The best way to choose a private health insurance policy is to conduct a comprehensive health insurance comparison. By looking at what various health funds are offering, you can get a clear idea of what’s on the market and find a policy that suits your needs.

For a quick and easy comparison, speak to a health insurance adviser over the phone to receive free quotes tailored to your preferences and budget. It may also be helpful to speak with family and friends who’ve been customers of various health funds in the past. You can get started on your free health insurance comparison through using our handy online tool.

It’s easy to use—simply fill in your preferences in just a few minutes so that we can get started on comparing popular health funds in Australia that cater to what you’re looking for.

But before you get started on your health insurance comparison, you should have a clear idea of what kind of policy you’re looking for. Factors to take into account include:

Whether you want Hospital cover, Extras cover or Ambulance cover, or a combination of these cover types

How much you can afford to and are willing to pay each month for your health insurance

What sort of medical treatments and services you want cover for

Who you want to cover. Are you interested in a single, family or couples policy?

What level of cover you think you’ll require (e.g. do you just want the basics covered, or are you after a comprehensive gold-tiered health insurance policy?)

Any health concerns you want a policy to specifically cater to

What’s important to you in a health fund (e.g. is it reputation? Customer service? Percentage of claims paid out?)

From here, you can do the relevant research and conduct a thorough health insurance comparison that allows you to ultimately choose the best private health insurance for you.