AHMEDABAD: As November comes to an end and payday approaches, Amdavadis who have been waiting for their salaries are a worried lot. With bank branches and ATMs running out of cash within hours of being refilled, citizens are now concerned whether they will get their salaries in hand. The beginning of the month is the time when the salaried class has to pay their rents, loans and give wages to their domestic help while students have to shell out for tutions and books.On Sunday, crowds of people were seen outside ATMs. “We don’t know the status of our salary and whether we will be able to get the same in hand,” said Keval Mehta, 32, who works as a manager with a finance company. Mirror met the Godrej City resident outside the Mithakali branch of HDFC bank that has three ATMs. But on Sunday, neither of the machines had any cash. “We’ve kept aside an emergency cash fund for my year-old child but now I need money in hand to make an urgent payment. I had hoped to withdraw cash to fend us through the initial rush after salaries are released,” he said.The mother-daughter duo of Shilpa and Dhara Nimrani was seen outside the Bank of Baroda’s Panchvati branch that has three cash-vending machines. “It is impractical to rush to a mall or call for home delivery for daily needs like vegetables but with lack of cash, we have to use plastic money or net banking. I have had to return empty handed from ATMs at least seven times in the past few days. Demonetisation has disrupted everyone’s routine,” said Shilpa. Mirror bumped into Nivil Parmar, 26, who lives in a working men’s hostel, at a Bank of Baroda ATM on CG Road.“I have just one Rs 100 note in my pocket and if I spend that on my food for the day, I will be penniless,” said the Khambat youth. While he is supposed to get his salary on December 1, “The queues will be longer again after salary day in the first week of December,” he said. Rohit Nimje, 26, faculty with LJ School of Architecture, is already fretting about his expenses in the coming month. “My salary will be paid but how am I to get the cash in hand at a time when neither banks nor ATMs have money. I have been borrowing from friends for the past three days."In the coming week, queues will be as long as they were when demonetisation was announced. I thought of avoiding the same and went to 20 ATMs from Friday to Sunday but to no avail,” he said. Janak Rawal, general secretary of Mahagujarat Bank Employees’ Association said, “The cash crunch situation will continue in the coming days because banks do not have enough cash to distribute. It will be a few months before this situation is normalised.”