The Best Money Saving Apps to Download Today

Sometimes trying to save money can feel impossible. It’s not uncommon to feel like there is just never any money left over after the bills are paid. Saving sounds like something nice to do but tough to start.

In fact, a survey by Bankrate revealed that most Americans save very little and 20% save nothing at all. Luckily, in the age of handheld and connected technology, money saving apps might be able to provide a little help in saving, or at least being aware of where we can be more disciplined in our finances.

Regardless of your financial objectives, saving money is a smart move. Modern advancements in finance technology have helped many save and invest their money more easily and wisely.

These applications help individuals shift how they think about money, budget smarter, and manage their finances.

Let us have a look at some of the best money saving apps you can download now.

1. Coin Out – Extra Cash Back for Every Day Purchases

Coin Out (as seen on Shark Tank) pays you in cash backs for common purchases you would normally make anyway. All you have to do is take pictures of your purchase receipts to earn money back.

The app works with several stores such as Walmart, Sam’s Club, eBay, Clarks, Groupon, and much more—and it is super easy to use.

Psst. Check out that sweet free money sent straight to our PayPal account below!

Here is how to start getting cash back.

Install the Coin Out App on your mobile device (iPhone & Android). The app has functionality to let you scan your receipts, and you will earn cash back for them. Receipts have to be entered within a 2-week time period, which means you can scan any older receipts on hand within that timeframe.

You can make about 20-30 cents per day depending on the things you purchase. While it may not seem like a lot, the money adds up over time, and the practice will be powerful for creating good financial habits. It’s a great start to help you save, and be aware of what you’re doing to stay on top of your finances. Every cent counts!

Download Coin Out (it’s free!) to start getting easy cash back today!

2. Ibotta ($20 Bonus)

We still haven’t mentioned a way to save on food. Ibotta is an easy straight-forward app that pays you every single time you go grocery shopping.

Simply take a picture of your receipts, and the rewards come instantaneously (I’m talking less than 3 seconds). Save up your free cash and buy restaurant gift cards (you’re eating free food, ergo, saving money of groceries!) The Ibotta app supports a lot of stores such as Safeway, Costco, Dollar Tree, Walgreens and so many more.

But wait, there’s more…

When you create a free Ibotta account using this qualified link, you will receive a whopping $20 welcome bonus. That’s literally $20 just for downloading and using the app.

Download Ibotta (get $20!) and start earning free cash (through Venmo and PayPal) or free gift cards to a plethora of restaurants and stores.

Related Post: Ibotta App Review

3. Cushion

Meet the Facebook Messenger-based chatbot that haggles with your credit card and bank companies to negotiate refunds on bogus fees. The Cushion App helps you keep more of your hard-end money, especially, when mishaps happen such as overage charges or NSFs.

The best part about this app is that it doesn’t start negotiations unless you authorize it to do so. This means you are in total control when using this app. The company charges a 25 percent fee on successful negotiations only (the refunded amount).

Find out *for free* how much money YOU will save! Sign up for Cushion here

4. Dosh ($1 Bonus)

Dosh is a mobile app that automatically gives you cash back every time you buy something.

Simply connect your credit card and the app goes to work, automatically applying cash back whenever you visit or use participating outlets. (like the ones below)

There is pretty much zero hassle unlike other applications of its kind. You will never have to scan receipts, clip coupons, or deal with some other requirement.

Just go about your business and get cash back on autopilot. Pretty sweet, right?

Download the free Dosh App here to get your $1 Bonus!

Find out more about Dosh (and all of the free money opportunities) in our full Dosh App Review here.

5. Rakuten (Ebates) $10 Bonus

This is a unique company. Rakuten (formerly Ebates) receives a commission whenever you make purchases at participating stores and they share that commission with you. They pay free money via PayPal or check every 3 months. All you have to do is shop online like normal

Best of all, you don’t have to link your credit card or bank account to get paid. Just sign up (you’ll get a $10 welcome bonus), and start earning Easy reBates (ebates).

Ebates Hack: want Ebates to work automatically? Install the Rakuten/Ebates button plugin for Firefox or Chrome to ensure you never miss a cash back opportunity. Their plugin automatically activates cash back as you shop online. This is certainly one of the best money saving apps out there.

Download the free Rakuten button here. You’ll get automatic cash back the next time you buy something on Amazon (or Walmart, or Khole’s, or TurboTax, or Petco, or one of the other 2,500 stores Ebates has partnered with)!

Get $10 free when you sign up for Rakuten here. Time to start earning free money

“Help me stop being poor!”

Here are the facts. The *only* way to save money is to spend less than you earn. There’s no way around it.

So what does this mean for you? It means you need to either decrease your expenses or increase your income.

We want to help you do both. Join our 6-day Savings-Account Accelerator Workshop. We’ll send you expense-lowering tools and techniques (and even a few tips on how to boost your income). These frugal-living hacks will help you accomplish the cardinal rule of personal finance: keep your income over your expenses.

When you can spend less than you earn, your money will grow. You will build your savings, pay down debt, and save for retirement.

Join our free 6-day Savings-Account Accelerator Workshop, and start growing your wealth today.

7. Wikibuy

Imagine making a purchase, only to find out later that your friend bought the same item with a $20 off coupon. That has to be painful…

Instead, grab the Wikibuy Extension and add it to your internet browser. When you shop online, Wikibuy (a CapitalOne company) monitors your carts across thousands of online retailers, and automatically applies coupons codes to save you money.

Coupons (like this one ^^^) are automatically applied to your purchase. You can also perform a manual search for coupons. Try this effortless money-saving tool to effortlessly save money.

Stop missing coupon opportunities. Get the free Wikibuy Browser Extension, and start saving big today!

8. Drop ($5 Bonus)

You like free gift cards? Then Drop is a must. After installing Drop, link your credit or debit card to the app, activate a cash back offer through the app, and shop like you normally would. You will receive automatic cash back at your activate cash back store! Redeem your Drop money for for free gift cards to Amazon, Uber, Starbucks, Ulta, Domino’s, and many more locations.

Current Cash Back Deals Offered by Drop (updated 06/05/20):

1% Cash Back at Safeway

1.5% Cash Back at Walmart

1.5% Cash Back at Sam’s Club

Download drop using this qualified link, (and our exclusive Promo Code: BudgetingCouple ) to get a free $5 the second you connect your card.



Get $5 for downloading Drop here and entering our Promo Code: BudgetingCouple.

Also See: Drop App Review

9. Buy Smart With Gazelle

No, we are not referring to the antelope. Gazelle is a company that buys and sells used electronics such as laptops, smartphones, desktops, etc. You can then buy these electronics at highly affordable rates, which saves you money. Why buy new, when you can purchase pre-owned in near mint condition?

However, Gazelle isn’t an app in the popular sense but an online platform/website that lets you buy or sell smart devices. The company has ecoATM kiosks nationwide that allow consumers to easily sell their pre-owned smartphones and tablets in-person.

Sellers get cash on the spot for electronics they no longer need. Overall, it is a really fast and easy process, making this website worthy of being on our list of money saving apps.



Ready to trade in your haggard phone (that doesn’t hold a charge) for a discounted iPhone 11? Use Gazelle!

10. Mint – Automate Your Savings

Mint is a free web-based tool that is made to help you easily track your spending and also route your income into different categories automatically. By linking your accounts with Mint, you can allocate how your paycheck is split up every month, making it easy to save money before you even see where it’s going.



On top of all that, Mint does an excellent job of categorizing your spending, making it easy to see exactly where your money goes every month. The most important part of budgeting is being aware of where you spend and where you can cut your costs, which leads to additional savings through smarter spending choices.

Mint is one of the best budgeting and money-saving tools around. Give Mint a try today!

Related: 11 Best Cash Back Apps for Shopping

Money Saving Apps Are Just The Start

In general, saving money is tough but technological advancements in finance are making it easier to save. Today you don’t need a whole lot of disposable income to start saving. Installing any one of the aforementioned money saving apps on your smartphone is like putting savings on autopilot.

Looking for more *easy* ways to save money?

*Wikibuy compensates us when you sign up for Wikibuy using the links we provided*

No Money in the Bank? If you struggle to save money, it’s because you don’t know how to do it. Start growing your wealth every month with our 6-Day Free Workshop.

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