Announcing few changes in Paytm Wallet

UPDATE (March 9, 2017): We will introduce new features to prevent credit card misuse in add money. We are suspending 2% charge on credit cards for adding money to wallet keeping users’ convenience in mind. More details at https://blog.paytm.com/we-will-introduce-new-features-to-prevent-credit-card-misuse-in-add-money-4c59fbfe017f#.t9ccycxzz

The post below is no longer applicable

̶A̶t̶ ̶P̶a̶y̶t̶m̶ ̶w̶e̶ ̶a̶l̶l̶o̶w̶ ̶m̶u̶l̶t̶i̶p̶l̶e̶ ̶p̶a̶y̶m̶e̶n̶t̶ ̶o̶p̶t̶i̶o̶n̶s̶ ̶w̶h̶e̶n̶ ̶y̶o̶u̶ ̶b̶u̶y̶ ̶a̶n̶y̶ ̶p̶r̶o̶d̶u̶c̶t̶ ̶o̶r̶ ̶p̶a̶y̶ ̶f̶o̶r̶ ̶a̶n̶y̶ ̶u̶t̶i̶l̶i̶t̶i̶e̶s̶.̶ ̶W̶e̶ ̶o̶f̶f̶e̶r̶ ̶y̶o̶u̶ ̶t̶o̶ ̶p̶a̶y̶ ̶u̶s̶i̶n̶g̶ ̶C̶r̶e̶d̶i̶t̶ ̶C̶a̶r̶d̶,̶ ̶D̶e̶b̶i̶t̶ ̶C̶a̶r̶d̶ ̶&̶ ̶N̶e̶t̶ ̶B̶a̶n̶k̶i̶n̶g̶.̶ ̶N̶o̶w̶,̶ ̶w̶e̶ ̶a̶r̶e̶ ̶a̶l̶s̶o̶ ̶a̶d̶d̶i̶n̶g̶ ̶2̶ ̶n̶e̶w̶ ̶p̶a̶y̶m̶e̶n̶t̶ ̶o̶p̶t̶i̶o̶n̶s̶ ̶ — ̶ ̶U̶P̶I̶ ̶&̶ ̶I̶M̶P̶S̶.̶ ̶A̶l̶l̶ ̶t̶h̶e̶s̶e̶ ̶p̶a̶y̶m̶e̶n̶t̶ ̶o̶p̶t̶i̶o̶n̶s̶ ̶a̶r̶e̶ ̶a̶l̶s̶o̶ ̶a̶v̶a̶i̶l̶a̶b̶l̶e̶ ̶w̶h̶e̶n̶ ̶y̶o̶u̶ ̶a̶d̶d̶ ̶m̶o̶n̶e̶y̶ ̶t̶o̶ ̶y̶o̶u̶r̶ ̶w̶a̶l̶l̶e̶t̶.̶ ̶E̶v̶e̶r̶y̶ ̶d̶a̶y̶ ̶m̶i̶l̶l̶i̶o̶n̶s̶ ̶o̶f̶ ̶o̶u̶r̶ ̶c̶u̶s̶t̶o̶m̶e̶r̶s̶ ̶u̶s̶e̶ ̶v̶a̶r̶i̶o̶u̶s̶ ̶m̶e̶t̶h̶o̶d̶s̶ ̶t̶o̶ ̶p̶a̶y̶ ̶f̶o̶r̶ ̶p̶r̶o̶d̶u̶c̶t̶s̶/̶s̶e̶r̶v̶i̶c̶e̶s̶ ̶o̶r̶ ̶a̶d̶d̶ ̶m̶o̶n̶e̶y̶ ̶t̶o̶ ̶w̶a̶l̶l̶e̶t̶.̶

̶A̶s̶ ̶y̶o̶u̶ ̶a̶r̶e̶ ̶a̶w̶a̶r̶e̶,̶ ̶i̶n̶ ̶t̶h̶e̶ ̶m̶o̶n̶t̶h̶ ̶o̶f̶ ̶N̶o̶v̶e̶m̶b̶e̶r̶ ̶w̶e̶ ̶l̶a̶u̶n̶c̶h̶e̶d̶ ̶a̶ ̶n̶e̶w̶ ̶p̶a̶y̶m̶e̶n̶t̶ ̶p̶l̶a̶t̶f̶o̶r̶m̶ ̶f̶o̶r̶ ̶s̶m̶a̶l̶l̶ ̶m̶e̶r̶c̶h̶a̶n̶t̶s̶ ̶a̶t̶ ̶0̶%̶ ̶f̶e̶e̶.̶ ̶M̶i̶l̶l̶i̶o̶n̶s̶ ̶o̶f̶ ̶m̶e̶r̶c̶h̶a̶n̶t̶s̶ ̶a̶r̶e̶ ̶a̶c̶c̶e̶p̶t̶i̶n̶g̶ ̶P̶a̶y̶t̶m̶ ̶a̶t̶ ̶t̶h̶e̶i̶r̶ ̶s̶h̶o̶p̶s̶/̶e̶s̶t̶a̶b̶l̶i̶s̶h̶m̶e̶n̶t̶s̶.̶ ̶T̶h̶e̶y̶ ̶p̶r̶e̶f̶e̶r̶ ̶t̶o̶ ̶t̶a̶k̶e̶ ̶m̶o̶n̶e̶y̶ ̶t̶o̶ ̶t̶h̶e̶i̶r̶ ̶b̶a̶n̶k̶ ̶a̶c̶c̶o̶u̶n̶t̶s̶ ̶a̶n̶d̶ ̶a̶s̶ ̶a̶ ̶p̶r̶o̶m̶i̶s̶e̶ ̶t̶o̶ ̶d̶e̶m̶o̶c̶r̶a̶t̶i̶z̶i̶n̶g̶ ̶p̶a̶y̶m̶e̶n̶t̶s̶,̶ ̶w̶e̶ ̶m̶a̶d̶e̶ ̶t̶r̶a̶n̶s̶f̶e̶r̶ ̶t̶o̶ ̶b̶a̶n̶k̶ ̶f̶e̶e̶ ̶a̶t̶ ̶0̶%̶.̶ ̶T̶h̶i̶s̶ ̶w̶a̶s̶ ̶e̶x̶t̶e̶n̶d̶e̶d̶ ̶t̶o̶ ̶a̶l̶l̶ ̶o̶u̶r̶ ̶u̶s̶e̶r̶s̶ ̶a̶s̶ ̶m̶a̶n̶y̶ ̶s̶h̶o̶p̶k̶e̶e̶p̶e̶r̶s̶/̶m̶e̶r̶c̶h̶a̶n̶t̶s̶ ̶a̶l̶s̶o̶ ̶u̶s̶e̶d̶ ̶t̶h̶e̶i̶r̶ ̶p̶e̶r̶s̶o̶n̶a̶l̶ ̶P̶a̶y̶t̶m̶ ̶a̶c̶c̶o̶u̶n̶t̶s̶ ̶t̶o̶ ̶a̶c̶c̶e̶p̶t̶ ̶p̶a̶y̶m̶e̶n̶t̶s̶ ̶a̶t̶ ̶t̶h̶e̶i̶r̶ ̶S̶h̶o̶p̶s̶.̶

̶T̶h̶i̶s̶ ̶0̶%̶ ̶t̶r̶a̶n̶s̶f̶e̶r̶ ̶t̶o̶ ̶b̶a̶n̶k̶ ̶f̶e̶e̶ ̶l̶e̶f̶t̶ ̶a̶n̶ ̶o̶p̶p̶o̶r̶t̶u̶n̶i̶t̶y̶ ̶t̶o̶ ̶m̶i̶s̶u̶s̶e̶ ̶t̶h̶i̶s̶ ̶g̶r̶e̶a̶t̶ ̶s̶e̶r̶v̶i̶c̶e̶ ̶m̶e̶a̶n̶t̶ ̶f̶o̶r̶ ̶o̶u̶r̶ ̶v̶a̶l̶u̶a̶b̶l̶e̶ ̶c̶u̶s̶t̶o̶m̶e̶r̶s̶.̶ ̶W̶e̶ ̶s̶a̶w̶ ̶a̶ ̶d̶i̶s̶t̶u̶r̶b̶i̶n̶g̶ ̶t̶r̶e̶n̶d̶ ̶w̶h̶e̶n̶ ̶m̶a̶n̶y̶ ̶u̶s̶e̶r̶s̶ ̶s̶t̶a̶r̶t̶e̶d̶ ̶f̶u̶n̶d̶i̶n̶g̶ ̶t̶h̶e̶i̶r̶ ̶P̶a̶y̶t̶m̶ ̶w̶a̶l̶l̶e̶t̶ ̶w̶i̶t̶h̶ ̶t̶h̶e̶i̶r̶ ̶c̶r̶e̶d̶i̶t̶ ̶c̶a̶r̶d̶s̶ ̶a̶n̶d̶ ̶t̶r̶a̶n̶s̶f̶e̶r̶r̶i̶n̶g̶ ̶i̶t̶ ̶t̶o̶ ̶t̶h̶e̶ ̶b̶a̶n̶k̶ ̶a̶l̶l̶ ̶f̶o̶r̶ ̶f̶r̶e̶e̶.̶ ̶T̶h̶e̶y̶ ̶w̶e̶r̶e̶ ̶n̶o̶t̶ ̶o̶n̶l̶y̶ ̶g̶e̶t̶t̶i̶n̶g̶ ̶f̶r̶e̶e̶ ̶l̶o̶y̶a̶l̶t̶y̶ ̶p̶o̶i̶n̶t̶s̶ ̶w̶h̶i̶c̶h̶ ̶e̶f̶f̶e̶c̶t̶i̶v̶e̶l̶y̶ ̶i̶s̶ ̶f̶r̶e̶e̶ ̶c̶a̶s̶h̶ ̶b̶u̶t̶ ̶a̶l̶s̶o̶ ̶g̶e̶t̶t̶i̶n̶g̶ ̶a̶c̶c̶e̶s̶s̶ ̶t̶o̶ ̶f̶r̶e̶e̶ ̶c̶r̶e̶d̶i̶t̶.̶

̶I̶n̶c̶i̶d̶e̶n̶t̶a̶l̶l̶y̶,̶ ̶P̶a̶y̶t̶m̶ ̶p̶a̶y̶s̶ ̶f̶e̶e̶ ̶t̶o̶ ̶c̶a̶r̶d̶ ̶n̶e̶t̶w̶o̶r̶k̶s̶ ̶o̶r̶ ̶b̶a̶n̶k̶s̶ ̶w̶h̶e̶n̶e̶v̶e̶r̶ ̶y̶o̶u̶ ̶u̶s̶e̶ ̶a̶n̶y̶ ̶p̶a̶y̶m̶e̶n̶t̶ ̶i̶n̶s̶t̶r̶u̶m̶e̶n̶t̶ ̶l̶i̶k̶e̶ ̶a̶n̶y̶ ̶o̶t̶h̶e̶r̶ ̶o̶n̶l̶i̶n̶e̶ ̶c̶o̶m̶m̶e̶r̶c̶e̶ ̶c̶o̶m̶p̶a̶n̶y̶.̶ ̶P̶a̶y̶t̶m̶ ̶p̶a̶y̶s̶ ̶a̶ ̶h̶e̶f̶t̶y̶ ̶c̶h̶a̶r̶g̶e̶s̶ ̶w̶h̶e̶n̶ ̶y̶o̶u̶ ̶u̶s̶e̶ ̶y̶o̶u̶r̶ ̶c̶r̶e̶d̶i̶t̶ ̶c̶a̶r̶d̶ ̶t̶o̶ ̶c̶a̶r̶d̶ ̶n̶e̶t̶w̶o̶r̶k̶s̶ ̶&̶ ̶i̶s̶s̶u̶i̶n̶g̶ ̶b̶a̶n̶k̶s̶.̶ ̶I̶f̶ ̶u̶s̶e̶r̶ ̶s̶i̶m̶p̶l̶y̶ ̶a̶d̶d̶s̶ ̶m̶o̶n̶e̶y̶ ̶a̶n̶d̶ ̶t̶a̶k̶e̶s̶ ̶t̶o̶ ̶b̶a̶n̶k̶,̶ ̶w̶e̶ ̶l̶o̶s̶e̶ ̶m̶o̶n̶e̶y̶.̶ ̶O̶u̶r̶ ̶r̶e̶v̶e̶n̶u̶e̶ ̶m̶o̶d̶e̶l̶ ̶r̶e̶q̶u̶i̶r̶e̶s̶ ̶u̶s̶e̶r̶s̶ ̶t̶o̶ ̶s̶p̶e̶n̶d̶ ̶m̶o̶n̶e̶y̶ ̶w̶i̶t̶h̶i̶n̶ ̶o̶u̶r̶ ̶n̶e̶t̶w̶o̶r̶k̶ ̶a̶n̶d̶ ̶w̶e̶ ̶m̶a̶k̶e̶ ̶m̶o̶n̶e̶y̶ ̶f̶r̶o̶m̶ ̶t̶h̶e̶ ̶m̶a̶r̶g̶i̶n̶s̶ ̶a̶v̶a̶i̶l̶a̶b̶l̶e̶ ̶t̶o̶ ̶u̶s̶ ̶o̶n̶ ̶v̶a̶r̶i̶o̶u̶s̶ ̶p̶r̶o̶d̶u̶c̶t̶s̶/̶s̶e̶r̶v̶i̶c̶e̶s̶ ̶w̶e̶ ̶o̶f̶f̶e̶r̶.̶

̶W̶e̶ ̶u̶n̶d̶e̶r̶s̶t̶a̶n̶d̶ ̶m̶a̶n̶y̶ ̶o̶f̶ ̶u̶s̶ ̶u̶s̶e̶ ̶c̶r̶e̶d̶i̶t̶ ̶c̶a̶r̶d̶s̶ ̶f̶o̶r̶ ̶c̶o̶n̶s̶o̶l̶i̶d̶a̶t̶i̶n̶g̶ ̶a̶l̶l̶ ̶o̶u̶r̶ ̶m̶o̶n̶t̶h̶l̶y̶ ̶p̶a̶y̶m̶e̶n̶t̶s̶ ̶a̶n̶d̶ ̶u̶s̶i̶n̶g̶ ̶i̶t̶ ̶t̶o̶ ̶g̶e̶t̶ ̶a̶ ̶c̶r̶e̶d̶i̶t̶ ̶p̶e̶r̶i̶o̶d̶ ̶f̶o̶r̶ ̶b̶u̶y̶i̶n̶g̶ ̶a̶ ̶p̶r̶o̶d̶u̶c̶t̶/̶s̶e̶r̶v̶i̶c̶e̶ ̶b̶u̶t̶ ̶t̶h̶i̶s̶ ̶d̶i̶s̶t̶u̶r̶b̶i̶n̶g̶ ̶t̶r̶e̶n̶d̶ ̶o̶f̶ ̶u̶s̶i̶n̶g̶ ̶c̶r̶e̶d̶i̶t̶ ̶c̶a̶r̶d̶s̶ ̶t̶o̶ ̶r̶o̶t̶a̶t̶e̶ ̶c̶a̶s̶h̶ ̶a̶f̶f̶e̶c̶t̶s̶ ̶o̶u̶r̶ ̶a̶b̶i̶l̶i̶t̶y̶ ̶t̶o̶ ̶s̶e̶r̶v̶e̶ ̶o̶u̶r̶ ̶v̶a̶l̶u̶a̶b̶l̶e̶ ̶c̶u̶s̶t̶o̶m̶e̶r̶s̶.̶

̶S̶o̶m̶e̶ ̶f̶i̶n̶a̶n̶c̶i̶a̶l̶l̶y̶ ̶s̶a̶v̶v̶y̶ ̶u̶s̶e̶r̶s̶ ̶(̶s̶u̶r̶p̶r̶i̶s̶i̶n̶g̶l̶y̶ ̶m̶a̶n̶y̶ ̶o̶f̶ ̶t̶h̶e̶m̶ ̶e̶m̶p̶l̶o̶y̶e̶e̶s̶ ̶o̶f̶ ̶n̶a̶t̶i̶o̶n̶a̶l̶ ̶f̶i̶n̶a̶n̶c̶i̶a̶l̶ ̶i̶n̶s̶t̶i̶t̶u̶t̶i̶o̶n̶s̶)̶ ̶e̶x̶p̶l̶o̶i̶t̶e̶d̶ ̶t̶h̶i̶s̶ ̶m̶o̶d̶e̶l̶ ̶t̶o̶ ̶r̶o̶t̶a̶t̶e̶ ̶m̶o̶n̶e̶y̶.̶ ̶T̶h̶i̶s̶ ̶m̶a̶y̶ ̶s̶u̶r̶p̶r̶i̶s̶e̶ ̶n̶o̶r̶m̶a̶l̶ ̶u̶s̶e̶r̶s̶ ̶l̶i̶k̶e̶ ̶m̶o̶s̶t̶ ̶o̶f̶ ̶u̶s̶ ̶b̶u̶t̶ ̶f̶o̶r̶ ̶a̶ ̶s̶a̶v̶v̶y̶ ̶u̶s̶e̶r̶ ̶i̶t̶ ̶m̶e̶a̶n̶t̶ ̶f̶r̶e̶e̶b̶i̶e̶s̶ ̶a̶t̶ ̶P̶a̶y̶t̶m̶’̶s̶ ̶c̶o̶s̶t̶.̶

̶T̶o̶ ̶a̶v̶o̶i̶d̶ ̶t̶h̶i̶s̶ ̶m̶i̶s̶u̶s̶e̶,̶ ̶w̶e̶ ̶a̶r̶e̶ ̶m̶a̶k̶i̶n̶g̶ ̶s̶o̶m̶e̶ ̶c̶h̶a̶n̶g̶e̶s̶ ̶i̶n̶ ̶o̶u̶r̶ ̶t̶e̶r̶m̶s̶.̶ ̶T̶h̶e̶r̶e̶ ̶w̶i̶l̶l̶ ̶b̶e̶ ̶n̶o̶ ̶f̶e̶e̶ ̶w̶h̶e̶n̶ ̶y̶o̶u̶ ̶s̶h̶o̶p̶ ̶o̶n̶ ̶P̶a̶y̶t̶m̶ ̶o̶r̶ ̶p̶a̶y̶ ̶f̶o̶r̶ ̶a̶n̶y̶ ̶u̶t̶i̶l̶i̶t̶i̶e̶s̶ ̶u̶s̶i̶n̶g̶ ̶y̶o̶u̶r̶ ̶C̶r̶e̶d̶i̶t̶ ̶C̶a̶r̶d̶ ̶o̶r̶ ̶a̶n̶y̶ ̶o̶t̶h̶e̶r̶ ̶p̶a̶y̶m̶e̶n̶t̶ ̶o̶p̶t̶i̶o̶n̶ ̶b̶u̶t̶ ̶t̶o̶ ̶a̶v̶o̶i̶d̶ ̶t̶h̶e̶ ̶m̶i̶s̶u̶s̶e̶ ̶h̶i̶g̶h̶l̶i̶g̶h̶t̶e̶d̶ ̶a̶b̶o̶v̶e̶,̶ ̶w̶e̶ ̶w̶i̶l̶l̶ ̶p̶u̶t̶ ̶2̶%̶ ̶f̶e̶e̶ ̶(̶i̶n̶c̶l̶u̶s̶i̶v̶e̶ ̶o̶f̶ ̶t̶a̶x̶e̶s̶)̶ ̶o̶n̶l̶y̶ ̶o̶n̶ ̶a̶d̶d̶i̶n̶g̶ ̶m̶o̶n̶e̶y̶ ̶t̶o̶ ̶w̶a̶l̶l̶e̶t̶ ̶u̶s̶i̶n̶g̶ ̶c̶r̶e̶d̶i̶t̶ ̶c̶a̶r̶d̶s̶ ̶w̶h̶i̶l̶e̶ ̶a̶d̶d̶i̶n̶g̶ ̶m̶o̶n̶e̶y̶ ̶u̶s̶i̶n̶g̶ ̶a̶n̶y̶ ̶o̶t̶h̶e̶r̶ ̶p̶a̶y̶m̶e̶n̶t̶ ̶o̶p̶t̶i̶o̶n̶ ̶r̶e̶m̶a̶i̶n̶s̶ ̶f̶r̶e̶e̶.̶ ̶H̶o̶w̶e̶v̶e̶r̶,̶ ̶t̶h̶i̶s̶ ̶2̶%̶ ̶f̶e̶e̶ ̶c̶h̶a̶r̶g̶e̶s̶ ̶o̶n̶ ̶c̶r̶e̶d̶i̶t̶ ̶c̶a̶r̶d̶ ̶w̶o̶u̶l̶d̶ ̶b̶e̶ ̶r̶e̶v̶e̶r̶s̶e̶d̶ ̶i̶n̶ ̶t̶h̶e̶ ̶f̶o̶r̶m̶ ̶o̶f̶ ̶a̶ ̶g̶i̶f̶t̶ ̶v̶o̶u̶c̶h̶e̶r̶ ̶f̶o̶r̶ ̶t̶h̶e̶ ̶s̶a̶m̶e̶ ̶a̶m̶o̶u̶n̶t̶ ̶w̶h̶i̶c̶h̶ ̶w̶i̶l̶l̶ ̶b̶e̶ ̶i̶s̶s̶u̶e̶d̶ ̶w̶i̶t̶h̶i̶n̶ ̶2̶4̶ ̶h̶o̶u̶r̶s̶ ̶o̶f̶ ̶a̶d̶d̶i̶n̶g̶ ̶m̶o̶n̶e̶y̶ ̶e̶f̶f̶e̶c̶t̶i̶v̶e̶l̶y̶ ̶g̶i̶v̶i̶n̶g̶ ̶y̶o̶u̶ ̶t̶h̶i̶s̶ ̶f̶e̶e̶ ̶b̶a̶c̶k̶.̶ ̶T̶h̶i̶s̶ ̶h̶o̶p̶e̶f̶u̶l̶l̶y̶ ̶k̶e̶e̶p̶s̶ ̶u̶n̶i̶n̶t̶e̶n̶d̶e̶d̶ ̶m̶i̶s̶u̶s̶e̶ ̶o̶f̶ ̶o̶u̶r̶ ̶p̶l̶a̶t̶f̶o̶r̶m̶ ̶a̶w̶a̶y̶ ̶a̶n̶d̶ ̶a̶s̶ ̶a̶ ̶c̶o̶n̶s̶u̶m̶e̶r̶ ̶y̶o̶u̶ ̶s̶t̶i̶l̶l̶ ̶e̶n̶j̶o̶y̶ ̶o̶u̶r̶ ̶s̶e̶r̶v̶i̶c̶e̶s̶ ̶a̶t̶ ̶n̶o̶ ̶e̶x̶t̶r̶a̶ ̶c̶o̶s̶t̶.̶

̶A̶ ̶g̶i̶f̶t̶ ̶v̶o̶u̶c̶h̶e̶r̶ ̶w̶i̶l̶l̶ ̶b̶e̶ ̶s̶e̶n̶t̶ ̶w̶i̶t̶h̶i̶n̶ ̶2̶4̶ ̶h̶o̶u̶r̶s̶ ̶o̶f̶ ̶a̶d̶d̶i̶n̶g̶ ̶m̶o̶n̶e̶y̶ ̶u̶s̶i̶n̶g̶ ̶c̶r̶e̶d̶i̶t̶ ̶c̶a̶r̶d̶.̶ ̶T̶h̶i̶s̶ ̶c̶h̶a̶n̶g̶e̶ ̶a̶p̶p̶l̶i̶e̶s̶ ̶f̶r̶o̶m̶ ̶M̶a̶r̶c̶h̶ ̶8̶t̶h̶.̶ ̶(̶N̶o̶t̶e̶:̶ ̶Y̶o̶u̶ ̶w̶i̶l̶l̶ ̶g̶e̶t̶ ̶a̶ ̶g̶i̶f̶t̶ ̶v̶o̶u̶c̶h̶e̶r̶ ̶b̶y̶ ̶a̶n̶ ̶e̶m̶a̶i̶l̶ ̶&̶ ̶S̶M̶S̶ ̶w̶i̶t̶h̶i̶n̶ ̶2̶4̶ ̶h̶o̶u̶r̶s̶.̶ ̶Y̶o̶u̶ ̶n̶e̶e̶d̶ ̶t̶o̶ ̶a̶d̶d̶ ̶m̶o̶r̶e̶ ̶t̶h̶a̶n̶ ̶R̶s̶.̶5̶0̶ ̶u̶s̶i̶n̶g̶ ̶a̶ ̶C̶r̶e̶d̶i̶t̶ ̶C̶a̶r̶d̶ ̶t̶o̶ ̶b̶e̶ ̶e̶l̶i̶g̶i̶b̶l̶e̶ ̶f̶o̶r̶ ̶t̶h̶i̶s̶ ̶o̶f̶f̶e̶r̶)̶

̶W̶e̶ ̶r̶e̶c̶o̶m̶m̶i̶t̶ ̶o̶u̶r̶s̶e̶l̶v̶e̶s̶ ̶t̶o̶w̶a̶r̶d̶s̶ ̶0̶%̶ ̶c̶h̶a̶r̶g̶e̶ ̶f̶o̶r̶ ̶c̶r̶e̶d̶i̶t̶ ̶c̶a̶r̶d̶,̶ ̶d̶e̶b̶i̶t̶ ̶c̶a̶r̶d̶,̶ ̶n̶e̶t̶ ̶b̶a̶n̶k̶i̶n̶g̶,̶ ̶U̶P̶I̶ ̶&̶ ̶I̶M̶P̶S̶ ̶w̶h̶e̶n̶ ̶y̶o̶u̶ ̶p̶u̶r̶c̶h̶a̶s̶e̶ ̶a̶n̶y̶ ̶p̶r̶o̶d̶u̶c̶t̶ ̶o̶n̶ ̶P̶a̶y̶t̶m̶ ̶o̶r̶ ̶p̶a̶y̶ ̶f̶o̶r̶ ̶a̶n̶y̶ ̶u̶t̶i̶l̶i̶t̶i̶e̶s̶.̶

̶W̶e̶ ̶s̶u̶g̶g̶e̶s̶t̶ ̶y̶o̶u̶ ̶t̶r̶y̶ ̶o̶u̶t̶ ̶o̶u̶r̶ ̶n̶e̶w̶ ̶p̶a̶y̶m̶e̶n̶t̶ ̶o̶p̶t̶i̶o̶n̶s̶ ̶ — ̶ ̶U̶P̶I̶ ̶(̶a̶v̶a̶i̶l̶a̶b̶l̶e̶ ̶o̶n̶ ̶P̶a̶y̶t̶m̶ ̶A̶p̶p̶ ̶&̶ ̶P̶a̶y̶t̶m̶.̶c̶o̶m̶)̶ ̶o̶r̶ ̶I̶M̶P̶S̶ ̶(̶c̶u̶r̶r̶e̶n̶t̶l̶y̶ ̶a̶v̶a̶i̶l̶a̶b̶l̶e̶ ̶o̶n̶ ̶P̶a̶y̶t̶m̶ ̶w̶e̶b̶s̶i̶t̶e̶)̶ ̶t̶o̶ ̶a̶d̶d̶ ̶m̶o̶n̶e̶y̶.̶ ̶U̶P̶I̶ ̶&̶ ̶I̶M̶P̶S̶ ̶a̶r̶e̶ ̶e̶a̶s̶y̶ ̶t̶o̶ ̶u̶s̶e̶,̶ ̶p̶o̶w̶e̶r̶f̶u̶l̶ ̶p̶l̶a̶t̶f̶o̶r̶m̶s̶ ̶m̶a̶d̶e̶ ̶b̶y̶ ̶o̶u̶r̶ ̶f̶r̶i̶e̶n̶d̶s̶ ̶a̶t̶ ̶N̶P̶C̶I̶.̶ ̶(̶R̶e̶a̶d̶ ̶t̶h̶i̶s̶ ̶h̶t̶t̶p̶s̶:̶/̶/̶b̶l̶o̶g̶.̶p̶a̶y̶t̶m̶.̶c̶o̶m̶/̶a̶d̶d̶i̶n̶g̶-̶m̶o̶n̶e̶y̶-̶t̶o̶-̶y̶o̶u̶r̶-̶p̶a̶y̶t̶m̶-̶w̶a̶l̶l̶e̶t̶-̶w̶i̶t̶h̶-̶u̶p̶i̶-̶4̶d̶a̶1̶e̶f̶1̶c̶a̶5̶6̶3̶)̶

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