1. Personal Capital

Personal Capital is our favorite free Quicken replacement. We’ve used it for years and continue to love this powerful program.

What’s so great about Personal Capital? For starters, it’s free. They offer a comprehensive collection of money tools in one convenient place, so we think that’s pretty awesome.

With Personal Capital, you can track your spending, net worth, and investments. You can also use it to check your investments for expensive fees and calculate whether you’re saving enough for retirement. Again, these tools are all 100% free and at your disposal after a simple sign up process.

So, how does it work?

In short, Personal Capital synthesizes the data from all your accounts and delivers a complete financial picture that’s easy to understand. Just link Personal Capital to your bank, credit, and investment accounts. Then, let the program do the heavy lifting for you. The software will import your transactions and calculate how your spending aligns with your budget.

Why We Love It: Unlike some other alternatives to Quicken, Personal Capital is more than just budgets. And, since it is free, it makes a great compliment to some of the other programs as well.

Personal Capital also offers a powerful investment management tool. Its user-friendly interface tracks your asset allocation, monitors your investment performance, and analyzes your fees. It even takes your retirement goals into account and estimates your retirement income/expenditures based on your financial data. And, of course, Personal Capital also calculates the value of your assets relative to your debt (i.e. your net worth).

What’s Not to Like: Although the budgeting and expense tracking tools work well for us, some users may find them to be a bit too basic. When directly comparing Personal Capital vs. Quicken, this program lacks online bill management capabilities. Don’t let that be a deal breaker, though.

You can always take advantage of Personal Capital’s tools while using another Quicken alternative for your day-to-day money management needs. Plus, these tools are free so you’ve got nothing to lose! Check out our complete Personal Capital review for more information.



Personal Capital

Price: FREE



Personal Capital is our choice for the top Quicken alternative. This free software automatically tracks your savings, spending, investments, net worth, and more. It’s easy to use and the free price tag makes it an excellent replacement for Quicken. We’ve used it for years and think you’ll love it too!



Try Personal Capital for FREE Price: FREEPersonal Capital is our choice for the top Quicken alternative. This free software automatically tracks your savings, spending, investments, net worth, and more. It’s easy to use and the free price tag makes it an excellent replacement for Quicken. We’ve used it for years and think you’ll love it too!

2. Tiller Money

If you’re used to Quicken, you already know your way around a spreadsheet. Good news: Tiller Money offers a familiar spreadsheet environment with supercharged money management capabilities.

Tiller Money connects with more than 20,000 financial institutions to import and categorize data from your bank, credit card, mortgage, and brokerage accounts into Google Sheets or Excel.

The Foundation Template is the easiest way to get started. It’s a ready-to-go- spreadsheet package that helps you build monthly and yearly budgets based on customizable spending categories. It tracks your spending, financial standing, and balances in one place to give you a clear sense of your situation.

For customers needing a more customized experience, Tiller add-ons and Tiller Money Labs offer additional spreadsheets to meet your unique needs. A zero-sum budget, debt snowball template, and net worth tracker are just a few of the more popular options. For the spreadsheet nerds among us, there is even an option to build your own spreadsheet.

Here’s a bonus that many money apps don’t include — tools specifically for freelancers and small business owners. These tools include things like quarterly tax estimation and business-expense tracking.

Why We Love It: Tiller Money harnesses the power of spreadsheets to offer a customizable financial management experience. It’s especially great for people who like to be a little more hands-on with their money.

Tiller Money is an ad-free subscription that packs a lot of value for only $6.58 a month ($79 per year). Like most paid financial tools, you can try it risk-free with a free 30-day trial. Students can also use it free for a whole year.