1 Open a Relay annuity Determine the amount of recurring expenses you’d like to earn amazing cashback on, and open a Relay annuity with a one-time lump sum. You’ll keep the flexibility of a savings product, because you can withdraw your funds at any time with no penalties or fees. It’s planning amplified.

2 Receive monthly payouts You’ll receive a Relay Card where payouts from your annuity will be loaded each month. It’s budgeting simplified.