Know what you are buying! Before you make your mind up about your policy, it is recommended that you go through our FAQs to understand the different aspects of a car insurance policy.

What is Car Insurance? Car insurance protects your car from various kinds of unforeseen risks. It helps cover cost of repairs in the event your vehicle has been involved in an accident or has been stolen. According to the Motor Vehicles Act, 1988, it is mandatory for vehicle owners to have a motor insurance policy in place for their vehicles to drive on the Indian roads.

What are the different types of Car Insurance Policies? There are two kinds of car insurance policies - third-party liability insurance and comprehensive car insurance. Third-party insurance covers your legal liability in case of an accident resulting in the demise or disability of a third party or damage to the third-party’s property. A comprehensive car insurance policy covers damages and theft of your vehicle, and damages you might cause to another vehicle, property or the third party.

How is the premium calculated? Your premium will be determined based on your car's make and model, cubic capacity (cc), Insured Declared Value (IDV), registration year, city, and fuel type. It will be subject to certain deductions based on the No Claim Bonus (NCB) earned during the policy period. There are a few other discounts you will be entitled to apart from the NCB. Since you are at OneInsure's car insurance page, we suggest you to enter you details above and our car insurance price calculator will display attractive quotes from top car insurance players in the market.

What are the recommended riders in Car Insurance? Car insurance riders are optional add-on covers on your basic policy that help enhance your insurance coverage. Zero Depreciation, No Claim Bonus Retention, Personal Accident, Engine Protection and Roadside Assistance are some of the riders you should consider including in your car insurance policy.