Those in possession of a home office, range cooker, children's playroom, wine fridge, walk-in wardrobe or a vinyl record collection, could be living in an 'affluent' household.

Research carried out by the insurer LV= among 1,000 households with incomes of £57,000-plus attempted to find the key signs of affluence around the house.

More than one in three (37 per cent) people surveyed had a home office, while nearly one in five (18 per cent) had vinyl collections.

If you have a children's playroom in your home, you could belong to a 'mass affluent' household, according to a new study

Do you have a walk-in wardrobe? The research was carried out by the insurer LV= and surveyed 1,000 households with incomes of more than £57,000 in an attempt to find the key signs of affluence

One in seven (13 per cent) had a children's playroom in the house while 11 per cent had a walk-in wardrobe.

Collections of artwork were also popular indicators, as were under-floor heating, luxury paint and high-tech music systems.

LV= said increases in disposable income in recent decades had created a multitude of 'mass affluent' home owners, many of whom have not considered the true worth of their possessions when it comes to insuring them.

Selwyn Fernandes, managing director of LV= home insurance, said: 'It's important your policy limits reflect what you own.'

Top items which indicate home owners are 'mid-net-worth' include a vinyl collection (left) or an Aga range cooker (right)

The top items or features in a house which indicate owners are 'mid-net worth' include a home office, vinyl collection, limited edition art, a children's playroom, music system, under-floor heating, nutrient extractor, wine fridge, walk-in wardrobe, luxury wallpaper and a range cooker.

And the top items that 'mass affluent' home owners are impressed by or aspire to own, according to the research, include: a grand piano, a games room, a walk-in wardrobe, under-floor heating, and a range cooker.