Ali McGregor is one unfortunate cyclist.

Overnight Monday, thieves made off with everything but the front wheel of her brand new, $700 black Trek bicycle, which was locked to the racks outside her condo at 215 Fort York Blvd.

“Maybe I should get into unicycling,” she joked on Friday, with a hint of desperation in her voice.

But bad luck’s not the only reason she’s had four bikes stolen from her downtown condo in just over a year.

The building’s management says it’s against the rules for tenants to bring a bicycle inside their unit.

She complained to management, but they insist that she use the outdoor bike racks or those in an underground lot. McGregor says two of her bikes were stolen when they were locked outside, and another two taken from the underground parking.

The policy is standard in downtown Toronto, Mary Sudasassi, a spokeswoman for FirstService Residential Ontario, said in an emailed statement.

According to the statement, security patrols of the bike racks have increased since July, and the policy against keeping bikes in units was drawn up by the building’s board of directors, who are all unit owners, not by management.

“Matters regarding the structural make-up and use of the property, including the addition of more bike racks or adopting more security measures, is one for the board members,” the statement notes.

McGregor said she’d like to see the policy change and for management to reimburse her for one of her lost bikes.

The outdoor racks are inadequate, she says, because they aren’t well patrolled by security guards or monitored with video cameras and the area is poorly lit.

As for the underground parking, she says room there is at a premium because the spaces are shared with the residents of another building.

FirstService Residential says there is room for 200 bicycles on racks across four levels of parking garage and the outdoor racks.

McGregor has spent more than $2,000 on bikes in the last 14 months, to say nothing of the cost of replacing clipped locks, she says.

“When it happened the third time, I thought OK I’m taking all the necessary precautions and I’m raising this issue with all the appropriate higher-ups—nothing happened from that,” she said.

“You just really feel defeated that there’s no progress being made with an issue that’s obviously a problem with the building.”

She’s tried to smuggle her bike past security and into her unit, but that’s hard to do when commuting every day.

McGregor, a 29-year-old communications specialist, said she doesn’t understand why she can’t bring her bicycle inside her unit when pets are allowed.

According to its official website, FirstService Residential oversees more than 1.5 million residential units in the U.S. and Canada.

Real estate lawyer Bob Aaron said it’s very unusual for a condo to prohibit tenants from storing bikes in their units or common spaces.

Tenants should check the rules and bylaws of their condo to be sure, he advised.

If there is a prohibition against keeping a bike inside your unit, tenants can ask their condo board of directors to change the rule, he said. If they’re not cooperative, a majority of tenants can vote to replace the board.

Storing your bike inside is the safest option since even the best locks can be broken, said Taylor Cook, a sales’ associate at Sweet Pete’s Bike Shop.

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About 3,070 bikes were reported stolen in the city last year, according to Toronto police.

McGregor protected her last bike with a Kryptonite U-lock, a cable and security screws for her seat post and wheels. Now on to bike number five, she said she’s running out of options.

“I’m already considering moving because management doesn’t have my back.”