Posted 21 December 2013 - 12:28 AM

I have remained patient for nearly two years involving a business loan of $ 5,000 that has not be repaid in part or whole from BakersPeppers in late March 2012



Here are the facts, and email timeline history. I have contacted Dale, He has responded, first making excuses, then a promise to pay 1000$ of the loan by December 15, 2013. It is now December 20th, and I sent a polite reminder to him last week. It was not responded to.

The time line starts early in 2011. At the time Dale had recently posted a video or two of a large number of healthy super hot peppers in his nursery. I made contact, long story short, I provided Dale a certified bank pepper loan of $ 5,000 top help him expand his business.



What follows below is a summary of emails over the next 20 months to the present. I will let the emails tell the story, word for word. First see the certified check made out to and cashed by

The time line starts early in 2011. At the time Dale had recently posted a video or two of a large number of healthy super hot peppers in his nursery. I made contact, long story short, I provided Dale a certified bank pepper loan of $ 5,000 top help him expand his business.What follows below is a summary of emails over the next 20 months to the present. I will let the emails tell the story, word for word. First see the certified check made out to and cashed by him in March 2012. I want to add that this was a no interest loan, you can't do better than that from any bank.

Before I get to the email history, I just wanted to mention that if Mr Bakers were strapped for cash, how could he take his spouse and two kids on vacation recently for two weeks ? At best it would seem a poor business decision on his part.



Everything I stated here is true. I have original emails with IP and Domain name trace if needed.



As you you can see, Mr Bakers has made excuses and a promise for partial payment of $ 1,000 on 12/15/13 which has not been kept.



I have been more than fair and patient in this matter. The next step is up to you... A man is only as good as his word, in the end nothing else matters.



Admins, please do not let this thread spin out of control, no flamers who cannot back their claims with times, dates and facts.



This is not about character assassination, it is about good business practice.

Thanks...



Rhody...



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3/25/12

David, I really appreciate this my friend...really! You have no idea how much it means to me that u will do this for me! Like i said..it will take quite some time to get it back to you but it WILL get back to you over time Dale E. Baker Jr 3408 Colwell Ave Tampa, Fl 33614 I dont have a home phone as these days its more cost effective to have an unlmited data/calls/texts plan on my cell phone.... ****************************************************************************************************************************************************** 8/13/12 Hey Dave...as I stated to u at the time u did loan me the $5k I told u I

had no clue when I could even begin to repay you...and you werequite ok

with that at the time....I now am in a huge crisis with the USPS &UPS!

They owe me over $2k in insurance claims and i may not get it! But i had

to refund that money to my customers...spamus now my father is leaving

me! He backing it up and calling it quits! I can't run the place myself

and having to hire help when my bank account is in the negative is going

to be hard to do...the summer has SLOWED my crop speed WAY down to a

crawl! I am lowering prices to compete with others and I barely have any

inventory as it is due to the slow summers high heat...I told you that i

would get you the $$ back ASAP...could be a while I said...I remember

trying to be very clear I had no clue when i could start getting you

some back to you....and right now is not a good time at all....I hate to

say that...honestly I do...as u truly were there for me when i needed

it...I'm sorry my pepper biz is starting so slow...trust me...I need $$

very bad myself...I can't even pay this months electric bill...first

time that's happened here my dad says in 45 years....Im struggling

myself....and i don't know what to say.....I'm sorry Dave...I hoped u

wouldn't "need' it anytime soon like I tried to tell you at the time...I

feel horrible.... *****************************************************************************************************************************************************3/25/12

dale@bakerspeppers.com

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Dale Jr

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11/11/13

I have been patient and as my next to last email to you states, I am simply requesting you repay the business loan I made to you on 3/36/2012. I put my hard earned money on you to help you succeed when you needed more equipment for your pepper business. It has been almost a year and a half since you cashed the check. Not once have you contacted me by phone, text or email to settle this matter. I have contacted you at least three times to try to negotiate payment and every time you have had excuses. The next step is up to you.

I hope you are a man of your word, because a man's reputation is like gold in the niche hot pepper business.



Sincerely,



Dave Williams



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11/11/13

Hey Dave....

I wanted to say i have not been ducking u at all. I have been real busy working on peppers and having another child at the same time. I told u i have every intention of paying u back in full! December 15th i will send u a check for $1,000....its a start...i can make a payment every now and then but all at once just isnt realistic as i never have that type of $$ all at once....hope this helps...let me know

Dale,

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11/16/13



Dale,

That is a start, please send a bank check with the note section as follows: payment $ 1,000 pepper business loan, balance due of $ 4,000, this will serve as our receipt.

That is a start, please send a bank check with the note section as follows: payment $ 1,000 pepper business loan, balance due of $ 4,000, this will serve as our receipt.

Thanks...



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11/16/13



Dale,

That is a start, please send a bank check with the note section as follows: payment $ 1,000 pepper business loan, balance due of $ 4,000, this will serve as our receipt.

That is a start, please send a bank check with the note section as follows: payment $ 1,000 pepper business loan, balance due of $ 4,000, this will serve as our receipt.

Thanks...



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12/11/13



Dale,



Just a reminder you said above that you agreed to sending a bank check $ 1,000 (post marked ) by Dec 15th. I hope you are a man of your word.



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To all,

Let's keep this thread civil, if Bakers pays off the debt I will remove the thread right away. I dont see how I can be more fair than that. It would be good for his business reputation. He knows that.

Please note: I have updated the second 11/11/13 post above where Dale agreed to pay me $ 1,000 by 12/15/13. I failed to post it in the original post.

Edited by Rhody, 22 December 2013 - 12:07 PM.