Cutler remains the one holdover from the Jerry Angelo-Lovie Smith regime, and the franchise has made countless efforts to build around him with coaching and personnel moves. His staying power is truly remarkable when you consider how quickly NFL rosters turn over, especially when a new front office and coaching staff take over. The Bears have done that repeatedly and stuck with Cutler, who was guaranteed money this season as part of the contract extension he received from former general manager Phil Emery in January 2014. The $126.7 million, seven-year contract was essentially a $54 million, three-year deal with a series of one-year options tacked on. This is the last of those three seasons, and the market has passed Cutler by since that deal was done. According to spotrac.com, Cutler's average annual salary of $18.1 million ranks 16th among quarterbacks. His salary-cap hit is $17 million this season -- 15th among quarterbacks. None of that is a problem if Cutler is playing well. But is that commitment a wise investment for a quarterback with a record that is one game above .500 and hasn't had a season with double-digits wins unless he has been paired with a top-caliber defense?