Hello. Joined and investasi in The projetc Hero .

Hero

is the future of banking that provides collateralized loans to the unbanked and underbanked consumer across Southeast Asia. With the launch of its crypto-currency unit called Hero Token, HERO intends to expand into blockchain-based uncollateralized loans. Backed by venture capitalists such as Softbank, Alibaba and 500 Startups, the organization started operating in the Philippines in 2015 and has since helped thousands of Filipinos to obtain access to affordable credit.

Hero

The Future of Banking in Southeast Asia

Hero's mission is to revolutionize the banking industry to make credit more readily available and affordable for the unbanked or underbanked, starting in Southeast Asia.

White Paper

Token presale starting soon

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Backed by

600M Potential

Customers

Southeast Asia is the world’s fastest growing Internet region and it is the 4th largest Internet market in the world.

70%+

Unbanked

More people have a Facebook account than bank accounts.

Since 2015, we've begun disrupting the current financial system that excludes 2 billion people from the banking system by leveraging technology to create a more inclusive system that allows people access to credit.

Collateralized Loans

We believe secured loans provide the starting point for uncollateralized loans. In 2015 we launched the first fully licensed online pawnshop in Southeast Asia that has already served thousands of customer. PawnHero essentially turns mobile phones into pawnshops.

Our interest rates are half of the traditional pawnshops providing access to cheaper credit that improves livelihoods.

Blockchain-Based Loans Without Collateral - Individuals

Most emerging markets lack centralized credit scoring.

Blockchain enables every person to have a unique and verifiable reputation-based identity that allows them to participate equally in the economy. By combining non-traditional data sources from social media profiles, previous work experience and transaction history with advanced machine learning techniques we expand our offering to provide access to unsecured loans.

Blockchain-Based Loans for SMEs & Communities

The strength of every nation’s economy is usually a direct reflection of the viability of the small and medium-sized enterprises (SMEs) sector. In most cases, especially developing countries, SMEs account for as much as 35-40% of the total GDP. The driver of the SME sector of the economy is its access to affordable funding schemes.

Initially we’ll start lending to individuals, but we’d then like to expand that to community lending and eventually SMEs.

Key milestones

Awards

Token structure

Hero present earning opportunities to those who hold Hero tokens. Individuals earn real rewards that are directly correlated to their contributions. Those rewards will have dollar value and are liquid.

Token Distribution

Hero Token details

What is a Hero Token

Hero has been created to make both financial return and positive social impact. A Hero token represents the right to receive a reward, which is part of the interest income earned. It does not represent equity in the company nor have any intrinsic value. All tokens in aggregate will have the right to receive up to 20% of interest income.

Value to investors

Hero tokens are strategically designed to add value to the Hero network:

Reward bearing tokens that generate interest incomeSocial impact of helping underserved access affordable creditBuy back: The company may use a percentage of profits to repurchase Hero tokens from the open market at the prevailing market price, therefore the value of the token should be further positively correlated to the success of the project

Payout structure

Up to 20% of the distributable interest income is transferred to the specific Ethereum (ETH) wallet on a quarterly basis. The ETH is then redistributed to all holders of Hero tokens according to the smart contract conditions (i.e. the stake of interest income is received pro-rate the share of tokens owned.)

Symbol

HERO

Total supply

250,000 Ethereum (ETH) worth of Hero Tokens (equivalent to 50,000,000 Hero Tokens). The final number of Hero tokens is defined after the end of the token sale based on amounts contributed.

Token Distribution

Hero Tokens are created and given to buyers as soon as they give ethers to the sale contract. Trading and transferability only starts after the end of the token sale. From a practical point of view, this achieves the same thing as not giving the tokens until after the sale. But from a technical standpoint, we avoid the problem of the token handout at the end of the sale from running into the gas limit.

Hero Token price

1 HERO token is equal to 0.005 ETH (1 ETH will buy 200 Hero tokens)

Accepted Cryptocurrencies

Ethereum (ETH), ETH Classic, BitCoin (BTC), Ripple, LiteCoin, Waves

More Info :

Website :https://herotoken.io

Twitter : https://mobile.twitter.com/PawnHeroPH

Facebook :https://www.facebook.com/PawnHero.ph

Slack : https://herotoken.herokuapp.com

Telegram : https://t.me/herotoken

Aan Bitcointalk : https://bitcointalk.org/index.php?topic=2088817.0

Video Hero :

