What is Travel Insurance and Why do I Need it?

While going on holiday should be a fun and enjoyable experience, sometimes the unexpected can unfortunately happen. If you are going on holiday, Voyager Plus Travel Insurance gives you financial peace of mind should something unexpected happen.

If you need to cancel or curtail your trip, for an insured reason, for instance an unexpected illness that prevents you from travelling, you will be able to claim back the value of your holiday up to a maximum of £10,000 depending on the level of cover you choose.

Medical treatment can be very expensive and, if you are unfortunate enough to require treatment while on your travels, can cost tens of thousands of pounds. With Voyager travel insurance you are covered for up to £10 million of medical expenses. This sum can include the cost of repatriation back to your home country (within the UK or EEA) if necessary, something which the European Health Insurance Card and other reciprocal health agreements do not cover.

Cover is also provided as standard on all cover levels for baggage and personal possessions up to £3,500 on Black level of cover in case your baggage is lost in transit to your destination or if your personal possessions are lost damaged or stolen during your trip.

Our policies also include £3,000 Holiday Financial Protection cover, in case any of the elements of your holiday go bankrupt (not available on Standard Level of Cover).

These are a few of the reasons why getting travel insurance is a good idea before you travel so that you are not left out of pocket should the unexpected happen. Furthermore, Voyager Plus Travel Insurance has a wide range of features and benefits, which are just not available on cheaper products, see the policy wording for full details.

What is the Best Travel Insurance?

There is no such thing as a ‘one size fits all’ travel insurance policy. The best travel insurance is different for every individual’s holiday requirements and some times the cheapest travel insurance is not always going to be suitable for your needs. You should always read the policy wording before buying your travel insurance to make sure that it meets your unique requirements.

Voyager Plus Travel Insurance has 3 levels of cover and a number of additional options making it a flexible travel insurance product that meets a wide range of budgets and requirements.

What else does Travel Insurance Cover?

If you are going skiing or snowboarding, you can add winter sports cover to your single trip (max. 31 days trip duration) or long stay (max. 31 consecutive days) policy. With an annual multi-trip policy, you are automatically covered for 21 days winter sports as standard.

Voyager travel insurance can cover a wide range of sports and activities, some, however, may require an additional premium in order to be covered by your travel insurance policy.

For more details on optional policy add-ons see the policy options further up on this page or read our FAQs here.

Full policy definitions, terms, conditions and exclusions for Voyager Plus Travel Insurance can be found in the Policy Wording.