Add child support and alimony to the list of obligations weighing on people during this coronavirus crisis. As household finances reel from unemployment, business shutdowns and stay-at-home orders, some individuals are reaching out to lawyers to explore their options for modifying those payments. "Anecdotally, [family law] attorneys are seeing a marked increase in inquiries for both divorce and modifications to support agreements," said Susan Myres, president of the American Academy of Matrimonial Lawyers.

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With skyrocketing unemployment — about 22 million Americans filed for those benefits in the four weeks ending April 11 — and the stock market cratering, affected households have been searching for ways to reduce their bills. And while some consumer-oriented companies — e.g., banks, other lenders and insurers — are offering ways to temporarily suspend or lower monthly payments, it can be trickier to tackle child support and alimony (also called spousal support). Those obligations are calculated based on your income and assets at the time the amount is determined, and the agreement can stretch for many years. And typically, unless there's been a material change in your income, it can be hard to alter. Complicating matters is that the individuals receiving the support — i.e., the custodial parent — may need the money to cover their own living expenses. "There has to be recognition that the support might be a major source of income for the ex-spouse — they're taking care of children and there still needs to be a roof over their heads," said Valentina Shaknes, a partner with the law firm of Krauss Shakness Tallentire & Messeri in New York.

Additionally, with many court systems either shut down or running in a limited capacity, getting immediate relief from a judge's ruling could be challenging, depending on where in the country you're located. Court systems and processes vary from state to state. Some jurisdictions make it easier than others to file a modification request. If you're unsure about the process in your state, you should reach out to a family law attorney in your area about your options, which also may include mediation or other non-court avenues to relief, Myres said. In the meantime, you should also reach out to your ex, whether directly or through an attorney, to explain your situation. "The first step is to communicate," said certified financial planner Erika Safran, principal of Safran Wealth Advisors in New York. "If you just withhold the payment, the response won't be, 'Let's work it out.' "It'll be surprise, frustration and anger."