Distributed Credit Chain is a new type of virtual agency based on blockchain technology, also known as "Distributed Banking". A Distributed Bank is not a traditional bank, but rather an ecosystem of distributed financial services.

Conceptually, DCC as a public chain of Distributed Bank, through fair financial service, will aim to break the monopoly of traditional financial institutions and to return earnings from financial services to all providers and users involved in such services so that each participant who has contributed the growth of the ecosystem may be incentivized. DCC will ultimately be a way to truly achieve an inclusive system of finance.

DCC has signed a Memorandum of Understanding (“MOU”) to establish a strategic partnership with Decentralized AI-powered Trust Alliance (“DATA”) on Feb. 22, 2018, which is a blockchain based digital data authentication protocol powered by AI & P2P mobile storage infrastructure.