See, it is shit like this that makes many livid.

While, we the tax payers, bailed out all these banks (and yes, many regional ones too, here is the list), the banks in return play out their predatory card on the ones who literally can not fight back. The unemployed worker.

Why are states cutting DEALS with these banks for these debit cards at the huge expense of the umemployed worker? This predatory behavior is just as bad as Citibank charging its customers up to 20.00 a month for the priviledge to have a checking account, or Bank of America's 10.00 fee to move money from your savings account to your checking account, or TCF Bank's outrageous 28.00 a day FEE if your account is negative (I KID YOU NOT, that 88 cent slurpee can end up costing you in the hundreds of dollars).



TCF spokesman Jason Korstange says the bank wants to see if the experimental NSF policy in Michigan can discourage overdrafts, while helping the bank keep existing customers.

There are some hints of how much money is flowing from America's poorest families to banks. In 2008, California's welfare families paid $8 million in surcharges to access their cash welfare benefits, according to a Western Center on Law and Poverty analysis, which advocates for the poor. Surcharges paid by welfare recipients will exceed $16 million this year, the Center projects.

Speechless on that one from TCF, boo. In the end, it is the behavior by these banks that represents the bottom of the barrel and should incense everyone reading this.While it is quite notable that Bank of America FINALLY decided to abandon its 5.00 fee to access your money via a debit card, it still does not remove the tarnish from its image. The image of a bank that is so far removed from the average American that it truly believed it could play roughshod all over the public and the public will just willfully take it.

NOT ANY MORE.

Saturday, November 5, 2011, is Bank Transfer Day. This is a designated time for average Americans to make a decision about their financial health and where it is best served. This is a day to say "enough of the predatory behavior of these too big to fail banks" and invest your financial health in your community, where it is best served.

No American should be forced to pay to access his/her money, period. Not after the trillions given to these banks, who were directly responsible for this economy collapsing. (I know it did not officially collaspe, but let's have real talk here, with unemployment over 9% families in America are collasping)

If you have not switched to a small community bank or credit union, please consider to do so. This is not about a bank run, this is about moving your money to an environment that cares about you and your family's financial health, not the other way around.

Start your search for a new financial home, search for a credit union right now.