The one thing that's not made clear is the tie-in effect to the Microsoft Live services versus the Xbox Live services. For instance, if you game on Windows 10 you log into games using your Windows Live account. However, if you install the Xbox App or use the Play Anywhere feature, your Windows Live account also works as your Xbox Live account. So, obviously, some gamers might find it worrisome if they have both accounts tied together and end up violating the code of conduct for one or the other.