We established partnerships with 21 different institutions, NGOs and banks — all with an eye on creating a real social impact. Let’s take a minute to reflect on all the great partners we are working together with, and what we have achieved together.

Our partners come from multiple industry backgrounds. We work together with partners that help to build the HARA ecosystem on the grassroots level, partners that can improve their services for farmers and supply chain with HARA data, or help to optimize our technology.

HARA on the grassroots level: deploy through partnerships

To build the local ecosystem in our pilot areas, we do believe in a multistakeholder approach. Where HARA brings the technology to the table, we need partners to help to connect with the local parties and others who need our data to provide services to the farmers.

In terms of deployment partners, we are grateful for our partnerships with various development programs, such as IJHOP4 (under JICA) and PRISMA. We created several working models for data acquisition and engaged with farmers and other stakeholders in the supply chain.

The data derived from HARA platform has been used by several financial institutions to improve access to finance for the farmers. Recently, we disbursed microfinance products to 700 farmers in Bojonegoro with BTPN-S. Through the HARA data, BTPN-S could streamline their loan application process, which resulted in an approval of Rp 1.162.500.000 ($80.000) of micro-financial products.

Together with BNI, we are already in our fourth batch of the disbursements of the KUR (subsidised microcredit program). The data gathered in the HARA data exchange will equip BNI with the relevant information for risk analysis in the loan approval process.

For the year 2019, we are working to scale up our operations with both banks and add extra services for the farmers, such as insurance and offtaking.

We believe the digitization of the agriculture supply chain will help to improve the livelihood of farmers. Therefore, we collaborate with PundiX to roll out the deployment of thousands of blockchain-based point of sales (“POS”) devices to the HARA ecosystem to facilitate data collection and financial inclusion across developing economies.

Our ultimate goal is to work together with banks and off-takers to establish a closed-loop ecosystem. This ecosystem ensures a fair price for the farmers’ yield while helping them to get access to the microcredit programs to support their business from the banks. To kick-off the closed-loop ecosystem, we are working on a pilot project with BNI and Hexa Group in Tojo Una-Una Regency, Central Sulawesi.

In 2018, we kicked-off our collaboration with the African Business Institute (ABI) in Uganda and Malawi. The collaboration with the ABI if focusing on the deployment of HARA in a pilot project in Uganda.

From Data to Insights

To provide valuable insights from the acquired data, HARA works together with partners who can help to enrich those data-points. We recently engaged with SingularityNET, who will enrich our data through their AI technology to improve diagnosis of crop diseases and provide better farming tools.

The partnership with BOI Research, a market research company, is focusing on solving problems in the agriculture sector that originate from lack of available data. BOI Research will turn the data from the HARA platform into periodic reports. The first report will be out the production of rice in Indonesia, but will also include other crops in the future.

Support of Technology

To optimize the functioning of the HARA ecosystem, we work together with several technology partners. For instance, Bluzelle offers a secure and reliable storage solution to our data providers. A partner like XCHNG helps to implement blockchain-based marketing solutions to rural areas. Others, like HRK, and Synchro help to bring technology to the agriculture sector and improve the functioning of the HARA ecosystem through data synchronization.

To facilitate the conversion between crypto and fiat currencies in the HARA ecosystem, we teamed up with BridgeX Network. Through the platforms Tokenomy and Liquid everybody is able to get HARA Tokens and participate in the HARA ecosystem.

To find like-minded partners, HARA joined the network TraceAlliance, and we are in close contact with leading tech-companies, like Amazon. We were featured in their first NowGoBuild series as an example of how technology can make an impact in the rural areas.