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The U.S. Navy SEAL who's credited with firing the kill shots on Osama bin Laden says he listened to a banger the night of the raid, and we gotta say ... it's an excellent choice.

We got retired Navy SEAL, Robert O'Neill, heading into the Gaylord National Resort near D.C. Saturday, and asked if he's had to pay for a drink since taking down the man behind 9/11 ... he has, but only by choice.

Our guy then asks Rob if he jammed to any special music that night in May 2011, and he tells us he bumped "Red Nation" by The Game ... and he'd love to meet the rapper.