What Are the Advantages of a Limited Company Buy-to-Let Mortgage?

One of the reasons property investors are considering buying their property through a limited company, and limited company mortgages, are the tax advantages it might offer. Changes brought in under Section 24 of the Finance (No.2) Act 2015 have restricted the mortgage interest individuals can claim as a tax expense. As such, scenarios are occurring where it may be financially better to own a buy-to-let through a limited company rather than in individual names.

These restrictions do not apply to limited companies under the current tax laws.

However, there are other pros and cons of buying property via a limited company. So before considering investing in property through a limited company it is essential to take individual professional advice on whether it is right for you or not.

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