WASHINGTON — He is forfeiting at least $41 million in pay. He vows that his bank will drop its sales incentive program — blamed for prompting bankers to set up illegal and unauthorized bank and credit card accounts to meet their sales goals — by the end of the week, not in January, as he had previously promised.

But at a hearing Thursday before the House Financial Services Committee, nobody was impressed. If anything, the House lawmakers who interrogated John G. Stumpf, the chief executive of Wells Fargo, were even angrier and more hostile than their Senate counterparts who questioned him last week, before either of those steps had been taken.

One by one, Democrats and Republicans alike took turns ripping apart Mr. Stumpf and what took place at the bank he leads. They denounced the actions as “theft,” “a criminal enterprise,” identity fraud, an outrage and a devastating blow to the entire banking industry.

But that was not all of Wells Fargo’s bad news for the day.

Also on Thursday, the Office of the Comptroller of the Currency fined Wells Fargo $20 million for violating rules on lending to members of the military, including a rate cap on how much interest can be charged to service members on active duty.