Younger people may not be able to get as much in Central Provident Fund (CPF) monies or Housing Board loans to buy ageing flats, but they still benefit from policy changes announced yesterday, observers said.

"The younger generation might not be thinking about retirement when they buy a house," said OrangeTee & Tie research head Christine Sun. "The changes will make them consider whether they might outlive their flat and have insufficient funds to retire on later."