No great earthquake has occurred in the Garhwal–Kumaun region of NW Himalaya in the past 500 years or more. We report results of continuous GPS measurements from 28 sites from the region to suggest that the convergence rate in this part of the Himalaya is about 18 mm/yr which is leading to strain accumulation in the region. The Main Himalayan Thrust (MHT) in the frontal part of the Himalaya under the Outer and southern Lesser Himalaya is strongly coupled for a width of about 85 km. The midcrustal ramp where earthquakes of Himalayan seismic belt occur, exhibits low coupling. Strong coupling on the MHT beneath the Outer and Lesser Himalaya is homogeneous except in the very shallow updip part of the MHT. Subduction of sediments of the Indo-Gangetic plains or the Delhi Hardwar ridge does not seem to influence coupling. A high rate of strain accumulation, which has continued for more than 500 years on a strongly coupled MHT makes this one of the most earthquake-vulnerable segments of the Himalayan arc.