ITEM 1.01. Entry Into a Material Definitive Agreement.

On September 17, 2020 , Euronet Worldwide, Inc. (the "Company") and certain of its subsidiaries entered into an Amendment (the "Amendment") to the Credit Agreement dated October 17, 2018 (the "Agreement") with a lending syndicate consisting of fifteen banks (the "Lenders") with Bank of America, N.A . serving as Administrative Agent and Wells Fargo Bank, National Association along with U.S. Bank National Association serving as Co-Syndication Agents. Under the Amendment, the Consolidated Total Leverage Ratio, as defined in the Agreement, is modified to reduce the amount of consolidated funded debt by the amount of cash and cash equivalents on the Company's consolidated balance sheet and the Consolidated Interest Coverage Ratio now includes a one-time option to reduce the ratio to 3.5 to 1.0 from 4.0 to 1.0 for a period of up to three consecutive quarters.

The foregoing description of the Amendment does not purport to be complete and is subject to, and qualified in its entirety by, the full text of the Amendment, which is filed as Exhibit 10.1 hereto and is incorporated herein by reference.

ITEM 9.01. Financial Statements and Exhibits. (d) Exhibits Exhibit Number Description

10.1 Letter Amendment No. 2 dated as of September 17, 2020 to the Credit

Agreement dated as of October 17, 2018 , as amended by Letter Amendment No. 1 dated as of August 26, 2019

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