Charles Nance, Dean Wright and Julie Tyrrell are getting dropped — forced out of their existing health insurance plans — and landing smack in the middle of the uproar over President Obama’s health care law.

One expects to pay more. One expects to pay less. And one is just trying to figure it all out.

Each, in a different way, represents the relatively small part of America that the Obama administration did not talk about while campaigning for the Affordable Care Act: people who have health insurance that they like, but who will be unable to keep it under the law.

Now that new insurance marketplaces are opening, insurance companies are canceling millions of individual plans that fail to meet minimum standards. The dropped plans have become the political talking point of the moment — and, according to many Republicans, a symbol of the president’s flawed ambitions.

Mr. Obama says that people will be better off in the long run with more robust coverage.

Yet the individual stories add up to a more complicated tale.