Fast & mass payday loans are a different way of borrowing money. These loans may be simpler and faster to arrange than standard or traditional borrowing and may be a better fit for you if you only need to borrow a little money for a short time.

Although each payday lender may set their own lending criteria, you may generally find that all you may need to qualify for this kind of loan is to be: aged 18 or over, an existing bank account holder with a debit car, working full-time, earning over a certain amount each month.

These kinds of loans may also be worth looking at if you have existing credit issues. Top pay day loans providers may be a little less stressed about bad credit than other lenders. They may not see you as such a big risk, for example, as you commit to repaying what you borrow in a short period of time and your repayment is set up automatically when you get your loan.

There are a lot of reasons why you may need a payday loan. Some, for example, just need some cash to keep them going till their next payday. So, you may sometimes find that you: get an unexpected bill or large expense that makes things difficult for you cash-wise, have a heavy spending month and need a little extra cash to tide you over, want to buy something now but won’t have the spare cash until your salary is paid in again.

A payday loan may work in these situations just because they are designed to deal with short-term cash advances. They aren’t meant to let you borrow thousands of pounds to take a luxury holiday or build a patio that you then spend years’ paying back.

Guaranteed cash-advance, used correctly, may see you able to borrow what you need when you need it. You may be able to arrange your loan in less than a day (and get your money paid into your bank account!) and repay it a few weeks later when you get paid next time round.