Are you looking for an easy method to pay for burial and other final expenses? A popular and predictable way to cover your last expenses is with final expense life insurance.

So, what is the difference between burial insurance vs life insurance?

First, it is important for seniors to understand final expense 101!

So, to keep it real simple final expense insurance, funeral insurance, or burial insurance are all simply life insurance plans for senior citizens.

Typically, final expense life insurance assists seniors by providing a death benefit meant to pay for end of life expenses.

Final expense coverage is also cheaper then either prepaid burial plans or pre-need funeral insurance.

So, how does burial insurance work?

Once you buy a final expense policy the premiums will never increase during your lifetime. Final expense polices also have a death benefit which is guaranteed to never decrease in value. A burial insurance policy is contractually guaranteed to last your entire lifetime.

Why Buy Final Expense Life Insurance? The cost for burial and final expenses are always increasing. The typical cost for a average funeral can range between $7,000 and $10,000. If you need help calculating the actual cost for a funeral a good place to start is with Funeral Costs and Pricing Checklist. If think that you have a shortage of available savings, then final expense insurance is an easy and affordable solution to settle your estate. Great news! Low cost burial insurance is currently available to make sure your family members do not have to worry about paying out of pocket for your burial costs. Types of Final Expense Life Insurance

If you are just getting started looking into burial life insurance, a great first step is to look into the various types of final expense life insurance.

Many people begin their search by looking at either Colonial Penn final expense insurance or AARP final expense insurance.

But, before you just buy one of these policies it is really important to do your homework!

So, how do I find the best final expense life insurance policy?

Since, the life insurance industry has also created many names for it’s products, it can often be confusing to sift through all of the available options.

The first thing to keep in mind is that burial life insurance is always permanent coverage such as universal or whole life insurance.

However, these whole life policies are unique from each other in few different ways.

Our goal is help you easily understand the different types of burial life insurance available to you in today’s marketplace.

However, we will keep our focus on the most common products that are sold by most major insurance companies.

Universal Life Final Expense Insurance



If you are in decent health and willing to take a brief exam, then universal life is the cheapest way to help pay for burial expenses.

These permanent cash value life insurance policies offer guaranteed premiums and death benefits which last for your entire lifetime.

Most individual universal life insurance polices start at $25,000 of death benefit, and can be tailored to meet your needs and budget.

Would you like compare universal life insurance rates?

Great, universal life offers seniors a very low cost burial policy!

This is the only reason we have a provided you with a separate universal life insurance calculator.

Simply, select the lifetime coverage on our final expense life insurance quote engine.