Do credit reporting agencies like Credit Karma actually hurt my credit score by repeatedly checking it?

I am told that checking your credit score too often can actually count against you. I have a Credit Karma account and get score reports quarterly. Does that have any effect on my credit score?

ANSWER: For Finance and credit solutions I recommend this site where you can find all the solutions. http://SMARTFINANCESOLUTIONS.NET/index.html?src=WP2raivastaipemill

RELATED FAQS:

How does car dealer financing commission work?

Thanks for the Responses Tiggy and McCoy. I’m actually hoping that the case is that the dealer receives a lump sum shortly after the sale because i can pay off the loan right away. I am currently negotiating the price of a late model, lightly used, luxury car and the dealer and I area few thousand dollars apart on price. Since i was going to pay cash, i was thinking i could tell them to go ahead and give me whatever ridiculous finance rate they want to give me so they can get their commission and since i’ll pay it off right away or within a couple of months at most, it won’t matter because i really wouldn’t have paid interest. Everybody wins except the bank! 🙂 🙂 :)"

18 years old auto loan

im 18 going on 19 and my credit score is 705 can i get an auto loan? i want a car for 12K would i be able to get the loan? how much cash would i have to put down? what kind of intrest might i see? and would it be better to buy the car used from the dealership (my preference so i dont get a lemon) or from a used car lot?

How long do I let my 10 gallon fresh water fish tank run before putting fish in?

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warrington cheshire working so can afford monthly payments

SSS Loan Status is Check generated?

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What is the definition of Home loan?

don’t give me single line detail!! i need a full para…. please help!

Should I File Bankruptcy?

Six months ago, I was involved in an auto accident (my fault) and my insurance policy had expired a week before. There were no injuries or fatalities but my car was totaled because I was knocked out of control and hit a guard rail. I have been paying my car notes even though the car is sitting in some impound lot, but until recently I have not been able to make anymore payments. I owe about $16,000 on the car although it is worth $10,000. I am 100% sure that my car finance company will sue me. I have debt totaling about $25,000 (car loan included). If I file bankruptcy, can they still sue me or garnish my wages. What is my best way to get out of this without have to pay much? I also qualify for SSDI (which can not be garnished by creditors), should I just quit my job, get the SSDI, and lay low until this storm blows over?"

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Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

FreeCreditReport.com Commercials?

Does anyone know the lyrics to the songs in all 3 freecreditreport.com commercials??

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My credit score is 673. Is it good enough to be eliagable for getting a $ 6000 personal loan? Please answer?

My credit score is 673. Is it good enough to be eliagable for getting a $ 6000 personal loan? Please answer?

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Hi I would like to be a first time home owner. I have got a small amount of money saved, and of course the FHOG. I have had a small problem with my credit rating, however thats all fixed now. I pay more rent for over 5 years than what my montly repayments would work out to be and I have regular income. Why is it turning out so hard to get finance ?? Can u really trust brokers and non main stream lenders ?"

Can I dispute an over limit alert on my credit report?

I usually use my debit card or checks to make my purchases, but also always keep a minimum balance on my credit cards to ensure I maintain a good credit score. Recently however, I dropped my debit card in my car window, so it fell between the paneling of the door. At the time, nobody was around to take apart my door so I called up my bank to request a reissue of the debit card. It took much longer to receive the new card in the mail than I anticipated. I was planning a baby shower around the same time so my expenses were a little higher than usual for that month. I didn’t have access to my money, so I was forced to charge EVERYTHING for that month. This was fine though because I was planning to pay my card in full anyway when my bill was due. But my question is, I exceeded my credit limit that month and upon checking my credit score, I noticed an alert saying I went over the credit limit, meaning I have a negative impact on my score. The card is now paid, but I was still wondering if there is anyway to dispute this? I paid it immediatly following my bill. If not, how long will it take to come off of my credit report? Also, I noticed my Best Buy card shows as not reporting"". What does this mean? How can I get this to start reporting to my credit report? I plan to apply for a mortgage soon"

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She lives in Georgia, so online cash advance loans are not accepted in this state. Are there any other financial institutions she can apply for a loan online or will she have to go to the financial institution to apply?"

"I got a auto loan for a friend"" who never made payments Now bank is trying to Repo & it has disappeared"""

He has had the car for over a year & lead me to believe he had never missed a payment-turns out what he should have said was never made one.I thought since He & I had written contract stating that he promised to pay on time- this would cover my butt.California law apperantly does not honer personal contracts such as this.I singed the loan-so the responsabilty is mine.I didnt report it stolen when I found out because even though I was very angry , I didnt want him 2 go 2 jail.He has nothing,therefore no point in trying 2 sue.Now is there any chance I can fix my credit other then paying this debt myself or bankrupcy?I had perfect credit which I had hoped to use to buy a home someday soon.Oh,4 the record I realize what a stupid mistake this was-that does not change this current situation.Does anyone have any suggestions that may help me at this point? Other then not doing such of a thing ever again-what would you do?PLEASE HELP I am so tired of stressing over this!"

Help with auto refinance!?

Help with auto refinance!?

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

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i accidently dropped my credit card in the kitchen sink full of water, will it still work in an atm (cashpoint) ???….. i wiped my card dry with a cloth as soon as possible.. i’m just scared it might get jammed the next time i use it.."

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

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Good info , Thanks everyone.. I always thought when you were coming out of debt to show consistency, so thats why I was gonna try to prolong the payments.. Also it shows Im willing to pay interest, and still get everything paid.. The Chase one scares me tho.. I dont know if I should contact them , or wait and have them contact me , because honestly you all can see im tryin to do good here, but I dont have $6000 in cash laying around :("

Do credit reporting agencies like Credit Karma actually hurt my credit score by repeatedly checking it?

I am told that checking your credit score too often can actually count against you. I have a Credit Karma account and get score reports quarterly. Does that have any effect on my credit score?

ANSWER: For Finance and credit solutions I recommend this site where you can find all the solutions. http://SMARTFINANCESOLUTIONS.NET/index.html?src=WP2raivastaipemill

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

How hard will it be for me to get a $7000 auto loan?

I make about 13000 a year, have a high credit scor, and am about 20 years."

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

Why am I unable to check my credit score?? It says something about a security or Active Duty Military Alert…?

I was recently denied credit at a furniture store. I got a letter in the mail saying I needed to write to Citibank directly (where I was trying to get the credit through) to get WHY I was denied. I decided to check my credit myself. It says We’re sorry

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

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I just sold my car and I’m moving to California. I’ll be taking job interviews the week I arrive, but obviously I will need a car to get around from place to place. It’s San Diego and the bus system is descent I guess, but I want a car. I have paid all my student loan payments and my last car’s payments on time every month, and have never had a bad credit card problem. Only have had it for 6 months or so but paid it off ( I need to check my credit score, If anyone knows a site where I can just pay and look at and not wait for it to come in the mail let me know.) I’m looking for a cheap car (3,000-5000). I have a college degree so it won’t be a problem finding a job. I just need a car to get to the actual interviews. So will I be able to get a car loan the day I arrive in California?"

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

Interest expense and subscription revenue Accounting?

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In regards to the housing bust and subsequent credit crunch, does anyone know of a site that tracks, foreclosure rates, bankruptcy rates, and credit scores? Im interested to know how the average american credit score has reacted to the current financial crisis. I would like to know if there is a higher rate of foreclosures and bankruptcies now and if the average credit score has been taking a hit because of it."

Does ne1 no any loan sharks in bristol?

Does ne1 no any loan sharks in bristol?

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Is it public record? Does public record really show how much my loan amount was and how much I put as a down payment? Some nosy people have told me that they can find out through public record even if I don’t willingly tell them! Is that weird? I thought those info should be private and confidential. Thanks!

Auto loan payoff amount higher than current balance?

The outstanding balance on my auto loan is $13,591, however the payoff amount as of today is $13,706. I’ve made eight payment thus far, and my interest rate is 6.14%. Shouldn’t the payoff amount be less than my outstanding balance?"

Will my student loan balance grow in a Chapter 13 bankruptcy?

We have a confirmed Ch 13. I would like to ask our attorney to file a motion to pay our student loan outside of the plan,instead of within the plan. Initially when we filed the plan, the attorney’s office file the loan as a priority claim. The trustee said no, it is unsecured. This means that Sallie Mae will get just a few dollars each month, not enough to cover our monthly payment or interest, but because it’s a student loan it will not be considered discharged when we complete our payment plan. The logic the courts have used is besides me on this one- it can’t be considered priority and non-dischargeable, but it should be considered unsecured with special status and is still non-dischargeable. It makes no sense for the debtor. Will the interest continue to accrue on this loan while we are in our payment plan? It seems wrong, and goes against the whole point of the US bankruptcy protection code, to owe this debtor MORE after our bankruptcy discharge than we did going into the plan. Can we file to exclude this debt from our plan and pay it separately?"

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What is the maximum cash advance you withdraw in on a $2000.00 dollar Capital One cash advance card?

Bankruptcy: what if you get an adress wrong when filing the voluntary petition? are you S.O.L.?

Bankruptcy: what if you get an adress wrong when filing the voluntary petition? are you S.O.L.?

My husband has filed bankrupcy and my name was not on the bankrupcy papers should I file separatly?

He had alot of income problems with his business so he filed Bankruptcy and my name was never involved ,And last year we filed together and it hurts my income filing with him,I have a daughter from another marriage and I usually get some money back because I only make about 8000.00 a year and now I have to pay in .Is it or am I better off filing by myself to help with my daughters needs or would it hurt more ? Confused with the tax issues,H&R Block pretty much told me I have to file together..Help !"

A job I am about to interview for is asking for a credit score but I don’t have a credit card?

So I am being considered for a receptionist job and the company has informed me that they are required to run a credit and background check on all of their employees. I have yet to own a credit card so I don’t have a credit score. What is the likely hood of me still being considered for the job? Also should I get a credit card in the future to build up my credit. I really don’t think it is that necessary but it seems to be an issue some times.

I have really bad credit but I need a loan.?

I have really bad credit and I can’t get approved for a loan form anyone. Does anyone have a idea of where I can go? I live in Milwaukee WI

Is there a site to get a free credit report without signing up for anything?

All the free credit score"" sites offer you a free score"

Is there any where online where i can get a free credit score?

i want know where can i get a free credit score. i mean no credit card needed. please don’t say annualcreditreport b cuz it only gave me my report, i want the score."

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

Do credit reporting agencies like Credit Karma actually hurt my credit score by repeatedly checking it?

I am told that checking your credit score too often can actually count against you. I have a Credit Karma account and get score reports quarterly. Does that have any effect on my credit score?

ANSWER: For Finance and credit solutions I recommend this site where you can find all the solutions. http://SMARTFINANCESOLUTIONS.NET/index.html?src=WP2raivastaipemill