When it comes to the holidays, we should all make friends with people in Bellevue. Residents in that city are expected to have the largest holiday budget in the state.

In fact, with an average holiday budget of $2,367, Bellevue takes third place in the nation for spending between now and Dec. 25.

Find Western Washington holiday events and more with this Holiday Map



Credit and finance website WalletHub which dove into its data to rank the holiday spending of the nation’s top cities — a total of 570 — between the middle of November and Dec. 25. Bellevue came in just under Naperville, Ill. with $2,381, and Sugar Land, Texas with $2,368. And because you know you’re wondering — at the bottom of the list is Flint, Michigan with $69.

Who is buying in Bellevue, Kirkland and Seattle

Three Washington cities made it into the top 50 of the holiday budget list. WalletHub created average consumer profiles for each.

Bellevue

Monthly income: $9,490

Monthly expenses: $6,120

Savings: $9,259

Age: 39.1

Average holiday budget: $2,367

Monthly income: $9,490 Monthly expenses: $6,120 Savings: $9,259 Age: 39.1 Average holiday budget: $2,367 Kirkland

Monthly income: $9,528

Monthly expenses: $5,977

Savings: $9,296

Age: 36.9

Average holiday budget: $1,587

Monthly income: $9,528 Monthly expenses: $5,977 Savings: $9,296 Age: 36.9 Average holiday budget: $1,587 Seattle

Monthly income: $6,956

Monthly expenses: $5,188

Savings: $6,787

Age: 35.5

Average holiday budget: $1,323

Holiday budget for Washington cities

According to WalletHub’s average holiday budget results, 17 Washington cities made it onto the national list of 570.

Bellevue: $2,367 Kirkland: $1,587 Seattle: $1,323 Marysville: $769 Renton: $734 Federal Way: $665 Kent: $662 Pasco: $617 Auburn: $614 Kennewick: $608 Vancouver: $584 Tacoma: $551 Spokane Valley: $503 Everett: $493 Bellingham: $465 Spokane: $461 Yakima: $417

To come up with its rankings, WalletHub compared cities across five metrics: income; age; debt-to-income ratio; monthly income to monthly expenses ratio; and savings to monthly expenses ratio. A consumer is comfortable enough, financially, to spend more on holiday shopping if they have enough emergency savings to cover 6 months, according to the credit site. And it helps to have a debt-to-income ratio of less than 22 percent for a renter and 43 percent for a homeowner.