Four people looking to repair second and vacation homes using Hurricane Sandy relief funds were charged with defrauding the state and FEMA, New Jersey Attorney General Gurbir Grewal announced Thursday.

Rhea Jolly, 61, of Toms River (top left); Ralph Lubosco, 66, (top right); Eileen Lubosco, 67, of Cream Ridge (bottom left); and, Peter Raia Jr., 51, of Lodi (bottom right).

Rhea Jolly, 61, of Toms River; Peter Raia, Jr., 51, of Lodi; and, Ralph Lubosco, 66, and Eileen Lubosco, 67, both of Cream Ridge, were charged Wednesday with theft by deception after they allegedly filed fraudulent applications for FEMA assistance and state grants, according to a news release.

Raia also applied for a low-interest U.S. Small Business Administration loan and was additionally charged with unsworn falsification, it was stated in the release.

In order to qualify for FEMA relief, applicants are required show that their damaged property was their primary residence when the storm hit on Oct. 29, 2012. Secondary or vacation homes are also not eligible SBA loans, the release stated.

Jolly received $156,636 in funds to repair her Toms River home when she actually listed another home in Ocean Gate as her primary residence, according to the news release.

The Luboscos got $134,981 from the state and federal government after they said their "long-term rental property" in Manahawkin was their primary residence and not their home in Cream Ridge, it was stated.

Raia was awarded $37,822 in relief funds after he said his "weekend property" in Seaside Heights was his primary residence and not his home in Lodi, according to the release.

Grewal said 120 people have been charged with similar offenses since 2014. They are allegedly responsible for diverting more than $8 million in relief funds, he added.

"Any fraud against public assistance programs is deplorable, but these thefts were especially egregious because they diverted funds intended for victims left homeless by one of the most devastating storms in New Jersey history," Grewal said. "We have recovered over $2.2 million through these prosecutions and we also have sent a strong message that should deter this type of fraud during disaster relief efforts."

Chris Sheldon may be reached at csheldon@njadvancemedia.com. Follow him on Twitter @chrisrsheldon Find NJ.com on Facebook.