That means hundreds of Philadelphians may have their funds frozen at a time when millions of Americans are out of work. And they could be blocked from getting federal stimulus checks that weren’t protected from debt collectors when Congress hastily put together the CARES Act, the $2.2 trillion coronavirus relief package. The snatching of relief payments — up to $1,200 for individuals and $2,400 for married couples, plus $500 per child — has sparked widespread criticism, with lawmakers, consumer advocates, and banks calling on federal officials to resolve the issue.