When I think about thrift and meat — specifically in the U.S., but increasingly in areas like Europe — the first thing that comes to mind is the devotion folks have to tenderness. This tends to be the Holy Grail quality people look for in meat.

To me, this is a backwards approach to quantifying the quality of meat.

What we really should focus on is the flavor of meat. Meat — literally, the muscle tissue, fibers, etc. — has very little inherent flavor. (Most of the flavor we experience when eating meat comes from the fats in and around the muscle fibers.) The flavor that does exist in muscle tissue develops, mainly, from two things: activity and older age. Tenderness comes, mainly, from two things: confinement and younger age. I think you can see which one plays into the hand of the commercial meat industry. As they produce animals that grow faster and faster, they get them to market weight quicker and quicker, but the result is lackluster flavor.

What we are forgetting is that you can address the issue of texture (tenderness) postmortem (after death). You can never infuse more of the meat’s natural flavor into the meat postmortem. If we began focusing on developing flavor in living animals, we could still achieve desirable tenderness for an end product. But, it would turn the current industry approach on its head. (Not that that would be a bad thing.)

I should also add that, contrary to popular belief, the meat from older animals is not inherently undesirable in texture. I address this in many of my workshops.

I bring all of this up because there is an irony in how meat is priced in this country. You pay more for tenderness, but the more affordable cuts are, more often than not, the more flavorful options. Thus, if you know what to do with a cut, you’ll get more for your dollar while also producing more flavorful meals.

Here are my tips for using these factors to your favor when it comes to spending less on meat.

1. First and foremost, eat less meat & eat more vegetables.

Nothing cuts down on the expense of meat in our food budgets like reducing our intake. Meat is often the most expensive ingredient we purchase. It’s also the one that we overindulge in more than anything else (except sugar). We eat far more meat than our bodies require, impacting our health as well as the resources that sustain the animals.

When considering a portion size, choose 4 to 6 ounces. Move away from the large format single-portion cuts, like thick-cut chops and steaks. Instead, share them amongst multiple people, or purchase cuts that allow for smaller individual portions.

Fill the vacated space on the plate with vegetables, and cook them in healthy fats like olive oil, coconut oil, or lards and tallows rendered from healthy animals. The vegetables will provide you with more nutrients, and the fat helps you feel sated longer without the digestive stress that large amounts of meat can cause.

2. Purchase whole animals whenever possible.

When you purchase a whole animal you are saving a considerable cost based on the direct connection to the farmer. You cut out a large portion of the overhead and middleman costs attached to meat while giving as much money to the farmer as possible. You also know more about where that meat has come from, if that concerns you.

Smaller animals, like poultry or rabbits, are purchased whole and easily butchered at home. Larger animals, like sheep, pigs, or cattle, can be purchased as whole, half, or sometimes quarter carcasses. The carcass is butchered into manageable, recognizable cuts, then frozen for home storage.

Furthermore, whole animals offer an opportunity to work with foundational cooking components that are otherwise unavailable or more expensive when purchasing stand-alone. This includes bones and fat, two of the most important ingredients in nutrient-rich and flavorful cooking. Turning bones into stock is quite easy, and rendering fat, which can take some time to refine (no pun intended), are both worth the passive time.

Now, just because we can buy a whole animal does not automatically mean that it is sourced from local farmers. When we look to smaller animals, like poultry and rabbits, the vast majority are coming off of commercial operations. In that case, it’s good to look for some measure of production quality, whether it be humane certification — Animal Welfare Approved (AWA) and Humane Farm Animal Care (HFAC) are two good ones — or plainly organic. Even in these cases, buying whole carcasses is still a benefit, and those animals require very little butchery to get what you want out of them. (Breaking down a chicken can be done with most home knives and learned from the vast amount of videos available online.) Even if you choose to roast the animal whole, you can keep the carcass bones and make a roasted stock from them.

If you’re further interested in bones, fat and organs, approaching a local processor can often yield super cheap results, since so many customers of theirs choose not to take them. And, the smaller processors often don’t have the infrastructure to keep them around, so they just head to rendering companies.

3. Avoid the middle meats & skip the tenderloin.

In America, most of the money made off a carcass is from an area called the middle meats — the span of meat along the spine from somewhere around the 5th rib to the pelvis. Common cuts from here are in the rib, center-cut, and loin chops in pork; the ribeye, porterhouse, T-bone and New York strip steaks in beef; and the rib, rack, loin and saddle chops in sheep.

Instead of these more expensive and less flavorful cuts, look to areas just outside the middle meats for cuts that can potentially offer more flavor. In pork and lamb, look for shoulder chops. In beef, look to chuck, Delmonico or sirloin steaks. They may take a bit longer to cook, at a lower temperature, but the results will be more flavor and less cost.

And, above all else, skip tenderloin. It’s the most expensive cut, pound for pound, and it’s also the least flavorful.

4. Learn how to braise and roast.

The most flavorful cuts are those that have worked the hardest. (Refer to my earlier point on what develops flavor in living animals.) These cuts are often the ones that require lengthier, slower cooking times. Think: shanks, hocks, brisket, breasts, drumsticks, etc. These cuts break down during the cooking time to provide an unctuous sauce (part of the benefit of collagen’s hydrolyzation into gelatin) that will enrich any dish; the vegetables that are cooked with it will provide more nutrients; and any recipe will offer ways to extend it far beyond that of a quick-cooking single-portion cut (like steaks or chops).

Because they aren’t quick-cooking or grilling cuts, or famous middle-meat cuts, the cost of braising and roasting cuts are often much less.

5. Purchase older or dual-purpose animals.

This can be a bit more challenging to find, but availability is increasing around the country, albeit slowly. Older animals tend to be eschewed based on a stigma that they have poor texture and “gamey” flavor, but given the right husbandry and postmortem conditions, older animals can provide a better product than their younger counterparts and at a far more affordable cost. This also goes for dual-purpose animals: livestock that has been raised for reasons other than exclusively meat, e.g. dairy, fiber, offspring, etc.

One way to source these animals is to find a reputable wool or dairy operation and inquire about what they do with their cull animals, the ones that they are getting rid of at the end of a season. In these cases you’ll probably end up purchasing a whole or half carcass (note tip No. 2 above), which may further reduce the cost.

6. Find a knowledgeable butcher, and trust them.

Most recipes offer a suggested meat to work with, but in many cases it’s not the only option. Talk to your butcher about cheaper alternatives that can yield similar, if not better, results. Also, ask your butcher about what cheaper cuts they recommend, and some guidance in how to prepare them according to your level of cooking. Your search can start here or here.

[Editor’s note: Strictly adhering to a budget plan, especially on your groceries, will allow you to eventually start saving money, pay down bills,consolidate debt and reach your financial goals. A sound management plan can also efficiently subsidize your food budget plan for alleviating debt. If you’re cutting spending to pay down debt and want to see how it’s impacting your credit, you can get two free credit scores every month on Credit.com.]

This story is an Op/Ed contribution to Credit.com and does not necessarily represent the views of the company or its partners.

More Money-Saving Reads:

What’s a Good Credit Score?

What’s a Bad Credit Score?

How Credit Impacts Your Day-to-Day Life