In 2016, over half of all college counseling centers experienced an increase in funding from their universities. As more and more schools expand their mental-health services, students are becoming increasingly accustomed to free or low-cost, easily accessible therapy. That can make it hard to leave college behind.

Despite the fact that the Affordable Care Act allows recent graduates to stay on their parents’ insurance until age 26, many still struggle to find therapists covered by their insurance or afford copays and high deductibles. Now that a Republican plan to replace the law is poised to allow states to opt out of “essential health benefits” like mental-health care, many recent graduates could be in for a major shock.

When I asked Paniagua where he’d go if he needed mental-health care after graduation, he said he’d most likely return to WSU’s counseling center.

“If I really needed help, I think I’d enroll in one of the half-semester classes at Wichita State,” he said. “I feel like that would cost as much as a couple sessions of counseling.”

Not all students have such a positive experience with mental-health care at their universities. Eight percent of schools with counseling centers charge for one-on-one counseling sessions, and another 7 percent charge after a certain number of appointments. Some schools have no counseling centers at all. Recently, however, as the media has taken a greater interest in the issue, colleges have been investing in mental health more heavily than ever before. Georgetown University in Washington, D.C., for instance, used to charge $85 per counseling session. In the fall of 2016, that price dropped to $10.

Evidence suggests these are necessary changes. Studies show college students benefit immensely—both personally and academically—from having access to a licensed therapist. But as colleges bolster their mental-health resources, they should also consider how to prepare their students to lose them.

For many students, the transition from college to adult life is the most drastic one they have ever experienced. They often have to figure out how to exist outside of the communities that education has provided for them since kindergarten. Particularly for students who suffer from mental illness, that transition can easily become debilitating.

“If you’re here, you’re receiving the great, free resources that the university provides—basically, that’s all you know. So if you struggle with mental health, I imagine it would be very difficult for you to move out of the university,” said Shelby Steverson, the Co-Director of CAPS In Action, a mental-health advocacy student group at the University of Michigan.

Today, the vast majority of college counseling centers only serve current students. That makes sense: At most schools, student fees provide the majority of their funding. Especially at public institutions, where shifting state budgets mean funding can vary wildly from one year to the next, college counseling centers struggle to keep up with rising demand. That doesn’t leave much room for new programs or extra sessions dedicated to the post-college transition.