WASHINGTON, DC — The Washington, D.C. metro area has the most student loan debt in the country, according to a new analysis published this month.

Student Loan Hero researchers determined the median loan balances in each metro by reviewing about 485,000 anonymous credit reports from users of the credit-monitoring service My LendingTree. Credit reports with no student-loan debt were excluded. The typical student in D.C. carries $29,314 in student debt, the report said, and 15 percent owe more than $100,000.

This is likely due to the city being home to a lot of students who seek graduate degrees. "Roughly half of the people over the age of 25 in the Washington, D.C., metro have a postsecondary degree — that's significantly higher than the 28 percent of all Americans who've earned a bachelor's or higher," the report said.

Here are the 10 metro areas where students carry the most debt: Washington, D.C. — $29,314 Atlanta — $28,706 Charleston, South Carolina — $27,591 Akron, Ohio — $27,363 Columbia, South Carolina — $27,330 Raleigh, North Carolina — $26,779 Toledo, Ohio — $26,693 Augusta, Georgia — $26.542 Birmingham, AL — $26,372 New Orleans, LA — $26,182 On the flip side, McAllen, Texas, residents carry the least amount of student debt, according to the report, and for good reason: just 13 percent of adults 25 and older in the area have a bachelor's degree.

Rounding out the five metros with the least amount of debt: Fresno, California; Ogden, Utah; Stockton, California; and Providence, Rhode Island.

Borrowing money to cover at least a part of tuition, room and board, textbooks, and toiletries is becoming increasingly expected. A 2017 report by the Federal Reserve found that whether those loans are repaid is closely tied with the students' family background and type of college they attended.