INDIANAPOLIS – If the journey to the next Kirk Cousins contract were a car ride, the Washington Redskins would have sideswiped every parked vehicle on the street by now.

And there’s little doubt about how they got here. The Redskins have internal problems. Again. They have Bruce Allen problems. They have Daniel Snyder problems. They even have Scot McCloughan problems, which is a pity, because he has already infused that team with solid young talent since arriving as the team’s general manager.

Before diving into the civil strife, let’s absorb the logistics of finance that are in play now for Cousins. On Tuesday, he received a franchise tag that will amount to a one-year deal for $23.94 million in 2017. This means Cousins will be on the books in Washington for a two-season total of $43.89 million in guaranteed money.

View photos Kirk Cousins has a firm grasp of his bargaining position with the Redskins. (AP) More

After following this situation for the last year and speaking with multiple sources familiar with the negotiations, this much is unequivocal: If Washington had offered Cousins a multiyear deal last offseason that included $44 million guaranteed and base salaries of $20 million, he would have taken it. Anyone who says otherwise (on either side of this negotiation) is either lying or trying to rewrite history with alternative facts.

Without a shred of doubt, Cousins would be under a multiyear deal now, with the bulk of his guaranteed money set to expire after the 2017 season, given that the Redskins could have done the deal in a manner to take the same financial gut-punch that they’re already sustaining.

That must look enticing to the Redskins’ brass now, given what its reticence (and ultimately, its blunder) has resulted in. Unless the Redskins secretly believe Cousins is a total phony as a quarterback – or even a mid-level phony – he is wielding an absolute axe right now. The Redskins have nothing in negotiations. They are naked. And someone is responsible for that.

Here’s the bind they’re in:

• Tag Cousins and trade him – a move that will draw far less of a draft pick or player compensation now than ever because NFL teams can see the flames lapping against the windows of the negotiation room.

• Cousins plays out the season at a similar pace of the last two seasons. The option here is the Redskins let him go after 2017, blowing through $43.89 million and having no long-term answer to show for it. Or Washington can franchise tag him for a third season at a clip of $34.47 million for 2018. After that? They’d have sunk $78.36 million into Cousins for three seasons – significantly more guaranteed money than any player has ever made over a three-season span. And they’d be forced to let him go to free agency, having nothing to show for one of the biggest financial negotiation blunders in NFL history.

• The Redskins can transition tag him ($28.78 million) in 2018, paying out $72.67 million over three years – still more than any player has ever earned in three years. But under the transition tag in 2018, Cousins would have the right to negotiate with other clubs. And if the Redskins matched, they’d be on the hook for a brand-spanking new deal likely to come with at least $50 million in guaranteed money. And with the salary cap climbing, that $50 million guaranteed figure in 2018 is very conservative. This means Washington pays out $43.89 million for 2016 and 2017 and then, if its hand is forced, matches a transition offer sheet that delivers potentially another $50 million in guaranteed money, most of which will likely be paid in the first two years of the deal. That would put Cousins at likely more than $93.89 million in guaranteed money for four years of work.

To put that digit in perspective, the New Orleans Saints will have paid Drew Brees and his massive, mismanaged, back-end contract just over $71 million the last four years of his deal. The Indianapolis Colts’ Andrew Luck just signed a deal that if it goes as planned, will pay out about $88 million in cash over the next four years. To recap: Brees, $71 million over four. Luck, $88 million over four. Cousins, $93 million (or more) over four.

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