Fixed rate loans are available in all sorts of shapes and sizes, with predictable monthly payments for terms between 10 and 30 years.

During the early amortization period of a fixed-rate loan, a large percentage of your monthly payment goes toward interest, and a much smaller part toward principal. That gradually reverses itself as the loan ages.

Why Choose Fixed Rate?

You might choose a fixed rate loan if you want to lock in a low interest rate and plan to stay in your home longer than 5 to 7 years. Consistent monthly payments can help make budgeting and long-term financial planning easier.

We offer several fixed rate mortgage options, including Conventional Loans, Jumbo Financing, Specialty Programs, and more. Talk to us about your needs and whether a fixed rate home loan is right for you!