Project title: The Company Name is Ternio and the product is BlockCard

Summary: Ternio's Payment Card Platform [BlockCard] supports multiple coins and is the only company enabling users to hold crypto until the point of sale. Other cards take a user’s crypto, converts to FIAT, and places the USD value on a card which is the equivalent of buying a gift card. https://getblockcard.com/

Goals: The BlockCard currently works in the United States. Ternio wants to scale the program globally so users can use the card across the world.

Description: Ternio's BlockCard operates on the VISA payment network for United States residents. BlockCard accounts support multiple cryptocurrencies including Bitcoin (BTC), Ethereum (ETH), BitcoinCash (BCH), Litecoin (LTC), Stellar Lumens (XLM) and Ternio (TERN). Users holding those cryptocurrencies can deposit them in their BlockCard account. Users are then able to spend their funds anywhere in the world VISA is accepted.

https://finance.yahoo.com/news/ternio-blockcard-function-visa-payment-210000266.html

BlockCard uses TERN as the default spending mechanism on BlockCard. TERN is an XLM based asset: https://stellar.expert/explorer/public/asset/TERN-GDGQDVO6XPFSY4NMX75A7AOVYCF5JYGW2SHCJJNWCQWIDGOZB53DGP6C

This means all BTC, ETH, etc. deposits are converted to TERN as a buy order on the Stellar Decentralized Exchange (SDEX), bringing more asset holders to the Stellar ecosystem.

Ternio also has the capacity to license the BlockCard platform to the Stellar Development Foundation if users would prefer to keep their default spendable assets in XLM instead of TERN. Instead of BlockCard it could be "Stellar Card" or some other name.

Links:

Ternio Website: https://ternio.io/

BlockCard Website: https://getblockcard.com/

BlockCard Being Used at Starbucks: https://www.youtube.com/watch?v=zOJtdPT86QI

BlockCard Account Demo: https://www.youtube.com/watch?v=07z5dLkW3F0