First, the good news: The City of Atlanta’s average home price of $330,000 translates, roughly, to a typical mortgage, plus taxes, being in the ballpark of $1,630 monthly.

That’s peanuts compared to average mortgages in Miami ($2,390), Los Angeles ($4,155), and especially San Francisco (a hulking $6,372).

It’s even lower than much smaller cities such as Reno ($1,965), Newark ($1,794), and yes, barely, Anchorage ($1,682).

But in terms of affordability metrics, Atlanta’s average household income of less than $52,000 isn’t doing the city any favors.

That’s all according to data compiled by online real estate source RealtyHop, which crunched U.S. Census numbers and more than 300,000 listings in their database for the latest version of a Housing Affordability Index.

Of the 100 most populous U.S. cities, the study found that almost 70 of them are technically more affordable than Atlanta as homeownership is concerned.

In Atlanta, 37.9 percent of income is typically committed to mortgages—around the same percentage as cities such as Denver, Chicago, Scottsdale, Austin, and Houston, give or take a couple of percentage points.

Compare that to the country’s most affordable city, Detroit, where a 13 percent share of income is required to own; or the opposite extreme, Los Angeles, where the more than 91 percent share of income required renders homeownership almost impossible in some cases, according to RealtyHop.

The methodology considered local property taxes, via ACS Census data, and 30-year mortgage costs at 4.5 percent rates, with 20 percent down payments.