You are exempt from coverage requirements and penalties if:

1. You are living in the U.S. illegally

2. You are a member of a recognized

Indian tribe

3. You are incarcerated

4. If the amount you must pay for an insurance premium is more than 8% of your total income

5. You are a member of a religious sect that is conscientiously opposed to accepting insurance benefits

6. You are a member of a recognized health care sharing ministry

7. Your household income is below the minimum threshold for filing a tax return

8. A Health Insurance Marketplace (aka an Affordable Insurance Exchange) has certified that you suffered a hardship that makes you unable to obtain coverage