The collective national student loan debt is currently over $1.5 trillion—an all time high. Distress in the student loan market is widespread and at a record high—NBP recognizes this and is here to help as a trusted partner to you. You are not alone in this process, and we are here to assist. Did you know that more than 11 million Americans are past due or in default on a student loan, despite the availability of income-driven repayment options for the vast majority of borrowers? Over the past three years, borrowers have defaulted on a federal loan approximately every 28 seconds! Student debt distress damages borrowers' credit, denies access to major economic milestones like homeownership, and drives economic and racial inequality. At NBP, we are here to help bridge the gap and help our clients avoid becoming part of this statistic

Are you worried about student loan debt? NBP can help you make smart borrowing decisions and plan ahead to prepare a repayment strategy. You may also want to check out our Resources page, which contains helpful tools and information. Are you worried about credit card debt? We can help you get on track to pay down your balances and use credit wisely. Not worried about your finances? Check out NBP, our online home for financial education, to learn about topics such as credit scores, budgeting, money management and identity theft.

If you're having trouble paying your student loans, student loan counseling can help you evaluate your options so you can make an informed decision. If you're struggling with credit card debt, a free credit counseling session will provide you with a customized budget and action plan for moving forward. You may even qualify for a debt management program that could help you get out of debt more quickly while saving thousands of dollars in interest. We can also help if you're concerned about buying a house or making your mortgage payment.

One of our counselors would be happy to evaluate your current situation and discuss all of the options available to you.

Please contact us at studentservices@nationalbudget.org.

If you are no longer a full time student and have at least $8,000 in student loans, call our customer service department at (800) 582-8839. Our office is open from 7:00am to 5:00pm or fill out our form here.