robo-PRODUCT

Advisers available as needed and can help plan for some financial goals like retirement and saving for a home (not all advisers are certified financial planners).

minimum INVESTMENT

$2,000

annual fee

$0 for first $10,000; .25 percent of assets thereafter (plus investment costs of 0.12 percent on average).

robo-product

Advisory service includes unlimited access to certified financial planners who can help create a comprehensive plan with a variety of digital goal-setting tools.

Minimum Investment

$25,000 for advisory service; $5,000 for digital only

annual fee

0.28 percent of assets for advisory service, capped at $900 per quarter, plus cost of investments (0.14 percent for a moderate portfolio). Digital-only service charges only for cost of investments (also 0.14 percent).