The average North Carolinian has more unpaid medical debt, less savings and less financial knowledge than the typical American, according to a state-by-state survey of "financial capability" by the Financial Industry Regulatory Authority.



North Carolina ranks second from the bottom in terms of percentage of the population with delinquent medical bills, at 36 percent. Only Mississippi is worse. The average is 24 percent.



In the other categories, North Carolina was only slightly below the U.S. average.





60 percent of North Carolinians reported not having a three-month savings fund. The national average was 56 percent.

35 percent in N.C. make only minimum credit card payments. It's 34 percent nationwide.

On a five-question financial literacy test, N.C. got 2.84 correct on average. The U.S. scored 2.88.

Both N.C. and the U.S. came in at 41 percent reporting spending less than they make each month.