The regular season of college football is over and for the second straight year, the UCF Knights find themselves in the American Athletic Conference Championship facing none other than the Memphis Tigers.

Should the Knights win on Saturday, it guarantees a return to a New Year’s Six Bowl game. If UCF falls to Memphis, then things get interesting.

Previously, it had always been the highest-ranked Group of Five school that earn an automatic bid to a New Year’s Six Bowl. However, under the College Football Playoff system, the at-large team must be a Group of Five conference championship.

This means that if UCF loses, the winner of the Fresno State vs Boise State Mountain West championship game will likely represent the Group of Five in a New Year’s Six Bowl, even if the team is ranked below UCF in the final College Football Playoff rankings which are released Sunday.

Right now, current projections are expecting UCF to win on Saturday. The other possibilities if the Knights lose are the Birmingham Bowl or the Gasparilla Bowl.

According to ESPN’s Andrea Adelson, American Athletic Conference officials believe UCF “is all but a lock” for the Fiesta Bowl “if they beat Memphis. Additionally, Adelson reported that if this happens do “not expect Florida as an opponent.”

Was told over the weekend American officials believe UCF is all but a lock for Fiesta IF they beat Memphis and to not expect Florida as an opponent. I’d personally love to see UCF-Florida but ??‍?? https://t.co/bg3mS5hWVk — Andrea Adelson (@aadelsonESPN) November 28, 2018

UCF Football Bowl Projections entering conference championship GALLERY

Regardless, the Knights must win on Saturday and the rest of it will take of itself. Here’s a roundup of the latest bowl projections by national and local media: