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What’s in the $2 trillion stimulus package

The deal hammered out overnight in Washington for about $2 trillion in federal aid to help the U.S. ride out the pandemic is expected to pass quickly in both houses of Congress — though there was some last-minute squabbling on Wednesday — and get President Trump’s signature soon after that.

Our colleague Catie Edmondson in Washington has been reporting on what’s included in the package. A few big things stand out:

Direct payments to taxpayers: If you make less than $75,000 a year ($150,000 for couples), you’ll get $1,200 — faster if the I.R.S. has your direct-deposit information, later if they mail you a check. There’s an extra $500 for each dependent child. People who make more get less; over $100,000 a year ($200,000 for couples), and you’ll get nothing.

Expanded unemployment benefits: Larger checks for four months; an extra 13 weeks of eligibility; and assistance for freelancers, “gig” workers (like Uber drivers) and furloughed workers.

Emergency loans for small businesses: Employers who pledge not to lay anyone off can get government loans to help make payroll — and if they keep that promise for the duration of the crisis, they won’t have to repay the loan.