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A University of Montana student is attempting to join a class-action lawsuit against Higher One Holdings, accusing the firm of deceptively charging fees to college students who want to access their financial aid refunds.

Dan Knudsen, a law student at UM, said he received a Higher One debit card emblazoned with the UM logo in the mail. He didn’t ask for the card and never agreed to open an account with Higher One.

Knudsen has since retained the Colomb and Honik law firm in Philadelphia in hopes of joining the national suit against the Connecticut-based Higher One.

“When you’re told you have to use (the card) to access your refund or tribal money, you realize you don’t have a choice and you simply go with the plan,” Knudsen said. “The fees are astronomical.”

The cards, listed as a “UM Refund Choice Debit MasterCard” on the university’s website, are issued by WEX Bank and administered by Higher One. UM is the only school in the Montana University System that uses Higher One as a vendor for student refunds.

The firm has come under scrutiny in the past two years for “exorbitant” fees charged to students who use its cards. More than 1.2 million college students now possess a Higher One card, according to CBS News.