Learn About Long Term Care

We are all living longer today. Living longer, however, carries concerns for you about how you will pay for your care when you can no longer care for yourself.

And your chances of living longer presents concerns for you as to whether your family and loved ones will be burdened by your care needs.

Government studies show you have a 70% chance of needing care at some point in your life. And contrary to what you might believe, private health insurance and Medicare will not cover your costs.

Currently, the 2020 nationwide average cost of care for a private room in a nursing facility is $280.00 day or $102,200 per year. The average costs increase with inflation by approximately 3% per year.

Securing your future with planning will allow you to protect your retirement assets, enable you to receive your care with dignity in the setting of your choice, and most importantly will guarantee you will not burden your loved ones with caregiving responsibilities.

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Find The Right Long Term Care Insurance Plan For You

Wouldn't it be nice to work with a truly independent and unbiased agent that will help you to review the rates of every company in the marketplace to allow you to instantly compare quotes on an apples-to-apples basis?

Did you know your rates can differ by as much as 80% for the exact same benefits?

Review and compare quotes of the top-rated providers.

We will send you long term care insurance costs for each company available in your State.

Compare quotes from Lincoln Moneyguard III, Pacific Life PremierCare, Mutual of Omaha, State Life/OneAmerica, National Guardian Life, Nationwide, Securian/Minnesota Life, Mass Mutual, New York Life, Thrivent, Transamerica, Brighthouse SmartCare, Global Atlantic, & more!

We truly are your "one-stop shop."

Complete our easy online quote request form.

Compare long term care insurance rates today and save up to 80%!

Consider a Hybrid Long Term Care Policy

Hybrid long term care policies that combine LTC benefits with life insurance or annuities are increasingly growing in popularity.

What's the appeal?

Well, the appeal of hybrid long term care insurance policies is simple to understand.

You will receive:

long term care insurance benefits should you need care; life insurance benefits should care not be needed; and a 100% money back guarantee should you ever change your mind.

Funded with either a one-time single premium or installments, Hybrid Life/ LTC policies such as Lincoln MoneyGuard III, OneAmerica Asset Care, Nationwide CareMatters II, or Pacific Life Premier Care are well worth your consideration.

Market Shift To Asset Based Long Term Care Insurance