SR-22 or SR-22 Insurance is a certificate issued by your car insurance company. Contrary to what name suggests, this is not an insurance, instead, it’s an evidence that verifies you have an auto insurance liability coverage required by your state. This is required by most states in various cases of driving-related issues. In such case, the driver needs to purchase and maintain continuous coverage through an insurance company. Typically the insurance companies monitor for coverage lapse and may report to DMV. This can help the state guarantee that any time the driver is behind the wheel, they are insured by minimum liability insurance. In most states, non-owner SR-22 insurance is a normal driver requirement.

SR-22 insurance may be referred to by any of the following descriptions depending on the state that you live in

SR22 Form

SR22 Certificate

SR22 Bond

SR22 Filing

SR22 Insurance

SR22 Certificate of Financial Responsibility

Every state has its own requirements regarding SR-22. As discussed above, SR22 certificate is required by the court or mandated by the state only for certain driving-related violations. Some of them are:

DUI or DWI convictions

Accidents caused by drivers without a valid insurance

To reinstate a suspended or revoked license

Multiple traffic offenses in a short time period

If any of this affects you and you’re looking to buy SR-22 insurance or simply to browse for rates, you’re at the right place! LocalXR maintains and provides strategic partnerships with all the leading SR-22 Insurance providers. Speak to our live agents today by calling the toll-free phone number for your case and get a customized, No Obligation, Hassle-Free quote!