For anyone concerned that $800 billion in student loans over the last decade simply won't be enough debt burden for millennials to carry, worry no more, a solution has been found.

$800 billion in new student loans in the past decade but aside from that "consumers are deleveraging" pic.twitter.com/MwaWby89H4 — zerohedge (@zerohedge) May 2, 2016

Visa has come up with a plan to add infinitely more debt to millennials who are working diligently as bartenders and waiters: credit cards. Visa has even unveiled a detailed timeline by which they can accomplish the task.

The thought process is as follows:

First, Visa estimates that all of those minimum wage jobs will be adding up to $8.3 trillion in personal income for millennials by 2025.

Next, Visa believes that millennials use cards for 57% of their spending, making them an attractive "target" for massive amounts of additional debt credit card marketing.

And finally, as a percentage of total available users, millennials use revolving credit more than any other generation.

How long will it take to market the idea, sell the credit, and wait for the debt to pile up? Why, not soon after college of course. Visa estimates that if done properly, banks and other credit card issuers can have millennials saddled with billions in new debt by the young age of 28. The company even puts together a nice infographic to add to their excitement.

In summary, everyone can rest assured that while young millennials may not have their future mapped out quite yet, Visa and other institutions have that all taken care of for them - just make sure to pay that monthly interest.