A young mother-of-three was twice denied life insurance because she sought treatment for her mental health a decade ago.

West Australian woman Rebecca Britten was rejected from two different insurers when she applied for disability and life insurance.

Her husband, who was a survivor of the 2012 Bali Bombings and has undergone years of physical treatment for burns that covered 60 per cent of his body and the aftermath of the explosion that knocked his teeth out, was approved for total cover.

Mrs Britten took to social media to vent her frustrations, telling friends and family she 'sought counselling and took anti-anxiety medication after a severe car accident in 1998.'

West Australian mother-of-three Rebecca Britten was rejected from two different insurers when she applied for total permanent disability (TPD) and life insurance (pictured with her husband)

A young mother has found herself in a precarious position, unable to get life insurance after she sought treatment for her mental health a decade ago

'Before getting married and having kids, I saw a psychologist again to feel confident around the massive life changes I faced. Both times were spaced over a few months and were years apart,' she wrote.

Despite her last bout of treatment occurring over ten years ago, two separate insurers deemed her high-risk and weren't interested in insuring her.

The 'blatant discimination' as she describes it, comes amid a higher social consciousness and overwhelming encouragement from medical practitioners to seek help regarding mental health.

Despite her last bout of treatment occurring over ten years ago, two separate insurers deemed her high-risk and weren't interested in insuring her

Her husband was a survivor of the 2012 Bali Bombings and has undergone years of physical treatment for burns that covered 60 per cent of his body

In a survey of 1500 GP's, the General Practice Health of a Nation survey found 62 per cent of visits to surgeries were related to mental health and wellbeing.

GP's are now able to provide subsidised visits to psychologists - 10 per calendar year - but many patients don't know that by following doctor's recommendations they could be jeopardising future payouts, or voiding their current insurance.

'We can try as hard as we want to remove stigma around mental health, yet when there's blatant discrimination and labelling like this in industry, you've got no chance.'

Mrs Britten's rejection isn't an isolated incident, either. On her post alone, multiple people spoke of their own horror stories.

Mrs Britten took to social media to vent her frustrations, telling friends and family she 'sought counselling and took anti-anxiety medication after a severe car accident in 1998'

Mrs Britten described her husband as a 'bionic man' who was put back together with screws

One young woman was denied life insurance after she sought help for her mental health during her trying grade 12 exam period.

Her mother described her as 'the most grounded, organised person I know. She was refused life insurance despite her psychologist's supportive statutory declaration.'

'If you are proactive about caring for your mental health and honest about it, you suffer blatant discrimination,' she added.

'Phil [my husband] is basically the bionic man, put back together with screws and probably has only 1/4 of his own blood left after all those transfusions, and he's 'low risk' and has been insured in full but I see a counselor and I'm un-insurable,' she told 9Honey.

Beyond Blue have been working tirelessly alongside many partners, including Mental Health Australia to get the decision reversed - or to take into consideration individual circumstances.