



Houses in Multiple Occupancy (HMO) Properties can make a great property investment in the long term. Financing an HMO property is not so easy and many lenders do not offer mortgages on HMO properties at all.



Recently, since the introduction of HMO licensing several specialist lenders have entered the market and now offer mortgages and loans on HMO property. To ensure you receive the best return on your investment property you should seek advice from a professional adviser to ensure your mortgage rate is the lowest possible.



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HMO Mortgages is owned and managed by experienced mortgage advisers based in London.Houses in Multiple Occupancy (HMO) Properties can make a great property investment in the long term. Financing an HMO property is not so easy and many lenders do not offer mortgages on HMO properties at all.Recently, since the introduction of HMO licensing several specialist lenders have entered the market and now offer mortgages and loans on HMO property. To ensure you receive the best return on your investment property you should seek advice from a professional adviser to ensure your mortgage rate is the lowest possible.

HMO Mortgage Products



Here is an overview of criteria and HMO products available as of March 2010.



HMO Fixed Rates from 4.34%

HMO Tracker rates from +3.84% over Bank of England Base Rate

Loan to Value up to 70%

Interest Only Available

No Minimum income requirements for some products