The applicable rate on each product has been listed below:

W.e.f. August 1, 2019 Kerala Flood Cess shall be levied on intra - state supplies of services made by the Company to the policyholders residing in Kerala and are not registered under GST.

Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.

^Includes Swacch Bharat Cess and Krishi Kalyan Cess

*Rate as applicable for Single premium - Endowment products