CrowdCoinage intends to create a decentralized borderless OS for all kinds of financial services and products where every user can be either a service provider or a consumer of these products.

The decentralized nature of blockchain-based P2P loans would support cross-border P2P lending.

CrowdCoinage adds the blockchain and smart contracts functionality in order to decentralize peer to peer lending.

CrowdCoinage aims to obtain an Electronic Money Institution (EMI) license and to issue payment cards.

CrowdCoinage tokens can be used to pay for services like insurance, P2P loans and to run ICO campaigns.