Am currently budgeting $2k USD for various refunds. Money is not going to go out until I get a better picture of what has been sent and who got what. Anyone who got more value than what he paid for, will not be refunded. Not to be an SOB about it but it is just impossible to refund everyone. Id rather just quit geekhack/ deskthority completely if refunding exceeds my limited budget.



Quote

4.3 Risk of Reversals, Chargebacks and Claims. When you receive a payment, you are liable to PayPal for the full amount of the payment sent to you plus any Fees if the payment is later invalidated for any reason. This means that, in addition to any other liability, you will be responsible for the amount of the payment sent by the sender, plus the applicable Fees listed in Section 8 (Fees) of this Agreement if you lose a Claim or a Chargeback or if there is a Reversal of the payment. You agree to allow PayPal to recover any amounts due to PayPal by debiting your Balance. If there are insufficient funds in your Balance to cover your liability, you agree to reimburse PayPal through other means. If a sender of a payment files a Chargeback, the credit card issuer, not PayPal, will determine who wins the Chargeback.



4.4 Refund and Reversal Currencies. All refunds and reversals will be made in the same currency as the original transaction. If your transaction must be refunded or reversed and you do not have the correct currency available in your Balance, a currency conversion will be performed.



Quote

4.5 No Surcharges. You agree that you will not impose a surcharge or any other fee for accepting PayPal as a payment method. You may charge a handling fee in connection with the sale of goods or services as long as the handling fee does not operate as a surcharge and is not higher than the handling fee you charge for non-PayPal transactions.



You seem to be under a misconception, putting it mildly and generously. And are trying, inadvertently, or on purpose to spread that, and fear that no one will get anything. Our claims are not primarily against you- they are against buyer protection. If the claim is decided in our favour, Paypal pays for it if it is below a certain limit, and then pursuesfor the money. First in the form of a chargeback, then in terms of a delinquency, and other collection activities. You don't want to take this lightly- they are very aggressive and very thorough.You've already violated a couple of restrictions which are going to work against you for any disputes, and I urge anyone that was charged these to make sure that these charges are enumerated in any dispute, i.e.:These are the references: https://www.paypal.com/webapps/mpp/ua/useragreement-full?country.x=US&locale.x=en_US#13 . Protection for Buyers.I am not unsympathetic to your struggles, and the magnitude of this issue.If you deal with people honestly and fairly, most will do the same with you, and give you the benefit of the doubt. You also have to know that no one is required to do so. The mistake was on your part, no matter what else you're going through.That's all I personally asked. And when I realized you weren't to that point, then other things kicked in.