Wow, just frigging WOW Just imagine having all that combined in 1 single app! Now imagine that it is only weeks away..! Crazy right?! Yet Ethos is gonna launch their "Coinbase" Killer app (as people are calling it)within mere weeks! #Gamechanger!

Honesty, the wallet will be the gateway to so much more features that is hard to fathom even for me! And i've been involved with Ethos since the ICO. It's so much information that i hardly know where to begin and what to mention.. But in this article i will try to keep it short, summarize and point out some of the most important features that really caught my attention.

To start this all of, let's look at the team..

It's a who's who of international powerhouses and geniuses, starting with Brain child and Founder :

Shingo Lavine - Founder, CEO, 19 year old genius being dubbed the Steve Jobs / Mark Zuckerberg of crypto.

While only 19, Shingo is a globally recognized expert and thought leader in cryptocurrency and blockchain technologies.

Stephen Corliss - Global strategist - Financial and regulatory expert- Former COO of one of The biggest investment companies in the world, Blackrock. I call him the Savage! Trust me, he is unreal and a awesome person to speak to.

Ryan patterson - Head of creative & experience - was leading campaigns for General Motors, Coca Cola, GM Visa, yahoo

Kevin Dean Pettit - Product management, Former portfolio management senior at Freddie Mac.

I could go on for a while about their DEV geniuses, but you catch my drift. It's an All star team ready to rock the world with an game changing product.

Although more then half is not on here yet because they are expanding so fast, check this link to get a sense and more info on the core- team -> https://www.ethos.io/team/

Although they are experts and i believe in their awesome capabilities, there is one thing, that is unlike ANYTHING i have ever seen in crypto.

Their team is available and has been answering questions on a DAILY BASIS since ICO. Just check out their telegram and you will see what i mean. Also, one of the cleanest telegrams you will ever see. Only good information, no meme's, no moontalk, pure quality conversations! Those admins are doing a hell of a job!

Check it out and you will see what i mean : https://t.me/ethos_io

For no chat, but just pure kickass information, follow the Ethos daily summary channel with all questions and answers

https://t.me/ethosdailysummary

Universal Wallet - 1 wallet to manage ALL with the safety of a hardware wallet.

So there is not 1 wallet that will hold so much coins as Ethos. Upon the launch before the end of Q1, it will hold 100(+?) coins chosen from the top 100 market cap. And no, that's not ONLY ERC20 tokens!

Its can hold everything that is BIP32 standard or up! So that also includes coins like Ripple, Dash, Monero, Lisk, Steem,Zclassic, Raiblocks, Cardano, etc etc..!

Although the first listings are not known publicly yet, they will ramp up the support of coins real quick! So 100 coins is Just the beginning... :)

This is all managed by 1 single passphrase key. Just like with a ledger that has a 24 word passphrase as a backup. Unlike having your money on an exchange, YOU! hold your private keys! Ethos is just the service layer that stacks on top to give you a user friendly and awesome way to interact with your portfolio.

This, and this alone is what made me invest at ico. 1 wallet that will hold most cryptocurrencies. Can you imagine?! I literally had like 16 wallets. Clogging up my computer, needing to backup all those files, keys, download chains, etc just to keep it of an exchange. Keeping funds on an exchange to me is a big no-no. In about a year i've been in the Crypto space, i saw a lot of exchange hacks and exploits. Just recently a big japanese exchange was hacked for 500 million dollar..

I knew the wallet alone was gonna be big. But after their roadmap unfolded, they added so much more. And this is just the beginning. So let me sum it up because this wallet is gonna be the "bedrock"of what's to come

Ethos Universal wallet

Can hold all coins with BIP32 standard or higher - 100 coin support upon launch.

Hardware wallet safety with a single seed to backup all coins

You and You ALONE controle your private keys. Ethos doesn't hold these!

Has the ease of Coinbase app, but with a lot more features.

Has coinmarketcap data and explanations on the coins - so this will be all you need.

A better & faster version of blockfolio ( No more - BLockfolio servers are down notice when ever you need to check)

Gives additional data in the form of graphs and candle sticks!

But above all, its is made to be the easiest way to check and control all your crypto assets. Which will also make it adoption friendly for all the (noob) newcomers. :)

Ethos also wants to give an identity to an Address. So instead of sending funds to something like 0x234BcD98B423Ab9E5eb67F13B345B248FcEB26FF which scares everybody when u are sending large amounts. You can just send funds to: Michael. Or an email address, or a phone number. Easy, safe and will make it so much easier for newbies to get used too!

Most of this will be available upon the launch of version 1.0 ! Although being updated constantly and features that will be added over time, the next big thing will come before the end of Q2...

1-click diversification + low fee fiat gateway

So, next to holding all your coins in 1 wallet. The app will act as a fiat gateway where u can buy anything straight from fiat. And with everything, i mean Everything! Although it will happen on a roll out bases, derivatives, stocks and mutual bonds will be added as well.

Just think about that for a second. Because this is Big.. Really big..

99% of all invested money, isnt in crypto. Its in traditional assets. But, "wall street money" is definitely interested in crypto. So what if u would make it easy for them to invest in both? And at the same time?

Honestly, the people with the "real money" don't know how crypto and investing in it works. Just look at what you need to know just to invest safely, its nuts!! So real money isn't flowing in quite yet.

With the Ethos app it could be made really simple and im expecting a big influx of Real money coming in with the launch of the fiat gateway.

Pfff. just writing this sound big already, but i know im forgetting so much! It's so much more than what i already mentioned.. The way they are building ALL OF THIS, is completely from the ground up, removing all the faults and glitches we see in finance and crypto today wich will make it even bigger than we already think it's gonna be!

Instead of building on old (MSB) and crypto models, they are creating a new financial and legal structure that will allow them to roll out the fiat gateway in many countries and providing them with a low fee fiat gateway in places where arbitrage and fees can be up to 20% on each end! ( so in and out!)

First launch will be US territory! Followed by Europe, Singapore, Japan and Korea. Hopefully South america and india will follow soon, because those are the countries that need it most!

Most fiat gateways are quite expensive, really adding up in costs because u have to pay a fee for a deposit, a buy, a transfer and then another buy and transfer fee on the exchange.

Ethos will provide all of that IN THE APP. So a low fee fiat gateway, and all those additional costs will also be rendered obsolete because there is no need to send it out of the app. You can manage all that right there.

Fucking sick right?

Next to all that. 1 click will allow you to make it possible to diversify your assets in different baskets. So with one click you can diversify in let's say the top 5 market cap coins, or the all the tech or privacy coins! Easy, safe and low cost because buying all those coins on an exchange will require you to pay a lot of fee's!

Or just 1 click diversify in precious metals.. :)

I also see the traditional assets as a awesome hedge against bitcoin. So instead of the somewhat risky USDT, you can just buy gold and stack your money there. So if bitcoin drops you can just hedge your assets in gold that only moves 0.02 percent or so at a time! We all know gold is backed, USDT is still to be proven..

Next to all that ethos will have custodians that can manage your portfolio for you. There will be a lot of third parties to choose from or you can just use the Artificial intelligence Robo adviser to do it..

Jup... It will have THAT too..

Also they just announced a partnership with Taxfyle. Although nobody wants to pay their taxes, it is coming and you better be prepared. So Ethos thought, what the heck, lets to this right and partner with one of the best companies out there. ! This will make keeping track of what you need to pay much easier! Sweet right?

So to sum up 1 click:

Low fee fiat gateway that will be available on different continents.

1 click diversification in allocated or self made baskets

Possibility to let Ai ROBOCOP :D or other third parties manage your portfolio

Oh, did i mention that there will be a bank account and debit card as well? Ahh, well must have forgotten that....! ;)

And that will be a brand new model as wel. Most crypto card issuers are "mere" money transmitters. and what happens if one of the parties they depend on decide to pull the plug? Well, then you get the Visa/ Wavecrest problem that rendered all crypto cards that were out there worthless in less then a sec. So Ethos will have none of that!

Did i mention that your money will insured just like with a normal bank? Jup. that too... :)

1 app to manage all, combined with a bank account and debit card.... Do i need to say more? Because i will!

Ethos BEDROCK

So, what are the coins who have the best use case and hold the most value? Its "platform" coins like Ethereum and Neo. They are in fact the ecosystem where most of the cryptoworld builds upon, hence giving them their value.

So, what if companies could build upon all what Ethos has to offer and integrate it their services and companies? That would be huge right?

We'll, meet Bedrock! A sophisticated and high performance API architecture that will power the crypto and future finance applications that are coming.

Also, Ethos will be all about gathering data and that data can be used for (big) companies to act upon.

So, although not much is know about bedrock at this time for us Non- employees, we can trust upon Bedrock being a game changer By itself.

The ultimate gamechanger

And yet. Yet there is one thing that will completely blow all of this out of the water according to core member Stephen Corliss. He is MOST excited about something called "Social" that will come in 2019.

He was as happy as a newborn Puppy when i asked him about it, but he wouldn't and couldn't tell what it is.

Bigger than a Universal wallet, bigger than a low fee fiat gateway, bigger than a building platform? Jup, Social will blow everything out of the water!

Dayum... what the F - can this be?>!!?!?!

Another thing i forgot.

(coin)predictions, and following successful investors portfolios. Yeah Ethos will have that too... ( i will stop now :P)

One thing is for sure. 2018 and 2019 will be a very exciting year for Ethos and crypto in general. And i for one am happy to be part of this and share the awesome vision of Ethos with you guys!

So, let me know what your thoughts are and comment below.

If you guys wanna read more, i added some in depth articles from the team itself showcasing much more info on Ethos than i summarized in this article!

https://www.ethos.io/2017/11/20/the_ethos_manifesto/

https://medium.com/ethos-io/building-ethos-fiat-gateway-b489cd1e1bbb (part 1 of 3, check website)

https://medium.com/ethos-io/ethereum-and-ethos-cf55ec09968f

Have a awesome day! and if you have any questions, let me know!

Michael