While the chances of getting rich might be best in metropolitan areas such as New York City or San Jose, Calif., when it comes to smaller metros, the Capital Region is the land of opportunity, according to a new study by the website Credit Donkey.

The financial education website, supported by the credit card industry, ranked the nation's metro areas with populations between 250,000 and 850,000 on three factors: the percentage of high-income households (those making $150,000 or more a year); local economic growth; and number of patents granted.