18 yr old looking for an auto loan.?

I’m an 18 yr old college freshman and i really need a car asap. i go to school 20 mls away from my house and asking for rides isnt cutting it anymore. its really hard for me to save up since i do have other things to pay for but i do make enough to handle a car payment of like $260 or less. now i cannot save a few thousand dollars for a down payment so i was looking into getting an auto loan. but im so confused. first off would i qualify? i have a few credit cards, one with my bank Bank of America, the others retail. i pay off evrything on time, im not in debt, im very responsible! but sill im considered little to no credit. my question is once i get a loan do i have to payments to make? one for the car, one for the loan? or how does that work. any info would be great thanks! and i live in southern Ca if it helps! oh and i already have a car in mind. its a used car priced at $13,000

ANSWER: For Finance and credit solutions I visit this site where you can find all the solutions. http://personalcreditsolutions.info/index.html?src=WP2deckcadenero

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ANSWER: For Finance and credit solutions I visit this site where you can find all the solutions. http://personalcreditsolutions.info/index.html?src=WP2deckcadenero

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ANSWER: For Finance and credit solutions I visit this site where you can find all the solutions. http://personalcreditsolutions.info/index.html?src=WP2deckcadenero