Employees at three Wells Fargo’s auto lending offices in Rancho Cucamonga and Irvine are deciding whether to stay or go as the bank shifts their work to hubs out of state.

On April 20, the San Francisco-based bank settled charges relating to bad auto insurance loans that came to light last summer. In January, employees were notified of changes ahead in its Southern California Dealer Services’ offices.

The auto lending division, soon to be renamed Wells Fargo Auto, will cease much of its work in Rancho Cucamonga and collapse two Irvine offices into a smaller one. That new location has not been finalized, a company representative said Thursday, April 27.

In a letter sent to staff on Jan. 18, Laura Schupbach, Dealer Services’ executive vice president, wrote the consolidation would “help the bank deliver a better and more consistent experience for customers and team members.”

The Rancho Cucamonga office and Schupbach said the much of the work done there would transition to “go-forward” hubs in Chandler, Ariz., Irving, Texas, Minneapolis, Minn., and Raleigh, N.C.

In Irvine, Dealer Services’ has offices at 15750 Alton Pkwy. and 23 Pasteur. Jobs shifting out of state include those in payments, title, insurance, collections, customer service, some underwriting, funding and quality assurance.

Staff in production/underwriting, compliance, technology, finance, credit risk, legal, human resources, customer experience strategy and business excellence will move to a “new and improved space sometime in 2018,” the letter states.

A representative from Wells Fargo declined to say how many jobs could be affected as they’re still working on the consolidation plan, but at least 58 people, so far, have opted not to move.

“We don’t expect an overall reduction in staff size and hope team members will consider relocating,” the representative said. “We are still in the process of planning for how we will consolidate functions into a smaller number of go-forward sites.”

Employees who opt not to move will be considered for other local jobs.

“We will work with them to make this change as easy as possible through a variety of transition services, including help finding other jobs with Wells Fargo or through salary continuation (which is based on years of service with the company), the representative said.

For those who opt to move, the relocation package includes a combination of funds to help pay for the move and time off to make the move, Wells Fargo’s rep said.

Wells Fargo last week agreed to pay $1 billion to federal regulators to settle charges tied to its mortgage and auto lending business. The San Francisco bank admitted last summer that hundreds of thousands of its auto loan customers had been sold auto insurance that they did not want or need. In thousands of cases, customers who could not afford the combined auto loan and extra insurance payment fell behind on their payments and had their cars repossessed.