Independent and Humble Beginnings

Dato Sri Francis Ang (“DS Francis Ang”), is the brains behind Kozjin. Growing up in a family of which his father’s business is in real estate development, DS Francis Ang has been knowledgeable and well-informed about traditional real estate market situations and problems from a young age.

Upon graduating with a double degree in Business Administration and Civil Engineering, DS Francis Ang was made the youngest deputy General Manager at Sembcorp Marine, a state-owned company in Singapore. Following this, he has also spent years honing his business and operations strategy skills in various MNCs. After which, he decided to help revitalise his family business with his expertise gained from his working years.

DS Francis Ang managed to jump-start his father’s real estate business, albeit having to start from the bottom. He had to begin from learning all the processes — going through sessions and acquiring crane licenses to working on people management, in gaining employees’ trust and confidence in the business he then leads.

Belief in tech: Blockchain

One of the ways DS Francis Ang managed to revitalise his father’s business was by being generous with his trusted employees — introducing profit sharing models with them. DS Francis Ang was never a stubborn man — he believes in being flexible to achieve what is necessary.

After knowing and learning about blockchain, DS Francis Ang decided to explore ways in which he could use blockchain technology to benefit the real estate industry as he truly believes in the potential of this growing technology. With that, he started a blockchain city development in Haiphong, Vietnam — followed by selected developments in Kelantan and Subang Jaya, Malaysia.

Blockchain City Development — Vietnam, Malaysia

Challenges he faced prior to introducing the concept of a blockchain city development was the need for data collection and research required. Overcoming this, he also had to make sure the development was compliant. Finally, the development has been announced and the government then added an international airport which is a mere 15 minutes away from the development. The land prices in the area have risen, which further reiterates DS Francis Ang’s good eye for promising real estate lands and opportunities. With this, in 2017, he was awarded the Top 100 Business Style Award. He was also made Dato Sri by the Sultan of Pahang.

DS Francis Ang receiving the Top 100 Business Style Award in 2017.

Visionary Leader

As he is still overseeing the development projects with his team, DS Francis Ang was ready to address other problems faced in the real estate market — fragmented documentation and transactional nightmares. With this, Kozjin as a FinTech solution platform was born.

DS Francis Ang has been in many different verticals and departments of big and small projects alike, which has enabled him to view products and projects in different angles and perspectives. This has contributed to his vision today for Kozjin to expand beyond a real estate industry, and into providing FinTech solutions for merchants and consumers.

At Kozjin, we’re honoured to have DS Francis Ang lead this project with the rest of the Kozjin team. Join us at Kozjin, as we welcome people from all walks of life, industries and experiences — we want to hear what you think and be part of this journey.

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