With our shopping credit, you can buy and shop what you want now, and pay later at our shop now pay later stores. At ValuePlus Financial, you'll find catalog card offers that will give you the buying power of as much as $12,500, so you can go for your shop now and pay later experience. Would you like to shop for laptops, clothes, electronics, games, mp3 players, furniture, etc. and have the option to pay later for the things you buy now with monthly payments that are both low and flexible? Excellent! Apply for a guaranteed instant approval Shop Now Pay Later catalog card that comes with a shopping credit of up 12,500. No credit check and approval is guaranteed regardless of your credit. Bad credit no credit No Proble! Two huge benefits of these catalog cards are: the option to shop now and pay later plus the online shopping capability. Your credit score can benefit from these cards too. As you use them responsibly, the catalog card vendors report your excellent payment record to credit bureaus. Use our secure server to make an online application for a Shop Now Pay Later Catalog Card you select below. Compare side by side.