How Lemonade Works

Lemonade reverses the traditional insurance model. We treat the premiums you pay as if it's your money, not ours. With Lemonade, everything becomes simple and transparent. We take a flat fee, pay claims super fast, and give back what’s left to causes you care about.*

A flat fee to

run everything We pay claims

super fast If there's money leftover,

we give it back to causes run everything

* Subject to board discretion and the company meeting certain financial standards