Any of us can be hit with a default on our loan, our credit card or our utility bills. And once you have a default it’s hard to know if you ever really recover. Banks are forever tightening up their lending criteria which make it even harder to get a loan. The whole process can be frustrating and unfair. If you have been turned down because of a poor credit history, Easy Financing has a fast and easy short term solution to help those hit with the mark of bad credit.

If you have bad credit, there are still options available to you. Easy Financing offers bad credit personal loans to help customers with bad credit history. Unlike banks or other lenders, we focus on your current financial situation and your ability to repay your loan. To be eligible for a bad credit loan you must be a New Zealand resident, be over the age of 18 and have a regular source of income. If this applies to you, and you have the capacity to make regular repayments without overstretching your budget then our Bad Credit Loans might suit your needs. We will work with you to give you the best chance of obtaining a bad credit loan.

Bad Credit Loans at Easy Financing are unsecured personal loans. This means that we don’t require you to put up your car as collateral for the loan. We offer bad credit personal loans from as little as $300 and up to $2000. Our quick and easy application form is available online 24 hours a day 7 days a week and take only 5 minutes to fill out. Funds can in your account in less than 24 hours.

If you have multiples defaults or missed payments on your credit file, don’t despair. Click on the Apply Now button below to start your application today. Our other loan options are Fast cash loans, Small Personal Loans, Quick Cash Loans, Same Day Loans