Buy Here Pay Here (BHPH) refers to a method of running an Automobile Dealership in which dealers themselves extend credit to purchasers of automobiles. Typically, purchasers of cars at BHPH dealerships have poor credit history, and loans have high interest rates. BHPH can provide options for those unable to meet credit standards elsewhere.

For a variety of reasons, traditional third-party financing (banks, credit unions, automaker-associated lending companies such as Ford Motor Credit and so forth) doesn’t work for everyone. Buy Here Pay Here (BHPH) provides yet another path to buying a used car with credit for those borrowers who find most other financing avenues closed to them.

What Is It?

BHPH financing means that you arrange the loan and make payments on it at the dealership. Not only does the dealership sell you the used car, but it also lends you the money to buy it. In other words, the BHPH dealership is the finance company.

At Auto Sales we have been providing Buy Here Pay Here to Birmingham AL and surrounding areas for over 25 years.

Call Us to find out how EZ it is to get approved for our Birmingham Buy Here Pay Here Program. Call