IMHO you should allow trading between your characters but forbid Section ID changes. If you can change your ID, you have no need to make more than one character, which greatly reduces the time required to hunt the items you want. As long as you have to raise a new character to access a new ID, the items are still self found with the regular amount of time required per character.



What you shouldn't allow is the use of the shared bank to share a specific item between characters, e.g. if you find V101, you cannot use the shared bank to let all of your characters have that V101. You can trade it once to a character that can't find V101, but you can't move it back and forth between characters: the V101 now belongs to that character and that character only. You must find one V101 per character if you want to use V101 on all of your characters. Having only one set of Hunter gear and using the shared bank to share every item between multiple Hunters defeats the purpose of self found mode.

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