Check Draft, also called Demand draft that is the same as a check, however, made by the vendor and approved by the payer/Account holder. In Short, a regular check is made by the bank account holder with the signature included on it. Vendor/Merchant could create a check draft that requires approval from the account holder without a signature.

The Bank routing number and the Bank account number can be obtained from the payer over the phone/Fax/Web/Link, to create a check draft using OnlineCheckWriter.Com. Once the Check draft created, you deposit it just like a check. At the signature area, it indicates, “No Signature required. Your depositor authorized this transaction”. By law, you require proper authorization from the payer and record it. It is an excellent platform to have a paper trail. We always recommend using our signature capture link. This link can be sent to the payer over the phone or email instantly so they can fill bank account info or confirm it with signature.