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Today we're going to take a look at and review YouHodler , one of the longer running bitcoin & crypto loan platforms.In 2019 they expanded to feature several other services, including some creations of their own and we'll take a look at those too.One step I take before going in to my own review, is scanning various crypto communities for mentions of the company, to hear other peoples experiences. Just to make sure if I had a good experience, it doesn't turn out to be a rare thing. Or, if I had a bad experience and others are saying a company is great, I need to be open to the possibility that my bad impression just isn't accurate, but rather an anomaly.In the case of YouHodler, I was unable to find any angry customers posting complaints. So, off to a good start!Now lets take a look at what they offer!Here is where YouHodler really excels for one obvious reason - their loan-to-value rates!I was extremely disappointed when I first set food into the crypto loan world, finding out that i'd need to deposit $10,000 to get a $5000 loan just made the whole thing seem like it wasn't worth doing.But YouHodler is still to this day offering their 90% Loan-To-Value loan, which has an interest rate of just 3%!Not sure how they do it, but that's not my problem - it works and you get the funds right away.Also worth noting - you can use 12 different cryptocurrencies as collateral!The majority of lenders are bitcoin only, with a few accepting Ethereum as well. So, this is another area YouHodler stands out.This is one of their inventions, something some savy traders have been doing on their own but could take hours to fully execute. YouHodler has it down to 1 click with their "turbocharge" tool.It works by using your bitcoin loan to buy more bitcoin, like:Loan 1: 1 BTCLoan 2: 0.864 BTCLoan 3: 0.746496 BTCLoan 4: 0.644973 BTCLoan 5: 0.557257 BTCNow, the user with 1 BTC suddenly has 3.812726 BTC, and positioned to score bit during a bull run. YouHodler explains the smart way to use this:Next time you feel a bull run coming, and turn out to be right - you don't need to stare at the charts wishing you bought more - turbo charge your existing holdings!This doesn't take too much explaining - you can earn 12% on stablecoins, and 7.2% on Bitcoin by simply leaving your coins for storage on the platform.So if you're currently just letting what you're HODLing long term sit in a wallet doing nothing, you should seriously consider earning interest and turning them into active income.Big advantage here is that you get your interest earnings in a monthly payment, which you can immediately spend as you wish. YouHodler should be among the first places you try - they're just getting a lot of things right!Crypto lending platforms aren't rare anymore, neither is the ability to earn interest on your coins - but you won't find platforms with terms as user-friendly as YouHodler's.Then, their 'TurboCharge' just earns them points for having a feature that's useful, but can't be found anywhere else.So - check them out here and since you followed the link from our site, we've arranged with YouHodler to give anyone who signs up from here special terms, including more time to pay back your loan with no penalty!-------