DISCLAIMER

United States Europe Singapore

Notice of USA PATRIOT Act: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions and their third parties to obtain, verify, and record information that identifies each person who obtains a Card. What this means for you: What you apply for a Card, we will ask for your name, address, date of birth, social security number or country identification number, and other information that will allow us to identify you. We also may ask to see your drivers’ license or other documentation bearing your photo as verification of your identity. Disclaimer: BY USING THIS CARD YOU AGREE TO THE TERMS AND CONDITIONS OF THE CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY. The MCO Visa Card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Visa U.S.A Inc. “Metropolitan Commercial Bank” and “Metropolitan” are registered trademarks of Metropolitan Commercial Bank © 2014. NOTICE TO POTENTIAL USERS OF DIGITAL OR VIRTUAL CURRENCIES, SHOULD BE FOREWARNED OF A POSSIBLE FINANCIAL LOSS AT THE TIME THAT SUCH CURRENCIES ARE EXCHANGED FOR FIAT CURRENCY DUE TO AN UNFAVORABLE EXCHANGE RATE. A FAVORABLE EXCHANGE RATE AT THE TIME OF EXCHANGE CAN RESULT IN A TAX LIABILITY.

Disclaimer: THE MCO VISA CARD IS ISSUED BY WIRECARD SINGAPORE PTE LTD AND OFFERED BY FORIS ASIA PTE LTD. By using the MCO Visa Card, you agree to the terms and conditions of the cardholder agreement and any conditions governing this card and all future amendments thereto.