Given the recent restrictions placed on fees and interest rates, the nation's banks are looking for extra pennies anywhere they can get them.

As a result, it's now costing you to do everything from redeeming your own reward points to receiving money in your account.

"Like any business, a bank has to produce enough revenue to cover its costs," said American Bankers Association spokeswoman Carol Kaplan.

While some of the fees you're seeing are new and others have been around for a while, the ones that follow are some of the most downright annoying.

Here are nine pesky fees that are out there waiting to suck your account dry. Now you can squash them flat.

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