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THAT LEFT THAT SALON WITHOUT INSURANCE. DAN: LISA SCARBOROUGH IS GETTING USED TO WALKING AGAIN. BUT, IT’S NOT EASY ON FEET THA ARE NO LONGER WHOLE. >> MY FOOT IS ENDING RIGHT THERE. DAN: LISA HAD PART OF ONE FOOT AMPUTATED AND THE TOES OF THE OTHER REMOVED AFTER GOING INTO SHOCK WHEN SHE WAS CUT BY A PAIR OF SCISSORS AT A NAIL SALON. A SUMMARY JUDGMENT SAYS THE NAIL SALON CAUSED THE INJURY. THE SALON DID NOT RETURN PHONE CALLS. LISA SAYS SHE WAS NEAR DEATH AT ONE POINT, AND HEARD HER DEAD BROTHER’S VOICE. >> HE WAS SAYING TO MY MOTHER, "LISA’S COMING, MOM. LISA’S COMING." DAN: BUT A JUDGE HAS RULED THE NAIL SALON’S INSURANCE COMPANY DOES NOT HAVE TO PAY. WHY NO ALMOST EVERY BUSINESS HAS INSURANCE COVERING THINGS LIKE SLIPS AND FALLS. BUT, THIS IS A MATTER OF HAVING THE RIGHT KIND OF INSURANCE -- PROFESSIONAL LIABILITY INSURANCE. >> IT’S A TRAGEDY. DAN: MELBOURNE ATTORNEY MICHAEL KAHN, WHO WAS NOT INVOLVED IN THE CASE, EXAMINED THE LAWSUIT FOR US. HE SAYS THE KIND OF INSURANCE THE NAIL SALON HAD DOES NOT COVER THE ACTIONS OF EMPLOYEES, SUCH AS A MANICURIST USING SCISSORS LISA IS OUT OF LUCK. >> HOW WOULD SHE KNOW TO A WHAT THEIR INSURANCE POLICY COVERS? DAN: LISA WAS IN A COMA AFTER THE INJURY, AND SAYS LACK OF BLOOD FLOW TO HER HANDS AND FEET FORCED THE AMPUTATIONS. >> ALL I COULD THINK ABOUT WERE MY TWO CHILDREN. NOTHING ELSE. DAN: LISA SAYS HER LEGAL ADVISORS HAVE TOLD HER THAT SINCE THE SALON’S INSURANCE COMPANY DOESN’T HAVE TO PAY, IT’S NOT WORTH TRYING TO HAVE THE SALON ITSELF PAY. IN SATELLITE BEACH, DAN BILL

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A lack of insurance coverage for a nail salon has left one woman with no compensation after she had to have parts of both feet amputated. Lisa Scarborough is getting used to walking again. Scarborough had part of one foot amputated and the toes of the other removed, after going into shock when she was cut by a pair of scissors at a nail salon. A summary judgment said the nail salon caused the injury.Scarborough said she was near death at one point, and heard her dead brother’s voice.A judge ruled the nail salon’s insurance company does not have to pay. Almost every company has insurance that covers things like slips, falls and accidents.The salon however, did not have professional liability insurance.Melbourne attorney Michael Kahn, who was not involved in the case, examined the lawsuit. He said the kind of insurance the nail salon had does not cover the actions of employees, such as a manicurist using scissors. Scarboroough was in a coma after the injury and said lack of blood flow to her hands and feet forced the amputations. She said her legal advisors have told her that since the salon’s insurance company doesn’t have to pay, it is not worth trying to have the salon itself pay.