Fixed Deposit Calculator Use the HDFC Bank Fixed Deposit calculator to find out how much do you earn through a Fixed Deposit Want to know how much you can earn on fixed deposits? Here is a fixed deposits calculator by HDFC Bank that lets you identify the maturity amount and the interest earned when you open a Fixed Deposit. Know more about Fixed Deposit

Use the HDFC Bank Fixed Deposit calculator and find out the value of your money Senior Citizen Yes No Type of Fixed Deposit Reinvestment Quarterly Payout Monthly Payout Short Term Deposit Term Months Days Date of Fixed Deposit Amount of Deposit Rate of Interest(%) Discounted Rate of Interest(%) Maturity Value 11,2968.00 Due Date Aggregate Interest Amount 11,2968.00

Rate of Interest Calculation

Financial Year Wise Breakup of Interest Date Interest Amount Interest Capitalized FD Balance FINANCIAL YEAR WISE INTEREST AMOUNT

*The amount mentioned in the calculator is an indicative figure .

Please refer the FD/ RD advice to get the exact maturity amount Here's how to book Fixed Deposit through NetBanking easily Login to NetBanking > Accounts > Transact > Open Fixed Deposit

Terms and Conditions

The rates are subject to change from time to time

The rates auto populated are for Resident deposits < 2Cr

The bank will pay interest as per the rates published on the website for the respective dates and tenors

The interest rate applicable on premature closure of deposits (all amounts) will be lower of: The rate for the original/contracted tenor for which the deposit has been booked OR The base rate applicable for the tenor for which the deposit has been in force with the Bank.

For deposits booked on or after 7th march'19, the base rate is the rate applicable to deposits of less than Rs.2 Cr as on the date of booking the deposit. Prior to this the base rate is the rate applicable to deposits of less than Rs.1 Cr as on the date of booking the deposit.

As per the Terms & Conditions of Fixed Deposit Accounts of the bank,In case of premature closure of Fixed Deposit (including sweep in / partial closure) the interest rate will be 1.00% below the contracted rate or the rate applicable for the period the deposit has remained with the bank, whichever is lower,except for the tenor of 7-14 days.

To check the interest rates Click here

FAQs

Do I need to pay any penalty on premature closure of Fixed Deposits?

As per the Terms & Conditions of Fixed Deposit Accounts of the bank, the penalty on premature closure of Fixed Deposits, including sweep-in and partial closures, has been fixed by the Bank at the rate of 1% of the fixed deposit interest rate. This is applicable with effect from 24th January, 2011.

Why is the principal amount and the fixed deposit maturity amount of my Fixed Deposit the same?

When your Fixed Deposit is booked with the quarterly / monthly interest pay out option, the maturity amount is the same as the principal amount. The interest amount will be credited to your account at quarterly / monthly intervals.

Does HDFC Bank offer preferential rate of interest on Fixed Deposits for Senior Citizens?

We offer preferential rate of interest on Fixed Deposits for Senior Citizens. If you are a senior citizen, all you need to do is register as one by calling any Branch with proof of your Date of Birth. Once registered as a Senior Citizen, you are eligible for preferential rates of interest on Fixed Deposits opened through NetBanking as well.

Click here to Interest Rates on Fixed Deposits.

The Fixed Deposit will be booked in the same combination/ order of names as the existing Current/Savings account, from which the funds are being transferred.

Where can I register for HDFC Bank’s NetBanking facility?

In case you are not registered for the NetBanking facility, we request you to visit the following URL. Click here for how to register:

How can I book a Fixed Deposit through NetBanking?

You can book Fixed Deposits through NetBanking provided:

You have registered for the facility with necessary online financial transaction rights

Your PAN number is updated under your Customer Identification Number in Bank's records

The following are the steps required to book your Fixed Deposit online:

Access your NetBanking account with your Customer ID and IPIN (NetBanking Password)

Select "Open New Fixed Deposit" option under the Fixed Deposit menu from the Menu bar located on the left hand side of the web page

Select the desired values from the Drop-down lists

Once complete, click on "Continue" and "Confirm" the details entered

A new web page, confirming the Fixed Deposit booking, will be displayed. Physical advice will not be sent for Fixed Deposits booked through Net Banking. An electronic mail advice will be sent to you on your registered e-mail ID within 2 working days. The password for your Fixed Deposit Advice will be your Customer ID.

At any point, if you wish to check your Fixed Deposit holdings, the same may be viewed on the Fixed Deposit summary page on Net banking. In case you want physical advice, you may walk into your nearest HDFC bank branch.

I have made a Fixed Deposit with HDFC Bank. I want to update my PAN details in the account, how should I update my new PAN details?

Customer's can now update PAN details through net banking, if they are registered for the same Or by submitting the request along with a copy of the PAN at the nearest branch.

For more details on the outstation cheque collection policy, click here. For other queries, Contact Us.

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