How do I check my credit report for free? In general, you can access your credit report for free once per year for each of the three credit bureaus—Experian, TransUnion, and Equifax. Due to COVID-19, each bureau is offering free weekly online reports through April 2021. You can also access your credit report snapshot for free at Credit.com. While this is not a full credit report, it can also give you a picture of the five key areas included in your credit report.