Joseph Shalaby is the CEO and Founding Broker of E Mortgage Capital Inc. E Mortgage specializes in offering full-service residential mortgage options with a premium put on industry-leading rates and full and immediate service.Joseph Shalaby graduated with honors from the University of California, Santa Barbara in 2002. Now in the real estate industry for nearly two decades, he remains constant in his quest to be on top of the newest cutting-edge mortgage products and innovative options. In this relatively short time, Mr. Shalaby has established himself as a pioneer in the industry. With the newer definition and protections for Non-QM (Non-Qualified Mortgage) loans E Mortgage now provides for more and more no-income and alternative money loans. Another innovation is to use online features to lock interest rates for a period of 90 days and to lock loans, giving the client full assurance.Joseph Shalaby is proud to have a large and competent support staff to serve all client needs. With this in place, he makes a commitment to close a mortgage in 10 days with a two-day period to close on all other aspects of the loan process.In a major step in aiding borrowers with the best service in securing residential loans,E Mortgage Capital has expanded to over 25 branches, and 5 brick and mortar locations with one in Hawaii. E Mortgage Capital is one of America's largest mortgage companies and has earned the Pinnacle award. It has also been ranked #3 by Royal Pacific Funding, Diamond Award and ranked in the top 10 by America's largest wholesale lender, United Wholesale Mortgage. E Mortgage Capital also received the Pinnacle award from Quicken Home Loans, the nation's largest lender and is ranked in the top 20 of their mortgage companies.For a Free Purchase or Refinance Mortgage Consultation call Joe Shalaby at (949) 954-6584 or email: [email protected]