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B.C. drivers whose car insurance expires after Sept. 1 will soon be receiving renewal notices in the mail. But they won’t provide an estimated premium.

That is because ICBC is still figuring out what individual drivers will pay under a new system that more heavily penalizes those who caused accidents.

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The rates will also be determined by other drivers living in the same household as the primary driver — or employees who work for the same company — and that won’t be calculated until drivers arrive at their insurance broker’s office with a list of drivers, their licence numbers and dates of birth.

Also beginning Sept. 1, optional insurance premiums will be affected by two minor convictions, such as failing to stop or yield or speeding, or one major conviction, impaired driving, distracted driving or excessive speeding.

“The whole system’s changing,” said Andrew Janzen, owner of Janzen Insurance in South Surrey and a board member of the Insurance Brokers Association of B.C. “We now have to I.D. all the drivers. … The rates are going up and the system will be slower.