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Same story, different details: A massive company (this time, Equifax) was breached by hackers, exposing the private information of millions of people to nefarious actors in who-knows-where.

Hacks like these have become an unfortunate hazard of modern society that we have to protect ourselves against. Locking down your digital life does only so much; we are still at the mercy of security systems from the companies that hold our most valuable information. (Still, here are nine easy steps to protect your digital life, and here are the two online security steps you should stop putting off.)

The big lesson here: Prepare yourself; this will happen again. If you’re affected by the Equifax hack — you can check here, but you should assume you are anyway just to be safe — here are some steps you should take.