NEW YORK (TheStreet) -- Shares of American Express (AXP) - Get Report were lower in mid-afternoon trading on Monday ahead of the company's 2016 third quarter results, due out after Wednesday's closing bell.

Analysts are forecasting earnings and revenue to decline year-over-year.

Wall Street is projecting that the New York-based credit card company will report adjusted earnings of 96 cents per share on revenue of $7.71 billion.

During the same period a year ago, American Express earned $1.24 per diluted share on revenue of $8.19 billion.

KeyBanc Capital Markets has a "sector weight" rating on the stock ahead of the quarterly report.

"PayPal (PYPL), Square (SQ) and American Express are intriguing, but fundamental uncertainty keeps us neutral," the firm wrote in a note this morning.

KeyBanc also said it lacks confidence in American Express's customer acquisition returns.

However, "we are positively biased on the payment processing sector. Following a period of outperformance, we believe increased emphasis will be placed on margin expansion, which places Visa (V) and Worldpay among our favorite ideas," the firm noted.

Separately, TheStreet Ratings Team has a "Hold" rating with a score of C+ on American Express stock.

The company's strengths can be seen in multiple areas, such as its increase in net income, growth in earnings per share and attractive valuation levels.

But the team also finds weaknesses including a generally disappointing performance in the stock itself, generally higher debt management risk and weak operating cash flow.

Recently, TheStreet Ratings objectively rated this stock according to its "risk-adjusted" total return prospect over a 12-month investment horizon. Not based on the news in any given day, the rating may differ from Jim Cramer's view or that of this articles's author.

You can view the full analysis from the report here: AXP