Millennials often get a lot of blame for lacking financial stability — and when looking at it from the outside, it's easy to see why.

A recent INSIDER and Morning Consult survey, which polled 4,400 Americans — 1,207 of whom identified as millennials, defined in the survey as those aged 22 to 37 — yielded several results that don't paint a pretty picture of millennials and their finances.

A decent portion of millennials are delaying homeownership, many aren't saving enough, and nearly half are suffering so much from paying off student loans that they don't think the financial repercussions are worth it, according to the survey.

But when taking a closer look, millennials often aren't the cause of these financial problems — they're mostly just dealing with the cards they've been dealt. The financial crisis, student loan debt, and a higher cost of living have ultimately impacted their ability to save and achieve traditional milestones.

Here, six key findings from the survey that show just how financially burdened millennials feel, through circumstances they didn't create.