They eyed reopening last August, but delays kept coming as the money dried up. Much of it went toward demolition and construction of the back-bar wall, but the funds also paid for consultation with lawyers on how to move forward, existing utility bills and mortgage payments (Finnerty and Etheridge own the adjoined residence next door as well). They said banks refused to loan them money, and their insurance company would not help either, as it considered the problem "wear and tear," Finnerty said.