Texting while driving has overtaken tailgating and speeding on the list of driver behaviours that most frustrate Queensland motorists, according to the RACQ.

Specifically, "motorists talking/sending SMS on hand-held mobiles" was more aggravating to other motorists this year than ever before.

Also on the list were drivers who sped up when you tried to overtake them, drivers who failed to correctly use indicators, and discourteous drivers.

RACQ spokeswoman Lauren Ritchie said more had to be done to deter motorists from using mobile phones while driving.

"Mobile phone use while driving is a hard rule for police to monitor and enforce and it may be the reason for this growing problem," Ms Ritchie said.

"For a law to be effective there has to be enough of a deterrent.

"Do people think they're going to be caught and are the risks of a fine and three demerit points enough to stop them?"

Using a phone while behind the wheel attracts a fine of $341 as well as the loss of points.

Drivers caught tailgating will be fined $265 and lose one demerit point.

Take a look at RACQ's top-10 driving habits that most annoy Queensland drivers: