WARNING: Coarse language.

JAY Williams’ NBA career was cut short by his own stupidity. He’s reminded of it every day.

Selected by the Chicago Bulls with the second overall pick in the 2002 NBA Draft, behind Chinese giant Yao Ming, the hyped point guard played just one season before suffering a serious motorcycle accident.

“That’s when I f*cked it all up,” the now-33-year-old said.

It was stated in Williams’ contract that he could not ride motorcycles, but as he explained on the podcast The Brilliant Idiots: “Don’t we all have stuff in contracts that we ain’t supposed to do?”

He continued: “I shattered my pelvis, dislocated my knee, tore a ligament in my knee — but it’s not even the physical part that f*cked me up. It’s the mental part ... living with that shit day to day.

“Knowing that you f*cked up and you trying to let it go. And other people reminding you that you f*cked up so you can’t let it go.”

He said the fans reminded him of his wasted opportunity “every day of my life”.

“It puts you in a f*cking mental misery of a jail cell.”

$100,000 ON PAPER, SCISSORS, ROCK

BEFORE Williams’ career was cut drastically short, he made the most of living the high life.

He told a remarkable tale of fellow Bulls players gambling with the great Michael Jordan, and risking $100,000 on a simple game of paper, scissors, rock — seemingly forgetting the fact His Airness had more money than he knew what do with.

“When you see other guys on planes gambling money ... you start living that life.

“I used to have dudes on our team who were messing around with MJ. And MJ was like, ‘Bet it back, bet this back.’

“And I’m like, ‘Why are you f*cking with the big bank? Why are you f*cking with Brand Jordan? He can’t lose. Last year he made $150 million, how are you messing with him?’

“Think about gambling to the next degree. Rock, paper, scissors you bet $20,000 all day long. Why wouldn’t you? You get bored.

“And don’t get yourself down in the dice game. Don’t be in the corner and let some dude keep fading you out and all of a sudden you’re down $100,000 and he’s like, ‘Yo bet it back, rock, paper, scissors for $100,000.’”

‘IT’S NOT REALITY, IT’S SPORT’

WILLIAMS was signed to a $4.1 million-a-year contract, and was fortunate enough to be paid out for a second year despite not playing a game.

“I got lucky: they gave me the second part of my deal, which they didn’t need to do. They gave it to me in the hopes that I’d be able to come and play.”

Williams said suddenly seeing $750,000 turn up in his bank account every two weeks completely changed his approach to life, but insisted anyone would do the same thing in his situation.

“I never had money before, so all of a sudden someone gives you a lot of money and it’s like, ‘Hey, go fly with it,’” he said.

“Now you’re allowed to do whatever you want, you can fly on a private plane, you can get your mum a $10,000 fur coat.

“It’s hard for that not to go to a 21-year-old kid’s head. All of a sudden I’m that dude. Now when I drive down the i90 I have a billboard with my face on it. What the f*ck is that?

It’s not reality, it’s sport.”

Williams had a message “for everyone out there who thinks, ‘I would never spend money like that. I can never see why these athletes go bankrupt’”.

“When you have $400 in your bank account at the end of the week and you see a pair of Jordans. And you’re like, ‘Yo, I’ve been waiting months for these Jordans. What do these cost? Like $175-$180?’ You spend pretty much half your pay cheque on a pair of Jordans. It’s all relative.

“If a dude’s making $5 million a year, what’s a private jet for $50,000 for a one-way ticket?”

After a failed attempt to return to the game as a player, Williams later forged a successful career as a college basketball analyst for ESPN.

He refused to detail his personal biggest gambling loss because he was saving it for his book, but did hint it happened when, “I went to Vegas and I partied hard.”

WARNING: Coarse language in video below