We use Stripe for credit card, debit card, and ACH processing. Stripe charges 2.9% plus 30 cents per transaction initially but drops it to 2.2% plus 30 cents for MC/Visa/Discover and 3.5% for American Express (no 30 cents) once you provide proof of 501(c)3 status.

Getting a Stripe account is quick, easy, online, and integrated with our signup -- you can have a donation page live within a day.

ACH (aka e-check) is available. Stripe fees are 0.8% and are capped at $5 for ACH.

Stripe's fees are simple and transparent. They do not vary depending on the type of affinity card a donor uses. Nor are they loaded up with various other fees you typically see on a merchant account. The 2.2% is not a teaser rate. It is the rate.