Steve Harrison is lucky to be alive.

Key points: Balmoral Village in the NSW Southern Highlands was decimated by fire on Saturday

Balmoral Village in the NSW Southern Highlands was decimated by fire on Saturday One local artist hid in a makeshift shelter, which he said saved his life

One local artist hid in a makeshift shelter, which he said saved his life A volunteer firefighter lost his home while protecting his neighbours' properties

The 67-year-old artist became trapped on his property as the Green Wattle Creek fire roared towards his home in Balmoral in the NSW Southern Highlands on Saturday afternoon.

His wife had already evacuated but Mr Harrison had stayed to defend the property. By the time he changed his mind, it was too late.

"I ran to my ute but my garden was already on fire, the driveway was on fire, the road was on fire so I couldn't evacuate," Mr Harrison told the ABC.

With nowhere to go and no firefighters to help, the professional potter hid inside a makeshift shelter made out of fireproof ceramic fibres as the flames approached.

"The day before I had actually built myself a small kiln down the back — a coffin-sized kiln — just big enough for me to crawl inside," he recalled while fighting back tears.

The makeshift shelter which Steve Harrison said saved his life. ( ABC News: Lydia Feng )

"I was in there for half an hour while the firestorm went over. It was huge, just glowing orange-red everywhere. Just scary. I was terrified."

He admits he could have died.

"I could have if I hadn't thought about plan B. In that little kiln enclosure I made, I had a fire extinguisher, a bucket of water, a drinking water bottle and a fire blanket."

Balmoral is the small village decimated by fires in the extreme temperatures on Saturday.

An early estimate by the NSW Rural Fire Service said at least 20 structures had been lost in the blaze over the weekend.

While Mr Harrison survived, his beloved potting shed, along with his ceramic artworks, burned to the ground.

Over the 43 years he has lived on the property, he has experienced two other bushfires but says this weekend was the worst.

"This was like a holocaust — this was catastrophic. You can see when you look around, there is just nothing left."

Despite the ferocity of the fires, his house is still standing.

"I put a lot of money and effort and time into putting dedicated firefighting pumps just to run the sprinklers on the walls and roof. My wife and I spent the day wrapping [the house] up in aluminium foil to reflect the heat."

His neighbours' homes, however, have all been destroyed.

Steve Harrison's pottery shed was destroyed. ( ABC News: Lydia Feng )

'The battle of the century'

Elsewhere, volunteer firefighter Russell Scholes lost his home on Saturday night while he was out protecting his neighbours' properties.

"We were preparing for the battle of the century, which it turned out to be," he said.

Space to play or pause, M to mute, left and right arrows to seek, up and down arrows for volume. Watch Duration: 25 seconds 25 s Russell Scholes says losing his house was 'like something that only happens in the movies'.

The crew had been called in to protect people and property when the fire quickly moved in.

His colleagues then saw his property was on fire.

"The guys came over and tapped me on the shoulder and they said 'sorry'."

"When I turned around, I saw the house burning. It's one of those things you think only happens in the movies where the guys fighting the fires lose [their] home, but that close [to where I was] was a bit surreal."

But he continued to remain working on the property he was already at before returning to his home.

He said important possessions like photographs had been packed up in the car in advance, and although it had been traumatic he remained philosophical about his property.

"That's replaceable," he said, pointing at the pile of rubble that was his former home. "The kids and family aren't."

