The Michigan state legislature yesterday finished passing a bill that requires women to buy separate coverage ahead of time for abortion if they want to have coverage for it at all. The measure applies to private health insurance, and it has no exceptions for rape or incest.

For that reason, opponents have been calling the new plan “rape insurance,” which is tough terminology, to be sure. As we’ve seen in places like Virginia, what you call something really matters.

Yesterday in Michigan, State. Sen. Gretchen Whitmer, a Democrat, was not backing down.

For those you who want to act aghast that I’d use a term like “rape insurance” to describe the proposal here in front of us, you should be even more offended that it’s an absolutely accurate description of what this proposal requires. This tells women that were raped and became pregnant that they should have bought special insurance for it. By moving forward on this initiative, Senate Republicans want to essentially require Michigan women to plan ahead and financially invest in healthcare coverage for potentially having their bodies violated and assaulted. Even worse, it would force parents to have similar and unthinkably terrible discussions about planning the same for their daughters. I’ve said it before and I will say it again: This is by far one of the most misogynistic proposals I’ve ever seen in the Michigan legislature.

Whitmer went on to describe her personal experience of surviving sexual assault. The final vote was 27-11 in the Senate, to go along with passage in the House of 62-47. Republican Governor Rick Snyder vetoed a similar bill last year. But because the bill this time arose as a citizens’ initiative, it does not require a signature from the governor – neither can he veto it. Had the Michigan legislature sent it on to the ballot, it faced a divided electorate, with voters opposed to it by 47 percent to 41 percent in a recent poll. The bill will take effect early next year.