Despite inventory challenges, it’s important to note that single buyers aren’t necessarily looking at the same homes that couples might be eyeing. Couples may want the yard and be willing to look for residences in the suburbs, while singles may not be willing to lose the amenities that city living offers. And Dantzler, the broker, adds that there are still starter homes out there for single buyers. Just keep in mind that “starter home means different things for different people,” she said. Also, singles exploring homeownership may want to look into low-down-payment home loans, such as the Federal Housing Administration loan that allows for a 3.5 percent down payment.