L&T Home Loan | Interest Rate | Eligibility | Documents Required

L&T Housing or L&T Housing Finance Limited (LTHFL) is a subsidiary of L&T Finance Holdings Limited, which is registered as a housing finance company under the National Housing Bank Act, 1987. L&T Housing or L&T Housing Finance Limited (LTHFL) offers a wide range of housing finance products in the form of home loans, loan against property, home improvement loans, balance transfer and top-up loans to both the salaried and self-employed customers. However, the schemes is highly relevant to the people belonging to the middle and premium segments. The facility of construction finance is also available to real estate developers and builders with the L&T Housing.

With the great transparency in the working process and the loan approval process, the company has maintained a good value to its customers and has maintained high integrity and professionalism. The company has been trying to expand its network of the services and with the constant expansion, the company has explored various areas of business and thus has introduced several innovative products and schemes to meet people’s demands and requirements.

L&T Housing Home Loans

L&T Housing Home Loans ensures the people receives the unmatched services of the highest quality and with the transparency in the working during the entire loan application approval, the company has ensured that the dreams of owning a home of own comes true with ease and in a quick time.

Various features of L&T Housing Home Loans

• Loan Tenure of 20 years

• The loan amount extends from a minimum of Rs. 3 Lacs to a maximum of Rs. 10 Crores

• Attractive and lower rate of interest

• Tranche based EMI and Part Prepayment Scheme as flexible repayment options available through bank

• Home Loans up to 80% extending up to 90% in some scenarios of the property value

• No Pre-payment Penalty

• Loan consideration includes registration fees and stamp duty

• Income based product offering (Gross Receipt Product, Gross Margin Product, Banking Based product etc)

• Repayment based product offering in the form of Step Up and Step down.

Benefits of L&T Housing Home Loans

• The entire documentation is very easy and quick

• Personalized services

• The whole process of working is transparent

• Best quality of customers service

• Identification of goals and creation of tailor made solutions for the customers

Apply for L & T Finance Home Loan

Documentation required for L&T Housing Home Loans

The documentation as required in L&T Housing Home Loans is almost similar to the documentation required in the other banks loan approval. The documents in the form of Proof of address, Proof of identity, Photographs and salary slips are some of the generic documents as required by all companies including L&T Housing.

The L&T Housing Home Loans is a very easy and convenient option for the people who are seeking home loans to convert their dream into a reality for their own home. Just go through all required details and documentation of L&T Housing Home Loans and you will be blessed with a home of your own in quick time.