Biles said she had not talked to therapists or sports psychologists, and wants nothing offered by the U.S.O.P.C. She said she would make her decision about next year’s Olympics herself, not minding the pressures, real or perceived, from her sponsors like Nike and Visa.

“I was never doing it for them anyway,” she said. “I’m just playing it by ear. I have to listen to my mind and body and go into the gym and see how I feel.”

Skinner is also listening to her body, and the two gymnasts have commiserated about their aging bodies in the past — including just last week when they texted each other and said they both dreaded a possible postponement because, to paraphrase, they are old and their bodies hurt.

To compete at the Olympics, Skinner would need to weather another year of wear and tear, with achy knees and stinging elbows. And taking another year off from the University of Utah might mean that Skinner’s N.C.A.A. eligibility for her final year of college gymnastics would expire. She has been looking forward to her senior year, which would not be nearly as intense as her Olympic training and, frankly, much easier on her body and more fun.

Holding on for Tokyo next summer also would mean putting off her real life, yet again. She married Jonas Harmer in November and they recently were looking for a starter home in Utah.

These days, nothing is unfolding the way Skinner had expected. Her best friend’s bridal shower didn’t happen last week because of concerns over the coronavirus — the partygoers instead pulled up in their cars, handed their gifts over, waved and left. The bachelorette party that Skinner, a bridesmaid, had planned didn’t happen, either. Skinner was upset that she couldn’t even attend a casual gathering for the bride, fearing that she had been exposed to the virus through her parents or, possibly, relatives who recently had taken a cruise.

She has leaned on her husband and other relatives to vent her stress and anger over the situation. Her mental trainer, Clay Frost, has also helped her refocus when her mind starts spinning.