Users of the popular bitcoin tipping service ChangeTip can now top up their accounts via purchases with Visa and MasterCard credit cards.

With the addition of the new payment option, ChangeTip users can add to their tipping wallet via credit card, bitcoin or a direct ACH transaction.

Purchases can be made with any card running on the Visa or MasterCard network, however, American Express and Discover are not available. Additional bank fees apply for purchases.

ChangeTip head of community Victoria van Eyk indicated that, while users could previously use credit cards to make bitcoin purchases through Coinbase, the addition of a direct credit card purchasing option will remove added friction from the wallet top-up process.

Van Eyk told CoinDesk:

“The idea is to make buying bitcoin really easy, so we decided to create an option where users can do it right on the website. We want to provide the smoothest end-to-end experience.”

Credit card users are restricted on how much bitcoin they can purchase with the service, with daily limits being set at a minimum of $10 and maximum of $20. Additionally, users can only buy $40 worth of bitcoin every three days and $80 each week, though this figure increases based on the number of social accounts users connect to ChangeTip.

To add a credit card, users must provide their first and last name, email address, mobile number, date of birth and billing address.

Users who are not verified with the service must then connect a verified Facebook or Twitter account, and connect an additional Twitter, GitHub, Reddit or StockTwits account.

The initial verification process may take up to 24 hours, according to the company.

Online purchase image via Shutterstock