Let us beginning with a few definitions for matters of clarity.

What is xVia?

xVia as defined by Ripple.com, is for corporates, payment providers and banks who want to send payments across various networks using a standard interface. xVia’s simple API requires no software installation and enables users to seamlessly send payments globally with transparency into the payment status and with rich information, like invoices, attached.

What is RippleNet?

RippleNet is a decentralized global network of banks and payment providers using Ripple’s distributed financial technology, which provides real-time messaging, clearing and settlement of financial transactions.

What is an ERP?

Enterprise resource planning (ERP) is business process management software that allows an organization to use a system of integrated applications to manage the business and automate many back office functions related to technology, services and human resources.

Popular examples of ERP software include SAP and Oracle ERP Cloud solutions.

Connecting the dots…

xVia, being API based, can be used to connect these ERP software solutions to RippleNet as explained by Marcus Treacher in this youtube clip. xVia can be embedded into the ERPs or any app developed by software providers or banks. The day to day activities can then driven through xVia’s API connection and over into RippleNet allowing for a seamless software payments solution at one go.

An API in computer programming is defined as a set of clearly defined methods of communication between various software components.

In a nutshell, companies and organizations who have ERP software solutions, can be connected to RippleNet via xVia. This then allows for the organizations to gain access to the network of banks and payment providers provided by RippleNet. After which, there is fricitonless payment settlements through a standardized set of rules (on RippleNet) for the sending of real-time, secure and traceable payments around the world.