

Since the introduction of payment cards such as credit cards, debit cards, prepaid cards in the 1950s even before the computers existed, millions of people use these payment cards to buy what they need at payment points at the supermarket, boutiques, hospital etc. as it was originally designed for offline transaction purposes. Our world every day is evolving into a complex one and these offline payment cards cannot meet up with the fast paced economy satisfying the need for alternative electronic payments. The centralized market structure which has limited competition makes it possible for owners to dictate the rules which merchants have to follow strictly, pay a very high fee of 3%-15% of their gross receipts and even have to face the harsh hurdles associated with fraudsters. A little too much isn’t it? Bitcoin was brought to address the issues of security and reliability in 2009 and we all thought “finally, a solution!” but because of speed, cost and scalability, bitcoin and in fact none of the cryptocurrencies introduced over the years was able to proffer a lasting payment solution for crypto holders to effectively use their currencies as a means of payment. Based on the fact that merchants need not be exploited and the need to create a system that can match up with the ever complex digital era, a team of innovative person with the zeal of solving these issues developed a unique project known as PumaPay. Pumapay is a decentralized platform which uses blockchain technology based payment protocol called “PumaPay Payment Protocol” which enables scalability and flexibility of payment cards. This will enable cryptoholders transact directly with merchants without any intermediaries whatsoever, thereby saving money for both parties plus the added advantage of the increased use of cryptocurrencies in everyday transactions both offline and online. This protocol with its unique features of power and flexibility will eventually open the doors for any merchant to create his own transactions and implement business logic. The vision of PumaPay however, is to promote the protocol to high transaction volume industries and becoming the base layer for cryptocurrencies throughout the world.

BENEFITS OF PUMAPAY

Plug-in various billing solutions to enable acceptance of cryptocurrencies directly, replacing credit card companies and other billing processors Offer customers comprehensive and flexible billing solution, addressing all common billing practices, including recurring, pay-per-use, etc Eliminate risks of fraud and chargebacks and associated fines. Saves the exorbitant middlemen transaction fees ranging from ~3% to as high as ~15%.

THE PUMAPAY TOKEN

The pumapay token is known as PMA. It is a utility token initially developed as an ERC223 compatible token used as a means of value transfer between parties and can be converted into any currency or fiat. The purchase of PM is slated to start on the 26th of April, 2018 at 12:00 am (UTC) and will last for a period of 7 days. The soft cap is valued at 20,000 ETH while the hardcap is valued at $150,000,000. The project shall be cancelled is the softcap isn’t reached and the money contributed will be returned to the contributors.

TOKEN ALLOCATION



35% - Development

20% - Partners % Early Adopters

20% - Public Contributors

15% - Advisors, Bounties, Etc.

10% - Founders & Team

USE OF PROCEEDS



• 40% - Protocol implementation

• 27% - Development and operational costs

• 20% - Advisors, consultants and TGE costs

• 10% - Founders and team

• 3% - Liquidity

DEVELOPMENT ROADMAP



Q2 2018

• Pumapay TGE

• PMA Token V1.0

• Integration with ImLive

Q3 2018

• Testing next generation block-chain

• Integration with Chatmaker

Q4 2018-Q1 2019

• PMA token V2.0

• Android Wallet

• SDK I (NodeJS)

• Integration with Imlive white-label

• Integration with Early Adopters

• Chrome Wallet

• iOS Wallet

• Integration V2.0 with Chat maker

• SDK II (Java, Python)

THE TEAM & ADVISORS

• Yoav Dror - CEO

• Giorgos Kourtellos – Chief block-chain Architect

• Pantelis Foulis – CFO

• Milenko Strika – Head of product

• Gleb Chernov – VP Business development

• Dr Viacheslav Roganov – smart contracts developer

• Yevhen Nazarenko – Smart contracts Developer

• Stella Evagorou – Developer

• Sofia Mashovets – Online marketing manager

• Athina Chatziadamou – Legal Associate

• Mat Stone – Cyber security

• Constantinous Eracleus – Developer

• Dura Ungureanu – Content writer

• Dovi Frances

• Muly Litvak

• Prof. George M. Giaglis

• Uriel Peled

• Daniel Sijes

Join us at PumaPay to access our robust payment mechanisms for a far more efficient, credible, flexible, cost-effective and scalable experience than today’s payment methods. For more information please visit our website and participate in our social media platforms listed below:

WEBSITE: http://pumapay.io/

WHITEPAPER: https://pumapay.io/docs/pumapay_whitepaper.pdf

ANN THREAD: https://bitcointalk.org/index.php?topic=2658299.0

TELEGRAM: https://t.me/PumaPay

FACEBOOK: https://www.facebook.com/PumaPay/

TWITTER: https://twitter.com/PumaPay

PUBLISHED BY: ogtejiri

BITCOINTALK URL: https://bitcointalk.org/index.php?action=profile;u=1790132

ETHEREUM WALLET: 0x33E8810b5432ccD823b6c45975A55Fb9F6c931D6