In 2016 there were 222 million drivers in the United States. About 85% of them were covered with automotive insurance in some form. That’s roughly 190 million drivers that have insurance.

Chances are you are one of them.

So let me ask you a few questions regarding your automotive insurance policy.

Are you underinsured?

What are your coverages?

Your limits?

What does it mean to be underinsured?

If you are underinsured it means that you have insurance, but the insurance coverage is not sufficient to cover the full amount of a claim.