Cryptocurrency has revolutionized the way we transact value, invest our savings and raise capital with its decentralised digital cash system. Blockchain technology is a once-in-a-lifetime invention; never before in history have we been presented with such a breakthrough in financial technology.

Introducing MF Chain

MF Chain is a public smart contract platform with merchant payment integration. Modern Finance Chain (MF Chain) is building the future of cryptocurrency. By partnering with processors and merchants, MF Chain will build upon the value of zero merchant fees while offering innovative rewards for consumers and merchants. MF Chain is specifically designed to build value for all parties involved in merchant transactions. MF Chain’s immediate goal is to become the foundation of commerce powered by the blockchain. Speeding adoption as cryptocurrency as a form of payment is critical to the growth of our industry. Launching initially as an ERC20 token built upon the Ethereum blockchain, MF Chain is bringing users the ability to transact using their favorite coins with merchants and earn rewards starting in 2018. MF Chain’s payment solution and rewards program is already in final stages of development with MVP set to release in April. Providing this solution is key for MF Chain and the cryptocurrency market, but not the only goal of MF Chain.

MFChain Vision

A digital economy where consumers can buy goods and services with any cryptocurrency at their favorite merchants. A place where visionaries and creators can collaborate to launch innovative distributed applications in a world that relies on trustless transactions in any currency of their choice. A platform where developers are supported with multi-language compatibility and a library of smart contracts designed to promote rapid development and deployment. An ecosystem that embraces all blockchains into a digital utopia.

MF Chain Business Model

Building a public smart contract platform with merchant payment integration creates a complete and robust commerce which has a reciprocating effect across all channels involved. DApps launching on the MF Chain instantly benefit from the acceptance of their tokens at thousands of merchants worldwide. As the digital economy grows, so does the value of MF Chain.

Projects approved for the Modern Finance Chain Innovation Incubator are supported by MF Chain on multiple strategic fronts: Access to the pre-built and audited smart contract library, an ICO launch platform that is multi-currency capable and development & marketing support. MF Chain will directly benefit from equity ownership in these projects.

MF Mainnet

Modern Finance Chain is helping the world adopt crypto as a currency by creating a global digital economy. Starting with a payment solution and rewards program for merchants and consumers that makes it easy to embrace cryptocurrency payments. The greater vision of Modern Finance Chain is the MF Mainnet with intelligent features.

MF Chain Technical Evolution

Ethereum to MF Mainnet Transition.

The deployment of the MF Mainnet will consist of four main stages:

Research and Development – Current Phase

Release of the MF Mainnet Whitepaper – Release date Q4 2018

Release of the MF Testnet – Q1 2019

Release of the MF Mainnet – Q2 2019

MFX token to MFM exchange event – Q2 2019

Multi-Blockchain Integration

MF Chain is building a multi-currency payment system, that is designed to allow easy merchant and user adoption while embracing all blockchains within its network. The result is a true decentralized and open source community where no coin can attain pre-eminence over the other. A community where no one coin is superior to another, rather a place where innovators and community users can utilize multiple blockchains to their relevant and most useful purpose. Our focus is to help blockchain economy to its true potential.

Verified Digital Identity

Digital identity includes specific information used to verify individuals, organizations, and machines, but in an electronic rather than a paper-based format. Achieving government compliance, when necessary, is imperative to operate within international standards for anti-money laundering and anti-terrorist guidelines. On the same note, MF Chain believes in protecting user privacy and anonymity. The MF Mainnet will be built to accomplish both. With user-controlled privacy features using zk-SNARKs, users will be provided complete freedom and dominance to control their transactional data. They will be in a position to decide what to share, and with whom to share. The MF Mainnet will offer privacy and regulation compliance ensuring sustainability and integration into government sectors.

Multi-Currency ICO Platform

Today’s smart contract platforms allow new projects to generate funds during live token generation events. However, in almost all cases this limits the project to accepting only one type of currency. The MF Mainnet will allow ICO projects to accept any number of cryptocurrencies during their live token generation events. An ICO will now have the ability to accept BTC, LTC, NEO, ETH, RPX, or almost any other major currency of their choice, during a live token generation event. MF Chain’s vision is to create a platform that is free from the limitations and barriers that are present in other platforms.

Atomic Swap Cross-Chain Transactions

Atomic Swap is the ability for users to easily exchange one coin for another. MF Chain users will have this ability within their wallets providing them with the flexibility and control to easily transfer coins, on the go, without the need to access an exchange or transfer custodial rights of their funds to a third party.

Enterprise Level Private Blockchains

The MF Mainnet is currency agnostic. Meaning, it can run with or without a native token. Additionally, sidechain capability allows an organization to deploy proprietary code on private chains off the MF Mainnet. An organization can spin up nodes quickly with minimal resources using an Amazon Lightsail. We are empowering corporations, organizations and machines to use all of the features of blockchain while maintaining control of their proprietary systems.

Virtual Machine - MFVM (Modern Finance Virtual Machine)

A lightweight VM with an ultrafast start time, intelligent features and simple stack hierarchy.

Multi-language Smart Contract Programming

Compilers and plugins for C++, C#, Java, Python, Node.js and Solidity allow both experienced blockchain developers and novice coders from most language backgrounds the ability to easily develop and deploy distributed applications on MF Mainnet.

Prebuilt Contract Library

Many projects spend their first weeks and months consuming unnecessary time and resources on building the smart contracts needed to launch their projects. MF Chain will provide the community a free and complete library of smart contracts, dApps, and blockchain tools that have been audited and verified through community review. MF Chain intends to streamline backlogs to allow developers to deploy public ready blockchain projects within hours.

Innovation Incubator

An accelerator designed to provide brilliant minds with the resources to conceptualize and build innovative technologies. Many nascent ideas often take years to materialize and this is particularly true for innovators who are struggling to find support and resources. With the innovation incubator, companies and individuals requiring additional resources can work directly with MF Chain to access the people, strategy, execution, and cash required for rapid project development and massive growth.

Consumer Reward System



In addition to providing the valuable service offering of being able to spend their cryptocurrency at their favorite merchants, consumers are rewarded in several ways. The cryptocurrency payment option includes a surcharge to cover merchant exchange fees. However, when paying with MFX Tokens the surcharge is waived. The merchant surcharge is set by the merchant at 0.5 to 3%. The surcharge is paid to the merchant through MFX Tokens. When a consumer spends MFX Tokens at a merchant using MF Chain processing solutions, the consumer will receive a 1% rebate automatically paid to their wallet. Rebate payments are made once monthly.

MF Chain ICO Information

General Info

Modern Finance Chain (MF Chain) plans to raise between 2,500 and 33,000 ETH Tokens during the Pre-ICO and ICO. All ICO transactions are completed via smart contract transfer. Only whitelisted participants will have the ability to contribute during the ICO. Any contributions sent from addresses not on the whitelist will be rejected by the ICO smart contract.

MF Chain will only have access to 50% of the funds collected during the first half of 2018. These funds will be used for development, operations and marketing. Unspent funds will be unlocked in two stages. The first stage will unlock after the full release of the merchant processing platform. The second stage will unlock after the full release of MF Mainnet.

Token info

Token | MFX

Platform | Ethereum

Type | ERC20

PreICO price | 1 ETH = 10,150 MFX

Price in ICO | 1 ETH = 8,500 MFX

Tokens for sale | 306,000,000

Investment info

Min. investment | 0.1 ETH

Accepting | ETH

Distributed in ICO | 57%

Soft cap | 2,500 ETH

Hard cap | 33,000 ETH

Token Allocation



Reach MFChain on

Website: http://mfchain.com/

Whitepaper: https://mfchain.com/wp/

Twitter: https://twitter.com/ModernChain

Facebook: https://www.facebook.com/MFChain/

Reddit: https://www.reddit.com/r/MFChain/

Medium: https://medium.com/@mfchain

Telegram: https://t.me/modernchain

ANN Thread: https://bitcointalk.org/index.php?topic=3264121.0

Author by

Bitcointalk Username: Kartika1

Bitcointalk Profile: https://bitcointalk.org/index.php?action=profile;u=1964049

ETH Address: 0x941C6ca63C1855a2c4B5aAC13B4729fF816f5fDb