How to Setup Google Tez and use it to Make Payments & Transfer Money:

Google Tez, Google’s exclusive digital wallet for Asia especially India was launched in India in the country’s capital, New Delhi by Shri Arun Jaitley on 18th September 2017. The app allows you to send and receive money directly into your bank accounts without the need of using an online wallet. It also allows you to make merchant payments both offline and online. Tez is available for both Android and iOS. We have already covered one detailed article which you can read by clicking below! –

Google Tez: India’s new digital wallet that uses audio QR to transfer money

Now here first, we will go through the setup process of Tez. Once we are done setting up, we will learn how to use this app, and take a look at its main features.

How to Set Up Tez Application on Android or iOS:

Download and install the Tez app by clicking on the link (Android, iOS), or search for Tez in Play Store / App Store and download from there. Once installed, launch the app and choose your language to begin. Apart from English and Hindi, there are also a couple of state-languages that you can choose from. Once done choosing, hit the “next arrow” which is present on the top right corner of your device. Here, enter your mobile number which is registered with your bank and tap on the next arrow. Now, the app will ask you to grant it certain permissions. Tap on allow for all the permissions. On this page, Google will ask you to choose your email account which will be used in creating your UPI ID. Tap on the down arrow and choose the one which you want to use.

Here, you can either choose to unlock the app using your screen lock or you can set a separate PIN. This will be used to unlock the app whenever you launch it.

Google will give you some information regarding the app. You can just skip them by tapping on your screen as we will anyway go through them. Now, the first thing that we need to do is add our bank account. Tap on the “ADD BANK ACCOUNT” button on the top-left corner of your device and select your bank.

Now we will create a UPI PIN which will be used to authenticate the transaction. The setup process will be different for people who have already created a UPI PIN and those who have not. So, we will take a look at both of them separately.

Users Who Have Already Created a UPI PIN

After you have selected your bank in step 7, the app will inform you that you have already created a UPI PIN. Just tap on the “ENTER UPI PIN” button at the bottom and enter your PINto access your account.

Users Who Have Not Created a UPI PIN

After you have selected your bank in step 7, the app will ask you to create your UPI PIN. Tap on the “Proceed” button. On the next page, you will be asked to enter your Debit Card information. Just enter the required information and tap on the next arrow.

Your bank will send you an OTP to confirm the addition of your Debit card. Enter the OTP and then enter the PIN that you want to create. Confirm the PIN in the next step and you are done.

How to Use Tez to Send and Receive Money

There are a lot of ways you can send or receive money using Tez. The best part is that apart from including all the usual UPI payment methods, Google has included a very innovative payment method which allows you to send or receive money from a nearby person without revealing each other’s account information or phone number. So let’s check out all the different ways you can send money using Tez.

Using Account Information

This is the most convenient method for sending or receiving money. To do that, just tap on the “New” button present at the bottom-left corner of your screen and select account number. Here, add the account information and then tap on “Proceed”. Now, you can add the amount of money that you want to send. You can also add a note to remember why you made these transactions. Now just hit the “okay” button in the bottom right corner. Tap on “Proceed to Pay” and enter your UPI PIN to confirm. The payment will be done. After the payment has been done, this account will be added in your app. From the next time, you can just click on the added information to send the money.

Using UPI ID

To send money using the UPI ID, you will need to know the UPI ID for that person. Your UPI ID is generated whenever you register on a UPI supported an app like Tez.To see your UPI ID on Tez, just tap on your name at the top right corner. You can share your UPI ID with anyone from whom you want to receive the money. To send money, On the new page, tap on “UPI ID, QR, Phone” option and then select UPI ID.

Enter the UPI ID of the person you want to send money to and then hit “verify”. The app will verify the UPI ID. Just hit OK and you will be redirected to the transaction page. Here tap on “Pay” to send money and “Request” to receive money. Once you hit pay, the process will be similar to step 2 and 3 of the previous method.

Using QR Code

Tap on 3-dots menu at the top-right corner and tap on “ Scan QR” code. By the way, here you can also tap on the show “QR Code” button and the app will display your own QR code which you can use to receive money. Once you tap on “Scan QR” code option the app will open a scanner to scan the code. After a successful scan, the app will autofill the payment information. Just enter the money and proceed with payment as we did before.

Using Phone Number

You can directly send money using just the phone number of the users who are already on Tez. Just tap on the “New” button and select the “Phone” option.

Enter the phone number and hit “Verify”. Just like before, proceed with the process and complete the transaction.

Using Cash Mode

This is the game-changing payment method which will want to make you switch from other UPI apps. Using this method, you can send or receive money without sharing any credential. When you use this method, the app will generate and ultra-sonic QR code which can be read by the other phones which are nearby. Let’s see how it works.

Tap on the “Tap for Cash Mode” button. Now if you want to send the money, slide the button upwards towards the Pay option. If you want to receive the money slide the button downwards towards the Receive button.

Let’s suppose I am the one who is paying and someone else is receiving the money. I will slide towards the Pay button and the receiver will slide towards the “Receive” button.

In just a few moments, Tez will recognize the receiver and I will be able to send the money in an instant without sharing any credentials with each other.

As you can see, there are a lot of ways you can transfer money using the Tez app. However, the “Cash Mode” is going to be a game changer. I don’t have to share any credentials or scan a QR code. Users can just use the ultrasonic sound to recognize the other person and send the money. This will be very useful if merchants across the country start using the app. You will be able to pay in an instant. If you still have any queries comment down below. For all the latest trends, tech news, reviews & new technologies follow Techie Scoops on Twitter, Facebook, and subscribe to our YouTube Channel.

(Also Read: Sony Xperia XZ1 set to Launch In India with Android 8.0 Oreo Out of the Box)

Article By Saurabh Sharma