Not everyone is a fan of using credit cards for purchases. They are, however, pretty convenient and they allow you to earn rewards. Beyond that, though, there are some additional benefits to using plastic for your purchase.


As Business Insider points out, some credit cards offer fraud protection, for example. Some even offer insurance for your purchases. In the below infographic, they list eight times you should opt for credit. For example, they suggest using credit when you pay for a car rental because most cards offer car rental insurance. Plus, when you pay with debit, it can actually ding your credit score a bit. It might also require a big deposit.


Even if you’re not into credit cards, the infographic points out some useful perks cards can offer for those purchases. It’s worth noting, though, that you should always use credit cards responsibly, and that means paying them in full and on time. Please don’t take this as an excuse to finance an expensive new laptop you don’t need with credit.

Check it out below, then head to their full post at the link.

8 things you should always buy with a credit card | Business Insider