The Key features of SBI Health insurance policy consist of the following:

One does not need a medical check-up up to the age of 45 for people with no medical history.

SBI General Insurance Company also offers a host of Health Insurance plans that are best suited for all individual, family types and renders critical illness policy.

SBI Health Insurance helps you to maintain financial balance by giving financial protection during hospitalisation. With the rising health care cost and medical inflation, it has become imperative to have a health insurance.

Arogya Premier Policy: As the name suggests, it is a premier health policy for high net worth individuals who are looking for wider medical coverage of INR 10,00,000 to INR 30,00,000. It covers ambulance charges of INR 1,00,000 including air ambulance. Traditional Indian alternative treatments like Ayurveda, Unani, Siddha & Homeopathy are also covered. Maternity expenses have a waiting period of 9 months. Reinstatement of sum insured up to 100% and no claim bonus are some of the prime features of this policy.

Arogya Plus Policy: It is a basic health insurance policy which can be bought for individual or for family. It has sum insured option of INR 1, 2 and 3 Lakhs. 60 and 90 days of pre and post hospitalisation and 142 day care procedures are covered in this policy. No pre-medical test is required for people up to the age of 55 years with no medical history. Minimum entry age is 3 months and maximum is 65 years. There is no exit age in this policy. A policy term option of 1, 2 or 3 years are available in this health policy.

Arogya Top Up Policy: This policy is designed to reinstate sum insured for payment of additional premium in case the cost of medical expenses rises. The plan offers wide coverage option of INR 1, 00,000 to 50,00,000 with a deductible option of INR 1 to 10 lakhs. People with age of up to 55 years with no medical history do not require pre-medical test for this policy. Alternative treatment of Ayush is also covered in this policy.

SBI GENERAL'S Group Health Insurance policy: This health insurance policy is meant for both individual and family. It offers wide coverage of INR 1, 00,000 to INR 5, 00,000. It has one year waiting for specific disease and 4 year waiting for pre-existing diseases. No pre-medical test is required for people under the age of 55 with no medical history. The policy offers cashless treatment in over 3000 network hospitals.

Critical Illness Insurance Policy: This critical illness policy has been designed to protect you financially by offering coverage against 13 most critical illness. Minimum entry age is 18 years and maximum age of entry for this policy is 65 years. It has two durations available that is one year and three years. Total sum insured available is up to INR 50, 00,000. The policy offers a free look up period of 15 days.