Even if you find yourself in Helsinki with no phone or wallet, that may not stop you from shopping.

Finnish company Uniqul has patented and tested out a new payment system that lets you pay your bills with your face. When it's time to pay up at a gas station or mall, don't pull out your credit card; instead, look into a camera, and wait until it recognizes you. After that, it pulls up your information, you tap okay and the payment is complete.

The catch, of course, is that Uniqul has to store your credit-card information. According to Fast Company, however, Uniqul says the data is protected by “military grade” encryption.

Uniqul comes with various fee structures, and lets users pay with PayPal or with regular credit cards. The payment plans are divided by distance. The first level reportedly costs a little more that $1 per month, and extends to a 0.6 to 1.2 mile (1 to 2 kilometer) radius from a point the user chooses. The second level costs a little over $9 per month, and covers a wider area. The levels depend on the number of terminals in the area, and the wider the area, the higher the prices. The service is expected to launch in the Helsinki area soon.

If facial recognition isn't up your alley, however, there's always fingerprint recognition.

Image: YouTube/Uniqul