Across the country, Americans’ anxiety about their finances is worsening. And rural residents are far more pessimistic about their financial prospects.

Only 36% of Americans living in rural counties — who don’t earn enough to pay for the lifestyle they want — believed that situation would improve in the future, according to a new report from the Pew Research Center. Comparatively, nearly half of those living in urban and suburban areas who were in the same boat were optimistic about their financial futures. The findings were based on a survey of more than 6,000 people conducted between February and March.

Driving this gap are rural residents who don’t have a bachelor’s degree. Among these people, only 34% believe they will eventually earn enough to lead the life they want. This demographic represents a larger share of residents in rural counties than it does in other parts of the country. Only 19% of people in rural areas have a bachelor’s degree, versus 31% of those in the suburbs and 35% of urban residents.

Overall, the poverty rate is the highest in rural areas at 18%, versus 17% for urban areas and 14% for the suburbs. But it’s actually the suburbs that have seen a dramatic uptick in poverty: The number of residents in suburban counties who live below the poverty line increased 51% between 2000 and 2016, but only increased by 23% in rural areas.

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So why then are rural residents more inclined to view their financial futures negatively? For starters, they’re earning less than their counterparts in other parts of the country. On average, a worker in a rural county earned just over $35,000 per year, which is more than $10,000 per year less than the average income of workers in urban and suburban regions.

Rural residents also have greater anxiety about the job market: 42% say that the availability of jobs in their community is a major problem, compared to 34% of urban residents and 22% of suburbanites. The only problems more commonly cited among rural residents were drug addiction and access to public transit. Non-white residents of rural counties were even more likely (53%) to say that job availability was a concern.

And unlike their counterparts in other areas of the country, inhabitants of rural communities are less likely to move. Among people under the age of 50 in rural counties, 54% have lived in their community for 11 or more years, versus 38% of suburban and 32% of urban residents.