1. A fairer and cheaper kind of car insurance

We think a pay-by-mile policy is a fairer way to price motor insurance premiums. It can also work out much more cost effective as it gives drivers more control over their spending. The less you drive, the less you pay.

2. No Claims Discount is guaranteed, even if you claim

Your No Claims Bonus is precious, we get that. With every policy, we include protection of your NCD as standard. That means you'll never lose any years of No Claims, even if you make a claim with us.

3. Capped costs for long drives

There's no cap on your mileage and we know you may need to drive a longer trip every now and then. That's why your daily mileage costs are capped at 150 miles.

If you drive more than 150 miles in a day, that's just fine. We just won't charge you for your mileage if you drive more than that.

Likewise, we'll never charge you for more than 10,000 miles in a year either, no matter how far you drive over the 12 months you have your policy.

4. Cover for driving overseas

You'll be pleased to know that we do offer coverage for those summer holiday road trips.

You get the exact same cover as you do in the UK while you're abroad in any European Union country, as well as Iceland, Liechtenstein, Norway and Switzerland, for up to 90 days in any one 12-month period. After that, you'll only get the minimum compulsory insurance as required by EU law.

5. Defaqto Four star rated car insurance coverage

Defaqto is a well-known independent financial company specialising in scoring insurance products on the coverage they offer, and they gave our policies their second highest rating. That means the people at Defaqto think a By Miles policy offers good quality cover and a broad range of benefits. We'd tend to agree.

We're rated 'Excellent' on Trustpilot too.