If you’re not used to talking money with your significant other, it can be awkward to get the conversation going. Personal finance site How Do I Money suggests a simple question to kick things off: “what would you do with $100,000?”


It sounds gimmicky, but in answering this question, you’ll inevitably talk about your priorities and goals, which is the foundation of any good money talk. From there, you can actually discuss the practical implements you need to reach those goals and priorities. As writer Derek Colsen puts it:

...it’s the first conversation I recommend having if you’re just getting started with money talks as a couple, or if your conversations tend to turn sour. The reason you should have this conversation first is that it’s an easy, low-pressure, and potentially fun question to answer. This conversation will help you build a foundation for future money conversations...Your partner’s answer will likely look different. Working through those differences is the whole point!


Of course, there’s a lot more to discuss when it comes to money, but this is a good question to get the ball rolling. Your own amount may vary, too—the important thing is to simply communicate about your goals and how you can use money to reach those goals. For more suggestions, head to the full post at the link below.

How pretending to spend $100,000 will help you and your spouse manage your money | How Do I Money