Adam McCann, Financial Writer

Jan 7, 2020

Raising a healthy, stable family sometimes requires moving to a new state. And the reasons for moving are often similar: career transitions, better schools, financial challenges or a general desire to change settings.

But wants and needs don’t always align in a particular state. For instance, a state might offer a low income-tax rate but have a subpar education system. However, families do not need to make these kinds of tradeoffs. They can avoid such problems by knowing which states offer the best combination of qualities that matter most to parents and their kids.

To help with the evaluation process, WalletHub compared the 50 states across 50 key indicators of family-friendliness. Our data set ranges from median family salary to housing affordability to unemployment rate. Read on for the complete ranking, relocation advice from our panel of experts and a full description of our methodology.

Main Findings

Best States for Families

Overall Rank

(1 = Best) State Total Score ‘Family Fun’ Rank ‘Health & Safety’ Rank ‘Education & Child Care’ Rank ‘Affordability’ Rank ‘Socio-economics’ Rank 1 Minnesota 63.71 12 3 6 13 4 2 Massachusetts 63.22 8 4 4 20 15 3 North Dakota 62.40 30 6 1 8 1 4 Vermont 61.09 43 1 3 28 6 5 New Hampshire 60.94 39 2 7 9 5 6 New York 60.71 1 17 16 4 45 7 New Jersey 59.12 21 15 5 1 29 8 Nebraska 58.02 14 13 12 18 10 9 Connecticut 56.76 26 9 2 5 40 10 Washington 56.39 7 28 26 3 18 11 South Dakota 56.37 33 10 10 24 7 12 Iowa 56.34 32 14 11 15 8 13 Wisconsin 56.28 20 16 17 12 11 14 Rhode Island 56.15 24 8 14 2 36 15 Colorado 54.25 6 22 28 32 12 16 Illinois 54.23 3 31 22 23 37 17 California 53.88 2 36 38 14 28 18 Maine 53.47 46 5 9 25 17 19 Utah 53.02 18 25 21 37 3 20 Virginia 52.66 28 18 15 16 20 21 Wyoming 52.55 34 7 8 44 16 22 Montana 51.70 31 19 13 45 9 23 Hawaii 51.55 16 12 30 34 14 24 Pennsylvania 50.71 11 27 29 10 24 25 Kansas 50.03 35 30 23 21 13 26 Missouri 49.76 23 32 24 19 19 27 Oregon 48.81 10 20 36 33 23 28 Ohio 48.16 17 26 27 7 44 29 Idaho 47.85 40 11 46 47 2 30 Maryland 47.35 22 40 18 17 32 31 Delaware 46.88 45 21 20 27 25 32 Indiana 46.73 36 34 31 11 21 33 Texas 45.59 5 49 41 38 31 34 Michigan 45.30 38 23 42 6 27 35 Alaska 44.09 15 29 35 26 47 36 Kentucky 43.88 44 33 19 29 39 37 Tennessee 43.58 25 38 32 41 22 38 North Carolina 43.55 27 37 25 40 30 39 Florida 42.07 9 41 37 50 43 40 Nevada 40.94 4 43 49 49 46 41 Arizona 40.78 13 35 48 48 26 42 Georgia 39.42 29 45 43 35 42 43 South Carolina 39.25 42 39 34 43 34 44 Oklahoma 37.02 37 50 40 42 33 45 Arkansas 36.98 47 47 33 36 35 46 Alabama 36.78 48 44 45 22 38 47 West Virginia 36.57 50 24 39 39 41 48 Louisiana 36.35 19 46 47 31 49 49 Mississippi 31.88 49 48 44 30 50 50 New Mexico 30.68 41 42 50 46 48

Ask the Experts

Not all states are created equal. Some are more conducive to pleasant family life than others. With those differences in mind, we asked a panel of experts to share their thoughts on the following key questions:

What should families consider when choosing a place to set down roots? To what degree is a child’s development and a family’s quality of life influenced by the state they live in? How? How can authorities make their states more attractive to young families? How might Trump administration policies related to child care and paid family leave affect child and family well-being? In evaluating the best states for families, what are the top five indicators?

Methodology

In order to determine the best states to raise a family, WalletHub compared the 50 states across five key dimensions: 1) Family Fun, 2) Health & Safety, 3) Education & Child Care, 4) Affordability and 5) Socio-economics.

We evaluated those dimensions using 50 relevant metrics, which are listed below with their corresponding weights. Each metric was graded on a 100-point scale, with a score of 100 representing the most favorable conditions for family life.

Finally, we determined each state’s weighted average across all metrics to calculate its overall score and used the resulting scores to rank-order our sample.

Family Fun – Total Points: 20

Share of Families with Young Children: Full Weight (~3.33 Points)

Note: “Young Children” includes the population aged 0 to 17 years.

Number of Attractions: Triple Weight (~10.00 Points)

Fitness & Recreational Sports Centers per Capita: Full Weight (~3.33 Points)

Share of Children Aged 0 to 17 Years Who Live in Neighborhoods with a Park or Playground: Full Weight (~3.33 Points)

Health & Safety – Total Points: 20

Share of Uninsured Children: Full Weight (~1.38 Points)

Note: “Children” includes the population aged 0 to 18 years.

Pediatricians per Capita: Full Weight (~1.38 Points)

Number of Children’s Hospitals per Total Number of Children Aged 0 to 17 Years: Full Weight (~1.38 Points)

Quality of Public Hospitals: Full Weight (~1.38 Points)

Note: This metric is based on public-hospital ratings from the Centers for Medicare & Medicaid Services.

Infant-Mortality Rate: Full Weight (~1.38 Points)

Life Expectancy at Birth: Full Weight (~1.38 Points)

Number of Climate Disasters Causing $1 Billion+ in Damages in Past Decades: Full Weight (~1.38 Points)

Air Pollution: Full Weight (~1.38 Points)

Water Quality: Full Weight (~1.38 Points)

Violent Crimes per Capita: Full Weight (~1.38 Points)

Property Crimes per Capita: Full Weight (~1.38 Points)

Share of Children Aged 6 to 17 Years Who Go to Safe Schools: Full Weight (~1.38 Points)

Safety Ranking of Roads Around School: Half Weight (~0.69 Points)

Note: School safety scores and rankings are based on unsafe driving events detected by the Zendrive platform within school areas.

Share of Children Aged 0 to 17 Years Who Live in Supportive Neighborhoods: Full Weight (~1.38 Points)

Share of Children Aged 0 to 17 Years Living with Parents Who Have Support: Full Weight (~1.38 Points)

Note: This metric refers to children whose parents have someone to turn to for day-to-day emotional support with parenting or raising children.

Education & Child Care – Total Points: 20

Quality of Public Schools: Double Weight (~4.00 Points)

Note: This metric is based on WalletHub’s “ States with the Best & Worst School Systems ” ranking.

Public High School Graduation Rate: Full Weight (~2.00 Points)

Child Day-Care Services per Capita: Full Weight (~2.00 Points)

Day-Care Quality: Full Weight (~2.00 Points)

Child-Care Costs: Full Weight (~2.00 Points)

Note: This metric was adjusted for the median family income.

Parental Leave: Full Weight (~2.00 Points)

Note: This metric is based on parental-leave policy scores from the National Partnership for Women & Families.

Number of Childcare Workers per Total Number of Children: Full Weight (~2.00 Points)

Share of Children Aged 6 to 17 Years Who Participate in School Extracurricular Activities: Full Weight (~2.00 Points)

Share of Children Aged 6 to 17 Years Who Participate in Community Service or Volunteer Work: Full Weight (~2.00 Points)

Affordability – Total Points: 20

Housing Affordability: Full Weight (~1.82 Points)

Note: This metric was calculated as follows: Housing Costs (accounts for both rental and sale prices) / Median Annual Family Income.

Median Credit Score: Full Weight (~1.82 Points)

Median Mortgage Debt: Full Weight (~1.82 Points)

Note: This metric measures the median amount of mortgage debt per adult, as share of median earnings.

Median Non-Mortgage Debt: Full Weight (~1.82 Points)

Note: This metric measures the median amount of non-mortgage debt per adult, as share of median earnings.

Share of People Who Save Money for their Children’s College Education: Full Weight (~1.82 Points)

Share of Children Aged 0 to 17 Years Whose Family Had Problems Paying Medical Bills: Full Weight (~1.82 Points)

Note: This metric refers to children whose family had problems paying for the children’s medical or health care bills during the past 12 months.

Paid Family Leave: Double Weight (~3.64 Points)

Retirement Access & Participation: Full Weight (~1.82 Points)

Note: “Retirement” refers to employer-based plans only.

Median Annual Family Income: Full Weight (~1.82 Points)

Note: This metric was adjusted for the cost of living.

Average Annual Family Health Insurance Premium: Full Weight (~1.82 Points)

Socio-economics – Total Points: 20

Separation & Divorce Rate: Full Weight (~1.67 Points)

Median Duration of Current Marriage: Full Weight (~1.67 Points)

Share of Two-Parent Families: Full Weight (~1.67 Points)

Wealth Gap: Full Weight (~1.67 Points)

Share of Families Living in Poverty: Full Weight (~1.67 Points)

Share of Families Receiving Food Stamps: Full Weight (~1.67 Points)

Unemployment Rate: Full Weight (~1.67 Points)

Underemployment Rate: Full Weight (~1.67 Points)

Job Security: Full Weight (~1.67 Points)

Note: This metric was calculated as follows: (Number of Employees in 2018 – Number of Employees in 2017) / Number of Employees in 2017.

Job Opportunities: Full Weight (~1.67 Points)

Note: This metric was calculated as follows: Number of Job Openings per Number of Population in Labor Force Minus Unemployed Rate.

Job Satisfaction Score: Full Weight (~1.67 Points)

Foreclosure Rate: Full Weight (~1.67 Points)



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Sources: Data used to create this ranking were collected from the U.S. Census Bureau, Bureau of Labor Statistics, National Center for Education Statistics, Child Care Aware of America, Natural Resources Defense Council, Centers for Medicare & Medicaid Services, Centers for Disease Control and Prevention, Council for Community and Economic Research, Federal Bureau of Investigation, U.S. Department of Housing and Urban Development, National Partnership for Women & Families, TransUnion, National Conference of State Legislatures, The Pew Charitable Trusts, United Health Foundation, Indeed, U.S. News & World Report, Institute for Health Metrics and Evaluation, National Climatic Data Center, FINRA Investor Education Foundation, U.S. Department of Health and Human Services, Renwood RealtyTrac, Brandwatch, Zendrive, TripAdvisor and WalletHub research.

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