Authored By Chloé Morrison

A new report found that Chattanooga ranks among the worst cities for millennials with student debt.

RewardExpert.com, which provides tools for users to navigate credit card rewards and frequent flyer programs, analyzed 207 cities and metropolitan areas based on 23 indicators to determine which locations are best and worst for graduates with debt to start their careers and pay off loans.

Out of the 207 cities studied, Chattanooga came in at No. 201.

Lincoln, Nebraska came in as the top place for millennials with student debt to live.

The report noted that—unlike other cities in the bottom of the list—Chattanooga has “a few things going for it,” including its tech startups, EPB’s fiber-optic network and high-speed internet services.

Also according to the report: