Debbie Kaplan (pictured), of Palm Bay, Florida, was recently told the house she has owned since 2009 was built on the wrong lot

A woman is living a homeowner's worst nightmare after she was told her home was built on the wrong property.

Debbie Kaplan, of Palm Bay, Florida, has owned her home since 2009.

However, she recently received a letter from the county Property Appraiser's Office, which informed her her house had been built on someone else's property.

Kaplan was asked what her worst fear was and she responded:

'It's losing my house. Somebody telling me, "Oh you have to get out".'

When she first bought her home he address was agreed upon as 1331 Palau Street.

Later, she was informed her property is actually an empty lot next door.

The home builder who mad the mistake is out of business, according to the Palm Beach Post.

Kaplan's home (pictured) was built on a lot owned by a Miami family and he property is actually next door

The survey company hired to close the house never realized the mistake.

Kaplan filed a claim against her title insurace, which is in place to protect her from this kind of mistake.

'"Give us some time and we'll get back to you". But no one ever gets back to you,' Kaplan told the Palm Beach Post.

The Miami family who wants their lot has hired an attorney, but real estate attorney Karen Wonsetler said the best solution now would be a land swap.

'He's probably going to sue me so I'm really stumped on what my next move will be,' said Kaplan.

A real estate attorney Karen Wonsetler said the best solution for both parties now would be a land swap (Kaplan, pictured)

Wonsetler said Kaplan has the right to force her title insurance company to act.

'Title insurance is supposed to protect your ownership rights not only a threat to her ownership but the roof over her head, her homestead,' Wonsetler said.

Kaplan has filed a claim and the survey company and the title agent have agreed to work with Kaplan to rectify the problem.