Gun owners will have to carry liability insurance if a bill introduced Friday by New York House Democrat Rep. Carolyn Maloney successfully makes its way through Congress.

Rep. Maloney’s The Firearm Risk Protection Act would subject gun owners to a $10,000 fine if they ignored a mandate for liability insurance before obtaining a weapon, The Hill reported Friday.

“We require insurance to own a car, but no such requirement exists for guns. The results are clear: car fatalities have declined by 25 percent in the last decade, but gun fatalities continue to rise,” the congresswoman said Friday, the newspaper reported.

Rep. Maloney’s effort is the second time the New York Democrat has introduced gun liability insurance legislation.

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