Steps are simple. Switch your character. as simple as that.

Update:-

Having an Office with Gun Locker & Safe on 1st char gives 825000.

Confirmed working on:-



PS4

XBox One



Also the money getting added seems to be random. (From 397500-825000)

I was just roaming through posts on GTAForums and i saw a post where 2 or 3 guys got money added to their account after switching to their 2nd or any other character. i dont know if its true or not. but wanted someone who has PS4 and a 2nd character so they can test since i dont have one. I play on PC. Also it wasn't an old post, it was just created a couple of hours ago.

Also i didn't report it to R*, I can't even get it to work on PC. That link post is someone else, Not Me.