About ICICI Bank

ICICI Bank – ranks as the largest private sector bank in India. The bank had a total possession of Rs. 6,461.29 billion as on 31st March, 2015 and PAT Rs. 111.75 billion for the financial year ended 31st March, 2015. ICICI Bank currently has a strong grid of 4,450 Branches and 13,820 ATM's that are pretty well spread across India.ICICI Bank was initialised in the year 1994 by ICICI Limited - an Indian financial institution, and was its wholly-owned subsidiary.

About Personal Loan at ICICI Bank

ICICI Bank Personal Loan can be made use for any kind of work that may include the renovation of your house, planning your holidays, purchasing a consumer durable, for education purposes, for a wedding in family. You can also make use of ICICI personal loan for any short term financial requirement such as purchase of an equipment, obtaining a working capital for a short time or any uncalled personal emergency.

ICICI ban personal loan can be availed for any purpose there it is also known as a multi-purpose loan.

Personal loans can be availed at a fixed rate of Interest, which is charged on monthly reducing basis.

You can pay flexibly with flexible loan tenures upto 60 months and pay back your loan as per your choice and convenience.

There is no requirement of a security or a collateral to avail personal loans at ICICI bank.

You can pay back your loan amount at your comfort and convenience through easy instalments

You can repay the loan either through Auto-debit or ECS or PDC as its suits you.

Some benefits and highlights of availing Personal loan at ICICI bank

You can avail personal loan at ICICI and be assured that the rate of interest will remain unchanged throughout the entire loan tenure so that there is no change in the loan amount being paid at any point of time during your loan tenure.

Personal loans at ICICI can be availed with simple documentation and process. There you can easily obtain personal loans with minimal paperwork, documentation procedure cutting down the time and effort taken to apply for personal loans.

Another benefit of availing personal loan is that your application will be processing as quickly as possible.

Personal Loan amount will be directly credited in your account through fund transfer facility.

Repayment options at ICICI are simple which are ECS, AD or PDC.

You can plan your loan tenure as per your choice and convenience starting from 12 months to maximum 60 months.

You can get Personal loan at ICICI within 72 hours of the submissions of your document.

Further, you can also insure your Personal Loan liability by utilizing All Safe' Insurance policy.

Eligibility for availing Personal Loan at ICICI

You can apply for personal loan online through “Personal Loan On-line Application Facility”. This facility also helps you know your loan eligibility within 60 second through its tool known as eligibility calculator. You can further make use of EMI calculators to plan your EMI before you submit your application.

Salaried individuals can obtain personal loans up to Rs. 20 lakhs.

Self-employed individuals can apply for up to Rs.30 lakh for and up to Rs.40 lakh for doctors.

Applying for Personal Loan at ICICI? at Letzbank