Cummins has allowed her workers to remain on the property at Bella’s Hacienda Ranch in Wells, Nevada. Her business was deemed nonessential. While some might disagree, that distinction seems perfectly reasonable. However, that still leaves the fact that when she went to Nevada State Bank to apply for an emergency loan from the Small Business Administration the bank balked.

Given social distancing rules, this is one business that will face the greatest delay and downturn in recovering from the pandemic. Social distancing would seem the antithesis of the business model of a brothel.

Since applying for federal help earlier this week, the SBA has notified Cummins that her application to the Paycheck Protection Program for some $70,000 has been approved. However, she was then told by the bank that the funds were put on hold. It is not clear if that is based on the nature of her business or simply a pause in the program.