The indictment alleges that the first couple did not disclose that they had loans with Williams when they sought loans in October 2012 and in early 2013 from a financial institution and another private lender. It also alleges that Maureen McDonnell made “false and misleading statements” to investigators regarding the first couple's relationship with Williams.

In February 2013, Maureen McDonnell was interviewed by law enforcement officers regarding the $50,000 and $15,000 checks from Williams in May 2011.

The indictment says that “although Maureen McDonnell stated that the $50,000 check was a personal loan from JW and that she had asked JW for the loan to help with the defendants' expenses and cash flow, she falsely claimed that there was a loan agreement that she had signed and that she was making periodic payments on the $50,000 loan.”

Three days after Maureen McDonnell was interviewed, the governor sent a fax to a loan officer that said in part: “I reviewed the general loan application again this weekend and made some updates concerning information that was incomplete.”

The handwritten changes included accounting of the $120,000 in loans from Williams.