“Let’s say it was a 20 year old case and they owe $100,000. We will begin a negotiation — now obviously we’re not going to negotiate against ourselves — but we are negotiating judgments. Instead of having an outstanding debt, they can reach out to us and we will begin the process of negotiating their fees,” Bock said. “We cannot by law write them off. We have no ability to write them off at all. What we do have is the ability to negotiate the judgment and we do that.”