Top 10 Cars with Highest Probability of Crashing in the United States

According to the National Highway Traffic Safety Association (NHTSA), there are about 40,000 fatal crashes in the U.S. every year. Over 37,133 in 2017 alone. The graph shows the list of cars in the United States with the highest probability of being involved in accidents.

A lot of factors are taken into account by insurance providers before quoting a car insurance rate to a customer. Generally, the more expensive a car is, the higher the cost of car insurance. Some car models have a higher probability of crashing than others, resulting in insurance companies quoting steeper insurance rates for those particular car models.

The average cost of car insurance in the U.S. is $875. However, if you own one of the top 10 cars with the highest number of crashes in the U.S., you will likely pay twice this amount for car insurance.

Driver assisted technologies such as auto-pilot and collision control in modern vehicles have been a key factor in reducing the number of car crashes. The technology avoids cars from making unsafe lane changes, helps drivers drift into adjacent lanes, and warns drivers of other vehicles behind the car while backing up. Collision control systems automatically apply the brakes if a vehicle ahead suddenly slows down or stops. Technologies like this rely on a combination of software and hardware that helps the car identify probable crashes and warn the driver in advance.

Theoretically, these features should lower the car insurance rates, but due to the high cost of parts, insurers have refused to lower insurance rates for self-driving cars. Thus, forcing companies like Tesla and Porsche to introduce inhouse insurance schemes for their customers. More autonomous vehicles on the road would mean cheaper insurance parts, which, in turn, should result in lower car insurance costs.