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Starting a small business can be as challenging as it is exciting. An entrepreneur must make the right moves when opening a business — be it creating a strong business plan or locking up a source of funding. But choosing the best place to operate your business can be just as essential.

Although there are many lists that rank the top big U.S. cities to start a business, less attention has been paid to the best small cities for entrepreneurs. So NerdWallet and Entrepreneur examined 463 U.S. cities with populations of 50,000 to 100,000 to determine where the best opportunities are for those starting a business.

Key takeaways

Fast-growing industries take root in smaller metro areas. Alpharetta, Georgia, the top small city to start a business in the U.S., has seen a huge jump in jobs related to technology, thanks in part to support from local organizations such as the Alpharetta Technology Commission. Newport Beach, California, another top 10 city, has traditionally been a center for financial services. But growth in advanced sciences and technology, led by companies including Clean Energy, have surged along the Orange County coast in recent years.

Big neighbors. Eight of the top 10 cities are near major cities, which allow companies to operate within a smaller, close-knit business community, while still having access to cities such as Atlanta, Seattle and Washington, D.C.

Strong local economies. Across the top 10, the average unemployment rate is 5.1%, a full point below the average across all small cities, according to the U.S. Census Bureau’s 2013 American Community Survey. Also, the average of median incomes is nearly $65,000, or 41% higher than the overall average of all cities analyzed. The strength of these local communities has contributed to a solid business environment.

The Golden State. California is home to five cities in the top 25, more than any other state. Minnesota and Maryland are next, with three each.

Top small cities to start a business

1. Alpharetta, Georgia

Located about 26 miles north of Atlanta, this city of nearly 60,000 ranks as the top small city for businesses because of its ability to attract companies both large and small. Although multinationals such as McKesson and Hewlett-Packard have satellite offices in Alpharetta, the Alpharetta Chamber of Commerce also supports a strong local business environment. The city’s 15.07 businesses per 100 people are 65% more than the average, 9.14 businesses per 100 residents, of the cities analyzed.

2. Redmond, Washington

Redmond is home to Microsoft, which is a huge boon for entrepreneurs. According to research by economist Enrico Moretti, each job in the technology sector creates an additional five jobs in the local economy. With this kind of anchor in Redmond’s business community, entrepreneurs are likely salivating at the opportunities: Businesses here earned about $7.4 million on average, the highest in our top 10 communities, according to the U.S. Census Bureau’s 2007 Survey of Business Owners.

3. Wilmington, Delaware

Delaware’s largest city also has one of the strongest local business communities in the country. Wilmington’s 8,500 companies make about $6.75 million each on average. Of the city’s businesses, 42.18% have paid employees, the second-highest proportion in the top 10, pointing to a strong core of existing businesses that hire and foster growth in the community. Entrepreneurs in Delaware, the second-smallest state in the country, will find support at the Delaware State Chamber of Commerce, which helps businesses in Wilmington and the rest of the First State.

4. Troy, Michigan

This suburban Detroit city has done an excellent job in recent years of diversifying from its traditional roots in the automotive industry. Troy-based Automation Alley, a business accelerator and association of tech companies, has helped support the growth of businesses in industries from defense to infrastructure. Entrepreneurs are also attracted by the local economy of Troy, where the median annual income of $72,333 is complemented by a median housing cost of $1,366 a month, which means a resident would plan for about 22.2% of income for housing, the second-lowest proportion in the top 10 cities.

5. Minnetonka, Minnesota

Fourteen miles southwest of Minneapolis, Minnetonka benefits from its location near the state’s economic hub, but it also has built a strong local economy of its own, supported by the TwinWest Chamber of Commerce. The city’s economy is anchored by Carlson Industries, the 83rd largest private company in the U.S. according to Forbes, and the city also has 15.75 businesses per 100 residents, the second-highest number in the top 10 list.

6. Waukesha, Wisconsin

The first of two Wisconsin cities in the top 10, this community of 70,775 has a core of businesses that has made it a magnet for engineers, scientists and other high-skilled workers. Waukesha is home to Generac, a leader in power generation equipment, as well as GE Healthcare, which focuses on cutting-edge technologies in health care. With such prominent companies, it isn’t hard to attract new entrepreneurs to Waukesha, though the City of Waukesha Chamber of Commerce is a driving force in bringing small businesses to this suburban Milwaukee city.

7. Newport Beach, California

This Orange County city of 86,000 not only has the largest population in the top 10, but it also has the highest concentration of businesses, at 21.33 businesses per 100 residents. Although financial services companies including PIMCO and Pacific Life have dominated the local economy over the past few decades, Newport Beach has built a technology cluster in recent years: Investment app Acorns and CudaSign, an e-signature company, were both started in Newport Beach.

8. Bethesda, Maryland

This suburb of Washington, D.C., ranks in the top 10 because it has one of the healthiest local economies in the nation. A median annual income of $111,281 is among the highest in the U.S., and a local unemployment rate of 2.7% is the lowest in the top 10, according to the 2013 American Community Survey. Bethesda’s thriving local economy, with 15.63 businesses per 100 people — well above the study’s average of 9.14 — is supported by the Greater Bethesda-Chevy Chase Chamber of Commerce.

9. Greenville, South Carolina

A strong, established business community and a healthy local economy make Greenville one of the nation’s best places to start a business. Multinational companies have a strong local presence, such as Michelin and GE’s Power and Water division, but smaller businesses thrive in Greenville as well. Over 37% of businesses have paid employees, which is 45% higher than the 25.82% average of all small cities analyzed in this study. There are also 15.63 businesses per 100 residents, the second most in the top 10. Entrepreneurs are attracted to Greenville’s location, midway between the region’s economic powerhouses of Atlanta and Charlotte, as well as its low cost of living: the median monthly housing cost of $808 is the second lowest in the top 10.

10. La Crosse, Wisconsin

La Crosse was built around manufacturing, but this segment of the local economy, following a national trend, has fallen sharply in recent decades. La Crosse, however, has more than replaced the jobs lost, especially in highly skilled, knowledge-intensive industries, such as health care. The La Crosse Area Chamber of Commerce has helped bring La Crosse’s economy into the 21st century. Here, 43.91% of businesses have paid employees, the highest mark of all cities analyzed.

Top small cities to start a business data

Rank City Population Number of businesses Average revenue per business Businesses with paid employees Businesses per 100 people Unemployment rate Score 1 Alpharetta, Georgia 59,553 8,975 $6,908,899 36.45% 15.07 4.4% 67.29 2 Redmond, Washington 55,505 6,287 $7,351,911 35.85% 11.33 4.4% 66.31 3 Wilmington, Delaware 71,143 8,497 $6,755,492 42.18% 11.94 8.7% 62.18 4 Troy, Michigan 81,700 10,676 $2,913,262 39.07% 13.07 5.5% 58.76 5 Minnetonka, Minnesota 50,523 7,957 $2,954,698 32.27% 15.75 4.3% 57.28 6 Waukesha, Wisconsin 70,775 4,777 $4,874,283 37.60% 6.75 4.8% 55.97 7 Newport Beach, California 86,001 18,344 $1,965,213 30.95% 21.33 5.0% 55.91 8 Bethesda, Maryland 60,995 9,535 $1,660,397 28.85% 15.63 2.7% 55.27 9 Greenville, South Carolina 59,944 9,371 $1,874,514 37.38% 15.63 6.9% 55.23 10 La Crosse, Wisconsin 51,421 3,054 $2,709,859 43.91% 5.94 4.6% 55.11 11 Boca Raton, Florida 86,671 20,503 $1,260,872 29.99% 23.66 6.0% 54.77 12 Waltham, Massachusetts 61,321 6,221 $3,855,077 33.93% 10.14 3.8% 54.64 13 South San Francisco, California 64,630 4,986 $5,230,835 38.99% 7.71 5.9% 54.58 14 Rockville, Maryland 62,130 8,643 $1,868,102 34.86% 13.91 3.4% 54.37 15 Eden Prairie, Minnesota 61,516 7,499 $3,359,031 30.71% 12.19 4.1% 54.34 16 Charleston, West Virginia 51,135 5,532 $1,614,627 37.29% 10.82 4.7% 54.31 17 Walnut Creek, California 65,122 9,620 $1,588,865 32.38% 14.77 4.3% 54.31 18 Santa Monica, California 90,752 23,259 $1,165,442 25.80% 25.63 6.9% 54.23 19 Towson, Maryland 56,483 7,232 $1,231,086 34.83% 12.8 3.3% 53.98 20 Bloomington, Minnesota 84,451 9,460 $2,579,995 36.85% 11.2 5.4% 53.82 21 Southfield, Michigan 72,331 10,390 $3,019,622 37.38% 14.36 8.6% 53.78 22 Palo Alto, California 65,234 10,175 $3,337,259 24.31% 15.6 4.3% 53.54 23 Grand Junction, Colorado 59,442 7,665 $963,121 39.35% 12.89 5.5% 53.33 24 Schaumburg, Illinois 74,292 8,893 $3,301,907 33.58% 11.97 5.4% 53.26 25 Port Arthur, Texas 54,193 2,990 $9,562,438 21.74% 5.52 7.4% 52.53 26 Temple, Texas 67,669 3,916 $2,795,853 37.46% 5.79 3.7% 52.36 27 Casper, Wyoming 56,853 6,002 $1,146,143 35.80% 10.56 3.8% 52.11 28 Mountain View, California 75,477 7,844 $3,526,047 30.78% 10.39 5.6% 52.09 29 Livonia, Michigan 96,233 10,063 $3,573,375 31.43% 10.46 5.5% 52.02 30 West Des Moines, Iowa 58,344 5,703 $2,373,951 31.47% 9.77 3.0% 51.94 31 Bismarck, North Dakota 63,353 6,423 $1,077,206 31.79% 10.14 1.7% 51.83 32 North Little Rock, Arkansas 63,723 5,587 $3,146,220 35.76% 8.77 5.9% 51.64 33 Reston, Virginia 59,388 6,840 $3,463,379 28.87% 11.52 4.4% 51.64 34 White Plains, New York 57,153 9,387 $1,582,848 30.46% 16.42 4.6% 51.26 35 Plymouth, Minnesota 71,852 7,503 $2,963,599 29.00% 10.44 3.9% 51.23 36 Bloomington, Illinois 77,293 6,187 $3,884,201 30.18% 8 4.9% 51.21 37 St. Peters, Missouri 53,589 4,478 $1,954,744 37.58% 8.36 4.8% 50.98 38 Sandy Springs, Georgia 96,584 13,335 $2,821,653 27.62% 13.81 5.5% 50.89 39 Pleasanton, California 71,488 8,309 $3,166,345 31.76% 11.62 5.4% 50.68 40 Farmington Hills, Michigan 80,376 10,057 $1,510,355 30.31% 12.51 4.4% 50.64 41 Marietta, Georgia 57,790 10,147 $1,783,072 32.20% 17.56 8.3% 50.54 42 Portland, Maine 66,227 8,790 $1,499,488 32.99% 13.27 5.3% 50.4 43 Joplin, Missouri 50,766 4,277 $1,600,910 39.21% 8.42 6.2% 50.12 44 Rapid City, South Dakota 69,000 6,662 $1,161,418 36.21% 9.66 4.4% 50.11 45 Ocala, Florida 56,828 9,307 $1,137,766 34.26% 16.38 8.1% 50.08 46 Arcadia, California 56,758 9,308 $573,558 31.04% 16.4 4.1% 49.96 47 Great Falls, Montana 58,811 5,048 $969,278 35.34% 8.58 3.9% 49.54 48 Arlington Heights, Illinois 75,492 9,237 $1,628,367 30.79% 12.24 4.7% 49.47 49 Franklin, Tennessee 64,833 9,703 $1,504,125 24.94% 14.97 3.6% 49.45 50 Kingsport, Tennessee 51,876 4,393 $1,801,355 33.83% 8.47 5.4% 49.14 51 Baytown, Texas 73,043 4,774 $8,753,160 18.89% 6.54 7.4% 49.05 52 Sarasota, Florida 52,588 9,696 $722,882 32.00% 18.44 7.8% 48.84 53 San Rafael, California 58,162 9,998 $859,619 29.05% 17.19 5.3% 48.67 54 Appleton, Wisconsin 72,923 4,881 $2,058,026 32.90% 6.69 3.7% 48.61 55 Albany, New York 98,142 6,642 $1,878,057 38.23% 6.77 6.1% 48.56 56 Oshkosh, Wisconsin 66,315 3,676 $2,049,352 35.50% 5.54 4.5% 48.56 57 Novi, Michigan 56,131 5,471 $1,892,095 29.65% 9.75 4.8% 48.52 58 Eagan, Minnesota 64,691 6,615 $2,669,141 28.53% 10.23 4.8% 48.47 59 Johnson City, Tennessee 63,831 6,479 $1,303,112 30.08% 10.15 4.1% 48.31 60 Conroe, Texas 59,429 4,796 $2,166,244 32.03% 8.07 4.0% 48.25 61 Millcreek, Utah 62,201 2,489 $937,313 39.90% 4 3.5% 48.24 62 Bend, Oregon 78,128 11,888 $660,900 32.15% 15.22 6.5% 47.99 63 Cheyenne, Wyoming 60,528 5,902 $1,149,788 30.80% 9.75 4.0% 47.73 64 Idaho Falls, Idaho 57,536 7,345 $879,361 29.14% 12.77 4.7% 47.71 65 Santa Fe, New Mexico 68,800 13,538 $562,153 25.47% 19.68 6.5% 47.61 66 Dothan, Alabama 66,972 7,348 $1,858,475 28.58% 10.97 5.2% 47.61 67 Des Plaines, Illinois 58,569 6,971 $1,627,621 29.01% 11.9 4.7% 47.44 68 Duluth, Minnesota 86,234 6,404 $1,260,565 35.60% 7.43 5.5% 47.32 69 Eau Claire, Wisconsin 66,551 5,010 $1,483,319 34.13% 7.53 4.9% 47.31 70 Manhattan, Kansas 54,082 3,051 $918,647 34.84% 5.64 2.7% 47.28 71 Janesville, Wisconsin 63,589 4,501 $3,399,560 31.75% 7.08 6.7% 47.25 72 Lynchburg, Virginia 76,467 4,794 $1,911,052 38.15% 6.27 6.8% 47.24 73 Carmel, Indiana 81,756 8,684 $1,265,700 27.11% 10.62 3.8% 47.2 74 Ellicott City, Maryland 66,725 6,982 $669,938 29.06% 10.46 2.8% 46.97 75 St. George, Utah 74,301 8,705 $575,090 34.20% 11.72 6.2% 46.96 76 Flagstaff, Arizona 66,569 6,230 $815,567 36.60% 9.36 5.7% 46.95 77 Fort Smith, Arkansas 86,924 8,096 $1,582,547 28.96% 9.31 4.0% 46.94 78 Warwick, Rhode Island 82,378 8,416 $1,333,256 34.30% 10.22 6.3% 46.89 79 Melbourne, Florida 76,768 7,545 $1,385,776 36.75% 9.83 7.9% 46.87 80 Roanoke, Virginia 97,355 7,102 $1,691,397 33.98% 7.29 5.3% 46.74 81 Longview, Texas 81,435 9,905 $1,338,840 26.65% 12.16 4.6% 46.61 82 Asheville, North Carolina 84,883 12,773 $841,268 27.38% 15.05 5.8% 46.47 83 Pensacola, Florida 52,268 7,986 $928,174 28.00% 15.28 6.5% 46.46 84 Renton, Washington 93,601 6,090 $3,705,924 31.61% 6.51 6.2% 46.42 85 Dubuque, Iowa 57,826 5,217 $1,176,128 29.98% 9.02 4.2% 46.32 86 Lafayette, Indiana 69,181 5,402 $1,958,622 34.75% 7.81 7.0% 46.31 87 Tyler, Texas 98,335 11,044 $1,222,847 28.21% 11.23 4.7% 46.08 88 St. Charles, Missouri 66,361 5,918 $1,564,346 30.97% 8.92 5.6% 46.08 89 West Allis, Wisconsin 60,491 4,131 $1,409,724 36.41% 6.83 6.5% 46.05 90 Jupiter, Florida 56,219 8,438 $546,642 26.80% 15.01 4.5% 46.03 91 Kirkland, Washington 75,835 8,021 $1,331,353 30.98% 10.58 5.2% 46.02 92 Lake Charles, Louisiana 72,826 6,309 $3,037,584 28.83% 8.66 7.0% 45.94 93 Iowa City, Iowa 69,314 4,186 $952,591 33.37% 6.04 3.7% 45.94 94 Fort Myers, Florida 64,488 9,938 $1,075,742 32.02% 15.41 9.2% 45.88 95 Spokane Valley, Washington 90,385 7,079 $1,349,502 35.17% 7.83 6.6% 45.85 96 Beaverton, Oregon 91,383 9,381 $1,647,354 32.59% 10.27 7.2% 45.83 97 Council Bluffs, Iowa 62,094 4,102 $1,837,436 33.15% 6.61 5.4% 45.83 98 Sioux City, Iowa 82,602 5,746 $1,355,446 31.52% 6.96 4.2% 45.78 99 Jacksonville, North Carolina 69,415 3,439 $955,213 38.18% 4.95 4.3% 45.72 100 Corvallis, Oregon 54,691 4,039 $723,849 33.15% 7.39 4.8% 45.65 101 Newton, Massachusetts 86,241 14,276 $797,925 19.61% 16.55 3.9% 45.65 102 Burlington, North Carolina 51,128 4,556 $1,159,416 35.34% 8.91 7.1% 45.61 103 Lakewood, Washington 58,762 3,528 $929,075 42.09% 6 8.4% 45.59 104 Scranton, Pennsylvania 75,982 4,620 $1,291,514 35.04% 6.08 5.4% 45.51 105 Bellingham, Washington 81,576 8,607 $848,397 33.40% 10.55 6.7% 45.45 106 Deerfield Beach, Florida 76,330 10,031 $1,957,715 27.43% 13.14 6.8% 45.42 107 Daytona Beach, Florida 61,622 6,034 $1,202,676 33.74% 9.79 7.0% 45.42 108 Bethlehem, Pennsylvania 75,030 4,890 $2,688,361 30.98% 6.52 5.8% 45.4 109 Missoula, Montana 67,710 9,437 $683,380 29.10% 13.94 6.7% 45.37 110 Redding, California 90,370 8,003 $731,837 36.85% 8.86 7.1% 45.36 111 Conway, Arkansas 61,172 4,339 $1,354,899 32.59% 7.09 5.5% 45.35 112 Fayetteville, Arkansas 75,602 7,151 $1,342,119 28.67% 9.46 5.3% 45.29 113 Burnsville, Minnesota 60,838 6,506 $1,105,975 30.06% 10.69 5.5% 45.28 114 Glen Burnie, Maryland 66,272 3,156 $1,389,775 37.64% 4.76 5.5% 45.24 115 Terre Haute, Indiana 61,002 4,462 $1,315,053 32.86% 7.31 5.7% 45.18 116 Ogden, Utah 83,363 6,055 $1,298,635 36.10% 7.26 6.9% 45.17 117 Orland Park, Illinois 57,194 6,433 $838,096 29.35% 11.25 5.6% 45.15 118 Tuscaloosa, Alabama 92,461 6,899 $1,078,139 32.08% 7.46 4.4% 45.14 119 Santa Barbara, California 89,062 14,003 $703,436 27.46% 15.72 5.2% 45.13 120 Bowling Green, Kentucky 59,618 5,670 $1,844,674 31.32% 9.51 7.3% 45 121 Roswell, Georgia 90,959 12,379 $742,624 27.09% 13.61 5.4% 44.97 122 Gaithersburg, Maryland 61,851 7,772 $1,730,975 25.50% 12.57 4.6% 44.91 123 Elkhart, Indiana 51,273 3,982 $2,339,891 36.21% 7.77 9.6% 44.73 124 Kennewick, Washington 74,969 5,277 $909,068 32.04% 7.04 4.7% 44.72 125 Sugar Land, Texas 80,755 10,990 $1,414,044 21.20% 13.61 3.7% 44.69 126 Owensboro, Kentucky 57,763 4,503 $1,229,504 30.02% 7.8 5.1% 44.59 127 Fountain Valley, California 55,911 7,855 $1,773,579 26.35% 14.05 5.8% 44.58 128 Rogers, Arkansas 57,603 4,583 $1,941,240 27.21% 7.96 4.1% 44.55 129 Chapel Hill, North Carolina 58,058 5,713 $891,527 25.89% 9.84 4.1% 44.48 130 Bloomington, Indiana 81,115 6,012 $1,019,071 30.51% 7.41 4.5% 44.46 131 Grand Forks, North Dakota 53,315 4,255 $934,442 27.26% 7.98 3.4% 44.45 132 Skokie, Illinois 64,885 9,275 $1,628,197 23.44% 14.29 5.6% 44.43 133 St. Cloud, Minnesota 65,996 5,088 $1,648,021 32.35% 7.71 6.8% 44.36 134 Medford, Oregon 75,902 7,608 $919,085 33.91% 10.02 7.5% 44.17 135 Layton, Utah 68,386 5,731 $657,407 29.00% 8.38 3.6% 44.01 136 Pocatello, Idaho 54,355 4,662 $761,569 31.23% 8.58 5.8% 43.99 137 Peabody, Massachusetts 51,522 4,680 $1,595,855 27.14% 9.08 4.2% 43.96 138 San Ramon, California 72,707 7,174 $2,278,275 26.75% 9.87 5.1% 43.94 139 Edmond, Oklahoma 83,390 12,675 $383,211 19.18% 15.2 3.3% 43.88 140 Miami Beach, Florida 89,412 15,971 $434,606 18.72% 17.86 4.0% 43.8 141 Springfield, Ohio 60,423 3,267 $1,767,509 37.62% 5.41 8.7% 43.72 142 Cupertino, California 59,080 5,768 $2,343,632 21.20% 9.76 4.9% 43.68 143 Frederick, Maryland 65,840 7,227 $1,327,740 27.52% 10.98 5.4% 43.65 144 Hoover, Alabama 82,264 7,109 $1,656,233 25.92% 8.64 4.4% 43.65 145 Palm Harbor, Florida 59,147 6,846 $379,854 27.58% 11.57 5.2% 43.64 146 Jonesboro, Arkansas 69,049 6,510 $1,045,349 29.82% 9.43 6.5% 43.61 147 National City, California 59,025 3,525 $1,029,143 38.67% 5.97 6.8% 43.6 148 Wheaton, Illinois 53,245 5,311 $500,400 29.96% 9.97 5.3% 43.54 149 Redlands, California 69,277 6,680 $877,749 28.37% 9.64 5.3% 43.53 150 St. Joseph, Missouri 76,984 6,351 $1,547,246 28.09% 8.25 5.6% 43.47 151 Nashua, New Hampshire 86,766 7,521 $1,540,742 29.85% 8.67 6.3% 43.36 152 Hoffman Estates, Illinois 52,265 4,192 $2,149,135 29.37% 8.02 5.7% 43.28 153 Decatur, Illinois 75,982 5,079 $2,460,286 30.54% 6.68 8.2% 43.17 154 Bossier City, Louisiana 63,606 4,974 $1,203,664 27.76% 7.82 4.7% 43.15 155 Royal Oak, Michigan 58,065 6,792 $790,090 23.29% 11.7 4.8% 43.15 156 Yakima, Washington 92,082 5,741 $1,071,918 35.97% 6.23 7.2% 43.12 157 Encinitas, California 60,321 9,912 $365,985 24.01% 16.43 5.4% 43.06 158 Orem, Utah 89,724 9,487 $636,051 28.19% 10.57 5.3% 42.88 159 Lakeland, Florida 98,970 9,794 $1,995,891 27.52% 9.9 7.5% 42.86 160 San Clemente, California 63,994 9,187 $659,949 25.13% 14.36 5.1% 42.81 161 Smyrna, Georgia 52,058 6,700 $1,696,732 22.54% 12.87 6.6% 42.78 162 Catalina Foothills, Arizona 50,887 5,927 $300,845 19.82% 11.65 3.2% 42.77 163 Battle Creek, Michigan 52,126 3,633 $1,866,356 34.24% 6.97 9.3% 42.71 164 Folsom, California 72,424 6,145 $1,046,683 28.93% 8.48 5.7% 42.66 165 New Braunfels, Texas 59,620 6,117 $719,288 24.98% 10.26 3.9% 42.63 166 Maple Grove, Minnesota 63,065 6,324 $1,237,582 25.21% 10.03 4.7% 42.62 167 Harlingen, Texas 65,296 5,680 $756,519 25.55% 8.7 3.8% 42.61 168 Largo, Florida 77,898 6,866 $1,948,037 28.72% 8.81 7.3% 42.6 169 Plantation, Florida 86,999 12,512 $678,630 24.70% 14.38 5.8% 42.57 170 New Brunswick, New Jersey 55,275 2,138 $1,770,865 40.60% 3.87 6.8% 42.57 171 Canton, Ohio 73,027 4,983 $2,681,704 32.55% 6.82 9.6% 42.55 172 Sandy, Utah 88,672 11,220 $662,000 23.64% 12.65 4.5% 42.53 173 Milpitas, California 67,695 5,918 $2,629,796 28.42% 8.74 5.9% 42.53 174 Lake Havasu City, Arizona 52,733 5,348 $450,196 27.56% 10.14 5.1% 42.53 175 Utica, New York 61,979 3,683 $1,325,712 33.26% 5.94 7.1% 42.48 176 Dearborn, Michigan 97,140 9,135 $2,025,357 25.71% 9.4 6.8% 42.48 177 Hillsboro, Oregon 93,880 6,129 $2,687,977 29.96% 6.53 7.2% 42.47 178 Victoria, Texas 63,571 6,128 $782,919 26.93% 9.64 5.4% 42.39 179 Broomfield, Colorado 57,171 6,284 $1,622,315 22.45% 10.99 4.7% 42.36 180 Novato, California 52,704 6,587 $975,327 25.67% 12.5 4.9% 42.3 181 Muncie, Indiana 69,989 3,739 $1,124,270 37.50% 5.34 8.7% 42.29 182 Anderson, Indiana 56,200 2,853 $930,363 38.87% 5.08 8.9% 42.29 183 Bradenton, Florida 50,329 5,641 $786,788 30.69% 11.21 7.8% 42.24 184 Lee’s Summit, Missouri 91,758 9,450 $683,164 24.41% 10.3 4.0% 42.23 185 Mount Pleasant, South Carolina 70,131 9,961 $447,583 23.29% 14.2 4.6% 42.22 186 Redwood City, California 78,241 8,369 $1,811,852 24.52% 10.7 5.3% 42.17 187 Mount Prospect, Illinois 54,436 5,697 $1,955,216 21.91% 10.47 5.3% 42.15 188 Georgetown, Texas 50,380 5,031 $529,016 24.49% 9.99 3.9% 42.08 189 Auburn, Washington 71,846 5,066 $2,028,303 30.69% 7.05 7.3% 42.06 190 Napa, California 77,698 6,472 $741,149 33.71% 8.33 6.5% 42.03 191 Concord, North Carolina 80,715 7,072 $3,005,686 26.44% 8.76 8.5% 42.02 192 La Mesa, California 57,681 6,111 $589,391 29.96% 10.59 6.6% 42.02 193 Camarillo, California 65,476 7,954 $1,206,264 24.97% 12.15 5.2% 41.94 194 Livermore, California 82,442 7,402 $1,456,269 27.84% 8.98 5.0% 41.94 195 Kendall, Florida 77,018 12,126 $723,759 22.83% 15.74 6.1% 41.88 196 Lake Forest, California 78,253 9,239 $1,245,246 25.47% 11.81 4.9% 41.86 197 Chicopee, Massachusetts 55,478 3,262 $1,330,843 30.90% 5.88 6.5% 41.77 198 Decatur, Alabama 55,776 4,507 $1,262,200 31.55% 8.08 8.2% 41.73 199 Lawrence, Kansas 88,921 7,883 $557,310 27.64% 8.87 5.1% 41.59 200 Champaign, Illinois 81,925 5,767 $1,034,330 27.36% 7.04 4.9% 41.51 201 Springdale, Arkansas 72,070 5,064 $1,185,196 28.32% 7.03 5.3% 41.38 202 Tustin, California 76,497 9,052 $916,816 28.12% 11.83 6.3% 41.34 203 Sparks, Nevada 91,168 7,057 $1,367,155 32.54% 7.74 7.8% 41.34 204 Cranston, Rhode Island 80,470 7,744 $890,561 28.77% 9.62 6.7% 41.33 205 Loveland, Colorado 68,712 7,525 $540,908 26.58% 10.95 5.9% 41.32 206 Las Cruces, New Mexico 99,186 7,419 $643,501 31.63% 7.48 6.9% 41.22 207 Kokomo, Indiana 55,589 4,122 $944,107 30.25% 7.42 7.5% 41.19 208 Hoboken, New Jersey 50,929 4,894 $953,034 23.66% 9.61 3.5% 41.11 209 Waterloo, Iowa 68,327 5,197 $1,768,017 26.23% 7.61 6.5% 41.06 210 Rancho Cordova, California 66,027 4,264 $3,768,518 29.57% 6.46 10.1% 40.99 211 Carson City, Nevada 54,821 8,470 $572,003 27.77% 15.45 10.7% 40.91 212 Fall River, Massachusetts 88,811 4,808 $1,154,449 37.27% 5.41 10.0% 40.88 213 Shawnee, Kansas 62,939 6,601 $636,777 20.95% 10.49 3.5% 40.87 214 Taunton, Massachusetts 55,953 3,824 $1,778,755 30.13% 6.83 7.6% 40.85 215 Greenwood, Indiana 51,600 4,902 $698,349 25.56% 9.5 5.8% 40.83 216 Valdosta, Georgia 55,807 5,062 $1,207,687 33.01% 9.07 9.7% 40.83 217 Greeley, Colorado 94,194 7,116 $1,483,943 27.87% 7.55 6.7% 40.82 218 San Mateo, California 98,601 11,260 $937,519 25.43% 11.42 5.5% 40.82 219 Tinley Park, Illinois 56,810 5,191 $694,655 26.66% 9.14 5.3% 40.82 220 San Leandro, California 86,038 6,265 $2,154,592 29.34% 7.28 7.5% 40.81 221 Norwalk, Connecticut 86,499 11,658 $1,509,660 22.57% 13.48 7.1% 40.66 222 Ames, Iowa 60,168 4,225 $854,027 25.02% 7.02 4.6% 40.65 223 Redondo Beach, California 67,094 10,167 $672,842 18.25% 15.15 5.3% 40.61 224 Blaine, Minnesota 58,358 5,196 $710,101 26.40% 8.9 5.1% 40.52 225 Oak Park, Illinois 51,902 6,992 $269,162 21.82% 13.47 5.7% 40.5 226 Petaluma, California 58,357 7,226 $839,547 23.91% 12.38 5.6% 40.48 227 Vineland, New Jersey 60,857 3,952 $1,277,054 34.08% 6.49 8.6% 40.47 228 New Rochelle, New York 77,820 9,390 $477,413 24.41% 12.07 5.5% 40.45 229 Delray Beach, Florida 61,875 9,294 $668,467 25.56% 15.02 8.4% 40.43 230 Silver Spring, Maryland 75,386 10,025 $663,832 23.28% 13.3 6.0% 40.42 231 Chico, California 86,833 7,458 $723,946 30.16% 8.59 7.6% 40.4 232 Midwest City, Oklahoma 55,396 3,034 $831,135 26.70% 5.48 4.1% 40.4 233 Jackson, Tennessee 66,665 5,864 $1,469,956 30.01% 8.8 9.1% 40.39 234 Danbury, Connecticut 81,967 7,723 $1,363,506 27.93% 9.42 6.5% 40.39 235 Lancaster, Pennsylvania 59,335 4,332 $1,251,719 35.50% 7.3 10.2% 40.37 236 New Bedford, Massachusetts 94,927 5,570 $938,813 33.73% 5.87 8.3% 40.33 237 South Jordan, Utah 53,722 4,827 $747,497 24.96% 8.99 3.9% 40.22 238 Palatine, Illinois 68,738 7,867 $523,372 23.85% 11.44 5.6% 40.2 239 O’Fallon, Missouri 80,617 5,893 $1,452,713 23.72% 7.31 4.3% 40.16 240 Kenner, Louisiana 66,820 7,989 $733,876 22.51% 11.96 5.9% 40.1 241 Clifton, New Jersey 84,591 8,899 $809,949 25.92% 10.52 5.6% 40.07 242 Madera, California 61,899 2,425 $851,692 32.74% 3.92 5.4% 39.93 243 Racine, Wisconsin 78,548 4,322 $1,693,088 32.99% 5.5 9.1% 39.85 244 Federal Way, Washington 90,720 6,419 $788,511 30.53% 7.08 6.7% 39.83 245 Elyria, Ohio 54,290 3,597 $1,128,917 30.47% 6.63 7.9% 39.73 246 Fishers, Indiana 78,927 6,248 $1,093,520 21.53% 7.92 3.8% 39.7 247 Vista, California 95,066 7,874 $1,072,492 27.23% 8.28 5.2% 39.52 248 Davie, Florida 93,842 12,341 $651,156 23.43% 13.15 6.7% 39.51 249 Gardena, California 59,226 5,461 $979,223 28.15% 9.22 7.3% 39.47 250 Quincy, Massachusetts 92,595 7,122 $1,794,844 26.41% 7.69 7.1% 39.43 251 Lawton, Oklahoma 97,147 5,308 $685,049 28.52% 5.46 5.3% 39.3 252 Gulfport, Mississippi 69,004 5,563 $1,032,109 27.90% 8.06 7.1% 39.29 253 Kettering, Ohio 56,202 4,771 $1,118,311 20.90% 8.49 5.0% 39.17 254 Woodbury, Minnesota 63,352 5,349 $717,585 22.30% 8.44 4.1% 39.16 255 Wyoming, Michigan 72,864 5,516 $1,933,552 26.50% 7.57 8.1% 39.12 256 Normal, Illinois 53,713 2,948 $1,134,916 23.71% 5.49 4.4% 39.11 257 San Angelo, Texas 94,812 8,490 $767,877 21.15% 8.95 4.6% 39.09 258 Rock Hill, South Carolina 67,390 4,532 $993,058 31.13% 6.73 8.4% 39.03 259 Hendersonville, Tennessee 52,373 5,260 $427,673 21.56% 10.04 4.6% 38.78 260 Kenosha, Wisconsin 99,535 5,922 $844,180 32.10% 5.95 8.4% 38.73 261 Noblesville, Indiana 54,686 5,283 $503,384 19.44% 9.66 3.8% 38.67 262 Macon, Georgia 91,316 9,335 $852,670 27.27% 10.22 8.9% 38.66 263 Evanston, Illinois 74,937 9,259 $756,753 18.76% 12.36 5.5% 38.54 264 Albany, Georgia 77,196 5,658 $1,201,832 32.66% 7.33 10.4% 38.54 265 Rochester Hills, Michigan 71,737 6,994 $676,926 20.80% 9.75 5.7% 38.52 266 Warner Robins, Georgia 69,695 3,834 $727,584 31.72% 5.5 7.8% 38.51 267 Rocky Mount, North Carolina 57,417 3,995 $1,531,764 33.14% 6.96 10.8% 38.5 268 Bristol, Connecticut 60,536 4,051 $2,094,866 24.61% 6.69 7.2% 38.49 269 Meridian, Idaho 78,061 8,078 $782,311 22.85% 10.35 6.2% 38.37 270 Albany, Oregon 50,828 3,147 $869,138 29.08% 6.19 7.2% 38.36 271 Longmont, Colorado 87,607 9,100 $568,955 22.46% 10.39 6.0% 38.34 272 Weston, Florida 66,435 10,226 $697,885 20.10% 15.39 6.3% 38.33 273 Sunrise, Florida 86,834 11,394 $1,058,873 21.39% 13.12 7.1% 38.29 274 Santa Cruz, California 61,245 7,116 $540,065 22.05% 11.62 5.1% 38.25 275 Yuma, Arizona 92,492 6,306 $869,022 27.59% 6.82 6.8% 38.21 276 Casas Adobes, Arizona 68,841 4,808 $453,640 26.02% 6.98 5.4% 38.15 277 Kalamazoo, Michigan 74,812 5,812 $1,049,417 29.59% 7.77 9.2% 38.11 278 Bryan, Texas 77,139 6,404 $716,955 25.12% 8.3 6.4% 38.1 279 Portsmouth, Virginia 95,901 5,404 $731,799 29.48% 5.63 6.4% 38.08 280 Gastonia, North Carolina 72,300 5,910 $1,098,657 27.95% 8.17 8.8% 38.06 281 Flower Mound, Texas 66,523 6,193 $392,369 20.07% 9.31 3.6% 38.05 282 Bartlett, Tennessee 56,923 4,758 $656,460 21.31% 8.36 3.9% 38.02 283 Upland, California 74,487 7,318 $509,343 25.94% 9.82 7.1% 37.92 284 Lewisville, Texas 97,462 8,625 $1,189,011 19.27% 8.85 4.6% 37.91 285 Blue Springs, Missouri 52,776 4,912 $429,255 21.56% 9.31 4.9% 37.83 286 Greenville, North Carolina 86,249 6,219 $978,198 27.96% 7.21 8.3% 37.75 287 Sanford, Florida 54,170 5,117 $944,349 28.73% 9.45 9.4% 37.74 288 Chino, California 79,342 6,838 $1,211,741 27.01% 8.62 6.8% 37.73 289 Johns Creek, Georgia 79,352 7,888 $675,588 20.40% 9.94 5.2% 37.71 290 Laguna Niguel, California 63,698 8,879 $371,224 20.06% 13.94 5.9% 37.6 291 Montebello, California 62,943 5,019 $1,223,309 24.25% 7.97 5.8% 37.6 292 Pasco, Washington 63,560 3,150 $752,902 28.83% 4.96 6.2% 37.54 293 Nampa, Idaho 83,140 6,775 $799,390 27.37% 8.15 7.9% 37.53 294 Schenectady, New York 65,990 4,367 $1,017,749 26.98% 6.62 7.3% 37.51 295 Alameda, California 74,818 7,093 $1,235,737 20.20% 9.48 6.0% 37.37 296 Monterey Park, California 60,591 8,337 $666,923 17.34% 13.76 5.9% 37.26 297 Auburn, Alabama 55,404 4,083 $627,497 20.94% 7.37 5.1% 37.2 298 Perth Amboy, New Jersey 51,300 3,525 $757,272 24.40% 6.87 4.4% 37.15 299 Taylor, Michigan 62,592 4,174 $1,488,018 31.38% 6.67 11.1% 37.13 300 Wellington, Florida 57,713 7,372 $278,624 22.52% 12.77 6.2% 37.12 301 Hammond, Indiana 80,122 4,270 $1,706,136 27.80% 5.33 8.5% 37.09 302 Port Orange, Florida 56,585 4,686 $453,599 20.21% 8.28 4.7% 37.03 303 Diamond Bar, California 55,950 7,574 $833,953 17.02% 13.54 4.8% 36.99 304 Boynton Beach, Florida 69,257 8,843 $526,582 24.08% 12.77 9.2% 36.95 305 Coon Rapids, Minnesota 61,782 4,718 $807,120 23.74% 7.64 6.2% 36.92 306 Town ‘n’ Country, Florida 80,221 8,131 $1,506,802 22.30% 10.14 8.3% 36.74 307 Lakeville, Minnesota 56,758 5,085 $563,153 20.47% 8.96 4.2% 36.69 308 Mission Viejo, California 94,311 11,703 $563,545 20.16% 12.41 5.8% 36.67 309 Suffolk, Virginia 84,842 5,218 $1,098,759 24.40% 6.15 5.5% 36.57 310 Springfield, Oregon 59,692 4,050 $1,077,557 29.16% 6.78 9.3% 36.56 311 Lodi, California 62,703 4,190 $1,010,363 30.38% 6.68 9.5% 36.55 312 Marysville, Washington 61,274 2,719 $600,990 32.03% 4.44 7.3% 36.48 313 College Station, Texas 96,000 5,377 $582,832 22.76% 5.6 4.6% 36.48 314 San Marcos, California 85,322 8,435 $670,459 20.81% 9.89 4.6% 36.27 315 Shoreline, Washington 53,791 4,729 $372,804 23.64% 8.79 6.4% 36.22 316 Kissimmee, Florida 61,889 9,103 $421,926 19.96% 14.71 8.3% 36.2 317 Dundalk, Maryland 61,930 3,075 $1,112,948 26.93% 4.97 7.5% 36.19 318 Medford, Massachusetts 56,607 4,623 $702,953 22.09% 8.17 5.3% 36.18 319 Waukegan, Illinois 88,560 4,761 $1,339,808 29.17% 5.38 8.4% 36.1 320 Youngstown, Ohio 66,511 3,856 $1,237,514 28.48% 5.8 9.9% 36.08 321 Rowland Heights, California 50,263 5,633 $236,682 17.82% 11.21 3.6% 36.08 322 Waldorf, Maryland 69,225 2,203 $891,456 30.14% 3.18 6.0% 36.08 323 Buena Park, California 81,522 6,408 $1,538,083 20.46% 7.86 5.1% 36.03 324 Oak Lawn, Illinois 56,765 5,341 $622,884 21.59% 9.41 7.3% 36.02 325 Paramount, California 54,468 3,543 $1,195,173 30.23% 6.5 8.5% 36.01 326 Glendora, California 50,500 4,788 $505,146 23.62% 9.48 6.2% 36.01 327 Parma, Ohio 81,055 5,695 $595,757 21.63% 7.03 6.0% 35.99 328 St. Clair Shores, Michigan 59,895 5,535 $390,725 21.95% 9.24 7.7% 35.98 329 Bayonne, New Jersey 63,819 5,644 $531,339 19.35% 8.84 5.0% 35.96 330 Troy, New York 50,019 3,024 $941,282 25.40% 6.05 7.5% 35.95 331 Alhambra, California 83,799 9,297 $415,795 17.53% 11.09 4.8% 35.84 332 Florissant, Missouri 52,335 3,471 $421,016 24.20% 6.63 6.4% 35.78 333 Arden-Arcade, California 91,914 8,833 $731,109 23.70% 9.61 9.5% 35.67 334 Haverhill, Massachusetts 61,335 3,886 $652,591 24.52% 6.34 6.5% 35.61 335 Placentia, California 51,342 4,498 $784,110 24.90% 8.76 7.0% 35.56 336 Lorain, Ohio 64,017 2,943 $1,117,459 29.05% 4.6 9.5% 35.45 337 North Richland Hills, Texas 64,677 6,080 $753,587 15.71% 9.4 4.5% 35.41 338 Port Charlotte, Florida 55,204 3,509 $748,974 24.74% 6.36 7.3% 35.35 339 Carson, California 91,994 8,019 $3,155,592 22.53% 8.72 9.5% 35.23 340 Whittier, California 85,832 6,606 $523,997 23.48% 7.7 5.9% 35.2 341 Edinburg, Texas 77,415 9,430 $567,848 15.47% 12.18 6.8% 35.18 342 Hamilton, Ohio 62,350 4,014 $911,812 24.96% 6.44 8.4% 35.16 343 Pico Rivera, California 63,308 3,999 $1,261,394 25.01% 6.32 6.5% 34.99 344 Merced, California 79,639 3,984 $1,164,109 30.02% 5 10.1% 34.98 345 Rocklin, California 58,020 5,219 $683,506 21.84% 9 6.9% 34.97 346 The Villages, Florida 57,120 2,047 $611,295 15.00% 3.58 1.7% 34.83 347 Watsonville, California 51,544 3,110 $1,383,313 27.07% 6.03 7.9% 34.6 348 Centreville, Virginia 73,476 5,237 $1,062,222 18.79% 7.13 4.2% 34.56 349 Bellevue, Nebraska 51,940 3,302 $659,056 20.53% 6.36 5.3% 34.51 350 Allen, Texas 87,213 7,362 $415,793 16.87% 8.44 4.4% 34.51 351 Yorba Linda, California 65,425 6,778 $699,900 20.04% 10.36 5.5% 34.39 352 Lakewood, Ohio 51,693 4,371 $428,229 19.35% 8.46 6.9% 34.32 353 Woodland, California 55,888 4,194 $680,530 22.77% 7.5 7.3% 34.28 354 Union City, California 70,687 4,820 $1,251,128 22.86% 6.82 6.1% 34.27 355 Palm Coast, Florida 76,455 7,093 $371,823 18.82% 9.28 6.0% 34.12 356 Turlock, California 69,185 4,062 $943,823 27.97% 5.87 9.6% 34.12 357 Tulare, California 59,949 3,000 $1,009,380 25.67% 5 7.7% 34.02 358 Brooklyn Park, Minnesota 76,781 5,960 $834,845 21.21% 7.76 6.8% 34.01 359 Bolingbrook, Illinois 73,799 5,453 $1,879,772 21.09% 7.39 6.7% 33.98 360 Mission, Texas 78,707 11,524 $197,149 6.99% 14.64 4.4% 33.87 361 Mansfield, Texas 57,529 5,524 $516,064 15.26% 9.6 4.5% 33.87 362 Santee, California 54,576 4,495 $547,202 22.00% 8.24 6.5% 33.83 363 Moore, Oklahoma 56,460 3,752 $317,997 17.11% 6.65 3.9% 33.8 364 Margate, Florida 54,281 6,354 $382,090 20.27% 11.71 8.6% 33.77 365 Pearland, Texas 94,098 8,129 $333,815 14.85% 8.64 3.6% 33.71 366 La Habra, California 60,898 4,687 $676,746 23.34% 7.7 7.1% 33.68 367 Cedar Park, Texas 54,874 4,841 $364,829 17.95% 8.82 5.6% 33.66 368 Brockton, Massachusetts 93,911 5,253 $1,303,958 28.76% 5.59 10.3% 33.57 369 Davis, California 65,770 5,263 $244,323 16.32% 8 5.0% 33.52 370 Pawtucket, Rhode Island 71,163 5,043 $620,521 25.22% 7.09 9.2% 33.5 371 Porterville, California 54,534 3,239 $595,722 26.71% 5.94 9.1% 33.49 372 Hacienda Heights, California 55,816 5,779 $197,801 18.05% 10.35 4.9% 33.31 373 Hemet, California 79,986 4,475 $483,506 28.22% 5.59 9.6% 33.31 374 Rosemead, California 54,116 5,476 $1,123,909 19.30% 10.12 7.7% 33.11 375 Tamarac, Florida 61,586 7,046 $440,713 15.64% 11.44 7.0% 33.08 376 Rio Rancho, New Mexico 89,098 5,222 $1,158,849 16.85% 5.86 5.1% 32.94 377 Mount Vernon, New York 67,653 6,600 $526,785 23.58% 9.76 9.9% 32.86 378 Westminster, California 90,625 11,561 $354,345 17.83% 12.76 7.8% 32.85 379 Somerville, Massachusetts 76,945 6,010 $501,873 18.27% 7.81 5.3% 32.84 380 Clovis, California 97,100 7,539 $479,065 20.59% 7.76 7.3% 32.8 381 League City, Texas 86,136 6,104 $290,871 15.66% 7.09 4.1% 32.77 382 Trenton, New Jersey 84,609 3,644 $812,329 33.18% 4.31 11.4% 32.75 383 Taylorsville, Utah 59,511 4,233 $583,421 18.59% 7.11 6.1% 32.62 384 Hempstead, New York 54,350 3,594 $676,592 26.63% 6.61 8.0% 32.54 385 Missouri City, Texas 68,244 7,828 $235,687 12.43% 11.47 5.0% 32.42 386 Coconut Creek, Florida 54,213 4,947 $788,502 16.70% 9.13 6.7% 32.4 387 Lynn, Massachusetts 90,788 5,504 $940,221 20.77% 6.06 7.2% 32.16 388 Meriden, Connecticut 60,691 3,848 $940,415 21.70% 6.34 8.2% 32.15 389 Bowie, Maryland 55,585 5,550 $417,802 16.02% 9.98 5.1% 32.11 390 Pontiac, Michigan 59,751 3,786 $3,308,497 22.79% 6.34 13.3% 32.01 391 Spring, Texas 55,458 6,993 $224,729 10.93% 12.61 5.7% 31.96 392 Yuba City, California 64,911 4,460 $639,531 24.66% 6.87 9.8% 31.85 393 Bellflower, California 76,989 5,738 $460,514 20.43% 7.45 6.9% 31.69 394 Fountainebleau, Florida 52,528 9,376 $516,669 8.47% 17.85 7.6% 31.66 395 Castro Valley, California 61,637 5,330 $256,047 16.51% 8.65 6.0% 31.62 396 Rowlett, Texas 56,856 5,778 $288,948 13.69% 10.16 5.3% 31.6 397 Passaic, New Jersey 70,172 4,740 $429,765 21.16% 6.75 6.5% 31.56 398 Tamiami, Florida 55,897 8,673 $104,159 11.22% 15.52 6.3% 31.35 399 DeSoto, Texas 50,014 5,014 $478,271 14.04% 10.03 6.6% 31.18 400 Hanford, California 54,195 3,171 $610,648 22.17% 5.85 8.7% 31.04 401 Carmichael, California 61,659 4,147 $231,132 22.74% 6.73 9.4% 30.99 402 Colton, California 52,650 3,195 $1,173,164 22.47% 6.07 9.4% 30.74 403 Goodyear, Arizona 67,536 4,040 $712,322 15.10% 5.98 4.8% 30.68 404 North Miami, Florida 59,952 7,829 $283,888 16.91% 13.06 9.4% 30.65 405 Malden, Massachusetts 59,803 4,301 $623,205 21.76% 7.19 8.9% 30.63 406 West Haven, Connecticut 55,349 3,434 $584,444 22.22% 6.2 8.7% 30.32 407 Pharr, Texas 71,634 6,116 $388,133 15.03% 8.54 7.2% 30.23 408 Westland, Michigan 83,476 5,642 $432,067 18.49% 6.76 8.5% 30.22 409 Lawrence, Massachusetts 76,820 4,329 $685,411 21.25% 5.64 8.0% 30.22 410 Dearborn Heights, Michigan 57,291 4,947 $206,388 16.07% 8.63 7.9% 30.21 411 Citrus Heights, California 84,218 6,876 $424,067 20.64% 8.16 9.6% 30.14 412 South Hill, Washington 53,133 2,747 $417,406 21.84% 5.17 7.4% 29.92 413 Saginaw, Michigan 51,165 3,540 $1,068,026 23.42% 6.92 12.3% 29.92 414 Lakewood, California 80,511 6,822 $331,369 16.08% 8.47 6.0% 29.87 415 Brentwood, California 52,494 4,061 $543,790 17.26% 7.74 5.7% 29.78 416 Pflugerville, Texas 50,127 3,294 $256,943 13.42% 6.57 4.7% 29.61 417 Reading, Pennsylvania 87,978 4,545 $1,786,504 23.67% 5.17 12.4% 29.47 418 Camden, New Jersey 77,356 2,363 $1,587,311 30.68% 3.05 13.9% 29.41 419 Spring Hill, Florida 99,779 7,604 $223,069 19.33% 7.62 9.3% 29.22 420 West New York, New Jersey 50,649 4,410 $215,698 21.90% 8.71 10.3% 29.09 421 Union City, New Jersey 67,233 5,877 $204,395 20.32% 8.74 9.5% 28.97 422 Revere, Massachusetts 52,534 2,934 $516,505 18.88% 5.58 7.2% 28.91 423 New Britain, Connecticut 73,112 3,971 $886,730 20.40% 5.43 9.7% 28.89 424 Germantown, Maryland 89,031 6,280 $615,595 13.26% 7.05 5.6% 28.77 425 Tracy, California 83,452 5,979 $1,099,164 20.71% 7.16 9.7% 28.61 426 North Port, Florida 57,554 4,913 $170,471 14.61% 8.54 7.6% 28.61 427 Avondale, Arizona 76,872 3,954 $643,219 18.87% 5.14 7.7% 28.54 428 Aspen Hill, Maryland 50,099 5,349 $189,450 10.53% 10.68 5.6% 28.49 429 Hawthorne, California 85,092 6,612 $427,249 14.34% 7.77 7.0% 28.34 430 Dale City, Virginia 67,562 4,663 $269,909 16.86% 6.9 6.6% 27.94 431 Huntington Park, California 58,473 4,271 $507,961 20.58% 7.3 9.9% 27.86 432 Gary, Indiana 79,922 5,686 $1,340,460 15.72% 7.11 10.5% 27.78 433 Kendale Lakes, Florida 58,573 8,716 $98,881 8.58% 14.88 7.8% 27.59 434 Yucaipa, California 51,839 4,246 $190,893 16.25% 8.19 9.3% 27.47 435 Delano, California 52,792 1,772 $431,182 19.75% 3.36 7.8% 27.17 436 Apple Valley, California 69,785 5,523 $226,477 13.16% 7.91 8.2% 27.06 437 Pittsburg, California 64,588 3,386 $1,021,678 16.51% 5.24 8.1% 26.76 438 Florin, California 51,051 1,255 $1,041,255 23.98% 2.46 11.2% 26.72 439 Riverview, Florida 73,767 2,902 $718,882 14.96% 3.93 6.3% 26.7 440 The Hammocks, Florida 53,541 6,337 $167,651 9.48% 11.84 7.0% 26.59 441 Cicero, Illinois 83,930 3,845 $753,174 19.45% 4.58 9.5% 26.57 442 Manteca, California 69,168 4,247 $512,801 21.59% 6.14 11.1% 26.41 443 Homestead, Florida 61,714 6,340 $346,216 12.10% 10.27 8.7% 26.3 444 South Gate, California 95,000 6,733 $1,755,117 13.31% 7.09 9.3% 26.07 445 Cathedral City, California 51,942 3,928 $343,663 14.15% 7.56 7.8% 25.81 446 Chino Hills, California 75,551 6,716 $213,052 13.71% 8.89 7.7% 25.67 447 Lake Elsinore, California 54,260 4,021 $448,095 19.57% 7.41 10.5% 25.47 448 Plainfield, New Jersey 50,065 2,672 $539,718 22.68% 5.34 10.6% 25.34 449 Atascocita, Texas 66,879 3,025 $213,380 8.13% 4.52 3.9% 25.17 450 Deltona, Florida 85,415 6,291 $116,768 11.00% 7.37 7.2% 24.93 451 Indio, California 80,167 5,889 $528,458 15.50% 7.35 10.2% 24.74 452 Hesperia, California 90,804 7,549 $269,755 14.45% 8.31 10.7% 24.37 453 Buckeye, Arizona 52,624 2,343 $232,198 8.92% 4.45 5.3% 23.79 454 Lauderhill, Florida 68,216 6,888 $206,391 12.70% 10.1 11.3% 23.44 455 Baldwin Park, California 75,933 4,756 $551,772 15.48% 6.26 9.5% 23.39 456 Compton, California 97,040 5,082 $1,066,237 16.55% 5.24 10.6% 23.22 457 East Orange, New Jersey 64,351 3,560 $374,776 19.21% 5.53 12.9% 22.88 458 Highland, California 53,575 3,658 $181,372 9.08% 6.83 8.0% 22.62 459 Lynwood, California 70,257 4,100 $649,663 11.41% 5.84 8.2% 22.41 460 Pine Hills, Florida 63,924 2,679 $132,855 19.67% 4.19 12.1% 21.28 461 South Whittier, California 59,166 3,348 $105,917 6.90% 5.66 6.0% 20.65 462 Perris, California 69,743 3,586 $492,671 11.96% 5.14 13.1% 15.84 463 Poinciana, Florida 56,898 1,725 $112,230 4.99% 3.03 11.2% 11.67

Methodology

NerdWallet analyzed 463 places in the U.S., each with at least 500 businesses and a population of 50,000 to 100,000. We determined the overall score by looking at data from the U.S. Census Bureau to assess each city’s business climate and economic health. Our list doesn’t include 25 cities that were missing business survey data.

NerdWallet calculated the overall score for each location using the following criteria:

Business climate, 65% of the overall score, is based on three metrics from the U.S. Census Bureau’s Survey of Business Owners.

Average revenue of businesses is 20% of the score. A higher average contributed to a higher score.

Percentage of businesses with paid employees is 25% of the score. A higher percentage contributed to a higher score.

Businesses per 100 people is 20% of the score. A higher number contributed to a higher score.

Local economic health, 35% of the overall score, is based on three metrics from the U.S. Census Bureau’s American Community Survey.

Median annual income is 10% of the score. A higher median income contributed to a higher score.

Median annual housing costs are 10% of the score. Lower median costs contributed to a higher score.

Unemployment rate for residents over 16 years old is 15% of the score. A lower rate contributed to a higher score.

Infographic by Kevin Copp.

Arts festival in Bethesda, Maryland, image via iStock.