In countless break rooms many of conversations have been struck up on the subject of rent and mortgage payments. And what it would be like to live rent free. But then we snap back to reality and the dreams of the lottery and living rent free fades to the snap of the whip. What can we do? Nobody lives rent free but the rich and famous. Watching the news we see multitudes of Americans losing their homes at historical rates. In July 2010 93,000 Americans lost their homes in that month alone. Just think if that was one huge family. That family could pull their resources together by bundling their debt into one ugly pile and then bundling their assets to consume that debt forever. But not in this world right, no one can be trusted or even agree long enough to make any miraculous changes. Crooked banks, crooked politicians, white collar crimes and pyramid schemes tend to leave bad taste in the mouth. To say this country has become jaded is an extreme understatement. This is completely understandable due to the numerous flocks of buzzards preying on the vulnerable and desperate. For a tall glass of hope, one must simply purchase the latest get rich book or DVD series. I could set here and list all the reasons we lost hope and what we lost hope in, but, honestly, it’s too depressing. The 10 (being the 10 percent) enjoy dangling their extravagant luxuries over the pit of debt. Watching condescendingly as the 90 (being the 90 percent) leap and strive to obtain a taste of their life, only to hurl themselves into this bottomless pit of debt and despair. “Fake it till you make it” is the new American motto and tragically, we become the fakers. The middle class has slowly become a chalk outlined crime scene of a failed economic structure. It’s either poor or rich. So let’s stop looking at the things that divide us and see it as the 10 see it, the have and the have not. The rich never let petty differences get in the way of opportunities, they don’t see race, creed or religion they see green. There are countless tools for keeping the 90 occupied and inefficient, such as racism, politics, religion, cultural, and stereotypes. Which coins the term “united we stand and divided we fall”. And fallen we have, right into the snares of predatory lenders, unscrupulous loans and unattainable housing options. The same song sung by every generation is titled “the government won’t help us, the government doesn’t care”, but still we get sucked into the slogans and catchy catch phrases of politicians trying to board the “S.S 10 percent”. So what do we do? We form a human ladder of volunteering, town hall meetings and street side parades. So the candidate shimmies to the top of the human ladder, boards the S.S 10 percent waves and smiles as they stomp the hands of the “90 ladder” till they tumble to where they came from. The whole time the newly elected giving a heart felt speech, while they gracefully sail off into the sunset. Have you ever thought this is how they want it? That there is a method to their carelessness. “I’m tired of being walked-on said the asphalt”. C’mon wake up people! If we’re the asphalt then whose fault is it? The Ass right, corny joke but it leads to a bold statement. You cannot be walked on unless you lay down. For insists, when a group or financial institution has power over a party, the conquered party submits to the will of their masters by demonstrating a life

long game of “Simon says”. Life’s necessitates such as housing and transportation are then put on a pedestal and the game begins. Simon says have a certain credit score, a certain amount of monies down, a certain standard of job history and then we might play with you. If you are allowed in the game you must then maintain that certain life style at the time of purchase with no regard to the unforeseen nor unpredictable for the short period of half your life. I personally have yet to hear in the history of this world its promise of stability and unwavering, financially, politically, socially, nor globally for the span of thirty years. To even think the world will be the same place from your time of closing on a home, till the time you receive your deed of purchase on a 30 year mortgage is extremely optimistic. Speaking of optimistic, the greatest thing I’ve seen come out of the housing collapse is a sense of community that wasn’t there before. The 90 has dropped a lot of facades and got back to the bare bones of being real relatable people, from sharing tips on cost cutting, to gathering groceries for neighbors in need. And in the furnace forging this close knit community we start to see divisions crumble away and the reestablishment of humanity. Humanity, humanity, when you really think about the meaning of the word you can catch a glimpse of the possibilities if we strived for the greater good. Eradicating greed, hoarding, and self-gratifying financial institutions and installing translucent, village focused, equal opportunity social institutions.

For example, say Bill is indebted $100 to the bank and the bank is charging him $10 a week in interest, Bill is only able to pay the minimum $10 a week in interest. So chasing his tail for a year will lead Bill paying $480 with his principle still remaining $100. But, with the 90 (being The 90 group) 100 members could comfortably give Bill one dollar freeing him from the bank and there predatory interest rates, which allows Bill to save money, plus his sanity and easily pay the group back at $2 a week. By doing that Bill would be current with the group in 12 month’s interest free and comfortably. The formula is simple and honest, so when dealing with greater debt you can simply increase the contribution amount or the number of members giving. This is the way most households are run, but the general public tends to corral their sense of humanity between the four walls of there home. This action causes a giant pendulum ball effect by bumping the next person to get what you want. But we all know what goes around comes around, and the “I got mine get yours” mentality becomes part of the human genome. By such ways the human consciousness is torn, forcing us to live in two different dimensions. A dimension of common sense, fairness and equality (at home) and a dimension of over-thinking, corruptness, and dog eat dog (at work and business). How many times have you heard parents tell their children at the local playground too share and play fair. To this day I never heard a parent say to their child “Eat your M&M’s in front of the other kids then charge them a dime per M&M. We then teach our kids valuable lessons discouraging lying, cheating and dishonesty, but then encourage them to be lawyers and politicians. The fact of the matter is we want our children to live a financially stable life, knowing that integrity might be sacrificed. To swallow such jagged pills we wash them down with phrases like “It’s a dog eat dog world, “that’s just the way it is, and the forever famous you gotta do what you gotta do. This mentality in its raw form derives from fear, fear that your offspring will be taken advantaged of by the same gluttons that we would have them to become. Be the aggressor not the victim, but what we fail to realize is that a society of victims will become a society of aggressors. When theses victims who are not skilled in the art of legal or business strategies choose to retaliate they do so in the only way in which they know, which is bodily harm.

The pen is only mightier then the sword,

when the pen is in the hand of the majority. – ROBBLIFE

I chose to call this blog the essence of humanity to force people to look back throughout history and find out at what point we were derailed. In the beginning life was a lot simpler. A family’s focus was on shelter, food and surviving the riggers of their environment. By doing so they learned quickly that there is strength in numbers, so they developed small close knit communities. These communities usually consisted of family members. These groups were known as tribes, villages, and colonies. They would work together because all shared the same common interest, which was life. Everyone works everyone protects and everyone does for their neighbor, thus everyone survives. Such principles would allow for a long and prosperous life, free from stress and the anxiety of leaving your offspring in turbulent world. That’s what I call a peaceful death.

Is there a pulse out there!?

ROBBLIFE