Salvador Carrillo is a co-founder of 2gether. He has 20 years of experience in digital business. He is founder of Mobile Dreams, a Spanish leader mobile consultancy firm and venture builder. He is investor and co-founder at mediaSmart, a leading adtech European mobile programmatic company; GELT a cashback wallet for FMCG brands and supermarkets; and Moviplans (an e/m-commerce solution sold to DIA Group in 2015).

Throughout your life you have founded several companies, many of which have grown, and some have even been acquired by multinationals. What is different about 2gether?

2gether is, without a doubt, the most ambitious project I have ever participated in. It is also the most complex in terms of development, legal issues, internationalization, etc. At the same time, it is a company within which we have been able to attract a wide range of talent across various fields, thus making the difficult easy again. Every time I have contributed to the creation and scaling of a company I have had a fantastic time; in the case of 2gether, I also have the feeling that as we progress, we are creating something that will have a global impact.

What differentiates 2gether from other banks that are coming out?

A renowned banking advisor told us something: Challenger banks try to do things better. 2gether is doing better things.

Nobody doubts that we are heading quickly towards a new economy, with collaborative models that need financial solutions, where the user will regain control over their data and will be able to charge for it. An economy where in addition to having pounds, euros or dollars, we will have other assets in the form of tokens (electricity, gasoline, hours of advice…). These assets will be possible to buy, exchange and sell with other users around the world. At 2gether we have pursued that vision relentelessly for two years ago and at present there is no bank ready to make that change.

But in the short term, what differentiates 2gether? The user experience? The possibility of using crypto in your daily life?

I think neither. We know that the user experience of 2gether is very good but in medium term almost all banks will have to have good user experience.

Regarding crypto, the same thing will happen: many banks will be able to add tokens in the future, and I am not talking solely about cryptocurrencies like Ethereum or Bitcoin, but of other tokens such as electricity, gasoline, and more.

What really differentiates 2gether is the business model: a normal bank sells its own or third-parties products and applies a margin. Our business model is different; the user owns their data, and they are the beneficiary of this margin. The more things the user does to contribute to the platform, the more tokens they will generate. In addition, the larger 2gether grows, the more the tokens will be worth as the supply is fixed.

One last thing, a lot of people have asked about a potential 2gether ICO. Will there be ICO, and if so, when?

We have always been very transparent. At 2gether we decided that if we were to launch an ICO it would be because we had an operational and functioning product, not simply a whitepaper.

2gether is already operational in Spain among the testing community and will be launched to all of Europe in Q4 2018. We are not obsessed with the idea of people purchasing tokens; people obtain free tokens for contributing to the growth of the platform, making it better known and further refining it.

In terms of an ICO; we will announce to the 2gether community any news regarding a potential ICO before the end of the year.