Post Close QC

Using Infinity’s sophisticated audit software, our auditors will determine whether a loan meets all applicable guidelines including those set forth by Fannie Mae, Freddie Mac, FHA, VA, USDA , FHLB or a private investor.

Typical audits will include:

Random and targeted file selection using statistical, fixed, and discretionary protocols

File documentation review

Compliance review

Underwriting review

Appraisal desk review

Re-verification of file documents generated by third-parties

Data integrity review

Obtaining a field appraisal review, as applicable

Summarized findings into a credit risk analysis

Summary report for each audited loan file

Summary and detailed management reports will provide a comprehensive overview of all loans reviewed; with current and historical trend analysis.

Pre-Funding QC

Pre-Funding QC is done to identify issues with a pending loan transaction that need to be cured prior to closing. We at Infinity understand that the timing for such review is critical, and we offer 24 to 48-hour turnaround time for the completion and return of audit results.

Our Pre-Funding QC Process includes:

Analysis of income and debt to ensure that underwriting calculations are accurate

A complete underwriting review to credit guidelines

Analysis and identification of any investor specific over lays