NEW DELHI: The Supreme Court today said that disclosure of names of debtors, who owe Rs 500 crore and more to banks, will not lead "anywhere" as the important issue is to address "root cause" of accumulation of non-performing assets (NPAs)."The disclosure of names with over Rs 500 cr bad loans will not lead anywhere. Root of the malice is accumulation of NPAs. The real cause is to address the root cause of NPAs and how to solve it," a bench comprising Chief Justice TS Thakur and Justices AM Khanwilkar and DY Chandrachud said.The observations assume significance as the the apex court, time and again, has been asking the Reserve Bank of India (RBI) and the Centre about the possibility of disclosing names of those who have defaulted in repaying bad loans to banks to the tune of Rs 500 crore and more.Stressing the need to find "some solution" and reason as to why bad loans are accumulating, the bench asked Solicitor General (SG) Ranjit Kumar, appearing for the Centre and RBI, to file an affidavit within four weeks detailing steps taken to overhaul debt recovery system and laws dealing with quasi- judicial bodies like the Debt Recovery Tribunal (DRT) and the Debt Recovery Appellate Tribunal (DRAT).During the hearing, the SG informed the bench that a committee, set up to deal with various issues including the NPAs, would give its report shortly and moreover, the banks are and will keep trying to recover bad loans.Earlier, the apex court was informed that only 57 borrowers have defaulted on bank loans amounting to a whopping Rs 85,000 crore.The court, after perusing an RBI report on people who have taken loan worth over Rs 500 crore and defaulted, had asked the central bank as to why their names should not be made public."Who are these people who have borrowed money and are not paying back? Why this fact that the person has borrowed money and not paying back be not known to the public," the bench had asked.Advocate Prashant Bhushan, appearing for NGO Centre for Public Interest Litigation (CPIL), had favoured disclosure of the outstanding loan amount and cited an apex court verdict of December 2015 to claim that RBI has to provide all information.