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Scammers often target trusting college students. Here are some lessons for yours.

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Money management is probably pretty new to your college student, whether they're an incoming freshman or they've put in a few years.

Scammers know it, and they'll try to take advantage.

Here are nine scam warnings for your students.

1. Tuition scam

This is a variation on the IRS scam we've heard so much about. A caller reaches your student and says they owe money for tuition. Maybe they say a grant or scholarship was cancelled, or a loan payment didn't go through, or a check bounced. If they don't pay immediately, the scammer says, your student will be dropped from his or her classes. Next, they give instructions for your student to wire money, or even drop off cash, to someone who has nothing to do with your student's college. And if they don't do it today, the caller says urgently, it will be too late. If your student is scared enough -- and these thieves are good at trickery -- he may fall for it.

Tell your student if they're ever contacted about an unpaid bill, they need to get the bill in writing -- not via email but by walking into the actual college offices -- and they should notify you about any unexpected money requests from the college. While students will be dropped from classes for non-payment, it doesn't happen overnight, and the college should quickly be able to verify past due bills. Plus, no college will tell you to send the payments via Western Union.

2. Bad behavior scams

It's awful to imagine, but blackmail is alive and well at our colleges. If your college student sows some oats, whether of the legal or illegal kind, it's very possible that someone has a photo of the event. Even someone who appears to be a friend or a love interest could someday decide to use photos of bad behavior against your student. They may even ask for money in exchange for the photos. Remember, one negative social media post can have long-range and devastating repercussions. Some colleges will cancel scholarships if there's proof of certain kinds of behavior, and potential employers won't look kindly on these images, either. Tell your students that if it's not a behavior they'd want to show Grandma, no one should take a photo of it.

3. Password smarts

Students can do great things with cell phones, but these lifeline devices can also make a student a yummy target for con artists. Your student should never store passwords on phones, and they should make sure that passwords don't auto-fill when they visit certain web sites -- especially those for banks or credit cards. You student's accounts could be in big trouble if the phone is ever lost or stolen. Same goes for laptops and tablets that could disappear from a dorm room.

4. Fake job offers

Scammers advertise fake jobs to draw in students. With these phonies, not only will your student not get paid, but he may end up owing money to his own bank. First are babysitting or dog walking jobs. These so-called employers send a larger check to your student, telling them to use for some work-related supplies. After your student withdraws the funds -- usually sending an overpayment to the fake employer -- the check bounces and your student is still on the hook for the money.

Then there's the work-at-home scam that the Federal Bureau of Investigation warned about earlier this year. In this scam, "employers" tell their new hires to help with a company's payroll or human resources department. The employee is instructed to provide his bank account number to receive a deposit, and then the employee is supposed to transfer the funds to another account, or withdraw money and send a wire transfer. It's a version of money laundering, and if the student is caught, his bank account will be identified as being part of a fraud, and the student could actually be arrested. The bank account will be closed, and then the student can't access the legit funds in the account. Nothing but trouble.

With any job offer, if it looks too good to be true, it probably is. Be suspicious if anyone send you extra money for you to deliver anywhere, or if a job says you need to pay fees for training or other needed materials upfront. If you have to pay anything, it's probably a scam.

5. Rent-to-Own

Students with tight budgets may have a hard time affording electronics, appliances or furniture, so many companies offer rent-to-own programs. For a small monthly fee, your student gets the products, and they can eventually buy them. The problem? The purchase price on many items is much higher that it would be to purchase the item elsewhere. Instead, start saving ahead of time, or live without the item until you've saved enough. And we'd hate to suggest you buy something on credit that you can't pay in full, but interest rates on your purchase will probably be cheaper than the purchase price of many rent-to-buy items.

6. Social media smarts

Whether it's Facebook or Instagram or Twitter or others, social media is a big draw to fakers. They can gain so much personal information from your student's posts, photos, location settings and more. Students should be suspicious of any money requests on social media -- even if it seems to be from a friend. And then there's a newer scam in which fraudsters create fake social media pages that are supposedly linked to colleges. They contact students to invite them to the fake page, hoping to glean personal information that can be used for identity theft. So make sure your students limit what they put online, and make sure they investigate and authenticate a college page before they start posting.

7. Scholarships don't cost money

Students may be tempted by scholarships that sound like easy money. But nothing free is easy, and you shouldn't ever pay for information about a scholarship. If you're tempted by any offer, make sure to check it out before you hand over your personal information.

8. Romance scams

These have been hitting seniors hard lately, but college students are also a target. Perhaps your student -- a little lonely being away from home -- meets someone who seems perfect and is always there to support your student. The person may not really be a student at the school, but shows up at open places on campus that are accessible to lots of people. Then they need money. Perhaps it's small cash at first, but it grows. Then maybe your student's romantic interest says they don't have a bank account and they ask your student to deposit a tuition money check for thousands of dollars. Your student does it, and withdraws the cash, handing it to Boy Perfect or Girl Awesome. Then the check bounces and your kid is on the hook for thousands, and their love interest is long gone.

9. Card cracking scams

This is a combination of the social media and fake job scams, and it could also use the romance scam to pull a victim in. It's called "card cracking." As we reported earlier this year, in this scam -- which often targets college students -- someone asks the student for help depositing a check. The student hands over the cash before the check bounces, and the student is responsible for the withdrawal based on the bad check. In addition, the scammer may now have private banking info or other private details about your student. Never a good thing.

Have you been Bamboozled? Reach Karin Price Mueller at Bamboozled@NJAdvanceMedia.com. Follow her on Twitter @KPMueller. Find Bamboozled on Facebook. Mueller is also the founder of NJMoneyHelp.com.