Ripoff is a strong word. Our auto insurance expenses are currently more than they need to be. Below is a short history of our monthly costs form the time we have owned both vehicles. Coverage has not changed.

In April of 2017, the first month we had both cars, we were paying $147.33 per month.



In November of 2017, this increased to $170.75 per month. A 15.9% increase.

In November of 2018, this increased again to $211.66 per month. A 23.9% increase.

A six-month term in November would be costing $1,270. That’s pretty bad.

Often, it will be obvious when something is overdue. We were overdue to shop insurance.

Insurance Costs are Different for Different People in Different Situations

A quick overview of our situation: