The current level of financial literacy in America is shockingly low. Most people don’t understand how our banking system works, how to invest their money, or what’s the best financial vehicle for their retirement fund. And most Americans can’t afford, or don’t have enough money to warrant, a financial advisor.

Since we want Americans to have some control over their retirement, it’s important to ensure Americans have the knowledge they need to save and invest properly. While educating people when they’re young adults is one avenue to achieve this, not everyone remembers everything they learned in high school (and, if we’re honest, almost all of us didn’t pay attention in at least one class). It’s important to continue to provide assistance to those who want to learn how to save for their future.