*Other fees may apply, including a Paper Statement Fee if you do not elect to go Paperless in Online or Mobile Banking. Refer to the Personal Deposit Product Guide and Fee Schedule for more details.

**Account is available to students 14-25 years of age (legal guardian co-owner required for those between 14-18 years). Once you reach 26, we may convert your Student Value Checking to another checking product.

1No Monthly Fee for Santander® Savings with any personal Santander checking account or with $100 average daily balance in the Santander® Savings account (otherwise, $1.00). All other fees apply.

3Domestic ATMs are ATMs in the 50 United States, the District of Columbia, and Puerto Rico. Other ATM fees may apply. Please refer to the Personal Deposit Product Guide and Fee Schedule for more details. ATM owner may charge a separate fee.

◊Santander® Instant Card Hold will block most types of transactions, including purchases made with your card. Please note that some types of transactions will continue to process, including recurring debit/credit transactions presented to us by certain merchants for monthly membership or subscription fees.

§Please refer to your Digital Banking Agreement and Personal Deposit Account Agreement for details on your responsibility for promptly reporting unauthorized transactions.

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