EXCLUSIVE

Jay-Z and Beyonce are clueless about the tortures happening in Cuba, and it's insulting they chose to visit the communist country for a celebration ... so says a Cuban rights lobbyist.

Mauricio Claver-Carone, the D.C. director for the US-Cuba Democracy PAC -- a group committed to fighting for democracy in Cuba -- tells TMZ the A-listers should've educated themselves about what's really going on there before taking photo ops.

Jay and Bey were photographed Thursday in Havana -- reportedly to celebrate their 5th wedding anniversary -- but have since come under fire from some Cuban-American groups.

US citizens are still technically banned from traveling to the island purely for tourism ... and are supposed to obtain a travel license from the US government.

Mauricio says he's disappointed the superstars chose to vacay in Cuba because, "There are women getting beaten on a daily basis, women who are being jailed for no reason ... people are fighting for their freedom. It’s extremely insensitive."