1 Cash back eligibility To be eligible spend for cash back, contactless purchases must be made in AUD and processed and debited to your account by the last banking day of the month. Eligible spend is capped at $1,000 per month.



* Concierge service

This service is provided by Visa Worldwide Pte Ltd or International SOS (Australasia) Pty Ltd. Your concierge is available on 1300 730 213, 24 hours a day, 7 days a week. See the NAB Concierge Service terms and conditions (PDF, 241KB) for full details.

** Complimentary insurances

Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian credit licence 230686 (NAB) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries. Access to the benefit of cover under the NAB card insurances is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the NAB Card Insurance Policy information booklet (PDF, 440KB) and in the NAB Purchase Protection Insurance Policy Information Booklet (PDF, 280KB) which may be amended from time to time. NAB does not guarantee this insurance.

Personal Transaction and Savings Products Terms and Conditions

Personal Banking Fees – A guide to fees and charges (PDF, 518KB)

NAB Card Insurance Policy Information booklet (PDF, 440KB)

NAB Purchase Protection Insurance Policy Information Booklet (PDF, 280KB)

NAB Platinum Concierge Service terms and conditions (PDF, 239KB)