Imagine that your health insurance had a $25,000 deductible. Or imagine that it did not include most office visits, had no prescription coverage, and left you on the hook for up to $13,000 in out-of-pocket expenses for the services it did cover.

Would you consider that a decent policy? Would you even call that insurance? Those are the questions you need to ask yourself this week, as the latest reports of Obamacare “rate shock” circulate.

The reports are coming from Ohio—where, last Thursday, the state Department of Insurance announced that Ohioans buying insurance on their own, rather than through an employer, should brace for premium increases that will average 88 percent next year. It was a much more discouraging report than the one California officials had made two weeks before. And Ohio Lt. Governor Mary Taylor made sure lots of people heard about it. “We have warned of these increases,” Taylor, who also oversees the state Department of Insurance, said. “The Department’s initial analysis of the proposed rates show consumers will have fewer choices and pay much higher premiums for their health insurance starting in 2014.”

In an accompanying fact sheet for the press, the department described the many ways that the affordable Care Act would “negatively impact” Ohio’s non-group insurance market. It would force insurers to cover all people, the release said, without varying prices for people with different health status: “Under the ACA, all Ohioans will be lumped together for the purposes of pricing, thereby eliminating the benefits of healthier choices.” In addition, the department release pointed out, the health care law would force insurers to cover more benefits than they frequently do now. “With more than 60 health insurance companies selling products in Ohio and few mandated benefits, Ohio has a competitive insurance market. Starting in 2014, those benefit choices and options are drastically limited by the ACA and insurance costs will increase as a result.”

There’s some truth to this. Obamacare’s requirements really will make insurance more expensive relative to what it would cost otherwise. As a result, some people really will pay more for insurance next year than they are paying today. But Taylor is a conservative Republican whose opposition to Obamacare is a matter of public record. And while every politician talking about Obamacare these days has an agenda, Taylor's might explain why her department’s release left out some pretty important facts.