Chances are you’ve considered how much money you would need to earn in order to buy a home. The answer, of course, depends largely on where you live. To give you an idea, finance website HowMuch.net recently crunched the housing affordability numbers for each state to ensure you spend your money wisely.

To arrive at its estimates, the website layered in several factors. The team collected average home prices in every state from Zillow, then plugged those figures into a mortgage calculator to determine monthly payments. HowMuch.net considered an interest rate that varied between 4 and 5 percent in each state. Also, it was assumed buyers were contributing a 10-percent down payment.

Given that many financial advisors recommend the total cost of housing take up no more than 30 percent of gross income (i.e. the amount before taxes, retirement savings, etc.), the data team used that rule as a benchmark to calculate the minimum salary needed to afford the average home in each state. The figures are based on 30-year mortgages.

Next, we took HowMuch.net’s findings a step further by including the latest U.S. Census Bureau data on median household income to help illustrate how affordable a home purchase may actually be for the average person living in that state.

Ready to see how your state fares when it comes to affordability and home prices?

Getty Images | Tim Boyle

Alabama

Salary needed to afford a home: $47,960

Median household income: $46,257

Flickr | chocmonk

Alaska

Salary needed to afford a home: $67,280

Median household income: $76,440

Getty Images | Streeter Lecka

Arizona

Salary needed to afford a home: $67,280

Median household income: $53,558

Getty Images | Bruce Bennett

Arkansas

Salary needed to afford a home: $41,040

Median household income: $44,334

Flickr | Sean Davis

California

Salary needed to afford a home: $120,120

Median household income: $67,739

Getty Images | Justin Sullivan

Colorado

Salary needed to afford a home: $100,200

Median household income: $65,685

Getty Images | Doug Pensinger

Connecticut

Salary needed to afford a home: $75,280

Median household income: $73,433

Flickr | jjbers

Delaware

Salary needed to afford a home: $67,960

Median household income: $61,757

Flickr | -Jeffrey-

District Of Columbia

Salary needed to afford a home: $138,440

Median household income: $75,506

Flickr | szeke

Florida

Salary needed to afford a home: $70,360

Median household income: $50,860

Flickr | apasciuto

Georgia

Salary needed to afford a home: $59,520

Median household income: $53,559

Flickr | Ken Lund

Hawaii

Salary needed to afford a home: $153,52o

Median household income: $74,511

Flickr | Anthony Quintano

Idaho

Salary needed to afford a home: $70,360

Median household income: $51,807

Flickr | treegrow

Illinois

Salary needed to afford a home: $53,880

Median household income: $60,960

Flickr | szeke

Indiana

Salary needed to afford a home: $42,560

Median household income: $52,314

Getty Images | Chris Graythen

Iowa

Salary needed to afford a home: $44,360

Median household income: $56,247

Flickr | SchwhatNow

Kansas

Salary needed to afford a home: $43,160

Median household income: $54,935

Flickr | Dougtone

Kentucky

Salary needed to afford a home: $44,360

Median household income: $46,659

Flickr | nickirp

Louisiana

Salary needed to afford a home: $50,320

Median household income: $45,146

Flickr | faungg's photos

Maine

Salary needed to afford a home: $55,520

Median household income: $53,079

Flickr | Ken Lund

Maryland

Salary needed to afford a home: $72,200

Median household income: $78,945

Flickr | Dougtone

Massachusetts

Salary needed to afford a home: $101,320

Median household income: $75,297

Getty Images | Maddie Meyer

Michigan

Salary needed to afford a home: $40,800

Median household income: $52,492

Getty Images | Chip Somodevilla

Minnesota

Salary needed to afford a home: $64,720

Median household income: $65,599

Getty Images | Tom Dahlin

Mississippi

Salary needed to afford a home: $44,360

Median household income: $41,754

Flickr | Ken Lund

Missouri

Salary needed to afford a home: $42,200

Median household income: $51,746

Getty Images | Todd Warshaw

Montana

Salary needed to afford a home: $75,520

Median household income: $50,027

Flickr | dconvertini

Nebraska

Salary needed to afford a home: $51,520

Median household income: $56,927

Getty Images | Peter Aiken

Nevada

Salary needed to afford a home: $73,120

Median household income: $55,180

Flickr | holidaypointau

New Hampshire

Salary needed to afford a home: $68,440

Median household income: $70,936

Flickr | kla4067

New Jersey

Salary needed to afford a home: $69,640

Median household income: $76,126

Flickr | milst1

New Mexico

Salary needed to afford a home: $54,880

Median household income: $46,748

Flickr | Corvair Owner

New York

Salary needed to afford a home: $91,720

Median household income: $62,909

Flickr | Zeeyolq Photography

North Carolina

Salary needed to afford a home: $63,840

Median household income: $50,584

Flickr | smkybear

North Dakota

Salary needed to afford a home: $56,000

Median household income: $60,656

Getty Images | Andrew Burton

Ohio

Salary needed to afford a home: $38,400

Median household income: $52,334

Flickr | string_bass_dave

Oklahoma

Salary needed to afford a home: $45,320

Median household income: $49,176

Flickr | Larry Smith2010

Oregon

Salary needed to afford a home: $87,160

Median household income: $57,532

Getty Images | Brent Stirton

Pennsylvania

Salary needed to afford a home: $47,960

Median household income: $56,907

Flickr | Jamesy Peña

Rhode Island

Salary needed to afford a home: $69,640

Median household income: $60,596

Flickr | spablab

South Carolina

Salary needed to afford a home: $58,840

Median household income: $49,501

Flickr | AJ Photographic Art

South Dakota

Salary needed to afford a home: $55,360

Median household income: $54,467

Flickr | Ladycliff

Tennessee

Salary needed to afford a home: $55,760

Median household income: $48,547

Flickr | Picster Jimster

Texas

Salary needed to afford a home: $66,080

Median household income: $56,565

Flickr | J.R.Ramos

Utah

Salary needed to afford a home: $83,720

Median household income: $65,977

Flickr | Ken Lund

Vermont

Salary needed to afford a home: $62,600

Median household income: $57,677

Flickr | denisbin

Virginia

Salary needed to afford a home: $71,960

Median household income: $68,114

Flickr | lukas schlagenhauf

Washington

Salary needed to afford a home: $87,040

Median household income: $67,106

Flickr | Maëlick

West Virginia

Salary needed to afford a home: $38,320

Median household income: $43,385

Flickr | jalexartis

Wisconsin

Salary needed to afford a home: $50,080

Median household income: $56,811

Getty Images | Jamie Squire

Wyoming

Salary needed to afford a home: $58,000

Median household income: $59,882

Flickr | Larry Johnson

Here’s The Complete Map

Get the full picture from HowMuch.net.