



With the technology brought by the bitcoin and blockchain the world increasingly becomes more independent over large agencies and corporations. Users are taking many of their needs from their own hands , evading the confidence to be taken in different institutions to protect their privacy and money. Thus it was born Teambrella , a new bitcoin based P2P insurance platform.



Earlier this year, software architects and Russian businessmen Alex Paperno , Eugene Porubaev and Vlad Kravchuk developed the project this platform would be born from, with a very appropriate name by the way: Teambrella , a pun between ' umbrella ' and ' team ' , a system that will allow users provide insurance coverage among themselves , under their own rules and with the opportunity to vote on each of the decisions.



Now , after a few months , it is finally available a demo version of Teambrella , where users can freely test how it works. The operation of this new insurance model is rather simple. There are made teams that instead of paying a periodic established fee, deposit certain amount of funds in a multi-firm bitcoin wallet. Of the wallet they will take the respective reimbursements for each case argued with the respective tests requested by the team(eg , a police report or photo in case of car accident) . And only once approved by vote , they can withdraw these funds , since firms from most members will be required to unlock them.



To reinforce this process , Teambrella will have a reputation system by votes for each user, which in the future could allow the emergence of experts who serve as arbiters and guardians on each team.





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