11:48:50

RIFKINYeah, let me say that this is -- let's deal with this on two levels. First of all, if we did not have the sharing society, the nonprofit sector, we'd be even worse off than we are today. Many people, either through formal or informal organizations in the community, are sharing the load. And they're helping each other out whether it be for daycare or assisted living for the elderly. That isn't by the marketplace and that isn't paid but it's a way for people to share with each other so when someone has some free time, they meet up with someone that doesn't. So if we didn't have that we'd be in big trouble.