* Passfolio is the brand name of Panchain, Inc. Passfolio Securities LLC and Passfolio Financial LLC are fully-owned subsidiaries of Panchain, Inc. Securities and cryptocurrencies are very different types of assets. Cryptocurrencies are not securities. Purchasing cryptocurrencies comes with a number of risks. Please read Passfolio Financial Cryptocurrency Risk Disclosure. Currency and cryptocurrency exchange services provided by Passfolio Financial LLC (“Passfolio Crypto”), a US Money Services Business registered with FinCEN. Passfolio Financial LLC is not a broker dealer. Cryptocurrencies are not protected by either FDIC or SIPC. Securities products and services offered to self-directed investors through Passfolio Securities LLC Member FINRA / SIPC. Passfolio Securities, LLC does not provide cryptocurrency-related services. Passfolio Securities LLC is a member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at www.sipc.org. To purchase securities using cryptocurrencies, you must first convert it into U.S. Dollars using Passfolio Financial LLC. You must then move the U.S. Dollar proceeds to your brokerage account at Passfolio Securities LLC where you can use it to buy securities.



Please read our Reward Program Rules.



See terms and conditions

The referrer and the referred must be different people. To earn rewards from referrals, you need to have a valid and approved account in the Passfolio app. Referrals are only counted if the person invited creates a valid Passfolio account and deposits at least US$1 after having used the referrer’s link to download the app. You and your friend may not receive the same stock since they are chosen randomly. Passfolio users may receive up to US$500 in free stocks per year. The referral reward will be credited to the enrolled account within approximately one week after the referral is successful. Rewards will be given to participants as a free stock credited in their accounts, worth the value of the reward by the time the stock was purchased. Due to market conditions, the reward value may vary once the buy order for the stock reward is executed. When the referral conditions are met, the referral reward will be given as a share of a randomly selected stock from the top traded stocks among users in the Passfolio app, including AAPL, ABEV, ACB, AMZN, BABA, BAC, BRK.B, CGC, CZZ, DIS, EQNR, FB, GOOG, GOOGL, JNJ, MSFT, NVDA, TSLA, UBER and XP. There is an approximately 96% chance of the referral reward having a value of US$5, an approximately 2% chance of the referral reward having a value of US$10, an approximately 1% chance of the referral reward having a value of US$25, an approximately 0.5% chance of the referral reward having a value of US$50, an approximately 0.33% chance of the referral reward having a value of US$75, and an approximately 0.25% chance of the referral reward having a value of US$100, based on the price of shares at the time of purchase. You will not be able to change the reward, but if you decide to sell your gifted stock, you’re allowed to do so three trading days after you receive it. You can use the proceeds from the sale towards other stocks that you want to invest in. If you sell your free stock, you must keep the cash value of the stock in your account for at least 30 days before withdrawing it. After the thirty-day window, there are no restrictions on the proceeds. The cash value of the stock is determined by the price of the stock at the time you received it. If you receive a stock reward, you are responsible for all applicable taxes and charges resulting from it. Passfolio may suspend or terminate the referral program or a person's ability to participate in the program at any time, for any reason. Passfolio reserves the right to suspend users or deny any rewards if we notice any activity that we believe is abusive or fraudulent. We also reserve the right to modify the rules of this referral program at any time without prior notice.



Please see our disclosures on other charges.



Click here to see our disclosures on other charges.



We may allow you to purchase securities in dollar amounts rather than share quantities. We only accept market orders for fractional shares. Limit order for fractional shares are not allowed. Orders entered outside of regular trading hours cannot be executed. We round the amount of fractional shares you can purchase and own in your account down to the nearest four decimal places which may affect your ability to be credited for cash dividends, stock dividends and stock splits.



Fractional shares are not transferrable. You will not have voting rights for the fraction of a share owned. If you close your account or transfer your account to another firm, the fractional share will need to be liquidated, resulting in potential commission charges which may match the value of the fractional share if less than our minimum commission.



Securities and cryptocurrencies are very different types of assets.

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Cryptocurrencies are not securities.

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Purchasing cryptocurrencies comes with a number of risks. Please read Passfolio Financial Cryptocurrency Risk Disclosure.

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Currency and cryptocurrency exchange services provided by Passfolio Financial LLC, a US Money Services Business registered with FinCEN. Passfolio Financial LLC is not a broker dealer. Cryptocurrencies are not protected by either FDIC or SIPC.



Securities products and services offered to self-directed investors through Passfolio Securities LLC Member FINRA / SIPC. Passfolio Securities, LLC does not provide cryptocurrency-related services. Passfolio Securities LLC is a member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at www.sipc.org.



Passfolio Securities LLC, Passfolio Financial LLC and Panchain, Inc. are separate but affiliated companies.



To purchase securities using cryptocurrencies, you must first convert it into U.S. Dollars using Passfolio Financial LLC. You must then move the U.S. Dollar proceeds to your brokerage account at Passfolio Securities LLC where you can use it to buy securities.

