We have done numerous deep dives into this data. Each section of the U. S. is impacted by different types of disaster events. Southern California suffers wildfires, the plains states have tornadoes, the gulf and Atlantic coast hurricanes, and the Midwest, the North Atlantic states and New England all endure snow and ice related events. That said, there are many seemingly random exceptions. The point is it’s best to be prepared for not only common, but also uncommon events.