This interactive chart visualizes ownership and home equity data for St. Louis, MO. The Zip Code with the highest percentage of homes owned outright is 63107, where 64% of homes are held free and clear (within the top 5%, nationally). Homeowners with mortgages in Ladue (Zip Code 63124) have the most equity in their homes: approximately $602,000, also within the top 5% for Zip Codes nationwide. Overall, Home Equity Value for all owner occupied homes in St. Louis, mortgaged and owned outright, is estimated at just north of $23 billion dollars, or about the cost of the England / France Channel Tunnel, better known as the Chunnel.

St. Louis is a relatively affordable city for low-income earners, with a good housing affordability ratio for workers making the minimum wage of $8.60/hour Rental Indices identify St. Louis as a relatively stable city for residential property values, and buying is consisdered a slightly better investment than renting in 2019.

The Walletwyse Home Equity Index estimates positive equity in owner-occupied homes for U.S. states, cities and Zip Codes. This includes median home values and mortgage balances, the percentage of homes owned free and clear, and aggregated total equity. The release schedule for our city maps is published here, along with the methodology for the index.