It'll be simple to use too; you put tour thumb on the sensor, point it toward the terminal, the card makes sure it's really you and voila, kind of like how Apple Pay works using Touch ID . Zwipe says it is already working on a standardized card, which is designed to support all payment terminal expected to be released next year. Theoretically, it could be adopted by more credit card brands, like Visa, American Express and Discover, but we shall see.