How Much Coverage Should I Have On My House?

There are few things in life worse than losing your home to fire or a natural disaster. Except, that is, discovering in the aftermath that you do not have enough homeowners insurance coverage to rebuild the house back to the way it was before trouble struck. If you get guaranteed replacement cost coverage, that is unlikely to happen. Why? Because guaranteed replacement cost will pay for the full cost of rebuilding your house back to its previous size and specifications* – right down to the granite countertops, custom bookshelves, and gleaming hardwood floors that you so love. The reality is that it is almost impossible to estimate to the penny what it’s Read More...