Australian investors love property, it has been a star performer. Most of us can't wait to buy that next investment property. A well structured investment property portfolio can be a great source of wealth creation. It will provide long term capital growth, give you tax savings today, and be a source of income in the future. It's no wonder that we love our bricks and mortar.

Over the past five years, more and more Aussies have been buying investment properties with their super funds. Many are using a special type of home loan designed for SMSFs. It's called a 'Limited Recourse Borrowing Arrangement' (LRBA),

Setting up a super loan requires an accountant and financial planner. They will help you adjust your super fund so it is set up for a SMSF mortgage. You will need a financial plan recommending you purchase a super property. You might also need to do a little tweaking of trust deeds before you are ready to go.

The market for SMSF lending is small, but is growing fast. In June 2009, the SMSF share of the mortgage market was just under $500 Million. By June 2014, this figure had grown more than 17 times and was over $8.5 Billion. Superannuation lending is one of the fastest growing sectors in the Australian mortgage industry. Australians are already using property as a way to build wealth for retirement. It makes sense that we'd want to use our superannuation for this. After all, the purpose of super, is to be our retirement savings vehicle.

Like all mortgages, you need to qualify for a SMSF Loan. The bank will assess a superannuation home loan based on: