Custom-fit Car Loans: Perfect way to get your perfect car the way you want it

Flexible Repayment options:

SAFE N EASY (for salaried professionals): This is a special offer for salaried professionals & offers a pocket-friendly EMI which is Up to 75% lower as compared to your regular EMIs. EMIs start at just Rs 899/lakh for the initial 6 months and regularizes after that to make it pocket friendly

Here's a simple illustration for you (for a period 3 yrs) to show how this scheme works:

EMI from EMI/Lakh (Rs) 1 - 6 months 899 7 - 36 months 3717





SAFE N EASY (for All customers): This scheme offers a pocket friendly EMI which is Up to 70% lower as compared to your regular EMIs. EMIs start at just Rs 899/lakh for the initial 3 months and regularizes after that to make it pocket friendly

​​​​​​​Here's a simple illustration for you (for a period 3 yrs) to show how this scheme works:

EMI from EMI/Lakh (Rs) 1 - 3 months 899 4 - 36 months 3444





11119999: This scheme allows you to start the repayment of your loan in affordable EMIs, gradually increases it in steps over the tenure and ends with 10% payment at the end of the tenure. Here's a simple illustration to show how this scheme works

EMI from (in months) EMI/Lakh (Rs) 1-12 Months 1111 13-24 Months 1222 25-36 Months 1444 37-48 Months 1666 49-60 Months 1888 61-83 Months 1999 84 Months 9999

This scheme is valid only for a tenure of 7 yrs

DIVALOAN: This is a low rate of interest scheme, specially for women. Rate of interest starting just @ 8.20% PAY AS YOU GROW - STEP-UP SCHEME: Step Up EMI is based on the assumption that an individual's income grows over time & a car that may seem unaffordable now could be affordable next year. This scheme allows you to start the repayment of your loan in affordable EMIs and gradually increases EMI amount over the tenure. This scheme allows you to start the repayment of your loan in affordable EMI's and gradually increases EMI amount every year over the tenure of the loan"

Here's a simple illustration to show how this scheme works:

EMI From EMI/Lakh % Increase in EMI 1-12 Months 1234

13-24 Months 1378 11% 25-36 Months 1516 10% 37-48 Months 1667 10% 49-60 Months 1834 10% 61-72 Months 2018 10% 73-84 Months 2219 10%

FLEXIDRIVE: This is a flexible payment scheme which enables you to pay Up to 50% lower EMIs for any 3 consecutive months in a year over the tenure of the loan.

Here's a simple illustration (for 3 years) to show how this scheme works.

Assumption: Lower EMI is opted for initial 3 months of the year

EMI From EMI/Lakh 1-3 Months 1826 4-12 Months 3652 13-15 Months 1826 16-24 Months 3652 25-27 Months 1826 28-36 Months 3652

PREMIUM SEGMENT (for loans above 20 lakhs): Now getting your dream car is no longer a dream. Gone are the days of waiting & saving for your next car. We have special schemes that empower you to purchase your dream car NOW!

There are 4 scheme options under this. You can avail them as per your convenience.

a. 3 months Low EMI scheme: You enjoy Up to 70% lower EMIs for initial 3 months. Here's a simple illustration (for 3 years) for an amount of 20 lakhs.

EMI from (in months) EMI/Lakh (Rs) 1 - 3 months 20000 4 - 36 months 67860

b. Bullet scheme: This scheme enables you to pay equal instalments throughout the year & a bullet lump-sum amount at the end of the year. Here's a simple illustration (for 3 years) for an amount of 20 lakhs

EMI from (in months) EMI/Lakh (Rs) 1 - 11 months 44520 12th month 280000 13 - 23 months 44520 24th month 280000 25 - 35 months 44520 36th month 280000

c. Balloon scheme: This scheme enables you to pay equal instalments throughout the tenure and a larger lump sum amount at the end of the term. Here's a simple illustration (for 3 years) for an amount of 20 lakhs

EMI from (in months) EMI/Lakh (Rs) 1 - 35 months 49960 36th month 600000

d. Regular + Bullet scheme: This scheme is a combination of regular EMIs and the bullet scheme and is valid for a 7-year tenure. Here you can pay equal instalments throughout the tenure and 30% of the loan amount as lump-sum value at the end of each year for 5 years. Here's a simple illustration for an amount of 20 lakhs

EMI from (in months) EMI/Lakh (Rs) 1 - 11 months 26120 12th month 120000 13 - 23 months 26120 24th month 120000 25 - 35 months 26120 36th month 120000 37 - 47 months 26120 48th month 120000 49 - 59 months 26120 60th month 120000 61 - 84 months 26120

Exclusive offerings#:

1. Health Insurance (Including coverage for COVID-19)

2. Personal accident cover

3. Household cover

4. Up to 3 EMIs paid in case of job loss due to Merger & Acquisition

# These offerings are valid only for select schemes. T&C apply

Terms & Conditions

Credit at the sole discretion of HDFC Bank Ltd.| Maximum Loan Amount is Rs 20 Lakh for selected schemes | Taxes and Other Charges as applicable | Insurance bundled| Zero Foreclosure Charges after 50% Tenure completion subject to minimum 24 Months and Nil Cheque Bounce | Terms and Conditions Apply|



