A Colorado woman was awarded a $50,000 settlement after she was charged with indecent exposure for playing frisbee topless.

Efrosini 'Effie' Krokos was playing Frisbee in her fiance's front yard in the 1100 block of Second Street Southeast on September 26.

It was reportedly a warm day in Loveland, prompting the 20-year-old to remove her shirt.

Efrosini 'Effie' Krokos (pictured) was playing frisbee topless in her fiance's yard, prompting a neighbor to call law enforcement

Krokos and her fiance retired inside the home without incident, but unbeknownst to them an upset neighbor called local authorities on Krokos.

She told Reporter Herald that Officer Greg Harris of the Loveland Police Department arrived to their home three hours later and issued her a summons as well as charged for indecent exposure.

'I was really upset at the whole situation because I didn’t do anything wrong. I was just playing frisbee in my own yard with my fiance,' Krokos said.

Krokos tried to explain herself to Officer Harris, citing a recent circuit court ruling against Fort Collins' public nudity ordinance she heard about.

Krokos (pictured): 'I was really upset at the whole situation because I didn’t do anything wrong. I was just playing frisbee in my own yard with my fiance.'

In February 2019, the 10th Circuit Court of Appeals ruled that the city of Fort Collins' public nudity ordinance was a violation of the Equal Protection Clause of the 14th Amendment.

The Free the Nipple v. City of Fort Collins case determined that ordinances based on gender are unconstitutional.

The court found it legal for women to appear topless anywhere it was legal for a man to be topless.

The Fort Collins ordinance previously had no such restriction against males, but prohibited women for showing their breasts.

Officer Harris allegedly said he did not receive training about that case and it did not apply to Loveland.

Loveland law enforcement claimed Krokos violated a city ordinance that prohibits exposure in public places or places in public view

A Loveland city ordinance bars exposure in public places or places in public view.

Krokos, who grew up in New York and moved to Loveland in 2017, is studying at Fort Range Community College to become a history teacher.

If convicted, she would have faced a class 1 misdemeanor and risked registering as a sex offender.

'If I have this on my record I can’t be a teacher,' Krokos said.

She attempted persuade several lawyers to take on her case to no avail, until Attorney David Lane of Killmer of Lane & Newman LLP agreed.

The Free the Nipple v. City of Fort Collins case ruled that ordinances based on gender were 'unconstitutional' and found it legal for women to appear topless anywhere a man could (pictured)

Lane is uniquely qualified for the job as he represented the plaintiffs in the Fort Collins Free the Nipple case.

He wrote a letter to the city of Loveland on October 24, proposing a settlement instead of pursuing a federal lawsuit.

The city agreed and paid Krokos $50,000, making it the first damages claim to a woman wrongfully charged for being topless in the country.

Loveland spokesperson Tom Hacker told Reporter Herald: 'Although the officer issued the summons following proper protocols and in accordance with our local law, the city, upon the advice of its insurance carrier, the Colorado Intergovernmental Risk Sharing Agency, extended the settlement offer to the woman.'

Krokos: 'Woman are equal, we should be able to do what a man can do and that's it'

Similarly, the Loveland Police Department released a statement saying Officer Harris acted in accordance with protocol, but officers are now being trained to avoid future incidents.

The statement read: 'The Loveland Police Department has provided and will continue to provide training to officers regarding changes in the law.'

'The Police Department enforces laws as written and receives weekly legal updates as the laws continuously change.'

The settlement went into effect Thursday and the City Council is set to review the ordinance for a possible amendment.

Krokos is relieved by the outcome, but says fighting the charge had nothing to do with the payoff.

'This is not about the money. It was never about the money. I didn't even know there was going to be money,' she told KDVR.

'Woman are equal, we should be able to do what a man can do and that's it.'