The medical bills swamped her, even with insurance. It didn’t help that she’d given much of her IRA to two family members for college tuition. Then, relatives moved into her house, promising but failing to help pay the mortgage, afterward racking up bills they skipped out on. Schutzman missed two years of mortgage payments, and the house went for $381,000 in a sheriff’s sale in 2014, according to county records. She said she walked away with $8,000.