A pregnant Cobargo woman who refused to shake Scott Morrison's hand on Thursday has said all she wanted was for the Prime Minister to discuss increased help for fire services.

But instead, Mr Morrison "turned his back", said Zoey McDermott, who lost everything she owns in Tuesday's fires.

Zoey McDermott refuses to shake the hand of the Prime Minister during his visit to Cobargo. Credit:Nine News

"He just wanted photos. He walked off on me," Ms McDermott told The Sydney Morning Herald and The Age.

"I would have had utmost respect for him, for any leader, if they had just sat down with us and discussed [what we needed]."