outofmind



Offline



Activity: 84

Merit: 10







MemberActivity: 84Merit: 10 How many % of your portfolio is in bitcoin ? May 11, 2016, 09:13:08 AM

Last edit: May 11, 2016, 01:06:41 PM by outofmind #1 As the topic suggest, I'm currently a college student with about ~$12k net worth.

I've invested approximately 70% in diversified ETFs (Domestic Market, FTSE & Developed market),

10% In bond funds (US Treasury, TIPS, Developed & EM bonds), and I'm still having the rest of 20% in hand, some of them were bitcoins, some of them were FIAT.



I'm thinking of holding up to ~$2,000 worth of bitcoins, and just keeping them for few years, will not invest more (adjustment) even if my net worth have become larger.

But at this time point, bitcoin would be 15%~20% of my investment portfolio.



And half of my bitcoin are being invested into P2P Landing platform such as loanbase, bitbond, etc.'s also having so that it'll accrue some interest as well.



My philosophy of investment is I wanted a well-diversified portfolio that generates reasonable ROI but at the also has lower risk.





So what's the percentage of your portfolio is bitcoin, and what's your philosophy of investment ?

spazzdla



Offline



Activity: 1610

Merit: 1000







LegendaryActivity: 1610Merit: 1000 Re: How many % of your portfolio is in bitcoin ? May 11, 2016, 01:27:56 PM #4 Around 10%.



40% RRSP's in the market long term.



5-10% gold/silver



Rest cash/stock market.



Fuck housing it's WAY to expensive. (I am in Canada, it's stupid expensive).





Plan is to retire on dividens in 30 ish years.



I am putting a 10% flyer on BTC becomes the new store of value, I am prepared to watch it crash to zero as IMO everyone should be.





IMO if you are under 40 you should be seriously consider higher risk investments. 20% BTC.. that isn't a very safe portfolio lol.

rdnkjdi



Offline



Activity: 1176

Merit: 1009







LegendaryActivity: 1176Merit: 1009 Re: How many % of your portfolio is in bitcoin ? May 11, 2016, 02:03:15 PM

Last edit: May 11, 2016, 05:12:59 PM by rdnkjdi #9 Quote from: outofmind on May 11, 2016, 09:13:08 AM As the topic suggest, I'm currently a college student with about ~$12k net worth.

I've invested approximately 70% in diversified ETFs (Domestic Market, FTSE & Developed market),

10% In bond funds (US Treasury, TIPS, Developed & EM bonds), and I'm still having the rest of 20% in hand, some of them were bitcoins, some of them were FIAT.



I'm thinking of holding up to ~$2,000 worth of bitcoins, and just keeping them for few years, will not invest more (adjustment) even if my net worth have become larger.

But at this time point, bitcoin would be 15%~20% of my investment portfolio.



And half of my bitcoin are being invested into P2P Landing platform such as loanbase, bitbond, etc.'s also having so that it'll accrue some interest as well.



My philosophy of investment is I wanted a well-diversified portfolio that generates reasonable ROI but at the also has lower risk.





So what's the percentage of your portfolio is bitcoin, and what's your philosophy of investment ?



Your education is your diversification. Put it in savings until you are finished to defend against having to drop out (parents money dry up, loans dry out, you lose GPA and miss scholarship goals, etc). Education in a solid degree / industry is probably the best possible investment payout. Re-think what you are majoring in, defend your education. Sell all that other shit until you're finished ... you may need it in reserve until you find a job. Your education is your diversification. Put it in savings until you are finished to defend against having to drop out (parents money dry up, loans dry out, you lose GPA and miss scholarship goals, etc). Education in a solid degree / industry is probably the best possible investment payout. Re-think what you are majoring in, defend your education. Sell all that other shit until you're finished ... you may need it in reserve until you find a job.

odolvlobo



Offline



Activity: 2982

Merit: 1651









LegendaryActivity: 2982Merit: 1651 Re: How many % of your portfolio is in bitcoin ? May 11, 2016, 06:18:33 PM #15 Quote from: outofmind on May 11, 2016, 09:13:08 AM As the topic suggest, I'm currently a college student with about ~$12k net worth.

I've invested approximately 70% in diversified ETFs (Domestic Market, FTSE & Developed market),

10% In bond funds (US Treasury, TIPS, Developed & EM bonds), and I'm still having the rest of 20% in hand, some of them were bitcoins, some of them were FIAT.

I'm thinking of holding up to ~$2,000 worth of bitcoins, and just keeping them for few years, will not invest more (adjustment) even if my net worth have become larger.

But at this time point, bitcoin would be 15%~20% of my investment portfolio.

And half of my bitcoin are being invested into P2P Landing platform such as loanbase, bitbond, etc.'s also having so that it'll accrue some interest as well.

My philosophy of investment is I wanted a well-diversified portfolio that generates reasonable ROI but at the also has lower risk.

So what's the percentage of your portfolio is bitcoin, and what's your philosophy of investment ?



Lower investment risk is not appropriate for a college student. The idea is that your work will generate far more wealth than the value of your current investments, so it is no big deal if they go to 0. At some point, it will become more difficult to replace your investments by working (if necessary), so then you would begin to invest more conservatively.



I have 30% of my portfolio in Bitcoin, 40% in stocks, the rest in other things like gold and cash. 0% in bonds.

Lower investment risk is not appropriate for a college student. The idea is that your work will generate far more wealth than the value of your current investments, so it is no big deal if they go to 0. At some point, it will become more difficult to replace your investments by working (if necessary), so then you would begin to invest more conservatively.I have 30% of my portfolio in Bitcoin, 40% in stocks, the rest in other things like gold and cash. 0% in bonds.

Join an anti-signature campaign: Click ignore on the members of signature campaigns. Buy stuff on Amazon with BTC or convert Amazon points to BTC here: Purse.io Join an-signature campaign: Clickon the members of signature campaigns.