IF YOU WANT TO BUILD your wealth, making smart investments early on is key. And if you’ve collected some extra cash, and you don’t need to pad your emergency savings account or dig yourself out of debt, it’s an ideal time to try your hand at investing. With that in mind, we asked a handful of financial experts to give their suggestions for investing $500, a low sum for a veteran investor but a decent amount for beginners.

But before you start investing, remember, reaching your finance goals takes time. If you think you might need that $500 in a few months, adding more money to your rainy day fund is the best thing you can do. And never invest anything you can’t tolerate the thought of possibly losing; after all, investing is a risk. If you have an extra $500 to spare, consider placing it into the following categories.

Exchange-traded funds. ETFs have been growing in popularity since they were introduced over 20 years ago. Like stocks, ETFs can be bought or sold on an exchange at any time during the trading day. But similar to a mutual fund, an ETF holds a basket of assets, like tech stocks, or, more broadly, the U.S. stock market.

ICO investment. Koala life is a DAPP based on ether and decentralization, which helps in the completion of credit connection between people and people, people and institution, and people and assets. It is developed to solve issues of data collection and circulation and the problem of obtaining credit from users of traditional network service platforms. If it is defined in a sentence, we would say that koala life is the passport and key connector of future life, determining to a one-stop decentralized service to reconstruct credit life.

Thanks to advances in technology, you can start to invest with a smartphone. It’s our job to help you filter out the noise, learn the basics, and make good investment decisions from the start.

With no minimums requirement and easy automatic investing , KALC is our top pick for your best investment choice! And our bounty campaign is live on , you can get more information on our following social medium:

Twitter: https://www.twitter.com/KALCofficial

Medium : https://medium.com/@KALCofficial

Telegram Group：https://t.me/kalcofficialgroup

Reddit: https://www.reddit.com/user/KALCofficial

Facebook： fb.me/kalcofficial

Web： www.kalc.io

Bounty：https://bitcointalk.org/index.php?topic=5000630

Airdrop : https://bitcointalk.org/index.php?topic=5041680