In what other industry would you have confidence enough to let the people with the most to gain act without regulation? Would car companies be so concerned with passenger safety without regulation? Would you want doctors to practice unregulated- no assurance they’d act with YOUR best interest in mind? Lawyers? Accountants? Toy Manufacturers? Food processors? I’m not suggesting there’s nothing good about a free-market economy, nor am I suggesting every insurance company or investment firm is run by greedy executives, but there have been snake-oil salesmen preying upon the unwary since before the dawn of history as nearly as I can determine.



In case you wonder if deregulation is the pivotal policy that led to the collapse onWall Street, here's a quick, easily-grasped explanation that should help you grasp why that lofty "ideal" has failed in our never-quite-ideal real world. Are you surprised that some have tried to use the crisis for their own political or financial gain?We left foxes guarding the chicken coop. It's time for a carefully considered change.

• END Golden Parachutes -- Taxpayer dollars should not be used to reward the irresponsible, greedy Wall Street executives who lobbied for deregulation and engineered this disaster. Those who have earned millions must return their salaries as a starting point... imagine if that money might be used to PAY those loans down.



• TAXPAYERS, Not Just Wall Street -- Any bailout plan must include a payback strategy for taxpayers who are footing the bill and aid to innocent homeowners who are facing foreclosure.

• Bipartisan Oversight -- $700,000,000,000 is a staggering amount of money involved, and since it's coming from taxes the source MANDATES bipartisan expert oversight to ensure accountability.