Wal-Mart Stores is suing Visa for allegedly forcing the retailer to let customers use signatures when paying with their chip-based debit cards.

The retail giant filed a lawsuit in New York court, saying that Visa wouldn't allow Wal-Mart to just use the "chip-and-PIN" protocol and that it was required to allow customers to sign when using a chip debit card. Wal-Mart is seeking a jury trial, according to the complaint.

"PIN is the only truly secure form of cardholder verification in the marketplace today, and it offers superior security to our customers," Wal-Mart said in a Tuesday statement. The company added that its "customers understand PIN verification because it's required to access their funds at ATM machines."

