As with any major life decision, the decision to file (or not to file) bankruptcy should be one that is well researched. Our goal here at Total Bankruptcy is to give you the tools you need to make the best decision for your situation.

Start by reviewing alternatives to bankruptcy and learning what bankruptcy can and cannot do. Then read about the two main types of consumer bankruptcy -- Chapter 7 and Chapter 13. Learn which debts are wiped out, and which will survive bankruptcy and find out what happens to your property, including your home and car. Our articles on filing and bankruptcy procedure discuss eligibility requirements, like the Chapter 7 means test, and take you through the process of a typical bankruptcy case. And when you are done with your case, get information on rebuilding credit and how to get a mortgage, car loan, or credit card.