The chiropractic practice is one of the safest and most effective forms of health care but is often caught up in malpractice suits. Activist consumer groups and attorneys are seeking to establish “judicial recognition” of a patient’s right to safety as a new element in the litigation mix.

Media’s Efforts to Stir Up the Pot

This is an environment in which you must have solid liability coverage. Some of the best malpractice insurance for chiropractic coverage highlights and features the following:

Fully portable, first dollar professional liability coverage

Consent to Settle

Varying limits of liability available

Defense costs outside the limits of liability

Personal Injury Liability

Good Samaritan coverage

Administrative Hearing and Medicare / Medicaid Billing Defense

Medical Payments and First Aid Coverage

Deposition Fees, when not named

Loss of Earnings per day, when assisting in defense

HIPAA Proceeding Expense

Sexual Misconduct Defense

Locum Tenens coverage

Vicarious liability coverage

Patient Injury & Liability of a Chiropractor

Professional negligence (medical malpractice) is a complex issue to prove in court. In most states, an expert witness testifies to both what a typically safe chiropractor would have done under the circumstances and what the defendant chiropractor did wrong. It is more complex to prove as a standard negligence case.

How to Secure Chiropractic Practices

The Chiropractic Protector Plan® provides a full array of professional insurance products designed to meet your individual insurance needs. It delivers comprehensive insurance solutions for Chiropractors by providing risk management benefits, specialized claims and legal services and litigation support programs. The Chiropractic Protector Plan offers insureds exceptional coverage benefits including, but not limited to:

Defense cost is outside the limit of liability

Consent to settle clause built into the policy

Vicarious Liability coverage

Dual License coverage for acupuncture, massage therapy and physical therapy

Risk Management courses with CE credits and premium discounts

New to Practice credits, Part time credit, Moonlighting coverage and Group discounts

In today’s society having the proper malpractice insurance for Chiropractors is essential for every practicing Chiropractor. Are you willing to spend 2-3 minutes to find out if you can save hundreds of dollars on your current malpractice insurance?

A rate will be given based on the information provided by you. By filling out the following form you are not entering in to an agreement to bind coverage and are under no obligation to purchase insurance from the Chiropractor Protector Plan® or any other affiliate of Brown & Brown, Inc. Insurance coverage cannot be bound via a submission on this website. You must speak with a licensed agent to bind coverage.