Update: Page says $300, but people going in branch have been receiving $400.

Bonus is now only $300.

Offer at a glance

Maximum bonus amount: $400 + $30

$400 + $30 Availability: Orlando, Mills Park location only

Orlando, Mills Park location only Direct deposit required: Yes, minimum varies

Yes, minimum varies Additional requirements: 10 debit card transactions

10 debit card transactions Hard/soft pull: Soft

Soft ChexSystems: Unknown

Unknown Credit card funding: Up to $2,000 with Visa or Mastercard (probably cash advance in branch)

Up to $2,000 with Visa or Mastercard (probably cash advance in branch) Monthly fees: $7-$25, waive-able

$7-$25, waive-able Early account termination fee: $25 if closed within six months

$25 if closed within six months Household limit: Unknown

Unknown Expiration date: April 30th, 2017

The Offer

Direct link to offer

Open a new checking account at PNC’s new Mills Park branch and receive a sign up bonus of up $400 when you complete the following requirements: Receive a direct deposit $100 bonus for opening Virtual Wallet and $500 DD $300 bonus for opening Virtual Wallet Performance and $2000 DD $400 bonus for opening Virtual Wallet Performance Select and $5000 DD Make 10 debit card purchases [ Read : How To Meet Minimum Debit & Credit Transaction Requirements]

In addition you can get another $30 by having a 15 minute conversation with them about your financial goals

The Fine Print

All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Virtual Wallet $7 Monthly Fee ($100 Bonus)

You can get this fee waived if you meet any of the following:

Average monthly balance of $500 or more

Qualifying direct deposit of $500 or more

Use only ATM, online banking, mobile banking or other self-serve electronic methods to make withdrawals and deposits

Provide proof of active enrollment in a qualifying educational institution (expires 6 years after the account is enrolled in the student banking program

Virtual Wallet With Performance Spend $15 Monthly Fee ($200 Bonus)

You can get this fee waived if you meet any of the following:

Average monthly balance of $2,000 or more

Qualifying direct deposit of $2,000 or more

$15,000 in linked eligible accounts

Virtual Wallet With Performance Select $25 Monthly Fee (4300 Bonus)

You can get this fee waived if you meet any of the following:

Average monthly balance of $5,000 or more

Qualifying direct deposits of $5,000 or more

$25,000 in linked eligible accounts

Our Verdict

So the publicly available bonus is $300 and available to everybody in the following states: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV. Some people might actually prefer that due to the credit card funding ability and not having to go in branch, obviously if you can fund in branch with a credit card and it’s not a cash advance then this deal is significantly better. The $30 bonus is pretty good for speaking with them as well, I can’t imagine they will bother you too much if you’re already planning on opening the checking account as well.

I’ll be adding this as a side note on our best checking bonuses page.

Big thanks to reader, Curmudgeon who let us know. Learn how to find bonuses and contribute to the site here.

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