Initial Coin Offering (ICO) is one way to obtain financial capital in developing blockchain projects. Some observers believe that some ICO projects will fail before the release of their project, which is actually very logical, given that some ICO projects come with a monotonous or disconnected concept.

Also, ICO projects are vulnerable to fraud because there are no developments that protect or guarantee them. However, at this time several agencies have begun to do verification to determine a valid ICO and the truth of the team behind the project development. Also, certification can help enhance the prestige or confidence of potential investors in the project

ICO project people generally focus on finance, IoT and the media. However, the most popular are financial services such as cryptocurrency, wallet, exchange, and banking.

This article will discuss the PointPay ICO Project, which includes a platform analysis and Utility Token.

What is PointPay

PoaintPay is an exchange service, crypto bank, multi-currency wallet, and payment service that is put together in one ecosystem. PointPay also uses the PointPay (PXP) coin utility as their payment tool. Also, they collaborated with more than 50 banks and 25 payment systems.

In addition to selling & buying and storing cryptocurrency, you can also carry out real-world activities such as buying a car using cryptocurrency with the PointPay Crypto Bank service.

Yes, Crypto Bank's PointPay is the most attractive feature of their service. This Fire can be used for various daily activities including:

Crypto credit and crypto debit cards.

Crypto banking.

A car loan to buy a car.

Cryptocurrency Mortgages.

Cryptocurrency deposits and savings accounts.

Buy and sell shares in cryptocurrency.

Cryptocurrency transactions and transfers throughout the world.

Provision of services on the Forex market through:

Mobile crypto banking.

Virtual crypto cards.

P2P loans.

Crypto soft for ATMs.

Banking consulting and legal services.

Acquired Crypto.

PointPay Platform

PointPay Exchange

It is a cryptocurrency exchange with a friendly appearance and tutorials that can help you in your transactions.

Display PointPay Exchange is laid out nicely and simply, professional traders or beginners will be very comfortable and easy to use this platform.

Besides selling & buying crypto, you can also trade commodity assets such as shares with PXP. Also, this platform will be available in Android and iOS mobile versions

PointPay Exchange features include:

Fiat pay-ins and pay-outs

Tokenized assets trading (stocks, indices, commodities)

Staking-based profit-sharing model for PXP holders

Four-level referral system and referral exchange

Leveraged trading (1:10)

24/7 support

Multi-Currency Wallet

It is a crypto swallow in general, but it has features that can facilitate your activities. PointPay Wallet features include:

This wallet is protected with multi-factor security. You can send and receive cryptocurrency and fiat currency to fellow wallet users, and you can also monitor your Porto polio.

You can make fiat currency deposits via Visa / MasterCard, UnionPay, Payeer, AdvCash, Yandex, payment systems and others. Apart from that, you can also send money via SMS

Multi-Currency Wallet features include:

Multi-currency crypto and fiat accounts

Security and anonymity

Virtual crypto portfolio

Instant exchange

Cryptocurrency payments

Instant deposits/withdrawals in EUR, USD, CNY

SPV ID

PointPay Crypto Bank

It is a blockchain-based banking service and is a low cost when shipping. PointPay issues Debit, Credit, Virtual, Pre-Paid and Multi-Card cards, and EURO and US DOLLAR currencies.

The point of use of PointPay Bank is that you can buy goods at the store by using cryptocurrency or just drinking coffee at the cafe.

PoinPay Online Payment System

Aimed at merchants or their partners to receive payments for goods and services they sell on their site. By buying goods and services with PXP Tokens, the buyer will get a worthwhile discount.

Also, this payment system will be available in stores and other places such as cafes.

PointPay Token (PXP)

is their original utility token and is based on the Ethereum ERC-20 blockchain. PXP will be used as the main payment tool in the PointPay ecosystem.

Symbol: PointPay Token (PXP)

Total Tokens: 1,000,000,000 units

Price of ICO Round 1: 0.1 USD

Price of ICO Round 2: 0.2

Price of ICO Round 3: 0.3

Their plan will also create their own Blockchain, and it is likely that their utility tokens will be migrated.

Conclusion

PonitPay is a complete cryptocurrency ecosystem, this platform will likely become the all-in-one cryptocurrency ecosystem in the future. Which is where users can perform various financial activities in the same ecosystem.

If asked if it is worth investing, then the answer is YES. Because their project is very large, and if you want analog, the Point Pay ecosystem is similar to Binance, but with more complete features.

Pointpay ICO site: https://bit.ly/2Q9Iiub

Whitepaper: https://bit.ly/2PMn1rb