It’s a balmy night in Manhattan’s financial district, and at a sports bar called Stout, everyone is Tindering. The tables are filled with young women and men who’ve been chasing money and deals on Wall Street all day, and now they’re out looking for hookups. Everyone is drinking, peering into their screens and swiping on the faces of strangers they may have sex with later that evening. Or not. “Ew, this guy has Dad bod,” a young woman says of a potential match, swiping left. Her friends smirk, not looking up.

“Tinder sucks,” they say. But they don’t stop swiping.

At a booth in the back, three handsome twentysomething guys in button-downs are having beers. They are Dan, Alex, and Marty, budding investment bankers at the same financial firm, which recruited Alex and Marty straight from an Ivy League campus. (Names and some identifying details have been changed for this story.) When asked if they’ve been arranging dates on the apps they’ve been swiping at, all say not one date, but two or three: “You can’t be stuck in one lane … There’s always something better.” “If you had a reservation somewhere and then a table at Per Se opened up, you’d want to go there,” Alex offers.

“Guys view everything as a competition,” he elaborates with his deep, reassuring voice. “Who’s slept with the best, hottest girls?” With these dating apps, he says, “you’re always sort of prowling. You could talk to two or three girls at a bar and pick the best one, or you can swipe a couple hundred people a day—the sample size is so much larger. It’s setting up two or three Tinder dates a week and, chances are, sleeping with all of them, so you could rack up 100 girls you’ve slept with in a year.”

He says that he himself has slept with five different women he met on Tinder—“Tinderellas,” the guys call them—in the last eight days. Dan and Marty, also Alex’s roommates in a shiny high-rise apartment building near Wall Street, can vouch for that. In fact, they can remember whom Alex has slept with in the past week more readily than he can.

“Brittany, Morgan, Amber,” Marty says, counting on his fingers. “Oh, and the Russian—Ukrainian?”

“Ukrainian,” Alex confirms. “She works at—” He says the name of a high-end art auction house. Asked what these women are like, he shrugs. “I could offer a résumé, but that’s about it … Works at J. Crew; senior at Parsons; junior at Pace; works in finance … ”

“We don’t know what the girls are like,” Marty says.

“And they don’t know us,” says Alex.

And yet a lack of an intimate knowledge of his potential sex partners never presents him with an obstacle to physical intimacy, Alex says. Alex, his friends agree, is a Tinder King, a young man of such deft “text game”—“That’s the ability to actually convince someone to do something over text,” Marty explains—that he is able to entice young women into his bed on the basis of a few text exchanges, while letting them know up front he is not interested in having a relationship.

“How does he do it?,” Marty asks, blinking. “This guy’s got a talent.”

But Marty, who prefers Hinge to Tinder (“Hinge is my thing”), is no slouch at “racking up girls.” He says he’s slept with 30 to 40 women in the last year: “I sort of play that I could be a boyfriend kind of guy,” in order to win them over, “but then they start wanting me to care more … and I just don’t.”