Website XCARD ICO Not Verified XCARD biometric credit card made together with VISA requires verification with user’s fingerprints before using it. The card is available for new users instantly in the form of a virtual card after signing up to XCARD Wallet. User’s funds are segregated in a multi-signature cold-storage wallet to ensure that he is the only one with access to his money. IMPORTANT: By investing in this business you agree to our Disclaimer. All information including our rating, is provided merely for informational purposes. CryptoTotem does not provide investment advice. Overview Project industry Blockchain Infrastructure Product type Platform What is XCARD XCARD is an all-in-one digital wallet & the most convenient crypto credit card. It enables you to perform any financial and cryptocurrency transaction in real-time, with no limits. XCARD makes your experience with crypto as easy as FIAT money whether it's your first time, or if you're an advanced user. XCARD is a part of the Mobilum ecosystem which consists of a wallet, card, exchange & foundation API. All these features combined create a leading “any to any” instant payment platform and point of sale system that integrates crypto and fiat currencies with the most convenient payment methods – cards, wire transfers and wallet to wallet transactions. With XCARD you can pay or receive a payment, the buyer and seller decide which currency they use – independently. XCARD provides the best execution rate, immediate transaction execution and the lowest fees on the market. Cooperation with VISA and the implementation of new services such as SEPA (Target/TIPS) and SWIFT schemes allows users to benefit from fast and cost effective transfers globally. XCARD’s platform is fully KYC AML compliant and licensed by the financial supervision institutions of Lithuania and Estonia. XCARDS MISSION IS TO CONNECT FIAT CURRENCIES AND CRYPTOCURRENCIES IN REAL-TIME. WE ARE ENABLING INSTANT PAYMENTS IN ANY CRYPTOCURRENCY FOR THE FIRST TIME, DECREASING THE TOTAL COST OF EACH TRANSACTION AND GUARANTEEING THE MOST FAVOURABLE EXECUTION FOR CUSTOMERS. SOLUTION CREDIT CARD XCARD’s crypto credit card by VISA allows super safe use of any crypto and FIAT assets which can be spent instantly at POS, in e-commerce and for ATM cash withdrawals. EASY TO USE The card is available to new users instantly in the form of a virtual card after signing up to XCARD. The card is intended for global multicurrency use. There is no requirement to top up the card in advance. ONBOARDING The XCARD onboarding process is easier then opening a bank account. Buying crypto is as simple as paying for coffee. Once onboarded, users can trade instantaneously. BEST EXECUTION RATE XCARD aggregates data and liquidity from different sources (exchanges, brokers and own pools). Its side-chain functionality allows for all transactions to be most efficient. CRYPTO & FIAT XCARD enables trading with over 200 cryptos , FIAT to crypto and crypto to FIAT conversion directly and instantly. You can use any payment card to buy and spend crypto anytime. Pay or withdraw via any ATM worldwide. BUY NOW, PAY LATER Thanks to the XCARD Buy Now Pay Later solution our payment card is the best option for crypto users. XCARD’s crypto credit card by VISA allows super safe use of any crypto and FIAT assets which can be spent instantly at POS, in e-commerce and for ATM cash withdrawals.The card is available to new users instantly in the form of a virtual card after signing up to XCARD. The card is intended for global multicurrency use. There is no requirement to top up the card in advance.The XCARD onboarding process is easier then opening a bank account. Buying crypto is as simple as paying for coffee. Once onboarded, users can trade instantaneously.XCARD aggregates data and liquidity from different sources (exchanges, brokers and own pools). Its side-chain functionality allows for all transactions to be most efficient.XCARD enables trading with over 200 cryptos , FIAT to crypto and crypto to FIAT conversion directly and instantly. You can use any payment card to buy and spend crypto anytime. Pay or withdraw via any ATM worldwide.Thanks to the XCARD Buy Now Pay Later solution our payment card is the best option for crypto users. Details Token supply: 640,000,000 MBM

Hard cap: 30,000,000 USD

Legal Registration country: Gibraltar

Office address: Lõõtsa tn 5 Tallinn Harjumaa 11415, Estonia Token info Ticker: MBM

Type: Utility-token

Accepted currencies: ETH, BTC, USDT, TEN

Token distribution:

51% - Token Sale

19.25% - Strategic Reserve

13% - Strategic Partnerships

15.25% - Team

1% - Bounties

Funds allocation:

50% - Liquidity & Collateral

13% - Business Development

12% - Marketing

10% - Product Development

10% - Salaries

5% - Licenses & Legal

Offices on the map XCARD Roadmap 1 Q4 2018 MVP of XCARD Wallet (Android & iOS) available for the first 5K users. 2 Q4 2018 Series B: Private funding, expected goal $29 mln. 3 Q4 2018 Integration with selected partners: VISA, Santander Bank, GateLab, Exchanges, PSP. 4 Q1 2019 Beta version of XCARD Wallet. 5 Q1 2019 Internalizer set up - the cutting-edge stock exchange solution - matching engine for instant finance operation. 6 Q2 2019 XCARD Wallet goes live & is available on App Store & Play Store. 7 Q4 2019 BETA of XCARD Wallet (Android & iOS) available for the first 5K users.IEO: expected goal $5M equivalent. 8 Q1 2020 Launch of XCARD wallet on App Store and Play store Integration with selected partners: VISA, Santander Bank, GateLab, Exchanges, 9 Q2 2020 Decentralized internalizer with intelligent atomic swaps set up. Launch of XCARD crypto credit card in EU. 10 Q3 2020 Full featured XCARD Wallet & crypto credit card goes live. Launch of XCARD crypto credit card in Asia & South America. 11 Q4 2020 Platform for 3rd party services available (loans, insurance, etc.) Launch of XCARD crypto credit card in Africa. 12 Q1 2021 Community voted improvements sprint one starts here. Project team Wojciech Kaszycki Chairman Adrian Smarzewski CTO Przemek Maliszewski COO Piotr Makowski CMO Advisors Janusz Diemko Yacine Terai Abasa Phillips Ismail Malik Roman Pogorzelski Social media User rating: 5/5 ( 1 ) 0