I can see and hear a lot of people around me who are jealous or complain too much about how it is so unfair that I am able to handle money the way they never could. Yet, having the money flowing in your direction has nothing to do with luck but it has all to do with how you think and behave.

Seriously, most people are just being very silly when it comes to money. I know a lot of guys who are very logical and smart in most aspects of their life, but when it comes to money, it seems as if they had trouble doing the simplest of mathematics.

Here is my 2 cents on what the John Doe’s out there need adjust in their life, ASAP, in order to make money flow their way.

First, love your money

You know where I love my money to be? In my investing, saving, checking account or in my pocket; that is where I want my money to be, close to me and that is simply because I love my money. For some reason, that blows my mind, most people seem to dislike money very much, and this is a problem when it comes to getting rich.

Basically, they find a new creative way to get rid of it as soon as possible. It’s like if money was literally burning their hands. They have to spend it NOW!

Got my pay, let’s put more chrome on that car!

I spoke to a guy who was complaining about the fact that it was not fair, because nowadays, it’s so difficult for the normal family to buy a house. He went on to claim that he and his wife where were struggling to get enough money to put down a payment on a nice house. He was very depressed about it.

In the same conversation he was demonstrating to me how his new top-of-the-line 1000$ phone and his new 700$ noise cancelling headphone were so amazing. He also gave me advice on my landscaping project that would only cost 25$k, which was almost nothing according to him.

Ok, rule number one; if you want to have a lot of money, don’t spend all of it on freaking dumbass gadgets and an endless amount of things that do not help you make more money. Logical, right!

Investing 25k$ in landscaping in order to increase the property value of about 7k$?

Dumb-ass project rejected!

Set yourself a saving account, and program an automatic wire every 2 weeks for at least 15% of your income, and do not spend this money on anything else but a real investment.

Re-adjusts your lifestyle accordingly and never go in debt except for an asset like a house. Burn the fucking credit card if you can’t control yourself.

By the way, a car is not an asset, so save your money and buy a used one!

Drop this hocus-pocus “Law of attraction” bullshit and get real

You probably already heard or read that all you have to do is to “attract”, all the money you want by basically doing nothing more but think, meditate and pray for it. Just focus all your magical mental energies and the universe will give you the money or anything that you want.

Guys … Come one … Get real, this is bull-shit! You think Donald Trump is doing this kind of crap?

If luck suddenly knocks on your door, it’s not because you focus all your mental energy on the idea that you will win the lottery or receive an unexpected check in the mail!

Although, it will most likely never come to pass!

If it were that easy, most people would be rich and I would have become by now a multi-billionaire living a lazy life in my lair on the moon.

The original concept behind this was that, when you focus all your brain power on your desire, in this case more money, you will eventually see the opportunities and take the appropriate course of action to make it all happen. But most people get this very wrong.

Instead of the following faulty magical formula:

Step 1, Think and believe about winning the lottery

Step 2, Win lottery

Try following the more realistic algorithm in loop:

Do …

Plan a business strategy Take action on your business plan

Until you get rich.

All those who have trouble with money seem to have problem implementing step 2 of this algorithm. If you want to have results, you need to take action.

It’s 15% planning, 85% doing.

They are always forgetting to talk about that part in those “new age” books…. Yet they have written the book and published it! Wonder how they have actually made their money?

The best way to become rich is to run a business.

Well, think about it, make a plan and start your god dam business, never give up, make it grow, save and invest the money until your get rich.

If you fail, it’s normal, learn and try again.

“Don’t worry about failure; you only have to get it right once. – Drew Houston Founder of Dropbox

Look for what is missing

There are endless opportunity for doing business and making money that are all around you; you just need to train yourself to see them. Look for the missing or the weak link. Observe how the money flows from a business to another, from top to bottom, and look for ways to include yourself in the process by selling the missing part.

What is missing? What isn’t there? What problem do they have? That’s your way in!

That’s where you will find money.

Money is good, and there is enough, so sell them something!

There is enough money for everybody in this world. Yes, it is true, most of the money is owned by less than 10% of the population, but this it’s just another reason to go and get your share of it!

Even if you’re not yet in a position to sell your products or services to the super rich, realize that there is nothing wrong to sell it to the poor. Like I mentioned before, the poor don’t really like money and will most likely gave it to the rich faster than they can earn it.

Make them a favor, sell them a product or a service and free them from that undesirable money. Honestly, better you than a big corporation; by doing so you’re helping the economy thus everyone in your area!

I’m saying that because a lot of people have this fear or mental barrier that prevents them to take more money. Somehow, they have this belief that if they take more, it will not be fair to those who have less. They believe that if they take more money, somehow they will become the bad guy.

This is just irrational and stupid. People will spend all their money and even more thanks to credit card anyway. If you don’t take your share, others will, and at the end of the month, the poor won’t have any more money anyway, so you are either taking your share or not.

Make them a favor and sell them something! I’m sure they will love to buy it!

Making money and getting rich is in fact a pretty simple process. But you need to be rational, focused, disciplined and be willing to take big action for a couple of years at least. You actually need to manage your money in a logical manner and plan and execute a strategy to get more of it.



If you have decided to handle this money issue once for all, I recommend you to read The Millionaire Next Door: The Surprising Secrets of America’s Wealthy . It’s a great book that underline the differences in thinking, actions and lifestyle between those who stay stuck in debt and poverty and those who strive and eventually get rich. Just understand and follow the seven simple rules from this book and your finance will soon be one of your strength! Also available in audio !

On this note, stay cool and get rich!

Chuck

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