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Although majority of the Philippine population remain unbanked, the rapid growth in the population of the smartphone users has opened up alternate opportunities for their financial inclusion. In fact, it is the country’s financial technology (fintech) startups, that will lead over 70 million unbanked Filipinos (70 per cent of the country’s population) to a new digital payments landscape, says Satoshi Citadel Industries (SCI) co-founder and CEO John Bailon.