Faarea Masud, Business Journalist at BBC Business News and co-host of Asian Network's All About The Money podcast, tells us why she prefers to spend big than save every penny.

I’ll spend my money the best way I see fit in this buzzing new economy – and you can’t tell me any different.

I’ve insolently eye-rolled my way through older people giving me financial ‘advice’, as they gloss over the day-to-day realities of being part of the burnout 24/7 workhorse generation.

Think grim commutes (overpriced), isolation from family (expensive), an unending cycle of supermarket trips for small portions of overpriced perishables (practically extortion) and the feeling that Brexit is going to seriously hurt my wallet no matter which side of the European Union we end up.

The running narrative in the background to all of this is the pressure to constantly save money. For no reason. At all. We won’t be able to afford a house thanks to the lack of housing market regulation we inherited, pricing us out for a generation at least. We predominantly won’t be interested in investing in financial products like bonds or ISA’s, because the recession led to nauseatingly low interest rate returns and – also, erm, nobody bothered to teach us about things like that in school, or at home?

That, amid all of the necessary bills that need paying just to keep our heads above water, means the idea of saving every penny can feel distant from our everyday realities.