Navient CEO Jack Remondi criticized the litigation in June: "If the parties were truly interested in addressing the real issues in higher education and student debt, they would direct their focus" to provide better information about the full cost of earning a degree and the cost of loans used to pay for it, he said. They would also work to increase graduation rates (Remondi blamed dropping out as the largest factor in student loan defaults), simplify repayment programs, and ease the enrollment process for these programs, he added.