Google “Occupy Wall Street” and “Student loans,” and you will get more than 11 million results. If there is any unifying theme among the young 99 percenters, it is that they are angry about being saddled with $1 trillion dollars in loans — more debt than they have on their credit cards.

It’s perhaps the greatest luxury of the 1, 2 and 3 percenters, the protesters have realized. Their children have no student loans. In 2011, a degree sans debt is the gold standard.

Of course, this was supposed to be “good debt,” remember? In recent years, tens of millions of young adults were sold on going into hock for a college degree under the notion that “you will always get out more than you put in.” A high-paying job was only a graduation ceremony away.

If the bursting of the housing bubble hit middle-age Americans the hardest and the collapse of the stock bubble hurt older Americans the most, the student-loan crisis threatens to be the most insidious because it hits our best and brightest just as they are starting out. This is a national tragedy.

For New Yorkers, the crisis is even more acute. According to the Chronicle of Higher Education, New Yorkers have piled up the biggest tab of student loans, a reflection of the fact that tuitions and professor salaries here and all through the Northeast are the highest in the nation.

Clearly, this nation’s greatest years were in the wake of World War II, when millions of deserving students were able to get a four-year education, no matter their income.

But it has changed dramatically over the past 25 years, as college tuition has increased 6 percent faster per year than the overall inflation rate.

There is a reason that the late-night comedians refer to the protesters in Zuccotti Park as a “bunch of art history majors.” There’s a lot to be said for a liberal-arts education, but at $200,000, does the cost justify the benefits?

The protesters and their parents know this, and that they have been sold a bill of goods — by Washington and the ivory tower crowd. That’s why they’re so angry.

With Walter Isaacson’s biography of Steve Jobs rolling out tomorrow, it will be interesting to read his ideas on our broken educational system.

Jobs, our most famous college dropout, has left some clues. In an excerpt of the book leaked late last week, Jobs is said to have told President Obama that we need to break the teachers union, extend the school day to 6 pm and expand the school calendar to 11 months a year.

Think about it: American students would emerge from high school with as much schooling as they now get in college. With no student loans. Now, that could topple the ivory tower.

terrykeenan@email.com