Can customers control the buckets, or are they fixed?

If fixed, how many are there? What are their names?

Let's assume for the remaining questions that they are NOT fixed, since a predefined set of buckets would be "insanely stupid" and rejected by customers. So, how many buckets can a customer make? Min and max?

Can customers give the buckets names? If not, do they have to use numbers?

What characters can they use in the name? What's the maximum length? If we need to truncate the name in a printed statement, how do we truncate it?

Can a customer change their buckets mid-month?

Can a customer change their buckets between months? What if their balance is nonzero? Can they transfer balance between buckets?

Can a customer change the name of a bucket? Do names have to be unique?

Exactly how does a customer name a bucket? Online? Over the phone? By snail mail forms? Talking to bank teller? All of the above?

Same question for all other configuration settings. How? Where?

Do credit-card customer service reps have to know about the buckets? How much do they have to know? (hint: everything) Is there training involved? (hint: yes)

Do the customer-service tools have to be redesigned to take into account this bucketization?

What about the bank's customer self-service website?

What about the phone interactive voice-response tree?

What about the software that sends email updates to the customer?

What about the software that generates printed billing statements? How exactly does it represent the buckets, the individual spending limits and balances, the carry-overs from month to month, the transfers, the charge-backs, the individual per-bucket fees?

What about the help text on the website? What about the terms and conditions? What about the little marketing pamphlets? Should they try to explain all this shit, or just do some hand-waving?

Can a customer insert a new bucket into the list? How are the credit limits of the remaining buckets re-allocated? What if adding a new bucket puts one or more of the older buckets over the limit? Do we charge fees? Do we tell the customer they're about to be charged a fee right before they create the bucket? Is it, like, OK/Cancel? Do we send them a follow-up email telling them they just fucked themselves over? What exact wording do we use?

Can a customer delete a bucket? What if there's money in it? What if it's overdrawn? How do we represent the overdraft fee in the database? How do we show the deletion event in their bill?

Can a customer merge or consolidate buckets?

What if a customer has an emergency situation, plenty of limit in other buckets, and they really really need to charge to a couple of buckets, but they want to avoid an overdraft fee? What do they do? Are the buckets mandatory or discretionary?

How the hell do we even tell if they're buying "chocolate", anyway? The vendor doesn't tell us the purchase type. How do we know how to charge the right bucket? What if it's ambiguous? What if the buckets overlap? Does the customer need a point-of-sale interface for deciding which bucket to put the charge in? Can they do "separate checks" and split the charge into several buckets?

Where are you going? Answer me!

WHAT THE EVER-LOVING *FUCK* ARE YOU PEOPLE SMOKING? HUH? HAVE YOU EVEN THOUGHT ABOUT THIS PROJECT FOR MORE THAN A MILLISECOND? THE SPEC FOR THIS PROJECT WILL BE 5,000 PAGES! IT WILL TAKE THOUSANDS OF MAN-YEARS TO IMPLEMENT, AND *NOBODY* WILL UNDERSTAND HOW IT WORKS OR HOW TO USE IT, EVEN IF WE SOMEHOW MANAGE TO LAUNCH IT! IT'S FRIGGING IMPOSSIBLE! IT'S INSANE! __YOU__ ARE INSANE! I QUIT! NO, WAIT, YOU'RE FIRED! ALL OF YOU! AAAAAAAAAUUUGH!

Is it legal to drink alcohol in a TV commercial? No? OK, what about marijuana, then? Can you smoke it in a commercial? Can you SHOW it? Can you talk about it? Can you show marijuana smoke at a party, without anyone actually being seen smoking it? Can you recommend its use to children under the age of 9? What exactly are the laws going to be around advertising and marijuana?

Do we let everyone out of prison who was incarcerated for possession and/or sale of marijuana? If not, then what do we tell them when they start rioting? If so, what do we do with them? Do we subsidize halfway houses? Do we give them their pot back? How much pot, exactly, do they need to have possessed in order to effect their judicial reversal and subsequent amnesty? A bud? An ounce? A cargo ship full?

Is it legal to sell, or just possess? If the latter, then how do we integrate the illegality of selling it into the advertising campaigns that tell us it's legal to own it?

If it's legal to sell it, WHO can sell it? Who can they sell it to? Where can they sell it? Where can they purchase it? Are we simply going to relax all the border laws, all the policies, all the local, state and federal laws and statutes that govern how we prioritize policing it? All at once? Is there a grandfather clause? On what _exact_ date, GMT, does it become legal, and what happens to pending litigation at that time?

Are we going to license it? Like state alcohol liquor licenses, of which there are a fixed number? What department does the licensing? How do you regulate it? Who inspects the premises looking for license violations, and how often? What, exactly, are they looking for?

Is it OK to smoke marijuana at home? At work? In a restaurant? In a designated Pot Bar? On the street? Can you pull out a seventeen-foot-long water bong and take a big hit in the middle of a shopping mall, and ask everyone near you to take a hit with you, since it's totally awesome skunkweed that you, like, can't get in the local vending machine? If it's not OK, then why not?

Can you drive when you're stoned? What's the legal blood-THC level? Is it state-regulated or federal-regulated? For that matter, what is the jurisdiction for ALL marijuana-related laws? Can states override federal rulings? Provinces? Counties? Cities? Homeowners associations?

What exactly is the Coast Guard supposed to do now? Can illegal drug smugglers just land and start selling on the docks? Are consumers supposed to buy their marijuana on the street? What happens to the existing supply-chain operations? How are they taxed? Who oversees it?

Can you smoke marijuana on airplanes? Can airplanes offer it to their customers in-flight? Is it regulated in-flight more like tobacco (don't get the smoke in other peoples' faces) or alcohol (imbibe as you will, as long as you don't "appear intoxicated"?) What about marijuana brownies? Are you allowed to eat it in areas where you're not allowed to smoke it?

Can an airplane captain smoke pot? A ship captain? A train conductor? The driver of a car? An attendee at a Broadway musical? A politician in a legislative session? What is the comprehensive list of occupations, positions and scenarios in which smoking pot is legal? What about eating pot? What about holding it? What about holding a pot plant? What about the seeds?

Speaking of the seeds, are there different laws governing distribution, sale and possession of seeds vs. plants vs. buds vs. joints? If so, why? If not, why not?

What laws govern the transportation of marijuana in any form into or out of countries where it is still illegal? What policies are states able to enact? Is it OK under any circumstances for a person to go to jail over the possession or use of marijuana? If so, what are those circumstances?

Are there any laws governing the use of marijuana by atheletes? U.S. military personnel? Government employees? Government contractors? U.S. ambassadors, in title or in spirit? What are our extradition laws? What do we do about citizens who are subject to the death penalty in countries like Singapore for the possession of sufficient quantities of what we now consider to be legal substances?

What about derivatives? Are the laws the same for hashish? How do we tell the difference? What if someone engineers a super-powerful plant? How do the new laws extend to a potential spectrum of new drugs similar to THC?

For driving and operating machinery, do we have legal definitions that are equivalent of blood-alcohol percentage, and if so, what are these definitions? How do we establish them? How do we figure out what is actually dangerous? How do we test for these levels? When they are established, do we we put up signs on all roadways? Do we update the Driver's Education materials? How do we communicate this change to the public?

How does legalization impact our public health education programs? Do they have to immediately retract all campaigning, advertising and distributed literature that mentions marijuana? How does legalization interact with the "Say no to drugs" programs? Do we need extra education to differentiate between a drug that is now legal (but wasn't before) and drugs that are still illegal? What's our story here? What about other drugs that are even less addictive and/or less intrusive than marijuana?

Monsanto is eventually going to sue the living shit out of someone for using genetically-engineered pot seeds. Can they sue individuals with a single plant in their windowsill? (answer: yes) Will Oprah step in and help that beleaguered individual? (answer: we'll see!)