From this weekend, workers across the UK will find that their minimum auto-enrolment pension contributions will rise to 5% of their qualifying earnings - it's a minimum of 3% from their employers. It means that a typical 25-year-old, on the national average wage in a company pension scheme, could pay around £31 a month, extra.

The BBC's Simon Gompertz talks to two hairdressers - Chloe and Taneika - about their own pension concerns.