How’d your portfolio perform last year?

All you had to see was a 1% rise on the year to beat the S&P 500 SPX, -0.84% , which ended 2015 down 0.7% to snap a three-year winning streak.

But, judging from this Visual Capitalist chart based on data collected by Openfolio, a site on which investors share information about themselves and their investments, most Americans didn’t meet that low threshold. Only one-third of investors made money on the year, according to Openfolio, and the average American lost 3.1%.