What actually are Spaces accounts?

Each space created with Spaces is a bank account that sits parallel to your main N26 account. That basically makes them similar to a savings account; they hold your money but can’t be used for spending or transactions.

And why are you calling them Spaces?

We called them Spaces to keep their purpose undefined. That’s up for you to decide, whether it’s saving or organizing your finances. Often other accounts are simply for saving. Spaces is a general tool that serves your needs, regardless of function.

What happens to my Main Account?

Absolutely nothing! Your main account will continue to function like it did before. All your purchases, transfers, standing orders, and deposits will happen there.

How many spaces can I make?

If you have a free account, you can have up to two extra spaces active at one time in addition to your Main Account. N26 You and Metal users can have up to ten additional spaces active at once. But you can create and delete as often as you want.

What if I want to spend from another space?

We don’t support that yet. But it’s easy to move money over from a space into your Main Account. Just drag and drop, input the amount you spent and it’ll “pay you back.” So say you have a space for rent and you transfer some money out of your Main Account, you’d just drag and drop the same amount out of your “Rent Space.”

What happens if I delete a space?

We’ll move the money immediately back into your Main Account.

Are there limits to how often I can move money back and forth?

Theoretically no. Have at it! But please, be kind to our servers.

How do I see my total balance?