As the rising heat of the community, many friends begin to pay attention to the domestic landing project of Cybereits: Kakamaifang. Da Mi is one of them. In today’s blockchain world, it is a blessing for your own vision and rational choice to experience the mature products in the early days.

I Bought a House in Beijing with just 3,000RMB Monthly Salary

Original text/ Da Mi Editor/Ms.Cy

Scene reconstruction:

Xiaoming liked to make money when he was in the university. While others were learning, he liked to order something such as snakes, notebooks, phone cards and lovers’ clothes and then sold to others in order to earn some pocket money. He sold everything. He sold for 4 years, while others played for 4 years. For others, except the necessary expenditure, the rest of money for a month was just enough to buy instant noodles as the snacks, while for him, the money he earned was not only enough for eating, but also enough for tuitions, still with some money remaining.

When you have no money, you will be worried about how to be rich, but when you become rich, you will be more worried about what should you do with your money. In order to not be more worried, I am the former one all the time (Don’t ask me why (Cry/jpg)). But after all, Xiaoming is the smart one because he did not use the money he earned to date with a beautiful girl.

Xiaoming is good at financing. Actually all of the money makers have financial minds. Xiaoming began to study how to manage money. He studied funds, stocks, foreign exchange and real estate, but due to limited capital, he gave up the highest-yielding real estate and the riskiest stock and chose the funds with relatively lower yields and less risks. Though there was not much money and profits monthly, after finding that he finally followed the path of investment and finance and seeing that the money increased a little bit every day, he felt delightful.

Five years later, he finally changes from a 10,000 RMB person to a 20,000 RMB person when graduating .

Now let’s do a simple calculation.

First of all, calculating in accordance with 5% of the annual yield of the fund, if Xiaoming deposited 10,000 RMB five years ago, now it would become 12,762 RMB on the basis of 5% of the compound interest.

If Xiaoming chose the stock rather than the fund and deposited 10,000 RMB five years ago, according to his level of investment at that time, it would increase to 20,113 RMB now on the basis of 15% of annualized returns.

If Xiaoming chose to invest in the real estate property and deposited 10,000 RMB five years ago as well, supposed that 10,000 RMB can be invested in real estate, with the crazy national real estate market over the past five years, it would increase to 37,112 RMB now on the basis of 30% of the annualized returns (first-tier cities gains more).

Before the coming of the blockchain world, the real estate industry is the most profitable one, but the precondition is that you have to own a house.

You would say that if Xiaoming was able to choose the real estate property with high yield and great stability, he would still choose the fund with lower yield.

Yes. It is not the false of Xiaoming to have no ability to afford a real estate property. Actually what should be blamed is that Xiaoming was born 5 years earlier. If he was admitted to the university today, he could buy a real estate property just with 10,000 RMB (The real estate bubble comes. Why don’t I know?)

In the past, we could just buy the whole house to live in or invest (It was not available to buy a bedroom firstly to live in (negative feedback/jpg)).

But now we can just buy 0.01 square meters of the whole house to live in or invest. This new kind of investment way is realized by the online trading platform of Kakamaifang.