In the world of markets, initial public offerings (IPOs) are some of the things many investors look forward to, especially when the big firms are involved. Investors always look out for the next big thing, one that can bring maximum value for their buck.

But there’s one thing that is on its way to trumping IPOs today: ICOs, or initial coin offerings, from cryptocurrency companies.

And that too with good reason: digital money offers excellent rewards if you do your math right, and for hardcore investors, dealing with volatility can also add to the thrill and underlying potential.

Take the case of Savedroid. The Frankfurt-based financial technology (fintech) company’s pre-sale ICO sold out in record time. And the appetite for its offering only grew with its motto of ‘Cryptosaving for the masses,’ on the premise that you don’t need to be an expert to handle digital currencies; even the newest of beginners can learn how to immerse themselves into the newest investment craze.

Meanwhile, Stellar, an open-source payment innovation similar to Ripple, is touted to be the next big ICO. Its founder, Jed McCaleb — who also co-founded Ripple — knows exactly what he’s doing; Stellar’s technology connects banks, payments entities and, of course, users. As Hackernoon describes it, “you can think of it as infrastructure for payments — designed from the start to make it easy for financial institutions to issue tokens representing fiat currencies.”

Proof: Mobius Network ran its ICO on Stellar instead of Ethereum. It had raised $39 million from it after only two hours.

Another blockchain startup, Paid X, looks like one of the most promising new kids on the block based on their offering and underlying business strategy. Paid X goes into ICO within the next seven weeks, and we feel it will be a clean and quick race to Hardcap. Paid X is an open source Ecosystem to enable Cryptocurrency to become mainstream.

“We firmly believe that the success of Blockchain, Cryptocurrency and ICOs lies not in market movement and its peaks but its mainstream utility. Paid X is designed and devised to address this specifically and will Crypto-fi our launch city within the first 24 months. From there on…it will expand dynamically based on its open source architecture.,” Co-founder and CEO Yaser Mohra told Bloomberg.

Strike while the iron is hot, indeed; better yet, strike where the iron is hot.

It’s always good to take risks; as it is said, it’s better to take one rather than take nothing at all. Mohra, like other firms that have are offering or will offer ICOs, is taking that chance — and those chances lie in areas where there is more potential for growth and, of course, earnings.

The same is true for us, the potential investors who want to put their money in the right place. While it is true that cryptocurrencies have endured a roller-coaster ride, we believe that this is only a correction, a typical market occurrence that will stabilize in the future.

As with any investment, there are risks. But the most important thing is to do your homework before pulling the trigger with your hard-earned money. ICOs are one of the best investment vehicles; they may not be as popular as IPOs yet, but it holds a very bright future. These initial success stories are proof of it — and we are confident lots more will come.