1 The TD app and the TD MySpend app are free to download, however standard wireless carrier message and data rates may apply.

2 Cheques must be drawn on a Canadian financial institution. Cheques payable in Canadian currency must be deposited to an eligible Canadian dollar account and cheques payable in U.S. currency must be deposited to an eligible U.S. dollar account.

3 Subject to credit approval. Annual Fee rebate applies only for the Primary Cardholder of one of the following new (to you) TD Credit Cards - TD ® Aeroplan ®Visa Infinite * Card, TD ® Aeroplan ® Visa Platinum* Card, TD First Class Travel Visa Infinite Card, TD Platinum Travel Visa Card or TD Cash Back Visa Infinite * Card, and for one Authorized User Card for the same TD Credit Card Account for as long as the All-Inclusive account remains open and in good standing. All other fees and charges applicable to the selected and approved TD Credit Card Account continue to apply. Annual Fee rebate for Primary Cardholder and one Authorized User for the same TD Credit Card Account also applies to existing TD Gold Elite Visa Cardholders on the same terms set out above.

4 Minimum monthly balance indicated must be maintained at the end of each day in the month to qualify for the fee rebate.

5 For more information about transactions and a complete list of account fees, click here for Account and Other Related Service Fees . For information on our general services, please view our General List of Services .

6 Subject to credit approval. First-year Annual fee discount applies only to the Primary Cardholder for your choice of a new (to you) TD Credit Card from one of the following – TD® Aeroplan ® Visa Infinite * Card, TD ® Aeroplan ® Visa Platinum * Card, TD First Class Travel Visa Infinite Card, TD Platinum Travel Visa Card or TD Cash Back Visa Infinite Card, provided you maintain a TD Unlimited Chequing Account in good standing for the first year. All other fees and charges applicable to the selected and approved TD Credit Card Account continue to apply.

7 You may pay a fee to the ATM provider.

8 The Youth Account is only available to persons under the age of 19.