Hoard, a multicurrency wallet and trading platform integrating fiat and cryptocurrencies, announces today the release of its beta platform and the launch of its ICO. The beta version allows Hoard users users to test out the platform to see the integration and management of both crypto and fiat currencies.

With the Hoard app, users can send cash or crypto to anyone, and the app eliminates barriers of entry so everyone can take part in integrated investing. For users looking to invest in cryptocurrencies, with Hoard’s rule-based investing engine, users can link an account, select a rule and automatically buy multiple coins in a single purchase on autopilot.

“In order for the world to adapt to a technology, an individual must be able to adopt that technology,” said Jason Davis, CEO of Hoard. “By integrating Hoard with a mobile app, which is being supported by the launch of our ICO, Hoard will make cryptocurrency investing adaptable and adoptable so that even your grandma can understand and participate in it.”

Hoard is introducing QR code payments that convert cryptocurrency to cash, settle transactions, and remit money to merchant accounts instantly at the time of sale for a 0.50 per cent fee or less.

“Technology should address and solve challenges, not create additional obstacles. Hoard has embraced blockchain to build bridges across cash and cryptocurrency for both consumers and merchants,” CTO Dan Lipert said. “We don’t see Hoard as a competitor but a driving force that supports all blockchains. Our products are open source and made public so blockchain companies can add to our core and contribute to our code. We believe decentralization isn’t disruptive but the products and services we build are.”

At the center is the Hoard token and blockchain protocol, a second-layer cross-chain exchange engine codenamed Smaug. The Hoard token unlocks a second layer solution and community of nodes that make transactions scalable and assets interoperable across all blockchains.

The multicurrency wallet company has already successfully held a token pre-sale. Hoard will issue up to 300 million HOARD tokens which will be available for purchase through Ethereum. The tokens are based on Ethereum ERC20 token standard.

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