MCKINNEY, Texas — A suburban Dallas man is suing Ezekiel Elliott for at least $1 million in damages, alleging the Cowboys running back caused him “serious, life-altering injuries” when Elliott’s truck rammed the man’s car.

The lawsuit by Ronnie Barnard Hill of Frisco was filed Thursday in a state district court in Collin County, just north of Dallas. Hill’s attorney, Quentin Brogdon, said his client sued Elliott reluctantly after failing to reach a private settlement.

A Frisco police report on the Jan. 11, 2017, crash said Elliott “accidentally ran a red light” and struck Hill’s luxury sedan on the driver’s side panel, totaling the car.

Drivers aren’t allowed in Texas to sue another driver’s insurer, only the driver. Elliott’s attorney, Frank Salzano, says Elliott expects his insurer to “handle the matter appropriately.”