ATM

You can withdraw up to $2000 at a time from an ATM. To get more cash, make two or more withdrawals. (This limit is in place because the machines can't actually dispense more than 40 notes in a single withdrawal. The maximum amount of $2000 depends on the denomination of notes issued by the ATM and the limit set by the ATM provider).

For domestic ATM cash withdrawals there is a $3,000 limit per day (including weekends and holidays).

For international ATM cash withdrawals there is a $2,000 limit per day (including weekends and holidays).

EFTPOS Limits

We also limit your total EFTPOS spending and ATM withdrawals in one day to $10,000. If you've used a Platinum, Business or Premium credit card for your EFTPOS purchase and select "CHQ" or "SAV", your daily limit may be higher. The limit will be dropped a few minutes after midnight.

For example: If you buy $9,500 worth of appliances in one day with EFTPOS, you will only be able to withdraw $500 that day from an ATM machine.

DEBIT Mastercard Limits

If you have a Debit Mastercard, we limit your total spending based on how you use your card.

If you make a contactless payment, use your card online or make a face-to-face purchase overseas, we limit your total spending to $20,000 in one business day during Tuesday to Friday. Between Saturday and Monday, your total spending will be limited to $20,000 over those three days.

For example, if you buy $10,000 worth of appliances on Saturday with a Debit Mastercard, you will only be able to spend $10,000 up until, and including, Monday.

If you use your card traditionally via swiping or inserting it into the EFTPOS terminal and selecting “CHQ” or “SAV”, we limit your total spending up $10,000 per day, subject to the funds being available in your bank account.



