Barack Obama missed an opportunity “to make some big bets on America,” according to Hillary Clinton, who offered up a rare critique of her former boss in an interview published Monday.

The former secretary of state’s comments came in response to a question about low interest rates — and whether the US government has taken advantage of them.

“I think we have missed an opportunity over the last eight years to make some big bets on America — to make some investments with money that is as low in terms of interest rates as it’s ever going to be,” Clinton told Vox’s Ezra Klein.

Clinton insisted that, in her plan, she’d be able to pay back the borrowed money. “I have put forth ways of paying for all the investments that I make, because we do have the entitlement issues out there that we can’t ignore. But we are failing to make investments that will make us richer and stronger in the future. And that’s where I think our biggest gap is,” she said.

In the interview, Clinton leveled another dig at Obama — one that’s often repeated by the commander-in-chief’s conservative critics: that wages are stagnant.

“The Great Recession wiped out $13 trillion in family wealth. And a lot of people have come back roaring — they are doing better than ever, corporate profits are up, whereas so many Americans are stalled or have fallen backward,” Clinton said.

“Real family income hasn’t moved. In fact, it’s below where it was in 1999 and 2000. So we do have a problem. It’s a real problem. Because we are a 70 percent consumption economy, so we’ve got to get more growth going.”