Bajaj Allianz Two Wheeler Insurance Company 24x7 Spot Assistance Zero Depreciation Cover Personal Accident Cover for Pillion Rider Following the completion of repairs at a network garage, the insurer will directly pay the garage. As stated in the policy, the policyholder has to pay the excess, depreciation value, salvage, etc., as mentioned by the surveyor. For reimbursement claims, the policyholder needs to submit the relevant documents to the insurer after repairing it.

Bharti AXA Two Wheeler Insurance Company For New Bike: It is 5-year TP, 1-year OD + 5-year TP, and 5-year OD + 5-year TP. For Old Bike: 1-year TP, 1-year OD + TP, 2-year OD, 2-year OD + 2-year TP, and 3-year TP + 3-year OD. Depreciation Cover Upon receipt of all the necessary claim documents, original repair invoice, satisfaction voucher/discharge voucher, and NEFT details, the company would initiate the claim settlement process. A bike insurance claim needs to be reported right away after the incident/accident. In the case of total theft claims, police and insurer’s intimation must be within 24 hours.

HDFC ERGO Two Wheeler Insurance Company Zero Depreciation Cover Emergency Assistance Cover share with the nearest network garage. The surveyor will survey and assess all damages/losses. Complete the claim form and provide the related documents. The policyholder will, through SMS/Emails, at each stage of the claim. After the two-wheeler is ready, pay the claim’s share consisting of compulsory deductible, depreciation, etc. to the garage and drive off. The insurer will settle the balance directly with the network garage. After claim intimation, all damages/losses would be surveyed and assessed by a surveyor. Submit the claim form with the documents mentioned in the document form. Fulfilment of claims following receipt of complete documents Claim payment would be via NEFT (if opted) or cheque.

Reliance Two Wheeler Insurance Company Nil Depreciation Daily Allowance Benefit EMI Protection Helmet Cover Step 1 - Lodge a claim with the insurer and submit claims documents Step 2 - Vehicle inspection Step 3 - Liability Confirmation Step 4 - Vehicle Delivery Source: Official website of Reliance General Insurance

Liberty General Two Wheeler Insurance Company Depreciation Cover Consumable GAP value cover Roadside Assistance cover Engine safe cover Step 1 - Claim registration Step 2 - The insurer will organize a survey inside city limits within 24 hours and outside city limits within 48 hours. Step 3 - After moving the vehicle to a garage, the policyholder must submit necessary documents at the garage for the surveyors to verify.

IFFCO Tokio Two Wheeler Insurance Company

Personal Medical Cover Zero Depreciation

In the event of an accident, etc. As stated in the policy, the claim immediately. For total theft claims, the policyholder must intimate both the police and the insurer within 24 hours of the incident.

ICICI Lombard Two Wheeler Insurance Company Electrical/non-electrical accessories The policyholder can also cover the bi-fuel system, such as CNG. For a motor insurance claim, one can avail cashless facility for repairing the two-wheeler in any of the company’s network garages. In case the vehicle is serviced in a garage outside the purview of the company’s network, then the policyholder can claim reimbursement of expenses.

Universal Sompo Two Wheeler Insurance Company Engine Protector Motor OD NCB Protector Motor OD Depreciation Waiver/Nil Depreciation Return to Invoice Daily Cash Allowances Benefit Insurance at the manufacturer selling price Loss of Driving License/ Registration Certification Additional Accidental Injury Compensation for Owner driver If the vehicle meets with an accident or injures a third-party or damages third-party property, notifying the insurance company immediately is a must. The insurer’s claims executive shall get in touch with the policyholder and guide them on the procedures and documents necessary to process.

United India Two Wheeler Insurance Company Third-party liabilities Provides personal accident cover Get in touch with the policy issuing office of the insurer immediately. For service accidents, including fire/riot losses In case there are any third-party injuries/deaths, the individual After completion of all the formalities, the policyholder can move/tow the vehicle to an authorized workshop Ensuring the non-commencement of repair work until the final surveyor verifies the claims is a must. On completion of the repairs, the policyholder needs to submit the cash bills for partial loss claims.

Oriental Two Wheeler Insurance Company Accidental Loss Liability to third parties Personal accident cover The documents required for processing claims would differ depending on the kind of incident leading to the claim. For filing a damage claim, some of the documents required would be - duly-filled claim form, driving license original with xerox copy, bills & cash memo of repairs, etc.

New India Assurance Two Wheeler Insurance Company Loss or damage to accessories fitted in the two-wheeler Personal accident cover under private car policies for: 1) passengers 2) paid driverLegal liability to employees Legal liability to non-fare paying passengers in commercial vehicles Submit a duly-filled claim form, copy of registration certificate, and driving license of the vehicle's driver at the accident’s time to the insurer. The two-wheeler will be surveyed by a surveyor, who will submit his/her report to the company. Final bills/cash memos need to be submitted, duly signed by the insured. Salvage of the damaged parts may have to with the insurer following approval of the claim.

National Insurance Two Wheeler Insurance Company The policyholder can avail additional cover for loss of accessories, legal liability to paid driver, personal accident to the occupants, and increased legal liability to third-party property damage for up to Rs 7.5 lakhs. The insurer provides the provision of No Claims bonus for claims-free experience. Submit duly-filled claim form to the policy issuing office and documents required/asked for by the insurer. The company would appoint a surveyor for inspection. The payment of claims to the policyholder as a full and final settlement.