A personal loan is a loan to meet your current financial needs. It is usually taken by borrowers who are looking for quick and easy loans with manageable interest rate and minimum documentation. You can use a personal loan as per your convenience.

OxyLoans.com brings borrowers and lenders to this platform, where they are free to negotiate their terms and condition within a few preset parameters to keep transaction values under control.

Any India resident, with valid proof, can lend and borrow at OxyLoans.com.

Interest rates are purely dependent on the Lender and Borrower. It starts from 12 % Per Year, i.e. 1% per month, to a restricted maximum of 4% per month and 48% Per Year.