The feature is available today so long as you have a supporting Samsung Galaxy smartphone.

In some ways, Chase didn't have much choice. It based its QR code system on CurrentC, the payment platform crafted by retailers hoping to take greater control of the purchasing process (such as lowering transaction costs and harvesting more customer data). The approach ultimately fell flat as easier to use, less intrusive services like Apple Pay, Samsung Pay and Google Pay took off. JPMorgan Chase bought the technology in March 2017 in a bid to expand Chase Pay, but by then it was arguably too late -- tap-to-pay was so well-entrenched that people weren't about to change their habits. The Samsung Pay addition might be vital to keeping Chase's app relevant at a time when CurrentC is little more than a bad memory.