HDFC is one of the largest private sector banks in India and offers a range of financial products that attract thousands of customers all over India everyday. The bank is known for exceptional service with one of the fastest loan disbursal timeframes. If you are an existing HDFC account holder, you can benefit from numerous facilities such as pre-approved loan offers on cars, home loans and personal loans. Get an approval on a personal Loan and meet your financial emergency with the lowest approval time.

HDFC personal Loans can be availed through their website or at Letzbank website too by a complete paperless online application system that approves loan application in the shortest time. Existing customers can simply login into their online account and find a pre-approved loan that they can avail in a few clicks. The process is equally simpler for non-existing customers who simply need to provide minimum documents to get a faster and transparent loan approval. Over 60 percent of all loan approvals in 2014-2015 at HDFC bank were through their online loan approval portal, which is one of the fastest ways to get instant access to cash.

You can check your eligibility for an HDFC personal Loan within a minute both online and at available HDFC branches. You can also walk in to any HDFC loan branch with the required loan documents and get HDFC personal loan approved and disbursed the same day! Their customer service is operational round the clock and can be contacted via multiple channels such as a chat system, phone banking, SMS feature and by visiting any branch.

HDFC also provides the ease of doorstep loan facility that ensures the access to a personal loan from the comfort of your home. A loan officer will visit your home and walk you through the entire loan process and address any questions that you may have.

personal Loan interest rates vary from each loan application and their eligibility but usually the rates range between 15.75% to 20% per annum. The loan processing charges are fixed at upto 2.50% of the loan amount with a minimum of Rs. 1000 and maximum amount being Rs. 25,000 (applicable on salaried individuals). The prepayment for HDFC personal loans is only allowed after 12 monthly EMIs have been paid, upon which four percent of the principal outstanding amount will be paid as prepayment (if the prepayment happens after 1st year and 2nd year); three percent of the principal outstanding amount (if the prepayment happens after 2nd and 3rd year); and two percent of the principal outstanding amount (if the prepayment happens after the third year).

As such HDFC personal loans come with a lot of transparency and no such hidden fees. However, it is always crucial that you read all the terms and conditions of the loan agreement before you sign it. Letzbank offers a wide range of personal loans that you can easily sort and compare with ease. You can also get the service charge waived off on your personal loan application if it is submitted directly at Letzbank. Hop on to the website to find the best loan deals and insurance offerings and many other free services at your disposal. Fulfill your cash emergency with HDFC personal loans with zero hassle. HDFC personal loans are designed to be flexible and fit every customer needs to provide a stress-free loan.

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