Terms and Conditions

Interest free only available with selected practitioners, to approved applicants only. Minimum monthly repayments are required, see your contract for details. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged interest at the standard annual percentage rate, currently 19.9%. A one off establishment fee may apply, see your contract for details. A Monthly Account Service Fee of $6 (when balance owing) apply. Pacific Smiles, its staff and dentists receive no benefit from zipMoney. zipMoney assess applications independently . Terms & Conditions apply and are available on application. Credit provided by zipMoney Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878). Visit www.zipmoney.com.au to learn more about zipMoney.