With the recession on and concern about unemployment mounting, many people are starting to consider starting a home business to promote flexibility and perhaps help their finances survive. And, really, there are a number of benefits that come with working from home. Many home business ideas can be started for practically nothing, and there are other business ideas that can be started for a little more. Here are 10 home business ideas:

1. Fitness-related business. You can be a personal trainer or a yoga instructor. If you have a room at home that you can use as a sort of private gym, you can use that and help clients in your home. Or, you can check the local gym or community education center to see if you can teach there. Many gyms have personal trainers and class instructors that come in on a contract basis. You set your own hours and earn money from the fees. You will need to get certified, however, in order to be taken seriously.

2. Personal finance planner. Many people are looking for financial advice in this recession. If you get your CFP designation (which can be costly and difficult) you can provide financial planning services — and even do it out of your home. Additionally, I know three CPAs who offer accounting and payroll services from their homes, and a number of tax preparation service providers who work out of a home office.

3. Medical and legal transcription. Many insurance companies, medical offices and legal practices have need of transcription services. This is something you can do out of your home if you are properly certified and qualified. Medical claims billing can fall into this category as well.

4. Web design. Talented with graphics? Know your way around code? You can provide Web design services out of your home. Buy a server and you can even provide Web hosting as part of your home business. Other types of graphic design — layout, logo, advertising and more — can also be done from your home office.

5. Photography. I have two friends that do photography as a home business. They are hired for weddings, proms, portraits and more. One of them just goes on site. The other has turned a spare room into a photo studio with backgrounds, lighting and all the trappings you would expect. The ability to take digital pictures and have them developed online — in high quality — makes this even more feasible.

6. Home maintenance and improvement. If you are handy around the house and yard, you can start a business providing yard care and making home improvements. Remodeling jobs, sprinkler installation, landscaping and roofing are all related areas. If you are certified (and get the insurance) you can start a home business taking care of other people’s homes.

7. Event planner. Weddings, parties, family gatherings and special occasions all require planning. If you know where to go to get a good deal, and if you are organized and can make things happen, consider running an event planning business out of your home.

8. Child care services. You can make money taking care of others’ children in your home. Check state regulations, though, to make sure you are properly licensed.