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Lori Loughlin has been in “complete denial” about being busted for allegedly bribing her kids’ way into college — and refused to take a plea deal because she thought she would “skate,” according to a new report.

Fellow actress Felicity Huffman agreed to cop a plea for her role in the nationwide college cheating scam, but the “Full House” star thought prosecutors were “bluffing,” a source told E!

“She has been in complete denial and thought maybe she could skate by,” a source told the outlet.

“She refused to accept any jail time and thought the DA was bluffing.”

Loughlin and her husband were hit with extra charges Tuesday, and now face up to 40 years in prison.