Real rates, you say?

A real rate is the actual APR you’ll get if you proceed with your displayed loan offer.

It’s different to a representative APR because that’s the rate only some people will get if they proceed. If you apply for a loan with a representative APR and a lender then makes you a firm offer, you might find it’s at a much higher rate. Here at Freedom Finance, the majority of our offers are displayed with real rates – so you know exactly how much the loan will cost you each month before you apply.