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Cleanup from Thursday night's anti-Trump rally turned riot was underway on NW Lovejoy between 10th and 12th on the morning of Friday, Nov. 11, 2016. Plywood had been put up to cover broken windows at businesses like a FedEx office, a Chase Bank branch and a Starbucks, and graffiti was pressure-washed off of a ZoomCare location. (Dave Killen/Staff)

Two weeks after an anti-Donald Trump protest left broken windows and graffiti-marked walls in Northwest Portland's Pearl District, a few boarded storefront windows are the only sign left of the damage.

Insurance industry experts say most insurance policies should cover damage from the Nov. 10 protest, which Portland police declared a riot. Destruction from protests, riots and other "civil disturbances" are treated the same as any other property damage, Ron Fredrickson, a senior policy analyst for the Oregon Division of Financial Regulation said.

"It's no different than something like a fire," Fredrickson said.

The Nov. 10 protest became violent after a small band of destructive protesters infiltrated a group of approximately 4,000 people protesting the election of Donald Trump. Protesters broke windows and some hurled bottles and fireworks at officers, police said. By the end of the night, police had declared the protest a riot and estimated it caused more than $1 million in damage from downtown Portland to the east side.

Portland police spokesman Sgt. Pete Simpson said in an email that the estimate, given by police chief Mike Marshman, was a ballpark figure and police likely will not have a more complete breakdown of the damages until next week.

Most small businesses have a standard "business owner policy" that covers property damage, theft and vandalism from riots and protests, according to Michael Barry, a spokesman with the industry information group Insurance Information Institute. The policies also cover business interruption claims, which cover lost income while stores or restaurants are closed for repairs.

However, some shop owners are faced with complications leaving them struggling to pay.

Karen Page, who owns the Urban Pantry restaurant on Northwest Lovejoy Street, said she will have to pay close to $17,000 out of pocket to cover repairs. Protesters broke the restaurant's glass door and product and floor mats inside the restaurant were damaged, she said.

Her insurance isn't covering the cost because the glass, the products and the mats each have a separate deductible and the damage done to each isn't significant enough on its own, Page said. However, it adds up, especially for a small business owner, she said.

"The majority of the cost is coming directly out of my paycheck," she said.

Deductibles for damage caused by protests and civil disturbances are comparable to deductibles for any other damage, according to Barry. Typically, business owner deductibles range from $1,000 to $2,000, he said.

The few weeks of protest likely won't affect future insurance rates, Fredrickson said. Long-term trends, such as crime rates, would affect rates, but a relatively short-term event like protests won't have any long-term insurance consequences, he said.

"One week of protests probably won't cause a hysterical crisis," Fredrickson said.

-- Samantha Matsumoto