At this point the majority of the population is transfixed by the biggest borrowers from the discount window. Yes, we know by now that the bulk of these were foreign banks, primarily Dexia and Depfa, but that is simply because only Bank Holding Companies, or depository institutions (and yes, last we checked Goldman deposit branches are still sorely missing), are allowed discount window access. Keep in mind that most banks were Investment Banks and not under the BHC umbrella until after the Lehman collapse. Which is why most banks only had access to the PDCF, which is how the Fed eliminated the loophole for emergency liquidity trickling down to everyone. The majority of US investment banks therefore accessed Fed rescue funding via the PDCF, of which JPMorgan and BofNY Mellon were intermediaries due to their position as the only two tri-party repo clearers and keymasters of the shadow banking mechanism. A quick glance at the PDCF confirms that all banks, pre their conversion to Bank Holdings Companies in the week following Lehman's failure, borrowed from the Fed, if not necessarily from the Discount Window (and yes, as Bob Ivry confirmed, Goldman did borrow directly from the Discount Window on at least five occasions post its "depository status" conversion despite Gary Cohn's perjury to the contrary even as Goldman repeatedly dipped in the PDCF both before and after Lehman's failure, even setting the precedent of first pledging defaulted bonds as collateral before any other solvent bank). Yet what we are more concerned by is not the mega borrowings: after all, it makes sense that if you need tens of billions you will go to the Fed. We are far more concerned by the banks for whom the marginal amount of cash was smallest. Below we present the 171 banks that had to access the Discount Window for the paltry sum of $1,000.00. That's right - these are the banks for whom the margin of failure is as low as one thousand dollars. Any readers who have cash deposited with these banks (many of whom have not yet been visited by the FDIC's Failure Friday phenomenon), are urged to immediately remove all funds and run, Forrest, run.

The banks in question:

1St Source Bk

Albany B&Tc Na

Alpha B&Tc

Ameriana Bk Sb

American Eagle Bk

American Nb

Ameristate Bk

Andrew Johnson Bk

Atlantic Coast Bk

Banco Popular N Amer

Bank Of Alpena

Bank Of Dudley

Bank Of Elmwood

Bank Of Fl Se

Bank Of Fl Sw

Bank Of Fl Tampa Bay

Bank Of Hiawassee

Bank Of Marin

Bank Of Miami Na

Bankeast

Bb&T Fncl Fsb

Belmont B&Tc

Benjamin Franklin Bk

Beverly B&Tc Na

Boone Cty Bk

Byron Bk

Capital One Bk Usa Na

Capital One Na

Cedar Rapids B&Tc

Centier Bk

Central Il Bk

Central St Bk

Chain Bridge Bk Na

Chesapeake Bk

Citizens & Farmers Bk

Citizens Bk

Citizens Cmrc Nb

Citizens Nb

Citizens St Bk

Clear Lake B&Tc

Coastal Cmrc Bk

Coastal Fcu

Columbus Cmnty Bk

Community B&Tc

Community Bk Of Tri-Cty

Community Cap Bk

Community First Bk

Communitysouth Bk And Tr

Connecticut Bk & Tr Co

Cornerstone Cmnty Bk

Csb Bk

Dnb First Na

Eaglebank

East Carolina Bk

Eastern Mi Bk

Elizabeth St Bk

Enterprise Nb Of Palm Beac

Enterprise Nb Of Palm Beach

Equitable Bk Ssb

Farmers St Bk

Fidelity Bk

Finance Fact

Finemark Nb&Tc

First Amer B&Tc

First Century Bk

First Century Bk Na

First Chatham Bk

First Cherokee St Bk

First City Bk Of Fl

First Cmnty Bk

First Dupage Bk

First Ga Cmnty Bk

First Nb Danville

First Nb Midwest

First Nb Of Brookfield

First Nb Of Chester Cty

First Nb Of Muscatine

First T&Sb

First Tr Bk

Firstbank Fs

Franklin Svg Bk

Frederick Cty Bk

Freedom Scty Bk

Frontier Bk

Gateway B&Tc

Gateway Bk Of Cent Fl

George D Warthen Bk

Glens Falls Nb&Tc

Grand B&Tc Of Fl

Great Eastern Bk Of Fl

Greeneville Fed Bk Fsb

Harborone Cu

Heritage Bk Central Il

Hinsdale B&Tc

Home Fed Bk Corp

Home S&Lc

Home Svg Bk

Howard Bk

Idaho Tr Nat Bk

Ing Bk Fsb

Integrity First Bk

Irwin Union Bk Fsb

Killbuck Svgs Bk Co

Kress Nb

La Porte Svg Bk

Lake Cmnty Bk

Lloyds Tsb Bk Plc Miami Agy

Main St Bk

Mansfield Co-Op Bk

Marine Bk

Marine Bk Springfield

Mcintosh St Bk

Merchants Bk Of Bangor

Meredith Village Svg Bk

Midcarolina Bk

Middleburg Bk

Millennium Bcpbank Na

Minster Bk

Mitsubishi Ufj Tr & Bkg Ny Br

Morris Bk

Mount Vernon Bk

Mountain Valley Cmnty Bk

Mutual Bk

National B&Tc Of Sycamore

National Bk Indianapolis

Nationwide Bk

Nbt Bk Na

New Frontier Bk

Norstates Bk

North Bk

North Shore Bk A Co-Op Bk

North Shore Bk Fsb

North Shore Cmnty B&Tc

Northmark Bk

Northpointe Bk

Northwest Cmnty Cu

Northwest Ga Bk

Orlando Fcu

Oxford B&T

Park Ave Bk

Patterson Bk

Peachtree Bk

Peoples' Bk Arlington Heights

Pioneer Bk

Pna Bk

Premier Bk

Rainier Pacific Svg Bk

Red River Bk

River Cities Bk

Sandy Spring Bk

Security Nb Of Omaha

Signature Bk

Smartbank

Southwest Ga Bk

Statewide Bk

Sterling Bk

Strategic Cap Bk

Tower B&Tc

Traverse City St Bk

Treynor St Bk

Union Fsb

United B&T

United B&Tc Na

Unity Nb

Village B&Tc

Warren Bk

Washington Tc

Waterstone Bk

Webster Bk Na

Wheaton B&Tc

Whitesville St Bk

For those wondering what the full borrowing histogram looks like by bucket, here it is, by key distributions, with the mode between $10,000,000 and $50,000,000. And on the top side, there were 3 distinct discount window borrowings for over $50 billion, the biggest of which was for $61 billion by, surprise, AIG, and the next two were for CPFF (Commercial Paper Funding Facility) in yet another SPV shell funding scheme.