@caNYC - Please expound on your thread -

1 are you referring to accounts (foreign accounts) in China?

2 How did you find out about this?

3 What bank do you use here in China? BOC, ABC, ICBC? Please be specific.

The country with the least amount of hassles and also allows both chinese and western citizens to get a 1 year visa without any problems is Cambodia. A good place to go with your chinese wife if China gets too difficult.