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For NFL players voting on whether or not to accept the owners’ proposed Collective Bargaining Agreement, the question is whether to take more money now, or to hold out for a potentially better deal down the road.

The union sent a fact sheet on the new CBA proposal to all the players, and the top item on the sheet is that the deal includes about $100 million in new player costs above the current CBA.

That works out to about $59,000 per player, with the lowest-paid players getting more than that (minimum salary players would get a raise of at least $90,000) and the higher-paid players getting less of a raise.

The question for the players, then, is whether they can get a better deal later if they turn down this deal now. A player like J.J. Watt may feel that it’s worth taking his time, while a player whose career earnings are tens of millions of dollars less than Watt’s may want the extra money now.