When I turned 18, my parents suggested I sign up for credit cards and let them use them, so they could build my credit for me while I was in college.



I've since graduated college, I'm looking to move out on my own and I only recently discovered that my credit was utter shit. I confronted my parents about it and they're like "Oh, yeah we stopped making payments on your cards." My total debt is just under 19k. Apparently every card I had is in collections. This is on top of my student loan debt of 13k.



I'm having a hard time getting an apartment and buying a car. Is there anything I can do, or am I fucked because I was the one who signed up for those cards.