So you can send to All EUR Zone Bank accounts for Free and you can send money to over 40+ countries including the fully integrated COINS.PH wallets.

https://tempo.freshdesk.com/support/solutions/articles/19000053483-how-to-use-your-stellar-eurts-to-send-money-with-tempo

We will be adding US shortly and currently TEMPO supports:

Sending money to Albania

Sending money to Armenia

Sending money to Bangladesh

Sending money to Belarus

Sending money to Benin

Sending money to Brazil

Sending money to Bulgaria

Sending money to Cameroon

Sending money to Chile

Sending money to China

Sending money to Colombia

Sending money to Comoros

Sending money to Congo

Sending money to Cuba

Sending money to Dominican Republic

Sending money to DR Congo

Sending money to Ecuador

Sending money to Georgia

Sending money to Haiti

Sending money to India

Sending money to Kyrgyzstan

Sending money to Mali

Sending money to Mexico

Sending money to Moldova

Sending money to Mongolia

Sending money to Morocco

Sending money to Nepal

Sending money to Pakistan

Sending money to Peru

Sending money to Romania

Sending money to Russia

Sending money to Senegal

Sending money to Sri Lanka

Sending money to Switzerland

Sending money to Tajikistan

Sending money to Togo

Sending money to Turkey

Sending money to Uzbekistan

Sending money to Vietnam