The Chase Amazon Visa card is one of your favorites for earning rewards. With 3% cash back on your Amazon purchases, and 1-2% everywhere else, it’s easy to understand why. Lifehacker alum Kyle James says you’ll get even more rewards if you redeem your points for cash instead of Amazon credit.


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Over at his site, Rather Be Shopping, James explains that when you use your rewards to cover an Amazon purchase, you won’t score points for that purchase.

For example, if your points bring a $300 item down to $220, you’ll score 660 reward points on the purchase ($220 x 3). But if you cash out your points, or request a statement credit, then use your card to make the same $300 purchase, you’ll end up with 900 points instead of 660. ($300 x 3). Remember, you’ll get the same dollar amount whether you cash out or redeem points directly on an Amazon purchase, making this trick a total no-brainer.


In his example, James points out that you would earn 240 more rewards points by simply changing how you redeem those points. It’s an easy tip to keep in mind if you have the card. For more detail, head to his full post below.

Frugal Hack #35: Amazon Rewards Visa Trick to Get More Points | Rather Be Shopping