Description

The Open Bank Project is a European initiative to open up financial transactions to much larger groups of individuals and raise the bar of financial transparency. It will achieve this by allowing a diverse range of third-party software applications (including fraud analysis tools, web apps, mobile apps, social widgets and payment gateways) to access any bank account that supports the Open Bank Protocol and API.

PaySwarm enables people that create digital content such as blog posts, music, film, episodic content, photos, virtual goods, and documents to distribute their creations through their website and receive payment directly from their fans and customers. PaySwarm itself is an open, patent and royalty free standard.

Sol is still an experimental currency from the Sol project, in partnership with a bank, insurance companies, lunch voucher group, French regions and with support from the European Social Fund "Equal" Program. Sol is an abbreviation of solidarity. This is a complementary currency which aims to put the money as a means and not as an end. It is also a melting currency which when it is not used, it is reassigned collectively on projects of social and ecological benefits. It relies on the Sol network, all firms and partners who share this currency. This currency is completely paperless: no coins or banknotes. Trade pass through one of electronic media: smart card, internet, telephone.

time/bank is a platform where groups and individuals can pool and trade time and skills, bypassing money as a measyre of value. Time/Bank is based on the premise that everyone in the field of culture has something to contribute and that it is possible to develop and sustain an alternative economy by connecting existing needs with unacknowledged resources.

Send and receive cash electronically without fees. WingCash is a simple way for individuals and businesses to send and receive cash on the Internet. WingCash does not charge any fees for sending or receiving Notes on the WingCash site. However, there is a charge of $0.25 per transaction when redeeming WingCash Notes and transferring the funds via ACH to a financial institution such as a bank. Please note that participating retailers or your Financial Institution may charge you for converting paper cash to WingCash Notes or vice versa.

oscurrency is open source community currency web software. Suitable for timebanks or B2B barter networks, it supports OpenTransact/OAuth and supports heroku deployment.

Flattr was founded to help people share money, not just content. When you're registered to flattr, you pay a small monthly fee. You set the amount yourself. At the end of the month, that fee is divided between all the things you flattered.

Bitcoin is a digital currency and also refers to the open source software that uses it, and the peer-to-peer network that it forms.

Unlike most currencies, Bitcoin does not rely on trusting any central issuer. Bitcoin uses a distributed database spread across nodes of a peer-to-peer network to journal transactions, and uses cryptography in order to provide basic security functions, such as ensuring that bitcoins can only be spent by the person who owns them, and never more than once.

Irreversible transactions of any value can be sent internationally in moments for next to no significant cost.

Bernal Bucks is a card-based shared rewards program for the Bernal Heights neighborhood in San Francisco, CA. Cardholder earns Bernal Bucks rewards when making purchases with the Bernal Bucks VISA debit card at participating businesses, and can then redeem these rewards at participating businesses. Rewards are issued as vouchers by each business individually, but mutually accepted as part of an acceptance agreement. Bernal Bucks is a virtual currency powered by the Clearbon voucher clearing solution.

The MetaCurrency Project is building the tools and technology platforms to open source the next economy. We will not have an equitable nor a healthy economy in an information age, until we have information technology which empowers us equitably -- that is decentralized, peer-to-peer and operates by mutual agreement. We are building those technology tools, protocols and platforms. To fully meet our criteria, people need to be able to transact directly with each other with no segment of that interaction relying on a centrally controlled system.

Ven is a virtual currency used by members of Hub Culture to buy, share and trade knowledge, goods and services on a global basis. The currency is currently linked to a highly diversified basket of currencies, commodities and carbon futures and trades against other major currencies at floating exchange rates.

Ripple is a monetary system that makes simple obligations between friends as useful for making payments as regular money.

Ithaca Hours is a local currency system that promotes local economic strength and community self-reliance in ways which will support economic and social justice, ecology, community participation and human aspirations in and around Ithaca, New York. Ithaca Hours help to keep money local, building the Ithaca economy. It also builds community pride and connections. One Ithaca HOUR is valued at US$10 and is generally recommended to be used as payment for one hour's work, although the rate is negotiable.

Local Exchange Trading Systems (LETS) are locally initiated, democratically organised, not-for-profit community enterprises that provide a community information service and record transactions of members exchanging goods and services by using the currency of locally created LETS Credits. LETS networks use interest-free local credit so direct swaps do not need to be made. In LETS, unlike other local currencies, no scrip is issued, but rather transactions are recorded in a central location open to all members. As credit is issued by the network members, for the benefit of the members themselves, LETS are considered mutual credit systems.

The WIR Bank, formerly the Swiss Economic Circle (GER: Wirtschaftsring-Genossenschaft), or WIR, is an independent complementary currency system in Switzerland that serves small and medium-sized businesses. It exists only as a bookkeeping system, with no scrip, to facilitate transactions.