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SIR Philip Green yesterday cowered on his £100million super-yacht as a former BHS worker tried to question him about the demise of the firm.

Sitting on a hired boat in the shadow of Green’s floating palace ­Lionheart, single mum Hannah Cullen, 23, politely asked him to face her. But the tycoon – dubbed Philip Greed – refused to come out.

Using a loud hailer, she then told the billionaire: “You are a coward.”

Hannah, now living on £120 a week in benefits after six years working at BHS, earlier told the former owner: “Sir Philip Green, my name is Hannah Cullen.

“I’m a former employee of BHS and I’ve been made redundant because of your actions. You are here on your £100million yacht while thousands of BHS workers have been left without jobs.

“What you’re doing is cowardly. Would you come and face me? I’ve got a letter for you and I’d like to deliver it to you.”

Some of Green’s 40 boat staff did come outside to listen but Green remained unmoved behind the vessel’s black smoked glass.

His cowardice came less than 48 hours after BHS’s 22 remaining stores were closed down by administrators, ending the chain’s proud 88-year history.

Hannah, of Ware, Hertfordshire, travelled to Capri, Italy, after taking a flight from London Stansted to Rome. She then made a two-hour car trip to Naples and a 45-minute boat ride to the exclusive island.

She said last night: “I didn’t take the decision to travel to Capri lightly but I decided I needed to come to try and speak to Mr Green. I worked hard for him for six years to help fund his lifestyle and this is how he has repaid me. The way he behaves is disgusting.

“I wanted to explain to him the impact his decisions had and ask for his reassurances he’ll do everything he can to save workers’ pensions.

“He didn’t even give me the courtesy of walking out on to the deck of his boat to see me. It just shows the contempt he clearly holds us in.”

In the emotional letter, Hannah told how she was excited to join BHS in 2010. But she expressed anger that her store in Harlow, Essex, and others around the country were left to deteriorate.

She wrote: “You have managed to destroy an iconic part of the British high street which could easily have been saved.

“But due to your neglect of the company it is now gone forever.”

Green – who’s thought to be worth £4billion – bought the BHS chain of 170 stores in 2000.

He sold it to a group of investors led by three-times bankrupt Dominic Chappell for £1 last year. The firm’s collapse in April led to a lengthy parliamentary inquiry.

A report by Labour MP Frank Field said Green plundered vast sums from their coffers.

Green is under growing pressure to fill the firm’s £571million pensions black hole.

The pensions regulator is probing ­dealings of Green’s Arcadia fashion group, Green family subsidiaries and wife Tina, 67, who controls the family fortune.

The Serious Fraud Office have said a criminal ­investigation could be launched if there are ­reasonable grounds to suspect fraud.

Hannah added: “I only got £200 redundancy, while Green and his family are living a life of luxury.

“I’d welcome a criminal investigation into the actions of Mr Green, Dominic Chappell and anyone else involved in the store’s demise. Mr Green can’t hide on his boat forever.”