I wish my parents had pushed for me to go to a community college or had helped me weigh my options better. Instead I went to a private university and received a degree in the humanities. At 26, I have over $30k in student loans. I just got my first "real job", where I have been able to start paying down my debt. But does an 18 year old really understand the concept of what $40k in debt is? I hardly think so.

– Shay, Polson, Montana