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XRP is the native currency of the Ripple network that only exists within the Ripple system. Not dependent on any third party for redemption, XRP is the only currency in the Ripple network that does no

30 years in the industry... 4 of them for my Japanese division... FI's focus on profit and risk... nothing else matters...

You are correct. In traditional systems, counterparty risk exists because quick and successful transactions are dependent on the two-way liquidity which cannot exist without an implicit trust mechanis