



The DCC

The DCC is the globe's first distributed open block-tech with the aim to establish a system of decentralized for financial service givers around the globe. By empowering credit block-chain tech and returning rights of data to the individuals, Distributed Credit Chain's MISSIO is to change diff financial scenarios and realize actual inclusive finance.

Conceptually, a virtual bank, via fair financial service, will vision to break the monopoly of usual financial institutions and return gaining from financial services to entire providers and users linked in such services so that every contributor who has contributed the development of the system might be incentivized. Virtual banking will finally be a method to truly access a unique ecosystem of finance.

Via the decentralized thinking, virtual banking will be capable to change the company model in the usual financial services, developing a new P2P and the entire communication model of the company across all sectors, regions, accounts, and subjects. As it pertains to business, virtual banking will fully change usual banking's asset, debt, and intermediary business system.

It'll change liability business with allocated wealth management, and substitute allocated credit and claims registration and allocated asset trade (for middle business). The tree-like supervision system of the usual bank will thus evolve into the flat system of a decentralized bank, establishing allocated standards for much business and enhancing overall commerce efficiency.

How does it work?

Through the decentralized system, virtual money will be proficient to change the organization display in the typical monetary administrations, building up another P2P and the whole correspondence model of the organization over all parts, locales, records, and subjects. In accordance with business, virtual managing an account will completely change regular keeping money's benefit, obligation, and go-between business framework.

It'll change risk business with assigned administration, and substitute allotted credit and claims enlistment and designated resource exchange. The supervision arrangement of the typical bank will subsequently advance into the fiat monetary system of a decentralized bank, building up a complete new understanding of banking.

The Vision of Distributed Credit Chain Finance

The aim of Distributed Credit Chain finance will be cut the monopoly enjoyed by usual banks. Besides that, this novel type of banking structure will prize everyone who contributes to the development of the system. That way, they'll be incentivized to help develop this system. The ending goal is the formation of an inclusive economic system.

Through the use of decentralization, the virtual Banking replica will change the company model used by present financial institutions. Instead, there'll be a P2P model of business that permits everyone from any area of the earth to contribute. In terms of commerce, it'll change the method we view asset, debt, and mediator business structures. Legal responsibility in business is going to be changed by circulated affluence management. The tree-like organization system utilized by conventional banking will also be developed. Instead will be a flat system of doing commerce. The outcome will be enhanced business effectiveness.

In terms of the rule, the block-chain will hold that. The entire records will be saved on a block-chain that means they can't be changed. This will allow every controller to look at underlying assets in actual time and verify what's going on. Besides that, by utilizing huge information analysis organizations, controllers will be capable to see manufacturing risks in fine time and respond.

The present Credit System

The credit sector can be traced reverse since the dawn of staff. A 3k year old loan agreement was found in Mesopotamia that shows credit is as older as humanity. Without the help of credit, the development of human being civilization would not have been doable. It's what developed it doable for Spain to discover the new planet and the colonization of the United States.

During the eighteenth century, most credits were agreement loans that relied on the guarantee. It was not in anticipation of the 19th century that a novel era of credits came to be. This is what led to the expansion of centralized credit institutions.

With the progress of the internet, most of the loan ecosystem is managed by large data analysis. However, the present credit ecosystem has key flaws. The main reason for this problem is that it's controlled by fragmented sides every with their own centralized ecosystems.

The Blockchain technology will solve that

With the support of the block-chain, the credit sector will be transformed. Distributed Credit Chain Finance will introduce effectiveness and make sure that no single agency has a monopoly over significant credit information.

Inspiration and Passion —the essentials of a successful Project team

Distributed Credit Chain’s core team of specialists is an every-star line-up. Stewie Zhu, a London School of Economics and the graduate of Oxford University, is an expert in game theory and behavioral economics, and has been an energetic player in the block-chain field for several years; Lu obtained a Ph.D. in mathematics, and brings wide knowledge as a previous director in numerous main investment banks beside with an unwavering enthusiasm for the entire block-chain connected topics; Shi Fei, VP of JP Morgan, is a power on derivative pricing and quantification, quantitative threat analysis, with priceless insights into blockchain.

Chen Yu is an angel financier with limitless successes and achieved renown online as “Jiangnan Young Cynic” by advocating decentralization; Yuhang Guo is Chairman of Galaxy Capital and creator of DIANRONG and is one of the initial block-chain investors. These high-class academic specialists and investment kings make intensive efforts to build up the distributed banking ecosystem and permit millions to advantage from block-chain finance. Professionalism, the power of nature, enthusiasm, and inspiration are the main thing to DCC’s success.

Will Distributed Credit Chain reason an explosion in the block-chain industry? It might be too early to draw an ultimate conclusion. What is sure is that the financial sector needs a block-chain revolution, aided by the help of actual economic activities. Distributed Credit Chain is the link connecting the 2. Quick to respond investors have previously started to explore Distributed Credit Chain’s investment channels. Whether you are seated and wait to see how things open out or act currently to seize a potentially valuable chance, the judgment is yours.

Strong CEO & Famous Advisor

Stewie Zhu



Stewie Zhu, a graduate of Oxford University (Master of Science in Financial Economic), is a specialist in amusement hypothesis and conduct financial aspects, and has been a fiery player in the blockchain field for quite a long time. He acquired a Ph.D. in science, and brings wide information as a past executive in various banks. As a VP of JP Morgan he also brings a lot of experience from big players in the financial place. Furthermore, Zhu is an entrepreneur in the internet and Fintech industry. He was the CEO of TN Tech, a leading SaaS financial technology company in China. Stewie Zhu, a graduate of Oxford University (Master of Science in Financial Economic), is a specialist in amusement hypothesis and conduct financial aspects, and has been a fiery player in the blockchain field for quite a long time. He acquired a Ph.D. in science, and brings wide information as a past executive in various banks. As a VP of JP Morgan he also brings a lot of experience from big players in the financial place. Furthermore, Zhu is an entrepreneur in the internet and Fintech industry. He was the CEO of TN Tech, a leading SaaS financial technology company in China.





Yu Chen is a famous angel investor with boundless victories and known online as "Jiangnan Young Cynic" by supporting decentralization. He is Chairman of Galaxy Capital and maker of DIANRONG and is one of the underlying blockchain financial specialists. He already has Invested in more than 200 internet firms and is author of some best seller books like “Payment Revolution” or "Wind of Jiangnan: Internet Finance" in China. Yu ChenYu Chen is a famous angel investor with boundless victories and known online as "Jiangnan Young Cynic" by supporting decentralization. He is Chairman of Galaxy Capital and maker of DIANRONG and is one of the underlying blockchain financial specialists. He already has Invested in more than 200 internet firms and is author of some best seller books like “Payment Revolution” or "Wind of Jiangnan: Internet Finance" in China.