The 1981 Cincinnati Bengals season was the team's 14th year in professional football and its 12th with the National Football League (NFL). The team won their first AFC Championship, but lost Super Bowl XVI to San Francisco.

Cincinnati had at least a share of the AFC Central lead the entire season. On December 13, quarterback Ken Anderson threw two touchdown passes as the Bengals clinched the division with a 17–10 win over the Steelers.

Ken Anderson led the NFL in passing in 1981 with a 98.5 rating.

On January 3, 1982, the Bengals beat Buffalo, 28–21, in an AFC Divisional Playoff game. A week later, playing in their first AFC Championship Game, the Bengals defeated San Diego, 27–7, at Riverfront Stadium in a temperature of nine degrees below zero with a wind-chill factor of minus-59.

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