The Facts about Cell Phone Contracts

Cell phone contracts have become a necessary evil for many South African consumers. The cell phone makes our lives significantly easier. We can make calls whenever we need to, no matter where we go. We can also gather information and store personal data that can be easily carried in our pockets. There are many intriguing benefits to owning mobile phones however the least appealing of those is the contact. Most cell phone contracts contain a lot of legal explanations that make little sense to someone who simply wants to enjoy their cell phone. Before you attempt to obtain a new cell phone contract, there are a few things you should be aware of.

Cell Phone Contracts and Your Credit Score

Your credit score will come into play when you attempt to obtain a cell phone contract. Some new cell phone buyers do not realize this and are discouraged when the local retailer or a mobile phone website turns them down. A low credit score may not be completely damaging, but it may force you to pay a deposit to obtain new cell phone contracts. If you can, try to clean up your credit score prior to cell phone shopping.

If you are not in a situation to begin paying off debts to make a significant jump in your credit score, you may still be eligible for a cell phone contract. Some mobile phone companies offer special programs specifically for consumers with a low credit score. Another option is to look into prepaid phones. These offer many of the same conveniences however you pay ahead so you know exactly how much you are spending and how many minutes or text messages you have remaining before you run out. Prepaid cell phones generally require no credit check.

How Long Does Your Cell Phone Contract Last?

Most cell phone companies offer two year contracts to customers. You should always be aware of the contact duration because this can cause fees in the future if you cancel. An early cancellation is subject to fees outlined in the contract when you sign up. Make sure you know how much those fees are and when they are applied if you cancel. It is usually best to try and stick with your contract until it has ended.

Longer cell phone contracts are usually the most beneficial because they tend to include more perks. You generally receive a better price on the mobile phone during the initial purchase. The downside, of course, is that you have to wait longer to upgrade your phone so the one you receive has to last longer. You can always upgrade if you are willing to pay the full price for a new phone out of pocket, but many consumers prefer to wait until their upgrade time has arrived. Always choose your cell phone contracts carefully to make sure you are getting the level of service, features and text or talk time that you want at a price you can comfortably afford.