Ted Malloch is the author of Thrift: Rebirth of a Forgotten Virtue

Ben Franklin knew a lot about—preached and practiced — thrift.

So how do you go about measuring thrift or any individual‘s thriftiness quotient?

I get asked this question all the time, so I devised this handy Thrift Meter.

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Try it and pass it along.

Is there an Index or some gauge that can give you a reliable account of just how thrifty you are or can become?

Has anyone ever thought of inventing such a guide or standard?

Where would you begin?

We have barometers that show how the weather is changing; speedometers to tell you if you exceed the legal speed limit, and tachometers that suggest when you should shift gears.

My thermometer heats and cools my house and they use a stint meter to tell me how fast the greens are on the golf course.

We have polls and surveys on just about every phenomenon from harmony to spouse compatibility.

Why not a thrift meter to round up roughly how you are doing in regards to saving and thrift?

We have meters and aids for nearly everything else, so it would not be that far of a stretch to measure one‘s thrift, as say compared to others and as an overall number.

Let‘s make it easy for anyone to calculate his or her thriftiness.

Answer each of the forty-nine questions below and scale yourself.

We can divide the responses into fifths, what are percentiles.

The scores will demonstrate guidelines, so keep this in mind as a friendly reminder.

Remember there are two steps in getting to your personal score.

Take the thrift meter as many times as you like, with your mate, family, friends or colleagues or in private.

After a period of time or perhaps yearly and after practicing thrift, take the test again.

Chart your progress.

Track how you are improving.

Using the scale simply circle the number that best reflects your views about whether or not the statement describes you and your experiences.

There are no correct answers, so be as honest as possible or else your score will not be an accurate account.

Give yourself a: 1= strongly disagree 2=disagree 3=slightly agree 4 slightly agree 5=agree 6=strongly agree