New Yorkers can’t catch a break: While ObamaCare fueled sharp hikes in health-insurance premiums for individuals, the state itself has helped drive up the cost of policies paid for by employers — and it’s not just the bosses who feel the pinch.

As the Empire Center’s Bill Hammond reported, premiums for employer-sponsored health insurance in New York, which were already among the nation’s highest, rose faster than the national average in 2018.

Policies for single adults here soared to $7,741, a 6 percent uptick over the previous year, and 15 percent above the national average. The average for family coverage grew 3 percent, to $21,904, or 12 percent higher than the national norm.

Don’t think your employer is the only one to take a hit: Remember, if he or she had lower insurance costs, you might be paid more. Or have a better insurance plan. Or your boss might be able to hire more workers.

Why are New York’s insurance costs so far off the charts? Some of the blame goes to the state’s “generally high cost of living” and a “high rate of unionization among health workers,” notes Hammond.

But they’re also the result of “heavy state taxes levied directly on health insurance,” which has added $5 billion a year to premiums. Albany also routinely mandates “an ever-growing list” of health-care services that ­insurers must cover.

“Far from acting to control health spending, Cuomo and the Legislature keep doing things that will push it higher,” Hammond argues. He’s right. And everyday New Yorkers get stuck with the tab.