Credit Help Overview If you need quick assistance with a task relating to your credit report, you are in the right place. This is your hub where you can place a credit freeze, dispute, fraud alert or request your credit report. Click to find out more and check out our most frequently asked credit questions.

Get Your Free Annual

Credit Report You can order your annual credit reports from each of the three credit bureaus (TransUnion, Experian and Equifax) online at AnnualCreditReport.com. Click here to learn more about how to interpret your credit reports.

Disputes Learn how to dispute inaccurate and fraudulent information on your credit report. TransUnion offers the easiest and fastest way to resolve any and all inaccuracies on your record.

Credit Freeze If you are concerned about becoming a victim of fraud or identity theft, a Credit Freeze might be right for you. Learn more about placing a freeze on your credit report to prevent lenders from accessing your TransUnion credit report entirely, which will prevent them from extending credit.

Credit Disclosures Under the FACT Act amendments to the Fair Credit Reporting Act, you are entitled to one free annual credit report from each of the three major credit reporting companies per year. Click here to see if you qualify for additional free or reduced fare credit reports.

Fraud Alerts Are you a victim of fraud? Activate TransUnion Fraud Alerts to alert creditors and other credit bureaus that you may be a victim of identity theft or fraud.

Fraud Victims Resources We know how hard it is to be the victim of fraud. TransUnion makes it easier for you to handle the situation by placing fraud alerts and providing a list of institutions you will need to contact to clear your name, as well as other important resources. Click here to learn more.

Active Duty Military Credit Center We understand change is a central part of military life, so we’re here to help monitor and protect your information while you serve.

Adverse Action Notice An adverse action notice is a letter you get in the mail that explains why you were denied for credit or given less than you applied for, and what your rights are under the Fair Credit Reporting Act (FCRA).