"This year end is going to be so painful – everyone needs to get looked at," said Paul Adelizzi, CPA, director at Citrin Cooperman in Center City. "There was an adjustment in the beginning of the year on all wage earners' withholding. The issue this year is that for the first time, all tax projections need to be done on a case by case basis, because of the little quirks in the new law. "