Dear John: Let me help in my tiny little way to [explain] the economy.

The federal government cut taxes. I am retired, so for me it was modest.

My city (in Texas) immediately saw an opportunity to raise water rates, the county saw the same opportunity to raise property values, and the state raised our windstorm insurance rates. This seems to be typical, as back when I was in the military, the base paper would announce our raises, and the next month the rent went up.

So I would argue it is very difficult for one form of government to have an effect without the consent of the other substantial taxing authorities.

Keep rocking. I enjoy your columns. Darrell from Texas

Dear Darrell: Let’s face it, we are all going to die broke. The trick is to still have some money left when we are on our deathbeds.

On a happier note, thanks for reading all the way down in Texas. I’m going to write a column especially for you, using an accent. Wait for it.