Because both are considered worthwhile ways to generate profit – and because they complement each other more than you might think.

Even highly diversified unsecured peer to peer lending comes with too much risk for a lot of investors, while buy-to-let has a number of barriers to entry: regulation is disincentivising landlords, and in any case, if you’re looking to build a nest egg, it’s very hard to do so when the market is tailored to the needs of high net worth individuals (especially when you’re required to tie up capital in a property over the long term).

At The House Crowd, we combine property investment with secured peer to peer lending to create the perfect blend. You can band together with other investors to fund a single property, a bigger development or a loan for a homeowner with average returns of 8.57% p.a from 2016 to 2020 (average returns by year: 2016 = 8.8% p.a., 2017 = 9.7% p.a., 2018 = 8.9% p.a., 2019 = 8.2% p.a., 2020 = 6.64% YTD. Remember, past performance is not a guide to future performance).

We operate quickly, transparently, and efficiently: we review every loan application thoroughly and we issue offers to applicants that are designed to meet their borrowing needs, while guaranteeing appropriate investment returns. We stay in contact with the borrower throughout the loan term to ensure it is redeemed promptly.

Loans are structured to ensure you won’t pay any fees or penalties, and are secured against the underlying value of the property or the land upon which property is being developed.

Finally, though secured peer to peer lending is one of our primary products, it’s not the only way to partner with us. We also offer an Innovative Finance ISA, property development investment and an auto-invest product designed to take all of the hassle out of portfolio management!

Open your House Crowd account today or contact one of our specialists to review your secured investment options.