It’s the last day to file your taxes (or ask for an extension), and the end of one of the most confusing tax-seasons in a long while.

While tax cuts are arguably one of the Trump administration’s biggest achievements to date, and businesses have been celebrating the profit windfall they received from a lowering of corporate rates, many Americans seem not to have noticed that individual taxes also fell.

Chalk that up to an early drop in the size of tax refunds for some, and the fact that, divided over a year’s worth of paychecks , the tax benefit may not have seemed consequential.

Now that the effects of the tax act are becoming clearer, here are some early conclusions about its impact on people and businesses:

Individuals Owed Less, but Did They Notice?

In the first few weeks of the tax season, the average refund processed by the Internal Revenue Service was significantly less than in the previous year — by as much as 17 percent.