The industry’s future under President Trump remains worryingly unclear. Nevertheless, health-care insurers are in the process of submitting proposed prices for 2018 to regulators; for several states, the deadline is today. Insurers face two problems. First, they don’t know whether the federal government will continue to reimburse the cost of reducing deductibles and out-of-pocket expenses for low earners. (Before Mr Trump came to office Congressional Republicans launched a lawsuit trying to block these payments.) Second, another Republican attempt to overhaul Obamacare entirely is rumoured to happen soon. The Freedom Caucus, a staunchly conservative group whose opposition killed the first attempt at change, is backing a new version of the bill. California is allowing firms to submit an alternative set of rates that will come into force if the reforms pass. In the meantime, those who rely on Obamacare’s marketplaces must hope that the uncertainty does not scare insurers away.