Credit Repair Services by FixBadDebt.

If you already have your Veda Equifax credit report, Upload your credit file by clicking this link for free Credit Repair Quote

Golden rules for credit repair.

Never pay money upfront, refundable or not. Always choose a company that employs solicitors. QUICK FIXES do not happen and are only promised by companies who want money upfront. Beware.

Credit repair with a track record.

Credit repair is our sole service and purpose with a successful track record. If we don’t succeed then we don’t stay in business because we only charge clients when we get results. That speaks for itself.

That means that you, as a valued client will have access to the best possible solutions and resources available in the credit repair industry together with our solicitors.

What are the first steps with credit repair?

After an initial assessment of your personal VEDA (now Equifax) or DUN & BRADSTREET credit file your bad credit rating, court judgments or defaults can be worked on and fixed when possible. Simply submit your credit file online for a free credit repair quote and we will get back to you with our opinion on the likelihood of success and any associated costs.

Do I pay any money upfront for credit repair?

No absolutely not. Our “no win – No fee” policy ensures zero risk if we cannot remove a default or judgment entry from your credit file. No deposits, no admin fees, no progress fees.

Can credit repair fix all defaults?

Unfortunately No. We don’t simply tell every customer that we can fix everything. Although that would be nice, it is not realistic nor possible.

Every bad credit case is unique with its own set of circumstances attached, which is why our expert team work arduously to find the best repair solutions for every client we help across Australia. Don’t suffer from the ongoing negative effects a bad credit rating can have, including reducing chances for mortgaging and borrowing opportunities and disadvantaging personal purchasing, talk to FixBadDebt!

The simpler credit repair repair solution!

If you already have a current copy of your credit file and you think there are Black Marks on it, making a positive step towards credit repair doesn’t have to be as difficult or expensive as you think. With FixBadDebt, all you have to do is send us your credit file to this Credit repair quote link and you’ll receive a free online quote of how much our credit repair services will cost you if we believe your credit file can be repaired.

Are credit repair services left up to me to decide on?

Yes. The decision to proceed is then left completely up to you with no obligation to continue. We do not badger clients who make inquiries and we do not share details from inquiries. You decide if you want to get back to us.

How effective are credit repair services?

We are one of the very few credit repair companies that charge based on results alone, meaning we must achieve a positive outcome as often as possible or we don’t stay in business. So, with with no deposits, no admin fees, no progress fees and excellent standards of service, we are confident you’ll find us to be the best credit repair solution in Australia.

Do I need my credit file to make credit repair inquiries?

It helps but don’t panic if you Don’t have your credit file. No problem – we can access your credit history information with your permission, simply follow this link to obtain your current Veda Equifax credit file assessment.

If you don’t have your credit file and instruct us to access it for you, the copy of your Veda (now Equifax) credit file information we access will be passed onto you at no cost, however our professional assessment & recommendation service does attract a fee of $62.50

Get a free credit repair quote now

If you do already have your Veda credit file, what are you waiting for? Let us review your credit file and identify any adverse issues. Start your journey towards better chances of access to finance and credit by uploading and submitting your credit report with our free credit repair quote service.

Your Credit Rating Should Be Protected

Even if you never plan to borrow money, you should make sure that your good name and credit rating are protected at all times. There are a number of very good reasons why you might want to check the credit report you have at hand. The information contained in your credit file is likely to be used for more than deciding whether you qualify for a loan or a mortgage. Today all utilities providers, Telco’s, trade suppliers and some employers will check the credit rating of any applicant.

And as of March 2014 credit history may include late payments on any current lines of credit you may have. Legislation has brought about this change which we discuss in one of our articles on credit reporting changes.

If you are not aware of what is on your credit file now is a good time to find out. Only authorised organizations such as banks and credit providers or access agents/seekers can gain access to your credit rating and they are the companies which you need to ensure your credit history is nice and clean for. We not only assess your Veda (Equifax) credit report or D&B report, but we can also help provide the best chances it is clean and fixed when things are not so right.

What do lenders look at on my credit file report?

While your numerical score is important, final approval of credit is an aspect a lender will normally decide themselves based on all of the information you provide them with in an application. Leave that part up to them as you cannot directly change that at will.

When you go to the bank for a loan, the information they really want apart from your credit score is your credit history as shown on your Equifax Veda credit file which they normally access. That part can be changed by you in some circumstances if incorrect, so it is important that you see your credit file before going to a lender or submitting an application.

How do I know if I may need credit repair services?

So how do you know if your credit history is all fine? If you do already have your credit file just follow the free credit repair quote link above. If you don’t have your credit file then simply click here ” request my credit history assessment online ” today from our site and we can assess your Veda credit file information for you. Once at hand we will assess your credit file for identification of any adverse issues such as defaults or judgments, followed by providing you with our complete credit health check report. Although we provide you free of charge with a current copy of the Equifax Veda credit file information we access, we do however charge you $62.50 for our time in preparation and compilation of the assessment and recommendation service. Same day return (Bus days/hours).

Quotations for any potential repair recommendations will be included in the report service.

When Should I Check My Credit File?

Under normal circumstances you should check your credit report for any issues annually to ensure that nothing adverse has been entered on it. Otherwise it is a good idea to check your credit report prior to submitting a finance application, not afterwards.

Sadly, even if you are among the majority of people who always pay their bills and on time, it is still possible for negative entries to show up on your credit report. The incidences of identity theft are on the rise as are the number of banking errors. The last thing you want is to find out when you are ready to buy your first house, is that someone else has ruined your credit rating. You may also want to check your credit history before applying for a loan as there are a number of steps you can take to remove negative comments should you find any and improve your credit rating.