Sometimes, all we want is somewhere to place our heads on and call our own. Other times, a place to relax and take in the wonders of nature will suffice. However, the current uncertainty and political polarization dogging the real estate has effectively placed this lucrative industry out of reach of many.

Reeling from the global financial crisis of 2008, the real estate has been caught up a vicious cycle of value destruction, re-pricing, and assets relapsing into the hands of financial institutions. Over-valued properties and Non-Performing Loans (NPL) were the trigger for the financial crisis of 2008. 10 years later, NPLs are set to become the foundation of a new investment vehicle driven by the decentralized and disintermediated power of blockchain.

The Opportunity

When a borrower does not make his interest payment for 90 days on an issued loan, the bank issuing the loan must set aside capital to cover the loan, impacting on their ability to extend and issue future loans. NPLs have to be kept at a minimum for the financial institution to remain solvent.

The global financial crisis left many banks with no shortage of NPL and an increased urgency to clean up their books by selling high collateral real estate at undervalued rates. These distressed assets offer some of the most exciting investment opportunities across Europe. However, tapping into these opportunities has been a challenge for the global community until now.

Enter the Blockchain

Blockchain technology is not only eliminating the most difficult obstacle in the exchange of values — intermediaries — but has also broken down all known geopolitical barriers through the decentralization and disintermediation of exchanges. Its distributed ledger system, secured by autonomous, cryptographical protocols has opened up direct and immutable channels for the exchange of values without requiring parties to establish trust. The technology is now helping businesses and individuals reducing expenses, speeding up transactions, and streamlining operations. This is done by ushering an unparalleled level of accountability and transparency to every transaction executed without requiring any centralized control or mediation.



Using the blockchain’s ability to tokenize any asset, permanence its documentation, and transact from anywhere in the world, the uncertainty, doubt, and opacity that often accompanies investment prospects is rapidly becoming a thing of the past. However, while the blockchain may have unveiled a bold new world of exciting opportunities, market players have been unable to unlock the hidden values, peering through the window at the crossroads of blockchain technology and real estate value optimization. Elements Estates has finally unlocked the gates.

Real Estate Face-lift

With Elements Estates, everyone can now tap into the unlocked values of distressed and undervalued real estate assets on the Blockchain. Users will be able to rent and purchase tourist, commercial, and residential properties in the SEE region.

Lead by a world-class team of professionals in the real estate market , Elements Estates will critically examine every property to identify the sweet spot between entry and exit for maximum profitability of the unique crypto currency fuelling its ecosystem, the ELES platform. ELES token is the settlement vehicle for all exchanges of services and assets in the platform’s portfolio. The anti-deflationary token, whose total supply will over the lock-down period cycle mechanism decrease with every transaction thereby increasing its market value, combines the best of both worlds — high-profit potential of distressed real estate deals and the transparency of the Blockchain.

Governed by autonomous smart contracts, Elements Estates will deliver market participants improved efficiency and lower costs, while democratising market opportunities for all.

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