What are the Benefits of Government Home Loans?

Depending on your unique needs, there are three primary government home loans out there to look at.

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FHA Loans

FHA Mortgage Loans offer a special opportunity for borrowers to become homeowners or refinance their existing FHA insured mortgage. FHA loans have more flexible requirements than other loan programs and usually offer lower interest rates than conventional loans. The interesting part is only a low down payment of 3.5% is required.

This is the most important information you will want to know about FHA loans:

Defining FHA loans

Interest Rates

How to apply

How to get approved fast and easy

How to obtain your down payment

What the difference between an FHA loan and a regular loan?

Why are there different interest rates?

Where can I get a FHA loan?

What can I use my FHA loan for?

After reading the step by step ebook “Simple Steps To An FHA Home Loan” and the FHA loan section of this site you will have a step-by-step approach to acquiring an FHA loan fast and hassle free.

VA Home Loans

VA loans offer a special opportunity for active duty military members and veterans to become homeowners or refinance their existing VA guaranteed mortgage. VA loans have more flexible requirements than other government home loans (550 Fico Score) and offer lower interest rates than most conventional loan programs. In most cases, no down payment is required. We have taken the complexity out of applying for a VA loan with our step by step ebook “Simple Steps to a VA Home Loan”

We’ll answer a few tough questions about VA mortgage loans:

Defining a VA loan

Interest Rates defined

How to apply

How to obtain a certificate of eligibility

Are you eligible for a VA loan?

What the difference between a VA loan and a regular loan?

Where can you get a VA loan?

Why are there different interest rates?

After reading the ebook “Simple Steps to a VA Home Loan” and the VA loan section of this site you will have a step-by-step approach to acquiring a VA loan fast and hassle free.

USDA Loans

The United States Department of Agriculture (USDA) has developed several Government home loans to help low income borrowers purchase or refinance a home in a designated rural area. The mission of the USDA rural development’s single family home guaranteed loan program is to assist rural home buyers achieve the dream of home ownership. For those who qualify, 100% financing is available, making your dream home a closer reality. With low interest rates and flexible guidelines a USDA home loan can be the right loan for you.

Many homeowners are shocked to find out how many properties just outside of the city limits qualify for USDA loan even though they are anything but “rural”.

We have put together a step-by-step ebook “Simple Steps to a USDA Loan” intended to get you quickly up to speed on what you need to know about USDA loans and their benefits.

A few points that we discuss:

A definition of a USDA Mortgage Loan

USDA Guidelines

How to apply

What properties are not eligible and which one’s are?

Can anyone apply?

What is the difference between a USDA loan and a regular loan?

Why are their different interest rates?

Where can I get a USDA loan?

Why should I consider a local lender?

After reading the ebook and the USDA loan section of this site you will have a step-by-step approach to acquiring a USDA loan fast and hassle free.

Here are a few links for more information on government home loans

Resource: Veteran Loans

Resource: Federal Housing Loans

Resource: USDA Loans