If Original Medicare pays for the services first, then Medicare Supplement Plan F will also pay for its portion. Usually, Original Medicare will cover up to 80% of services, and without a supplement plan, you would be stuck with the other 20% coming out-of-pocket. However, Plan F will take care of that 20% for you. If Original Medicare does NOT pay for the services first, then Plan F will not pay.

It should also be noted that even though Original Medicare will cover some medications given to you during the circumstance of being admitted into the hospital, the medications you take at home will not be covered. Supplement plans only pay secondary to Original Medicare Parts A and B. Supplement plans do not pay secondary to Medicare Part D, which helps cover prescriptions.