Level Term Life Insurance

Level Term Life Insurance is not only the most common type of life insurance, it provides the best value in term coverage..

Level term policies keep the face amount and premium the same for the entire term period.

Once this term period ends, premiums will increase drastically. This is because the insurer is offering you coverage for a specific time; not for a longer period than you chose.

Rather than keep this policy we suggest purchasing a new one or converting this term life insurance policy before conversion options expire. More information on conversion below.

Term life insurance is available with and without medical exams which include blood and urine testing.

Policies that require examinations will be more affordable than those without any.