You were heard!

As of 2019, HODL Finance is introducing XRP-backed loans!

Get a loan backed by your precious XRP at our crypto loans portal now!

Our Ripple affair

For the past several months we’ve conducted an online customer survey. The majority of our current and prospective clients have requested loans in what is now the second most valued cryptocurrency – XRP (Ripple).

First released in 2012, XRP has made significant gains over the course of several years. The gradual growth in XRP’s value subsequently dethroned Ethereum as the world’s second most valuable cryptocurrency. That is also partly the reason why so many hodlers have requested loans backed by their XRP.

Unlike many other major coins – Bitcoin, Ethereum or Litecoin – Ripple is not mined. Instead, in a similar manner to a company issuing stock, XRP issued 100 billion XRP coins.

Besides being a cryptocurrency, Ripple is also a payment protocol challenging the global legacy interbank payment system SWIFT. It’s probably too early to predict its success but the time will show how many financial institutions trust Ripple and join their network.

Loans backed by XRP at HODL Finance

The one thing is clear – many people around the world trust Ripple and believe in XRP already. Today XRP-backed loans become available to every HODL Finance client too.

40% loan to value (LTV) ratio is currently available to all loans backed by XRP. Check all the terms at our crypto loans portal.

HODL Finance is the European digital lending company. HODL Finance issues loans backed by cryptocurrency and other digital assets. Founded by the shareholders of the peer-to-peer lending platform, Savy, HODL Finance now serves clients around the world.