The iPhone and iPod Touch are capable of a number of things, including helping you keep track of your money. From figuring out loan payments, to calculating tips and finding an ATM within your network so you won't pay fees, there seem to be countless apps to choose from.

If you truly want to save money, then FREE applications are the way to go, and we've gathered up over 50 of them that will help you complete a multitude of tasks.

What are some of your favorite iPhone and iPod Touch financial apps?

Banking Applications







1st Mariner ATM/Branch Locator - Locate ATMs and branches in the 1st Mariner banking chain as well as the MoneyPass ATM network.

Bank of America - Look up your account balance, find nearby Bank of America branches, pay bills, transfer funds and more all right on your iPhone or iPod Touch.

Chase Mobile - Take control of your Chase account while on the go. Look up balances, pay bills, locate ATMs and more.

IBC Mobile - Check your accounts, make payments, conduct transfers, search for nearby locations and more.

Mobile Banking on AT&T - This mobile banking app will allow you to choose which institution to bank with from Chase, Citi Cards, Regions, Sun Trust, USAA or Wachovia.

PayPal - While PayPal is not an official bank, that doesn't stop people from sending and receiving payments with it, and now you can use PayPal on the go.

Financial News & Price Quote Applications







Black Gold - Keep up to date with the ever fluctuating gold, oil and gas prices with this app that provides near real-time reports of these volatile markets.

Bloomberg - Keep up with the latest news, world market reports, your own portfolio, or look up new stocks with this handy application from Bloomberg.

eDerivaties - An application from Deustche Bank that lets you see how volatile the market is for equity indices and more.

Gold Price - See what the current buy & sell prices are for gold in US Dollars, British Pounds or Euros.

Kcast Gold Live! - This app will bring you the current values of precious metals such as gold, silver, platinum, palladium and even rhodium. See current quotes, charts and more.

Metal Quotes - Receive quotes for gold, silver, platinum and palladium. Will also pull quotes from other world markets.

Oil and Gas - Check the prices and futures on barrels of crude oil, natural gas, heating oil futures and the average national price for gasoline.

RateWatch - Helps you keep an eye on all of the key interest rates.

International Finance Applications







Aussie GST - Helps you calculate the amount of Australian gross sales tax charged on an item.

BankSA Branch/ATM Locator - Allows you to locate BankSA branches and ATMs closest to you in Australia, and display them on the built-in map feature.

Canadian Mortgage Payment Calculator - Enter your down payment, your interest rate and the length of the mortgage, and see a breakdown of just about every type of payment schedule you can think of.

Credit Crunch - Assists you in calculating how much the new VAT rates in the UK are actually saving you.

Income Tax Calculator - Figure out what your take home pay is after the Australian government takes their share for a week, a fortnight or monthly interval.

Israel Money - This app will tell you current exchange rates for the Shekel, news related to the currency and how it is performing on the major indices around the world.

National Bank iBank - New Zealand's National Bank's iBank application allows you to check your accounts, view up to a full month's transactions and more.

OCBC Bank - The Oversea-Chinese Banking Corporation application allows you to view your accounts, pay bills, check on transfers, see your rewards and more.

Options! - Check the Black Scholes analysis of European Call and Put options and the important Greek factors.

Shareprice - Mobile version of Shareprice.co.uk that keeps you informed with real-time stock quotes.

St. George Branch/ATM Locator - A simple application that helps you locate St. George ATMs and branches in Australia.

Thai Stock Watch - Watch the SET index, most active stocks, gainers & losers and a whole lot more.

Westpac Branch and ATM Locator - Locate Westpac, St. George and BankSA branches and ATMs all over Australia.

Loan and Mortgage Tool Applications







3in1 Mortgage Calc -3in1 Mortgage Calc will allow you to enter the mortgage amount, the length, the annual rate, your total gross income and more facts to get the most accurate monthly payment prediction possible.

Amortize -An easy to use mortgage calculator that can tell you what your monthly payments will be after you enter the amount of the loan, the interest rate and the length the loan is for.

EasyLoan - Enter the amount of the loan, the interest rate and the number of years, and EasyLoan will calculate what your monthly payments would be.

Loan-U-Later - Allows you to calculate loans and investments for as far out as you like based on the amount and the interest rate.

Mortgage Rates - See real-time mortgage quotes from hundreds of different lenders so you can shop around for the best rate at any time.

Personal Finance Applications







Balance - A check registrar for multiple accounts that lets you keep a running tally right on the screen, helping to avoid ever being overdrawn again.

eMoney Mobile - A mobile application for eMoney account holders that allows you to see what your current personal wealth is at any time, make adjustments, access your financial accounts and more.

iBuxfer - Check your Buxfer account any time you want, take a look at your budgets, view pie charts of your spending and more.

iFIX 4.0 - This application will give you full control over the FIX protocol, allowing you to interact with the electronic exchange of security transactions.

ip Trader - An official solution for mobile trading with your TD Ameritrade account. You can use this app to enact trades, check balances, request stock quotes and a host of other features.

iStockManager - Another official application that allows you to access your TD Ameritrade account on the go. Features real-time streaming quotes, level II quotes, order status, news and several other features.

Mint.com - The popular Mint.com personal finance tracker is also accessible from your iPhone and iPod Touch.

Moneytrackin - A simple app that allows you to track your finances while you are on the go.

Squirrel - Works with Squirrel Mac to sync your accounts and transactions, see all of your accounts in one window, rotate your device to see history graphs and more.

Vault - A simple money managing application that knows your banking institution and its phone number to help you find branches, allows you to keep track of expenses & payments and more.

Tip Calculation Applications







CheckPlease - Quickly calculate tips on your bills by the percent you wish to give and the number of people in your party.

Propina - Enter the amount of the bill on the wheels, use the slider for the percent you want and then hit the number of people in the party to figure out each person's share.

Quick Tip Tip Calculator - Once you enter your bill, use the slider to select a tip percentage and tell it to round up or down.

Simple Tip Calc - The name says it all as you just type in your bill, the percent you want to tip and you get a result.

Tip 'n Go - Enter your check total with or without tax, set the tip amount and get a detailed breakdown of the bill.

TiPPeR - A fairly simple tipping application that was built over an argument on an Apple site. Has all of the usual features such as bill amount, percentage, bill splitting and so on.

Miscellaneous Finance Applications







Amuck Moolah - A fun little time wasting game that makes money drop from the sky or just appear at the tap of your finger.

Cards - Store data about all of your credit cards and debit cards in this 256 bit encrypted application.

Converter Pro - Allows you to convert currency with up-to-the-hour updates of the currency rates.

CostCutter - Trying to figure out if cutting a specific expense will really save you money? Enter the amount to cut, if it is a daily, weekly or monthly expense, and CostCutter will tell you how much it will save you over various spans of time.

Debt Clock - Want to know what your share of the national debt is at all times? Debt Clock will show you a real-time calculation of how much each citizen of the United States theoretically owes.

GST Calc - Enter the amount of tax in your region, and then simply enter the price of what you wish to buy to see how much tax will be and the grand total.

Insurance Shopper - Helps customers across the United States shop for the most competitive rates on various kinds of insurance.

PayBack - Keep track of the expenses for a group trip and figure out how much each person's share is when it's over.

More free iPhone resources from Mashable:

Image courtesy of iStockphoto, DNY59