If you’re considering buying an annuity or you already own one it’s likely because you’re looking for an investment that seems safe, provides regular ongoing payments and limits potential losses. Sounds great! But there are many different types of annuities with substantial differences between them. While annuities may sound safe and appealing, they’re often complex and can have significant tradeoffs. Successful investors should do their due diligence so they know what they’re buying—and to make sure they understand all of the annuity contract’s fine print, terms and fees.

Fisher Investments does not sell annuities. We never have, and we never will. Why? We believe anything you can do with an annuity, can be done better with other investment vehicles. We have worked with countless clients who were sold annuities that did not meet their needs. Many annuities are complicated products that promise many things, but their features can actually prevent investors from reaching their long-term investing goals.