AT&T, the exclusive wireless carrier for iPhone in the United States, has posted a frequently asked questions list ahead of Friday's formal roll-out, indicating that it will not offer wireless insurance for the Apple handset, among other things.

AT&T does say it will provide 14-day return policy with 10 percent restocking fee, but the Apple device must be returned to the original point of purchase. If the iPhone is returned unopened, there will be no restocking fee.

For your convenience, the entire AT&T iPhone FAQ is mirrored below:

General

Q. Where can I buy iPhone?

A. iPhone is available atÂ AT&T stores, Apple stores and online at apple.com. Find an AT&T store that sells iPhone now.

Q. How much does iPhone cost?

A. There are currently two versions of iPhone available. $499 for the 4GB model and $599 for the 8 GB model. Both prices require a 2-year service agreement.

Q. Is iPhone eligible for Wireless Phone Insurance?

A. No. iPhone is ineligible for the Wireless Phone Insurance program offered to AT&T customers.Â iPhone is covered by the Apple Warranty. If you have Wireless Phone Insurance from AT&T, it will be removed from your line of service.

Q. Are business customers eligible for discounts?

A. No. iPhone service is available only to consumer accounts. iPhone and associated wireless service are not eligible for corporate discounts.

Activation

Q. How do I activate iPhone?

A. You activate iPhone in a whole new wayâusing iTunes right on your computer. All you need is a PC or Mac, a credit card or debit card, access to the Internet and an email address.

The credit approval for your AT&T service also happens on your computer. Itâs part of activating through iTunes, but if youâd rather have your credit pre-approved before you leave the store, an AT&T store representative can help you with that.

You will also select an available plan during activation.

Q. Does iPhone work out of the box?

A. No. iPhone must be activated before it can be used. iPhone includes a pre-installed SIM card for your convenience.

Q. How long does it take to activate iPhone?

A. Most activations should happen within a few minutes of selecting your plan. If there are any questions around your account status or credit, there may be delays in activation.

Existing Customer Questions

Q. How do I upgrade to iPhone?

A. Just go to an AT&T retail store, and mention you're replacing your existing phone. Our salespeople will help you through the process and answer any questions you have.

Soon you'll be able to upgrade through myWireless online.

Q. Do I need to switch to a different rate plan if I upgrade to iPhone?

A. If youâre an existing AT&T (formerly Cingular) wireless customer, you just need to add an iPhone Data Plan. (This may replace your current data plan. Your voice plan will stay the same) The iPhone Data Plan gives you Visual Voicemail, as well as Unlimited Dataâincludes both email and webâand texting, all for as little as $20. You'll add an iPhone Data Plan during the activation process.

Q. Can I add iPhone to a FamilyTalk plan?

A. Yes. Just go to an AT&T retail store, and mention you'd like to add a line to an existing account.

Q. Do I need to switch to a different FamilyTalk rate plan if I want to add iPhone?

A. No. You might want to upgrade your minutes since you are adding an additional line.

Q. I just upgraded my phone recently. Are there any penalties or restrictions for upgrading to iPhone right away?

A. No. Everyone can upgrade to iPhone right away.

Q. What if I currently have a GoPhone?

A. You will need to activate iPhone on a new account with a new phone number.

Q. I'm an existing customer. Can I swap out my current SIM card and start right away?

A. No. iPhone must be activated before it can be used. iPhone includes a pre-installed SIM card for your convenience.

Billing

Q. Will I be billed from both companies?

A. Wireless service will be billed from AT&T. Additional content purchases from iTunes such as music, videos, and movies will be billed from iTunes, similar to today.

Q. Are there any differences from your normal billing procedures?

A. No. There are no differences on your monthly bill.

Return Policy

Q. Do you have a special return policy for iPhones?