Idea

In order to solve complex problems, science often tries to simplify them by removing unimportant details and making approximations where possible. One of the most obvious observations is that any economy is powered by the people. People are the best representation of strength and potential, and while technological advantage or natural resources play an important role as well, their potential should mostly be realized through trade.

Accordingly, it would not be outrageous to approximate whole economy to the people alone. By taking other variables out of the equation we make a playground fairer as advanced players are still allowed to outplay others by trade or debt but it is harder to achieve both at the same time (loan money to someone who then spends it to pay for your goods). This together with an aspiration to have authority independent and transparent quantity of money led to the idea of a system in which money supply is only tied to the number of members. Correspondingly, every person is trusted to be a creditor as entire newly created medium of exchange is distributed among them. Governments in need to borrow could simply crowdfund a loan with the help of their citizens.