Alabama Car title loans are completely legal in Alabama with little regulation. Loan repayment terms can’t be less than 10 days but there are no other regulations.

Alaska Car title loans are not legal in Alaska.

Arizona Arizona only has to regulations on car title loans. Loan terms can not be less than six days interests rates can not be higher than 17%.

Arkansas Car title loans are not legal in Arkansas.

California To receive a car title loan in California borrowers must borrow more than $2,500. The maximum APR allowed is 30%. Other loan terms may depend on the amount borrowed.

Colorado Car title loans are not legal in Colorado.

Connecticut Car title loans are not legal in Connecticut.

Delaware In Delaware, car title loans must be repaid within 180 days. This includes any roll-overs.

Florida Car title loans are not permitted in the state of Florida. But there are some loopholes that lenders are using… hmmm.

Georgia In Georgia, Car Title Loans are legal, and there is no regulation on loan terms or the amount that consumers may borrow. The only regulation is that interest cannot exceed 25%.

Hawaii Car title loans are not permitted in the state of Hawaii.

Idaho The only regulation on car title loans in Idaho is regarding loan terms, which may not exceed 30 days.

Illinois In Illinois, Car titles are legal but consumers may only borrow up to $4,000 or up to 50% of their monthly income. Borrowers are also only allowed one renewal in Idaho.

Indiana Car title loans are not permitted in the state of Indiana.

Iowa Car title loans are not permitted in the state of Florida.

Kansas Although Car Title Loans are not permitted in Kansas there is a loophole that allows for a similar type of loan. Auto title lenders can extend loans as “open ended credit”, with no cap on the amount that a borrower can be loaned. Open-ended credit loans must carry interest between 264% and 360%.

Kentucky Car title loans are not permitted in the state of Kentucky.

Louisiana Car Title Loans are legal in Louisiana, and consumers must borrow more than $350. Loan terms are generally around two months, and carry an APR of 36%.

Maine Car title loans are not permitted in the state of Maine.

Maryland Car title loans are not permitted in the state of Maryland.

Massachusetts Car title loans are not permitted in the state of Massachusetts.

Michigan Car title loans are not permitted in the state of Michigan.

Minnesota Car title loans are not permitted in the state of Minnesota.

Mississippi In Mississippi borrowers of car title loans may not be lent more than $2,500. Loan terms must be one month or less unless the borrower plays at least 10% of the principle. Interest cannot exceed 25%.

Missouri Car Title Loans in Missouri may not be more than $5,000. There are no other regulations.

Montana Car title loans are not permitted in the state of Montana.

Nebraska Car title loans are not permitted in the state of Nebraska.

Nevada In Nevada car title loans may not exceed the market value of the vehicle. Borrowers are allowed to renew a loan up to six times. There are no regulations on loan terms or interest rates.

New Hampshire In New Hampshire car title loans cannot exceed $10,000. The APR can not exceed 25%, and borrowers are can renew the loan up to 10 times.

New Jersey Car title loans are not permitted in the state of New Jersey.

New Mexico In New Mexico borrowers make not be lent more than $2,500 on car title loans. There are no regulations on terms or interest rates.

New York Car title loans are not permitted in the state of New York.

North Carolina Car title loans are not permitted in the state of North Carolina.

North Dakota Car title loans are not permitted in the state of North Dakota.

Ohio Car title loans are not permitted in the state of Ohio.

Oklahoma Car title loans are not permitted in the state of Oklahoma.

Oregon Car title loans are not permitted in the state of Oregon.

Pennsylvania Car title loans are not permitted in the state of Pennsylvania.

Rhode Island Car title loans are not permitted in the state of Rhode Island.

South Carolina In South Carolina car title loans are regulated only by the minimum that can be borrowed, which is $2,500.

South Dakota In South Dakota the amount that consumers may borrow on car title is not regulated. However, loan terms may not exceed 30 days. Borrowers may renew loans up to four times.

Tennessee In Tennessee car title loans cannot exceed $2,500. There are regulations on costs and interest rates as well. Only one fifth of the total loan amount is allowed for total costs, and only 2% interest is allowed each month.

Texas In Texas the only regulations for borrowers on car title loans are loan terms, which may not exceed 180 days, and the interest rate may not exceed 10%.

Utah Car Title Loans are legal in Utah with no regulations on loan terms, interest rates or how much can be borrowed.

Vermont Car title loans are not permitted in the state of Vermont.

Virginia In Virginia, car title loans cannot exceed 50% of the fair market value of the car. Loan terms and interest rates are highly regulated but are specific to each district within the state.

Washington Car title loans are not permitted in the state of Washington.

West Virginia Car title loans are not permitted in the state of West Virginia

Wisconsin In Wisconsin car title loan cannot exceed 50% of the fair market value of the car or up to $25,000. Loan terms cannot be longer than six months.