C’est la vie.

The owner of a ritzy upstate French restaurant whose upscale clientele has included Gov. Andrew Cuomo, Regis Philbin, Tom Brokaw and Mick Jagger is facing federal charges that she cooked the books to qualify for bank loans for the financially strapped eatery.

Barbara “Bobbie” Meyzen, owner of La Cremaillere in Bedford, was hit with “multiple fraud charges” after she was arrested Tuesday in Redding, Conn., where she lives with her husband and co-owner Robert.

Meyzen and her husband have run the restaurant, which is in the Banksville hamlet of Bedford, since 1993.

According to the US Attorneys Office, Meyzen falsified documents and even forged signatures to qualify for loans from nine lenders between 2015 and 2016 – even changing a bank statement that showed a negative balance of $32,865 for the restaurant to make it appear the account had $27,766 in it.

“When Barbara Meyzen’s upscale clientele of bankers, celebrities and other notable figures frequented her restaurant, they saw a stately French manor in a serene Westchester suburb,” US Attorney Geoffrey Berman said in a statement.”

“What they did not see was the alleged rampant financial fraud that was happening,” Berman said. “As a result of her alleged fraud, Barbara Meyzen has potentially earned herself a reservation for one in federal prison.”

Despite appearances, La Cremaillere has been under fire from at least three creditors in recent years, according to records on file with the Westchester County Clerk. In the most recent case, the restaurant was hit with a $67,650 judgment in a claim filed by Jet Business Loans LLC last year.

Vanity Fair called the restaurant “home to the finest French country cooking on the East Coast” in a September 2017 review, and said regulars also included Billy Joel, Tommy Hilfiger and Glenn Close.

A man answering the phone at the restaurant Wednesday refused to comment and hung up on a reporter.