Heidi Montag and Spencer Pratt, who celebrated Halloween at Pure Nightclub in Las Vegas last weekend, have some news: They're bankrupt.

Go ahead, roll your eyes.

The two tell Life & Style mag that they have squandered $10 million.

How? By renting a $35,000-per-month Malibu pad, spending $3 million on Heidi's panned music career, and paying for Heidi's surgeries and aftercare, six cars, healing crystals and private jets. They say they now owe $2 million in taxes and are considering filing for bankruptcy. Oh, and they're homeless.

"We were immature, worrying too much about the famous part instead of the actual business part," Spencer tells Life & Style. "In hindsight, we shouldn't have spent any of our money. We should have been low-key and saved." Spencer continues, "We spoke with a bankruptcy attorney and I've looked into unemployment checks."