$200 new cardholder bonus: Qualifying new cardholders who spend at least $500 on new purchases in the first three months after account opening will receive a $200 cash back bonus. That's like getting an extra 40% cash back on your first $500 of spending.

Up to 5% cash back: This credit card's killer feature is its bonus rewards. It pays 5% cash back on up to $1,500 of quarterly spending in rotating categories that you activate. Chase's categories are usually very practical and have included things like gas, restaurants, department stores (just in time for the holiday season), and even wholesale clubs.

In addition, the Chase Freedom® credit card earns 5% back on Lyft rides through March 2022. On all other spending, the card earns 1% back.

0% intro APR for purchases: This credit card blurs the line between a 0% intro APR card and a rewards card, offering a 15-month 0% intro APR on purchases.

No annual fee: Because the Chase Freedom® credit card is a no annual fee credit card, it's a great starter card you can keep open for life.

DoorDash benefits: This card includes a complimentary three months of DashPass, DoorDash's subscription service that gets you free deliveries on orders over $12 (other fees may apply). Once those three months end, you'll be automatically enrolled in DashPass at 50% off for another nine months unless you cancel the subscription first. To receive this benefit, you must activate it by Dec. 31, 2021.

No minimum redemptions: Many cards require you to rack up $25, $50, or even $100 in rewards value before cashing out. The Chase Freedom® credit card doesn't have a minimum redemption requirement for statement credit redemptions, so you can make a redemption whenever you want in amounts as small as you want.