Bank of America Advantage SafeBalance Banking® Bank of America Advantage Plus Banking® Bank of America Advantage Relationship Banking®

Minimum opening deposit

$XXXX $XXXX $XXXX

Monthly maintenance fee

$XXXX $XXXX $XXXX

Ways to avoid the monthly maintenance fee each statement cycle

Be enrolled in Preferred Rewards Students under age 24 may be eligible for a monthly maintenance fee waiver while enrolled in school. Have at least one qualifying direct deposit of $XXXX+ OR Maintain a $XXXX minimum daily balance OR Be enrolled in Preferred Rewards Students under age 24 may be eligible for a monthly maintenance fee waiver while enrolled in school. Maintain a combined balance of $XXXX or more in eligible linked accounts. Learn about combined balances OR Be enrolled in Preferred Rewards OR

Ways to pay

Debit chip card Zelle® Digital Wallet No paper checks Debit chip card Zelle® Digital Wallet Paper checks (if purchased) Debit chip card Zelle® Digital Wallet Paper checks (if purchased)

APY (Annual Percentage Yield)

N/A N/A Balances = % Balances = % Balances = % See today's interest rates

Overdraft options and fees

What happens if I don't have enough money to cover a transaction?

Transactions will be declined or returned unpaid when you have insufficient funds. At account opening, choose an overdraft setting. This determines how we handle transactions when you have insufficient funds. At account opening, choose an overdraft setting. This determines how we handle transactions when you have insufficient funds.

Can I enroll in Overdraft Protection?

No Overdraft Protection is not available for this account setting. Yes You can link an eligible Bank of America account to cover transactions that exceed your account balance. Fees may apply. Yes You can link an eligible Bank of America account to cover transactions that exceed your account balance. Fees may apply.

Overdraft Item fee

N/A There are no bank fees for overdraft items. $35 Applies to each item that we pay into overdraft. $35 Applies to each item that we pay into overdraft.

Non-Sufficent Funds (NSF): Returned Item fee

N/A There are no bank fees for returned items. $35 Applies to each item that we decline or return unpaid. $35 Applies to each item that we decline or return unpaid.

Refer to the Advantage Banking Clarity Statement for more details