A vision-impaired Lismore woman has told the ABC she recently had her bank account cleaned out because of an unpaid fine she should never have received.

"Last Friday I went to my bank account to do some online banking and could see that my bank account had been emptied by one particular line item," Marilyn Schofield said.

"So I went through the weekend with my kids, with no money, and on Monday rang my bank who told me it was the State Debt Recovery Office."

When she rang the debt recovery office she was informed the money had been taken out due to an unpaid fine from November, for not stopping at a stop sign.

"I quickly informed them that I am vision-impaired and I don't drive; I've never had a driver's licence," Ms Schofield said.

"They pulled up the images of me supposedly driving through a stop sign, and it was a similar number plate to a car that was registered to me in 2009, in a business that I owned.

"It wasn't the same number, it was a similar number, and the only address they had for me was an address that I hadn't lived at for five years.

"They apparently sent all the paperwork there [and] it went to court, orders were made against me, and that money was taken from my bank account."

According to the State Debt Recovery Office's website, if an enforcement order is not paid or finalised then a garnishee order can be sent to the bank, requiring it to deduct money from an account.

Concerns raised over proposed e-fines

Meanwhile, a legal expert has raised concerns about the New South Wales Government's plans to allow police to issue electronic infringement notices (EIN).

Police Minister Troy Grant this week announced plans to change legislation to allow front-line police to issue fines via email and mobile text message.

The move would allow police to issue an EIN for any offence attracting an infringement notice as a penalty.

Law lecturer Aiden Ricketts of Southern Cross University said it was part of a pattern of rapidly expanding police powers and police practices in New South Wales.

"I'd be worried about the security," he said.

"It wouldn't be long before scammers started impersonating those fines and sending emails to people and so on.

"What if you get a fine and it goes into your spam folder and you don't see it, or if you give them your phone number or email address and one of the numbers or letters is wrong?

"It sounds kind of benign at present, but is there going to be some sort of incremental creep in the future?

"I kind of expect there will be, where it gets rolled out further.

"If the e-fines started to be linked to camera offences, then you get a situation where you don't have a policeman at your window, you're not having a face-to-face conversation."

A written statement from the police minister's office said: "We have no plans to remove the ability for people to receive a paper based notice, should they choose that option."