The same thing is happening to me. Starting Monday afternoon I noticed a shipping charge was not being shown as being deducted from my Paypal balance, and then the next three labels after that. I found out that the funds were being charged to my bank account which only had .26 cents in it. This would result in $100 in overdraft fees. In a panic I transfered 10.75 from my Paypal balance to my bank without thinking it would take 2 or 3 days to complete. So, this morning I brought the necessary amount to the bank hoping it wasn't too late. The lady told me my transfer did go through before the shipping label charges were deducted, so no overdraft fees. I'm not having any problems making purchases at the store with my card. In 2 days it will be 10 years that I've been an ebay member, and no problem like this before. I didn't change any settings, or anything. I hope Paypal fixes this problem