NCO Financial Systems, Inc.:

NCO Financial Systems is an accounts receivable management company. They are a leading purchaser of bad debt and charge-offs.



NCO may be attempting to collect on time-barred and penny-purchased debt.



Companies that collect on debts, including NCO Financial Systems, are regulated by the Federal Trade Commission (FTC). Many states and some cities have made it mandatory that collection agencies be licensed and bonded. They also are primarily governed by the Fair Debt Collection Practices Act (FDCPA).



The FDCPA allows consumers to assert their legal rights against illegal debt collection tactics. The FDCPA provides consumers with the right to file suit against agencies that do not follow these rules.



Is NCO Financial Systems Inc. being abusive and deceptive to you?

The Fair Debt Collection Practices Act (FDCPA) prohibits certain types of "abusive and deceptive" conduct when attempting to collect debts, even legitimate debts which you really owe.



If NCO Financial Systems has resorted to any abusive and deceptive tactics in an attempt to get you to pay them, contact us.



You may be entitled to a cash award if NCO Financial Systems violated the Fair Debt Collection Practices Act (FDCPA).

Is NCO Financial Systems Inc. resorting to obscene/profane language?

No debt collector may harass, oppress or abuse any consumer in connection with a debt collection, even if the consumer really owes the debt.



Under debt collection laws, you may be entitled to money damages and your attorneys’ fees if NCO Financial Systems Inc. has violated the law, even if you owe the NCO Financial Systems the money it is seeking to collect.

Is there an entry on your credit history for NCO Financial Systems Inc.?

Does a charge-off, late payment or collection appear on your credit report from NCO Financial Systems?



You may be able to eliminate that debt and erase it from your credit report.



We will not only seek to stop the harassment, but may also be able to force NCO Financial Systems pay for the harassment you have suffered.

Is NCO Financial Systems Inc. employing unconscionable means to collect a debt from you?

A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt, even if the consumer truly owes the debt.



If NCO Financial Systems has reported any later-than-actual dates, it may cause negative information to remain in your credit file beyond the seven-year reporting period permitted by the FCRA. Should this happen, your credit scores can unfairly plummet, resulting in your credit being rejected or you paying higher interest rates.



We can pursue claims against NCO Financial Systems for violating the Fair Credit Reporting Act (FCRA) and permanently bar them from reporting later-than-actual delinquency dates to credit bureaus in the future.



Is NCO Financial Systems Inc. using unconscionable harassment on your cell phone?

NCO Financial Systems may be placing telephone calls without meaningful disclosure of their identity in an attempt to get you pay a debt you may or may not even owe them.



Attorneys at Krohn & Moss, Ltd. Consumer Law Center® can hold NCO Financial Systems accountable for this unconscionable harassment and get them pay you for your damages under the FDCPA.

Is NCO Financial Systems Inc. placing robo-calls to harass you?

If NCO Financial Systems is placing harassing automated calls in an attempt to collect a debt from you, the attorneys at Krohn & Moss, Ltd. Consumer Law Center® will seek to make them pay you for your damages under the FDCPA.



You are allowed to sue a debt collector in federal court for up to a maximum of $1,000 in statutory damages, any actual damages you have incurred, and your attorneys’ fees for violating the Federal Debt Collection Practice Act (FDCPA).



If you think any of your consumer rights have been violated even in the slightest by NCO Financial Systems and you need legal help, call Krohn & Moss , Ltd. Consumer Law Center® toll free, at 1-800 US LEMON® (800-875-3666) for a FREE CASE REVIEW, or complete one of our online submission forms.

