The widespread popularity of contactless cards is stunting the adoption of mobile payment services like Apple Pay and Android Pay in the UK, according to research.

Just 1pc of British consumers would choose to use mobile payments in everyday scenarios such as buying lunch or shopping for clothes, far below those who would opt for cards or cash.

The study, based on polling of more than 2,000 people from ICM on behalf of marketing group HH Global, counted security concerns among the reasons for slow adoption of the technology.

Apple Pay, which launched in the UK in 2015, and Android Pay, which followed last year, allow shoppers to make instant payments using their phones as with a contactless card.

While contactless spending in the UK more than trebled last year to £25bn, many consumers have failed to see the benefit of using the equivalent technology with a phone. Adoption of mobile payment services has been higher in some other countries where contactless cards are less common.