Sunseed Thu 29-Nov-18 13:52:56

You're right, there is no such thing as a totally risk free investment.



The difference is that if someone chooses to invest as a result of my recommendation then they can seek redress through an established complaints process which affords them some level of protection.



If they choose to invest off their own back then that's their lookout and their responsibility to do due diligence. But as this is a relatively new asset class there is very little information available to prospective investors compared to those looking at property or investment funds. And yes, even those have their fair share of scams.



The point I'm making is that this is not a proven asset class and as such should be treated with extreme caution. To advertise it to a vulnerable audience is irresponsible. Many people are far too trusting, don't bother to do proper due diligence and are hardest hit when it all goes wrong.