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No Credit History? No Problem with Secured Credit Cards!

As their names imply, secured credit cards come with security deposit requirements. They serve two important purposes - to guarantee the repayment of your future credit card charges and to determine the spending limit or cap that will be imposed on your account. By sticking to your monthly bills, you can improve you chances of eventually qualifying for an unsecured credit card account.

How to Select the Right Secured Credit Card For You?

See to it that your chosen card issuer submits timely reports of cardholder activities to the three major credit bureaus. That's because not all firms do this. Good thing that the banks and credit card firms listed below work closely with Equifax, Experian and TransUnion to help consumers jumpstart and rebuild their credit history.

You should also look for a program that offers periodic credit increases, for you to enjoy higher spending limits, later on.

Our Secured Credit Card Sponsored Offers:

Merrick Bank Secured VisaÂ® from Merrick Bank

APPLY HERE Choose your own credit line based on how much money you want to put down as a security deposit.

Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.

After 9 months, we review your account for a credit line increase. No additional deposit required!

Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.

Unlike a debit card or a pre-paid card, it helps build your credit history. As you pay your bill every month, we report to all three major credit-reporting agencies.

Get 100% U.S.-based customer service & get your FICOÂ® Credit Score for free each month.

Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with Auto Pay and account alerts.

Card issued by Merrick Bank, Member FDIC.

Intro Rate Credit Line Regular APR Annual Fee Credit Needed N/A N/A* 17.45% Variable $36 for first year.

Billed $3 per month thereafter Poor/ Limited/

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Applied Bank® Secured Visa® Gold Preferred® Credit Card

APPLY HERE Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using

Absolutely No Credit Check or Minimum Credit Score Required

Automatic Reporting to All Three National Credit Bureaus

9.99% Low Fixed APR - Your Rate Won't Go Up Even if You Are Late

Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime

Intro Rate Credit Line Regular APR Annual Fee Credit Needed N/A See website for Details* 9.99% $48 Poor/ Limited/

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First Progress Platinum Select MasterCard® Secured Credit Card

APPLY HERE Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today

Receive Your Card More Quickly with New Expedited Processing Option

No Credit History or Minimum Credit Score Required for Approval

Quick and Complete Online Application

Full-Feature Platinum MastercardÂ® Secured Credit Card

Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!

Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History

Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application

Just Pay Off Your Balance and Receive Your Deposit Back at Any Time

24/7 Online Access to Your Account

Nationwide Program though not yet available in NY, IA, AR, or WI

Intro Rate Credit Line Regular APR Annual Fee Credit Needed N/A $2,000 13.99% $39 Damaged/Fair





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First Progress Platinum Prestige MasterCard® Secured Credit Card

APPLY HERE Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today

No Credit History or Minimum Credit Score Required for Approval

Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History

Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application

Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.

Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file

Intro Rate Credit Line Regular APR Annual Fee Credit Needed N/A $2,000 9.99% (V) $49 Damaged/Fair





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The First Progress Platinum Elite MasterCardÂ® Secured Credit Card

APPLY HERE Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today

Receive Your Card More Quickly with New Expedited Processing Option

No Credit History or Minimum Credit Score Required for Approval

Quick and Complete Online Application

Full-Feature Platinum MasterCardÂ® Secured Credit Card

Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.

Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file

Intro Rate Credit Line Regular APR Annual Fee Credit Needed N/A up to $2,000 19.99% (V) $29 Damaged/Fair





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CreditSoupÂ®

APPLY HERE A better way to get a Card Offer!

Credit Cards

Secured Cards

Prepaid Cards

Search, Compare, Apply! Intro APR Regular APR Intro APR Period Monthly Fee (up to) Balance Transfers N/A N/A N/A N/A N/A



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Advertiser Disclosure: See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer's web site.

Practical Suggestions for Jumpstarting or Rebuilding Your Credit History with a Secured Credit Card