A red flag that can often be a common theme in adoption scams is that the expectant mom is always in some sort of crisis. Whether she is in need of money right now to keep her phone or water on, is going to lose her housing, or had a fight with her boyfriend or parent, there is always some crisis day to day or week to week. It can be emotionally and financially draining if you allow it to continue. Know your limits. Know what is legally and ethically acceptable. You can deter her from coming to you for these things by offering suggestions for her to help herself. Often if it is a scam, she will tire of you referring her to the lawyer, counselor, social worker, or agency.