So what happens if you actually have to shoot somebody? Although the thought is not a cozy one, it is a reality that a responsibly armed citizen needs to comes to grips with. And like all things, it’s better to be prepared and have a plan in place, than have to make one up in the moment.

The aftermath of a shooting can be nightmarish, involving arrest, court, legal fees, and significant expense (yes, even if you are completely in the right). At the very least, you stand to miss a chunk of work days in the midst of making court appearances, and defending yourself.

Concealed Carry Insurance

Concealed carry insurance plans come in a wide array of shapes and sizes, but in general they will cover the costs associated with legal defense, bail bonds, and bodily injury and damage cause by use of a firearm. In many cases, concealed carry insurance companies will cover accidents stemming from negligent discharge as well.

In addition, some insurance providers offer even more benefits, such as compensation from the time that you miss away from work, and access to their network of expert legal representation.

How Much is Concealed Carry Insurance?

Because there are many providers, there are many different prices. Several providers offer different “tiers” that entitle the insured to specific levels of benefits. In general however, these insurance plans are between $100-$300 a year. Some companies also offer discounts if you will be insuring more than one family member (i.e. husband and wife). Other companies offer military and law enforcement discounts, or run occasional promotions.

We encourage all armed citizens to at least look at concealed carry insurance. Although it is an additional expense that some people will never use, it provides the peace of mind in knowing that you have an enormous level of protection during a time that could otherwise be nothing short of a nightmare.