NOVEMBER KEY FIGURES

Oct 2018 Nov 2018 Oct 2018 to Nov 2018 $m $m % change TREND ESTIMATES Housing finance for owner occupation(a) 19 919 19 726 -1.0 Personal finance 5 721 5 695 -0.5 Commercial finance 43 980 44 213 0.5 Lease finance 608 597 -1.9 SEASONALLY ADJUSTED ESTIMATES Housing finance for owner occupation(a) 20 084 19 795 -1.4 Personal finance 5 711 5 613 -1.7 Commercial finance 43 653 43 588 -0.2 Lease finance 607 595 -2.0 (a) Excludes alterations and additions Personal Finance



Commercial Finance







NOVEMBER KEY POINTS





NOVEMBER 2018 COMPARED WITH OCTOBER 2018:



HOUSING FINANCE FOR OWNER OCCUPATION

The total value of owner occupied housing commitments excluding alterations and additions fell 1.0% in trend terms, and the seasonally adjusted series fell 1.4%.



PERSONAL FINANCE

The trend series for the value of total personal finance commitments fell 0.5%. Fixed lending commitments fell 0.7%, while revolving credit commitments was flat.

The seasonally adjusted series for the value of total personal finance commitments fell 1.7%. Fixed lending commitments fell 2.5% and revolving credit commitments fell 0.1%.



COMMERCIAL FINANCE

The trend series for the value of total commercial finance commitments rose 0.5%. Revolving credit commitments rose 1.0% and fixed lending commitments rose 0.4%.

The seasonally adjusted series for the value of total commercial finance commitments fell 0.2%. Fixed lending commitments fell 7.3%, while revolving credit commitments rose 27.0%.



LEASE FINANCE

The trend series for the value of total lease finance commitments fell 1.9% in November 2018 and the seasonally adjusted series fell 2.0%, after a rise of 2.0% in October 2018.



NOTES



FORTHCOMING ISSUES

ISSUE Release Date No forthcoming issue





CESSATION OF HOUSING FINANCE, AUSTRALIA (5609.0) AND LENDING FINANCE, AUSTRALIA (5671.0)



November 2018 is the final issue of the





REVISIONS



In this issue, revisions have been made to the original series as a result of improved reporting of survey and administrative data. These revisions have affected the following series: Commercial Finance for the periods August 2018 to October 2018.

Personal Finance for the periods September 2018 to October 2018.



PRIVACY



The





INQUIRIES



For further information about these and related statistics, contact the National Information and Referral Service on 1300 135 070.







November 2018 is the final issue of the Housing Finance, Australia (5609.0) and Lending Finance, Australia (5671.0) publications. Both publications will be combined into a single, simpler publication called Lending to Households and Businesses, Australia (5601.0). An information paper Information Paper: Forthcoming Changes to Monthly Finance Statistics (2018) (5601.0.55.001) was released on 11 January 2019, which outlines both the forthcoming changes in more detail and the format of the new publication, as well as providing historical data in the new table structures. In the new publication, some of the data currently published in the two publications will no longer be published, however, some existing outputs will be further disaggregated. New analytical series will also be added with the inclusion of seasonally adjusted and trend estimates for more data items. This new consolidated publication will be released on 12 February 2019.In this issue, revisions have been made to the original series as a result of improved reporting of survey and administrative data. These revisions have affected the following series:The ABS Privacy Policy outlines how the ABS will handle any personal information that you provide to the ABS.For further information about these and related statistics, contact the National Information and Referral Service on 1300 135 070.