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JERSEY CITY — He says he touched only her shoulder and bag.

She says he touched a whole lot more.

A close encounter on a crowded PATH train in Jersey City during the morning rush Monday left Port Authority Police trying to sort out what happened.

A day after a commuter took a cell phone photo of the man she said repeatedly brushed against her breast while he held onto the train pole, police on Tuesday cited 24-year-old Dhaval Dharaiya of Jersey City for criminal sexual contact.

He is to appear at a Jersey City court at a later date, police said.

Port Authority Police spokesman Al Della Fave said Dharaiya told officers, "The pole was sticky and my hand was slipping up and down."

However, Dharaiya told police that when he did accidentally touch the woman, he touched her shoulder and bag and nothing else.

The woman, a 43-year-old commuter from Jersey City, told police that while she stood against the doors of the train, a man purposely slid his hand up and down the train pole and brushed his arm against her breast while they rode from Journal Square to the World Trade Center PATH station.

She told police that after she asked the man to back away or use the opposite hand to hold the pole, he responded, "No! I’m ok here."

She gave police at the World Trade Center PATH station a cell phone photo she took of the suspect. Police returned Tuesday to the Journal Square station around the same time — at 8:50 a.m. — and questioned Dharaiya, who admitted he was the man in the photo.

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