Treasurer Scott Morrison is calling on state and territory governments to do more to stop house prices ballooning.

The amount households are borrowing from the bank is getting more disproportionate to their pay packet.

Mr Morrison is asking state and territory governments to remove regulation and points out that house prices are not increasing across the board — the eastern capital cities are fuelling the house fire.

Keep on scrolling below to see the average income and what $600,000 will buy you in different towns and cities around Australia. Average income is from the 2011 census.

Sydney

Ten years ago the average price tag in Sydney was $500,000. ( 702 ABC Sydney: John Donegan )

Median weekly income per household: $1,488

Average house price: $880,000 in June of this year, 3.6 per cent higher than the year before.

Ten years ago the average price tag was $500,000.

A two-bedroom home in Granville, half-an-hour's drive from the CBD or 40 minutes by train, costs $600,000.

Map Distance between Granville and Sydney

Melbourne

About $600,000 can buy a house half an hour's drive from the CBD. ( AAP: Simon Mossman )

Median weekly income per household: $1,230

Average house price: $605,000 in June of this year, 8.2 per cent higher than the year before.

Ten years ago the average price tag was $330,000.

For $600,000 you can buy a four-bedroom home in Kingsbury — half-an-hour's drive from the CBD or an hour on the tram.

Map Distance between Kingsbury and Melbourne.

Brisbane

In June, the average house price was $497,000 in Brisbane. ( Supplied: Charlotte Putman )

Median weekly income per household: $1,388

Average house price: $497,000 in June of this year, 4.3 per cent higher than the year before.

Ten years ago the average price tag was $325,000.

For $600,000 you can buy a five-bedroom home in Tingalpa, which is a 30 minute drive from the CBD or 40 minutes by bus.

Map Distance between Tingalpa and Brisbane.

Perth

Average house price in Perth in June was 4.8 per cent lower than last year. ( ABC News )

Median weekly income per household: $1,459 (2011 according to Census figures, but the ABS shows unemployment in Western Australia has increased since then)

Average house price: $523,000 in June of this year, 4.8 per cent lower than the year before.

Ten years ago the average price tag still lower at $370,000.

For $600,000 you can buy a three-bedroom house in East Perth, which is an eight minute drive from the city centre or four minutes by bus.

Map Distance between East Perth and Perth.

Darwin

A house, 10 min from the centre, costs about $600,000. ( Supplied: Cathy Harper )

Median weekly income per household: $1,806

Average house price: $565,000 in June of this year, 6.5 per cent lower than the year before.

Ten years ago the average price tag was $342,000.

A three-bedroom townhouse in Fannie Bay, 10-minute drive to the city centre, costs $600,000.

Map Distance between Fannie Bay and Darwin.

Hobart

For $600,000 you can live in a three-bedroom house in the city centre. ( ABC News )

Median weekly income per household: $1,065

Average house price: $355,000 in June of this year, 4.9 per cent higher than the year before.

Ten years ago the average price tag was $260,000.

For $600,000 you can buy a three-bedroom house in the city centre.

Map Around $600,000 enables living in the city centre.

Canberra

In Canberra, the median weekly income per household is $1,947. ( ABC News: Damien Larkins )

Median weekly income per household: $1,947

Average house price: $623,000 in June of this year, 6 per cent higher than the year before. Ten years ago the average price tag was $385,000.

For $600,000 you can buy a four-bedroom home in Kaleen, which is a 15 minute drive to the city centre or 15 minutes by bus.

Map Map Kaleen vs Canberra

Adelaide

Ten years ago the average price tag was $280,000. ( ABC News: Gary Rivett )

Average weekly income per household: $1,106

Average house price: $440,000 in June of this year, 3.5 per cent higher than the year before. Ten years ago the average price tag was $280,000.

$600,000 can buy you a two bedroom home in Plympton, which is a 10 minute drive from the city centre or the same time on the bus.

Map Distance between Plympton and Adelaide.

Dubbo

Average weekly income per household: $1,052

Average house price: $318,000.

For $600,000 you can buy a four-bedroom home with eight car spaces on Renshaw Drive, a six minute drive into town.

Map Map Renshaw Drive vs Dubbo

Whyalla

Average house price is $254,000. ( ABC News: Graeme Powell )

Average weekly income per household: $1,324 according to 2011 census data.

Average house price: $254,000.

For $600,000 you can buy a six-bedroom home with nine car spots and horse stables.