With the correct information you absolutely can go directly to some HMO Mortgage Lenders, but one problem is that criteria and requirements change on a daily basis. Due to their nature HMO mortgages are deemed as specialist products and are unregulated in their nature.

The number 1 thing we recommend is that even if you don’t use them, you speak to a specialist HMO broker in order to get the most up to date information and therefore likely the best possible result.

The HMO mortgage market is constantly changing and expanding due to the high demand for HMO mortgage products, and so understanding which lenders are particularly active, fast and favourable is vital

General brokers are poor in our experience because they have to cover every single type of lending out there; commercial mortgages, residential mortgages, Buy to let mortgages, short term finance, land loans, and other types of mortgages finance. They are typically a jack of all trades and therefore a master of none.

HMO specialist brokers are exactly that. 100% Specialists. They get the job done when no one else can and find HMO lenders and solutions to fit all scenarios which speed and ease.

If you would like a free no commitment call then make sure you get in touch. We would be only too pleased to help.