Thailand is safe to travel in at the moment despite the anti-government protests taking place in Bangkok. These have been mainly limited to Ratchadamnoen Avenue and have been easy to avoid by most tourists. There has also been some protest marches across Bangkok but these have been mainly peaceful and pass quickly. At no time has there been any threat against foreign tourists. In fact, some tourists have even visited the main rally sites without incident. However, this is not advisable.

The Thai government recognises the importance of tourism in Thailand and are keen to protect the safety of their guests. So, if any tourist is affected through harm or loss of property in the event of riots, natural disaster or terrorism from 1st October 2013 to 30th April 2014 they can claim up to $10,000 each. However, if Thailand is invaded by a foreign country, whether war is declared or not, tourists won’t be covered by this insurance scheme.

Insurance Coverage:

1. Loss of life, limbs, sight or permanent disabilities – $10,000 per person

2. Hospital expenses as incurred and hospital stay, if necessary, for a maximum period of 10 days – $1,000 per person & not exceeding $10,000 per person.

3. Any losses or damage caused by travel interruption with more than eight hours will be compensated – $100 per person per day and not exceeding $10,000 per person.

To claim under this insurance scheme, tourists should contact Chao Phraya Insurance Public Co., Ltd. as soon as possible or within 30 days. Telephone 02-648-6666, extension 1 for more information. Payment will be given within seven days of submitting documents.