Remains of the Axe Creek house torn apart by a tornado on Saturday. Credit:Nine News

A Victorian man has described the terrifying moment a tornado reduced his home to rubble.

The house on Patons Road in Axe Creek, about 15 kilometres south-east of Bendigo, was virtually destroyed by the freak weather event around 4.30pm on Saturday, as strong winds and heavy rain lashed the state.

“I thought, well, there’s a really nasty one coming. It was really black and I said to the dog we better get out of here and get close to the house,” property owner Wayne Eve told Channel Nine.

“I got the video out and started videotaping it, then I started to see trees going down everywhere and then it just sounded like four jet engines just starting up.