To get the best benefit of insurance, you have to make a claim with the insurance company immediately after the accident. They will pay for the damages caused to you and your vehicle if they find the claim to be genuine. Easiest way to claim a car accident insurance in Staten Island straight after a car accident is by filling a claim insurance form.

Here are the steps to follow when filing for a car accident insurance claim.

You have the choice to consider a third-party car insurance claim or your own damage claim.

Immediately after you have been in a car accident, you should call your insurance company and inform about the accident and damages done to the car.

Also intimate the police about the incident and get the FIR done.

From the car, to the driver to witnesses record, all the details of the car should be mentioned in the FIR.

Make sure you ask your insurance company to assign an adjuster and evaluate the loss.

If the insurer provides the online application facility then you can submit a claim online.

Points to Remember:

The moment you get in an accident, you have to check your car thoroughly determine whether there are any serious injuries. Depending upon your injury, you will decide whether you must take a medical help or not.

There is a stipulated time frame fixed by your insurance company. Make sure to the claim within that stipulated time frame. This is usually a period of 24 hours. Else the claim can be repudiated.

Note down the details of the car involved in the accident including registration number, model, and color of the car.

Save the names of the witness and contact details who were present at the spot of accident. You might need to contact them in future to determine the person responsible for the accident.

If you find that the damage is caused to the vehicle and is negligible, you can avoid making a claim.

Don’t get into a fight with the third party and that might cause unnecessary confusion.

Unless you are not clear about your next step, avoid making any statement to the police or insurance company.

Only when permitted by the police and the insurance company, move the vehicle from the accident spot for repair or any other purpose.

You will have to submit all necessary documents for the claim and file the claim form. The vehicle may also need to go through an inspection.

Take your vehicle to a network garage for repair and avail the cashless service without paying out of your pocket for the covered damages, if your car insurance policy offers cashless claim facility. The insurer will pay to the workshop directly.

Also Read: How to Make a Vehicle Collision Claim in NY?

By keeping these points in mind, you can easily claim a car accident insurance in Staten Island.