I know I normally preach how easy it is to buy a house without a down payment . However, if you can win a high rise luxury condo in Miami, that is pretty good too! So if you are interested in entering the contest, HGTV has a few home giveaways a year and right now you can still enter for the one in Miami. You can enter two times a day, once at HGTV.com and once at FrontDoor.com so if Miami is your style, go for it.