Preface

This survey and report were prepared by the Consumer and Community Development Research Section of the Federal Reserve Board's Division of Consumer and Community Affairs (DCCA).

DCCA directs consumer- and community-related functions performed by the Board, including conducting research on financial services policies and practices and their implications for consumer financial stability, community development, and neighborhood stabilization.

DCCA staff members Jeff Larrimore, Alex Durante, Kimberly Kreiss, Christina Park, and Claudia Sahm prepared this report. Federal Reserve staff members Eric Belsky, Anna Alvarez Boyd, Andrea Brachtesende, Alexandra Brown, David Buchholz, Allen Fishbein, Heidi Kaplan, Madelyn Marchessault, Ellen Merry, Barbara Robles, Jenny Schuetz, Susan Stawick, and Jennifer Williams provided valuable comments on the survey and report. The authors would also like to thank Shannon Nelson and Lisa Lee for their feedback on the survey questions as well as Bob Torongo, Lisa Jackson, and Sergei Rodkin for their assistance fielding the survey. If you have questions about the survey or this report, please email SHED@frb.gov.