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Our tiptoes are touching the threshold of a very dangerous time of year.

The time of year is called the holiday season. It begins on October 31st and lasts until early January. For many people, these are the months to cease the day. It’s the time to loosen the purse strings and unbuckle the belt one notch.

Then, in the back of your mind, you remind yourself that you’ll make up for it come the New Year. All the things you are not today you will somehow, almost magically, become when you put a new calendar on your wall.

However, today is the day to set your New Years Resolutions.

1. It will give you confidence that you can decide to improve a problem at any time of year.

I typically start my annual Bible reading schedule in October. Why?

Because several years ago (in October), I felt like I didn’t have a good Bible reading habit. Part of me thought that I should take advantage of the fresh slate of January 1st and set a new Bible reading regiment.

However, I knew I’d be self enforcing a dangerous idea. I’d be convincing myself that I can only focus on personal improvement when I have a fresh slate. I didn’t want to develop the habit or mindset. That said, “I’ll fix it in January”. No. When you notice something is not right, today is the day to fix it.

As a result, I started my new Bible reading schedule in the middle of the month in October.

Start today.

2. You’ll have a lot less errors to fix.

Let’s imagine your resolution is to get out of debt.

It doesn’t make any sense to over spend and financially overindulge over the next two months so that later you can sweat to undo your errors.

Did you know that Christmas is one of those occasions where people typically overspend? Of course you do. Don’t go on a spending binge and then decide to get out of debt. Address the problem now before it escalates.

Let’s say you were sailing in a boat that had a leak. Would you draw a mark on the inside of the boat and say that when the water got to it you’ll start trying to patch the hole? No way. That very moment you noticed the problem, you’d jump in and fix it before the problem got worse.

Or, what if your goal was to lose weight?

Would it be easier if you started today or if you waited until you had two months of overeating? I’m guessing you’re going to have less weight to lose if you start today instead of January.

Start today.

3. You’ll be able to use the January New Years resolution buzz to your advantage.

When trying to develop a new habit or fix an old one, you may find the first few weeks easy. That’s because you’re feeling motivated. However, a couple of months later, you may be running out of steam. Therefore, if you start now, when January rolls around and everyone else (and their mother) starts talking about setting their resolutions, you can confidently look back at all the progress you’ve already made.

You’ll automatically feel like a winner because while everyone else is just getting started, you’re already rounding the first turn.

This was an article by Craig Ford. Craig blogs at Help Me Travel Cheap where he teaches people how to find the best travel credit card sign up bonuses so they can get free travel.

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