The borrowers on our P2P lending platform come from a large demographic pool, primarily consisting of salaried individuals. Every borrower goes through a 5 step LenDen screening mechanism where borrower’s personal, professional and financial information is scrutinised by our digital verification mechanism and physical verification checks. On successful verification and confirmation of the borrower credentials, the profile is processed by our proprietary S-Algo (Screening Algorithm). The borrower is listed on the platform once the comprehensive sets of S-Algo criteria are met. We also visit each of the borrower’s house before his loan amount is transferred to his account. This ensures lesser borrower defaults and easy tracing of borrowers if at all he/she defaults.