NFC on your cell phone

Samsung was another of the first companies to give way to contactless payments in the country. In January 2018 it launched Samsung Pay. 23 months after launching this tool, it has already registered 550,000 users, according to Francisco Martinez, senior manager of Value Added Services of the company in Mexico. To use this service you need a branded cell phone, although not all are functional. To verify all models, you can consult the company's page.

Subsequently, the user registers and registers a credit or debit card. This system does not charge commissions and the maximum amounts of operation are subject to the limits of financing of the registered banking plastics. The banks that participate with Samsung Pay are American Express, Banorte, Banregio, Citibanamex, HSBC, Santander, and Scotiabank, with the support of Visa and Mastercard.

Samsung's digital wallet works with NFC technology, which allows you to pay for coffee or pizza just by bringing your mobile closer to the POS.

"It is a totally secure system, because the payment is validated with biometrics and the mobile does not store sensitive data from the cards, but a token to make transactions," Martinez said.

In an interview, he said it is a tool that gives ease and convenience: "we can forget everything when we go out, except the cell phone. You can send mail, take a photo, send messages and pay for what you buy".

Digital bracelet

Another mechanism used as a means of payment is the digital bracelet or cashless. It is a bracelet that can be used as a card or as cash to purchase various goods or pay for services. Just like Samsung Pay, it is enough to bring it closer to the POS or to the device that functions as a receiver to make the transaction, and for what was previously programmed.

Grupo Xcaret is one of the companies that use this technology. With the application that comes with the bracelet, hotel guests can open their rooms, access the company's parks and use the photography systems they have at the resort and at the attractions. Once they arrive in their room, with the same bracelet they can select the photographs they will acquire on the screen of their room.

But that's not all, the great advantage they have, according to Francisco Gutierrez, executive director of Hoteles Xcaret, is that visitors, at check-in, can leave their account open with a card to make purchases in all the consumption centers that the group has. Xcaret has been using this technology since 2017 and each year it uses 144 thousand bracelets, on average.