The banks, and the discriminatory practices they employ that prevent minorities from purchasing a home, are intolerable. What's more shameful is that of the 31 million mortgage records examined in the report, Philadelphia was identified as one of the largest problem areas. This problem, however, extends beyond Philadelphia. Data showed that black applicants were turned away at significantly higher rates than whites in 48 cities. Latino applicants were more likely to be turned away in 25 cities; Asians in nine; and Native Americans, three.