About India Bulls

Indiabulls Housing Finance Ltd. (IBHFL) ranks as the 2nd largest private sector housing finance organization in India. Indiabulls is regulated by the National Housing Bank (NHB). The organization bears the highest rating of AAA from CARE ratings and Brickwork ratings.

Indiabulls offers home loans at go-getter rates for you to en cash them with Home Loan offers up to Rs. 1.5 crores.

The specially trained staff at Indiabulls provides sincere counselling to its customers about various stages of their home loan, right from the initial application process of your home loan till the time customers take the possession of their dream home.

Salient features of applying for home loan with India Bulls

• Your loan will be sanctioned in 48 hours with Indiabulls.

• You will have your loan approved before you finalize your property.

• You can avail a doorstep service where the executives from Indiabulls can come, counsel you and assist you with the home loan you need.

• Indiabulls has tie ups with over 5500 residential projects for you to choose from.

• Indiabulls operates through over 220 easily accessible branches spread across 110 towns and cities in India

• Indiabulls bears two international offices in Dubai and London. The organization reaches out to Non-Resident Indians and Persons of Indian Origin offering them home Loan products.

• Indiabulls has successfully given over 6.44 Lakhs people key to their dream home.

Loan Amount

• For home loan requirements less than Rs. 30 Lakhs, Indiabulls provides finance up to 85% of the cost of residential property you wish to buy

• For loan requirements above Rs. 30 Lakhs up to Rs. 75 Lakhs, Indiabulls provides finance up to 80% of the cost of your residential property.

• For a loan requirement above Rs 75 Lakhs, Indiabulls provides a maximum of 75% of the cost of your residential property however; the finance totally depends on the repayment capacity of the customer.

Maximum Term

You can avail your home loans from Indiabulls for a long tenure of 30 years which is subject to age of your retirement.

Apply for loans with a co-applicant and become eligible for higher loan amount.

You can submit your application for home loans either individually or by clubbing along your income with any of your immediate family members.

Flexible Rates of Interest

Home Loan with adjustable rate of interests are directly proportional to benchmark rates of IHFL. With this scheme the EMI during the tenure remains constant and does not change with change in rate of interests. However, when the rate of interest increases the interest component in the EMI also increases and the principle component of your EMI reduces as result term of the loan gets extended. The same thing gets reversed with the decrease in the rate of interest.

Purpose for availing Home Loan

• You can avail your home loan from Indiabulls for purchase of new flat,house,bungalow from developers properties in co-operative housing society and apartment owner's association existing freehold properties

• For construction of residential property over a plot, or purchase of plot followed by construction of house over it.

• Extending your existing property such as adding floors or new rooms in your already existing house.

• For renovation of your already existing residential property

Apply for your home loans with Letzbank

• Letzbank offers home loans from a number of partner banks and presents a competitive and comparative home loan schemes for the purpose of simplifying your search for a home loan.

• Letzbank also offers tools and services absolutely free of cost for you to get acquainted with your home loan scheme, where you can plan EMIs, ROI and tenure.

• Not only you can choose from a wide range of home loan products but you can also apply for home loans on the website letzbank. This feature of online applications is unique and also puts you at a better advantage of getting your service fee waived off.

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