Creditimes.com - Credit Card Applications

Creditimes features an easy way to compare and apply for credit card offers online. With over 100 credit card applications to choose from, finding our credit card is a simple task. Some of the credit card categories that creditimes offers are balance transfer credit cards, low interest credit cards, rewards credit cards, cash back credit cards and travel credit cards. (From our Partners)

OpenSky® Secured Visa® Credit Card No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.

The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.

Build credit quickly. OpenSky reports to all 3 major credit bureaus.

99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.

We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)

OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.

*View our Cardholder Agreement located at the bottom of the application page for details of the card.

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Regular APR: 17.39% (variable)

Annual Fee: $35

Credit Needed: Poor

The First Progress Platinum Elite MasterCard® Secured Credit Card Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today

Receive Your Card More Quickly with New Expedited Processing Option

No Credit History or Minimum Credit Score Required for Approval

Quick and Complete Online Application

Full-Feature Platinum MasterCard® Secured Credit Card

Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.

Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file

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Regular APR: 19.99% (V)

Annual Fee: $29

Credit Needed: Poor/Limited/No Credit

First Progress Platinum Select MasterCard® Secured Credit Card Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today

Receive Your Card More Quickly with New Expedited Processing Option

No Credit History or Minimum Credit Score Required for Approval

Quick and Complete Online Application

Full-Feature Platinum Mastercard® Secured Credit Card

Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!

Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History

Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application

Just Pay Off Your Balance and Receive Your Deposit Back at Any Time

24/7 Online Access to Your Account

Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.

Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file

Apply Here



Apply Here

Regular APR: 13.99% (V)

Annual Fee: $39

Credit Needed: Poor/Limited/No Credit

First Progress Platinum Prestige MasterCard® Secured Credit Card Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today

No Credit History or Minimum Credit Score Required for Approval

Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History

Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application

Nationwide Program though not yet available in NY, IA, AR, or WI *See Card Terms.

Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file

Apply Here



Apply Here

Regular APR: 9.99% (V)

Annual Fee: $49

Credit Needed: Poor/Limited/No Credit

You will find competitive rates on credit cards, and you can see on the left panel that you can choose from more low rate credit cards like 0% balance transfer credit cards, 0% intro APR credit cards, and cashback credit cards. We make it easy to compare credit card offers by placing all the fine print right below the description of the credit card, so you know exactly what interest rates to expect, and any annual fees.



Our Credit card offers, with competitive interest rates, are from Discover®, US Bank, Barclays.



Students can also apply for a credit card here. We feature an entire section on student credit cards, with offers from Discover.



Typically, the type of credit card that consumers are looking for are cash back credit cards. The reason consumers like to apply for cash back credit cards is because you are not limited to using airline miles or points specifically for a specific retail merchant. You get cash back, which you can spend it any way you choose.

About Creditimes

We research the credit card companies, and offer you our credit card applications, and find credit cards that suit your needs. Whether you're looking for a 0% APR credit card, or a card that gives you cash back. Creditimes has the right credit card for you. Many of our credit cards are immediate decision credit cards, which means you can get instant approval on your credit card application.



We don't stop at credit card applications. Rebuilding your credit and monitoring your credit report are as important to us as it is to you. Having bad credit happens to all types of people, many times through no fault of their own. Maybe unexpected medical bills or hardship caused damage to your credit report. We have the tools and information to help you get your credit scores up.



Identity theft is the fastest growing crime in the United States. Here at creditimes, we have great credit monitoring programs, that update you immediately with changes to your credit report. Inquiries, changes in balances etc are sent to you in alerts such as email alerts or sms alerts on your cell phone.

Editorial Note



The editorial content on this page is not provided by any bank, credit card issuer, airlines or hotel chain, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone, not those of the bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.