Rape Culture Hysteria: Fixing the Damage Done to Men and Women

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--there are many inexpensive food outlets other than food banks. In my area, there is a



--talk to your mortgage company, bank, credit card company...anyone to whom you make payments. Tell them the situation and assure them of your desire to pay. In most cases, reduced or delayed payments can be negotiated. Some mortgages actually have a feature called "Skip a Payment".



--cut back to basic services on phone, internet, etc. Cancel the cable.



--if you have two cars, reduce the coverage of one of them to "pleasure use" if possible. Then drive the extended coverage vehicle for business and other daily use. Better yet...sell the car and dispense with insurance, gas, maintenance etc. Investigate bus/subway services in your area.



--if you have a baby, use cloth rather than disposable diapers



--if the layout of your house allows to rent out a room without too much inconvience or lack of security, then consider taking in a boarder or just renting out a room. Make sure to read up on landlord law in your area.



--start growing vegetables...even a few tomato plants in pots.



--consider taking in a few children in "day care." In most areas, you can take in a specified number of children (2-4) without having to meet the requirements of a day care center; you are classified more as a babysitting service.



--if you have a cell phone, even if you are locked into a contract, some companies have a "snowbird" plan for those who are going away for an extended period. They charge you a minimal amount for several months. Then...don't use the cell phone except when absolutely necessary.



--make getting out of credit card debt your top priority because the interest rates are ruinous.



--cancel your life insurance. [Note:Brad disagrees with me on this point.] Back to category overview Back to news overview Older News Newer News



Printer Friendly Wendy McElroy - Friday 06 February 2009 - 20:55:46 - Permalink When you or a partner is fired/laid-off, here are some steps you can take to deal with the sudden and drastic reduction in income:--there are many inexpensive food outlets other than food banks. In my area, there is a food share network through which you can get a box of fresh vegetables and fruit for $12. Many, if not most, areas have something similar.--talk to your mortgage company, bank, credit card company...anyone to whom you make payments. Tell them the situation and assure them of your desire to pay. In most cases, reduced or delayed payments can be negotiated. Some mortgages actually have a feature called "Skip a Payment".--cut back to basic services on phone, internet, etc. Cancel the cable.--if you have two cars, reduce the coverage of one of them to "pleasure use" if possible. Then drive the extended coverage vehicle for business and other daily use. Better yet...sell the car and dispense with insurance, gas, maintenance etc. Investigate bus/subway services in your area.--if you have a baby, use cloth rather than disposable diapers--if the layout of your house allows to rent out a room without too much inconvience or lack of security, then consider taking in a boarder or just renting out a room. Make sure to read up on landlord law in your area.--start growing vegetables...even a few tomato plants in pots.--consider taking in a few children in "day care." In most areas, you can take in a specified number of children (2-4) without having to meet the requirements of a day care center; you are classified more as a babysitting service.--if you have a cell phone, even if you are locked into a contract, some companies have a "snowbird" plan for those who are going away for an extended period. They charge you a minimal amount for several months. Then...don't use the cell phone except when absolutely necessary.--make getting out of credit card debt your top priority because the interest rates are ruinous.--cancel your life insurance. [Note:Brad disagrees with me on this point.]