If you’re struggling to make your mortgage payments due to COVID-19, relief options are available.

If you are a homeowner experiencing financial hardship directly or indirectly related to Coronavirus (COVID-19) and your mortgage is owned by Freddie Mac, contact your loan servicer (the company listed on your mortgage statement) right away to discuss your options.

Whether you’re facing job loss, reduced income, illness or other issues that impact your ability to make your monthly mortgage payment, Freddie Mac is working to ensure you are protected. In fact, the company has directed your loan servicer to provide mortgage relief options that include:

Ensuring payment relief by providing forbearance for up to 12 months

Waiving assessments of penalties or late fees

Halting all foreclosure actions and evictions of borrowers living in homes owned by the company until at least December 31, 2020

Offering loan modification options to provide mortgage payment relief or keep those payments the same after the forbearance period

Starting July 1, 2020, offering a payment deferral solution in which your deferred payments will be due at the end of the loan

Borrowers are eligible for forbearance regardless of whether their property is owner occupied, a second home or an investment property.

If you are struggling to make your mortgage payments or believe you may fall behind on your payments soon, don’t wait – contact your loan servicer now. They’re here to help you.

Help for Renters If you are a renter facing financial hardship resulting from COVID-19, learn about available relief options. More

Stay safe Information to help keep you and your family safe: Centers for Disease Control and Prevention

CDC Frequently Asked Questions

Tools and Resources

Loan Look-Up Tool Find out if Freddie Mac owns your loan.

Borrower Help Centers Our housing counselors offer education and assistance whether you are struggling to make your mortgage payments or planning to buy a home.