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This is U.S. specific, do you think this is what "level playing field" refers to? The Payments Modernization Act of 2019 Can Ripple be partnered with the Federal Reserve? This is the Fact Sheet

1.) I think Dilip Rao has commented that for a central bank Ripple could probably provide their software for free. I think Ryan Zagone was on the faster payments task force. I think when the FTPF as

It's still anyone's guess as to how this all plays out wrt Ripple and XRP. The fact that team Ripple has been working with the US govt in many capacities tends to lean towards a favorable outcom