CLEVELAND, Ohio -- Talking to myself about Sam Darnold and Josh Allen as the Cleveland Browns prepare for the 2018 NFL Draft:

Question: Should I assume you agree with most draft experts who believe Darnold is "the safest quarterback" pick in the draft?

Answer: No.

Q: No?

A: No. Tell me how a guy who had 22 turnovers last year at USC is a "safe" choice at quarterback.

Q: Then why do scouts say that?

A: Maybe it's because he's not a mere 6-foot like Baker Mayfield. Or maybe it's because he completed more than 56 percent of his passes, which were Allen's stats the last two seasons. Maybe because he doesn't come across as stuck on himself, as Josh Rosen does at times.

Q: But you have doubts?

A: We're talking 22 turnovers! We're talking 13 interceptions and losing nine fumbles. No one in Division I college football lost more fumbles than Darnold did last season.

Q: Maybe he can improve...

A: No one in the NFL lost more than seven fumbles last season.

Q: Are you going to play the DeShone Kizer turnover card.

A: Actually, Kizer wasn't the worst offender. He lost six fumbles. He did throw an NFL-high 22 interceptions. That added up to 28 turnovers in 15 games.

Q: You're down on Darnold?

A: I can't get past the 22 turnovers in 14 games. But that was in college.

Q: So you really don't like Darnold, right?

A: I wonder why so many NFL people seem to brush off the turnovers. In 2016, he threw nine interceptions and lost six fumbles. That rose to 13 interceptions and nine fumbles in 2017. His turnover problems seem to be growing, at least based on the numbers.

Q: Isn't Josh Rosen your guy?

A: Of the top four quarterbacks in this draft -- Darnold, Allen, Mayfield and Rosen -- I like Rosen the best. But his two concussions last season worry me. He also had shoulder surgery in 2016. But in terms of being a "pure" passer who has worked out of an NFL-style offense, Rosen is ahead of everyone else.

Q: How many fumbles did he lose?

A: Three.

Q: Rosen and Darnold played in the same PAC-12 conference, how do they compare?

A: At UCLA, Rosen threw 452 passes, completing 63 percent. At USC, Darnold threw 480 passes, completing 63 percent. They both threw 26 TD passes. Darnold had 13 interceptions, Rosen had 10.

Q: So it's about the same, right?

A: Darnold was on a much better team. Darnold also played in a spread offense with no-huddle, no snaps under center. That made it easier to complete passes. Rosen was under center on 36 percent of his plays.

Q: Don't the Browns love Josh Allen?

A: We keep hearing that.

Q: But he completed only 56 percent of his passes? Don't you want your quarterback to be over 60 percent in college?

A: Yes you do. That is a concern, but I am starting to warm up to Allen.

Q: Really?

A: It goes back to the turnover issue. He had six interceptions and lost three fumbles. He was not an accurate passer, but he didn't throw the ball to the other team very often.

Q: But he played at Wyoming, not exactly the Pac-12 or Big 10.

A: Very true. But he also played in a pro-style offense. He had the same college coach (Craig Bohl) as Carson Wentz did at North Dakota State. I plan to write more about Allen and study his video.

Q: So what's the bottom line of this story?

A: It's that Allen is being dismissed by many scouts because of his low completion percentage, but Darnold's turnovers are just as alarming.