Top 10 FinTech startups highlight how FinTech is developing at a rapid pace. The sector is one of the fastest growing businesses in Silicon Valley. It represents 7.2% of the U.S. GDP and unlike the established traditional players like banks and brokerages, marketplaces have the ability to be nimble and efficient.

The Texas-based “collaborate lender” Able expects a user’s family and friends to make sure he/she pays back the loan. The company markets specifically to business owners. When taking out a loan, the borrower’s friends, family and associates will contribute 25% of the loan, and Able will do the rest. The company has raised $12.5 million, including $6 million in August. They have already begun making a name for themselves, and have a wide breadth of investors, including Blumberg Capital and FLOODGATE.

Mighty gets money to unfortunate individuals bombarded with legal fees. Time-consuming and frustrating, the justice system does not always play fair. The noble idea is incredibly practical, given how stressful and sometimes life ruining legal fees can be. The company works only with clients who are already represented by an attorney, and the loan is intended only for basic living expenses. Mighty only collects money after a client wins a legal battle. The company’s investors come from an array backgrounds, including Tribeca Venture Partners and FinTech Collective.

Credit risk analytics company PeerIQ helps investors assess loans and performance. Based in NY, they have raised a total of $8.5 million largely from Wall Street names, including John Mack. The growing popularity in P2P lending is really hitting Wall Street, and this startup is one of many being funded by big companies.

Adyen provides advanced payment services to over 3,500 customers including Facebook, Uber, and Airbnb. The company processes transactions worth $45 billion and generates revenues of €330 million in 2015, up from €150 million last year. Adyen has just raised a round that values the company at $2.3 billion, less than a year after a $250 million round at a $1.5 billion valuation.

Peer-to-peer lender LendingClub boasts more than $13 billion in personal loans funded since its foundation. After starting in 2006, LendingClub really hit its inflection point in 2011 where it went from less than $500M in loans originated to now over $13B.

Stash advises customers on their investments, without charging commissions or secret fees for moving money in-and-out of accounts. The company treats customers as individuals, asking users to invest in ways that reflect their personal beliefs. Stash was founded in February this year and in August they secured $1.5M in funding.

CircleUp offers unprecedented liquidity to private consumer companies seeking equity funding. The CircleUp marketplace connects private consumer companies with high net worth individuals looking to diversify their wealth through angel investment. With backing from reputable Venture Capital investors such as Google Ventures and Union Square Ventures, Circleup is poised to continue to disrupt the capital market for private consumer companies.

Trunomi provides the software that lets users manage personal information or documents, and financial institutions deal with on-boarding and dealing with Personally Identifiable Information (Pii). Trunomi has numerous different modules for their clients: TruHub helps reduce regulatory risks, and improve reporting; TruMobile is designed to be highly customer friendly, and keep the user happy and engaged. With the $3M raised by Saturn in August, Trunomi will investigate how to unlock the full potential of data within their project.

Robinhood brings customers and equities together on a frictionless and to date, cost free platform. By bypassing brick-and-mortar costs and other expenses, and by monetizing through interest earned on their cash holdings Robinhood is making the $17 trillion stock market even more accessible.

WealthArc was founded to combat analysis and security problems and make the whole process more automated. Microsoft Azure Cloud helps the company to bring higher computing potential to their customers. With the money raised by U.S.-based venture capital firm Novit LP, WealthArc expanded their team and research and intends to tackle problems of compliance requirements.