I hope people will take Charles Murray’s idea of the government providing a universal basic income (UBI) instead of the current welfare system as an idea to be seriously pursued (“A Guaranteed Income for All,” Review, June 4). The benefits to individuals and society are probably understated and the goals achievable with a couple of modifications. The first suggestion would be to start at age 16 instead of age 21. Rather than giving people money and hoping for the best, starting the UBI while in school would allow time to teach money management, the benefits of savings, preventive health care and the best ways to spend...