"In an attempt to show that respondent had other sources of income, Carlos made it appear that he has incurred large amount of loans involving millions of pesos. These alone, however, cannot support his contentions that, indeed, he has lawfully incurred these borrowings absence of any document where it can be shown who his creditors were," says the charge sheet, seen by Rappler. (READ: Resorts World gunman: Gov't worker sacked for unexplained wealth)