The holiday shopping season is upon us and, believe it or not, EMV is the gift that keeps on giving – for your rewards programs. Firstly, the chip-enabled credit and debit cards will be more secure against fraud to help protect your institution and your account holders. And secondly, while it’s true that EMV is a significant investment for community banks, here’s an idea that could help you feel better: use the EMV shift to increase enrollment in your debit reward....