This is all ludicrously, offensively inaccurate. But lucky for us, April is Financial Literacy Month. It’s the perfect opportunity to teach Mnuchin — and the rest of the Trump administration — a few realities about the finances of everyday Americans.

There are at least 22 million people who lost their jobs within the past month — and that’s what we know of. Antiquated state unemployment systems cannot keep up with the demand. And despite the fact that gig workers are supposed to be covered — for the first time ever — the Trump administration’s Labor Department is attempting to issue regulations to get around that directive. “We want workers to have work, not to become dependent on the unemployment system,” Labor Secretary Eugene Scalia and Small Business Administration head Jovita Carranza wrote in an op-ed published by Fox Business (where else?) this week.

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No surprise, thousands upon thousands of people are lining up at food banks, desperately seeking help — and the cost of staples such as eggs is soaring. Food banks, in turn, are increasingly concerned about running out of food, money or both. Meanwhile, the Trump administration needed to be publicly shamed into backing off an attempt to impose work requirements on food stamp recipients, even as jobs have disappeared.

As for the small business loan program designed to keep people employed — the Paycheck Protection Program — it was so underfunded that it ran out of money within days of opening up for applications. Financial literacy? Small business owners attempting to apply for loans couldn’t get banks to agree to process their applications, and confronted a maze of conflicting information about what they needed to do to apply for the money.

More finance facts: According to the real estate site RENTCafé, the average rent in the United States is more than $1,400, over $200 more than our one-time $1,200 stimulus check. In many cities — including hard-hit New York — it’s more than $2,000. Almost a third of renters didn’t pay their rent bill for April, not because they were suddenly financially irresponsible, but because they didn’t have the money. They lived paycheck to paycheck, and when that paycheck suddenly vanished, so did their financial resources. Those Americans need a rent freeze, not a measly handout designed to make the narcissistic President Trump appear beneficent.

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And that check? The American Prospect, in a great scoop, revealed that Mnuchin’s Treasury Department gave banks permission to seize the money if the account holder had outstanding balances for anything ranging from a past-due loan to an overdraft. Moreover, Trump’s insistence on putting his name on the checks means a delay in sending them to people who don’t have a bank account — that is the poorest, most financially desperate Americans.

But what would Trump care about that? He’s a man of inherited wealth who has fooled no small number of voters into believing he assembled his vast fortune all by himself. As president, he then went on to put together the wealthiest presidential Cabinet ever known. Mnuchin — estimated net worth $300 million — is all too typical. His father was a partner at Goldman Sachs. His wife grew up in a castle. Among Mnuchin’s pre-Trump claims to fame: foreclosing on the homes of financially desperate people during the financial crisis.

So instead of meaningful help, Americans get pep talks. Trump, Mnuchin and the Republican Party pursue a financial relief plan that showers gains on Wall Street and corporations, while leaving smaller businesses and individual Americans fighting for mere scraps. No amount of financial literacy is going to fix this bad penny of an administration.