As per the Credit Linked Subsidy Scheme , beneficiaries under the PMAY scheme are eligible for an interest subsidy if they borrow a loan to purchase or construct a house.

How to check your name in Pradhan Mantri Awas Yojana List without Registration Number?

To check Pradhan Mantri Awas Yojana Gramin List without registration number follow the below steps:

Head to https://rhreporting.nic.in/netiay/Benificiary.aspx and click on the advanced search option. You’ll be redirected to a page that requires details like your name, BPL number, sanction order, or father’s or husband’s name. Enter the relevant details and click on the “search” option. If your name is in the PMAY list, it should appear.

How to Check Your Name in the PMAY Rural List with a registration number

If your application is accepted for PMAY-Gramin (Rural) scheme, you would receive a registration number. Here are a few steps on how to check your name in PMAY Rural List with Registration Number:

Visit https://rhreporting.nic.in/netiay/Benificiary.aspx, enter your registration number, and submit. If your registration number is part of the PMAY database, your details will appear.

How to Check Your Name in PMAY Urban List

To check your name in the PMAY Urban List for 2019-2020 follow the steps given below:

Head to https://pmaymis.gov.in/ and click on the “select beneficiary” option. From the drop-down menu, choose the option to search by name. Enter the first three characters of your name and click on the “show” option. Read more about the various ways to check your name in PMAY list.

Features of Pradhan Mantri Awas Yojana

The Pradhan Mantri Awas Yojana is implemented in three phases.

The scheme includes 4041 statutory towns, with 500 class I cities being given the first priority.

The rate of interest subsidy provided stands at 6.5% for 20 years on the housing loan availed by beneficiaries.

Senior citizens and differently abled beneficiaries will enjoy preferential allocation of ground floor houses wherever possible.

The credit-linked interest subsidy has been implemented in all the statutory towns right from the initial stages of the scheme.

Objectives of PMAY Scheme

The primary objective of the Pradhan Mantri Awas Yojana is to provide affordable housing for the urban poor and economically weaker sections of the country by the year 2022, when India completes 75 years of independence.

Beneficiaries Under the Pradhan Mantri Awas Yojana List

Other salient points with regard to the PMAY list of beneficiaries are explained here.

Beneficiaries may belong to Middle Income Groups (MIGs), Low Income Groups (LIGs), or Economically Weaker Sections (EWS).

Beneficiaries belonging to the EWS category receive complete assistance under the PMAY scheme, while people under the MIGs and LIGs are eligible for the benefits under the Credit Linked Subsidy Scheme (CLSS).

PMAY Subsidy Offers and Benefits

The offers and benefits to different eligible groups of beneficiaries under the Pradhan Mantri Awas Yojana are tabulated here.

Particulars Economically Weaker Section (EWS) Low Income Group (LIG) Middle Income Group – 1 (MIG-1) Middle Income Group – 2 (MIG-2) Annual household income range 0 to 3 lakh rupees 3 to 6 lakh rupees 6 to 12 lakh rupees 12 to 18 lakh rupees Maximum home loan tenure 20 years 20 years 20 years 20 years Maximum amount of loan qualifying for subsidy Rs. 6 lakhs Rs. 6 lakhs Rs. 9 lakhs Rs. 12 lakhs Interest subsidy rate per annum 6.5% 6.5% 4.0% 3.0% Maximum amount of subsidy offered Rs. 2.67 lakhs Rs. 2.67 lakhs Rs. 2.35 lakhs Rs. 2.30 lakhs Maximum carpet area of dwelling unit 30 square meters 60 square meters 160 square meters 200 square meters

PMAY Scheme Eligibility



The applicants or beneficiaries under the different types Pradhan Mantri Awas Yojana Scheme need to satisfy certain eligibility criteria, as explained here.



The annual income of the household must be between Rs. 6 lakhs and Rs. 18 lakhs.

Neither the applicant nor any of their family members should own a pucca house in any part of the country.

People belonging to scheduled castes and scheduled tribes are also eligible to apply under this scheme.

Phases of Pradhan Mantri Awas Yojana

The PMAY scheme includes three phases, as tabulated below.

Stage Start date End date Number of cities covered Phase 1 April 1, 2015 March 1, 2017 100 Phase 2 April 1, 2017 March 1, 2019 Additional 200 Phase 3 April 1, 2019 March 1, 2022 Remaining cities

How can you apply for PMAY?



Here’s a step-by-step walkthrough of the process involved in applying to the PMAY scheme.

Visit the official website of the Pradhan Mantri Awas Yojana online, at this link: http://pmaymis.gov.in/ Head to the “citizen assessment” option under the menu. Enter your Aadhar number, after which you’re redirected to the application page. Fill in your personal details as required. At the end of the application page, you’ll find an option that begins with “I am aware of.” Check this option and click on the “save” button. Upon saving your application, the system generates an application number. Save this for future reference. Download your application, print it out, and submit the hard copy at a CSC office or a bank/financial institution near you.

PMAY List: State Level Nodal Agencies