New cars which have a safety rating less than four stars will not be insured by the RAC.

In a bid to enhance road safety in Western Australia, the RAC will no longer insure or finance vehicles manufactured in 2012 and beyond which do not meet this Australasian New Car Assessment Program star rating.

Click here to see if your car makes the grade

The Motor Trade Association of WA has called the move short-sighted but the RAC said it could help reduce the state's road toll.

RAC executive general manager advocacy and member benefits Pat Walker said the change was about educating the community on the importance of new car safety.