(Photo : Kanka News) Wu Jianping signs documents by holding a pen in his mouth.


A man in China's Henan province was ready to have his own house through a mortgage-until his housing loan was denied by two banks because he couldn't provide a fingerprint. Why? Because he has no arms.



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Wu Jianping, now 26, hails from Zhengzhou, Henan province. He was on the receiving end of severe electric shocks when he was five years old, therefore losing both of his arms. He can write his signature by holding a pen in his mouth, but he could not provide a fingerprint - apparently one of the most important identity verification - because of his disability.



"Fingerprinting is a common practice because signatures can be imitated, but there is no way to copy a fingerprint," a bank employee involved in the case told local media.



Wu has already paid the housing deposit of 55,000 to the real estate sales center on November 13, but later that day when he was scheduled to sign the documents for the real estate sale and mortgage loan, two banks, whose names were undisclosed, rejected the loan.



The incident drew the ire of netizens because of the insensitivity and inconsideration of the banks. After the media attention, other banks where Wu applied before that rejected him for the same reason reversed their decisions.



Furthermore, Zhengzhou's housing management department opened a "green channel" for Wu that aims to help him complete the legal documents needed for his housing loan, this time with the Industrial and Commercial Bank of China.



Under China's Protection Law for the Disabled, institutions are mandated to help people with disability process their bank loans and housing contracts.




Tagsarmless man, Wu Jianping, Denied, loan, housing loan, mortgage loan, Fingerprint, electrocute, Henan Province, disabled man, Disability, Zhengzhou, Industrial and Commercial Bank of China