How things have changed since 2012, when house prices had dropped post-recession:

“If you're making $100,000 in today's wages back in 2012, you could afford to live in 70 percent of the zip codes in the Bay Area, if you are a renter… If you look at Redwood City where, in 2012 you could afford a mortgage payment on a home there on less than $90,000. And now, or as of last year, you would have needed over $200,000 to be able to afford, basically the same home… that's down payment aside. That's just the mortgage payment.”

How this is playing out around the Bay Area:

“We had 13 zip codes in Oakland that we looked at... the cheapest place to rent in Oakland was about $2,400 a month last year. Oakland is one of the places that have seen the biggest run ups in rents."

On how this affects families in particular:

“I was also thinking about: well, what about single parents? You know, I mean it's almost like these numbers have gotten so high that you need two incomes… to be able to buy anything. So what happens to people who have children, but also just have one income?”

To read Katy’s The Price We Pay report and to see the map and affordability calculator, click here.

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