Term Life Insurance Quotes Online

Term life insurance is the best policy for people looking to obtain the largest amount of insurance at the lowest possible cost.

Our comprehensive search engine will compare cheap term life insurance prices from over 100 quality insurers.

Your term life insurance quotes are for level death benefits which can be guaranteed for an initial period of 10, 15, 20, or even 30 years.

Term coverage can be tailored in duration to address needs such as protecting a mortgage or protecting your income to your spouse.

You will want to pick the time frame that you think will cover your family and keep them protected while you have ongoing financial obligations.

What if I am not sure which tern plan is best for me?

If you not sure which term life insurance policy is best, it is often helpful to compare the rates on the different term duration’s.

A ten year term will always be your cheapest term plan, while a thirty year policy will cost you more money each year.

For example, take a look at a $1,000,000 10 year term policy at age 50 that costs only $75 per month, compared to $252 for a 30 year term for a 50 year old male.

A popular choice that fits within the budget of most people is often a twenty year term policy.

The same million dollar policy calculates out at a happy medium of $142 per month for healthy 50 year old.

Instant Term Life Insurance Quotes

$500,000 $750,000 $1,000,000 10 year 10 year 10 year Age 30 $15 $20 $22 Age 40 $19 $25 $29 Age 50 $42 $64 $75 20 year 20 year 20 year Age 30 $21 $27 $33 Age 40 $28 $41 $52 Age 50 $73 $108 $142 30 year 30 year 30 year Age 30 $32 $47 $58 Age 40 $53 $76 $99 Age 50 $125 $185 $252

* The sample monthly rates are for 10, 20, and 30 year term life insurance polices, non-smoking males, preferred plus rate class

Whole Life Insurance Quotes Online

Permanent life insurance can be classified into two basic categories:

Whole Life and Universal Life

Both whole life and universal life premiums can be designed to continue your coverage at the same cost, even if you live to a very old age.

People commonly buy whole life to create an estate for family members and to pay for their final expenses.

If you have spent any time looking at whole life insurance quotes online, you probably realize that whole life can be pretty darn expensive.

If whole life quotes are too expensive, what should I do?

You do have a much cheaper permanent coverage option with universal life insurance.

If you want your policy to always be there when you die, universal life will last longer then term life at a much cheaper cost then whole life.

These lifetime plans do not accumulate much cash value, but coverage can be guaranteed until the age of 90, 95, or even 100 years old.

$100,000 Universal Life Insurance Rates



To Age 90 To Age 95 To Age 100 Age 50 $65 $72 $77 Age 51 $67 $75 $81 Age 52 $69 $78 $86 Age 53 $74 $82 $90 Age 54 $81 $89 $95 Age 55 $91 $98 $100 Age 56 $94 $102 $105 Age 57 $96 $106 $110 Age 58 $99 $110 $115 Age 59 $101 $114 $121 Age 60 $103 $118 $128 Age 61 $106 $125 $136 Age 62 $110 $130 $143 Age 63 $117 $139 $153 Age 64 $126 $150 $161 Age 65 $135 $160 $171 Age 66 $136 $166 $182 Age 67 $137 $171 $193 Age 68 $146 $183 $207 Age 69 $158 $196 $222

* The monthly online sample is for $100,000 of universal life insurance rates by age: male, preferred rates, non-smoker

Is My Life Insurance Quick Quote Accurate?

We realize that you are searching for fast life quotes on the internet because you want to quickly compare life insurance policies in the comfort of your own home.

We completely understand!

This is the sole reason for us granting you free access to our quick quote search engine.

You will instantly get your free life insurance quotes online without entering personal information, financial information, or medical history.

Our life insurance comparison software will give rough idea of how affordable coverage can be for your family!

Are my life insurance prices accurate or even for real?

These are indeed real life insurance quotes from well known insurance companies.

However, your final rates will really depend on your overall health!

Fine tuning your instant life insurance quote



I like the rates provided in my life insurance comparison, now what?

In order to purchase life insurance online, it may be advantageous for us to fine tune which company can offer you the top life insurance rates.

So, please do us a favor and make sure that you have entered your correct contact information.

We promise not to overwhelm you with phone calls.

We will just need a few minutes of your time to verify a few minor details about your DIY quotation.

Good news!

Most of the time, your final policy will be within 10% of what we initially quoted you on our website.

If we can’t instantly quote you because of a more complicated medical history, one of our advisors will work with you personally to provide you with a more customized proposal.