A creditor is a person who lends or gives some money or anything else to someone for a specific period of time and requires the money or that borrowed item within the mentioned period of time in the loan agreement. For example, you borrow some money from your friend for personal reasons so in this case, the friend who gave you the money is the creditor and you, who borrowed the money, are the debtor.

see also: Affidavit Forms

Key elements to include in the Creditor’s Affidavit: