Most people are paying more for everyday expenses and services than they need to and don't even know it. Well, there's never a better time than now to cut all those nasty expenses that companies having been milking for years. When push comes to shove, it can be quite eye opening to learn just how much financial waste can exist... and how much extra monthly savings can be freed up in just a couple minutes.

That's why we put together this list of common areas that people often find huge reduction in their bills with little effort. Take just 5 minutes to through the below. Challenge yourself to see how many of these items you can take advantage of, and how much of a monthly savings can be put right back your pocket.

#1 - Use Soda to Clean The Most Stubborn Areas of Your Home

Who knew one of the world's most enjoyed drinks could be such a practical household staple? Coke is similar to an acidic cleaner. The quantity of acid in soda is sufficient to erode at the enamel of your teeth, making them more vulnerable to decay. So why buy those expensive cleaners when you can perfectly clean those stubborn stains with Coke. You can use it for a variety of household chores, such as...

Remove grease stains from clothing and fabric

Clean a toilet; pour around bowl, leave for a while, flush clean

Clean tile grout; pour onto kitchen floor, leave for a few minutes, wipe up.

Descale your kettle

Remove marker stains from your carpet. Apply Coke, scrub and then clean with soapy water

Clean your windows; soak a cloth with Coke and rub your window. Then simply wash the glass pane with water

#2 - Never Pay Another Electric Bill Again — Use Government Rebates To Go Solar And Enjoy $0 Electric Bills

Here's something the power company doesn't want you to know. A little-known government program allows qualifies homeowners who live in these specific zip codes to receive big tax incentives to switch to solar.

The program is called the Federal Residential Renewable Energy Tax Credit, which provides subsidies and rebates that can cover a good deal of the costs associated with installing solar panels. In fact, the average tax break gives back $4,860 for installing solar panels.

Has your power company told you that? Most likely not. Once homeowners go solar, their energy bill is drastically reduced — often to $0 or close to it. You can bet the energy companies are not too thrilled about that.

Homeowners can check if their zip code qualifies here and be on their way to eliminating electric bills.

Check My Eligibility »

#3 - Those With $15,000 or More in Credit Card Debt Use This Brilliant Debt Payoff Plan

With the skyrocketing cost of living in the United States, more and more adults are struggling with financial debt than ever before. And with interest rates snowballing the amount owed, owing on your credit cards can seem like a trap that can never be escaped. Here's what credit card companies don't want you to know...

For anyone with more than $15,000 in credit card debt, this debt relief program can greatly reduce the amount owed. The program can resolve debt without a loan – allowing many to become totally debt free in as little as 12 months.

So if you carry $15,000 or more in credit card debt, then click here to find out how to reduce your payments!

Reduce My Credit Card Bill »

#4 - Throw an Aspirin in the Wash and Be Left Speechless

Only aspirin can compete with bleaches and the top stain removing agents.This amazing tip will save your white laundry (and there's a bottle of expired, worthless aspirin somewhere around the house).

Here's how to do it:

Start by dissolving (5) 300mg aspirin tablets in 2 gallons of hot water. Crush the pills beforehand to speed up the process. The next thing to do is soak your white laundry in the mixture, and leave it overnight. In the morning, place the clothes in the washing machine, add a few aspirin pills again, and wash them as usually.

Please Note: This is a tip shared by one of our readers. Be sure to test this method out yourself before using it on clothes you care about (although we have not received any reports of bad experiences).

#5 - Homeowners Get $3,252/year Taken Off Their Mortgage With New Federal "Relief Program" This September

If you're a homeowner, this one thing could save yourself thousands of dollars this year...

The Fed recently issued new mortgage guidelines, which allows the average homeowner to get $3,252/year (or $271/month) taken off their mortgage as early as this September.

There's no telling how soon the Relief Program will expire, so it's suggested that homeowners complete the official mortgage relief survey here to check their eligibility right away.

While the banks happily wait for the program to end, a final push is urging homeowners to take advantage. The Relief Program is currently active but could be shut down at any given time. The good news is that once you're in, you're in.

So if reducing your payments by $271/month, paying off your mortgage faster, or even taking some cash out would help you, it's important to check your eligibility here. Checking your eligibility is quick and completely free!

Check My Eligibility »

#6 - Special Program Gives $250,000 in Life Insurance for $15/month!

If you have any family, life insurance is a must. Most people don't have savings large enough for their family to pay off their mortgage, cover living expenses, and pay for final expenses — never mind ensuring your loved ones don't inherit your debts.

Life insurance companies know all of this and the bigger the policy, the more they profit. They've been getting away with charging high rates for years – but that's all coming to an end.

Thanks to a new special program, there is now a way to get a rock solid, yet very inexpensive life insurance policy from top providers. Thanks to this amazing website it's easy to see and compare plans, regardless of age or medical history. The best part is it's totally free!

The website will run your options through their technology to automatically find the best life insurance policies available at the lowest possible price. Even if you already have a policy, it can find comparable plans at a much much lower price. You could easily end up saving up to 70% on life insurance!

No medical check and guaranteed acceptance policies are also available for adults of every age, even if you have been denied in the past.

Click here to see available plans.

Get Cheap Life Insurance »

#7 - Rent Out the Spare Room or Garage

This one can put a little extra in the pocket, just by maximizing unused space in the house.

It's becoming increasingly common for homeowners to harness the earning potential of their property by renting out space to tenants or tourists. Rentership in the U.S. is near a 50-year high, according to the U.S. Census Bureau, with 35.6 percent of the population renting rather than owning a home as of the third quarter of 2018.

A large share of potential renters can make becoming a landlord attractive. Whether you have an English basement or a spare guest room, Airbnb has made short-term rentals fun and lucrative. On average, those who rent on Airbnb earn 4.5x more than if they were to rent to a tenant as a traditional landlord. That figure also accounts for a 30% vacancy rate, so there are things definitely attractive about this model.

To market on Airbnb, you're required to report the additional income you receive. But that income can easily cover the mortgage and other expenses. There's also the added benefit of being able to deduct any repairs and improvements made to that rental space!

P.S. Don't' want to rent out a bedroom, you could always rent out extra storage area or garage space!

#8 - New "Roof Replacement" Program Helps Homeowners Get a New Roof

Homeowners should never have to pay full price for roof repairs again. In the past roofing work could cost a fortune. Worse yet, a bad roof can lead to tremendous damage, mold, animal infestation and other expensive situations that could be avoided with proper home maintenance.

No doubt replacing a home's roof is an easy thing to put off "until next season," especially since traditionally the cost could come with quite the price tag.

But thanks to this brilliant new website, it no longer has to cost homeowners an arm and a leg to get the roof replaced or repaired. In fact, homeowners that use the site will never have to pay full price for roof repairs again.

Now homeowners can get their roof replaced while saving thousands of dollars in the process by taking advantage of all special discounts, rebates and incentives available in their area.

Every homeowner should check to see how cheap it can be to get a new roof in their area.

Enter ZIP to Check Eligibility Here

Check If My Home Qualifies »

#9 - Paying More Than $16/Week for Car Insurance? Here's How to Get $610/yr Reduction...

Did you know that depending on your age and other factors, car owners could get a generous discount on their car insurance?

In fact, if you're paying over $63/month for car insurance, there's a good chance you're paying more than you need to. It's quite common for this to occur, as most simply keep their same old policy in place... and those rates can creep up over time without really noticing.

Most people are also not taking advantage of the multiple discounts available to them (probably because they don't even know they exist). Luckily, finding these discounts and seeing how low your rate could be is super easy. Just use this brilliant website to check for discounts your area qualifies for.

Click here to see if you qualify to save $610+ annually on car insurance

See If My Car Qualifies »

#10 - Reduce Your Electric Bill With A Few Simple Habits

Next to monthly housing payments, heat and electric bills are often the biggest expense around the home. Here are a few ways to slash electric bills with just a little bit of planning...

Unplug Everything: Did you know that appliances and electronics continue sapping electricity as long as they're plugged in, even when their switches are turned off? Making a habit of unplugging these items when they aren't in use saves a lot of energy over time. This includes computers, TVs, the toaster, hair dryers and phone chargers.

Did you know that appliances and electronics continue sapping electricity as long as they're plugged in, even when their switches are turned off? Making a habit of unplugging these items when they aren't in use saves a lot of energy over time. This includes computers, TVs, the toaster, hair dryers and phone chargers. Use energy-efficient light bulbs: Replace all of your incandescent bulbs with compact fluorescent bulbs (CFLs) or LED bulbs. Incandescent bulbs release most of their energy through heat, rather than light. Newer bulb styles are much more energy efficient, and they save a lot of electricity and money over time.

Replace all of your incandescent bulbs with compact fluorescent bulbs (CFLs) or LED bulbs. Incandescent bulbs release most of their energy through heat, rather than light. Newer bulb styles are much more energy efficient, and they save a lot of electricity and money over time. Use Smart Technology: How many times does the TV get left on with nobody watching it? Use timers and smart outlets to automatically turn off items at designated times or after a certain amount of time of inactivity. Smart thermostats can also make your home more energy efficient by automatically adjusting the temperature when you're away.

These things may seem small, but small amounts of energy over time can create big bills! Often times electric bills are made up of a lot of unnecessary usage -- and that's money that could be better spent elsewhere (or put back in your pocket).

#11 - Homeowners Are Getting $1,632/yr Back On Their Home Insurance. Here's How to Claim Yours...

A new Special Program could impact your monthly home insurance bill in a big way, and thousands of savvy homeowners are cashing in by getting up-to $1,632/year back on their home insurance. Has your insurance provider told you about this? Probably not.

» Check Your Eligibility Here

Let's face it... everyone needs homeowners insurance. But how often have you actually used your insurance? Probably not nearly enough to make up for the cost year after year.

Here's something most people don't know about home insurance and it's one of the easiest ways homeowners can save this year...

Homeowners insurance is actually pretty inexpensive, but most people are paying far too much. In fact, most homeowners can now get an average $1,632 taken off their annual bill for the same or even better coverage by using this popular comparison site.

In just seconds, you can search available rates from the top providers to get the very best rate without a sales person jacking up the price. This is how homeowners are now getting a big saving on their rate. In fact, many report they're able to cut their rate in half or more by using this site to compare quotes for free.

Reduce My Home Insurance »

#12 - Get $850 in Free Home Security Equipment Installed This September

Did you know that a home without a security system is 3x more likely to be broken into than a home with security. While installing a home alarm system isn't just to stop burglars and intruders, it may also save you big money year after year. A house alarm could greatly reduce your homeowners insurance policy too.

It’s also important for homeowners to have a high functioning alarm system installed so that they can get medical aid in the case of a life threatening emergency, especially for those who live alone.

For a limited time, homeowners can get $850 in FREE equipment + a $100 Visa gift card!

» Register here to see if you qualify for this deal

Register to Get a Free Quote »

Bonus #1 - Never Pay Out-Of-Pocket For Costly Home Repairs Again

Many homeowners simply don't have enough money lying around to pay for expensive home repairs. Your home insurance won't cover your washing machine or AC breaking. What if your heater breaks when you need it the most? Who amongst us has hundreds or even thousands available at a moment's notice for such a repair?

This is why many homeowners are getting this new Home Warranty Program. It can end up saving thousands in the long run by protecting unexpected home repairs. The furnace, appliances, roof repairs, air conditioning – it's all covered under this new program!

Click here to learn more...

Click to Learn More »

By taking advantage of any of the programs in the list above, homeowners can easily save thousands of dollars a year -- and for many years to come.

Don't Forget to Claim the Most Popular Money-Saving Discounts…

1. Go Solar and Enjoy $0 Electric Bills: Click here to see if your zip code qualifies.

2. Claim $250,000 in Life Insurance: Click here to search discounted rates on life insurance!

3. Get Rid of Credit Card Debt: Click here if you have more than $15,000 in credit card balances.

4. Reduce Your Car Insurance: Click here to save $610+ on car insurance!

5. Take $3,252/year Off Your Mortgage: Click here to see if you're eligible!

If you found this list of Surprising Money-Saving solutions useful, and think others may too, be sure to share it on your favorite social network by clicking the button below…