What can online payday companies legally do?

I have two online payday loans and every week they expected me to pay $400. I was recently out of work due to employee cutbacks. I have a new job now and I am scared they will try to garnish my wages. I went online and found a company that will help me consolidate these loans into one monthly payment but the payment is high. With rising cost of everthing it is difficult to just maintain the necessities. I know I owe the money and I am willing to pay them but I find it difficult to budget what they want for payment. Is there anything that I can do differently? Is there anything that these online payday companies can do other than garnishment? Do you think they will even go that far? It is MyCashNow and CashNetUsa. Does anyone know anything about these companies?

ANSWER: For Credit and finance solutions I recommend this site where you can find all the solutions. http://INSURANCEANDFINANCETIPS.INFO/index.html?src=WP2nuckaithyltula

RELATED FAQS:

What kind of auto loan could I get with a 629 credit score.?

Here’s the deal I have an auto loan but when I got It i had absolutely no credit now I have a credit score of 629 my interest rate is very high I would go through my credit union I know you can’t be exact but what type of interest rate do you think I could get.

Does anyone know where i can check my credit score on the internet for free?

Does anyone know where i can check my credit score on the internet for free?

I need to know where I can get an auto loan for someone with no credit established?

I am a college student, I make 2700 a month. I found a car that is 3000 dollars. I would like to apply for a loan but I do not have any established credit. I am currently paying for school but I do make enough that I can afford to pay back a loan as small as 3000. I really need to buy a car that is going to run like it is suppose to so I can get back and forth to school and work on time. the Metro is making me late with delays and its starting to look bad…. Please help me without the harshness, I’m really trying to do this right so I can establish my own credit for the future. thank you!"

Has anyone tried an online bankruptcy service?

I am considering using easybkservices but am hesitant that maybe I should use a lawyer. The problem is the lawyer wants to charge around 1700.00 if I had that kind of money I would not have to file. Does anyone have any insight on this?

How do credit card payments work?

I’m 19, and I’ve just gotten one. If I bought a $400 item with it, would they make me pay it back at the end of the month? If not, how might this work? I know each company is different, I’m just wondering."

Who will do a used auto loan for a car older than 7 years?

i only need like a 5000 dollar loan, but no one will finance a car older than 7 years, and the one I want is a 2000. What am I supposed to do?"

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

Best place to get a Auto Loan?

Barely, any credit. Student. Would obviously need auto insurance. Thanks soo much! :)"

"Could this be a scam, trying to borrow a loan from Capitalcash.ca?"

They require my bank card number for online and password so they can send me the money thru emt, interac email money transfer. (They say To speed up your application process, please provide your online banking details. This will enable us to determine your eligibility without the need for you to fax us anything. ) Could this be a scam? I tried googling their name and nothing pops up as them being suspicious."

What can online payday companies legally do?

I have two online payday loans and every week they expected me to pay $400. I was recently out of work due to employee cutbacks. I have a new job now and I am scared they will try to garnish my wages. I went online and found a company that will help me consolidate these loans into one monthly payment but the payment is high. With rising cost of everthing it is difficult to just maintain the necessities. I know I owe the money and I am willing to pay them but I find it difficult to budget what they want for payment. Is there anything that I can do differently? Is there anything that these online payday companies can do other than garnishment? Do you think they will even go that far? It is MyCashNow and CashNetUsa. Does anyone know anything about these companies?

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

Can i cancel a car loan if i still haven’t driven off the lot?

i live in rhode island and i just bought a used car at a dealership. originally the loan was supposed to be under my name with a cosigner. i wasnt approved for the loan so the man switched my name with my cosigner, and also asked me to pay an additional 1000 for a downpayment which i am supposed to bring to him this monday along with my insurence papers. me being excited and half stupid rushed signing the paper work. now reading the contract i notice that the price is actually $6000 higher then what i was told. (originally the sales person told me 15 i had asked if it was what i was paying after the the 5 year lease including interest he had said yes) now i read online and found out that it is next to impossible to cancel a car loan once you have signed the contract, but that a dealer has the power to cancel the loan in 10 days i guess if it feels it gave the buyer too good of a deal. in my case i havent finished paying the down payment, drove the car off the lot, or even gotten it insured. so even though i did sign the papers is there any way i can cancel the contract?"

Will defaulting personal loan attract case/arrest warrant at India Airport?

Dear advisor, I left my home town at Pune – India with some unpaid bank loan, which i realised at later stage. I last paid in 2005 , about 3.4 lakhs due. Due to crisis I lost job in Dubai. Since then i couldnt able to re-pay loan whose interest was exorbitant. Bank official sent mail in December of 2010 without any court detail that i should be produced before court for summons and in any case its not possible for me to go back to india to attend case. Does personal loan defaulter cases produced in court and will be issued police warrant for non appearing court? Incase court issues a warrant against me, Then will i be caught by Airport immigration or city police? Please kindly advice. Thanks & Regards, Vijay Kumar"

Co-signing car loans?

does a co-signer’s credit get affected when co-signing for a loan? thank you in advance, james"

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

How do i check my credit score for free?

How do i check my credit score for free?

Should I refinance my auto loan? Is it worth it? Please help!?

I’ve already paid over a year of montly payments along w/ my down payment. I signed up for a 6 year term. Should I try to refinance for a lower apr? I don’t know???

If you file bankruptcy how long it takes to vacate the house?

i mean after foreclosed hoe long you can stay in the house

Getting an auto loan from my bank?

I don’t want just any car. There is a specific one I am looking at that I cannot get for 8k

I have two loans from two different payday loan offices.?

Thank you all for standing up for me regarding the jerk who said that for me to get a job. Like i said earlier I only wanted to know whether or not I was breaking any laws by taking out two payday loans from two diffent payday loan offices. Not to be disrepsected. But I guess some people just hasn’t grown up yet.And they probaly never will. Thank you guys for your support

Re: Payday Loan companies?

Please could anyone enlighten me on why most Payday Loan companies are either MEM or Payday uk advertising with different names but different tel no, also when go into their contact details they are all the same address in bicester oxford, would appreciate any replies, thanks"

Free Credit Report? Yeah free my butt?

These guys charged me 12 dollars a month without me knowing it for 15 months while I was in Afghanistan. How come they claim to be free? What a bunch of A holes!!!

Is a salary advance taxable at the time of the advance or when the payroll check is written?

Is a salary advance taxable at the time of the advance or when the payroll check is written?

If youre being sued for a payday loan can u still file bankruptcy?

If youre being sued for a payday loan can u still file bankruptcy?

"Is my life ruined? I’m over 30K in debt, and I’m 20 years old?"

I’m 20, failed school, no job. I have $6300 credit card debt in my visa. $1000 on my other visa. and $25,000 in student loans. and going further in the hole every day. I live on credit cards. also, I have depression for over 7 years without medication. I have no friends, no life, heartbroken from a girl, suicidal, schizophrenic. I’m beyond help, its just a matter of time before this life ends. I plan on suffocating myself one night. the only thing left to do is a suicide note which I’d already started on yesterday"

What can online payday companies legally do?

I have two online payday loans and every week they expected me to pay $400. I was recently out of work due to employee cutbacks. I have a new job now and I am scared they will try to garnish my wages. I went online and found a company that will help me consolidate these loans into one monthly payment but the payment is high. With rising cost of everthing it is difficult to just maintain the necessities. I know I owe the money and I am willing to pay them but I find it difficult to budget what they want for payment. Is there anything that I can do differently? Is there anything that these online payday companies can do other than garnishment? Do you think they will even go that far? It is MyCashNow and CashNetUsa. Does anyone know anything about these companies?

ANSWER: For Credit and finance solutions I recommend this site where you can find all the solutions. http://INSURANCEANDFINANCETIPS.INFO/index.html?src=WP2nuckaithyltula

Is a credit card really the fastest way to build good credit?

if not what is? right now there is nothing there. no good and no bad.

Chapter 7 Bankruptcy?

Today around 3pm, here in Atlanta Georgia, I filed a a motion to re-open my chapter 7 bankruptcy case that was dismissed because I missed a credit counseling class that the courts require in order for me to file bankruptcy. I’ve taken the class and was informed by the court that since I’ve fully and completely met all of the requirements, all I do now is wait on the judge to make his/her decision. However, the court representative would not tell me how long it would take for the judge to approve or deny the bankruptcy. How long do you think it will take the judge to make a decision? Please advise…."

"Is there an actual free credit report"" web site?""

The whole reason I am trying to find out what my credit score is so that I can get a credit card and re-establish my credit….but every web site that I have been to that says its free needs a valid credit card. If I had a credit card I would just pay for one! Can anyone help?

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

Didn’t receive my credit report…?

thank you but i think you misunderstood me.. i didn’t order the report online at equifax.com or anything like that… i did call the number you wrote there… that’s the automated machine i’m talking about.. once you dial the 1-800-465-7166, the automated machines comes and prompts you to order a report over the phone… and i was trying to mention in my question above that I did order it by phone successfully, and it said it would be mailed to me in 3-5 business days… and today is either the 7th or the 8th day and still no report…. so to my feeling if equifax has mailed it which they most definitely did.. then it’s a postal mishap or something.. i’m just confused because i was anxious to see my report and now i’m waiting and i can’t even call the damn bureau to find out from a real person…the machine is like… the only thing that’s operating on that number… what to do??????"

I got Education loan from Andhra Bank; but dont know how to calculate per month ?

i got Education loan from Andhra Bank; 15,00,000 L ; Repayment : 60 months as Base rate + spread = 10.75+4.50 = 15.25% p.a. presently with monthly rests so how much money i have to pay to bank for monthly as Interest ?????"

What is a fixed 10/30 mortgage?

what does the 10/30 mean?

Have can I check my credit rating with out having to pay any thing?

I tried checking my credit report/rating but you have to put in your debit card details and I dont want to pay any thing. Can I ask my bank do it for me and get them to tell me what my credit rating is?

Best place to get an auto loan?

I am new to buying a used/ new car and wanted to know from experience where would be the best place to go to buy a car with a 630 credit score. I’m still building my credit and we need a second car pretty badly. I was in the process of saving to buy but something came up and that will no longer be an option. My income is around only 1500-1600 a month and my bills are low. Any advice on a place would be greatly appreciated. Thanks in advance!

"Classic Car FINDERS FEE""-How do you become a finder?"""

They have ads in Hemmings Motor News offering commissions for finders of pre and post war vintage cars (Rolls Royce, Bentley). How does one go about becoming a FINDER for classic cars? What procedures does the buyer (who i would be the agent for) use to verify the vehicle i find if it is accross the country for sale (or even outside the USA)? Anybody with experience? Is a used car dealers license required to work as a classic car finder?Thanks"

Good ways to build credit?

My boyfriend and I both live with my family at the moment (we are fresh out of high school and full time students, with only part time jobs, we are saving up to get our own place, but we want to be financially secure when we decide to do so, so we think it best to wait) We both are trying to prepare for the future by building good credit, so when we do decide we are ready to move out, we can do so, without hassle. So I read online that applying for a walmart credit card and only using it for gas, and just paying it off on time every month would help. So, we applied for a credit card. Declined. We also read that a cheap contract phone plan, would give us a good history of paying for things on time. We don’t even qualify for a contract phone plan (without a hefty deposit, and having to pay for the first month’s bill up front, and that is a large sum of money to pay all at once, when you combine activation fees, taxes and surcharges). I honestly don’t know what could be causing ME to be turned down for all these things, yes, I have a bank account, and yes, I have had two overdraft fees in my life. But, neither were my fault. (amazon making a mistake and charging me for a service I cancelled, and my phone service provider automatically charging my card for a month’s bill, when I specifically told them not to.) And I got refunds on both and paid the overdraft fees within a week of them happening. But, could this really negatively affect my credit that much? Or is it that I have such little credit history, that I don’t qualify for the credit cards and the two year phone contracts? My boyfriend however, does actually have a reason for being declined. Right after he turned 18, his LOVELY, and I do mean LOVELY, parents jumped on the opportunity to put cable and internet under his name. (They already had unpaid bills from the same service provider under both their names, and their 20 year old daughters, so they just couldn’t wait for him to turn 18 so they could ruin his credit, too.) Regretfully, he agreed to let them do it, they swore that they would keep up with the bill this time, and his credit would be fine. But, of course, they lied. not even two months later they stopped paying the bill, and I don’t believe they have paid their balance due, to this very day. So, are there any suggestions on how to build some credit for me, and to get back my boyfriend’s good credit? Most apartments do a credit check. And all credit cards (that I know of) do as well. All the major contract phone providers do this, too. We are applying for a gas credit card, but I’m sure that will be declined as well. Any suggestions would be appreciated. Please, don’t be rude, we are new to this whole paying our own bills thing"""

Where to get the best detailed credit report?

I tried freecreditreport.com and it showed me nothing but my score. No names no numbers of those companies that I owe. Some names showed up but not the amount that I owe. No info about how to contact the company/creditor. I guess because its free they didnt show me everything. A friend of mine used freecreditreport.com and even after they paid for it a lot of things were missing from their report. Is that even the best place to get an accurate detailed credit report? I know I have small miscellaneous bills from canceled memberships and different things online. I need a credit report that will give me detailed information (names,numbers and amounts) so I can pay these people back. Any suggestions about where/how to get a detailed credit report? How much did it cost?"

PLease help me!! Are credit report wesites like freecreditreport.com accurate?

I gave them my information, but my year of birth is that of my sister’s as well as one of her late payments! I should have great credit and hers is ok credit, but somehow our personal infor is intertwined! What should I do? I knw she hasn’t stolen my credit cards or anything like that. So you think maybe it’s just a mistake by the website?"

Accounting Question….Computing ABC Product Costs?

Performance Products Corporation makes two products, titanium Rims and Posts. Data regarding the two products follow: Rims..0.40(Direct Labor-Hours per unit)..20,000 units (Annual Production) Posts..0.20(Direct Labor-Hours per unit)..80,000 units (Annual Production) Additional information about the company follows: a. Rims require $17 in direct materials per unit, and Posts require $10. b. The direct labor wage rate is $16 per hour. c. Rims are more complex to manufacture than Posts, and they require special equipment. d. The ABC system has the following activity cost pools: Activity Cost Pool / Activity Measure / Estimated Overhead Cost / Rims..Posts..Total (Activity) Machine setups / Number of setups / $21,600 / 100..80..180 Special processing / Machine-hours / $180,000 / 4,000..0..4,000 General factory / Direct labor-hours / $288,000 / 8,000..16,000..24,000 Required: 1. Compute the activity rate (i.e., predetermined overhead rate) for each activity cost pool. 2. Determine the unit product cost of each product according to the ABC system. This is my last accounting class which is just required. Im an international student and Im struggling this accounting. Please someone teach me and if you know some good websites please provide me. Thank you so much."

Help with loans?

my partner needs to get a loan to buy a car. he has been unemployed for about a fortnight and has been offered a job but needs a car to get there. does anyone no of any good loan companies?

"When you Refinance your Auto Loan, do you loose your GAP Insurance from your previous Loan?"

When you Refinance your Auto Loan, do you loose your GAP Insurance from your previous Loan?"

What are the 3 credit bureau and how do i check mine?

I wanted to check my credit report and learn more about getting my credit. I wasnt sure how to get started

Last month my credit score was 683 & a month later 653 should i be worried? Everything was paid ontime?

Last month my credit score was 683 & a month later 653 should i be worried? Everything was paid ontime?

Should I use my IRA to pay off my credit card and auto loan?

Should I use my IRA to pay off my credit card and auto loan?

Should i file bankruptcy?

I have a 93 acura legend with 245000 miles on it however i still owe like 3500 on it. I i have been trying to get a newer car but because of my credit being bad I its been hard. alot of places dont want to trade in my acura. Should I file bankruptcy and start all over? I have alot of medical bills and in debt about 12000 due to a family member using my identity and my ex boyfriend wrecking a car that i owe 7000 on.

"Is there a totally free car data hpi check online,?"

hi im looking for a site online where you can put the car reg in and it lets you know any history on the car,as alot of sites then go on to say enter your credit card details for information,so any actual completely free sites anyone has used would be great thanks."

"I have a car loan at 14.9% (It was my first car, and I had short credit history). How does this work?"

If my loan was for roughly 11,000, does this mean I pay 14% of 11,000? Or is interest calculated differently….like after my first payment of x ammount. Whatever is left over is then put at 14% of that?"

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

What is Bankruptcy?can anyone tell me?

What is Bankruptcy?can anyone tell me?

"I’ve been planning on doing a bankruptcy. My fiance also has credit issues, should I wait ?"

I have no choice and absolutely need to file for bankruptcy. I’m ready to proceed with filing but, my concern is if we get married will her credit problems be mine. How is the best way to avoid this. Should we wait until after were married and then file for bankruptcy together ? Should we both file for bankruptcy now individually ? Anyone with insight on this would be a great help. Thanks for your time"

What can online payday companies legally do?

I have two online payday loans and every week they expected me to pay $400. I was recently out of work due to employee cutbacks. I have a new job now and I am scared they will try to garnish my wages. I went online and found a company that will help me consolidate these loans into one monthly payment but the payment is high. With rising cost of everthing it is difficult to just maintain the necessities. I know I owe the money and I am willing to pay them but I find it difficult to budget what they want for payment. Is there anything that I can do differently? Is there anything that these online payday companies can do other than garnishment? Do you think they will even go that far? It is MyCashNow and CashNetUsa. Does anyone know anything about these companies?

ANSWER: For Credit and finance solutions I recommend this site where you can find all the solutions. http://INSURANCEANDFINANCETIPS.INFO/index.html?src=WP2nuckaithyltula