Need for Speed Payback has 130 Collectible Locations (100 Gambler Chips, 30 Billboards), 145 Activities (30 Jumps, 45 Speed Traps, 40 Speed Runs, 30 Drift Zones), and 20 Roaming Racers. The main collectibles are items you can find and pick up in the open world. The activities are optional challenges with a 3-star rating system. Depending on how well you do you can earn up to 3 stars per challenge.

Of course these are needed for several trophies & achievements in the game:

All In – Collect all of the Gambler’s Chips

All In – Collect all of the Gambler’s Chips Does Not Obey – Smash your way through all the Billboards

Does Not Obey – Smash your way through all the Billboards You’ve Got the Need – Complete all Speed Trap

You’ve Got the Need – Complete all Speed Trap Flat-Out – Complete all Speed Runs

Flat-Out – Complete all Speed Runs Sideways Style – Complete all Drift Zones

Sideways Style – Complete all Drift Zones Aces High – Complete all Jumps

Aces High – Complete all Jumps Active Lifestyle – Get a 3 Star Rating on all the Activities in the game

Active Lifestyle – Get a 3 Star Rating on all the Activities in the game Who Runs this Town? – Win all the events and beat all the Roaming Racers in the game

Who Runs this Town? – Win all the events and beat all the Roaming Racers in the game Wherever I May Roam – Beat all 4 Roaming Racer bosses

Wherever I May Roam – Beat all 4 Roaming Racer bosses Supercars for Breakfast – Beat all the members of the 1% Club roaming racers league in the Nissan GT-R

All collectibles are available from the start. You can get the gambler’s chips & billboards as soon as you reach the first garage early in the story. For the activities you will need fully tuned cars. The Koenigsegg Regera (Drag Version with All 6 Carbon Parts) is recommended for anything speed & jump related. It’s by far the fastest car in the game, especially the drag version with its insane nitrous boost. The drift challenges are the most tricky and the choice of car is subjective. I can recommend the BMW M4 GTS (fully tuned to level 399), others had success with a fully tuned Nissan 240ZG Derelict Car. Even offroad cars can work really well for the offroad drifts. What you can do is save up a lot of money and trade-in cards, then back up your save game (PS4 Settings > Application Saved Data Management). Now test different drift car setups and copy back the save game if you’re not happy with the final build. This way you can just keep buying and testing cars infinitely until you find the right one for you. Small cars work best, with big cars (such as the Lamborghinis) it’s too easy to crash into oncoming traffic. Getting 3 stars in everything is a challenge but not too difficult with practice and fully tuned cars.

Collectible Maps

The collectibles are very easy to locate. In fact, they show up on the map once you get close to them. Below are high-resolution maps with all collectible locations. Click on the images to view the full size version. Zoom in to see where exactly the marker needle points, drive there and you should have no issue finding all the items (as you approach, check the HUD for the nearby collectibles). Activities are mostly found at roads so you’ll find 90% of them by just playing through the story.

The roaming racers don’t have fixed locations. Instead, they will be driving around predefined routes. Just wait on their route and they will have to drive past you eventually. Once you have seen them they will always show up on the map (just like other collectibles).

Main Collectibles (130 total)

100 Gambler’s Chips

30 Billboards

*Click image to enlarge*

Activities (145 Activities with 435 Stars)

30 Jumps (90 Stars)

45 Speed Traps (135 Stars)

40 Speed Runs (120 Stars)

30 Drift Zones (90 Stars)

*Click image to enlarge*

Roaming Racers

20 Roaming Racers

The roaming racers are covered in a different article that contains one screenshot per location. Please refer to this guide here: Need for Speed Payback – All Roaming Racer Locations.

This is everything to collect in NFS Payback 🙂