Money challenges are a great way to learn about your financial habits and save some cash at the same time. We’ve been throwing out a new money challenge every month, and this month, we asked you to Upgrade and Save. How’d you do?


Upgrading sounds indulgent, but sometimes it actually saves you money. For example, maybe you buy your own fancy router to avoid paying your Internet Service Provider $10 a month, which saves you cash in the long run. Personal finance writer Jim Wang calls it the Upgrade and Save Strategy, and he joined us in challenging you this month.


A couple of readers have already taken the challenge. One reader upgraded to an unlimited cellphone plan that was almost $20 cheaper. Another reader subscribed to a meal kit service to curb restaurant spending. If you joined this month’s challenge, tell us how it went down. What did you upgrade, and what will you save?