Zelle in our mobile app is a fast, safe way to send and receive money with friends, family, and businesses you trust no matter where they bank in the U.S. -- with no fees in our app.



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Zero fees in our app





Here's how to use it.



Sign in to our app and tap Transfer | Zelle.



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First time using Zelle®?



If it's your first time using Zelle, tap Setup.



Follow the prompts to enroll, which include adding your U.S. mobile number or email that others can use to send you money.



Say you want to send $20 to Tim for yesterday’s lunch.



In Transfer | Zelle tap Send.



Enter Tim’s contact information or select Tim from your contact list.



Enter the amount, select the account, and tap Continue.



Verify Tim’s information is correct, then tap Send.



If he’s already enrolled with Zelle, Tim will get a text or email saying you sent him money, and the funds will go directly to his bank account.



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New message

Sarah sent you $20 for lunch



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Money Will Go Directly to Bank Account



If he’s new to Zelle, the text or email will include a link with instructions on how to receive his money.



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Sarah sent you $20 for lunch

To accept your money visit: https://enroll.zellepay.com



You can also request money, like rent from your roommates, or to split expenses for that weekend trip.



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How to Request Money

Payment requests to persons not already enrolled with Zelle® must be sent to an email address.



Keep in mind, with Zelle your money moves from your bank account to someone else's in minutes.



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Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle® .



So it's important you know and trust who you are sending money to and never use it with others who you don't know, or to pay for goods and services you have not yet received.



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Never use Zelle With People Who You Don’t Know

Only use Zelle to pay for goods and services already received.



So next time you need to send or receive money, just open your Bank of America app and tap Transfer | Zelle.



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What would you like the power to do?



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bankofamerica.com/Zelle







Zelle should only be used to send money to friends, family or others you know and trust.



We recommend that you do not use Zelle to send money to persons that you do not know. Transfers require enrollment in the service and must be made from an eligible Bank of America consumer deposit account to a domestic bank account or debit card. Recipients have 14 days to enroll to receive money or the transfer will be canceled. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. We will send you an email alert with delivery details immediately after you schedule the transfer. Dollar and frequency limits apply. See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for further details. Data connection required. Message and data rates may apply. Neither Bank of America nor Zelle offers a protection program for any unauthorized payments made with Zelle.



Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.



Screen images simulated. Sequences shortened. Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply.



Bank of America and the Bank of America logo are registered trademarks of Bank of AmericaCorporation.



Bank of America, N.A. Member FDIC © 2019 Bank of America Corporation.



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