By Erin Petenko | NJ Advance Media for NJ.com

Use the map below to zoom in on communities in New Jersey. Click or tap the dots for more information about each home.

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For a state of struggling, ordinary folk, New Jersey sure has a lot of millionaires.

The Garden State is home to roughly 60,000 residential properties worth over a million dollars. That's about 1 in every 43 homes.

In some places, they are the exception, standing out like palaces.

In other places, you're the exception if you don't own one.

Wealthy areas in North Jersey and the Shore, swimming in property taxes, stand in sharp contrast to lower-income areas in South Jersey and rural counties.

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The county breakdown

In New Jersey, the top 20 percent of residents earn more than half of all income, according to the 2012-2016 Census snapshot. The top 5 percent of residents — the wealthy homeowners on this map — earn more than 20 percent of all income.

The wealthiest residents tend to find each other, collecting in small bubbles across the state. Although Hunterdon County has the highest median income — that is, most of its residents tend to be in the upper-middle class — Cape May, Essex and Bergen are the counties with the biggest extremes in wealth.

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North Jersey hotspots

North Jersey has plenty of million-dollar homes in Essex and Bergen — in sharp contrast to Newark, Elizabeth and Irvington.

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Bergen's Hudson coastline

The areas of Bergen close to the shores of Hudson are particularly pricey, due to their proximity to New York City and its skyline.

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The Morris-Essex pipeline

Elsewhere in North Jersey, millionaires are concentrated around the length of I-287 and Route 22, close to the Watchung mountains.

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Case study: Millburn

Millburn is one of the wealthiest towns in the state, with over half of homes worth over $1,000,000 and many worth over $2,000,000.

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Case study: Deal

Rumson, Deal and Allenhurst are three other towns where a significant portion of residents are millionaires.

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Millionaire island

Long Beach Island has million-dollar homes through its entire length, reflecting the many areas of the Jersey Shore with high home prices.

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Cape May millionaires

Not to be outdone, Stone Harbor in Cape May has many blocks of million-dollar homes — but the prices fall dramatically as soon as you travel inland.

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What's wrong with JC?

You may have noticed Jersey City is a dark spot on this map. Is it suddenly losing the battle for millennials to Hoboken? Not quite. Property values in New Jersey are based on tax assessments — reviews conducted by the municipality to figure out what each property is worth. Well, Jersey City only caught up to the state recently. So for Jersey City, this map is based on property values that haven't been updated since the '90s.

Census data estimates that over 1,000 Jersey City homes were worth than $1,000,000 between 2012 and 2016, but that number is based on a sample with a high margin of error, unlike the tax data. Tune in next year for a much better idea of where the millionaires are living in Jersey City.

A note about the data: This story was based on 2017 property tax data. The data was filtered to residential properties over $1,000,000. The properties were then geocoded to the best estimate of their address. There may be errors in the exact location of some homes.

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Read more NJ.com data reporting

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