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The federal banking regulator has again hiked the amount of capital Canada’s six biggest banks must hold, saying that “key vulnerabilities” to the lenders remain high and that some risks show signs of growing.

Canada’s Office of the Superintendent of Financial Institutions said Tuesday that, effective April 30, the “Domestic Stability Buffer” for the country’s major banks will be set at 2.25 per cent, increasing the cushion from its current level of two per cent.

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OSFI reviews and announces any adjustments to its domestic stability buffer semi-annually, in June and December. The regulator has now increased the buffer by a quarter percentage point three announcements in a row.

“This reflects OSFI’s view that key vulnerabilities to Canada’s Domestic Systemically Important Banks (D-SIBs) remain elevated, and in some cases show signs of increasing,” the regulator said in a press release. “The key vulnerabilities include Canadian household indebtedness, asset imbalances and institutional indebtedness. In addition, global vulnerabilities related to ongoing trade tensions and rising leverage are growing, which could increase the chance of a spillover of external risks into the Canadian financial system.”