Each state decides how what crimes are ones of "dishonesty or a breach of trust" and whether they disqualify someone from becoming licensed as an insurance agent. A 2011 report by the National Association of Insurance Commissioners points to the confusion: "There has been concern that serious crimes — including, for example, manslaughter, rape, burglary or robbery, arson, unlawful sexual conduct, child abuse, molestation or other crimes against children, kidnapping and murder — might not contain an element of dishonesty or a breach of trust and, despite their seriousness, might not be a trigger for this prohibition status."