Australians have been told to immediately check their super balances after a young Melbourne woman was charged over her alleged role in a major fraud syndicate that hacked some of the country's biggest superannuation funds and stole the identities of thousands of consumers.

More than $10 million was ripped from retirement and share-trading accounts in the scam, Melbourne Magistrates Court was told as 21-year-old Jasmine Vella-Arpaci was charged with 53 fraud offences.

Jasmine Vella-Arpaci leaves the Melbourne Magistrates Court. Credit:Chris Hopkins

Court documents show computers at major superannuation funds REST Super and HESTA were allegedly accessed by a fraud ring as it siphoned off people's super. The country's biggest retail sharebroker, CommSec, was also allegedly hacked by the ring and customers' data accessed.

On Tuesday Australian Federal Police acting Commander Chris Goldsmid asked consumers to check their super balances as quickly as possible as authorities wrestle to stamp out an alleged fraud described as being run by a global network.