Senate Minority Leader Chuck Schumer charged Tuesday that President Trump's first major speech to Congress Tuesday night will have little real impact and therefore isn't as important as past presidential addresses, since there is a disconnect between what Trump says and what he does.

"Tonight's speech from the president will be far less important than past presidential addresses for one simple reason: This president has shown through his campaign or presidency and now in his first month in office that there is a yawning gap between what he says and what his administration actually does for working Americans," Schumer said on the Senate floor.

Schumer repeated his now constant refrain that Trump talks like a populist but "governs like a pro-corporate, pro-elite, hard-right ideologue."

After promising to be a champion for working people in his inauguration speech, Schumer said Trump signed an executive order an hour after taking the oath of office that made it harder for working people to afford a mortgage.

Schumer was referring to Trump's first executive action, which undid a mortgage-fee cut under a Federal Housing Administration program that's popular with first-time homebuyers and low-income borrowers. The late Obama administration policy action would have reduced the annual premium for someone borrowing $200,000 by $500 a year.

Private insurers, which back loans guaranteed by mortgage-finance companies Fannie Mae and Freddie Mac, had criticized the fee cuts because they compete with the FHA for market share.

Schumer also assailed Trump for his Cabinet choices that he argued demonstrate a commitment to special interests instead of helping working families.

"He told raucous crowds that he would tear down the power structure in Washington and drain the swamp, but he spent his first month in office appointing bankers and billionaires and titans of Wall Street to fill his administration," Schumer added.

When it comes to Trump's tax plan, which he might flush out more in his speech, Schumer said "every indication we've gotten" is that it would give "tax breaks to the wealthy and shift the burden on the middle class and the working class."

"No matter what the president says tonight, we'll have to look at the details and see who it really helps," Schumer advised.