As if this wasn’t enough, there are plenty of other black clouds on the horizon. The first is the insane demands that ageing boomers will place on the NHS. The only way for our cherished health service to continue will be for you to pay a lot more tax and work even longer. Congratulations: your retirement age has just been upped from 85 to 90. We can also look forward to the PFI chickens coming home to roost, the continued destruction of social mobility, the last nails in the coffin of job security, and the ever greater concentration of wealth upwards... before we get on to the vast environmental legacies left to us by those who will never experience their effects.