I'd like to point out that Roadhog has no armor and has the highest health in the game, so it's sort of questionable from a gameplay perspective what the armor actually does for Reinhardt. In any case, you basically described 90% of genderbends anyway (with female to male genderbends are so rare that they're part of the remaining 10%) and that's been complained about constantly since forever. If there are still artists doing it that way they aren't likely to change just because people like you complained.



Also, taking the torso alone, the only thing that tells me this isn't a male bodybuilder is the prominent nipples, which admittedly are probably what you meant in your step 3 because the actual breasts are de-emphasised to a surprising extent (surprising for the blatantly sexualized MtF genderbends that we've already established make up most genderbending)