"Uber is not making any money off of this," Uber's head of safety and insurance Gus Fuldner told PennLive. "We believe drivers should have a low-cost option for protecting themselves and their families from rare and unpredictable accidents that prevent them from working."

The maximum payout is $1 million and benefits will cover medical expenses and lost income for drivers. Late last month, Uber began offering insurance to drivers in the United Kingdom. Unlike the domestic program, that insurance plan came at an annual fee versus charging per-mile.

We've reached out to Uber for additional information regarding the stateside debut and will update this post should it arrive.

Update: Uber says that the insurance program is opt-in and that the raised rates apply to all drivers in all states the program is in, whether they choose to be insured or not. The insurance could come to other states as well.