What Week 4 lacked in pregame hype, it made up for in on-field drama. Michigan held on by a thread against a heavy underdog for the second straight week, Florida QB Jeff Driskel went down to a season-ending injury and a handful of the nation's top teams unleashed their full offensive arsenals on lowly nonconference cupcakes.

Week 4 also marked the end of the first quarter of the college football season. As such, it's a good time to take stock of teams and players while discussing some of the major storylines heading into Week 5.

In this week's "No Huddle," Insider's panel of experts debates the most overrated and underrated teams in college football, weighs in on early-season Heisman front-runners and sets the table for Week 5, identifying an under-the-radar player to watch and which favorite should be on upset alert.

1. Which team is the most overrated?

Brad Edwards: Michigan (No. 18 AP/No. 17 USA Today). I was big on the Wolverines from the preseason through the Notre Dame win and still withheld judgment after the Akron scare, but it's now time to call it like it is. When your team has back-to-back close calls against opponents that probably aren't in the top 70, you have no business being ranked in the top 20.