In Los Angeles County, 394,162 homeowners don’t have the monthly pain of the house payment — mortgage-free living.

My analysis of 2012-2016 Census Bureau housing data found an average 26.3 percent of the county’s 1,499,576 owner-occupied residences did not have a mortgage on the property. Only seven California counties had a smaller share of mortgage-free homes.

Statewide, 27.8 percent of owners live mortgage-free. Inyo County was tops with 53.5 percent free and clear; San Benito County was lowest at 22.5 percent.

Here are Los Angeles County’s communities with the highest share of mortgage-free living, and rank, among the state’s 500 most-populous towns:

Rosemead: 42.5 percent mortgage-free — 2,941 of 6,928 homes. State rank: No. 23 highest of 500. Temple City: 42 percent mortgage-free — 3,071 of 7,310 homes. State rank: 25. Artesia: 41.1 percent mortgage-free — 987 of 2,402 homes. State rank: 30. Monterey Park: 40.7 percent mortgage-free — 4,160 of 10,231 homes. State rank: 32. South El Monte: 37.5 percent mortgage-free — 931 of 2,481 homes. State rank: 48. Malibu: 37.3 percent mortgage-free — 1,471 of 3,944 homes. State rank: 51. Topanga: 36.9 percent mortgage-free — 942 of 2,555 homes. State rank: 53. West Carson: 36.6 percent mortgage-free — 1,868 of 5,099 homes. State rank: 56. San Marino: 36.5 percent mortgage-free — 1,473 of 4,038 homes. State rank: 58. La Verne: 36.0 percent mortgage-free — 2,935 of 8,163 homes. State rank: 63.

Other large Los Angeles County’s communities …

Pasadena: 26.4 percent mortgage-free — 6,219 of 23,538 homes. State rank: No. 288 highest of 500.

26.4 percent mortgage-free — 6,219 of 23,538 homes. State rank: No. 288 highest of 500. Pomona: 25.7 percent mortgage-free — 5,226 of 20,321 homes. State rank: 307.

25.7 percent mortgage-free — 5,226 of 20,321 homes. State rank: 307. Los Angeles city: 25.2 percent mortgage-free — 125,159 of 496,667 homes. State rank: 324.

25.2 percent mortgage-free — 125,159 of 496,667 homes. State rank: 324. Long Beach: 24.6 percent mortgage-free — 16,038 of 65,213 homes. State rank: 337.

24.6 percent mortgage-free — 16,038 of 65,213 homes. State rank: 337. Glendale: 24.2 percent mortgage-free — 6,024 of 24,911 homes. State rank: 349.

24.2 percent mortgage-free — 6,024 of 24,911 homes. State rank: 349. Lancaster: 23.5 percent mortgage-free — 6,145 of 26,175 homes. State rank: 359.

23.5 percent mortgage-free — 6,145 of 26,175 homes. State rank: 359. Santa Clarita: 19.8 percent mortgage-free — 8,041 of 40,578 homes. State rank: 444.

19.8 percent mortgage-free — 8,041 of 40,578 homes. State rank: 444. Palmdale: 18.0 percent mortgage-free — 4,968 of 27,545 homes. State rank: 462.

18.0 percent mortgage-free — 4,968 of 27,545 homes. State rank: 462. Lynwood: 14.9 percent mortgage-free — 955 of 6,428 homes. State rank: 483.

And, lowest … Stevenson Ranch at 6.1 percent mortgage-free, 268 of 4,358 homes. That ranks 500th put of California’s 500 most-populous towns.