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Super punter Fred Craggs picked up his £1million jackpot yesterday - and moaned that he'd wasted 10p of his 50p stake.

He would have trousered £1.4million from the eight-horse accumulator at odds of 2.8million-to-one but bookies William Hill capped his win at £1million.

Canny Yorkshire man Fred said: "I lost 10p on this one because I only needed 40p to get the limit up. That was an extravagance."

And the farming salesman played down the size of the win. "A million isn't what it used to be - you can't buy a lot of fertiliser with £10,000," said Fred, who celebrated his 60th birthday on Saturday without telling friends of his good luck.

He admitted: "I felt a dull sense of excitement about the win. I wasn't jumping about. It was more, 'Gosh, I've won'.

"When my secret was out, I stopped answering the phone. I'd dread another win because I wouldn't want to go through all this again."

Divorced Fred, from Thirsk, North Yorks, plans to share the cash with his three children.

But there'll be no flash cars for him. "I'd rather buy a holiday cottage and I see the win as my pension," he added.

HOME LOSS

In 2001 a fan bet his mortgage on Spurs beating Man United, while they were 3-0 up at half time. Sadly Spurs went on to lose 5-3.