In Malaysia, if you have an annual income of RM36,000 or below, you can only have a maximum amount of 2 credit cards.

If you earn more than RM36,000 per annum, you will not have any limitation on the number of cards you can apply for. However, if you have a bad credit history, it would depend on your bank’s requirements. As different banks have different terms and conditions, make sure you read the fine print to get more information.