Editor's Note: An earlier version of this article stated that Daniel Ally became a self-made millionaire at age 24. We are no longer confident in those assertions and have removed them.

I've been rich and I've been poor. I know both sides very well.

Growing up poor, I knew that I wanted to be rich. I came a long way and studied the subject all of my life. Over time, I have discovered that if you're not living in prosperity, you're living in poverty.

Wealth is a choice that we must all make. Bill Gates once said, "It's not your fault if you were born poor, but it's your fault if you die poor." There's no reason why you should live in poverty. Wealth is waiting for you, but you have to make up your mind if you want it in your life.

For a long time, I struggled to believe that I could eventually become rich. It wasn't until I observed the differences in thoughts and actions between the "haves" and the "have-nots."

Here are 10 major differences between rich and poor people: