Marketplace service is a community driven e-commerce platform where users can buy and sell goods exclusively with mCoin.

The concept of financial inclusion remains a pipe-dream. Some 1.7 billion adults worldwide still don’t have access to digital banking, according to data released by the World Bank.

ONEm provides users with the first offline digital wallet which can safely store mCoins. The full featured SMS wallet keeps a user’s transaction history which can be used to create creditworthiness for lenders. All transactions can be verified independently over the internet via mCoin’s public blockchain ledger.

Users are able to send payments in mCoin, across any device, across borders and cross network. There is no need to remember and input a long wallet address, users can send mCoin to friends and family just with a ONEm name.

Marketplace 2.0 promises to include many more features which include rating system, escrow feature and more customised features for a personalised experience.

This is just the beginning ONEm will continue to grow the user base and form strategic partnerships. Holders of mCoin will have the opportunity to utilise mCoin with participating partners.