22:40

Trump: “Next week [the healthcare premiums] are going to go up 100%”

Trump and Clinton both accept the reality that healthcare premiums have increased since the Affordable Care Act was enacted, but Trump appears to be exaggerating wildly. On average, premiums have risen by about 5.8% a year since Barack Obama took office, compared with 13.2% in the nine years before Obama, Politifact found earlier this year. Trump, however, is cherry-picking data from various states and providers where rates have had higher jumps. The most common healthcare plans will increase 9% on average, according to an analysis by the Kaiser Family Foundation.

Trump: “We take care of illegal immigrants … better than we take care of our vets”

This claim flies in the face of evidence and logic. Like all US citizens, veterans enjoy the basic rights and benefits granted by US law (voting rights, social security, Medicaid, etc), while undocumented migrants (noncitizens) do not. Trump has in the past tried to justify this claim by saying the US spends more on undocumented people than on veterans, but has drawn a $113bn price tag from an explicitly anti-immigration foundation. He also inflated that number.

The campaign has said the US spends $2.8bn on housing migrants in prisons, combining an estimate on prison costs and the 2016 budget for the care and processing of children who came to the US without adults. The Veterans Affairs administration has a 2016 budget of $69.7bn. Veterans and undocumented migrants alike have access to K-12 education, though few veterans would likely seek it, and veterans have access to the Affordable Care Act, military benefits and health benefits, while migrants do not.

Trump: “Our inner cities are a disaster. You get shot walking to the store, you have no education, no jobs”

Trump’s repeated claim that “African Americans, Hispanics, are living in hell” defies most of American history, from antebellum slavery through the Jim Crow decades, great depression and segregation. Even if Trump is only referring the past half century, he is still wrong by most metrics.

Data on employment, education and health show empirical evidence for the persistent reality of discrimination against black Americans, but also show major gains in the last few decades. In 2015, black people earned just 75% as much as whites in median hourly earnings, whether full- or part-time, according to a Pew Research analysis. The black unemployment rate in August 2016 was 8.1%, compared with 4.4% for white people, but still lower than for most of the last 40 years. Black life expectancy has increased from the mid-30s around 1900 to the mid-70s in 2016, according to the CDC. Education rates have similarly increased in the last 40 years, according to the census.