Rewards Program Agreement: For more information about the UnitedSM Explorer Card rewards program, view the latest Rewards Program Agreement. We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com.

How you can earn miles: You’ll earn miles on purchases of products and services, minus returns or refunds, made with a UnitedSM credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn miles: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1 mile: You’ll earn 1 mile for each $1 spent. 2 miles: You’ll earn 2 miles total for each $1 spent (1 additional mile on top of the 1 mile per $1 earned on each purchase) on airline tickets purchased from United, and on the following purchases made from United: seat upgrades; Economy Plus®; inflight food, beverages and Wi-Fi; baggage service charges or other United fees. Other United related purchases, such as United Cruises®, United MileagePlus X, DIRECTV® and Merchandise Awards, are excluded. United tickets booked through some discount travel websites or as part of a third-party travel package will also not qualify. You’ll also earn 2 miles total for each $1 spent (1 additional mile on top of the 1 mile per $1 earned on each purchase) on Inside Access from Chase purchases and in the following rewards categories: restaurants; hotel accommodations when purchased directly with the hotel. Information about earning/transferring miles to United: Miles earned during a billing cycle will be automatically transferred to United after the end of each billing cycle. Losing miles: You’ll immediately lose all miles that haven’t been transferred to United if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQs.

Award Availability, Pricing, and Fees

As long as tickets are still available for sale for the applicable cabin on any United-operated flight, the primary Cardmember can use miles to book award travel on such flight, including award travel booked by the primary Cardmember for an authorized user under the primary Cardmember’s MileagePlus number. The primary Cardmember’s MileagePlus number must be provided before starting the award travel booking process. Award bookings under an authorized user’s MileagePlus number will not receive this benefit. Award pricing is subject to change without notice. Awards on partner-operated flights and upgrade awards are subject to limitations and restrictions. Passenger is responsible for all taxes, fees, baggage fees and surcharges applicable to award travel, including, with respect to government imposed taxes and fees, September 11th Security Fee of $5.60 per one-way trip that does not include a government defined stopover, US Customs, Immigration and APHIS User Fees of $16.85 for each international arrival in the U.S.; and non-U.S. government ticket taxes, fees and airport charges may add up to $300 per ticket as of April 1, 2020. Such taxes, fees and surcharges must be paid at the time of ticketing and are subject to change. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Visit united.com/AirAwards for details.

Upgrading Award Tickets

The primary Cardmember who has MileagePlus® Premier® status and is traveling on an award ticket is eligible for Complimentary Premier Upgrades on select United- and United Express-operated flights, subject to availability; travel companions and authorized users are not eligible. Assignment of Complimentary Premier Upgrades on award tickets within each Premier level will be prioritized after the lowest paid fare class. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please visit united.com/upgrades for details on flights eligible for Complimentary Premier Upgrades and upgrade processing.

Room Upgrades and Special Amenities

The Luxury Hotel & Resort Collection (LHRC) program benefits and Guest Privileges are available exclusively on select Chase credit cards. To receive the Guest Privileges, reservations must be made through an LHRC Travel Specialist or on LHRCollection.com . Websites and other information provided by LHRC and/or participating hotels are not within Chase’s control and may or may not be available in Spanish. All exclusive amenities and Guest Privileges are provided per room and are based on double occupancy. Some amenities may only apply to select rates, may be subject to availability at check-in, and are not redeemable for cash. Amenities may not be combined with other offers, including tour operator or wholesaler rates and packages. Complimentary Wi-Fi provided, with the exception of Mombo Camp where Wi-Fi is not available. Program benefits, participating properties, and Guest Privileges are valid through the current calendar year, but may become unavailable due to circumstances outside of Chase’s control. All efforts have been made to ensure the accuracy of the information contained. We reserve the right to correct any mistakes. Certain blackout dates and other restrictions may apply. This program is brought to you by Chase through an agreement with Signature Travel Network.

Concierge Service

Cardmembers are responsible for the cost of any goods or services purchased through the Concierge.

United Visa Card Program Information

Individuals whose requests for this offer are not approved will not be enrolled in MileagePlus® through this request, although existing MileagePlus members will remain enrolled in MileagePlus. Authorized users will not be enrolled in MileagePlus as a result of this request. MileagePlus miles awarded through the use of the authorized user’s card will only be credited to the primary Cardmember’s account. If a Cardmember’s membership in United’s MileagePlus Program is terminated in accordance with the terms and conditions of that Program, the Cardmember will no longer be eligible to earn any MileagePlus miles for purchases using the United Card. Chase’s sole obligation concerning the award and redemption of miles shall be to make a valid request to United to award miles to the Cardmember’s associated MileagePlus account. Chase disclaims liability or responsibility for United’s failure to award or redeem miles to the Cardmember’s associated MileagePlus account after Chase has met its obligations to United in connection with such a request. Benefits are available as long as Cardmember’s UnitedSM Explorer Credit Card account is open and not in default. Upon closure of the Cardmember’s United Explorer Credit Card account, all benefits will be canceled.

MileagePlus Program Terms and Conditions

Miles accrued, awards and benefits issued are subject to change and are subject to the rules of the United MileagePlus program, including without limitation the Premier® program, (the “MileagePlus Program”) which are expressly incorporated herein. Please allow 6-8 weeks after completed qualifying activity for miles to post to your account. United may change the MileagePlus Program including, but not limited to, rules, regulations, travel awards and special offers or terminate the MileagePlus Program at any time and without notice. United and its subsidiaries, affiliates and agents are not responsible for any products or services of other participating companies and partners. Taxes and fees related to award travel are the responsibility of the member. Bonus award miles, award miles and any other miles earned through non-flight activity do not count toward qualification for Premier status unless expressly stated otherwise. The accumulation of mileage or Premier status or any other status does not entitle members to any vested rights with respect to the MileagePlus Program. All calculations made in connection with the MileagePlus Program, including without limitation with respect to the accumulation of mileage and the satisfaction of the qualification requirements for Premier status, will be made by United Airlines and MileagePlus in their discretion and such calculations will be considered final. Information in this communication that relates to the MileagePlus Program does not purport to be complete or comprehensive and may not include all of the information that a member may believe is important, and is qualified in its entirety by reference to all of the information on the united.com website and the MileagePlus Program rules. United and MileagePlus are registered service marks. For complete details about the MileagePlus Program, go to united.com .

The United Explorer Card named "Best Airline Credit Card" by NerdWallet writers and editors. Source: NerdWallet’s "Best-Of Awards 2020," January 2020. NerdWallet is paid a fee for each United Explorer credit card account booked through its site. Chase does not exercise any editorial control over their credit card awards or reviews, the opinions expressed are their own.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Accounts subject to credit approval. Restrictions and limitations apply. United credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Offer subject to change.

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