Welcome to The Carnival of Personal Finance #64 hosted right here at Aridni! We’ve got a huge number of articles this week. Apparently everyone is trying to make up for the day off for Labor Day by working twice as hard. =P

There are an even 50 articles being posted here, so put your reading glasses on and get to the Personal Finance! (do people still use reading glasses?)

We’ll start off with last week’s host 1stmillionat33 who gives us some investing advice My investing advice if you have $1000 to $10000

“Finding a new job can be a daunting challenge. But if you follow my simple 21-step plan, you’ll soon be battling cranky alarm clocks, rush-hour traffic, and the “living for the weekend” daily grind.” Madeleine Begun Kane presents Working Stiffed posted at Mad Kane’s Humor Blog.

“Your kids are starting out strapped because they haven’t been taught how to fend for themselves properly because YOU were so busy working your tail off trying to keep a roof over their heads!” Frugal Wisdom from Wenchypoo’s Warehouse: Another Book You Shouldn’t Bother Buying–Strapped: Why America’s 20- and 30-Somethings Can’t Get Ahead

What does a credit report look like? How can I read one? If I’m running a credit report on someone, what sort of information should I be looking for? The anatomy of a credit report

Think your finances are screwed up? It could be worse. You could be Jack Bauer, who needs much more than 24 hours to get his money house in order. Here’s something Jack Bauer can’t fix in 24 hours

From Opportunities Aplenty we find out How Aussies Get to Pay Off Their Mortgages Early

Errors on medical bills are more common than many consumers realize. This post includes steps for detecting, correcting and avoiding billing errors at the hospital and at the doctor’s office. The Frugal Duchess: Watch out for Medical Bill Mistakes!

A lot of peole are scared to start saving their money because it’s a scary world. People don’t know a lot about it and therefor scared of it. Here is an article that explain one of the most basic things that people see all the time. What Does the Dow Jones and Nasdaq Mean on the Front of My Yahoo/MSN homepage?

3 ways it costs more to be a women is Adult ADD and Money’s followup to 3 ways it costs more being a man

We’ve all heard “don’t put off for tomorrow…” but it can be sound financial advice when considering insurance. A health problem can mean a big insurance problem, as well. Bob Vineyard explains. Cost of Delay

How much does an average nursing home cost?A post about the cost of nursing homes in retirement and how to plan your retirement to protect you against that possibility.

Not dividends, not growth, but both. HJL wants to let you know why he love investings in companies that pay and are increasing their dividends.

Tired but happy has to make a choice between Roth versus the 401k.

A new blog that has popped up in the last month, My New Choice, looks like it is off to a great start. They bring us a Strategy to Curb Impulse Buying

Jim at Blueprint for Financial Prosperity is going to be keeping a good chunk of change. If you need to work on your home you might be able to as well. Energy Policy Act of 2005 Saves Me $500

FMF gives us the math behind his own retirement number How I Set My Retirement Number

Amy at The Mother-load presents Find Just What You Are Looking For This post contains twenty different hints for how to save you money.

Here’s what everyone wants to know, 21 secrets to becoming a millionaire

From the mortgage reports – Making a down payment on a home is not a “safety cushion” for retirement money — it’s more dangerous than leaving the same dollars buried in your front yard. A down payment is not a cushion

The interaction between taxation and inflation has a surprisingly large and little-known effect on your investment returns. Read about The True Rate of Return

nickel at fivecentnickel.com wants to know How Much Life Insurance do you Need?

No Credit Needed has a Personal Finance Motivation for you, ‘This is just a little “motivational push” for those starting out. I wrote this 1 year ago, when I was still in debt. I like to post “motivational” posts from time to time.’

The Divedend guy wants you to Think of an Investment as A Home You Are Happy to Inhabit

Are you thinking about Currency Trading at all?

Joe Kristan of Roth & Company Tax Update presents New rules on donations of personal property If you are giving art or other personal property to charity, Congress has new rules that could give yoru deduction a haircut.

Jeffrey Strain at Personal Finance Advice presents Skills Needed For Personal Finance

mbhunter at Mighty Bargain Hunter presents On new rules for writing off charitable gifts

Yoski at The Cheap Chap presents Big Lots of Savings

Retirement Planning in Your 20s (& Beyond), Part 4: Riding Compound Interest to the Finish Line

Here’s an idea to make those domain names earn you cash flow.Personal Finance Tip-Put Those Domain Names to Work!

“No one would buy a magazine called Mediocre, Good Enough, or Settle. Instead titles like Fine Homes or Show Boat sell even though most people buying or browsing those titles probably can’t even afford the items advertised in them.” Read more of Rich’s Good Enough

Daniel is having some problems with the Savings Plan Going A Little Haywire!

Are you ready to get down and dirty? Well then… Do You Dumpster Dive?

Tom Hanna at Financial Options presents The Week Ahead: Your Financial Road Map for September 4 to 8, 2006

Are Buying Lottery Tickets A Waste Of Money? Has someone ever told you that buying a lottery ticket is a waste of money? I’ve been told that by a lot of people. Although I do think most gambling is a waste of money, I do not think buying lottery tickets has to fall into this category.

My Money Forest’s entry is CreditYes.com – Predatory Lending?

Dan Melson at Searchlight Crusade presents The Lender’s Rule of Mortgage Payments

Praveen at My Simple Trading System presents Financial and Branding Lessons From Tyra Banks

Chuck Wants you to know The Joys Of Working From Home

Supermom in NY has Two Resources That Can Help Your Personal Finances

Mr. Hill brings us a Securitization of Real Estate: a brief history

Amanda at Young and Broke presents Bank Account Overload What is the best bank account situation for married couples?

Riding the Personal Finance Bandwagon A rant about how I am becoming financial active, after reading personal finance blogs.

Imani Peterson at AmericanInventorSpot.com presents Easy Way to Password Protect Your Files

Last, but certainly not least we’ve got Flexo’s post. He’s the one who spends all the hours making sure the carnival moves along seamlessly each week from editor to editor. Can you pit your raise against inflation and come out ahead? Your “Real” Raise

Wheeewwww!!! Well that wraps it up this week’s carnival of personal finance. Next week it will be over at No Credit Needed.