about our builds

Habitat for Humanity Kamloops works in partnership with people from our community to build homes, communities and hope. We build homes and then sell them to deserving families in need in our communtiy. We offer 0% interest mortgage loans with no down payment required. Habitat homeowners make monthly mortgage payments that do not exceed 30% of their gross monthly income. All mortgage payments are reinvested back into the program.

Habitat homeowners work hard to create a permanent solution to their housing struggles. Each Habitat partner family must complete 500 hours of “sweat equity” to build their home. Working on the Build, in our ReStores, at a Habitat event or attending homeowner education classes, meetings, and special events all contribute to sweat equity hours. Sweat equity can be done during the week, in the evenings and on the weekends.

Habitat does not give away houses. We sell them to hard-working families who partner with us. Qualified families must show that they have a need for housing, are willing to partner with Habitat for Humanity and are able to pay for a Habitat mortgage.