So they've upped the offer since last month's popular 120,000 point deal.

Now 140,000 or $700 worth of Flybuys points over the first 2 years.

Unfortunately I just applied yesterday.

$99 Annual fee and 14 months 0% balance transfer.

Terms & conditions

Credit criteria, fees and charges, terms and conditions apply.

~New customers who apply for a Coles Rewards Mastercard by 31 January 2020 via the link above, enter their flybuys number in the application form and make purchases (excluding Cash Advances) to the value of $3,000 or more on the new Coles Mastercard in the first 90 days of the Account approval date will, within 3 weeks of meeting the required $3,000 spend, be credited 100,000 flybuys BONUS POINTS to the flybuys account linked to the Coles Mastercard. Plus, receive an additional 40,000 flybuys BONUS POINTS within 3 weeks of the first anniversary of Account approval date. Points will be forfeited if you close your Account before they appear in your flybuys account. The Account needs to be in good standing for the flybuys BONUS POINTS to be awarded. Standard flybuys Terms and Conditions apply, see flybuys.com.au. This offer cannot be used in conjunction with any other offer.