We as a country have spent the last couple of years working ourselves up into a lather about stagnating middle-class wages, the exploding cost of higher education and the disconnect between Wall Street and Main Street. This week, Temple approved a 2.8 percent tuition increase. If this year's middle-class income is anything like previous years' middle class income, it will not have grown by 2.8 percent by the time the new school year rolls around. That means the average middle-class family paying for college just got poorer. If you were to plot the annual cost of college attendance on one line and the average income of a college-attending family on another, the space between the two would keep getting larger as the X axis kept extending into the future. That is not sustainable. At some point in our extrapolated future, four years of college ends up costing more than the 40 years of increased earnings a degree is supposed to provide. That point is called bankruptcy, also known as the point where an individual takes a hard look at his or her financial decision-making over the years and starts to identify things he or she probably could have done without. Like, say, a college with a Division I football program and a fancy on-campus stadium.