Dear Bank,

Hello. It’s me, Merchant.

It's hard for me to say this to you because we've been in business together for so long -- but I'm going to be direct and honest with you.

I'm breaking up.

I just can't stay in a relationship where there's no love.

When we first met, you made me feel like you wanted me to succeed. We talked finances, marketing, our future together -- you really listened to me. But instead of flowers, you gave me things you thought I needed like bulky terminals, phone lines to install, transactions to reconcile, and chargebacks to wrestle with.

At first my business grew, but so did my headaches. You were my first true love, Bank, and I expected your shoulder to lean on. But then I realized you were much of the problem. You're a conservative institution and not nearly as as flexible as your slick advertisements claim, and I'm more of a trailblazing entrepreneur with a zest for innovation and profit making. We've just grown apart.

My customers kept telling me there were more fish in the sea. And I didn't want to believe them till I met bitcoin. I never thought I'd be saying this but I think I'm in love.

When I read on Coindesk that 96% of merchants recommend bitcoin to their peers -- and that many small businesses are already enjoying success after accepting bitcoin, well, I was hooked. Then I heard that a new bitcoin POS was garnering global attention. It's name was Coin Of Sale. I just had to get to know them better.

We started seeing each other (yes, I was cheating on you). I learned that Coin of Sale is the type of POS I've been dreaming of for a long time. No installation. No equipment. And no up-front fees. It works with any iPhone, tablet or Android device with a web connection and it's fast, secure, and easy to use. What's not to love, right?

Look, Bank, this break up is for the best. I mean, we've both seen this coming for some time now, haven't we?

It's better that we part ways now rather than two days before I started franchising my business. We've nipped it in the bud before I started paying you thousands of dollars more in transaction fees. I know, right? It could have been worse.

I'll always remember our time together as a special time in my life.

Love,

Merchant

PS: Please return my credit report, long-form business application, demand letters, and other impediments to doing business. Via email is fine. My address can be found on my website, http://coinofsale.com