The financial complaints watchdog is warning victims of the recent bushfires about potentially dodgy "middlemen" offering to broker quick payouts with insurance companies.

Key points: The Australian Financial Complaints Authority is receiving reports of aggressive sales tactics by insurance claims "middlemen"

The Australian Financial Complaints Authority is receiving reports of aggressive sales tactics by insurance claims "middlemen" AFCA says people who have suffered property loss or damage should not need to hire a claims management company to deal with their insurer

AFCA says people who have suffered property loss or damage should not need to hire a claims management company to deal with their insurer The authority says it has a hotline to fast-track any complaints related to bushfire insurance claims

The Australian Financial Complaints Authority (AFCA) warned people to think twice before signing binding contracts with claims management companies, which have been accused of bullying tactics, cold-calling and confronting victims in person.

AFCA chief operating officer Justin Untersteiner told the ABC's AM program middlemen operating for claims management companies charged excessive fees for services that delivered little or no benefit.

"We are hearing reports of everything from door knocking, showing up at community events, through to cold calls," Mr Untersteiner said.

"The worst we are seeing is bullying tactics where these middlemen are quite pushy and creating panic.

"We're talking about people that are already vulnerable, who have experienced significant hardship, so it can be easy for them to enter an arrangement that they don't understand."

Sorry, this audio has expired Bushfires: dodgy "middlemen" gouging victims on insurance claims

While the practice of claims management companies approaching individuals is not unlawful, AFCA is warning bushfire victims to think carefully before signing up to binding contracts where fees must be paid or commissions are charged.

Claims management companies generally charge a percentage of the sum recovered, which Mr Untersteiner said was of no real benefit to bushfire victims.

While AFCA has no jurisdiction over claims management companies, it has established a hotline to assist with resolving financial complaints.

"We have special processes that identify and fast-track complaints from people, primary producers and small businesses in impacted communities, so we can assist you to resolve complaints as quickly as possible," Mr Untersteiner said.

The Insurance Council of Australia has been warning of "storm chasers" in recent years, after cases in which claims management companies and tradies have exploited natural disaster victims.