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HubrisOne, is a cryptocurrency wallet and traditional fiat bank account combined into a powerful, intelligent, regulated and compliant mobile application. We are focused on merging the benefits of these two powerful industries, seamlessly. We have designed HubrisOne to be easy to use, secure and intelligent. HubrisOne is more than just a digital cryptocurrency friendly bank account. It is a realistic and innovative approach to banking and cryptocurrency utilization.

Native token HBRS will run on Ethereum blockchain. OmiseGo infrastrucure will provide HubrisOne direct Plasma architecture, crypto-fiat interoperability, scalability and security. Stellar blockchain will be leveraged for cross border money transfers.

What is HubrisOne

Instant Digital Bank Accounts International Transfers using Stellar Blockchain Secure Cryptocurrency Wallets Secure Digital Account and Card Management Fair and Transparent Crypto-Backed Loans Real-time Transaction Monitoring Hubris Wealth Management Solutions Integrated Cryptocurrency Exchange Third Party Open Marketplace Secure Contactless Debit Card Security & Ownership of keys.

Abstract

There are many challenges originating from both cryptocurrencies and traditional banking system. These challenges prevent wider adoption of cryptocurrencies and whole world to benefit from cryptocurrencies. These challenges would only be overcome if the perception of people changed, which is almost impossible as a solution. The other option would be to implement a solution which would become a real connector between these two functional systems, offering benefits that will make processes related to each ecosystem easier, cheaper and more beneficial to participants.

HubrisOne, is a mobile application designed to completely revolutionise the dynamics between the cryptocurrency and the banking sector. At present there is little to no trust between traditional banking and cryptocurrency users. We plan to fuse traditional banking with cryptocurrency, and deliver the related services to the masses through an open, honest and fully trustworthy infrastructure, which is easy to use and easy to understand by new entrants into the cryptocurrency market and veterans alike.

The HubrisOne team is introducing a functional utility token known as the Hubris Token (HBRS), which will be used within the HubrisOne app and infrastructure, as a store of value, a way to transfer funds, receive platform access, discounts and used as a form of payment in conjunction with the HubrisOne debit cards.

There is a vast market opportunity which is not dominated by any new solution. We are offering easy and affordable banking solutions to the 2 billion unbanked people around the world.

There is a robust business model established depends on several revenue streams such as, membership fees, crypto-backed lending services, and open partner marketplace.

As you read through our whitepaper, please note that the following information is based on services and solutions we are certain of bringing to market, and these are not just ideas, but well thought-out researched actionable tangible services. The app illustrations you see are copyrighted and are actual screen shots of our upcoming proof of concept.

We appreciate your time and interest taken to read our whitepaper.

Introduction

HubrisOne, is a cryptocurrency wallet and traditional fiat bank account combined into a powerful, intelligent, regulated and compliant digital mobile application. We are focused on merging the benefits of these two powerful industries, seamlessly.

We have designed HubrisOne to be easy to use, secure and intelligent. HubrisOne is more than just a digital cryptocurrency friendly bank account. It is a realistic and innovative approach to banking and cryptocurrency utilization together.

Our Vision

Our vision is to bring the benefits of traditional world of finance and banking and the new world of cryptocurrencies together in a new, secure, regulated and user-friendly way.

There is a need for a regulated, trusted and licensed go to solution that will help new investors to adopt into the cryptocurrency market, whilst still maintaining the importance of their trusted banking system they use on a daily basis. We know that current banking system has plenty of improvement points. We might improve their current processes and services on offer by leveraging the technology such as blockchain and cryptocurrencies.

We aim to become the world’s first cryptocurrency friendly digital bank, fully complaint and regulated within the United Kingdom.

Just imagine, your day to day banking facilities, accounts, and cryptocurrency wallets side by side. Banking made digital, secure and cryptocurrency friendly.