By submitting this form, I affirm that the information on this form is true and correct. I understand that providing false information could cause me to be disqualified from the Habitat program. I authorize the verification of the information provided on this form as to my credit, employment, income and background, including criminal background checks. I have received a copy of this Initial Application. I understand that, based on the information I provided, if my Initial Application meets Habitat Hillsborough’s basic criteria, I will be invited to submit a full Homeownership Program application. If it does not meet basic criteria, I understand that I will receive an Adverse Action letter. Further, I acknowledge that if I am able to submit a Habitat Homeownership Program Application, and an appraisal is ordered in connection with that application, I will be provided a copy of that appraisal at no cost to me.