Toronto police warning people after two people allegedly used fake identification to take a second mortgage out on a house that they didn't own.

It's alleged that in September 2015 a man and woman went to a mortgage broker's office in the Warden Avenue and Sheppard Avenue East area where they applied for a second mortgage on a property amounting to $200,000.

The mortgage broke found financing for the loan through a mortgage lender and the second mortgage was registered on the home and the couple received the money through their real estate lawyer.

Several months later, court documents were delievered to the real homeowner advising him he was being sued by the mortgage lender for not paying.

The real homeowner called the police to report the mortgage fraud.

Police are asking anyone who can identify the pair to call them.