Two Wheeler Insurance Two wheeler insurance refers to an bike insurance policy, taken to cover against any damages that may occur to you & your motorcycle, bike / two wheeler due to an accident, theft or natural disaster. 2 wheeler insurance provides protection against third party liabilities arising from injuries to one or more individuals. Bike insurance is an ideal solution to meet financial costs & losses that may arise due to the damages caused to the motorcycle. The bike insurance cover provides protection to all types of two wheelers like motorcycle, moped, scooty, scooter. What is Bike Insurance? Bike insurance policy is a contract between the insurer & the bike owner in which the insurance company provides financial coverage to your bike against any loss or damages due to an accident. As per the Motor Vehicle Act 1988, third party bike insurance is mandatory in India. Bike insurance covers you from any accidental injuries caused while driving a two wheeler / motorbike on Indian roads. Buy or renew two wheeler insurance online upto 3 years within 30 seconds to avoid paying a fine of Rs. 2,000.

7 Reasons to Buy Two Wheeler Insurance Online Below are the mentioned important facts which you can consider before buying two wheeler insurance online from Policybazaar.com and avail certain additional benefits: Quick Two Wheeler Policy Issuance: You can buy two wheeler insurance at Policybazaar quickly as it issues online policy within a seconds

You can buy two wheeler insurance at Policybazaar quickly as it issues online policy within a seconds Pay No Extra Charges: You will not be required to pay any extra charges

You will not be required to pay any extra charges No Previous Two Wheeler Policy Details Needed: You don't have to provide details of your previous bike insurance policy in case it has been expired for more than 90 days

You don't have to provide details of your previous bike insurance policy in case it has been expired for more than 90 days No Inspection or Documentation: You can get your policy renewed without any inspection and documentation

You can get your policy renewed without any inspection and documentation Easy Renewal of Expired Policy: You can easily renew your expired policy on the website

You can easily renew your expired policy on the website Quick Claim Settlement: Policybazaar team helps you while filing a claim for your vehicle

Policybazaar team helps you while filing a claim for your vehicle Online Support: Our team is always with you whenever you need. You do not need to worry about anything if you’ll stuck anywhere anytime

Types of Bike Insurance Plans in India Broadly, there are generally two types of two wheeler insurance policies offered by insurance companies in India. You can buy Third Party bike insurance and Comprehensive bike insurance. See below for more information: Third Party Bike Insurance As the name suggests, a third party bike insurance that safeguards the rider against all the legal obligations that arise out of causing damage to the third party. The third party, here, can be property or person. Third-party bike insurance covers you against any liabilities that you’ve landed upon yourself for causing accidental damages to someone else’s property or vehicle. It also covers your liabilities towards causing accidental injuries to a third party person, including his death. Indian Motor Vehicle Act, 1988 mandates anyone who owns a two wheeler, be it motorcycle or scooter, to have valid third party bike insurance if plying on public roads in the country. Those who do not comply with the rule will be liable to pay huge penalties.

Comprehensive Bike Insurance Comprehensive bike insurance that protects the rider against any own damage to his vehicle in addition to the third party legal liabilities. It shields your bike from incidents of fire, natural calamities, theft, accidents, man-made disasters and related adversities. It also provides you with personal accident cover in case you sustain any accidental injuries while riding your bike. The following table illustrates the common difference between both comprehensive & third party bike insurance:

Best Two Wheeler Insurance Plans Two Wheeler Insurance Plans starting at Rs. 2 per day. Buy and compare two wheeler insurance plans online for your motorcycle at Policybazaar. You can now renew your expired bike insurance policy online from foremost insurers with lowest premiums in just 30 seconds. Quick Policy Issuance

No Inspection, No Extra Charges

Lowest Premium Guarantee on the Insurance Plan Two Wheeler Insurance Company Cashless Garages Third-Party Cover Personal Accidental Cover Incurred Claim Ratio Policy Term(Minimum) Bajaj Allianz Two Wheeler Insurance 4500+ Yes Rs. 15 Lakh 62% 1 year View Prices Bharti AXA Two Wheeler Insurance 5200+ Yes Rs. 15 Lakh 75% 1 year View Prices Digit Two Wheeler Insurance 1000+ Yes Rs. 15 Lakh 76% 1 year View Prices Edelweiss Two Wheeler Insurance 1500+ Yes Rs. 15 Lakh 145% 1 year View Prices HDFC Ergo Two Wheeler Insurance 6800+ Yes Rs. 15 Lakh 82% 1 year View Prices IFFCO Tokio Two Wheeler Insurance 4300+ Yes Rs. 15 Lakh 87% 1 year View Prices Kotak Mahindra Two Wheeler Insurance Available Yes Rs. 15 Lakh 74% 1 year View Prices Liberty Two Wheeler Insurance 4300+ Yes Rs. 15 Lakh 70% 1 year View Prices National Two Wheeler Insurance Available Available Rs. 15 Lakh 127.50% 1 year View Prices New India Assurance Two Wheeler Insurance 1173+ Available Rs. 15 Lakh 87.54% 1 year View Prices Navi Two Wheeler Insurance (formerly known as DHFL Two Wheeler Insurance) Available Available Rs. 15 Lakh 29% 1 year View Prices Oriental Two Wheeler Insurance Available Available Rs. 15 Lakh 112.60% 1 year View Prices Reliance Two Wheeler Insurance 430+ Available Rs. 15 Lakh 85% 1 year View Prices SBI Two Wheeler Insurance Available Available Rs. 15 Lakh 87% 1 year View Prices Shriram Two Wheeler Insurance Available Available Rs. 15 Lakh 69% 1 year View Prices TATA AIG Two Wheeler Insurance 5000 Available Rs. 15 Lakh 70% 1 year View Prices United India Two Wheeler Insurance 500+ Available Rs. 15 Lakh 120. 79% 1 year View Prices Universal Sompo Two Wheeler Insurance 3500+ Available Rs. 15 Lakh 88% 1 year View Prices See More Plans Disclaimer: The incurred claim ratio mentioned above is as per the figures mentioned in the IRDA annual report 2018-19. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer. You love your two wheeler vehicle like your baby. You clean it and polish it every Sunday. You go zooming in it all around the city. Yes, your vehicle is an integral part of your life. Therefore, it is important to keep your vehicle safe and secure. Get your prized possession covered and stay at peace by purchasing bike insurance. Bike insurance provides financial cover against any physical damage, theft, and third-party accountability. With poor road conditions in India and no driving ethics, bike insurance is your only saviour on the roads.

Benefits of Two Wheeler Insurance Anything can happen while riding a two wheeler / motorcycle, scooter, or moped. The lack of good roads, the morning and evening rush hours and unregulated traffic problems are a part of life today. Moreover, instances of rainfall or heat waves may cause many problems on the road, such as slippery surfaces, mushy or muddy areas, or sticky tar. These situations may cause damages to the two wheeler vehicle and even injure the riders. To stay protected from all such incidents, it is important to have a valid two wheeler insurance. The motor protection laws in India protect millions of bike owners from expenses that may arise due to third-party damages by making third party bike insurance cover mandatory. Let’s take a detailed look at the various benefits of buying two wheeler insurance: Financial Protection: Two wheeler insurance provides financial cover that helps save a lot of money in case of an accident, theft or third-party liabilities. Even small damage can cost thousands of rupees. This bike insurance policy helps you get the damages repaired without creating a hole in your pocket.

Two wheeler insurance provides financial cover that helps save a lot of money in case of an accident, theft or third-party liabilities. Even small damage can cost thousands of rupees. This bike insurance policy helps you get the damages repaired without creating a hole in your pocket. Accidental Injuries: Not only does the policy cover damages sustained by of your vehicle in an accident but also covers any accidental injuries that you may have suffered.

Not only does the policy cover damages sustained by of your vehicle in an accident but also covers any accidental injuries that you may have suffered. All Types of Two Wheelers: It protects against the damages caused to the scooter, motorcycle, or moped. Even the vehicles have been improvised and are available with features like better mileage, power, and style.

It protects against the damages caused to the scooter, motorcycle, or moped. Even the vehicles have been improvised and are available with features like better mileage, power, and style. Cost of Spare Parts: The rising demand for motorcycles in India has led to the rise in its cost along with the increased cost of their spare parts. This two wheeler policy covers the cost of spare parts, including simple nuts and bolts or parts such as the gears or the brake pads, which have become costlier than before.

The rising demand for motorcycles in India has led to the rise in its cost along with the increased cost of their spare parts. This two wheeler policy covers the cost of spare parts, including simple nuts and bolts or parts such as the gears or the brake pads, which have become costlier than before. Roadside Assistance: At the time of policy purchase, you can opt for roadside assistance that will come to your aid in case you need assistance on the road. This includes services such as towing, minor repairs, flat tyre, etc.

At the time of policy purchase, you can opt for roadside assistance that will come to your aid in case you need assistance on the road. This includes services such as towing, minor repairs, flat tyre, etc. Peace of Mind: Any damage to your vehicle can lead to huge repair charges. If you have two wheeler insurance, your insurer will take care of the unwanted expenses, giving you peace of mind so that you can ride without any cause for worry.

Key Features of Bike Insurance Policy Two wheeler insurance market has changed dramatically since the emergence of new players. Two wheeler insurers nowadays have come up with a range of features to woo customers and ensure they continue with them year after year. Today, buying a bike insurance online over the internet is a hassle-free and quick easy process. Let us take a look at some of the key features of two wheeler insurance plans: Comprehensive and Liability Only Coverage: The rider has the option of choosing the comprehensive or liability-only policy. The liability-only policy is required under Indian Motor Vehicle law and each rider needs to have at least that. On the other hand, a comprehensive two wheeler insurance cover also protects against damages caused to the insured vehicle and provides personal accident cover for the co-riders (generally as an add-on cover) in addition to third party bike insurance cover.

The rider has the option of choosing the comprehensive or liability-only policy. The liability-only policy is required under Indian Motor Vehicle law and each rider needs to have at least that. On the other hand, a comprehensive two wheeler insurance cover also protects against damages caused to the insured vehicle and provides personal accident cover for the co-riders (generally as an add-on cover) in addition to third party bike insurance cover. Compulsory Personal Accident Cover of Rs. 15 Lakh: Bike owners now can avail personal accident cover of Rs. 15 lakh under their two wheeler insurance policy as an inbuilt feature. Earlier it was Rs. 1 lakh, but recently, IRDA has increased the cover to up to Rs. 15 lakh and made it mandatory.

Bike owners now can avail personal accident cover of Rs. 15 lakh under their two wheeler insurance policy as an inbuilt feature. Earlier it was Rs. 1 lakh, but recently, IRDA has increased the cover to up to Rs. 15 lakh and made it mandatory. Optional Coverage: The additional coverage is offered at an extra cost but goes a long way to ease the process of filing claims by providing extra cover. It includes personal accident cover for pillion riders, enhanced cover for spare parts & accessories, zero depreciation cover and so on.

The additional coverage is offered at an extra cost but goes a long way to ease the process of filing claims by providing extra cover. It includes personal accident cover for pillion riders, enhanced cover for spare parts & accessories, zero depreciation cover and so on. Easy Transfer of No Claim Bonus (NCB): The NCB discount can be easily transferred if you buy a new two wheeler vehicle. The NCB is given to the rider/driver/owner and not to the vehicle. The NCB rewards a person for safe driving practices and for not making any claims in the earlier year(s).

The NCB discount can be easily transferred if you buy a new two wheeler vehicle. The NCB is given to the rider/driver/owner and not to the vehicle. The NCB rewards a person for safe driving practices and for not making any claims in the earlier year(s). Discounts: IRDA approved insurers provide several discounts, such as a discount for having membership of a recognized automotive association, discount for vehicles that have approved anti-theft devices, etc. Owners with an unblemished record also receive concessions via NCB.

IRDA approved insurers provide several discounts, such as a discount for having membership of a recognized automotive association, discount for vehicles that have approved anti-theft devices, etc. Owners with an unblemished record also receive concessions via NCB. Quick Registration for Internet Purchase: Insurers offer online policy purchase or policy renewal through their websites and sometimes even through mobile apps. This makes it easy for the policyholder to get their needs fulfilled. Since all prior policy claim or additional details are already in the database, the process is quick and highly convenient for the customer.

Add On Covers for Two Wheeler Insurance Policy Two wheeler insurance add-on covers refer to the additional covers that enhance the coverage of your two wheeler policy on the payment of an extra amount of premium. Following are the various add-on covers that you can opt for your motorcycle or scooter: Zero Depreciation Cover An insurer pays the claim amount after deducting the depreciation value of your bike. Zero depreciation cover eliminates any deduction on the account of depreciation at the time of claim settlement and the full amount will be paid to you.

No Claim Bonus No claim bonus (NCB) is applicable only if no claims are made within a policy term. NCB Protect allows you to retain your NCB and get a discount during renewals even if you make any claim during your policy tenure.

Emergency Assistance Cover This cover enables you to avail emergency roadside assistance from your insurer. Most insurers offer a range of services under this cover including tyre changes, minor repairs on-site, battery jump-start, towing charges, lost key assistance, replacement key and fuel arrangement amongst others.

Daily Allowance Benefit Under this benefit, your insurer will provide you with a daily allowance for your travel when your insured vehicle is under repairs at one of its network garages.

Return to Invoice At the time of total loss, your insurer will pay the Insured Declared Value (IDV) of your bike. Return to invoice cover bridges the gap between the IDV and the invoice/ on-road price of your vehicle, including registration and taxes, allowing to get the purchase value as the claim amount.

Helmet Cover This cover enables you to receive an allowance from your insurer to get your helmet repaired or replaced in case it was partially or totally damaged in an accident. In case of replacement, the new helmet should be of the same model and type.

EMI Protection As part of the EMI protection cover, your insurer will pay the EMIs of your insured vehicle if it is getting repaired at an approved garage following an accident.

What is Covered Under Two Wheeler Insurance Policy? If you are planning to buy or renew two wheeler insurance policy for your bike, you must look into the inclusions offered by two wheeler insurance companies. If you are a bike lover, then you might be met with road accident at any time. Our bike insurance policy covers owner of the bike & third party damages as well. See below detailed list of inclusions: Losses & Damages Suffered Due to Natural Calamities Any loss or damage caused to the insured vehicle due to natural calamities, such as lightning, earthquake, flood, hurricane, cyclone, typhoon, storm, tempest, inundation, hailstorm, and landslide and rockslides among others will be covered.

Losses & Damages Suffered Due to Manmade Calamities It offers coverage against various manmade calamities, such as riot, a strike by outside means, malicious act, terrorist activity and any damages caused in transit by road, rail, inland waterway, lift, elevator or air, among others.

Own Damage Cover This cover safeguards the insured vehicle against any loss or damage caused by the means of natural calamities, fire & explosion, manmade calamities or theft.

Personal Accident Coverage A personal accident cover of up to Rs. 15 lakh is available for injuries to the rider/ owner that may result in temporary or permanent disabilities or loss of limb- that causes partial or total disability. The cover applies when the person is travelling, mounting or dismounting from the vehicle. The insurers offer optional personal accident cover for the co-passengers.

Theft or Burglary Two wheeler insurance will provide compensation to the owner in case the insured motorcycle or scooter gets stolen.

Legal Third-Party Liability It offers coverage for against any legal loss of money that may occur due to injuries to a third party in the surroundings, which may have even lead to his demise. Similarly, it also protects against any damage caused to any third party property.

Fire & Explosion It also covers any losses or damages caused due to fire, self-ignition or any explosion.

What is Not Covered Under Two Wheeler Insurance Policy? Below are the incidents or situations which are excluded under bike insurance policy: Damage caused by normal wear and tear of the vehicle

Loss from mechanical/electrical breakdowns

Depreciation or any consequential loss from regular use

Any damage to tyres and tubes in the normal course of running

Any loss incurred while the bike was being used beyond the scope of coverage

Damage/ loss incurred when the bike was being driven by a person without a valid driving license

Any loss/ damage caused due to the driver being driving under the influence of alcohol or drugs

Any damage/ loss incurred due to war or mutiny or nuclear risk

How to Claim Two Wheeler Insurance Online? There are two ways of filing a two wheeler insurance claim online with your two wheeler insurer online. You can either lodge a cashless claim or a reimbursement claim with your insurer. Let us discuss both types of claims in detail. Cashless Claim: In case of cashless claims, the claim amount will be directly paid to the network garage where the repairs were done. Cashless claim facility can be availed only if you get your insured vehicle repaired at one of the network garages of your insurer.

In case of cashless claims, the claim amount will be directly paid to the network garage where the repairs were done. Cashless claim facility can be availed only if you get your insured vehicle repaired at one of the network garages of your insurer. Reimbursement Claim: Reimbursement claims can be registered if you get the repairs done at a garage which is not a part of your insurer’s list of approved garages. In this case, you will be required to pay the repair expenses and will later have to file for reimbursement with your insurer.

Two Wheeler Insurance Claim Settlement Process Following are the steps involved in the claim settlement process for cashless and reimbursement claim for your bike: Cashless Claim Settlement Process: Inform your insurer about the accident or mishap

Survey to estimate the damage will be conducted

Fill in the claim form and submit it along with all other required documents

Insurer will approve the repair

Your vehicle will be repaired at the network garage

Post repairs, your insurer will pay the repair charges directly to the garage

You will be required to pay the deductibles or non-covered expenses (if any) Reimbursement Claim Settlement Process: Register the claim with your insurer

Fill up the claim form and submit it with your insurer along with other documents required

A survey will be conducted to estimate the repair cost and you will be informed about the assessment

Give your insured vehicle for repair at a non-approved garage

After the repair is done, the insurer conducts another inspection

Pay all the charges and clear the bill at the garage

Submit all the bills, payment receipts as well as ‘proof of release’ to the insurer

After the claim is approved, the claim amount will be paid to you Documents Required for Filing a Claim for Your Two Wheeler: Here is a list of documents that you need to submit at the time of filing a claim with your insurer: Duly signed claim form

Valid copy of Registration Certificate or RC of your bike

Valid copy of your driving license

Copy of your policy

Police FIR (in case of accidents, theft and third-party liabilities)

Repair bill and payment of receipt in original

Proof of release

How to Renew Two Wheeler Insurance Policy Online? Policybazaar gives you an option to instantly renew your two wheeler insurance policy online in just 30 seconds with the lowest guaranteed premium and save unnecessary hassle and costs. Buy & renew motorcycle insurance policy & save up to 85% on two wheeler. Below are some of the common steps that you must follow while renewing online two wheeler insurance policy: Compare various 2 wheeler insurance plans from leading insurers

Save money through a side-by-side comparison and choose a plan that fits your pocket well

Get assistance from our call centre Online Two Wheeler Insurance Renewal Process Renew your two wheeler insurance policy online by filling up the form available on the website. Though the process is very simple for renewing your bike insurance policy in just 30 seconds. You just need to keep your policy handy with you. Follow the below mentioned steps to renew your two wheeler insurance policy online: Go to bike insurance renewal form

Enter your bike registration number & other relevant information

Choose the two wheeler insurance plan that you want to purchase

Select the riders or update IDV. You can update IDV as per your requirement. "Your IDV should be 10% less than Previous Year Policy

After completing the process, you will see the premium amount that you need to pay

You can choose any mode of online payment to pay the premium amount

Once the payment is done, your two wheeler insurance policy will be renewed Your bike insurance policy renewal documents will be emailed on your registered email address. You can also download your policy document & get a printout. This is the valid document & you can show the document to traffic police if he wants & save yourself to pay the heavy traffic fines. Steps to Renew Two Wheeler Insurance Policy Offline Two wheeler insurance can be traditionally renewed by visiting the insurer's nearest office. The process is very simple though you have to find the time to go to the branch. You need to know your policy and vehicle details and fill the same in the application form. The branch generally hands over the new policy immediately if you pay the premium by cash, demand draft or debit card. Cheque payments need time to clear and in such cases, your policy is will mostly be emailed on your official email address. In case you want to buy new optional riders or add-on covers, you may need to visit the nearest branch office. This step may vary from one insurer to another and thus, it is better to confirm it by contacting your insurer before opting for additional covers. How to Renew Your Expired Two Wheeler Insurance Policy? You cannot afford to carry an expired two wheeler insurance while riding. Apart from attracting a penalty, it may also lead to major losses in case of an emergency. An inactive policy means you’re no more covered by the insurer for any damages, legal liabilities and so forth. The thumb rule is to renew the policy before the date of its expiration. You can recharge your policy from Policybazaar. Another reason to avoid renewal at the last moment or before the policy expiration date is to avoid inspection charges. Here is how you can renew your expired two wheeler insurance policy online: You Can Switch the Insurer Even: If you were not satisfied with your last insurer, which may lead to the delay in renewal (just we guess), you can switch it now. Renewal is the finest time to review your policy coverage as well as the insurer. Go shop around, compare and buy the right deal.

Go Online: Buying a policy over the internet is convenient, fast and safe. Go to the renewal section and provide the details of your motorcycle or scooter, such as make and model, CC, manufacturing year, etc. Select the type of two-wheeler insurance plan from the available options. Choose the add-ons to boost the policy coverage.

Buy Policy and Stay Insured: If they offered premium is suitable to your budget, make the payment over the internet. Every insurer offers a safe payment option through an online payment gateway, where your confidential details are kept safe. Pay the premiums either using credit/debit card or net banking. The insurer will send the soft copy of your policy document to your registered mail ID. By following this process, you can easily renew your bike insurance policy over the internet. However, it is recommended to recharge your bike insurance policy before it expires. As a 2 wheeler insurance saves you from expending a huge amount in case of damage or loss, it's your responsibility to keep track of your policy expiration date.

Bike Insurance Price for Two Wheelers As per the recent hike in third party bike insurance price set by IRDA, you are likely to pay more for two-wheeler bike insurance price for third party cover. When the premium or policy rate of comprehensive POLICY is decided based on certain external factors such as engine capacity, age, location, gender etc. the price of third-party plan is decided by IRDA itself. Moreover, every year it tends to increase. IRDA has proposed a rise of 4 to 21% in the financial year 2019-20. The highest rise of 21% will be noticed in two-wheelers with engine capacity between 150cc and 350cc. Let’s consider the below price table in this regard: Two Wheeler Third Party Insurance Rates: How Much Third Party Insurance Cost? A two-wheeler third-party insurance premium cost is decided based upon the engine capacity of the motor vehicle. Based on the same, is the comprehensive list of third-party insurance premium price / rate mentioned-below:

How to Compare Online Two Wheeler Insurance Plans? Two wheeler insurance can be a lifesaver in times of need. In addition to protecting against accountabilities due to injuries caused to third party person or their property or collateral, it also provides an accident cover and protection against damages caused to the vehicle. You can easily buy the policy for your vehicle over the internet or from the offices of the agent or directly from the companies. Websites like Policybazaar are a good place to compare two wheeler insurance premium quotes. It is advisable to comparing various companies plans before an insurance policy. While comparing plans, you must check the NCB, IDV, Claim Settlement Ratio of all insurance companies. You can also use the bike insurance calculator to find the premium rates for different plans provided by the insurers in India. However, there are quite a few things to check apart from the premium: Type of 2 Wheeler Insurance: Several motor insurance companies offer both third-party and comprehensive policy. A comprehensive plan is suitable for those who are looking for a full-proof coverage against the risks.

Add-On or Optional Covers: By paying an extra premium, the add-on covers can be bought. Add-on covers include zero depreciation cover, personal accident cover, emergency roadside assistance, pillion rider cover, medical cover, and accessories cover. The insured only needs to pay the premium for the service charges and taxes in terms of cashless claim settlement. The insurer meets the rest of the costs.

Facilities and Features Available: Understanding the cut-throat competition in the market, the insurance companies offer various features and benefits to help consumers in the claim process. For instance, a call centre that operates round the clock, experts who can guide and help you in selecting the right policy and assist in policy renewal and transfer of NCB (No Claim Bonus). Most insurers provide concessions to members of recognized vehicle associations or for installing theft-proof devices. Some motor companies also take that extra mile and ensure that the customer’s do not have to follow up with the repair workshop in case of cashless repairs.

Claim Process: Nowadays, most of the policy providers follow a customer-friendly claim-settlement approach. They offer assistance to the insured to take their motorcycle to the nearest authorized service centre. Essentially, the insurer bears all the expenses, the owner has to only bear the expenditure that is not covered under their policy along with service charges and taxes.

Renewal Process: Most of the insurers provide two wheeler insurance renewal facility over the internet. Buying two wheeler insurance online is an easy option for everyone. Besides, the companies that offer electronically signed policies are much better, as you can simply recharge (when required) and print it from the website and keep the RC and other necessary documents with you while riding the vehicle.

Discounts Available: While comparing, it makes sense to opt for companies that offer discounts, such as no claim bonus (NCB), discounts to members of a recognized automotive association, installation of anti-theft devices and so on. Moreover, some companies may offer an additional discount for online policy renewal, purchases made through certain apps or credit card and NCB for each claim-free year. Most of the companies also offer significant concessions on additional covers. But before making the policy purchase, it is important to check the website for details.

How to Buy Two Wheeler Insurance Plans Online? In order to buy a two wheeler insurance plan online, follow the procedure given below: Scroll to the top of the page

Enter the detail required or click to proceed

Select your city and your RTO zone

Choose the 2 wheeler manufacturer, model & variant of your bike

Enter the year of manufacturer

The premium quotes from different insurers will be displayed

Select the plan that you want to purchase

Choose any add-ons that you want to buy

Enter the required details

Pay the premium amount through debit/ credit cards or internet banking

The policy will be issued and you will receive the document on your registered email id