Word that ObamaCare premiums will soar 25 percent in the 39 states that operate off the federal healthcare.gov system is only the tip of the iceberg: The so-called Affordable Care Act is inflicting damage all across America’s health-care sector — with no end in sight.

Just as critics warned from the start.

Premiums are rising in nearly all the states that run their own exchanges, too. And if you get other coverage, you’re also paying: ObamaCare taxes non-exchange health plans to help pay for the subsidies that make its policies (somewhat) affordable. (It also cut tens of billions from Medicare.)

This, on top of the regulations that impact policies across America — boosting costs by mandating added coverage, whether you want it or not. The move forced insurers to cancel coverage for 6 million-plus people — even as tens of millions found that, no, they couldn’t keep their doctor after all.

More, the law also pushed consolidation — penalizing doctors who stay in independent practice, rewarding hospitals that merge. All because the liberals who wrote the law saw such competition as destructive.

Oh, and the nonprofit “insurance cooperatives” created with tens of billions in federal funds have nearly all failed.

Still ahead: Budget crises in the states that accepted temporary federal bribes to massively expand their Medicaid rolls. More premium hikes on the exchanges, as ever fewer healthy people sign up for coverage — prompting even lower enrollment, and more price hikes, in a sharp “death spiral.”

The “Cadillac tax” will kick in soon, too — so if your union has won great health coverage at the bargaining table, that plan will pay a penalty to Uncle Sam.

The legal challenges aren’t done yet, either.

How did it come to this? Voter fury in the wake of the 2008 financial crisis gave Democrats huge majorities in Congress — and President Obama took the opportunity to chase a decades-old liberal dream, universal health insurance.

The law’s fallen far short of that goal, as it’s faltered on every other front, because it was never really written to work, but assembled from the wish-lists of various left-wing wonks and ideologues — hastily stitched together and passed before the voters could stop it.

The Democrats didn’t even blink when Massachusetts, of all states, elected a Republican to Ted Kennedy’s Senate seat in a giant cry of “stop”: They passed the law before Scott Brown could take office.

Now ObamaCare is collapsing, and presidential frontrunner Hillary Clinton vows to “fix” it with new spending and even more Washington control of the market. If she gets Democratic majorities in Congress, she’ll keep that promise — and the madness will grow.