MUMBAI: ICICI Bank has introduced a cardless cash withdrawal facility which allows customers to transfer money from their account to anyone in India with a mobile number.The recipient, even if he does not have a bank account, can withdraw money round the clock without using a debit card from over 10,000 ATMs of ICICI Bank.“We foresee tremendous growth potential in the use of electronic payments in our country. ‘Cardless Cash Withdrawal’ provides an added facility in an array of electronic payment options that ICICI Bank offers to its customers.”At present, electronic remittances are possible for only those with a bank account. Beneficiaries without a bank account can receive cash only through money order which is an expensive and time consuming process for remittances.The ‘Cardless Cash Withdrawal’ facility can be initiated by any ICICI Bank savings account customer (sender) by logging into internet banking.The sender first needs to register the recipient’s name, mobile number and address. The sender will get a four-digit verification code while the recipient a six digit reference code, over SMS.The recipient can withdraw cash from almost all ICICI Bank ATMs by entering the mobile number, cash amount along with the verification and reference code, within two days of the transaction.This service can also be used by the Bank’s account holders to withdraw cash from their own accounts without using a debit card.