Your Best Interest at Heart

FICO® Score Boost

You don’t have to cut up your cards or close accounts, and after you pay off your balances with the Payoff® Loan, your credit score can increase by 40+ points!*

A Decision That Pays Off

Paying off your credit cards is one of the best investments you can make. With the Payoff Loan, you may pay less interest, get out of debt sooner and build your savings faster.

Personal Support Along the Way

No matter what part of the process you're in, our Member Experience Team is here in our California office ready to help you along your journey of paying off your credit cards.

* Based on a study of Payoff Members between February 2019 and August 2019. Payoff Members, who paid off at least $5,000 in credit card balances, saw an average increase in their FICO® Score of 40 points within four months of receiving the Payoff® Loan. Individual results may vary.