It shouldn’t come as a surprise, but the amount of Albertans missing their bill payments is on the rise.

Transunion’s latest analysis of Canadian credit trends shows Alberta has the second highest delinquency rates in Canada, at just over three per cent.

Delinquency rates in Alberta are up nearly 15 per cent in the past year and analysts say low oil prices are to blame.

Transunion defines a delinquent as someone who has missed a payment by more than 90 days.

Director of Research and Analysis, Jason Wang, said the average consumer Calgary debt level is a little more than $28,000, which is a 1.2 per cent jump compared to last year.

“This is because historically when oil prices were doing great a lot of Alberta consumers had higher income so they were living large,” Wang said. “They spent more, they borrowed more, and that lifestyle is a little difficult to change that overnight.”

“The Canadian average number being 21,500 so at 28,000 Calgary residents definitely have a lot more debt than the average Canadian.”

On the upside, the monitoring agency says Alberta still has one of the lowest debt to income ratios in the country, at under 1.5 per cent.