Today, there can hardly be any doubt that cryptocurrencies have become ingrained in our everyday lives and are here to stay. In the meantime, the digital asset market demonstrated a dramatic boom fairly recently — at the end of 2017. For a few months, Bitcoin, Ethereum and other altcoins were the hot topic on everyone’s lips, grabbing attention of both the mass media and the general public.

Yet, like any other innovative technology, cryptocurrencies are prone to their own “teething troubles”. Having been meant to democratize the digital economy, thus putting an end to the dominance, wheeling and dealing of global banks and governments, digital currencies soon turned into a go-to playground for crooks and scammers, while bringing bitter disappointment to people with a very limited knowledge about trading and investment, to people who lost huge sums of money.

The situation can partially be explained by an immense amount of information daily circulating over the Internet. Even seasoned traders may find it difficult to track the performance of hundreds of new crypto coins and tokens, not to speak of rookie investors who are taking their first steps in the world of blockchain economy. The STIPS|FinTech platform serves to solve the above-mentioned and many other problems.

Although the World Wide Web makes information easily accessible, the enormous amount of data and almost unrestricted online publishing of sketchy information can confuse most of the crypto-enthusiasts. To solve the problem, the team of STIPS, a British fintech startup, is building a single platform to gather and analyze data, publish news and exchange rates, map out trends and provide information giving a long-term outlook for any token and helping make a better-informed decision on investment.

The STIPS team is made up of industry veterans boasting long service records with a large international investment company working with high-net-worth individuals (HNWIs) and such banks as Julius Bär, Credit Swiss and UBS. Two years ago they started working on blockchain projects and successfully launched a number of products. The partnership with the Swiss Blockchain Foundation laid the basis for building an open blockchain platform for fundamental analysis of tokens; the current project aims at launching an initial coin offering (ICO) targeted at the most active Asian market.

The STIPS professionals are building a decentralized crypto-finance platform for smart investment and asset management. It will provide the community with complete, relevant, and unbiased information on each asset of interest. The community will be also motivated to independently conduct research and update the information on assets and teams behind them. In their turn, token startups will be able to publish information on their activities on a single platform with no need to use dozens of different communication channels.

STIPS|20

One of the main tools for assessment of the investment prospects is the STIPS|20 index developed by the STIPS team. It is available to all participants of the cryptocurrency industry. It shows the dynamics of the cryptocurrency market through 20 digital assets with the largest capitalization.

“Pinpointing true giants among thousands of cryptocurrencies to make an investment is not an easy task for any investor. We are creating an infrastructure project, which will make it possible to invest profitably and to improve the cryptocurrency market, helping distribute investors’ funds among worthy and trusted projects backed up by strong and committed teams,” Nikita Kutsenko, Chief Marketing Officer of STIPS|20, explains.

STIPS|20 is an indispensable tool for funds, investors (both private and institutional) and traders. Its primary purpose is to create an indicator that would help market players identify the general trend and estimate the velocity of digital tokens. For funds accumulating investors’ money, STIPS|20 can become a benchmark for buying liquid tokens. In addition, it provides an opportunity to invest directly in the index and earn market returns. Investors will be able to compare their investment yields with the average cryptocurrency market dynamics to estimate efficiency and expediency of their decisions when choosing a fund.

STIPS|20Fund

Another project launched by STIPS is the first open index cryptocurrency fund — STIPS|20Fund on the NEM blockchain architecture. It is a fund with a transparent and classical asset management strategy. It follows the STIPS|20 index, which includes the TOP-20 cryptocurrencies. Investors can make investment in the fund at any moment and get transparent mid-market returns.

“The cryptocurrency market desperately needs information. Information is an absolute must for any investor. People do not understand what is going on in the market. When we went ahead with our project, we clearly identified its mission: Information must be simple and accessible; investment must be reliable and smart. It means that private and institutional investors will have essential analytical data and tools for making prudent investment decisions,” Vasili Belokryletski, Chief Business Officer of STIPS|20Fund, states.

First of all, the STIPS|20Fund is good for non-professional and amateur investors who are unwilling to take too much risk when making investment decisions, though they want to participate in the dynamics of the crypto-asset market in a safe, transparent and historically proven way.

STIPS|Oculus

The STIPS|Oculus project is currently under development. It is a simple, functional, and decentralized analytical platform bringing together all the players of the cryptocurrency market for high-performance investment.

The platform is designed as a decentralized ecosystem using widgets for fundamental technical analysis of trading instruments (tokens, currencies, etc.), for asset allocation management (STIPS|Smart Fund), and for taking advantage of an unlimited number of financial services from third-party developers.

“In a lot of ways, the crypto-market is similar to show business — it never stands still. Legends are daily born, new tokens enter the market, and talented newcomers launch projects, which can shake up the market and become big gainers. In the meantime, like in show business, there are a lot of “performers”, but only savvy investors get the lion’s share of profits. In music business producers reap profits, while in the cryptocurrency market maximum returns are available only to those investors and funds that have the most complete and update information on what is going to “shoot” tomorrow, what to invest in, when to aim high. We offer you an efficient system of investment in a new class of assets — in cryptocurrency,” Dmitrii Kotegov, Chief Executive Officer of STIPS|Oculus, says.

A distinguishing feature of the platform will be its gamification system, which implies using game thinking and game dynamics to attract users and consumers, while enhancing their involvement in solving applied problems. Users will be involved in transfer of the data on analyzed projects and will receive tokens, bonuses, higher ratings, etc.

STIPS|Oculus employs a combination of unique algorithms of artificial intelligence developed in cooperation with IBM, regression and Sentiment analysis to identify fundamental parameters influencing the price dynamics of the target token. Having an extensive list of the data, the user will be able to build a unique trading strategy and to use it in the daily trading.

STIPS Token

The utility token based on the EOS blockchain will be the core of the STIPS|FinTech ecosystem. The project economy is aimed at steady growth and provides decentralization of the incoming information, which, in its turn, minimizes distortions and manipulations typical of centralized data aggregators. Tokens are continuously circulating on the platform; users can spend them within the ecosystem and can earn them for assistance in the project development. Motivation is the main function of the token; it provides smooth development of the ecosystem.

New coins cannot be issued, created or mined after the ICO starts.

Prospects for crypto-investment

The main advantage of STIPS|FinTech is that it offers a one-stop solution to several fundamental problems that may arise in the cryptocurrency market. The analytical tools created by experienced professionals can be useful both for mature institutional investors and beginning crypto-enthusiasts.

Among other things, STIPS tokens will facilitate the activity and mobility of the ecosystem; they will turn the process into a game, and will serve as remuneration for users’ contribution to the development and improvement of the project. The teams behind the tokens will have an excellent platform where they will be able to tell about their projects and to stay in close touch with the community.

The STIPS|FinTech platform will bring together all players of the cryptocurrency market, thus significantly improving the efficiency and reliability of investment. This is the future of digital assets!