Net worth update per 2019-08-31T00:00:00Z

This is my #8 net worth update. Please check out my profile here for more information. As of 2019-08-31T00:00:00Z, my net worth decreased to NOK 5,088,500 and my FI portfolio increased to NOK 2,437,500

Net worth NOK 5,088,500 Since the last update on 2019-07-31T00:00:00Z my net worth has decreased with NOK -30,800 ( -0.6 %). FI portfolio NOK 2,437,500 Since the last update on 2019-07-31T00:00:00Z my FI portfolio has increased with NOK 9,200 (+ 0.38 %).

Net worth FI portfolio Next

Previous reporting

YTD 2019

From beginning 2019-07-31T00:00:00Z Change 2019-08-31T00:00:00Z Cash 223,500 -15,000 208,500 Investments 1,832,800 +20,200 1,853,000 Retirement acc 372,000 +4,000 376,000 Real estate 6,200,000 0 6,200,000 Other assets 200,000 -43,000 157,000 Total assets 8,828,300 -33,800 8,794,500

Mortgage 3,551,000 -8,000 3,543,000 Other debt 158,000 + 5,000 163,000 Total debt 3,709,000 + -3,000 3,706,000 2019-01-31T00:00:00Z Change 2019-08-31T00:00:00Z Cash 359,000 -150,500 208,500 Investments 1,530,000 +323,000 1,853,000 Retirement acc 300,000 +76,000 376,000 Real estate 4,853,000 + 1,347,000 6,200,000 Other assets 150,000 + 7,000 157,000 Total assets 7,192,000 +1,602,500 8,794,500

Mortgage 2,721,000 822,000 3,543,000 Other debt 180,000 -17,000 163,000 Total debt 2,901,000 805,000 3,706,000 2019-01-31T00:00:00Z Change 2019-08-31T00:00:00Z Cash 359,000 -150,500 208,500 Investments 1,530,000 +323,000 1,853,000 Retirement acc 300,000 +76,000 376,000 Real estate 4,853,000 + 1,347,000 6,200,000 Other assets 150,000 + 7,000 157,000 Total assets 7,192,000 +1,602,500 8,794,500

Mortgage 2,721,000 822,000 3,543,000 Other debt 180,000 -17,000 163,000 Total debt 2,901,000 + 805,000 3,706,000

The changes for each asset class is shown in the table below. All numbers are in NOK.

I am now 9.8% on my way to achive my FIRE target of NOK 25,000,000. This is 0.0 percentage points closer, compared to the last net worth update.

NOK 2,437,500 FIRE target: NOK 25,000,000

9.8%

FI portfolio My FI portfolio now consists of NOK 1,853,000 (76.0%) in investments, NOK 376,000 (15.4%) in retirement accounts, and NOK 208,500 (8.6%) in cash. Next Investments Since my last update, my investments increased with NOK 20,200 (1.1%). Retirement accounts Since my last update, my retirement accounts increased with NOK 4,000 (1.08%).



Since I started tracking, my total contributions have been NOK 96,200, and my total return is NOK 82,797. Next

How much can I withdraw according to the 4%-rule?

If I quit working today, my monthly pay out would be NOK 8,125 for the rest of my life.

Monthly SWR amount Retire today with (NOK) 8,125/month (4.0% SWR) 7,109/month (3.5% SWR) 6,093/month (3.0% SWR)