Imagine a world where an authoritarian government monitors everything you do, amasses huge amounts of data on almost every interaction you make, and awards you a single score that measures how “trustworthy” you are.

In this world, anything from defaulting on a loan to criticizing the ruling party, from running a red light to failing to care for your parents properly, could cause you to lose points.

And in this world, your score becomes the ultimate truth of who you are — determining whether you can borrow money, get your children into the best schools or travel abroad; whether you get a room in a fancy hotel, a seat in a top restaurant — or even just get a date.

In that story, William Glass, a threat intelligence analyst at cybersecurity expert FireEye, warned that a centralized system would be both vulnerable and immensely attractive to hackers.

“There is a big market for this stuff, and as soon as this system sets up, there is great incentive for cybercriminals and even state-backed actors to go in, whether to steal information or even to alter it,” he said.