IT’S the holidays and you want uplift.

Well, find an elevator, pal. Because here comes a downer.

Our tale this time comes from a hotel clerk and recent immigrant from India named George Karikulathileliyas  henceforth known as Mr. K. The question below is based on his e-mail and several follow-up conversations with the Haggler.

Q. I bought a Nissan Murano from Star Nissan in Queens last year. I thought the price was $35,985, because that’s what it said on the sales agreement I signed that evening.

But when I received my financing document from Chase, the price was $39,754. The difference  nearly $4,000  is a mystery that I have spent more than a year trying to solve.

I also purchased a $2,495 service contract, which the salesman at Star Nissan said I had to buy or else I couldn’t drive the car off the lot. I called Easy Care, the company in Atlanta that administered the contract, and canceled it almost immediately. A rep there said that, per the company’s protocol, it sent a refund check to Star Nissan.