Your credit is one of the most important aspects of your family’s finances. Unfortunately, it is not something that is regularly monitored by most people. In fact, most consumers never know there are issues with their credit report until they are applying for financing. This is where Healthy Credit Habits can help you. Our credit repair services can help you remove errors on your credit report that are holding back your credit score:

Your ability to access credit, an important aspect of many people’s finances is tied directly to your credit score. Unfortunately, changes to your credit report that negatively impact on your ability to access credit are not regularly monitored or watched by most people. In fact, most consumers are usually made aware of any credit related issues after their credit report has been pulled in cases, such as a background check, job application, auto financing, mortgage, student loans or shopping for home or car insurance to name a few. Let us help you restore your credit score.

It is important that you check your credit report, which can be obtained for free from the three major credit bureaus: TransUnion, Experian and Equifax once every year (and additionally in cases where you have been denied access to credit or if someone has taken an adverse action against you based on information obtained in your credit file). There are many companies you can choose from to provide you with credit repair services in Maryland. Our credit repair services not only identify errors on your credit report that are costing you both time and money, we also dispute all errors upfront to ensure your credit score is based on accurate and complete information.

Bad credit is expensive, which means it costs you more to manage your financial obligations. Items such as credit cards, auto loans, mortgages, security& utility deposits are often subjected to higher payment amounts or interest rates based on your credit score. This can greatly impact your ability to save for life’s unexpected expenses. As a result, most people turn to use the very same credit they are being charged high interest on to manage those additional obligations, thus perpetuating the credit card/debt cycle they seek to escape from. Our credit repair services help individuals to not only repair their credit, but to also re-evaluate all of their credit related obligations in order to negotiate better and more favorable rates based on a higher credit score they’ve achieved through working with our team. You deserve a better credit score and our credit repair services can help you remove those errors which are holding you back.