The Southern Institute: High Risk Merchant Processing Experts

Welcome to The Southern Institute, where we help our clients reduce the overall processing costs associated with credit card processing including ACH and check programs. Since 1995, we have been specializing in high-risk merchant accounts within several different industries including hard to place ones where others say no.

We understand high risk businesses are having a tough time obtaining a merchant account, and once you get one it can get shut down as soon as you start getting chargebacks. At The Southern Institute, we are here with you every step of the way to keep your account running smoothly. We are equipped with high-risk experts, full-service providers, and a friendly, professional staff.

See how quick and easy it is to work with The Southern Institute. We help our clients obtain get the credit card processing they need to help their business grow. The companies and businesses we’ve had the pleasure of working with have conventional solutions for both e-commerce and retail electronic payments. Further, we provide custom solutions for high risk in the following areas: