As the new year rings in, I have been reviewing some of my financial goals and investments. One of which is my Fundrise portfolio. With over two years invested now, I feel like I can now give a solid 2020 Fundrise Review. If you have never heard of Fundrise, it is a crowdfunding website for real estate. Typically investing in real estate is reserved for accredited investors, but with Fundrise, it is open to the general population, and you can get started for as little as $500.





How Does Fundrise Work?

Fundrise, based in Washington D.C., allows you to invest in real estate investments like office buildings and retail centers, as well as residential homes and apartments. It is a Real Estate Investment Trust or REIT. It uses the assets of many investors through the power of crowdfunding to purchase properties and then pays out dividends to its investors. The more cash you invest, the higher the Fundrise dividends are that are returned to you each quarter.

Typically, you would have to be an accredited investor to be able to participate in direct investments into commercial real estate investing. However, with Fundrise, you can start with as little as $500 with a starter portfolio, a far cry from the tens of thousands you would need to do real estate investing on your own.

I am a fan of real estate as an investment for its reliability, sustainability, and the fact that you can see your investment if you choose to drive by it. Nothing feels as good as seeing a building you own, or in this case, partially own.

Fundrise Annual Returns

I started my Fundrise account with $5,000 back in October 2017 to test the ease of the platform and see what type of results I would get. I did contribute $100 three more times throughout 2019 because I was planning on investing more (more on that in another post, nothing to do with Fundrise, but a bit of a new direction to focus my money on.)

So far, as you can see below, I’ve accumulated $6,220 in my Fundrise account with my Fundrise dividends being reinvested as of January 2nd, 2020. Pretty good supplemental income for a $5,300 total investment in two years.