A Detroit rapper was hit with credit card fraud charges last week after bragging about committing the crime in his tracks and could face up to 20 years in jail.

Selfmade Kash, whose real name is Jonathan Woods, was charged with wire fraud, aggravated identity theft, and possession of unauthorised access devices, the Detroit Times reported. He is currently being held in custody.

Some of the 25-year-old rapper’s tracks include “In Swipe I Trust” and “Swipe God Freestyle.”

In the latter track, Mr Woods raps the following lyrics: “I got them in they feelings / Off these swipes I made a killing / I made 10 ain’t have to split it.”

Federal prosecutors dissed the young rapper in a statement on Thursday, saying that the rapper isn’t as skilled at credit card fraud as he claims to be in his music.

Ten tips to avoid crafty credit card tricks Show all 11 1 /11 Ten tips to avoid crafty credit card tricks Ten tips to avoid crafty credit card tricks Make sure you read the small print AP Ten tips to avoid crafty credit card tricks Since the start of the financial crisis, many people have experienced a sudden and unexplained hike in the interest rate on their credit card. For many consumers, this means repaying their debt is likely to take longer and cost more. If your provider has recently increased your rate, moving your existing debt onto a 0% balance transfer card could save you a significant sum. However, be aware that in the current climate competitive balance transfer deals can be difficult to come by. It's therefore crucial you are confident you will be accepted before you apply. Getty Images Ten tips to avoid crafty credit card tricks 2. Don't make late payments If you fail to pay your credit card bill on time or exceed your credit limit, you are likely to be hit with a penalty charge of £12. What's more, your lender is within its rights to revoke any interest-free period or promotional deal you may be benefiting from. To prevent this from happening to you, it is a good idea to set up a direct debit to pay at least the monthly minimum repayment (MMR). Reuters Ten tips to avoid crafty credit card tricks 3. Don't let your provider increase your limit without permission When it comes to managing your credit card, it is important to be in control of how much money you are borrowing. If your credit card company steps up your credit limit without your consent and you feel it is unnecessarily high, it's a good idea to ask for it to be reduced. This will remove the temptation to borrow more than you need. Getty Images Ten tips to avoid crafty credit card tricks 4. Don't make just the monthly minimum repayment In recent years, the monthly minimum repayment (MMR) you are required to make on your debt has reduced significantly. Although this may sound like a good thing, if you only ever make the MMR each month, it will take you far longer and cost you much more to clear your debt. Even if you can only afford to pay a small amount above the MMR, this could save you a considerable amount of money in the long term. Getty Images Ten tips to avoid crafty credit card tricks 5. Don't cash unsolicited credit card cheques By this time next year, lenders should no longer be able to deliver credit card cheques to our door unless we have specifically requested them. As a general rule of thumb, unless they are offering a special low-rate promotion, cashing credit card cheques is an expensive way to borrow. This is because you will often be charged a higher APR than if you simply pay for your purchase with your credit card. Furthermore, most providers charge an additional handling fee. Getty Images Ten tips to avoid crafty credit card tricks 6. Don't spend on a balance transfer credit card If you transfer old debt onto a balance transfer credit card, one of the worst mistakes you can make is to use the same card to make new purchases. Most lenders usually weight your repayments towards your cheapest debt first, while the more expensive debt - such as new purchases - is left to accrue hefty interest charges. This practice is known in the industry as negative payment hierarchy. Unless you use a card with the same introductory offer on both balance transfers and purchases, it's sensible to always keep your balance transfers and spending separate. Getty Images Ten tips to avoid crafty credit card tricks 6. Don't spend on a balance transfer credit card If you transfer old debt onto a balance transfer credit card, one of the worst mistakes you can make is to use the same card to make new purchases. Most lenders usually weight your repayments towards your cheapest debt first, while the more expensive debt - such as new purchases - is left to accrue hefty interest charges. This practice is known in the industry as negative payment hierarchy. Unless you use a card with the same introductory offer on both balance transfers and purchases, it's sensible to always keep your balance transfers and spending separate. Getty Images Ten tips to avoid crafty credit card tricks 8. Don't use your credit card for cash Withdrawing cash with your credit card usually attracts a much higher rate of interest than the standard rate of purchases. What's more, if your card operates negative payment hierarchy, you will find that cash withdrawals are usually paid off last. This could cause your interest bill to escalate even further. Getty Images Ten tips to avoid crafty credit card tricks 9. Don't assume you will receive the typical APR Remember that lenders only have to offer their headline interest rate to two thirds of approved borrowers. This means if your credit history is anything less than perfect, you may be offered a less competitive interest rate than the typical APR advertised. Reuters Ten tips to avoid crafty credit card tricks 10. Don't forget to shop around Finally, as with any financial product, when it comes to credit cards it pays to shop around for the best deal. Therefore before you accept a credit card direct from your lender, make sure you take the time to compare a range of offers first. Getty Images

“Woods claimed to be sophisticated at credit card fraud when, in fact, he is not,” prosecutors said. “Woods frequently posts pictures and videos on Twitter and Instagram containing large amounts of money, credit cards, and credit card skimmers to promote his proclivity for credit card fraud.”

According to NME, the prosecutors also said the alleged credit card fraud is dated back to May 2017. They claim that Woods’s social media accounts to influence followers on how to engage in credit card-related crime.

Mr Woods has also been accused of selling 36,400 of his Instagram followers information on how to find the best bank identification numbers on the dark web.