The day after Christmas last year, tornadoes tore through Rowlett, Texas, a quiet suburb of Dallas. The aftermath was the image of destruction: splintered wood, metal and brick - once the foundation of homes - covered the streets. Nearly 450 buildings were damaged or destroyed; hundreds lost their homes; one person was killed.

At the time, Lindsay Diaz and Alan Cutter considered themselves lucky. The duplex they owned needed repairs, but it was structurally sound. In the meantime, Diaz and her family were living in a rented home.

On Tuesday, Diaz received a frantic call from Cutter's wife, ABC affiliate WFAA reported. Their duplex was gone, she said.

Gone?