Thanks for the reply and try to explain. I failed still, but that might well be my inability.



Instead I'll try what Mr.Brown requested:

(the idea is hardly new, but in details it might benefit somewhat critically from previous work of mine)

Financial risk taking seems higly efficient in the stock-/ bondmarket. So this shall be one start.

The single individual shall be the other start. It either seems to need to liberate itself or try "seemingly best for all" projects. (reason in my profile's short bio)



So that individual could sell

- "personal liberation" bonds where the bond buyer is repaid based on the improvement in the seller's life and subsequent raised income, (An important necessity is a possibility, that the seller under pressure can default and that he gets caught by a social net.) This works especially for connected and capable individuals, who are otherwise in very bound situations, bound for example by disability, disease, poverty.



- "seemingly best for all" project stocks, where the stock buyer is rewarded based on the gratitude from some of all who value the "seemingly best for all" project. This is similar to venture capital.



A special trick could be to most often combine these two, as they significantly benefit from each other.

The personally bounded benefit from purpose/good as the good benefit from personal liberation.



Fintech and social media for credit evaluation maybe could simplify this significantly.