How to Enroll

You must first enroll in Medicare Part A and Part B before joining a Medigap (Medicare Supplement) plan. Contact your local Blue Cross Blue Shield company for help choosing a Medigap (Medicare Supplement) plan and getting enrolled.



Open Enrollment Period

The open enrollment period for Medicare runs from October 15 through December 7 on an annual basis, however, this is not the case for individuals interested in Medigap (Medicare Supplement) coverage. The open enrollment period for a Medigap policy is the six-month period that starts the first day of the month that you turn 65 or older and enrolled in Part B. After this period, your ability to buy a Medigap policy may be limited and it may be more costly. Each state handles things differently, but there are additional open enrollment periods in some cases.

Note: Once you are enrolled in a Medigap (Medicare Supplement) plan, it renews every year as long as you pay your premium and the plan is available.