My Code - the way of the Templars.

Nowadays most people live in a digital age and that’s why it will be better to replace outdated technologies like credit cards, paper receipts, loose change, membership cards and loyalty key fobs.

Hopefully, pretty soon people will not need to carry a wallet at all because it will be possible to use a smartphone for all shopping needs, and even get cash at customer service without the phone or wallet. We are offering to simplify communication between people and different electronic devices by placing a small personal QR code on the lock screen of phones that can be easily activated simply by turning on the device. The universal code of the customer will contain the phone number and additional email that can be used for automatic identification of most loyalty accounts(1). It may also include personal preferences.

For example, to eliminate the usege of outdated paper receipts, I want to get all electronic copies of them sent to an additional email account linked to my code(2). It will be better if the store computer will mark all your tax-deductible receipts to be automatically placed in a special folder of such email account(3). It could help summarize all business expenses at the end of the year.

Loose change can hold infections and often ruin the order. That's why it will be better to receive it directly to your personal payment account associated with the universal code (4), Pay Pal for example.

The personal code will include the full name of the customer. It may help to improve quality of communication at the store(5), simplify registration at the pharmacy(6) and make the check-in process at the hospital(7) more reliable and quiet.

In your code, you can also give your permission for store computers to identify your membership account and verify it automatically by using face recognition. It will allow you to eliminate the usage of club cards(8). If you would like to join different loyalty programs you can add the postal code to be able automatically to provide the cashier with all necessary information for creating a new loyalty account(9).

Our code doesn't contain confidential information like social security or a credit card number. We are following the path of the Templar Knights who in the 12th century created the first personal checks with fingerprints for identification. Nowadays people still cannot completely trust mobile payment methods because the phone may break down or the battery can die. Most of us prefer to use credit cards and that’s why retailers need to pay a lot of money for their service. It’s time to upgrade the smart solution of Templars and start a modern biometric payment technology.

Most users remember their email, social security, and phone number. Each of them can identify a customer account in the database of the biometric payment system. If the mobile payment method will not work, the user will be able to visit customer service and manually input the needed information into a store computer. It will help identify the personal payment account and activate the biometric scanners for verification. Such method will need to use the recognition of the eyes to ensure reliable protection of personal funds. It will allow the user to get cash even if other payment methods will not work.(10)

In our opinion, the best place to start such payment technology can be Walmart stores because they are paying too much for the service of credit cards and already have their own mobile payment method. Hopefully, biometric access to the personal account will help to make Walmart Pay cost less than the usage of plastic cards.

If mobile payment methods will not become more affordable and popular it will open the way for a new biometric payment technology. This method may definitely be used in future. The store computer will be able to scan a universal code of the customer to automatically identify his payment account and activate the biometric scanners for verification of his right to use personal funds. It will be more reliable because no one will be able to still money from your account.

We also want to tell Apple and Google that in the modern digital age IOS and Android are forcing the people to use outdated address books. The quality of information in such storage is low because people need to input the names manually and most of the time they don't want to do it very accurately. Pretty often they save associated words instead of the last name of a new contact and don't like to use spontaneous photos. The huge potential of the phone address book is not fulfilled yet and that’s why people still need to use paper business cards and social networks to improve the communication needs.

We are going to create a smartphone app to generate universal personal codes and use an easily accessible camera to recognize them. Using the smartphone for scanning the personal code will help automatically save the correct phone number of the new contract, their full name and preferred way to be called. It will allow the user to type associated words for the new contact and send him a friend request on Facebook momentarily.

The app will be able to improve the quality of existing information of your address book by downloading the full name of contact from our web portal and automatically importing a photo from his Facebook account, if he will allow to share it. Ideally, your address book will become full of nice photos and accurate contact information.

Business people will be able to show their personal QR code to their customers to download the needed digital business contact information from our web portal directly to the memory of the client's phone. Such contact can be saved for many years, unlike paper business cards that can be easily lost. You will be able to easily search needed digital business contacts in the address book by the type of business or location of it.

The goal of our project is to show different retailers, payment systems, and big companies like Walmart and Paypal that people are willing to use smartphones and biometric access to personal account in order to replace outdated technologies.

If you like our project please invite two friends who live far away to watch our presentation during the next 24 hours. Most of the asked people like the idea to use a personal code. If our challenge will pass without a delay it can cover the entire population of the Earth in about 33 days.

So, if you are interested in our project, take a break and go to our website for more interesting details. People from the main English speaking countries will be able to generate a free useful wallpaper with a personal code, along with a message explaining how to return the phone if lost.

Thank you for your time and we hope to see you soon!