Toledo Democratic Rep. Marcy Kaptur today signed onto a bill authored by Oregon Democratic Rep. Peter DeFazio that would address the credit crisis by requiring the Securities and Exchange Commission to change accounting practices that critics blame for problems.

Kaptur, who voted against a $700 billion Wall Street bailout package on Monday, said credit difficulties can be traced to accounting practices that require institutions to value their assets at fire-sale prices when markets for them have temporarily dried up.

"It's a false credit crunch," Kaptur said at a press conference to unveil the bill. "It is not a real credit crunch. The assets have value."

The bill also would require the SEC to block traders from short selling stocks unless they first borrow shares, or ensure they can be borrowed. It would also raise the Federal Deposit Insurance Corporation account protection limit from $100,000 to $250,000 as a way to eliminate runs on banks.

Kaptur said she'd like to see an expedited procedure that banks can use to revise the terms of mortgages facing foreclosure, and to establish a Justice Department office that would investigate financial crimes that could have contributed to the current crisis and recover assets from those found guilty.

Kaptur discussed the bailout vote today on ABC's "Good Morning America," which has posted video of her appearance, and is scheduled to appear at 7:30 PM on CNN'S Lou Dobbs' Tonight.