As the plutocracy continues to extract the wealth of the masses, delegating more and more of them to poverty, they must divert blame. Systemic poverty in the inner city is the fault of black and brown men not wanting to work. Women are making a fraction of what men make because of their choices of leaving the workforce to support families. The poor, whether they are in Appalachia, rural areas or inner cities are poor because of the culture of waiting for uncle sugar.

These groups in the aggregate all pay or must pay a premium to enter, stay or move up out of the middle class. One knows if one has a good financial planner based on the first advice given. What is that first advice? Start saving, start accumulating early. The compounding of one’s wealth in the aggregate ensures that in future years even if continued accumulation is stopped, wealth can still grow.

If the A train takes off 10 hours before the B train, and both are traveling at 100 miles an hour, train A will never be caught. Many blacks, Latinos, women and the systemic poor got onto the access to opportunity bandwagon much later. In the process large groups were left behind. Absent external intentional policies they can never catch the A or B train. Most will never catch those sprung forward. They cannot pay the opportunity premium. Their new reality is a normal way of life. Their poverty is existential.

What is that opportunity premium? For the systemic poor it is the overcoming of the mental chain that prevents them from demanding access to success. It is the inability to assert their worth. It is what stops them from voting or skews their vote away from their own interests. It is the lack of resources to attempt to get the already limited access provided by the plutocracy. Jobs require mobility and education—yet transportation and education are unaffordable. One then remains in their poverty-infested island.

For women the opportunity premium is more subtle. It is a culture that scorns a woman who has a “man’s ambition.” It is the unspoken forced responsibility that within the heterosexual family unit she is the mother and caretaker of the home. It is the disrespect of the plutocracy to promote her to the top in the aggregate. It is her choice, bodily or otherwise, taken away. It is the overcoming of the chauvinist troglodyte.

For blacks, Latinos and other identifiable minorities, the opportunity premium is all of the above with a dose of racism that fails to abate. It is many times invisible but felt. It is the sound of the dog whistles similar and sometimes more graphic than Paul Ryan’s whistle.

The problem for Republicans is as they support the wealth extraction policies of the plutocracy, those not use to paying the opportunity premium are falling into poverty. Conquer and divide has been fairly successful. At some time a critical mass will occur. The dog whistle won’t work because the opportunity premium will be required of most—not just women, minorities and the systemic poor.