Thea Hardy, 54, from Crystal Palace took her place outside the Moorgate branch before 6am, having unsuccessfully queued on Saturday and again - for seven hours - on Monday. She believes the government should have acted faster and does not trust last night's guarantee that all savings are secure. "I'm worried that it will be challenged or that the EU will over-rule it or something else will happen. I just want to get my money out," Ms Hardy said.

Photograph: guardian.co.uk