10:28:47

WEHRWEINBut clearly, there are, you know, there are benefits to renting, as Ivan mentioned, and, you know, some of them are flexibility to pick up and move, you know, if you're changing jobs, if your job situation changes. It's a much easier thing to move out of. And more and more people, I think, you know, as the echo boomers begin to, you know, to age out, I think, are going to be choosing rental over homeownership, you know, in the long run. And it also may allow them to move closer to the city to avoid some of the issues that David was talking about.