EXCLUSIVE

"Vanderpump Rules" star Scheana Shay and her now ex-husband finalized their divorce, and she's the one who will have to shell out a chunk of cash.

Here's what she gets to keep:

- 2016 Ford Explorer, with a $49k note

- '09 Nissan worth $19k

- bank account with $1k in it

- a retirement fund worth $31k

Mike Shay gets to keep an '05 GMC Sierra, and Scheana has to fork over the $50k to balance out their assets.