About Azlo

What is Azlo?

Azlo is digital business banking for freelancers, entrepreneurs, small businesses, and non-profits. We offer a convenient, free option for people who want the advantages of a business account without any of the hassles or costs that often come with traditional business banking. Azlo accounts are designed to work seamlessly alongside other financial tools and meet the needs of entrepreneurs living in an increasingly digital world.

Who is Azlo for?

If you live in the U.S. and you do contract work or you have a business (even if it’s just a side project), we can likely offer you an account. Learn more about our eligibility requirements.

Since Azlo is completely online and mobile, we’re an especially good fit for businesses that manage their finances online or want the ability to send and receive digital payments and transfers. (Such as e-commerce stores, freelancers, startups, and consultants).

At the same time, we’re not the right solution for every business, and we want to be completely upfront about that. For example, we generally aren’t the right option for businesses that deal with cash since we can’t accept cash deposits. We also don’t offer checkbooks (though you can use our bill pay service to mail a check to anyone).

What do I need to apply?

It depends on how your business is structured. If you’ve filed papers with your state or local government to form your business and/or register your business name, we’ll ask for a copy of these documents. If you’ve formed a partnership, we’ll ask for a copy of your partnership agreement. We might also ask for a document confirming your EIN (employer ID number) if you obtained an EIN for your business.

If you don’t have any of these documents, you can still apply for an Azlo account as a sole proprietor—if you do, we’ll simply ask for the basic information that you’d need to open a personal bank account.

We also need to gather basic information about you, so we may ask for documents (such as a photo of your ID) to verify this information.