If you’ve stumbled across this website, then chances are you have a bad credit history which is stopping you getting accepted for a home shopping catalogue. This article will show you how it is still possible to get approved for an online shopping catalogues even if you have a low credit score.

You may have applied with some catalogue stores only to have your application rejected because of a low credit score which is frustrating. Everyone deserves a second chance, right?

Kind of makes sense when you think about it. Your credit history is a record of how you managed your finances in the past and your ability to repay finance/credit – so if you’ve been late a number of times on payments, you’ve probably ended up with a reputation as someone who cannot repay their financial commitments.

Sorry. That’s the way it goes. No one is perfect. But catalogue companies want people who do have a perfect credit history. Would you give money to someone who you knew had troubles repaying in the past? Probably not. Same with these catalogue companies.

Is it all doom and gloom?

Nope. You can still access home shopping catalogues even if you have bad credit, take a look below for more information on which brands you can start with.