A man has faced court and a woman has been charged after they allegedly stole a handbag from a woman who lay critically injured in a car wreck.

The pair allegedly used the woman's credit cards to buy cigarettes and alcohol after she died.

The accident scene where Ms Shaylor's handbag was allegedly stolen. Credit:Seven News

Aged care nurse Kay Shaylor, 62, was on her way to work early on September 3 when her car was hit head-on by another car at North Gosford just after 6am.

The driver of that car, a 20-year-old woman, was allegedly unlicensed and faces charges of dangerous and negligent driving occasioning death.