This program is specifically designed for students who are otherwise unable to afford training, outright or through traditional financing methods. We hope to benefit students with identities that are underrepresented in the tech community, including, but not limited to gender, race, ethnicity, educational background or employment history. Eligibility requirements include:

Not necessarily, but you do have to be available for the standard Turing in-person interview and intend to be enrolled in the program full time, in person in Denver.

The required laptop is covered by the tuition for this program. For the Learn and Earn program, you will need to use the laptop provided by Turing. You will pick up the laptop 2 weeks before the beginning of the course and keep it through the course and beyond.

There will be a short wait list of five students, though our goal is that the 15 accepted will be the 15 to proceed through the course. For others, we will save their information and when there is a future program in Denver, they will be among the first contacted.

Fill out the form on the Opportunity@Work website (opportunityatwork.fund); once you are accepted by Opportunity@Work, you will be contacted to fill out the standard application for Turing.

Applicants should have foundational computer skills, including how to: turn on a computer; type and use Microsoft Word, Microsoft Excel, or similar software; and navigate the internet, using common website like Google.

How much is the stipend?

The stipend is $2000 per month, covering the length of the course plus up to three months of job search. Our aim is to directly deposit the following month’s stipend into your bank account at the end of every month. We will have options available at the start of the program to set up free accounts with a local bank branch.

Do I have to repay the living stipend?

No. We’ve provided the stipend to cover living expenses throughout your training and job search so you can focus on striving towards your success. You will receive the living stipend for the seven month duration of the course (plus any repeat modules - scroll down for an overview of repeat modules), so long as you remain in enrolled, and for three months after graduation or as soon as you get a job during the job search period (whichever is sooner).

Do I need a bank account to receive the living stipend?

Yes, the stipends will be directly deposited into your bank account. If you do not currently have a bank account, there will be time to set one up before the first stipend is distributed. Once accepted into the program, you will receive a Student Handbook with resources that guide you to opening a bank account.

Are there any Turing scholarships that I can apply to in order to reduce the tuition?

The design of the Income Sharing Agreement (ISA) is such that your tuition is tailored to your job outcomes - the amount you repay is actually based on your earnings, not the tuition cost. You will pay 7.75% of your salary for 5 years so the amount you repay depends on how much you make across that term.

Is this a free program?

No, this program is not free. However, you are not obligated to pay until you earn a job (following enrollment in the program) that pays $35,000 or more. This program is different from a loan because (your principal) the amount you are repaying will not accrue interest and you’ll pay at the same rate for five years, even if your payments total less than the tuition amount.

Is this a college scholarship?

This is not a college scholarship. Turing School of Software & Design is a coding bootcamp. If you are accepted into the program and receive Learn and Earn financing, then you will have to repay per the terms (7.75% of income for 5 years if you earn $35,000 per year or more).

When do you start paying back?

You start paying back when you land a job where you are making over $35,000 per year. You will not start paying back until you have a job making over this threshold.

If I’m employed in a non-web development position after graduation do I still need to pay?

Yes. Students are obligated to repay when they earn $35,000 or more, regardless of their occupation.

Is there interest?

There is no interest; however, provided that you make at least $35,000, you will be paying 7.75% of your annual income for 5 years.

Is there a maximum repayment amount?

Once you repay 1.75 times the tuition price, you no longer need to make any further repayments. For students who graduate without repeating any modules, the maximum repayment amount will be set at $35,000. For students who do repeat modules, the maximum amount will be adjusted according to the additional tuition incurred (see questions below).

When would I need to repeat a module? How does this impact my educational experience?

Students repeat modules in one of two circumstances. If a student does not pass his or her portfolio review (a cumulative review of material built throughout the module), he or she will be given a second opportunity to retake the module. If the student does not make adequate progress on the second attempt, he or she will be asked to leave the course. In some cases, students may repeat a module if they do not feel adequately prepared to progress on to the next module (which builds on prior modules’ knowledge). This decision will be made in consultation with the Turing teaching team in the best interest of the student’s learning needs.

How does my financial obligation change if I repeat a module?

Per Turing’s policy, the price of a repeat module will be set at $2,500 (half of the module price of $5,000). You will have the opportunity to apply for additional ISA funding which will increase the total repayment cap. For example, a student who repeats Module 1 and graduates from Turing without repeating any other modules will incur total tuition costs of $22,500. Thus, his or her total repayment cap will be set at $39,375 (1.75 times tuition of $22,500).

What if I have to drop out after enrollment?

If you leave the course within the first 2 weeks of class, you will not have any repayment obligation. Your repayment obligation will be prorated depending on the amount of the course completed. For example, if you complete the first module and leave the course at that time, you will have completed 25% of the course, and therefore, you would repay 7.75% of your income (subject to our affordability guidelines) for 15 months rather than 60 months. Repeat modules will be priced at half the price of the initial module. If you complete the first module, repeat it once, and subsequently leave the course, you will accrue 1.5 modules of tuition, or 37.5% of the full course (4 modules). Therefore, your repayment obligation would be 7.75% of your income (subject to our affordability guidelines) for 23 months rather than 60 months. If you drop out of the course - no matter at what point - you will not continue to receive the living stipend.

If I make my payments on time, will that help to build my credit?

We will not be reporting any payment information to any of the credit bureaus for this pilot; therefore, paying the ISA will not help you build credit.

If I miss a payment, will that hurt my credit?

We will not be reporting any payment information to any of the credit bureaus for this pilot; therefore, missing payments will not hurt your credit.

Do I need a cosigner?

No

Do I have to accept the financing to enroll in the class?