What kind of scooter insurance do you need?

There are three types of cover to choose from and the price will vary depending on which level of cover you go for. It is important to remember that the cheapest option isn’t always the best one, especially if it doesn’t provide you with all the cover you need. So what are the three types?

Third party: this is the minimum level of cover required by law. If you’re involved in an accident, this will cover damage to the third party, their vehicle or property. It doesn’t cover your own costs. Third party is the cheapest option. If your scooter is damaged you’ll have to pay for any necessary repairs or replacement out of your own pocket.

Third party fire and theft: this level of cover offers some additional protection to the policy above and will cover you if your scooter is stolen or damaged in a fire.

Comprehensive: as the name suggests, this is the most complete level of protection. In addition to the policies above, you’ll be covered for any damages to your scooter and any injuries in an accident. This policy, which is likely to be the most expensive of the three, gives you total peace of mind, no matter what happens.

Get a quote with Scoot Scoot

Use our independent and impartial comparison service site to compare quotes for you. Search 34 insurers to find the best scooter and moped insurance deals available in the UK – saving you time and money in the process!

Choose the scooter that’s right for you

If you’re planning to use your scooter for commuting in an urban setting, you’re unlikely to need maximum engine capacity. A 125cc scooter will be more economical to run, as well as to insure. High performance scooters cost more to insure because insurers know that claims are more likely, as well as more costly.

Always ride safely

It goes without saying that you should always ride safely for your own sake and out of consideration for other road users. How you ride can also affect your premium. If you have previous riding convictions you may need to pay more.

No Claims Discount

You can earn attractive discounts if you have zero claims on your policy. The longer you’ve gone without making a claim, the greater this discount can be. This can add up to huge savings on your premium. It’s definitely worth bearing this in mind before making a claim if you have a minor accident with your scooter. Paying for the damage yourself may be the better option, rather than losing a no claims discount.

Add security to your scooter

Where you keep or park your scooter when not in use can affect your premium. If possible keep it in a locked garage or shed rather than on the street. You can minimise the risk of being stolen by fitting an alarm, locks, chains, immobiliser and security markings. The more secure your scooter, the less chance it has of been stolen or vandalised, decreasing the need to make a claim.

Moped insurance

No matter what make or model of moped you ride you can find the most competitive deal on moped insurance using the Scoot Scoot comparison site. As the UK’s leading scooter insurance specialists – we search across the market for the best deals available, so that you don’t have to!

Perhaps you’re thinking about buying your first moped and want to factor in annual costs. Maybe you already own a moped and your existing policy is coming up for renewal. Whatever the reason, we’ll help you find the type of moped insurance policy that is designed to meet your specific requirements. Borrow money from Pawn My Bitcoin, Lexmoto Insurance, Aprilia bike insurance and Lambretta Insurance along with other well know brands are likely to be more expensive because of higher replacement and repair costs. Despite this we’ve helped lots of customers find great rates for these and other models.

Getting a moped insurance quote only takes a few minutes. If you need some help or prefer to do it by phone, we’ll be happy to help. Simply provide information about yourself, details of the make and model of the moped, and the type of policy. Submit your quote and compare prices.