AP

With nearly four months to go until the first game checks are missed, some players already need money.

A lot of money.

Our buddy Rich “Big Daddy” Salgado of Coastal Advisors, one of the leading insurance firms for pro athletes, has posted on Twitter that an unnamed player recently obtained a $500,000 loan, at a whopping 23-percent interest rate.

For the non-math majors in the crowd, that’s $115,000 per year in interest.

Thus, even if the players who run out of money can line up enough loans to get through a full season with no pay, they’ll be paying a lot for the privilege of having that money.