A Lower Sackville woman whose home insurance was cancelled shortly before her basement flooded for the 10th time in five years now has her coverage back.

Jean Gorton recently got a letter from RBC Insurance stating her insurance had been cancelled, but the letter did not provide an explanation. She called and found out it's because her oil tank was not inspected.

Gorton said she told an RBC Insurance representative in a phone conversation in September that the tank was inspected in 2011. The insurance company was supposed to call her back, but Gorton said she never got that call.

"I feel this was shady. You know, they didn't call me back to say, yeah they still needed it because I would've had it done. No problem," she said.

The 61-year-old woman believes she was dropped because of ongoing flood issues. She has filed claims for two of the 10 floods at her home.

Early Tuesday, Gorton was cleaning up after yet another flood at her home.

"It's frustrating. I've got everything that I've owned in this house I've worked for my whole life to give to my children. What can I give them now? Bills. That's it," she said, her voice breaking.

It wasn't until CBC contacted RBC Insurance that Gorton got a response.

In an email from RBC, spokeswoman Catherine Hudon told CBC News late Tuesday afternoon they reviewed Gorton's file and have reinstated her coverage. RBC also admits it could have done more to notify Gorton of the information needed to continue her coverage.

The company says its ordering a home inspection of the most recent damage, paying for it and determining what repairs are needed to continue coverage.

Gorton wants the Halifax Regional Municipality to fix the flooding issues or buy her out. She said she has already paid more than $40,000 out of pocket to fix flooding damage.

She blames Halifax water for the flooding, but as recently as Tuesday morning, the utility said it's not their problem.

City officials have also been to Gorton's property, including councillor Steve Craig.

"In this particular role, I'm ensuring as best I can that the Halifax municipality is doing what they need to do," he said. "Halifax Water, even though council has no direct authority, I'm still working with them to make sure everything is covered and done well and then we move forward."

Gorton says that's not good enough.

"I'm beyond upset about it. This was supposed to be my home to leave my children and they divide it up and they have a little bit easier life than I did. I can't give it to them now. They couldn't sell it. I can't sell it."