By Keith Sargeant | NJ Advance Media for NJ.com

There are three weeks left to play in college football’s regular season, which means there are approximately 195 FBS games left to play.

Every division title in each conference remains up for grabs.

Postseason fates are still to be decided for all but about two dozen bowl-ineligible teams.

Anyone who claims to know what's going to happen when the College Football Playoff committee meets to decide the four-team playoff in less than four weeks is either Nostradamus or just plain foolish.

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Duane Burleson | Getty Images

There are a few certainties, however.

Heading into Week 11 of the college football season, here is a mathematical look at where Rutgers stands in the bowl picture.

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Where Rutgers stands

Record: 4-5

Remaining schedule:

Saturday, Nov. 11: at Penn State (7-2)

Saturday, Nov. 18: at Indiana (3-6)

Saturday, Nov. 25: home vs. Michigan State (7-2)

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Rutgers looks like bowl contender after 3rd win in 4 games

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Noah K. Murray | USA TODAY Sports

39

That's the number of bowl games — not including college football's National Championship game — this season. It's one less than last season after the Poinsettia Bowl was eliminated.

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78

The number of Football Bowl Subdivision teams that will play in bowl games. There are 130 teams at the FBS level, but Ole Miss is ineligible because of a self-imposed bowl ban and Coastal Carolina, as a transitional FCS-to-FBS program, is also ineligible this season.

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50 bowl-eligible teams

With three weeks left to play, 50 teams have clinched bowl-eligibility with six or more wins:

American Athletic Conference (5): UCF, USF, Memphis, Houston, SMU

ACC (5): Clemson, NC State, Miami, Virginia Tech, Virginia

Big 12 (5): Oklahoma, TCU, Oklahoma State, West Virginia, Iowa State

Big Ten (7): Michigan State, Ohio State, Penn State, Michigan, Wisconsin, Northwestern, Iowa

Conference USA (5): FIU, Florida Atlantic, Marshall, North Texas, UAB

Independents (2): Notre Dame, Army

MAC (3): Ohio, Toledo, Northern Illinois

Mountain West (5): Fresno State, San Diego State, Boise State, Wyoming, Colorado State

Pac-12 (5): Washington, Washington State, Stanford, USC, Arizona

SEC (7): Georgia, South Carolina, Kentucky, Alabama, Auburn, Mississippi State, LSU

Sun Belt (1): Troy

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28

In June 2016, college football's chief governing body implemented a rule that all bowl-eligible teams with 6-6 records must be chosen for a bowl game before any teams with a 5-7 record can be considered.

Because 50 teams currently have six wins or more through 10 weeks, that means 28 spots remain.

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Rutgers moves closer to bowl-eligibility but don't tell Chris Ash

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21

The following 21 teams are one win away from becoming bowl-eligible:

ACC (3):

Boston College (vs. No. 20 NC State, vs. UConn, at Syracuse)

Wake Forest (at Syracuse, vs. No. 20 NC State, vs. Duke)

Louisville (vs. Virginia, vs. Syracuse, at Kentucky)

Big 12 (1):

Kansas State (vs. West Virginia, at No. 12 Oklahoma State, vs. No. 24 Iowa State)

Conference USA (3):

Western Kentucky (at Marshall, vs. Middle Tennessee St., at FIU)

Southern Miss (at Rice, vs. Charlotte, at Marshall)

UT San Antonio (vs. UAB, vs. Marshall, at Louisiana Tech)

Independent (1):

Navy (Home vs. SMU, at No. 3 Notre Dame, at Houston, vs. Army)

MAC (3):

Akron (at Miami-Ohio, vs. Ohio, vs. Kent State)

Central Michigan (vs. Eastern Michigan, at Kent State, vs. Northern Illinois)

Western Michigan (vs. Kent State, at Northern Illinois, at Toledo)

Mountain West (1):

Utah State (vs. Hawaii, at Air Force)

Pac-12 (5):

Oregon (vs. Arizona, vs. Oregon State)

California (at Stanford, at UCLA)

Arizona State (at UCLA, at Oregon State, vs. Arizona)

Utah (vs. No. 19 Washington State, at No. 9 Washington, vs. Colorado)

Colorado (vs. No. 15 USC, at Utah)

SEC (1):

Texas A&M (vs. New Mexico, at Mississippi, at LSU)

Sun Belt (3):

Arkansas State (at South Alabama, vs. Texas State, at Louisiana Monroe, vs. Troy)

Georgia State (at Texas State, vs. Appalachian State, vs. Idaho)

Appalachian State (vs. Georgia Southern, vs. Georgia State, vs. Louisiana)

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24

Twenty-four teams are two wins shy of guaranteeing bowl-eligibility. The 4-win teams include:

American Athletic Conference (1): Temple

Atlantic Coast Conference (4): Syracuse, Georgia Tech, Pittsburgh, Duke

Big 12 (2): Texas Tech, Texas

Big Ten (5): Rutgers, Maryland, Nebraska, Purdue, Minnesota

Conference USA (2): Middle Tennessee, Louisiana Tech

Mountain West (2): Air Force, UNLV

Pac-12 (1): UCLA

SEC (4): Missouri, Tennessee, Vanderbilt, Arkansas

Sun Belt (3): Louisiana, Louisiana Monroe, New Mexico State

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14

Fifteen teams are three wins away from guaranteeing bowl-eligibility:

American Athletic Conference (3): Connecticut, Cincinnati, Tulane

Atlantic Coast Conference (1): Florida State

Big Ten (1): Indiana

Conference USA (1): Old Dominion

MAC (3): Miami-Ohio, Buffalo, Eastern Michigan

Mountain West (2): New Mexico, Hawaii

SEC (1): Florida

Sun Belt (2): Idaho, South Alabama

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AP Top 25 poll: Week 11

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Patrick Gorski | USA TODAY Sports

Tied-50th

If there are not enough bowl-eligible teams, teams with 5-7 records can be considered. Their eligibility will be determined by the highest, most-recent multiyear Academic Progress Rate (APR) scores.

In the most recent multiyear APR, Rutgers ranked tied for 51st among FBS teams:

Note: Wins in parentheses; bold denotes already bowl-eligible; italics denotes bowl-ineligible

Northwestern 998

Air Force (4) 995

Michigan 993

Duke (4) 992

Minnesota (4) 992

Vanderbilt (4) 992

Navy (5) 991

Wisconsin 990

Louisville (5) 988

Stanford 985

Rice 984

Central Florida 984

Illinois (2) 984

Maryland (4) 984

Washington 984

Georgia Tech (4) 983

Middle Tennessee State (4) 983

Utah (5) 983

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Indiana (3) 982

Army 982

Toledo 981

Auburn 980

Clemson 980

Alabama 980

Florida (3) 980

UTEP 980

Boise State 979

Coastal Carolina 979

North Texas 979

Boston College (5) 978

Kent State (2) 978

California (5) 978

Texas (4) 978

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Buffalo (3) 977

Nebraska (4) 977

Miami-Ohio (3) 976

Northern Illinois 976

Cincinnati (3) 976

Wake Forest (5) 976

Kansas State (5) 975

Ohio State 975

Connecticut (3) 975

Pittsburgh (4) 975

Central Michigan (5) 974

Michigan State 974

Mississippi State 974

Ohio 974

Missouri (4) 974

Oregon (5) 974

Rutgers (4) 973

Baylor 973

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Bottom line

In 2015, only 77 teams were bowl-eligible with six or more wins and that meant three 5-7 teams (Minnesota, Nebraska, San Jose State) were granted waivers to play in bowl games because of their APR scores.

Last year, only 75 teams were officially bowl-eligible for 80 slots and that opened the door for a pair of 5-7 teams (Mississippi State, North Texas) to receive bowl bids.

But the math isn’t good for 5-7 teams to get in this year.

Remember, there’s one less bowl game, which means two fewer teams will be receiving bowl bids. For argument’s sake, let's say all 21 of the current 5-win teams reach the 6-win plateau. Add them to the already-eligible 50 teams.

So now you’re probably talking approximately seven spots for the 24 4-win teams.

Rutgers’ multiyear APR ranks 13th out of the 4-win teams.

Simply put, Rutgers’ best hope for a bowl bid will be to win two of its final three games and finish 6-6.

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Keith Sargeant may be reached at ksargeant@njadvancemedia.com. Follow him on Twitter @KSargeantNJ. Find NJ.com Rutgers Football on Facebook.