Personal finance site GoBankingRates has published a new report identifying the wealthiest zip codes in America.

The report shows that Sagaponack, a community in the Town of Southampton in Suffolk County, New York, is the most expensive zip code in the nation. GOBankingRates studied how much an upscale lifestyle would cost in the town, the result: more than $850,00 per year. On top of that, the median home price jumped from $5,125,000 in 2015 to $8.5 million in 2018, with the most expensive homes and recent sales being logged around Daniels Lane.

GOBankingRate calculated the annual cost of necessities and the annual income needed to live luxuriously in each zip code using the traditional 50-30-20 budgeting method.

Coming in at number three is Alpine, New Jersey, with a cost of living of $499,244 per year.

Fisher Island, Florida, located on a barrier island south of Miami Beach, ranked fourth with a cost of living of $452,630 per annum.

Aspen, Colorado, number five on the list, costs $380,590 to live comfortably, due in part to the region's $3 million median home price.

Sea Island, Georgia, ranked sixth, with a $354,366 annual cost of living. The privately owned, unincorporated area of Glynn County, Georgia, has a median home price of $2.75 million.

Greenwich, a town in Fairfield County, Connecticut, is in seventh, with an annual cost of living around $340,000.

Nantucket, an isolated island off Cape Cod, Massachusetts, came in eighth, with a $331,558 cost of living that exceeds living expenses that of Martha’s Vineyard.

Sullivans Island, South Carolina, placed ninth, with a cost of living around $300,000. The area is a town and island in Charleston County, has a median home price of $2.2 million.

And number 10 was the 96821 zip code in Honolulu, where residents needed $288,000 to live a lifestyle of comfort.

Last on the list, coming in at 51, was Brookhaven, West Virginia, which only required a yearly income of $79,786.

Here is the complete list of the wealthiest zip codes in America: