Mixed feelings about the prospects for TOLL heading into earnings , optimism on recent rate cuts and the employment market, but got to put myself in the shoes of a new home buyer. If you are currently looking for a starter home do you want to be making the biggest investmentyour life at the top of a economic cycle .? NO, NO , NO.Future rate cuts may be on the way but that may just be sticking a plaster on a broken economy. The WORLD could very well be entering a recession the likelihood that the USA could be immune to that is madness.