Sure, your mother might have told you talking about money in public is rude, but let’s get real: Millennials suck at saving money.

We need to talk about how huge of a problem this is.

According to one new survey, the majority of Millennials barely have enough in savings to make it through the month.

The website HowMuch.net recently asked over 2,500 Millennials ages 18 to 34 about their savings plans.

The survey found more than 50 percent of Millennials have less than $1,000 in savings.

Specifically, the results showed 51.8 percent of Millennials have less than $1,000 in savings, and 18 percent of Millennials have savings that range from $1,000 to $5,000.

According to the survey, only 7.3 percent of Millennials have savings of $5,000 to $10,000, and an even smaller fraction, 6.4 percent, of Millennials have savings of $10,000 to $20,000.

What we find surprising, however, is a fairly high number of Millennials, 16.5 percent, have savings of more than $20,000. If you’re one of those super-savers, bravo, you’re way ahead of the game.

Unsurprisingly, the survey showed the more money a Millennial makes the more money they are likely to have in savings.

Of Millennials making more than $150,000 a year, 50 percent had more than $20,000 in savings.

Of those making the average wage for a Millennial in the US (around $30,000/year), 14.5 percent have more than $20,000 in savings, which is still pretty impressive. However, 56.3 percent in that same wage bracket have less than $1,000 in savings.