When can I retire?

Compound interest is powerful but takes a long time. To retire in 5 or 10 years the most important number is not your return on investment. It's your savings rate. Learn more. Current annual income Current annual savings Current annual expenses Current savings rate % Current portfolio value Annual return on investment % Withdrawal rate % + Show more options Crunch the numbers or click on the chart

Your current annual expenses equal your annual expenses in retirement

equal your annual expenses in retirement You will never draw down the principal. Your net worth will never shrink.

Current annual income is after taxes

is after taxes Annual return on investment is after taxes and inflation This calculator makes assumptions

Years to retirement

IMF *Avg Household Savings Rates (2008) Sources: OECD

Savings rate

You can retire in 12.4 years with a savings rate of 60% annual expenses 20,000 annual savings 30,000 monthly expenses 1,667 monthly savings 2,500

When your annualcover 100% of youryou are financially independent.The above table will likely show you need to work slightly longer because yourshould be less than your