At Bad Credit Loan Center ™ we believe in second chances. We know that good people do fall on hard times and in this economy it’s not easy to find help.

Our goal is to make your process of finding online loans as stress free and easy as possible. Whether you’re looking for a cash loan, an auto loan, debt consolidation or credit cards we can help.

It takes less than 3 minutes to complete an application and usually with in a couple hours a lender will contact you if you’re approved. It doesn’t matter if you’re looking for bad credit loans or good credit loans we can help you find a lender. Bad Credit Loan Center ™ provides a payday loan referral service only and is not a lender.

For personal cash loans just click the “Apply Now” button directly above. You will instantly be taken to our partners 256bit COMODO ™ encrypted secure application.

If you’re looking for an auto loan, debt consolidation, bad credit personal loans or credit cards please use the navigation bar at the top of this page. For more information about us or loans for bad credit please visit the about link in the footer of this page.

Bad credit loans should be used responsibly. You will be required to repay your loan on time to avoid extra interest or fees. Personal loans for people with bad credit that offer monthly payments may be available please consult your lender.

Loans are not available in all states even if you apply on the internet. All short term lenders have the right to run your credit if they deem it necessary.

3 Simple Steps to Obtain Your Loan

Pre Qualify: To pre-qualify for payday loans online you must have income of $1000 dollars per month and be at least 18 years old. Your income can come from a job, benefits, disability or anything along those lines.

Complete the Application: We utilize a short and easy fast loan advance application. It only takes a couple minutes to complete! It doesn’t get any easier than this to get up to $1000 dollars today.

Get Your Cash: Once a lender is found and you’re approved your payday loans will be deposited the same business day if time permits. It usually only takes a few hours from application to cash in hand!