Three men were busted Monday in New York for running an Indian call-center con that fleeced more than $2 million from US victims — including a 76-year-old woman who lost her savings, prosecutors said.

Long Island brothers Kamal Zafar, 51, and Jamal Zafar, 48, and Queens man Armughanul Asar, 68, were hauled before a federal judge in Central Islip, where they pleaded not guilty to charges of conspiracy to commit wire fraud and money-laundering conspiracy.

Prosecutors say the trio worked with “co-conspirators” at a call center in India, where scammers would badger Americans on their home phones by posing as employees of the IRS, the DEA or the Social Security Administration.

The callers would tell the marks they had outstanding debts — then threaten them with arrest if they didn’t fork over the money quickly.

An initial call was often followed by another from a person impersonating a law enforcement officer and claiming they had an arrest warrant and would be at the victim’s home the next day, court documents say.

Between January and September 2018 alone, the scheme bilked victims out of $2.3 million, according to court papers.

Among the victims were a Missouri man who lost $70,000 out of a community memorial fund created after his wife and two teen daughters died in a car accident and a 76-year-old woman who was swindled out of her retirement savings, the feds said.

It wasn’t immediately clear who was masterminding the operation. The New York-based trio’s role included recruiting people to incorporate businesses and then using those shell corporations to open bank accounts, according to prosecutors.

The cash that was conned out of victims was then laundered through the accounts — with some forwarded to accomplices in China and Pakistan, prosecutors claim.

“These defendants remotely used ruthless scare tactics and threatened innocent citizens including the elderly, widows and professionals under the guise of having to pay off unfounded financial obligations to the US government for their own personal gain,” stated IRS Criminal Investigation Special Agent-in-Charge Jonathan D. Larsen.

The brothers have a history of alleged fraud. Kamal was already out on $1.5 million bail in a health care fraud case in Brooklyn when he was collared, while Jamal was convicted for fraud in 2015, prosecutors said.

Prosecutors asked that all three be held without bail, but the judge allowed Asar to be released on $500,000 bond and the brothers were released on $750,000 bond with electronic monitoring.

All three men were born in Pakistan. The Zafar brothers are naturalized US citizens, while Asar is not a US citizen, prosecutors said.

If convicted, the three men each face up to 20 years behind bars.