Andres Wolberg-Stok

Head of Digital Policy, Citi Global Consumer Banking

Andres Wolberg-Stok leverages his experience on the front lines of digital innovation to interface with regulators and policymakers around the world as Head of Digital Policy for Citi’s Global Consumer Banking division. He was a founder of Citi FinTech, a unit created to spearhead Citi's transformation into a mobile-centric "Bank of Tomorrow". Andres joined Citi from an international Fintech startup and has served in a variety of digital product and digital strategy roles in Citi Latin America, Citi's U.S. consumer businesses, and now globally.



He created Citi’s first Open Banking team in 2015, when he was Global Head of Emerging Platforms and Services for Citi's consumer businesses. Earlier, as Citi's first global head of mobile banking, he invented Citi Mobile Snapshot, a breakout no-password access feature described as “one giant leap for online banking” and now patented in the US, Mexico, Australia, China, Hong Kong and Singapore. In close partnership with Apple, he turned Citi into the world's first bank with an Apple Watch app when the device was first launched.