A mother whose baby died three days after an unsupervised home birth has told an inquest she did not understand the risks involved.

The boy was born on a property near Nimbin on the New South Wales north coast last year, Lismore Local Court heard.

The court heard the boy's parents were urged not to give birth at home because the foetus was lying sideways and the mother had tested positive for hepatitis C.

But the mother told the court she wanted to avoid going to a hospital.

"The desire when you have a baby is to have a safe environment - the hospital is full of sick people," she said.

"People are not numbers ... they are allowed to choose things that they want in their life".

She said she went to see the doctor but not as much as she would have liked.

"Not because I didn't care."

"I already have a son ... I have a life too. We have one car for two people. Any other reason you want to hear?"

She also told the court she trusted her husband, who had previously delivered five of his own children at home, and did not want a confrontation about where the baby would be born.

Her husband said he did not agree with the doctor's "point of view" regarding the hospital birth.

"We didn't feel any threat or danger," he said.

The inquest has previously heard the mother ignored a doctor's "forceful" warnings about going ahead with the home birth.

Separate worlds of hospitals and parents 'collided'

Deputy state coroner Harriet Grahame said it sounded like two worlds had collided in the matter.

"Two worlds that didn't meet up. The world of medicine and hospitals and your own," he said.

An inquest into the death of a baby who died after a home birth in Nimbin continues at Lismore Court House. ( ABC News: Samantha Turnbull )

A registered nurse told the inquest yesterday there was no mechanism to keep track of pregnancies or births that occurred outside the hospital system.

The court previously heard the birth was considered high-risk and concerns about it were raised with the Child Wellbeing Unit, but were not acted upon due to a high number of referrals.

A GP had outlined his concerns to the family, they were ignored, and a report on the matter was made to the Child Wellbeing Unit and then referred to Lismore Community Services.

The inquest heard 75 per cent of Child Helpline matters referred to Lismore Community Services centre and classified as "risk of serious harm" during February 2015 could not be allocated.

Leonie Lamont, press secretary for NSW Family and Community Services Minister, Brad Hazzard, said Mr Hazzard would not comment until the Coroner handed down her recommendations.

"He will then review the recommendations," she said.

Calls to increase frontline staff ignored

The Public Service Association (PSA) did not comment on the inquest specifically but said in general terms, its calls to increase frontline workers in the offices of Family and Community Services across the NSW north coast were falling on deaf ears.

PSA spokesman Steve Turner said since the State Government introduced the new resource allocation model, the problem had increased.

"We've got a state that's growing, we've got children at risk of significant harm, reports that are growing, and yet the reality is, on the ground, case workers in these offices are being cut," Mr Turner said.

"At Lismore at the moment, they're operating with approximately 24 case workers. Before, they had 36, and the stress in these offices, especially Lismore, is shocking."

The findings of the inquest are expected to be handed down in September.