The best smartphones don't have to be the most expensive.

Value plays a huge role in this list.

In fact, the top three phones in this list aren't the top flagship models everyone expects from Apple or Samsung.

It would be much easier to rank these smartphones based purely on specs and number of features, but that would mean the most expensive smartphones would always rank in the top three, and they're not the first phones I'd usually recommend.

One of the biggest factors for me when ranking and recommending a phone is its value in relation to its specs and features. That typically leads me to recommend phones that may have fewer features or a less sleek design than the ultra-premium models that demand four figures.

Indeed, just because a phone has everything and the kitchen sink doesn't mean you have to buy it — it's just an option for those who might have a larger budget. The same logic applies to pretty much anything you can buy. Do you pick the most expensive model of everything you buy? If you don't, the top three will suit you well.

If you do, then you probably don't need to read this list.

Check out our list of the top 20 smartphones you can buy right now: