I’ve been using Coinbase for over 3 years, Crypto.com for around 1 year, and both have great products. I regularly sign people up on either platform, depending on what sounds better to them.

For a lot of users it comes down to buying or selling. Crypto.com has made an easier buying experience, and Coinbase has more options for cashing out.

They offer an easier route for KYC approval in my experience. It can still take up to 3 days. I’ve had issues getting people approved on other services, Coinbase being the main one.

Crypto.com has the ability to charge credit cards for Bitcoin (Crypto) purchases, @ 3.5%. For next 3 months they’ve waived that fee to 0%, and increased rewards for buying food or grocery store gift cards. They now have US bank account buying and I hope selling into US banks comes eventually.

Coinbase offers cashing out into US bank accounts, in US $. To cash out crypto in the US, you would convert the crypto and load it on to your Crypto.com credit card. Not a bad option. Euro’s can cash into bank accounts or use the cards.

First MCO Visa card, is the free option, with only 1% back on purchases. You must hold 50 MCO, 500 MCO, 5,000 MCO, or 50,000 MCO for the next tiers. The benefits include free Spotify, Netflix, and Prime memberships, and increase as you rise through the levels.

You can do bank transfers to most banks, I’m told, from the MCO Visa. Holding MCO benefits aside, my main selling point on Crypto.com is interest. They pay up to 6% on BNB, MKR, EOS, BAT, LINK, XLM, XTZ.

I use them to get % on my MKR because I couldn’t find anyone else paying anything on MKR. The % is paid in actual MKR token, daily, as part of their “Crypto Earn” option on the app.

CRO can pay up to 16% annually in CRO, the bigger supply native token to Crypto.com. They offer up to 12% a year on stablecoins, including USD, CAD, GBP, & AUD coins.

For buying crypto, it can’t be beat. Keep in mind, it is a centralized exchange and they do hold your funds like a traditional bank. I would suggest keeping funds diversified in storage, not in one place. Good luck getting and keeping that crypto.

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