Card Price Monthly Fee (No fee in TX, NY, VT) Cash Back Unlimited 1% Cash Back on purchases ** * Cash Reloads Direct Deposit Add Money from a Bank Account ATM Withdrawals ATM Transaction Decline Online Bill Pay Send and Receive Money Set Aside Money in Reserve Subaccounts Card Replacement 24/7 Customer Service Purchase Protection♦ on Eligible Purchases Foreign Transactions Mobile Check Capture by Ingo™ Money5 Cash Pickup Powered by Ria® Serve Money Transfer Powered by Ria®

$0 Online Up to $3.95 in retail locations $0 Online Up to $3.95 in retail locations $0 Online Up to $3.95 in retail locations $6.95

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$0 when you Direct Deposit $500+§ $6.95 $7.95 – – Unlimited 1% Cash Back on purchases, no annual cap** $0 Up to $3.95 (fee varies by retailer) $0 at over 45,000 locations including CVS/pharmacy®, Dollar General®, Family Dollar®, Rite Aid®, Walmart® and participating 7‑ELEVEN® locations ^ § Up to $3.95 (fee varies by retailer) $0 $0 $0 $04 $04 $04 $0 at MoneyPass® ATMs

Up to $2.50 at non-MoneyPass ATMs.x ATM operator fees may apply. $0 at MoneyPass® ATMs

Up to $2.50 at non-MoneyPass ATMs.x ATM operator fees may apply. $0 at MoneyPass® ATMs

Up to $2.50 at non-MoneyPass ATMs.x ATM operator fees may apply. $0.75 per ATM decline† $0.75 per ATM decline† $0.75 per ATM decline† $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $5 per Cardxx $5 per Cardxx $5 per Cardxx $0 $0 $0 $0 $0 $0 2.7% after conversion to US Dollars 2.7% after conversion to US Dollars 2.7% after conversion to US Dollars $0 for Money in 10 Daysyz

For Money in Minutes a 1% fee on payroll or government checks with preprinted signatures or a 5% fee on other checks; $5 minimum fee applies $0 for Money in 10 Daysyz

For Money in Minutes a 1% fee on payroll or government checks with preprinted signatures or a 5% fee on other checks; $5 minimum fee applies $0 for Money in 10 Daysyz

For Money in Minutes a 1% fee on payroll or government checks with preprinted signatures or a 5% fee on other checks; $5 minimum fee applies Up to $9.49‡ per withdrawal Up to $9.49‡ per withdrawal Up to $9.49‡ per withdrawal Send up to $2,500 for $16.99 per transaction#y Send up to $2,500 for $16.99 per transaction#y Send up to $2,500 for $16.99 per transaction#y