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CAP offers money management courses that are available to everyone, not just people with limited finances. “These are for anyone who wants to get (a) better handle on where their money is going,” Hrycan stresses. The courses generally run several times a year, one night a week for three weeks. Anyone interested should contact Cornerstone Church (306-931-4949) for upcoming course dates.

CAP’s local client base comes from across the whole city——young, old, single, married, with kids, with no kids.

CAP services come at no cost, with no strings attached. Clients do not have to connected with Cornerstone Church or with any church. They may be people with no faith at all.

“People in poverty are often very isolated. Many come from generational poverty with no family supports and no one who can help them. We don’t judge people for what has happened in the past, instead we show them how they can move on in a positive way. Knowing they have someone who can and will help them makes all the difference in the world,” Hrycan notes.

The success in the CAP system requires a certain level of client commitment. Once CAP starts negotiating with creditors on the client’s behalf, a tacit commitment is in place. Hrycan says CAP is viewed very positively in the financial community, and creditors are extremely receptive to CAP negotiations.

The organization recently went through a rigorous accreditation process with the Canadian Association of Credit Counselling Services and was awarded full accreditation. In fact, CACCS CEO Henrietta Ross referred to CAP as “a truly amazing organization that genuinely cares about the most vulnerable among us by helping them in a dignified way and with the utmost of love and respect … The extent of CAP’s dedicated support for a family’s well-being is unparalleled in Canada today.”

For more information on Christians Against Poverty, visit: www.capcanada.org.