PHILADELPHIA — A family of four needs to make almost $60,000 a year to live on a bare-bones budget here without food stamps or any other government assistance, according to a study reported by Philly.com.

The study by University of Washington released today said two adults with one preschooler and one school-age child has to take in $59,501 a year to make ends meet — $5,890 more than the same study found just two years ago — while nearly 62 percent of Philadelphia households have incomes less than $50,000 a year, according to the report. A similar study for New Jersey had bare-bones incomes at $60,912 in Burlington County, $49,739 in Camden County, and $56,752 in Gloucester County, the report said. Measures include the costs of food, housing, transportation, and health and child care, and the writers of the study contrast that with the federal poverty level, $22,050 a year, which was based on costs in the 1960s.