COTI is the world’s first blockchain protocol optimized for decentralized payments, designed for use by enterprises, merchants, governments, decentralized payment networks, and stable coin issuers.

Most of today’s blockchain platforms are optimized for dApps and not for payments. They also don’t provide the infrastructure and the tools required for everyday transactional use. This in addition to possessing numerous challenges related to identity, trust, stability, scalability and high transaction costs, which deter the adoption of cryptocurrencies for mainstream use.

COTI utilizes a DAG (directed acyclic graph) ledger to address these shortcomings, providing extreme scalability to process tens of thousands of transactions per second, as well as price stability mechanisms and low costs. The beta version of the platform was already released.