In one family, three people opened 49 separate accounts to benefit each of three children and 48 accounts to benefit a fourth child. The state paid $500 into each of the accounts, amounting to a total of nearly $100,000. The name of the family was not made public, but it set off alarm bells among plan administrators reviewing the transactions, according to Michelle Winner, marketing director for Maryland 529. They who contacted the Maryland General Assembly at the beginning of the legislative session this year, she said.