Our simple online form does not contain any long questions and can be completed online in less than 5 minutes.

Rainy Day Lending is NOT a lender, we provide a service that aims to quickly connect customers with a lender that offers loans that may work for them. Thousands of Americans across the country use personal loans to help them pay for emergency expenses like medical expenses, mechanic fees, and bills.

how it works

If approved, in most cases the lender can deposit the funds to your bank account as soon as next business day.

Once you submit your information online we'll attempt to connect you with a lender. If we find a possible lender, you will be presented with the next steps to complete your loan request.

questions

01. What is a personal loan and what can I use it for? People get personal loans to help with home repairs, unexpected expenses, holiday shopping, bills, and more. Such a loan from one of our lenders can help you get the cash you need! Once you fill out our online form, if a lender is available, you can receive money as fast as next business day.

02. How fast can I get the money? While approval for a short-term loan can be fast, usually within minutes, you are not likely to be able to get money until next business day. Think of the process as depositing a check into your bank account, typically, you have to wait at least 1 business day before the check clears and the money is available for you to use from your account. If you are approved for a personal loan by one of the lenders in our network, you can receive the cash for your emergency in as little as 1 business day and resolve your short term cash problem in no time!

03. How do you protect my privacy and personal information? In transmitting your personal information to our lender network we ensure your information is safe and secure. Using SSL encryption your personal data is scrambled in route to our servers, and decrypted once it arrives at Rainy Day Lending.

04. Do I have to go into a store or wait in line? Entering your information on Rainy Day Lending is easy and private. From the comfort of your home desktop, laptop, smart phone, or tablet computer you can complete the entire process without going into a store and waiting in embarrassing lines. The process is easy and private.

05. Are there any fees? Rainy Day Lending does not charge the consumers any fees and there is no fee to submit your information online. If approved for a loan, your lender will present you with the exact fees and interest rate of your loan prior to your acceptance of the loan. Rainy Day Lending is not a lender and cannot predict the exact fees and interest of the loan option presented to you. You are under no obligation to accept the terms presented to you by the lender.