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Rapper 50 Cent says he’s penniless — yet keeps a dozen bundles of $100 bills in his refrigerator.

The cold, hard cash shares shelf space with a bottle of vodka and two packages of Kraft American cheese, according to a photo that Fitty, whose real name is Curtis Jackson, bizarrely posted on Instagram that will no doubt intrigue his fans — not to mention his bankruptcy judge.

“Gotta keep a cool little $tash and some Effen Vodka Happy Holidays,” Fitty wrote. He’s the spokesman for the Dutch vodka brand and gets a cut of its profits.

Gotta keep a cool little $tash and some Effen Vodka Happy Holidays. #EFFENVODKA #FRIGO #SMSAUDIO A photo posted by 50 Cent (@50cent) on Nov 26, 2015 at 12:00pm PST

A video features Fitty saying “give me a piece of this cheese” as he reaches between piles of Benjamins.

The “Get Rich or Die Tryin’ ” singer claims he’s $28 million in debt. He filed for bankruptcy in July just days after a Florida woman, Lastonia Leviston, won a $7 million verdict against him in Manhattan Supreme Court.

Fitty had published her private sex tape online to get back at his rival, rapper Rick Ross, who once fathered a child with her.

“Nothing surprises me with him,” said Hunter Shkolnik, ­Leviston’s lawyer. “He hasn’t been honest about his assets from the very beginning. And now he’s laughing at people.”

During Leviston’s Manhattan trial, Jackson told the jury that the possessions he flaunts are not really his.

“It’s like music videos, they say ‘action’ and you see all these fancy cars, but everything goes back to the dealership,” he said.

Jackson’s lawyer, Brett Kimmel, when asked why his supposedly broke client has frozen assets, said, “I’m not sure that’s 50’s fridge. I don’t think he eats processed-cheese products.”