For Michigan residents, filing an uninsured motorist claim is very easy. After a motor vehicle accident occurs, if you are named on the insurance policy; a victim can get in touch with their car insurance provider; and notify them that you were injured in a car accident and would like to file an uninsured motorist claim.

Michigan uninsured motorist claims can be pursued by people who are not named on the insurance policy or policyholders. Insurance policies will usually cover uninsured motorist benefits for any person injured; while being in a motor vehicle at the time of a Michigan car accident.

You can make an uninsured motorist claim if you are injured in a car accident with an uninsured driver. This claim can be filed with the auto insurance company for the car you were in during the crash.

Uninsured motorist benefit claims stem directly from the insurance contract you have with your auto insurance provider. With this being said, the insurance policy you have will dictate the terms of the application for uninsured motorist benefits.

There are many provisions for notice, obligations, and duties the uninsured motorist claimant; will need to follow in order to pursue an uninsured motorist benefits claim. For those filing a claim, provisions must be followed to the best of your abilities in order to see success. Otherwise, you will be forfeiting your right to get Michigan uninsured motorist benefits.

One scenario of this is that many auto insurance policies; will require that a police report is created within 24 hours of a hit-and-run accident. If you do not do this, you will not be able to file a Michigan uninsured motorist benefits claim. Most insurance companies will require a person to file a claim for uninsured motorist benefits within 30 days. If you or your loved one does not do this, this alone can prevent them from filing a claim.

A critical aspect about these claims is that only people who are not at fault for an accident; can file a claim for uninsured motorist benefits in Michigan. That means that if you are more than 50% at fault for the car accident you were involved in; you will not be able to file a claim for Michigan uninsured motorist benefits.

Michigan uninsured motorist benefits can be a valuable option to get compensation after being injured in a motor vehicle accident. It may be a good idea to speak with your car insurance agent; about the idea of adding uninsured motorist coverage to your policy. Also, please be sure that the coverage you are adding is sufficient; in case you or any person operating your vehicle is injured.

If you are having trouble with any of this information; a Michigan accident lawyer at our firm can help guide you; our Michigan auto accident lawyers are dedicated to providing you with only the best information possible.