14% weight

On the team the token for team and advisors is extremely high and cannot see any lockin for advisors so risk that they sell and walk away as soon as token is liquid. What are the lockins for advisors ? What is geographical scope of the SG emoney licence , is it only for SG or also cover emoney in other asian countries? What is target market there as some very established e money providers there, some with global partners and reach. What will you be able to do with the swedish asset manegment licence, will you be able to hold client money, advisory, etc , What is cope of this licence ? Seeing time line for people like Monzo, N26 etc what is your expected timeframe for a intermediary UK licence and full licence ? How much would an intermediate allow you to take in deposits ? Are the FCA Sandbox interested in this ? How do you deal with regulator reporting as a bank that is decentralised , who is responible and accountable , how do you ensure that other decentralised users of your licence report as if decentalsied no clear ownership and accountability or will you deals only with centralised banks for your sub licencing. What are your liquity management plans for the funds you raise , will you hold them as crypto or convent to fiat? Whats the liquidty and rosk management policy for the ICO funds that effectively are proposed bank capital. With IPO plan how does this benefit equity holders versus token holders ? What is the equity structure and are team and advisors also getting equity ? Interesting project but several questions and answers to these would help reassess

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