A seamless solution for ensuring up-to-date cardholder data

Increase authorization approvals and reduce customer service issues and expense. Visa Account Updater (VAU) offers two solutions that help allow you to manage recurring payments and card-on-file relationships more efficiently and to reduce authorization declines, so you can deliver a more positive customer experience; VAU and Real Time VAU. Each solution has unique capabilities, but both provide automatic account updates to merchants and acquirers.

Merchants enrolled in VAU receive updates to cardholder account information, including new account numbers, new expiration dates, and/or contact cardholder notifications from participating Visa issuers.