Taxadvance.com reserves the right to reject a tax loan application except for on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to contract); to the fact that all or part of the applicant’s income derives from a public assistance program; or to the fact that the applicant has in good faith exercised any right under the Consumer Credit Protection Act. Please be responsible and consider all refund options prior to applying for a refund anticipation loan.

RAC (Refund Anticipation Check), AR (Assisted Refund), and ERD (Electronic Refund Deposit) are tax-related products that allow tax preparation fees deducted from YOUR refund upon completion of services and the balance of the refund disbursed to you by check, direct deposit or a prepaid card. Don’t be misled by fancy marketing names (“Refund Anticipation Check”, “Assisted Refund”, and “Electronic Refund Deposit") because none of these tax-related products speed up your tax refund deposit time. According to the IRS your actual tax refund will be processed within 8-21 days.

A Refund Anticipation Loan (known as a holiday tax loan, Income tax advance, instant tax loan, rapid refund, tax return loan, or same day tax refund loan) is not your actual refund. A finance fee of $0 (APR 0%) applies. A Refund Anticipation Loan allows you to receive a $1,200 tax refund loan advance less tax preparation fees upon approval direct deposited o YOUR checking, savings, or prepaid card account.