Mobile payments are growing at a rate of 52% through to 2021, resulting in a transaction value of US$866 billion in 2021

China and the U.S. lead the way in terms of user penetration. With a 28% user penetration rate, the U.S. will overtake China in 2019

Concerns over personal data and fraud remain barriers for greater adoption

Nevertheless, 44% of surveyed people are interested in paying for restaurant and cafés visits via smartphone

36% of U.S. retailers accept Apple Pay, boosting its popularity among consumers



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This whitepaper provides insights on growth, compares the main markets, provides consumer views and highlights which mobile payment apps are popular: