Law360, New York (October 23, 2013, 1:38 PM EDT) -- No business is safe from privacy breaches and cyber attacks, and hackers grow more sophisticated each day. The demand for cyber insurance has grown as a result, and a recent study found that 31 percent of companies have purchased some type of cyber policy. Approximately 25 insurers now offer this type of insurance, and all these carriers offer coverage for both first-party and third-party losses. The market is very dynamic; the coverage available varies from insurer to insurer, and in some instances, the policy offered is not even named a “cyber policy.” Insurers offer both first- and third-party insurance for cyber...

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