In November, Americans will have a chance to speak their minds.

And there's one thing everyone should agree on:

America just isn't working right now.

It's not just Americans who aren't working. It's America itself, a country whose economy once worked for almost everyone, not just the rich.

In the old America, if you worked hard, you had a good chance of moving up.

In the old America, the fruits of people's labors accrued to the whole country, not just the top.

In the old America, there was a strong middle class, and their immense collective purchasing power drove the economy for decades.

No longer.

Over the past couple of decades, the disparity between "the 1%" and everyone else has hit a level not seen since the 1920s. And there is a widespread and growing sense that life here is not fair or right.

If America cannot figure out a way to fix these problems, the country will likely become increasingly polarized and de-stabilized. And if that happens, the recent "Occupy" protests will likely be only the beginning.

The problem in a nutshell is this:

In the never-ending tug-of-war between "labor" and "capital," there has rarely—if ever—been a time when "capital" was so clearly winning.

And that's not just unfair.

It's un-American.