Quick roundup of thoughts on the last week in crytpo.

Mona.co debit card

Monaco Debit Card - really represents the best possible way to USE crypto coin as fiat. Here’s why: You keep an ETH balance that only gets drawn from when you use your card to buy something. This can be good and bad depending on if ETH’s value is going up or down — but once you stop thinking in fiat and start thinking in crypto, it is easier to digest. Additionally, they promise best exchange rates, cash back program and easy funding. If you like the idea, join their ICO, running now.

Shakepay card

There are other great cards out there now like Shake, but you must convert your crypto balance in advance of spending. The bar has been raised, and we’ll likely see more good card offers soon.

BAT trading on Liqui

BAT Token Sale — went off this week. $36 million raised in 2 blocks. A testament to the robust Ethereum network, although only about 150 people actually got in. Many complained, but who doesn’t want the nightclub with the line around the corner?

Sorry, not getting in!

BAT is already trading on Liqui at 4x it’s ICO price. The Basic Attention Token is the equivalent of the as of yet elusive but much discussed micro-payments for the web. The ability to pay websites you visit tiny amounts rather than seeing ads. The Brave browser (based on Chrome) is ready for download and ad blocking and payments are built in. If you’re using 1Password or Lastpass, you can use those with Brave for a more seamless transition.

KIN, new token from KIK

KIN — A new token from KIK, who have a $50 million investment from Tencent (Wechat) and have raised over $120 million, is one of the biggest names to announce an ERC20 token. While not quite a major name in messaging, they do have 300 million registered users who may soon be making in app purchases with a crypto coin. A lot of larger messaging apps will be watching this closely.

BTC now below 45%, with no end in sight

Markets — Bitcoin, while rising in price, is falling in dominance and being outpaced by many other coins and tokens. Dash now has almost $1 million per month to spend on it’s community development. Litecoin continues to benefit from being the closest thing to Bitcoin you can hold. The outlook for Ethereum looks strong as there are many ICOs in the pipeline, and very interesting products are being built on top up it.

Valuation

With market cap at $90 Billion, the question we’re asking is if the value being created is in line with the funds invested? Is the overall utility growing at the same pace as the price? Think dotcom bubble, where excitement over the possibility far outpaced the utility at that time. Do crypto currencies provide more value and utility than Wallgreens Boots Alliance? It’s hard to say, but remember how Amazon invested in where it knew the internet would grow to in 10 years? Where is crypto in 10 years?

Top Crypto app in is ranked 57th place in US App Store

Parting thought: Think about how silly it is that hosting a website and paying for it are separate things? Imagine building content, where there is no need to hunt for a host or domain name provider…resources needed are coded in at the same time as everything else and you could care less where it goes and gets it’s resources from.