There’s only one more payment to go!

You guys, this is so exciting. Honestly a couple of months ago, this felt like a life time away to go.

Like I mentioned In the first post, I’ve been saving up enough to pay my credit cards whilst I was finding a job. So I had a bit of reserve already for rainy day/incase I couldn’t find a job.

I got paid now and I completely wiped my second credit card.

That’s £3700 paid all at once.

Let me say that again…

£3700!

I’m not saying it didn’t feel bad. It feels good but part of me thought, what if I didn’t have any payments to make, imagine all that going into savings!

I can’t think this way though. What’s done is done and this is a happy move!

That used to be one of my biggest credit card yet to pay. It used to be from a balance transfer credit card. However, the deal has lapsed and I started paying interest on it (ouch!).

This was such a great feeling you guys! I mean I’m almost done.

I have £2500 left to pay off. That’s £2000 on the last credit card, balance transfer offer finishing in December (which means I have until then to pay it off before they charge any interest) and another £500 on a store card (again I have until December before they start to charge interest).

I have enough in the reserve to pay all of this off now. But… I’ve yet to start my new job, I don’t know what is in store for me next, so I’m playing it safe and leaving a couple of months worth of rent in the bank.

Next pay day though, adios debt and hello savings.

I’ve started collating all of our finances in a spreadsheet so that I can update you guys by the end of the month. So watch out for that!