AP

The lone postseason entrant with a losing record is favored in the wild-card round.

The Panthers (7-8-1) have been made home favorites of 4.5 or five points over the 11-5 Cardinals at Nevada sports books.

The line speaks volumes about the form of both clubs. The Panthers have won four straight games, while the Cardinals lost four of their final six contests, including both games with third-string quarterback Ryan Lindley in the lineup. If Drew Stanton (knee) cannot play in the wild-card round, Lindley would likely get another start.

In the other NFC wild-card game, the Cowboys (12-4) are favorites of 6.5 or seven points over the visiting Lions (11-5). Detroit hasn’t won a playoff game since January 5, 1992, when it defeated Dallas in the divisional round at the Pontiac Silverdome.