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It may seem daunting to be able to pay for school without getting a student loan or going into debt, but it is possible. In fact, many people are able to do it. You just have to be smart about it – which is going to be a great skill beyond just the college years!

Save Money

This may seem trite, but it is true – you can save money to be able to pay for school. You can save money from gifts from friends and family (such as graduation gifts, birthday gifts, and more). You can save money from working a summer job or another job while you were in high school. Whatever you choose, there are a lot of ways to save.

If you haven’t saved enough to start, maybe you consider going to a junior college for your undergraduate studies. This can result in substantial savings, and allow you to save up even more since you can work as well.

Look For Free Money

If you need a little something extra to cover the difference between your savings and the cost of tuition, you could look for free money through grants and scholarships. There are millions of different grants and scholarships available, you just need to search.

Just about every school or university has a list of available programs, and even the government puts a list of grants available on Grants.gov.

Also, just about every charitable organization and service group offer some type of scholarship. While you may not be eligible for all of them, there are so many that you can usually find something to fit your needs and criteria.

Furthermore, groups of individuals just get together to help with the cost of school. For example, the Yakezie Network has a writing contest which helps a young student with the cost of education.

If you just look around, you can find free money!

Check With Your Employer

Finally, if you are working and considering going back to school – whether for your first college degree or graduate school, many employers are willing to help out, if not cover the full cost.

You should check with your HR Department and see if tuition reimbursement is offered, or any other type of education assistance programs. Some employers will even send their employees to get their full MBA at no cost to the employee.

No matter what you are looking to do, there are options to afford school without going into debt. You just need to look around and put some effort in. Every bit of effort you put to staying debt free in school with pay huge dividends after graduation!

Readers, what are your thoughts on getting through school debt free? Is it doable?