If you're hoping to buy a home in the Portland area for $100,000 or less, make sure to factor in expenses beyond paying off the loan.

Condos, floating houses and manufactured homes have additional homeowners association fees or space rents that can add $500 or more each month.

A 56-year-old manufactured home is for sale at $25,000. This is a cash-only sale, but a traditional fixed mortgage, after a $5,000 down payment, is estimated to be $93 a month for principal and interest. Homeowners insurance is $4, taxes $21 plus space rent in the Centennial neighborhood park is $510. Total per month: $628.

--Janet Eastman | 503-294-4072

jeastman@oregonian.com | @janeteastman

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In this week's real estate gallery, we look at homes with the lowest asking price. Here's what we found:

Hayden Island: 1831 N. Jantzen Ave. is listed at $15,000. The floating house, built in 1948, has one bedroom, one bathroom and 1,100 square feet of living space.

The slip is not included in the price so the dwelling has to be moved.

"Home will need some repairs but well worth the investment to enjoy the lifestyle that awaits you! Year built and square footage is approximate," says listing agent Bryrick Shillam of MORE Realty.

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John L. Scott/Clackamas

Centennial neighborhood: 16901 S.E. Division St. #100 is listed at $25,000. The manufactured home, built in 1963, has two bedrooms, one bathroom and 520 square feet of living space.

Space rent in the manufactured home 55+ community is $510 a month.

"It is an open concept with a big living room. All appliances are included. Cash only," says listing agent Eduardo Reyes of John L. Scott/Clackamas.

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ERA Freeman & Associates

Fairview: 3201 N.E. 223rd Ave #75 is listed at $50,000. The doublewide manufactured home, built in 1997, has three bedrooms, two bathrooms and 1,404 square feet of living space.

Space rent in the manufactured home park is $725 and covers water, electricity and garbage removal.

"Bring your imagination and make this your home. Extra space tucked everywhere. Located on a cul-de-sac with an enclosed carport just missing a door. Extra storage/work space added behind the property. Fenced yard," says listing agent Gina Shingler of ERA Freeman & Associates.

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Premiere Property Group

Powellhurst-Gilbert neighborhood: 3441 S.E. 111th Ave. #10 is listed at $51,900. The manufactured house, built in 1969, has two bedrooms, one bathroom and 672 square feet of living space.

Space rent in the manufactured home park is $600 a month and includes water, sewer and garbage removal. There is also a laundromat.

"The very well-maintained and updated mobile home in a quiet location in the 55-plus community. Newer deck, vinyl windows, siding and exterior paint. All furniture, accessories and personal property are included in the price," say listing agents Ovidiu Ailinchi and Thomas Cardelli of Premiere Property Group.

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Fairview: 21100 N.E. Sandy Blvd #33 is listed at $63,500. The doublewide manufactured house, built in 1989, has two bedrooms, two bathrooms and 1,344 square feet of living space.

Space rent in the manufactured home 55+ community park is not disclosed.

"The home is large and private for those who need the extra space for the grandkids to visit. The yard is completely fenced and is currently all in stone that could be removed if you wanted to have grass. The home sits at the back of the park and does not have a lot of traffic flow. Bring a paintbrush and make the interior colors all your own," says listing agent David Boso of MORE Realty.

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Redfin/owner

Hayden Island neighborhood: 1501 N. Hayden Island Dr. Unit 107 is listed at $68,500. The mobile home, built in 1978, has two bedrooms, two bathrooms and 924 square feet of living space.

Space rent in the manufactured home park is $603.

"Move in ready! Everything is brand new with vinyl windows, doors. There is a master bedroom with a new big tub and carpets," says the owner who is selling the home.

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Fairview: 21100 N.E. Sandy Blvd #100 is listed at $72,000. The doublewide manufactured home, built in 1976, has two bedrooms, two bathrooms and 1,104 square feet of living space.

Space rent in the manufactured home 55+ community park is undisclosed.

"The home is completely remodeled with waterproof flooring throughout, new stainless appliances, all new fixtures, LED lighting and colors that are modern and neutral. The home is a split design with a bedroom and bathroom on either side and living room, kitchen and dining in middle. This home is priced to sell quickly, so get it for yourself before it is gone," says listing agent David Boso of MORE Realty.

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McKenzie-Baker Properties

Powellhurst-Gilbert neighborhood: 13340 S.E. Schiller St. is listed at $73,900. The doublewide manufactured home, built in 1995, has two bedrooms, two bathrooms and 1,152 square feet of living space.

Space rent in the family-friendly manufactured home park at the base of Powell Butte is not disclosed.

"Updated and well done. Large living room that flows into the formal dining room and what a great kitchen! New countertops, glass tile back splash, refinished cabinets, skylight, new vinyl and more. Large front deck for relaxing on summer nights," says listing agent Marjorie Baker of McKenzie-Baker Properties.

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McKenzie-Baker Properties

Powellhurst-Gilbert neighborhood: 12420 S.E. Bush St. #2 is listed at $77,000. The manufactured home, built in 1996, has three bedrooms, two bathrooms and 1,456 square feet of living space.

Space rent in the manufactured home park is not disclosed.

"Vaulted ceilings and a massive kitchen with island. An abundance of cabinets, pantry and a skylight are just a few features in this kitchen. New floors, windows, storm doors, paint and more," says listing agent Marjorie Baker of McKenzie-Baker Properties.

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Hillsboro: 21000 N.W. Quatama Road Ave. #155 is listed at $82,900. The doublewide mobile home, built in 1994, has four bedrooms, two bathrooms and 1,512 square feet of living space.

Space rent is $685 a month.

"This is a fixer. Seller estimate $15,000 in repairs. Open floor plan. new roof. Superficial damage. Would bring market value up considerably. Community garden space, play ground and RV storage," says listing agent Kathleen Mauldin of MORE Realty.

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ERA Freeman & Associates

Tualatin: 18485 S.W. Pacific Dr. #20 is listed at $84,900. The doublewide manufactured home, built in 1986, has three bedrooms, two bathrooms and 1,296 square feet of living space.

"Tastefully updated and move in ready! Beautiful white cabinets in the kitchen with matching appliances. Newer flooring in living room that flows down the hallway. Walk-in shower in master bathroom with walk-in closet in master bedroom. Newer heat pump keeps the home nice and cool. Newer windows, fresh paint and cosmetically sound. Cute deck with carport and some gardening room," says listing agent Jamie Hinkel of ERA Freeman & Associates.

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Beaverton: 17730 S.W. Independence Way is listed at $85,000. The Brookwood doublewide manufactured home, built in 1978, has three bedrooms, two bathrooms and 1,488 square feet of living space.

Space rent in Heritage Village is not disclosed.

"Recent updates include fresh paint throughout, new laminate flooring, new carpet, all new fixtures with LED lighting, new cordless blinds, remodeled bathrooms: New toilets/sinks/vanities, newer vinyl windows, new outlets throughout, kit. cabinets refinished/new faucet/newer dishwasher and so much more," says listing agent Melissa Hill of MORE Realty.

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RE/MAX Equity Group

Argay Terrace neighborhood: 14308 N.E. Sandy Blvd. #6 is listed at $87,000. The manufactured home, built in 1997, has three bedrooms, two bathrooms and 1,248 square feet of living space.

Space rent in the 55+ Garden Meadows manufactured home park is not disclosed.

"Large living room flows into a nice dining room and kitchen. Master suite with a full bathroom, Walk-in closet and ceiling fan. Nice laundry room with door to the single-car attached garage with workbench, backyard with a deck, sprinkler system and lots of room to garden. Laminate floors, vinyl windows and a heat pump with air conditioning," says listing agent Sharon Alexander of RE/MAX Equity Group.

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Redfin/Owner

Forest Grove: 3831 Pacific Ave. Space C21 is listed at $88,000. The manufactured home, built in 1983, has three bedrooms, two bathrooms and 1,243 square feet of living space.

Space rent in the all-age community is $600 monthly

"This home has brand-new laminated flooring throughout the home, the kitchen has vinyl flooring. New windows, with huge window in master room. New sheetrock in 95 percent of the home and freshly painted. New lighting throughout the house. New air vents in both bathrooms. Brand new Hardiplank siding and cover porch on main entrance. The yard around the house is all fenced. In the backyard, you'll have room for all your tools with a 10x12 shed," says the owner who is selling the property.

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HomeSmart Realty Group

Centennial neighborhood: 15768 S.E. Powell Blvd. #40 is listed at $95,000. The manufactured home, built in 1993, has three bedrooms, two bathrooms and 1,680 square feet of living space.

Space rent in the Parkway Estates manufactured home park is not disclosed.

"New roof, siding, exterior paint, interior laminate flooring and updated island kitchen. Master with nice bathroom and soaking tub. Kitchen has been updated with newer custom cabinets and countertops. Huge sunroom or family room off kitchen, separate laundry. Large storage shed, carport extended driveway. A/C and most appliances included," says listing agent John Minnis of HomeSmart Realty Group.

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Cornelius: 779 N. 14th Place is listed at $99,000. The manufactured home, built in 1998, has three bedrooms, two bathrooms and 1,296 square feet of living space.

Space rent is $630 a month.

"Priced To Sell!!! Open floor plan. Kitchen features granite counters, tile backsplash, hardwood flooring, stainless-steel appliances. Newer heat pump, two-car carport. Tool shed," says listing agent Jose Lopez of MORE Realty.

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Keller Williams-PDX Central

Bridgeton neighborhood: 205 N. Bridgeton Road #4 is listed at $99,000. The floating house, built in 1986, has one bedroom, one bathroom and 880 square feet of living space.

Slip and homeowners association fees not disclosed.

"Magic in the making right on the Columbia! Bring your vision to this adorable space that features a loft, abundant natural light, spacious dock and boat area, designated parking spot," says listing agent Mark Charlesworth of Keller Williams-PDX Central.

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