I came across Actuarial Consulting Group over 6 months ago. I seen a posting for Entry Level Actuary online. I emailed info@actuarialconsultinggroup.org . Carmen Davis replied to my email informing me to send my resume the the same email address. I received an email saying upon review of my resume reply back to schedule an interview. The letter had so many misspelled words and sentence fragments, I should have known there was something wrong with the company based on that alone. At the time I just graduated from college and in desperate need of a job, so I sent my resume. I had a scheduled time that he would call me. He called 2 hours late. I thought that was very unprofessional. During my interview Hal Butler, James Butler, Howard Butler which ever alias he was going by at the time stated he wanted to sponsor me as if he only chooses certain people that he interviews, but two of my class mates also interviewed with ACG was told the same thing. Basically the so called " interview" was a sales pitch for a class which cost $380 dollars * non-refundable * . I was tricked into paying the $380. He told me he was the Jerry McGuire of Actuaries,He's not. He's more like the equivalent to a sleezy used car sales man. * After speaking with him you can tell he isn't educated or well spoken. *Hal butler told me the book and calculutor was cover in the $380. It is not covered. He made it seem like the payment for the exam was covered. But didn't inform me it was not until after I payed. So after paying $380 you still have to pay for your book, calculator, and exam your self! The prep course did not help me pass the exam in any shape or form. I passed the exam from my own study time. So after I passed the exam I emailed and called Carmen Davis. Carmen told me congrats and to email my updated resume and testimonial. Why would I write a testimonial before job placement?!? This did not make sense, but I did it anyways. No one responded, I sent several follow up emails and still no response. I payed $380 for a class and job placement after passing the exam. I have done everything that was asked of me. I was told by Hal butler that I would be set up on several interviews, and he did not keep his word. I'm begging you to save your money. Study on your own time, and take the test when your ready. Don't let them use scare tactics that your going to miss the deadline. Do your research. They are quick to answer calls and emails before you pay but once you give them your credit card information it is very hard to get in touch with Hal and Carmen. After sending my updated resume. And testimonial I haven't heard from them. Countless emails, phone calls and voice mails still no response. They claim to be BBB approved, I called and they are not. Why do they keep changing the name of the company?!?!? I am really concerned for students who pay there hard earned money like I did. Please learn through my mistake. College graduates are broke until they find employment. Please find an honest recruiting company or more well known. Ask for more information as well. Every time I call the receptionist ask for my name and number and says the message will be relayed. Countless emails and phone calls yet no response, this is really disappointing. They told do not send my resume out and I haven't. I spoke with my lawyer he pretty said there was nothing I could do about it for now since I signed the contract, but he is looking in to it. Bottom line know what your signing. I was promised a 10 day turn around. Meaning they would send my resume out 10 days after passing the exam. It's been months they should have heard back if they honestly sent my resume out. They never told me what companies they work with. They only have a list of city and states. I'm still unemployed I'm waiting to hear something ... Anything. I'm going to call again Monday, Tuesday, Wednesday etc until I actually get to speak with someone in charge. One day I called and I could hear Hal tell the receptionist he was in a meeting... Unbelievable ! I could really use the 380 on bills right now. I choose not to put my real name, I wouldn't want them to ignore my calls anymore then they are now. If I could do it all over again I wouldn't put my trust and money in to Actuarial Consulting Group.