Toronto is the most livable city in the world, but it doesn’t even crack the Top 10 best cities in Canada, according to a new report by MoneySense magazine.

When it comes to ranking the best Canadian cities, Toronto fails when it comes to affordable housing, having a liveable retirement, and in eight other categories.

The winners, according to MoneySense? Wood Buffalo, Alta., and Petawawa, Ont. (northwest of Ottawa).

The city with the cheapest homes is Bathurst. That’s in New Brunswick, where the average home price is $108,846. And the best city to retire is Rimouski, Que., with its low property taxes, museums and golf courses.

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Toronto, with its multicultural makeup and international reputation, isn’t even the best city for newcomers: that honour goes to Ottawa with its high-tech sector, government jobs and cultural diversity.

The best city to raise kids is Blainville, Que., where costs are capped at $8 a day. In Toronto, the median cost of daycare is $1,736 a month, which works out to about $21,000 a year. So we’ll give them that one.

The city with the cheapest homes: Bathurst, N.B. The best city to retire: Rimouski, Que. The best city for new Canadians: Ottawa, Ont. The best city to raise kids: Blainville, Que. The richest city in Canada: West Vancouver, B.C. The city with the highest household incomes: Wood Buffalo, Alta. The city with the fastest-growing home prices in percentage terms: Alma, Que. The fastest growing city in the country: Okotoks, Alta. The city with the most cyclists: Victoria, B.C. The city with the lowest crime rate in Canada: Petawawa, Ont. For full coverage, visit MoneySense.ca

The richest city in Canada is West Vancouver, where the average household net worth is $3.5 million. However, the city with the highest household income is Wood Buffalo, where the median income is $191,631.

In Toronto, the average household net worth is $707,462, and median household income is $60,209.

While Toronto real-estate prices are routinely described as ‘skyrocketing,’ with the average home costing $1.28 million, the city with the fastest-growing home prices in percentage terms is Alma, Que. Home prices in Alma grew by 14 per cent year-over-year, MoneySense reported.

The fastest-growing city in the country is Okotoks, Alta., where the annualized population growth rate between 2011 and 2016 was 3.63 per cent. The population is now 30,267, MoneySense reported. For comparison, the population of Toronto is 2,849,222. So keep reaching for that rainbow, Okotoks!

The city with the most cyclists is Victoria, British Columbia, where 6.15 per cent of the population cycles to work. In Toronto, meanwhile, cops are cracking down on vehicles parked in bike lanes, and a dedicated lane is coming to Bloor street.

What costs more, daycare or university tuition? Watch the video below or click here to view it.

Finally, Toronto was bested by Petawawa as the city with the lowest crime rate. In Petawawa, the crime rate is 1,823.6 reported incidents per 100,000 residents. In Toronto, it’s 3,323.76 reported incidents per 100,000 residents, according to MoneySense.

But we shouldn’t feel too bad. Overall, large cities didn’t fare very well in the MoneySense list of the best places to live. Toronto ranked the highest among large cities at number 43, Vancouver was 44, Calgary was 66 and Montreal didn’t even crack the top 100.

On the flip side, Toronto was named the most livable city in the world in August, and will hold the title until a new list is published by Metropolis Magazine this August. But we’re not worried: we’ve made the list since 2012.

We have six of the country’s 10 best restaurants, and no less than the New York Times thinks we’re one of the best cities to visit.

And that’s definitely worth gloating about.

Rogers Media is the parent company of MoneySense magazine and this website.