A black Labrador belonging to a woman missing on the Surf Coast has been found.

Melbourne mother Elisa Curry, 42, remains missing from Aireys Inlet, but her dog was found safe and well by a neighbour wandering in the area late on Monday afternoon, police said.

The mother-of-three was last seen by her neighbour at 10.30pm on Saturday.

Senior Sergeant Robert Wilby said Ms Curry's husband and children had gone to the AFL grand final on Saturday and returned to their Aireys Inlet holiday home on Sunday to find her, their dog and her mobile phone missing.