Most financial advisers are more at home with account-based pensions, contribution caps and seniors tax offsets than first home saver accounts, budgeting and HELP debt. But while younger people might not have large sums to invest, Hewison Private Wealth has found they are interested in learning about managing their money.

A private client adviser, Simon Curtain, says the main issues for younger investors are budget, university debt or HELP, and saving for their first home. Those who have a home want to know whether it's better to invest any extra cash or use it to reduce their mortgage.

While younger people may not have large sums to invest, they are interested in learning more about money.

Hewison recently held its first seminar for the under-35s to look at these and other issues and is hoping to hold further seminars in coming months. Curtain says while there may not be a lot a financial planner can do for these people at the moment, they are looking for education and information and will hopefully feel more comfortable about getting advice once they build their financial situation.

Super, he says, isn't a big issue for this age group, but they do need to think about where their money is invested, whether the investment option suits them for the long haul (as younger people can often justify a more aggressive investment approach), and the fees they are paying, as higher fees can erode balances significantly over longer periods.