The big banks and dodgy financial planners copped a spray this week after the release of the banking inquiry's final report, but they're not the only ones.

As the fallout from the royal commission continues, stockbroker Marcus Padley has delivered a blunt message for those who find finance too confusing: grow up.

"People have got to somehow get their head around finance," he said.

"[We can't] hold everybody's hands like a little baby because they don't understand.

"For goodness sake ... you need to find out where your super is, what it's doing, what your options are.

"You need to find out how to get a loan, how to get financial advice. It's fairly simple stuff."

Mr Padley was a guest on News Breakfast to give his take on Commissioner Kenneth Hayne's final report into the finance sector.

He is no stranger to straight talking, having previously launched full-throated attacks on the insurance "shonks" who have been "rooting us for years".

He has also admitted to once thinking the royal commission was going to be a politically motivated waste of time, but later said it was "quite astonishing the things they have revealed in our industry".

Sorry, this video has expired 'I once thought the royal commission would be a politically driven waste of time'

This time he said people needed to take greater interest in their own finances, and said the Government ought to "get its act together" and roll out a standard financial literacy syllabus in schools.

"I could teach it to you in an hour. You know, sit everybody down for an hour," he said.

"I would be underpaid and too busy, but that sort of thing needs to happen. Because it's fairly simple.

"I go down the footy club and people have no idea where their super is, what it's doing. Why not?"

Mr Padley welcomed the royal commission's final report, which made 76 recommendations that could bring sweeping changes to the industry.

He said he was hopeful of a cultural change in the sector, particularly among financial planners, and he understood why punters were so angry.

"People have been able to earn a lot of money in this industry doing basically nothing," he said.

"If a few heads do fall and a few executives are ripped up in the streets, which is what everybody wants for political and other reasons, the culture may change."

Mr Padley's blunt analysis struck a chord with some, but rankled others who took to social media to voice their displeasure.

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Mr Padley said he hoped the inquiry's recommendations would lead to people trusting the finance sector more in the future.

"I hope from an investor's point of view, because there are a lot of people with money in banks, that this does clear a lot of the uncertainty, we start to trust the managers of banks to start to develop the right culture, and the sentiment lifts," he said.

"Because they are important institutions, they are very important investments for a lot of retirees, and we really can't have them being constantly pummelled."