Comprehensive Coverage Plan

Plan Name Details Plan Details

Patriot America Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.

Coverage Length: Min 5 days up to max 365 days.

Renew Online: Policy can be renewed up to maximum of 2 years, also Renewal fees of $5 applies.

Acute Onset of Pre-existing Condition: No Coverage.

Co-Insurance: In Network: After deductible is paid by insured, plan pays 100% up to policy maximum. Out-of-Network: After the deductible is paid by insured, plan pays 80% for the first $5,000 and then 100% up to the policy maximum.

PPO Network: Provides United Healthcare PPO Network.

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Beacon America Plan Administrator: Azimuth Risk Solutions | AM Best Rating: A "Excellent" | Underwriter: Lloyd's of London Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.

Coverage Length: Min 5 days up to max 364 days.

Renew Online: Policy can be renewed up to maximum of 364 days, also Renewal fees of $5 applies.

Acute Onset of Pre-existing Condition: $150,000 Sub-Limit for Maximum Limits purchased for $110,000, $550,000 or $1,100,000; All other Maximum Limits purchased will have a Sub-Limit of $50,000.

Co-Insurance: In Network: After deductible is paid by insured, plan pays 100% up to policy maximum. Out-of-Network: After the Deductible, the Plan will pay 80% of the next $5,000 of Eligible Medical Expenses.

PPO Network: Provides Aetna PPO Network.

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Patriot GoTravel America Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.

Coverage Length: Min 5 days up to max 2 years.

Renew Online : Policy can be renewed up to maximum 2 years, also Renewable fees $5 applies.

Acute Onset of Pre-existing Condition: up to policy maximum (with primary health plan) or up to $20,000 (without primary health plan) for ages under 65 years. For ages 65 and above, plan will pay up to $2,500 (with & without primary health plan).

Co-Insurance: In Network: After the Deductible, the Plan will pay 90% of the next $5,000 of Eligible Medical Expenses. Out-of-Network: After the Deductible, the Plan will pay 80% of the next $5,000 of Eligible Medical Expenses.

PPO Network: Provides First Health PPO Network.

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Patriot America Plus Plan Administrator: International Medical Group | AM Best Rating: A "Excellent" | Underwriter: Sirius International Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.

Coverage Length: Min 5 days up to max 365 days.

Renew Online: Policy can be renewed up to maximum of 2 years, also Renewal fees of $5 applies.

Acute Onset of Pre-existing Condition: Under Age 70: Covered up to overall maximum limit.

Co-Insurance: In Network: After deductible is paid by insured, plan pays 100% up to policy maximum. Out-of-Network:After the deductible is paid by insured, plan pays 80% for the first $5,000 and then 100% up to the policy maximum.

PPO Network: Provides United Healthcare PPO Network.

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Diplomat Long Term - Including USA Plan Administrator: Global Underwriters | Allied World Assurance Company (Europe) DAC; rated "A" (Excellent) by A.M. BEST Eligibility: Non US citizen age 0-99 traveling to USA and traveling outside their home country.

Coverage Length: Min 3 months up to max 36 months.

Renew Online: Policy can be renewed up to maximum of 364 days, also Renewable fees $10 applies.

Acute Onset of Pre-existing Condition: Under Age 65 :- Up to $20,000; Age (65 to 99):-Up to $2,500.

Co-Insurance: After the Deductible, the Plan will pay 80% of the next $5,000 of Eligible Medical Expenses.

PPO Network: No PPO Network, visit any doctor/Hospital.

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