Just last week, the SEC issued an updated investor bulletin that touted a bar-lowering "new investing opportunity in the form of securities-based crowdfunding." While still underlining the high-risk gambles involved with this type of equity investing (actually available since 2016 but newly inflation-adjusted and now better explained), the SEC's rule changes now allow individuals with an annual income or net worth less than $107,000 to annually invest "up to the greater of either $2,200 or 5 percent of the lesser of your annual income or net worth" through one of the 21 SEC-registered funding portals (including the Indiegogo-associated DreamFunded Marketplace), which all belong to the Financial Industry Regulatory Authority. Those individuals earning more than $107,000 can invest up to 10 percent of their income.