Mr. Bean is a VERY lucky man ... because the guy WRECKED the hell out of his MILLION DOLLAR McLaren F1 sports car last night ... and was only hospitalized for a minor shoulder injury.

According to U.K. reports, the 56-year-old comedic actor -- real name Rowan Atkinson -- was driving in England around 7:30 PM last night ... when he lost control of the car, spun three times, ran into a tree and hit a signpost.

Bean was taken to a nearby hospital where he is being treated for the shoulder injury. His car wasn't so lucky -- the entire back end was absolutely crushed.

The worst part -- the McLaren F1 is so rare, there are only 100 of them in the world.