You Need a Budget has long been one of the most popular personal finance tools around and it’s launching a new web app that comes with a new pricing model.


Five Best Personal Finance Tools Managing your money and budgeting can be a daunting task, even if you're a spreadsheet ninja.… Read more

The new version of You Need a Budget is a web app, meaning that it’ll run in any browser without needing to install additional software. It also means a new subscription model for pricing: $5/month or $50/year. As far as features are concerned, there’s a ton of differences, including new features like age of money and direct imports of transactions. The web app format also means syncing is taken away from Dropbox and works directly with YNAB’s servers. There’s so many changes in how it works that YNAB created a transition guide and is giving away a 34-day trial to check it out while also offering up classes to walk you through the all the changes (or just check them out on YouTube). In short, it’s an entirely different approach for YNAB, but thankfully the company’s doing everything they can to ease the transition for users.


If you’re not a fan of the web app format, YNAB 4 will see support through the end of this year, and a desktop version of the new You Need a Budget is supposedly in the works.

The New YNAB is Here | YNAB