Shared accommodation

Employer-provided housing

Hours of work in Cambodia and Vietnam

Salary for teachers working in Cambodia

Personal income tax in Vietnam (not cambodia)

Health insurance

If you, here are some advices for your life beside the teaching at the schoolCo-location is a very popular solution, but of course you must choose your co-tenants carefully and clearly establish in advance the financial responsibilities of each one.University residences, pensions and hostelsSeveral universities, including Briths International School, Canadian School ... have condominium around. In addition, the Vietnamese Research Foundation manages an international shelter for foreign students. Foreign professors sometimes live in university residences when those school are in very small town in the countryside of Cambodia or Vietnam, although these are generally used to accommodate university teaching staff.Young Vietnamese and Cambodian who are studying in high school or at the beginning of their careers are happy to stay in pensions. A single room includes a local (khmer or vietnamese)-style breakfast, dinner and, sometimes, laundry service. The disadvantage of those shared houses is the lack of privacy. It is also possible to stay with a family. This solution is an excellent way to discover the culture and life in Vietnam and Cambodia, but also does not allow you to enjoy a great deal of privacy. Most teachers who choose these options end up moving to more private accommodation.Finally, some teachers rent a room by the month and sleep with other teachers to save money. This kind of dorm look like pensions, the prices are similar, but food is not included and this option offers much less privacy and security than pensions. In addition, some yokwans are frequented by a dubious clientele who rent rooms by the hour. This type of housing can therefore present certain risks to personal safety and reputation.Outside of the big cities, some english teachers are hosted in some specific areas. Real estate agents around the world have become masters at presenting properties in the most attractive way possible. Vietnamese agents are no exception to this rule and foreign teachers sometimes fall down when they discover their accommodation. That is an global picture of the english teaching in Vietnam : article from movetoasia.com that give you all the informations you need to find a university, be able to negociate your salary and work as an english teacher with or without a TEFL diploma.Knowing that in Vietnamese culture an employment contract is often only a simple declaration of intent that precedes a long-term professional commitment, it is not always wise to seek at all costs an accommodation with "Western comfort" upon arrival. This is all the more so since real estate market prices are generally higher in Vietnam than in most of our home countries as expats and housing, even modestly, can be very expensive.In most institutions, teachers work five to six hours a day, consecutively or not, from Monday to Friday, and sometimes on Saturday mornings., and ask professors to participate in student activities and writing the school newspaper. In research institutes, the work week is 40 hours, with the occasional addition of unpaid overtime.It is important to ensure that the contract to which you are a party explicitly mentions severance pay, even if the employer does not see the need for it. Under Cambodian law, discussed below, any full-time teacher (who holds a work visa), whether a local national or not, is entitled to severance pay equivalent to one month's salary for each year of work. Here are in Cambodia the expectations if you have or not a TELF and want to work as an english teacher. No employer has the right to ask an employee to waive this right, or to attempt to avoid it by retaining a person for only 11 months.Income tax is also the subject of many complaints to Vietnamese government offices in Vietnam. Most foreign employees are required to pay income tax, which is generally levied at source by the employer and then paid to the vietnamese government. Income is taxed at a rate of 5 to 10 percent.Failure to pay taxes on any income you earn will result in a fine and you will not be allowed to leave Vietnam until you have paid the amount due. If you are unable to raise the necessary funds, immigration authorities will urge you to have money sent from you home country if you are not able to pay.For more information, contact the Saigon Tax Office, which publishes an annual English-language tax guide for foreigners in June. This publication is available on the website of the National Tax Service of Ho Chi Minh City or from any tax office.In Korea, the tax year runs from January 1 to December 31. The employer is responsible for paying the tax each year in January. If the employer fails to comply with this obligation, the employee will be penalized. Any employee who believes that his employer is not complying with national tax law and illegally deducting taxes from his salary must first discuss the matter with him. If this approach is unsuccessful, the worker should contact the International Tax Division of the Seoul Tax Office at 82-1588-0560 or the nearest tax office. If the dispute cannot be resolved, the worker should consider consulting a lawyer.Depending on the length of time in Vietnam, an expat may have to pay income tax to the Government of your home country on income earned in Vietnam. Before leaving your home country, it would be a good idea to contact the Tax Revenue office nearest your home to find out about your income tax obligations.In principle, foreign professors can subscribe to the vietnamese and khmer health insurance scheme through their employer. This should be investigated when accepting a job offer. It is important to know and understand the nature and extent of the coverage provided. In general, health care in Vietnam and Cambodia is average, but although it is less expensive than in your home country, it can become quite expensive. If a worker cannot take out insurance through his employer or if he decides not to do so, it is possible to obtain individual health insurance from the public system, but only if he holds a residence permit.Anyone taking out private insurance should be aware that most doctors and hospitals do not accept to bill the insurance company directly, whether it is foreign or domestic. They usually require payment before treatment or care is provided. Patients must then request reimbursement from their insurance company.It is therefore imperative for all Foreign nationals to verify that they are properly insured and that they have the necessary funds to pay bills in the event that they require medical care.