MUMBAI: Mumbaikars are the hardest working and put in the longest hours among 77 major cities of the world, according to a report by Swiss Bank UBS. The average Mumbaikar works 3,314.7 hours a year as against an average of 1,987 hours and more than twice as much as major European cities like Rome (1,581 hours) or Paris (1,662 hours).However, Mumbaikars are not able to afford the must-haves for millennials across the world. For instance, a New Yorker can afford an iPhone X with 54 hours of work, whereas for a Mumbaikar, the cost of this iPhone is equivalent to 917 hours wages. Also, if rental expense is factored in, cost of living in Mumbai is 46% that of New York . Mumbai is more affordable in services such as haircut for a male, which is around 228 minutes of wages as against 128 minutes for New York.In terms of hourly earnings, Geneva, Zurich and Luxemborg top the list with Mumbai coming in second last at number 76, only ahead of Cairo. Even African cities like Nairobi and Laos rank higher than Mumbai on the average earnings table.For the study, UBS has looked at 15 professions that replicate the natural workforce composition of a European country. Zurich is still the most expensive in the report’s ranking (including and excluding rent both), and Luxembourg tops for purchasing power (gross hourly pay). Interestingly one of the world's most expensive cities, Hong Kong, is at the bottom when it comes to cost of goods that millennials aspire for.Read this story in Marathi