Building up an excellent credit rating takes a lot of hard work. You must learn to stay within your means, make payments on time, and otherwise manage the credit that has been extended to you at all times. If you can do that well for a consecutive period of time, then you will be rewarded with quite a few rewards and perks when it comes to obtaining a credit card that appeals to. you. Of course, this is not a license to go out and start charging everything in sight. Your rating can go down even quicker than it came up. On the other hand, you will want to take advantage of the excellent rating by getting one of the following four cards that offer quite attractive terms to qualified applicants.

Chase Freedom Unlimited

With this card, you will end up with many different rewards that combine under the umbrella of one spectacular offer. To begin, you will get an introductory period whereby your purchases can be paid off over time without any interest being incurred. In addition to that, you will receive an impressive 3 percent cashback on all of your purchases during the first year. The amount of purchases is capped at $20,000, but the offer is impressive nonetheless.

Blue Cash Preferred – Offered by American Express

With this card, American Express is offering you an impressive cash bonus of $250. Needless to say, that is why you need an excellent credit rating in order to obtain it. Keep in mind that there is an annual fee of $95 with this card, but that comes with 6 percent cash back on all purchases made at grocery stores throughout the United States. You will find that there are quite a few cashback opportunities offered with this card as well.

Capital One Quicksilver Cash Rewards Credit Card

Capital One will give qualified applicants $150 when they spend $500 during the first three months of getting this card. As a new cardholder, you will also be given an interest-free period to pay back your purchases, including any balance transfers that you make. There is also up to a 2 percent cashback offer attached to use the Cash Rewards card.

BankAmericard Credit Card

This is yet another credit card to consider if you have earned an excellent credit rating. You will receive an introductory period of eighteen months where you will incur no interest on your purchases. Another good aspect of this card is that there is no annual fee.

These are just four of the many credit cards that offer people with an excellent credit rating some spectacular terms. You will finally be rewarded for the work you have put into paying off your obligations to this point. Take advantage of that and then work to build an even stronger credit profile moving into the future. Remember to stay the course and remain diligent in managing any credit that you agree to.…