Hospital room rent

ICU charges

Operation theatre charges

Doctor and surgeon fees

Nursing charges

Medicine expenses

Given the rising costs of medical expenses, it is crucial that you have an adequate financial back up for an unforeseen event like hospitalization. Health Insurance does exactly this. It pays for medical and surgical expenses arising out of sickness or injury.With health insurance by your side, you need not worry about any of the following expenses:Generally, a health insurance plan also covers pre- and post-hospitalization expenses up to 90 and 180 days respectively.