Yet while the wealthy may have recourse to financial advisers and use tax havens because they can afford to, they are not alone in making choices without moral recourse, for we can all be guilty of it to some lesser degree, even if just by supporting those multinationals engaged in large-scale tax avoidance. In such instances, there is rarely any consideration of community or other people’s welfare, or any expectation to make decisions on any other basis other than ‘what’s in it for me?’