A vehicle makes its way through the Canadian border crossing in Niagara Falls, Ontario, Canada. Cole Burston | Bloomberg | Getty Images

If you're thinking of fleeing the country ahead of President-elect Donald Trump's inauguration next year, well, it's not going to be that easy. "If so-and-so wins the election, I'm moving to Canada" was a common refrain throughout the election, but as results began pouring in Tuesday pointing to a Trump win, some Americans seemed to be making a more serious assessment of their options. Early Wednesday, searches for "canada imigration [sic]" and "canada citizenship" were up 4,800 percent and 4,550 percent, respectively, over the past 24 hours, according to Google Trends. Other popular searches included "immigrate to canada," "how to move to canada from us" and "how do i move to canada." Canada's immigration website was inaccessible for several hours overnight. The outage was "a result of a significant increase in the volume of traffic," a spokeswoman for Immigration, Refugees and Citizenship Canada confirmed to CNBC. Moving to our neighbor to the north isn't so easily — or cheaply — accomplished, however, especially if you're not heading there as a student or with a job offer in hand. Nor will it accomplish much in avoiding a new president's policies, if you want to retain American citizenship. Consider these six financial hoops would-be expats may encounter.

Immigration

Considering that 66 million Americans have zero dollars saved for a rainy day, according to a recent Bankrate.com survey, just kicking off the process of legally moving to Canada may be out of reach. Application fees for the skilled worker "Express Entry" program run $412 in U.S. dollars for the worker and a spouse, plus another $112 per dependent. Hiring an attorney to navigate the process can add anywhere from $400 to $7,500 to the tab depending on whom you hire, the size of your family and what kind of immigration status you're seeking. The bigger hitch, however, may be the wait time to see if the Canadian government rolls out the welcome mat. According to the Department of Immigration, Refugees and Citizenship's mid-October estimates, once a completed application is received, the average processing time for someone applying for entry as a skilled worker was six to 12 months; a live-in caregiver, 51 months; and a self-employed person, 95 months — by which point Trump could have completed two full terms in office and be on his way out of the White House. No wonder there's a dating site offering to match up Americans with Canadian partners. But marrying a Canadian doesn't automatically make you one. Processing times to have a spouse sponsor you as a permanent resident are a mere 14 months.

Taxes

Moving abroad won't save you from an incoming president's tax changes, and it can make filing more complex and expensive. "The U.S. has a worldwide income approach," said Tim Gagnon, associate professor of accounting at Northeastern University. "Whatever you earn, wherever you are, we tax it." Canada has a treaty with the U.S. to avoid double taxation, and expats have some breaks to reduce their U.S. bill, including a foreign-earned income exclusion and a credit for qualifying foreign taxes paid. But policy gaps can still generate U.S. tax bills — for example, freelancers typically owe self-employment tax, he said. The Report of Foreign Bank and Financial Accounts and the Foreign Account Tax Compliance Act generate extra filing requirements on investments and bank accounts. "I'd love to say these are simple forms to fill out, but they take a lot of time," Gagnon said. The complexities can push expats' U.S. tax preparation fees above $1,000, he said. Even renouncing your U.S. citizenship can have tax implications, in the form of an exit tax.

Employment

A bright spot for would-be expats: In 2014, the median income for Canadian families was CA$78,870, or US$59,114 at current exchange rates. The U.S. median household income was $54,657 that year. That is, if you can find suitable employment. Canada's unemployment rate was 7 percent in September,compared with 5 percent in the U.S. Getting credentials takes time. Would-be employers generally must submit Labour Market Impact Assessment paperwork and receive a favorable ruling — a process the Canadian government reports is typically completed within six months. Would-be employees will need to apply for a work permit, for a fee of US$116. Processing times for such a permit are currently nine weeks, according to mid-October estimates.

Investments

Whatever effect a Trump presidency has on the markets, investors are unlikely to escape it by moving abroad. Fleeing might actually generate more turmoil for your investments. "There are some investments U.S. citizens living abroad really shouldn't invest in," said Andrea Blackwelder, a certified financial planner with Wisdom Wealth Strategies in Denver. In particular, she said, passive foreign investment companies can create harsh tax implications. (Remember, as mentioned in the "taxes" slide, you're detailing those financial holdings with annual filings.) "A lot of them are Canadian-based mutual funds," Blackwelder said. "You wouldn't encounter them here, but could easily there." Expats may also need to reassess how they invest for retirement. Foreign income and housing exclusions reducing earned income may limit your ability to contribute to an IRA; assets in a Canadian retirement plan may be subject to U.S. tax unless you elect to defer taxation until receiving distributions.

Cost of Living

A strong U.S. dollar may make Canada an affordable international vacation — US$1 currently buys CA$1.34 — but it's by no means cheap to live there (where, presumably, you'll earn and spend in local currency, shelling out exchange fees to convert U.S.-based savings.) A 2015 Deutsche Bank analysis estimated Canada's cost of living was 1.7 percentage points cheaper. In 2014, Canadian prices were 12.8 percentage points pricier. One of your biggest expenses: housing. Excluding the red-hot Toronto and Vancouver markets, the average home price nationwide in July was US$286,076, according to the Canadian Real Estate Association — 15.5 percent higher than the U.S. median of $247,700. Including those cities, it's 55 percent higher. Don't expect free health care to help balance your budget. Canada's public health care is for citizens and permanent residents; temporary residents will need to obtain coverage through an employer or on their own. "Canada does not pay for hospital or medical services for visitors," notes the government's Department of Immigration, Refugees and Citizenship. "You should get health insurance to cover any medical costs before you come to Canada."

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