Blockchains are a whole thing, and as such we must listen to the people who work with and in them for insight.

And insight is what Andrew Keys of ConsenSys is bringing to the table right now. The head of global business development for the Bushwick-based blockchain startup (and former Wall Street financier) just published his predictions for what the new year brings in the blockchain world.

“Ethereum smart-contract blockchain systems will actuate near frictionless price discovery mechanisms for intermediation,” Keys writes. “Intermediaries like banks, accountants, notaries, custodians, trustees, agents may have to begin to find higher value propositions for customers as the cost of trust will plummet.

In other words, if there’s an Uber-like program that runs off a blockchain platform, there will be no reason the driver and rider can’t match up seamlessly automatically, cutting Uber out of their 30% of the action.

Interesting. We’ll keep an eye on the blockchain space in the new year as it engineers a cosmological black hole and swallows Brooklyn continues to grow and thrive.

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