Important Information: The annual interest rate for Purchases and Cash Advances is 19.99%. An annual fee of $120 will be waived for the 1st year; charged annually thereafter (whether your card is activated or not) on your statement anniversary date. Other fees (to be charged on the day the transaction occurs, unless otherwise indicated): cash advance fee 1% of the advance amount, minimum $5; $25 dishonoured cheque fee; $20 Fast Card Fee; $25 over the credit limit fee; $2 per each extra copy of your monthly statement; $4/per item copy of sales draft (no charge if our error); credit balance administration fee is the lesser of $25 or the amount of your credit balance. The credit balance administration fee will apply to accounts which have inactive credit balances for a period of at least 12 months and will be assessed annually thereafter. We will bill you in Canadian Currency if you use your account to make a transaction in foreign currency. We will convert it into Canadian currency at the exchange rate set by Visa International Inc. in effect at the time we post the transaction to your account. This exchange rate may be different from the rate in effect on the transaction date. We will not charge you any additional foreign currency conversion charge. Subject to change without notice.

30,000 Bonus Points: Please allow 8 to 10 weeks after your first purchase for points to be posted to your Marriott Rewards account. This one-time bonus offer is valid only for first-time Marriott Rewards Premier Visa Cardmembers who apply through this offer. Previous and existing Marriott Rewards Premier Visa Cardmembers are not eligible for this bonus offer. If your account is not kept open for at least 6 months, Marriott and Chase reserve the right to deduct the bonus points from your Marriott Rewards account. Purchases must not be returned or otherwise negated by a credit to your account in order to qualify.

Free Night Stay E-Certificate: Please allow up to 6 weeks after account opening for your Free Night Stay E-Certificate to be automatically deposited into your Marriott Rewards Account. Free Night Stay E-Certificate is valid for hotels in categories 1-4. For participating category 1-4 locations, log on to MarriottRewards.com or call 1-800-321-7396. The E-Certificate must be redeemed within 6 months from date of issue. E-Certificates may not be transferred, extended beyond the expiration date, or re-credited for points and have no cash value. This one-time bonus offer is valid only for first-time Marriott Rewards Visa Cardmembers with new accounts. Previous and existing Marriott Rewards Visa Cardmembers are not eligible for this bonus offer. Marriott is solely responsible for offer fulfillment or the provision of or failure to provide the stated benefits and services.

Free Night Stays: Marriott Rewards points needed for a standard reward free night range from 7,500 points for Category 1 hotels to 45,000 points for Category 9 hotels. Each free night stay includes room rates, taxes and fees. There are no blackout dates, however each property may limit the supply of rooms available for redemption up to 10 days each year (2.74% of the year) so there may be times when a room is available for purchase but not for redemption. Refer to MarriottRewards.com for all reward redemption values.

Foreign Transaction Fees: We will bill you in Canadian Currency if you use your account to make a transaction in foreign currency. We will convert it into Canadian currency at the exchange rate set by Visa International in effect at the time we post the transaction to your account. This exchange rate may be different from the rate in effect on the transaction date. We will not charge you any additional foreign currency conversion charge. As of July 2013, the card will not work in Burma (Myanmar), Cuba, Iran, North Korea, Sudan, Syria and Libya.

Anniversary Free Night: Card Account must be open and not more than two (2) billing cycles past due on your Card Account anniversary date. Please allow 6 to 8 weeks after your Card Account anniversary date for your Free Night Stay E-Certificate to be automatically deposited into your Marriott Rewards Account. Free Night Stay E-certificate is valid for hotels in categories 1-5. For participating category 1-5 locations, log onto MarriottRewards.com or call 1-800-321-7396. The E-Certificate must be redeemed within 6 months from date of issue. E-Certificates may not be transferred, extended beyond the expiration date, or recredited for points and have no cash value. Chase is not responsible for offer fulfillment.

Earning Rewards: You will earn 5 points per CAD$1 in net purchases made at participating Marriott locations. You will earn 2 points per CAD$1 spent on airline tickets purchased directly with the airline and at car rental agencies & restaurants. Merchants who accept Visa credit cards are assigned a merchant code based on the kinds of products and services they sell. Chase groups similar merchant codes into categories for purposes of making rewards offers to you. Chase makes every effort to include all relevant merchant codes in its listed categories. However, even though a merchant or the items that it sells may appear to fit within a listed category, the merchant may not have a merchant code that falls within that category. Therefore, purchases with that merchant will not qualify for the stated rewards offer on category purchases. Purchases submitted by you or the merchant through third-party payment accounts (e.g. PayPal), mobile or wireless card readers, online or mobile digital wallets, or similar technology (collectively, "Technology") will not qualify in a rewards category if the Technology is not set up to process the purchase in the rewards category. You will earn 1 point per CAD$1 spent on other net purchases where the Marriott Rewards Premier Visa Card is accepted. Marriott Rewards points are not earned on balance transfers, cash advances, unauthorized charges, interest or fees. Marriott Rewards points will be awarded only to accounts that are open and not more than two (2) billing cycles past due on the statement closing date. All Marriott Rewards terms and conditions apply. Refer to MarriottRewards.com for complete terms and conditions.

15 Elite Credits: Please allow 6-8 weeks from Marriott Rewards Premier Visa Card account ("Card Account") open date and Card Account anniversary date every year for the 15 Elite Credits to be credited to your Marriott Rewards account. To qualify for the anniversary 15 Elite credits, your Card Account must be open and not more than two (2) billing cycles past due on your Account anniversary date. Only one Card Account per Rewards member (Rewards member must be the primary cardmember on that account) is eligible for the 15 Elite Credits award. 15 Elite Credits is equal to 15 Nights Credit in the Marriot Rewards Program. Please visit MarriottRewards.com for more information regarding the Marriott Rewards Elite membership levels and associated requirements. Marriott is solely responsible for offer fulfillment or the provision of or failure to provide the stated benefits and services.

Annual Fee: This one-time annual fee waiver is only valid for first-time Marriott Rewards Premier Visa Cardmembers who apply through this offer. Previous and existing Marriott Rewards Premier Visa Cardmembers are not eligible for this annual fee waiver. See important information for further details.

Marriott Rewards® Premier Visa® credit card is available to Canadian residents only. For Quebec residents, the offer is valid only for existing Marriott Rewards members.

The Marriott Rewards® Premier Visa® credit card is issued by JPMorgan Chase Bank, N.A. Marriott Rewards are administered by Marriott and Chase has no responsibility for the fulfillment of any Marriott Rewards.

Marriot Rewards Program Information

Points accrued and awards issued are subject to the terms and conditions of the Marriott Rewards program. Refer to MarriottRewards.com for complete terms and conditions of the Marriott Rewards program, including all redemption values. Terms and conditions of the Marriott Rewards program may be modified and services and benefits may be added or deleted at any time without notice to Cardmembers. Individuals whose request for a credit card are not approved will not be enrolled in the Marriott Rewards program through this offer, although existing Marriott Rewards memberships will not be affected. Additional authorized users will not be enrolled in the Marriott Rewards program as a result of this offer. Marriott Rewards points awarded through the use of the authorized user's card will only be credited to the Primary Cardmember's Marriott Rewards account.

Employees of Marriott International, Inc., and The Ritz-Carlton Hotel Company, L.L.C., and their subsidiaries are ineligible to participate in the Marriott Rewards Program and ineligible to earn points with the Marriott Rewards Visa® Card.

© 2015 JPMorgan Chase Bank, N.A ('Chase'). Chase and the octagon symbol are registered trademarks of JPMorgan Chase & Co. used pursuant to license. Marriott is a registered trademark of Marriott International, Inc. and is used pursuant to license. Visa is a registered trademark of Visa/Licensed User. All other trademarks are the property of their respective owners.