The main advantage of a pay monthly contract - compared with SIM free or pay as you go - is that you can get one of the latest phones without paying the full amount. The cost of the phone is covered by your monthly payments, and you pay it off over the course of your contract.

If you love talking, texting and going online, you can get a bigger bundle of calls, texts and data on a pay monthly contract than a pay as you go one. So you’ll always be connected. And there’s no topping up, just one monthly hassle-free payment by Direct Debit.

Lots of pay monthly contracts also come with free gifts and treats, especially for newly released handsets - so keep an eye out for them!