Not sure if this deal belongs here so mod please remove if it's not.

I just got the shock of finding our health insurance from April 1st my Medibank Private is going to be $4200 a year. This is crazy as we are only ever using the glasses and the dental. So did some online searching and find HBF has the 6 weeks free offer if you maintain your insurance with them for 6 months or more.

So using our policy which is $4200 per year with Medibank Private, the quote from HBF (Like for Like) is actually $320 lower, this not including the 6 weeks free cover. So, in the end, I am saving myself $800+ by swapping from Medibank to HBF.

A few things to note:

This is a like for like policy change if you go up a level or goes down a level the prices will be different. Because health insurance change is not for everyone, you need to ask all the questions possible before making the change. Also, I just found out today that you need to make sure your Access from your old policy is to be the same as the new policy if you want to change or there are waiting periods apply now to the access.

So ask as many questions as you can before making the change.

To us the 6 weeks free cover means about $450 in savings.

Terms and Conditions

Offer available for eligible new members who join Hospital and Extras cover other than overseas visitors cover in a single transaction on a monthly or fortnightly direct debit payment plan between 23 February 2020 at 12.00am (WST) and 6 April 2020 at 11:59pm (WST). Policy owners must start their policy within the promotional period and maintain their Hospital and Extras cover continuously for at least 6 months from the start date of their policy to be eligible to receive 6 weeks free.

Offer is only available for eligible members. The offer does not apply to:

Members who have held HBF Hospital and/or Extras cover in the previous 30 days;

Members who receive any discounts from HBF (such as discounts for payment frequency, corporate discounts or HBF staff discounts) other than the direct debit discount and;

HBF employees and their immediate family members receiving a discount.

6 weeks free cover will be applied 6 months from the policy start date. Direct debits during this period will be suspended and the date paid to extended for a 6 week period. Any member who changes to an ineligible cover during the first 6 months of their membership or is not up-to-date with their premiums at the time of fulfilling this offer, will not be eligible to receive this offer.