By law, you must register on the electoral roll, even if you aren’t planning to vote. But getting on the register can benefit you as well – from helping protect your identity, to increasing your chances of getting credit. So, it’s worthwhile registering as soon as you can.

6 ways you can benefit by getting on the electoral roll

1. Registering to vote improves your credit score. Your Experian Credit Score reflects your chances of getting approved by lenders, for things like a loan, mortgage or even a mobile phone contract. It’s based on information in your credit report. When you register to vote, your electoral details are recorded on your report. This data helps lenders confirm your name and address, so your score will increase as a result. You can check your score anytime with a free Experian account. 2. You can save time on credit applications. If lenders can’t confirm your details via the electoral roll, they may ask for other forms of identity and proof of address. This can delay your application, so registering to vote can save you time in the long run. 3. It’s easier to access certain services. Lenders aren’t the only organisations who use your electoral details to identify you. Registering to vote can also give you easier access to insurance, legal and accounting services, as well as some public services (such as getting a passport). 4. You can have your say. The main purpose of registering is so you can vote in the local and general elections, giving you some influence over their outcome. 5. You’ll be more protected. If you registered to vote at a previous address, it’s important to re-register at your new home. This can help you avoid identity theft and fraud. 6. You may find job applications easier. Some employers – particularly those in the financial sector – will use the electoral roll to check your details when you apply for a job.

4 things to know before you register to vote

When it comes to your credit rating, getting on the electoral roll is usually an easy way to score points. However, there are several important things to know before you register to vote: