This transcript has been automatically generated and may not be 100% accurate.

... the rate was about ten dollars the year ... and still feel like they're just nearly getting by ... here's the one possible ... they are married ... with two kids living in Chicago making four hundred thousand dollars the year ... now let's look at your core expense but they you've got a home worth one point two million dollars ... in outstanding mortgage at eight hundred and fifty thousand dollars ... your mortgage payment equal about eighty seven thousand dollars the year ... property taxes are twenty four thousand dollars you're ... holding on is twenty five thousand dollars this year ... utilities and builder adds up to fifteen thousand dollars a year if groceries her family for a five hundred and seventy five dollars a week ... after thirty thousand dollars the year ... auto insurance nine thousand dollars a year ... that totals up to one hundred and ninety thousand ... import expenses ... now let's not forget those discretionary expenses ... it's a nice they cautions the year for the family ... clock in at around twenty five thousand dollars the year ... and a sixty thousand dollar car every four years ... comes to about fifteen thousand dollars the year ... dining out entertainment ... that two hundred dollars a week or ten thousand for the year ... don't forget as annual club views of twelve thousand dollars fee if your total discretionary spending ... sixty two thousand dollars ... that you've still got some other family expenses you got the kids' sports and activities that cost ten thousand dollars a year in your funding of private plane I counted ten thousand dollars the year ... then we get the holidays ... are spending six thousand dollars the year ... fundraisers at the kids' school but haven't had enough ready for roughly five thousand dollars the year ... that brings your total annual spending just two hundred and ... eighty thousand dollars the year ... just how much is made after taxes and a modest for a one k contribution ... feeling anxious when the turbine style sustainable in retirement and if you're saving enough you're not alone said now was the time to make some changes if a fat bonus and caught your spending ... place still happening