4-Point Inspection

A home that has just turned 22 years old, is likely to need a 4-point inspection. Some insurance companies are even requiring a 4-point inspection on homes 19 years old or newer! This is one way to provide your insurance company with a better understanding of your property’s condition as it pertains to these four areas:

Roof

Electrical wiring

Plumbing components

HVAC system

A 4-point inspection proves to your insurance company the insurability of your home. This inspection identifies its components, determines its age and assesses its overall condition. An inspection of this type typically takes approximately 35-45 minutes at the property to gather the information required to complete the 4 Point insurance report.

Feeling unclear on the type of inspection you need? Contact A Radiant Property Inspection with all your questions and concerns at 813-839-8415.

Wind Mitigation Tampa Inspection

A home that just turned 22 years old, is likely to need a wind mitigation inspection. Some insurance companies even require a Wind Mitigation inspection on homes 19 years old or newer!

During this inspection, your home inspector is looking for key building features with the ability to decrease home damage caused during a hurricane or strong windstorm. Each feature falls into one of the following categories: type of construction, the shape of your roof and the elevation of your home as well as the actual year your home was built.

When you live in Florida long enough, you come to understand what most Floridians already know – wind mitigation is a necessity and without it, you are probably overpaying for homeowner’s insurance. Keep in mind that the insurance rules have changed in recent years. These days, more visual proof is required for an acceptable wind mitigation. Choosing a certified home inspector ensures you’re getting the information your insurance company demands.

Feeling unclear on the type of inspection you need? Contact Radiant Property Inspection with all your questions and concerns at 813-839-8416.