It seems too good to be true but for now, it's not! Target indeed has a policy that allows for returns and refunds on its owned brands for up to a year. Since, for now, they don't specify that "replacing" items is not allowed, the loophole does exist. And it's not just for Cat & Jack items, there are over 50 in-store brands that it applies to as well.

The policy went into effect in 2015, when Target actually expanded the return policy for their brands, which used to be limited to 90 days. The move came as a way for the company to show how high the quality of their products is, but there is nothing stopping Target from changing the policy again to prevent any kind of misuse of it.

Photo: Getty Images, Dave Basner