It’s the kind of luck most of us couldn’t possibly even dream of - but for one Victorian woman it’s very real after she won the lucrative Set For Life lottery twice.

The Langwarrin mum, aged in her 40s, bought two tickets for Set For Life for her 19th wedding anniversary.

One ticket was of her, the other identical one was for her husband..and she used their anniversary date to pick out her numbers.

Even with two tickets with different numbers, the odds are astronomical. But with the limitations of one set of numbers, well that’s near on unimaginable (apparently 38,608,020 to one).

The husband-and-wife will receive $20,000 each a month for the next 20 years, effectively resulting in a $9.6 million win.

She says she plans on paying off some debt, buying a new car and taking a holiday to Port Douglas.

It was the fourth division one Lotto win of the year for Langwarrin, a suburb located south-east of the Melbourne CBD.