Chennai: The Central Bureau of Investigation has filed three chargesheets in the court of additional chief metropolitan magistrate, Chennai, against industrialist AC Muthiah and Farouk Irani, the then chaiman and managing director of First Leasing Company of India (FLCIL), a private leasing company, in three cheating cases regarding a Rs 665 crore scam.Three banks were allegedly cheated by the accused to the tune of approximately Rs 665 crore.The CBI alleged that the directors/promoters/managing director and key officials of FLCIL hatched a criminal conspiracy with the statutory and internal auditors of the company and unidentified persons with malafide intentions to cheat IDBI bank and had availed credit facilities from the bank on the basis of forged financial reports. The money was siphoned away for extraneous or personal purposes which caused wrongful loss of nearly Rs 273.99 crore to the bank.Similarly, the accused had availed credit facilities from UCO Bank in the form of working capital limit and short-term loans in the name of the company based in Chennai by furnishing false and fabricated financial statements and siphoned away the money, causing the bank an estimated loss of Rs 142.94 crore to the bank.The accused also had availed of various credit facilities from the State Bank of India in the name of a private company based in Chennai by furnishing inflated income and assets in the financial statements which was done by creating unsubstantiated entries in the books of accounts since 1998. The total money siphoned off was Rs 248.46 crore, CBI said.CBI investigators say that along with seven satellite or shell companies, banks were cheated to the tune of Rs 665 crore. Their investigation has also disclosed that the promoter-directors had misappropriated the assets of the company entrusted to them by using such loaned money to donate annually to a Trust run by the main accused.