CAR INSURANCE QUOTES: THE ULTIMATE SHOPPING GUIDE

When it comes to getting the best deal on your car insurance rates, there are a number of paths you can follow. You can use car insurance comparison sites, contact a broker or agency, or simply go direct to the insurer. Each approach has its advantages and disadvantages, but given the huge choice of options, it can be hard to work out which one works best for you.

That’s why we’ve put together “The ultimate shopping guide for auto insurance quotes.” We’ve looked at 12 key parameters that you need to consider when you’re looking for low cost auto insurance, namely:

Time : how much time and effort is needed to source the car insurance quotes?

Online : can you search for auto insurance quotes online and buy car insurance online?

Phone : can you use your phone to call and get car insurance quotes?

Face to face : can you source affordable car insurance via a face to face meeting?

Rates : can you get cheap car insurance rates using this method?

Coverage : how good is the policy coverage offered and how much it fits your needs rather than providing you with insufficient coverage or a coverage that is beyond what you need?

Choice : can you compare car insurance rates from a range of companies?

Speed : how fast it is to get car insurance quotes? once you get the quotes, how long does it take to implement a new policy?

Saving : are there cheap car insurance quotes that offer worthwhile discounts and savings?

All States : do these free car insurance quotes can be applied in all states?

High Risk : is cheap insurance for young drivers, learners and other high risk drivers available?

Ease: how easy is the process when you compare car insurance quotes?





We’ll consider the main pros and cons of each approach to sourcing auto insurance quotes, and then we’ll use the same metrics to compare auto insurance from specific companies, brokers and car insurance comparison sites. We’ve used 1 to 5 scale ratings on our review:

5: Excellent

4: Good

3: Fair

2: Bad

1: Very bad





CAR INSURANCE QUOTES FROM CAR INSURANCE COMPARISON SITES: 4.2/5

For convenience, speed, and ease of use, it’s hard to beat auto insurance quotes comparison sites that offer free, instant car insurance quotes online. Simply enter your details once, press a button and hey presto - you have a detailed comparison of what’s on offer, making it easy to compare and contrast rates from a range of different companies. What’s not to like?

Well, actually, there are a number of potential downsides to using an online comparison site. First, it may be giving undue prominence to sponsored deals which aren’t necessarily the best solution for you. Second, the market coverage may be limited, meaning you could be missing out on certain deals that are only available direct. And probably most important of all, it may not be comparing like with like. Those cheap auto insurance quotes might look good on paper, but they may be hiding conditions like high deductibles, or no accidental damage.

Having pointed out some of the shortcomings of online comparison sites, it’s important to stress that for the most part, they’re a really useful and welcome tool. These sites make it easy to compare auto insurance quotes, and if your time is limited, they’re a great choice. You could spend a week phoning round all the different insurance companies, but if you end up saving yourself $25, was it really worth it? Plus, the other side of the equation is that there are some really great online deals that can save you serious amounts of cash.





PROS

- Just so quick and easy to use

- Rates from a range of companies

- Instant coverage is available







CONS

- You may be missing out on certain deals, plus some companies may not be listed online on certain sites







We’ve used 1 to 5 scale ratings:

5: Excellent

4: Good

3: Fair

2: Bad

1: Very bad

Parameter Rating Time 5 Online 5 Phone 3 Face to face 1 Rates 5 Coverage 4 Choice 5 Speed 5 Savings 5 All States 4 High Risk 3 Ease 5

ONLINE CAR INSURANCE COMPARISON SITES: REVIEW

With so many comparison sites to choose from, we sometimes wonder whether there’s a need for a comparison site for all the online comparison sites out there!

That said, going online is the best option for auto insurance quote comparisons, and if you want to buy cheap auto insurance online, they’re definitely the way to go. What you want to do is find the site that is most relevant to your online auto insurance needs.

Comparison sites fall into three categories: actual insurance companies or agencies, websites which genuinely compare rates, and lead generator sites that collect your details and then send it to their partners, typically insurance companies or agents, in this instance.

In our experience, the leading sites are generally similar in terms of end results and services they offer. The most important thing you should check is how many insurance companies the website covers: some sites are better than others in this respect, and many select their network of agents more carefully than others.

For comparison purposes, we’ve considered the following:

Type: insurance company or agency (ICA), comparison site (CS) and lead generator (LG)

Online quotes: are your car insurance quotes provided directly or do you have to visit another site?

Scope: the number of companies compared (excellent, good, fair or poor)

Accuracy: how the initial auto insurance quote compares to your final auto insurance premium payment

Speed: how long the auto insurance quoting process takes

Ease: how easy to use the website is.

We’ve then given an overall score, plus our assessment of the pros and cons of each site. So here’s our listing of the best car insurance comparison sites:



INSURANKS.COM: 4/5

Insuranks.com is the insurance comparison website you're currently on. It is an educational resource for insurance consumers to help you become customers with higher awareness. Insuranks.com also ranks insurers, agencies and even comparison sites based on customer ratings, reviews and experiences. Insuranks.com comparison tool connects you with the broadest variety of companies, while educating you about them through content and customer reviews. With some insurers, Insuranks.com will provide you the best car insurance quotes you can ever find online.



To compare car insurance quotes through Insuranks.com, simply go to the top of this page and enter your ZIP code.





PROS

- Superb coverage and choice of companies

- Wonderfully simple

- User friendly interface

- Very customer-centric and educational

- Customer reviews and ratings





CONS

- It doesn’t list the quotes, only connects you to places where you can get them







BEST FOR: Easy of use, largest selection of insurance companies, deals you cannot find through other comparison sites





Parameter Rating Type Comparison Site Online quotes Mostly no Scope Excellent Accuracy Excellent Speed Excellent Ease Excellent





CARINSURANCE.COM: 2/5

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CarInsurance.com is a lead generator owned by QuinStreet Inc, an online digital marketplace pioneer. CarInsurance.com doesn't provide online quotes and after you fill in your details it simply connects you with very limited 1 to 5 auto insurance options, which you can click on to get your quotes from, but you will have to fill in your details all over again. Clickif you want to try them out.





PROS

- Easy to use interface





CONS

- Doesn't provide quotes, only sell your leads and connects you to third party partner sites where you will have to re-enter your details all over again. Poor experience.

- Very limited number of results (1 to 5)







BEST FOR: Drivers in a rush to get coverage who don't mind the poor selection and experience





Parameter Rating Type Lead Generator Online quotes No Scope Poor Accuracy Poor Speed Excellent Ease Excellent





COMPARE.COM: 4.6/5



Compare.com is a car insurance comparison shopping website and licensed agency. It is a sister company of Confused.com, a UK car insurance comparison pioneer, both owned by Admiral, an international insurance group. To get car insurance quotes through Compare.com, click here





PROS

- Compares auto insurance rates from over 50 companies

- Auto insurance focused

- Trusted brand





CONS

- Other websites offer a greater choice of customizable options





BEST FOR: Multiple payment options





Parameter Rating Type Insurance Agency Online quotes Yes Scope Excellent Accuracy Excellent Speed Good Ease Good





COVERHOUND.COM: 4.8/5



CoverHound.com has some of the best comparison technologies in the market, and also works in partnership with a number of other sites. To get auto insurance quotes through CoverHound.com, click here





PROS

- Excellent user experience

- Technologically advanced



- Provides many different coverage options from multiple companies

- Allows you to edit your required coverage details, customize it and add coverage as you wish to receive quotes for your exact auto insurance needs

- Automatically calculate discounts

- Real final rates due to direct relationship with 26 auto insurance carriers





CONS

- Not available in Alaska, Hawaii and Massachusetts

- Some of the best car insurance providers are not included in their comparison





BEST FOR: User experience and Quote Accuracy.





Parameter Rating Type Insurance Agency Online quotes Yes Scope Good Accuracy Excellent Speed Excellent Ease Excellent





ESURANCE.COM: 3.6/5



Esurance.com is a direct insurance company that is a wholly owned subsidiary of Allstate, targeted at customers who prefer to buy insurance online or on the phone. To get Esurance quotes, click here





PROS

- Trusted brand

- Great interface, really useful online tools and powerful apps





CONS

- Only provides suggestions for few other insurers, without providing real time quotes, its sole purpose is to sell its own policies rather than those of other insurers

- Only available in 42 states at the moment, but constantly expanding





BEST FOR: Time-poor, tech-savvy users





Parameter Rating Type Insurance Company Online quotes Yes Scope Fair Accuracy Poor Speed Excellent Ease Excellent





EVERQUOTE.COM: 0.6/5



EverQuote.com is one of the biggest lead generators in the insurance space. To get auto insurance quotes from EverQuote, click here





PROS

- Can't think of any





CONS

- It doesn't provide any quotes or added value, just car insurance ads, even very few ad options

- Long and exhausting form filling that doesn't end up with any quotes, only with ads, they then sell your information as a lead to anyone that buys it from them, beware





BEST FOR: Drivers who want their lead information sold to auto insurance carriers and agents through EverQuote





Parameter Rating Type Lead Generation Online quotes No Scope Poor Accuracy Poor Speed Poor Ease Fair





INSURE.COM: 0.8/5

Similarly to CarInsurance.com, Insure.com is another comparison site owned by leading online digital company QuinStreet Inc. To compare car insurance quotes through Insure.com, click here .





PROS

- User friendly interface





CONS

- Much like its sister company, CarInsurance.com, Insure.com doesn't provide rates but gives back car insurance ads after filling in their detailed form, which is then sold as a lead to their partners which will contact you





BEST FOR: See EverQuote above.





Parameter Rating Type Lead Generation Online quotes No Scope Poor Accuracy Poor Speed Poor Ease Good





INSURIFY.COM: 4.4/5

Insurify.com is a highly innovative and successful start-up comparison site. To compare auto insurance quotes through Insurify.com, click here .







PROS

- Fills in your vehicle information based on a photo of your license plate!

- Provides an intelligent chatbot throughout the quoting process and customer support

- Utilizes its great technology to match you based on your individual risk profile to carriers its AI thinks is best for you

- Has direct partnerships with leading insurers (provided results from over 10 insurers)





CONS

- Less comprehensive when it comes to post quoting, aka the purchase process





BEST FOR: Comparing auto insurance quotes from large, leading car insurance companies





Parameter Rating Type Insurance Agency Online quotes Yes Scope Good Accuracy Good Speed Excellent Ease Good





AUTO INSURANCE QUOTES FROM AGENTS & BROKERS: 3.9/5



One of the greatest disadvantages of the Internet is that it’s made us forget the value, pleasure, and security of doing business face to face. You can use your computer to find cheap car insurance quotes, or make a call on your phone. But, sometimes, nothing beats the experience of a good old-fashioned personal business relationship.

Using a broker or an agency to get free car insurance quotes offers many advantages over buying your car insurance online. Yes, the process usually takes a little longer, particularly in the beginning, but over time, you may find that using a broker or agent will actually save you time.

Before going any further, it’s important to explain the difference between an insurance broker and an insurance agent. A broker is fully independent, and can recommend solutions from any insurance company that allows brokers to sell their policies. In that respect, the broker is working for you, the buyer. They make their money through commissions or fees on the products they sell.

An agent, on the other hand, is an extension of the insurer. A captive agent typically represents one or two companies, whereas an independent agent works on behalf of multiple insurers. Some captive agents are salaried, but for the most part, agents also make their money through commissions or fees on the products they sell. By the way, both brokers and agents should provide you with details of their commission structures on any products they sell.

But regardless of commissions and fees, both brokers and agencies are insurance experts. It’s their business to know about all the policy options, latest offers and new product developments. They know the auto insurance market inside out, and you can benefit directly from their experience. They’ll take the time to talk to you so they fully understand your exact needs and can then recommend affordable auto insurance that suits you down to the ground.

There’s more. The advice they offer is impartial, and because of their wide knowledge and experience, they’ll often recommend companies or deals that you didn’t even know existed. Brokers and agents also offer proactive advice, and are on hand to provide expert assistance in the event of a claim. If you’re a people person who wants a quality auto quote, an agent or broker is the way to go.

Having listed all the advantages of using an agent or broker, are there any downsides? The answer is a coded yes. The most obvious drawback is that using a broker typically takes up more of your time.

Go online on the other hands through sites like the one you're visiting, and you can compare cheap full coverage car insurance quotes online at the click of a mouse. Using an agent or broker is a more drawn out process, although for many people that’s not necessarily a problem.

But there’s also another potential issue. When you’re choosing an agent or broker, you want to make sure that you get a good one! As with any line of work, there are highly professional insurance brokers and agents out there, but there are some who are not so good. You can make your own judgements, but in our experience, the best idea is to ask people you know for a personal recommendation.





PROS

- You can benefit directly from their expertise and market knowledge

- Choice of coverage from many different companies

- The personal touch







CONS

- It takes time, plus the risk of choosing a dud broker or agent





We’ve used 1 to 5 scale ratings:

5: Excellent

4: Good

3: Fair

2: Bad

1: Very bad

Parameter Rating Time 1 Online 2 Phone 5 Face to face 5 Rates 5 Coverage 5 Choice 5 Speed 3 Savings 5 All States 3 High Risk 5 Ease 3

DIRECT CAR INSURANCE QUOTES: 3.7/5

When you’re looking for free auto insurance quotes, one of the best ideas is to contact insurance providers directly. Although you could use one of the price comparison sites to look for cheap car insurance online, there are some disadvantages to doing so. Firstly, some insurers don’t feature on such sites, and secondly, certain deals are only available if you go direct.

Of course, the biggest downside to contacting companies direct is that it takes a lot of time and effort on your part. The attraction of finding a great deal by going direct rather loses its appeal when you have to repeat all your details for the 15th time!

That said, you can be smart and short circuit the process. How so? By asking your friends, family and colleagues who they use for their auto insurance. Their advice will be based on real-life experience, and is guaranteed to be impartial. Armed with their recommendations, it’s much easier to draw up a more focused target list of companies to contact.





PROS

- Often you can get the best deals by going direct

- You’re not paying commission to a broker or online site

- Greater choice and flexibility on policy options







CONS

- Takes a lot of effort on your part to contact every single company





We’ve used 1 to 5 scale ratings:

5: Excellent

4: Good

3: Fair

2: Bad

1: Very bad

Parameter Rating Time 1 Online 5 Phone 5 Face to face 3 Rates 5 Coverage 3 Choice 1 Speed 5 Savings 5 All States 5 High Risk 5 Ease 1





DIRECT CAR INSURANCE COMPANIES: COMPARISON

We’ve selected some of the best car insurance companies and providers in America, and compared them on our range of metrics. Here's our review of getting direct car insurance quotes from the best, cheap auto insurance companies.





AAA AUTO INSURANCE QUOTES: 4/5



AAA (American Automobile Assurance) doesn’t actually provide insurance itself, but offers some great auto insurance policies via its partners, to its members. To read reviews and apply for AAA auto insurance quote, visit AAA Insurance





PROS

- Great personal service

- Some useful additional benefits

- Very competitive rates for AAA members





CONS

- Insurance is provided via a third party





We’ve used 1 to 5 scale ratings:

5: Excellent

4: Good

3: Fair

2: Bad

1: Very bad

Parameter Rating Time 3 Online 5 Phone 5 Face to face 5 Rates 5 Coverage 3 Choice 3 Speed 5 Savings 5 All States 3 High Risk 3 Ease 3







ALLSTATE AUTO INSURANCE QUOTES: 4.1/5



Allstate is one of the top 4 auto insurance companies in America. To apply for your Allstate auto insurance quote, visit Allstate





PROS

- Super local service via agents

- Great range of auto insurance policies

- Covers all your insurance needs





CONS

- Quality comes at a price





We’ve used 1 to 5 scale ratings:

5: Excellent

4: Good

3: Fair

2: Bad

1: Very bad

Parameter Rating Time 3 Online 5 Phone 5 Face to face 5 Rates 3 Coverage 5

Choice 2 Speed 5 Savings 3 All States 5 High Risk 3 Ease 5





AMICA AUTO INSURANCE QUOTES: 4.4/5



Amica is America’s longest established mutual insurer of automobiles. To apply for your Amica auto insurance quote, visit Amica





PROS

- Fantastic customer service

- Excellent choice of auto insurance policies and coverage options

- Still a mutual





CONS



- Not available in all states





We’ve used 1 to 5 scale ratings:

5: Excellent

4: Good

3: Fair

2: Bad

1: Very bad

Parameter Rating Time 3 Online 5 Phone 5 Face to face 5 Rates 3

Coverage 5 Choice 5 Speed 5 Savings 5 All States 3 High Risk 5 Ease 4





CLEARCOVER CAR INSURANCE QUOTES: 3.8/5

ClearCover is one of the newer players on the market, and has a great technology-focus. To apply for your ClearCover auto insurance quote, visit ClearCover







PROS

- Great for techies!

- Really competitive car insurance rates

- Innovative approach





CONS



- Not available in all states





We’ve used 1 to 5 scale ratings:

5: Excellent

4: Good

3: Fair

2: Bad

1: Very bad

Parameter Rating Time 5

Online 5 Phone 5 Face to face 1

Rates 5

Coverage 3

Choice 1 Speed 5 Savings 5 All States 3 High Risk 3 Ease 5







COSTCO AMERIPRISE CAR INSURANCE QUOTES: 3.7/5



Costco Ameriprise is provided by American Family Insurance for Costco members. To apply for Costco Ameriprise auto insurance quote, click here





PROS

- Excellent rates and savings

- Standard coverage is generous

- Additional benefits for members





CONS



- Online experience on both website and app could be better





We’ve used 1 to 5 scale ratings:

5: Excellent

4: Good

3: Fair

2: Bad

1: Very bad

Parameter Rating Time 3

Online 3 Phone 5 Face to face 1 Rates 5

Coverage 5 Choice 1 Speed 5 Savings 5 All States 5 High Risk 3 Ease 3







FARMERS CAR INSURANCE QUOTES: 3.8/5



Farmers is one of the top ten providers of car insurance in America. To apply for your Farmers auto insurance quote, visit Farmers





PROS

- Wide range of customizable products

- Excellent local presence

- Good one stop shop





CONS



- Quality of customer service can depend on how good your agent is





We’ve used 1 to 5 scale ratings:

5: Excellent

4: Good

3: Fair

2: Bad

1: Very bad

Parameter Rating Time 3

Online 5 Phone 5 Face to face 5 Rates 5

Coverage 5 Choice 1 Speed 5 Savings 5 All States 5 High Risk 3 Ease 4







FREEWAY CAR INSURANCE QUOTES: 3.7/5



Freeway Insurance is America’s largest, privately-owned insurance distribution company. To apply for your Freeway Insurance auto insurance quote, click here





PROS

- Wonderfully easy to use website

- Low rates

- Good for high risk drivers





CONS



- Charge a fee for their services, plus coverage is via a third party





We’ve used 1 to 5 scale ratings:

5: Excellent

4: Good

3: Fair

2: Bad

1: Very bad

Parameter Rating Time 5 Online 5 Phone 5 Face to face 3

Rates 5

Coverage 3

Choice 5 Speed 5 Savings 5 All States 3

High Risk 5 Ease 5







GEICO CAR INSURANCE QUOTES: 4.5/5



GEICO is the 2nd largest provider of auto insurance in America. To apply for your GEICO auto insurance quote, visit GEICO





PROS

- Trusted brand

- Excellent customer service

- User friendly website and app

- Great rates





CONS



- Only available direct





BEST FOR: Cheap car insurance rates. (Root can get cheaper though)





We’ve used 1 to 5 scale ratings:

5: Excellent

4: Good

3: Fair

2: Bad

1: Very bad

Parameter Rating Time 5 Online 5 Phone 5 Face to face 5

Rates 5

Coverage 5

Choice 1

Speed 5 Savings 5 All States 5 High Risk 3 Ease 5







LIBERTY MUTUAL CAR INSURANCE QUOTES: 3.5/5



Liberty Mutual is one of the biggest and longest-established auto insurance companies. To apply for your Liberty Mutual auto insurance quote, visit Liberty Mutual





PROS

- Really good online experience via website and apps

- Will consider high risk drivers





CONS



- Not the best rates we found

- Only available direct

- Denies too many claims

- Customers complain about bad customer service





BEST FOR: Teen drivers.





We’ve used 1 to 5 scale ratings:

5: Excellent

4: Good

3: Fair

2: Bad

1: Very bad

Parameter Rating Time 5 Online 5 Phone 5 Face to face 5

Rates 1

Coverage 3

Choice 1

Speed 3 Savings 1

All States 5 High Risk 4 Ease 5







MERCURY CAR INSURANCE QUOTES: 3.9/5



Mercury is one of the best providers of low-cost car insurance. To apply for your Mercury auto insurance quote, click here





PROS

- Affordable rates

- Good for military families

- Wide range of discounts





CONS



- Coverage is fairly basic compared to some competitors

- Only available in a limited number of states





BEST FOR: Low-maintenance drivers who seek cheap car insurance rates on a very basic coverage.

We’ve used 1 to 5 scale ratings:

5: Excellent

4: Good

3: Fair

2: Bad

1: Very bad

Parameter Rating Time 4 Online 5 Phone 5 Face to face 5

Rates 5

Coverage 3 Choice 1

Speed 5 Savings 5 All States 1 High Risk 3 Ease 5







METLIFE CAR INSURANCE QUOTES: 4.5/5



MetLife has been providing insurance services to customers since 1863. To apply for your MetLife auto insurance quote, visit MetLife Insurance





PROS

- Good rates via workplace affiliations

- Great range of policies and options

- Trusted brand





CONS



- Customer service can be patchy at times





BEST FOR: New auto owners.





We’ve used 1 to 5 scale ratings:

5: Excellent

4: Good

3: Fair

2: Bad

1: Very bad

Parameter Rating Time 5 Online 5 Phone 5 Face to face 5

Rates 5

Coverage 5

Choice 1

Speed 5 Savings 5 All States 5 High Risk 3 Ease 5







NATIONWIDE CAR INSURANCE QUOTES: 4.5/5



Nationwide is one of the top 10 car insurance companies in America. To apply for your Nationwide auto insurance quote, click here





PROS

- Online quote tool is really good

- Some nice add-ons, perks and additional resources

- Easy to do business with





CONS



- Some policies lack flexibility





BEST FOR: Drivers with poor credit.





We’ve used 1 to 5 scale ratings:

5: Excellent

4: Good

3: Fair

2: Bad

1: Very bad

Parameter Rating Time 5 Online 5 Phone 5 Face to face 5

Rates 5

Coverage 3

Choice 1

Speed 5 Savings 5 All States 5 High Risk 5 Ease 5







PROGRESSIVE CAR INSURANCE QUOTES: 4.8/5



Progressive is the 3rd largest car insurance provider in America. To get your Progressive auto insurance quote, visit Progressive





PROS

- Excellent coverage as standard

- Unbelievable choice of options

- Brilliant range of online resources, including the quote tool





CONS



- Not the best for high risk drivers





BEST FOR: Setting fantastic standards for any coverage.





We’ve used 1 to 5 scale ratings:

5: Excellent

4: Good

3: Fair

2: Bad

1: Very bad

Parameter Rating Time 5 Online 5 Phone 5 Face to face 5

Rates 5

Coverage 5 Choice 5 Speed 5 Savings 5 All States 5 High Risk 3 Ease 5







ROOT CAR INSURANCE QUOTES: 4/5



Root is a new and innovative player in the car insurance market that bases its rates on driver behaviour and rewards good drivers through an AI-based app that tracks your driving. To download the app and apply for your Root auto insurance quote, visit Root Car Insurance





PROS

- Low rates - the cheapest?

- Rewards safe drivers

- Some nice benefits included, like roadside assistance





CONS



- Quote process is slow and requires a test drive for several weeks where the Root app's AI measures your driving habits initially

- Doesn't accept bad or high risk drivers to maintain a high quality





BEST FOR: Cheapest car insurance rates and Millennial drivers who are looking to become better drivers and get rewarded for it with even better rates!





We’ve used 1 to 5 scale ratings:

5: Excellent

4: Good

3: Fair

2: Bad

1: Very bad

Parameter Rating Time 2 Online 5 Phone 5 Face to face 1 Rates 5

Coverage 5 Choice 3 Speed 4 Savings 5 All States 3 High Risk 2 Ease 5







SAFE AUTO INSURANCE QUOTES: 3.75/5



SafeAuto specializes in providing car insurance to customers who may not be able to source it elsewhere, such as high risk drivers. To get a Safe Auto car insurance quote, click here





PROS

- Flexible coverage available

- Competitive rates

- Good for high risk drivers





CONS



- Customer service is not always the best





BEST FOR: High Risk Drivers.





We’ve used 1 to 5 scale ratings:

5: Excellent

4: Good

3: Fair

2: Bad

1: Very bad

Parameter Rating Time 4 Online 3 Phone 3 Face to face 3 Rates 5

Coverage 4 Choice 2 Speed 5 Savings 5 All States 3 High Risk 5 Ease 3





STATE FARM CAR INSURANCE QUOTES: 4.3/5

State Farm is the number one provider of car insurance in America. To get your State Farm auto insurance quote, visit State Farm.





PROS

- Top brand

- Personalized service

- Great coverage

- Mutual





CONS



- Policies aren’t always the cheapest





BEST FOR: Drivers who wants to be on the safe side and seek peace of mind that there is a reliable company behind them, that they are well covered and get good service





We’ve used 1 to 5 scale ratings:

5: Excellent

4: Good

3: Fair

2: Bad

1: Very bad

Parameter Rating Time 5 Online 5 Phone 5 Face to face 5

Rates 3

Coverage 5 Choice 1 Speed 5 Savings 5 All States 5 High Risk 3 Ease 5







TRAVELERS CAR INSURANCE QUOTES: 4.5/5

Travelers is a long-established, top ten company in car insurance. To get your Travelers auto insurance quote, visit Travelers





PROS

- Excellent multi-policy discounts

- Easy to tailor your policy

- Trusted brand





CONS



- Certain features not available in some states





BEST FOR: Drivers who require an affordable car insurance policy that's tailored to their specific needs from a trusted company.





We’ve used 1 to 5 scale ratings:

5: Excellent

4: Good

3: Fair

2: Bad

1: Very bad

Parameter Rating Time 5 Online 5 Phone 5 Face to face 5

Rates 5

Coverage 5 Choice 1 Speed 5 Savings 5 All States 3 High Risk 5 Ease 5







USAA CAR INSURANCE QUOTES: 4.75/5

USAA is the leading provider of insurance to military members, veterans and their families, known for excellent rates and reliability. To apply for your USAA auto insurance quote, visit USAA







PROS

- Great deals for military personnel and their families

- Excellent reputation for customer service

- Useful additional benefits





CONS



- Not open to non-military customers





BEST FOR: Military members, veterans and their families.





We’ve used 1 to 5 scale ratings:

5: Excellent

4: Good

3: Fair

2: Bad

1: Very bad