Our process

Every client situation is different, so the advice our financial advisers give will be tailored to your circumstances and objectives.

Regardless of whether you need help with accommodation bonds, entry into high care, low care, or extra services, we typically employ a seven-step process:



Life has a habit of serving up unexpected challenges. The need of full time aged care for a family member and their urgent entry into a nursing home, often seems to come out of nowhere and can quickly throw the best laid plans of the family into disarray. The good news is that aged care financial planning is a proven method to help new Sydney aged care residents and their families save money, and avoid costly mistakes. Aged care financial planners help to provide peace of mind and guidance through the admission process, which can include arranging the finances in such a way that better quality aged care homes for your loved one become a real option. Aged care assistance can help you to maximise pension benefits and income, and to minimise the costs of the aged care homes.

Sydney Aged Care Financial Advisers (SACFA) has provided information and aged care financial advice to hundreds of Sydney residents. We offer transparent services and a competitive fee structure to reduce your financial burden. We specialise in modelling various scenario’s to fund the aged care accommodation bond and optimising your cash-flow.

The first consultation with us is obligation FREE. If you can benefit from our advice we will then quote for a financial plan to suit your requirement, and the ‘fixed price’ fee will then charged upon delivery of the financial plan.

In addition, we note many people harbour very tender sentiments regarding their home and do not wish to sell it to pay the aged care bond. If you happen to belong to this category, then SACFA may also help you in this regard with a well-planned strategy that allows you to fund the accommodation bond / Refundable Accommodation Deposit (RAD) but keep your home.

The first consultation with us is FREE. If you can benefit from our advice we will then quote for a financial plan to suit your requirement, and the ‘fixed price’ fee will then charged upon delivery of the financial plan.