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The cryptocurrency is the only one in the top-five to have had a positive trend this week since it started trading.

The currency’s value increased in the run-up to December and the first half of January, but it still has quite a lot of potential for future growth, Bitcoinist reports.

Ripple’s advantage over other currencies is its near-instant international payments, which are processed in just 10 -15 seconds.

In the SWIFT system it can take up to 3 days.

Ripple CEO Brad Garlinghouse said in an interview with NBC: “The reason why XRP is unique is, it settles in three seconds so I’m not taking risks on kind of volatilities, where bitcoin takes hours.