What are the types of pet insurance cover available?

There are basically four levels of cover in pet insurance:

Accident only

Provides the cover for the vet fees if the pet is injured in an accident. It is the cheapest type of pet insurance which you can avail.

Time limited

This kind of policy provides cover for only a specific time of period, commonly 12 months which covers accident and short term illness.

Maximum benefit

It is also known as "per condition" cover in which only a specific amount of money is allocated for each treatment of injury or illness.

Lifetime

This type of pet insurance cover is most expensive of all other ones but will protect your pet for its whole lifetime. It includes accident, injuries or illness cover under the policy.