A Sense of Loyalty - Credit union members often feel a stronger sense of loyalty and a familiar connection because of a shared sense of community.

Better Rates and Lower Fees - A credit union's bottom line is to benefit its membership; earnings are returned through lower loan rates, higher savings rates and contributions to offset fees.

Invest in Financial Education - Because credit unions aren't focused on making a profit, they value educating each of their members on which financial option would be best for their situation rather than what would better the credit union.

A Personal Touch - Many credit unions are willing to work with their members through unexpected (or unforeseen) circumstances to benefit the member and their community.