Liability insurance protects the permittee and National Park Service from claims resulting from accidents or negligence by the permittee.



The National Park Service does not require First Amendment Demonstrations to obtain liability insurance because the activity is a constitutional right.



Special events and other types of special use activities may be required to obtain liability insurance depending on the size, scope, nature and risk of the activity. The superintendent may waive the insurance requirement for small lower risk activities such as small wreath laying ceremonies and weddings. The liability insurance may be a condition of the permit and the applicant must furnish proof of liability insurance prior to the issuance of a permit. The policy should at a minimum name the United States of America as additional insured as part of the policy. If the insurer needs more specific names for the policy, the National Park Service and/or National Mall and Memorial Parks should be used.