Another lender passing on the full rate cut.

Freedom Lend - not as popular as some of the others but seems to be offering a great variable rate with an offset. Yes, you read it correctly - with an Offset.

Variable LVR <= 80% OO P&I = 2.79%; 2.79% Comparison Rate*

Features:

No Upfront frees if borrowing >$350k.

<$350k $385 application, $303 valuation & $330 legal fee.

Free Offset Account

Free Redraws

Up to 95% LVR

Split loan faciltity

Online lender

No discharge fees if greater than 5 years. $535 if less than 5 years.

Won four Mozo Awards 2019

Winner of Money Magazine Non-Bank Lenderof the year 2017,2018 & 2019

Australian Credit Licence 498325

As with anything do your own research and this product may not be for you.

For those playing at home

Athena 2.84%

https://www.ozbargain.com.au/node/486909

Homestar Finance 2.74%

https://www.ozbargain.com.au/node/486919

Ubank 2.84%

https://www.ozbargain.com.au/node/487030

Reduce Homeloan 2.77%

https://www.ozbargain.com.au/node/486902