

An innovative digital economy based on the use of cryptocurrencies is actively penetrating into our

everyday life. After the adoption of a law regulating cryptocurrencies in some countries, no one is

surprised that, for example, in Japan, you can settle the bill in stores or in Switzerland, you can pay taxes

using bitcoins.

Despite the rapid growth, the cryptocurrency market is at the very beginning of its journey. According to

the latest LAT Crypto Research3 conducted with the help of former McKinsey and Deutsche Bank

employees, the total capitalization of all cryptocurrency can reach $5 trillion by the year 2025.

Cryptocurrency capital has objective reasons for growth. In 2017, its volume was 5% of the value of all

gold mined in the world4. Taking into consideration the high profitability of investing of financial resources

in digital assets and the transparency of blockchain operations, more people will keep their savings in

cryptocurrencies in the future. Considering the minimal costs of transactions of such...