NOTE: After the promotion period, a variable APR currently 12.99% to 22.99% based on creditworthiness will be applied. These APRs may vary with the prime rate.

Calculations & Assumptions: The savings reflected are approximate and are calculated on the difference in interest charges between the higher APR cards you entered and the lower introductory balance transfer APR offered by PNC Bank. Actual savings may be impacted based on your purchase and payment activity. Fees other than the balance transfer fee are not taken into consideration. No upper limit to balance transfer fees are considered. Additionally, it is assumed that no other balances are on the account other than the transferred balance that is subject to the promotional rate. For purposes of this calculator, the minimum payment is calculated as 1% of principal balance plus interest and fees. Your minimum payment may be different. See your credit card agreement for details.

6. Balance Transfers are subject to certain limitations and restrictions, including the terms and conditions of any applicable introductory balance transfer offer. Intro balance transfer fee of $5 or 3% of the amount of each balance transfer during the first 90 days following account opening, whichever is greater. After that, balance transfer fee of either $5 or 4% of the amount of each balance transfer, whichever is greater.

7. The promotion period is the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.