Looks like Citi are offering a decent deal on their Signature QFF VISA card again.

This deal offers:

– 100,000 QFF points with a $5,000 minimum spend in the first 90 days. Reduced annual fee of $49 in the first year; and

– 50,000 QFF points upon paying the $444 annual fee for the second year (annual fees, particularly of that magnitude, are not to my tastes but each to their own).

Card also provides travel insurance, and two lounge passes p.a. via Priority Pass.

Again, that $444 annual fee in the second year is a whopper. But happily there is no obligation to stick around for the second year, so deliberate thoroughly on how badly you want those additional 50,000 QFF points.

I posit that this deal is superior to the previously posted deal on account of the reduced annual fee in the first year. But perhaps comparable to this earlier deal.

Earn Rates

1.00 Qantas Point per $ Domestic Spend (Major Airlines, Hotels and Restaurants)

0.75 Qantas Point per $ Domestic Spend (Major Supermarkets, Petrol Stations, retailers)

0.50 Qantas Point per $ Domestic Spend (All Other)

1.00 Qantas Point per $ International Spend

With the economy slowing down and abounding speculation of an imminent recession, there's never been a better time to accumulate personal debt. Onwards!

Those who do not have a Qantas Frequent Flyer account can get free membership from one of the free membership deals here.

NOTE: The random referral system is for a different card - Citi Rewards Platinum. Please don't use the referral link if you're applying for the card in this deal, which is the Citi VISA Signature Qantas Credit Card.