International Mortgages

This guide is to provide information on mortgage availability in the countries listed. With lenders’ terms and criteria frequently changing, please contact us and we will let you know what is available to you.



The following countries continue to be some of the most popular for people buying overseas, together with a general guide line as to current mortgage availability.

France

Minimum loans from Euro 50,000.

Residential properties, holiday/second homes, new build, self-build, renovation, remortgage.

Capital & Interest and Interest Only mortgages.

Interest rates from 2.30%

Max LTV 85% with some Lenders.

Portugal

Minimum Euro loans from Euro 100,000.

Minimum Sterling loans from £100,000

Purchase of residential, holiday/second home,

construction and renovation, remortgage.

Interest rates from 4.75%.

Capital & Interest mortgages only.

Max LTV 80%.

Spain

Minimum loans from Euro 50,000.

Purchase of residential, holiday/second home,

buy-to-let, new build properties. Land purchase,

self-build. Remortgage for home improvements only.

Interest rate from 3.783%.

Capital & Interest and Interest Only mortgages.

Max LTV 80%.