Full-time Employee

Photocopy of NRIC (front and back) AND

Either of your: Latest 12 months of CPF contribution history¹ Latest computerised payslip Latest Income Tax Notice of Assessment²



Self-Employed / Full-Commission Earner

Photocopy of NRIC (front and back)

Latest 2 years of Income Tax Notice of Assessment²

Commission/ Variable Income Earner

Photocopy of NRIC (front and back)

Either of your: Latest 12 months of CPF contribution history¹ Latest 3 months of computerised payslip Latest Income Tax Notice of Assessment²



Additional documents for foreigners

Valid passport

Employment Pass with at least 6 months validity

Utilities bill or bank statement with residential address

Company letter stating proof of employment of at least 1 year

¹ You can print your latest 12 months CPF Contribution History Statement using your SingPass via https://www.cpf.gov.sg/members. If your monthly income exceeds S$6,000, submit your latest Income Tax Notice of Assessment or computerised payslip instead, for proper maximum credit limit calculations.

² Print your Income Tax Notice of Assessment at myTax Portal using your SingPass or IRAS PIN.

Please allow 14 business days for processing, and application is subject to approval. Note that incomplete forms or missing documents will delay processing. The Bank reserves the right to request for more documents. Should the income documents you submit reflect a lower earned income than what was previously declared, the bank reserves the right to adjust the current credit limit to reflect the prevailing earned income.