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Today, I’m introducing the 31 Days to a Better Bank Balance project. The premise is that we can all do things to improve our financial lives — and our bank balances.

Most of these things are simply small steps that that add up to big changes. It’s just a matter of doing them.

So, there will be 31 days worth of posts relating to the subject, spread out over a period of time.

However, they won’t be generic posts that talk about the topics. Instead, each post will contain a specific step you can do that very day that will put you that much closer to a better bank balance.

I’d love it if you’d join in and participate. Feedback is great as well — on how the tips work for you, whether you do something different, etc.

So, are you in?

Today’s step is very simple. If you want to improve your financial life and are committed to building a better bank balance, leave a comment here describing the one area you would most like to see an improvement in.

That’s it: identify an area, and commit to making a positive change.