Subsidies, once a linchpin of Indian economic policy, have dried up for virtually everyone but the producers of staple food grains. Indian farmers now must compete or go under. To compete, many have turned to high-cost seeds, fertilizers and pesticides, which now line the shelves of even the tiniest village shops.

Image Villagers in Bhadumari gathered in the house of Anil Kondba Shende and looked at his body as the local police investigated his suicide. Credit... Fawzan Husain for The New York Times

Monsanto, for instance, invented the genetically modified seeds that Mr. Shende planted, known as Bt cotton, which are resistant to bollworm infestation, the cotton farmer’s prime enemy. It says the seeds can reduce the use of pesticides by 25 percent.

The company has more than doubled its sales of Bt cotton here in the last year, but the expansion has been contentious. This year, a legal challenge from the government of the state of Andhra Pradesh forced Monsanto to slash the royalty it collected from the sale of its patented seeds in India. The company has appealed to the Indian Supreme Court.

The modified seeds can cost nearly twice as much as ordinary ones, and they have nudged many farmers toward taking on ever larger loans, often from moneylenders charging exorbitant interest rates.

Virtually every cotton farmer in these parts, for instance, needs the assistance of someone like Chandrakant Agarwal, a veteran moneylender who charges 5 percent interest a month.

He collects his dues at harvest time, but exacts an extra premium, compelling farmers to sell their cotton to him at a price lower than it fetches on the market, pocketing the profit.

His collateral policy is nothing if not inventive. The borrower signs a blank official document that gives Mr. Agarwal the right to collect the farmer’s property at any time.