The mobile payments revolution can’t be stopped as the new generation of consumer demands seamless, secure and simple payment methods that mobile apps deliver. Approximately 1.7 billion adults remain unbanked according to data from the World Bank, yet two-thirds of them own a mobile phone, this shows the massive potential that mobile payment apps have for financial inclusion around the globe.

There won’t be just a single victor that emerges from what reports call the “mobile wallet wars”. People already use multiple payment apps and massive companies like Apple, Visa, and Google have invested millions in their own solutions with big retailers like Walmart doing the same.

The future will see people using multiple payment apps with customer experience and reward programs being the key competitive differentiators in the mobile payment ecosystem.

Another key trend worth noticing is how users are beginning to favor mobile payment apps that are compatible with digital currencies. Blockchain technology will also have a major impact on payment systems by reducing transaction costs and greatly increasing settlement speed.

BRAVO Pay is evolving to meet the needs of modern consumers and is busy integrating blockchain technology and cryptocurrency payments. The app already has thousands of users in the United States making instant and secure fiat transactions daily. Now BRAVO is launching an ICO to support scalability and global expansion.

BRAVO Pay is evolving to meet the needs of modern consumers and is integrating blockchain technology and cryptocurrency payments. The app already has tens of thousands of users in the United States making instant and secure fiat transactions daily.

To learn more about BRAVO, BVO token, BRAVO milestones, roadmap, and to sign up on the whitelist, visit BRAVO here.

Please note: Certain territories like the USA are excluded from participating in the ICO (and earn drop) due to regulations, please take a moment to read the disclaimer here.

BRAVO Pay — The Way Forward

Very few ICOs are backed by existing, high growth business like BRAVO. The idea was first conceived at the end of 2013 with the app being introduced to market in 2014. Here we breakdown BRAVO Pay’s roadmap and examine how far the company has come, and where it is going.

2014: BRAVO Pay app introduced to the market. This was a year of high growth for BRAVO where the company learned a great deal about what consumers demand in a mobile payment application and this research was used to further develop the product.

2015: BRAVO Pay won the TechCrunch Disrupt Audience Choice Award and was identified as a high-growth product.

2016: BRAVO launches Android application for fiat transactions and the app now has tens of thousands of users across the United States.

2017: BRAVO begins blockchain development to reduce transaction costs and increase speed on the network for end users.

BRAVO lands two deals from high-profile investors on ABC’s Shark Tank and continues to see strong growth.

2018: BRAVO announces BVO token sale. The public sale will take place toward the end of the year, but you can start earning BVO tokens right now by signing up here. (US excluded and other regulations apply. Visit disclaimers)

In Q4 2018 the initial BVO crypto wallet tests will begin.

2019: Invitations will be sent to users for further testing of the BVO Crypto Wallet which is expected to be launched in Q2.

BVO to be listed on high volume cryptocurrency exchanges to give users and traders a place to buy and sell BVO.

2020: Developing BRAVO’s API to provide users and businesses with a plug-and-play software solution for mobile payments.

BRAVO continuously develops its application based on user feedback and research with ease-of-use being at the core. The BRAVO token and blockchain technology will fuel scalability and global expansion in high-growth markets. Users will easily be able to pay and get paid for services in both fiat and digital currencies.

The BRAVO ICO is open to Non-U.S. persons only and other restrictions apply — See disclaimers section of bvo.trybravo.com

Go to BRAVO’s website to find out more about the upcoming ICO and follow BRAVO on Instagram, Facebook, Twitter and Telegram for regular updates.