Nowadays, everything means data. The Internet plays an important role being that everyone has access atany given time. And particularly in this current age, many online platforms require personal data, and this iswhy it became easier to leak information and be a victim of fraud or another form of deceit or offer fake data.At the present, there is no standardized industrial division in steps of data collection and process. Therefore,the whole eco-system is divided into 6 steps: collection, classification, induction, modelling, circulating andemployment.

The generation and application of blockchain provides a transparent, traceable data which can’t be meddledwith. Many large companies have already begun to be attentive when it comes to collect personal data. Moreand more companies started to accumulate data thus, it certainly seems that data’s value will not beunderestimated anymore.

With the improvement of efficiency of data circulation, people can start spending more time doing what they love which means a better and happier society based on credit. And this is where Koala Life steps in, they arebelieving that blockchain can be used to reconstruct our credit life.

Koala’s Life is a decentralized App that helps people and institutions to completely trust bridging by using anencryption blockchain technology for a better managing of the user’s data. This creates and ensures agreater value of trust in people’s daily life. KALC is determined to reconstruct credit life having the advantage of recording credit in chain, of controlling data authorization and not needing multiple participation in datashanng.

In KALC App, block chain can be established, and after the authorization of personal data, which can offercalculation power, data mining can be conducted. The calculation power can be increased by having diversetypes of data authorizations. One of the best characteristics of Koala Life App is that it helps everyone,including those who do not know how blockchain works giving them the possibility to learn more about it andthe opportunity to enter the blockchain industry.

Koala Life App covers the basic functions of a mobile wallet. Users can manage their transfers, query andmanagement. Wit just one-stop, users can enjoy high-quality products and services. The KALC functionfinancial services includes financing, investments and insurance for holders of digital assets. KALC function Financial services has two main points: financing and investment. The first provides mortgage and credit services, covering many mainstream trading currencies. The latter provides investments products such asfixed and floating income. Also, in the digital asset industry there are those who only put digital assets in theirwallets, and those who have short-term funding needs.

The KALC Life App is composed of three layers: fundamental, application and value. The first one is basedon the Ethereum system and the IPFS protocol to ensure that the whole ecology is the real chain. The secondone is an access interface which provides a visual interface for the users. The third uses Token to create theclosed-loop economic ecological model which ensures that payments occur on the Token blockchain. All theusers’ assets and transaction information are recorded in the blockchain, and this data cannot be deleted orinterfered with. In order to avoid human errors or any moral risks, the platform is fully automated. Thus, themechanics of Koala Life can both improve an enhance the user experience.

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