Health advices you should follow before moving abroad

Why do I need repatriation insurance?

What risks do I incur if I do not subscribe to an expatriate mutual insurance policy?

I do not live abroad but I spend a lot of time there: am I covered when I travel?

In order to leave serenely, here are some keys to anticipate your departure and leave with peace of mind. When it comes to health, make sure your vaccinations are up to date and that the country you are visiting is not asking for more. Indeed, in some parts of the world, vaccination against yellow fever is mandatory when crossing borders. Other vaccines are not mandatory but recommended. Ask before you leave: it will often be easier for you to do this in your home country than on the spot.If you are undergoing medical treatment, consult your doctor to find the most optimal solution to continue your treatment. Either equivalences exist in the host country, or it will be necessary to consider sending the medicines necessary for your health. If you are travelling with medicines, do not forget their prescription, which is essential in case of control.Warning: products considered as medicines in your home country may be considered illegal in other countries. When you travel, make sure you always carry the prescription that corresponds to their prescription.If you are an expatriate, before you leave, find out whether the host country requires a minimum period of insurance, professional activity or residence to benefit from the opening of your rights. If this is the case, you will need to complete some specific form , which summarizes the periods of your health insurance in your home country. This way you can immediately obtain coverage for your medical expenses in the country of expatriation.In all other cases (secondment, civil servant, frontier worker), you will have to complete form S1 and submit it to the local social security system. It is a registration form that allows you to benefit from your home country Health Insurance abroad and reimbursement of healthcare costs abroad.We do not necessarily ask ourselves the question, or we think that the country will do what is necessary. This is not the case. If you are ill and need to be repatriated to your home, you are responsible for the cost of repatriation. The mutual insurance company that offers this option will allow you to be reimbursed for these expenses, or even to advance them. A medical repatriation by medical plane can cost up to 100 000 €! It is then better to have subscribed this option....You then undertake to pay the additional part of all your health costs out of your own pocket, even if it is an emergency.My country of expatriation presents particular health risks, what can I do to be well covered?When choosing your expatriate mutual insurance company, make sure that these risks are covered in the general conditions. To find out more about the health risks in the country of expatriation, you can consult the website of the Ministry of Foreign Affairs, which gives advice to travellers.If we take the examples of expats in Cambodia, the quality of hospital are very poor. It means that as an expat living in Cambodia, you should really buy a health insurance if you want to be sure you won't face any danger. There are plenty of accidents such as the one shared in this health insurance study regarding to the situation of the. As an expat it is a recommendation to feel safe by having such a kind of protection on our behalf.The insurance on my credit card already covers me for this type of risk.Credit card insurance covers this type of cost for stays generally of a maximum duration of 3 to 6 months. In addition, they only cover you if you have paid for the trip with your credit card, which is often not the case for expatriates who, in many cases, have their travel covered by their employer.Do you work in Europe but often? In this case, it is up to your employer to take the necessary steps to ensure that you are covered outside of your home country. According to articles of the Labour Code, it is the employer's responsibility to ensure the mental and physical health of its employees. He must therefore have taken out professional travel insurance for his employees who travel. If you have never been informed of the benefits with which you travel, do not hesitate to ask your employer directly.