What We Need From You*

6 Months banking relationship with KCB

A minimum of one (1) year in business

Demonstrate your ability to repay the loan

Amounts up to Kes 500,000 will be secured with household/business assets and a guarantor

For amounts above Kes 500,000 collateral inform of Title deed, Cash cover, livestock, Log book, & shares allowed

Credit Life Insurance against death & permanent disability

*A bank representative may call you at any time to obtain further information in line with our KYC process. At no point shall you be asked for your PIN or passwords. Remember, PIN yako siri yako.

Loan Rates & Fees*

Interest rate - 13% (CBR rate 9% plus Bank Variable margin of 4%)

Negotiation fee - 3%

Insurance fee - 0.85%

*Charges are not inclusive of tax