What are the advantages and disadvantages of a high-deductible insurance plan?

I am looking in to getting insurance that has a high ded. plan and a low ded. plan. What are the advantages and disadvantages??

ANSWER: I recommend one to try this internet site where one can compare quotes from different companies: http://COVERAGE-FINDER.NET/index.html?src=WP2pteremartoterg

RELATED FAQS:

"How do auto insurance companies investigate fronting"" as in what do they look for?"""

Insurance is very expensive when their is a main driver and if someone is listed as a secondary (occasional driver) the bill is significantly lowered and is able to legally drive the car. Therefore fronting"" is when for example a parent lists their kid as a occasional driver when in fact they are the main driver. It is illegal and can carry consequences. my question is specifically how does insurance companies distinguish in event of a accident claim when fronting has occured? I have seen a few things such as investigating actual ownership of vehicle and somehow companies look into credit card charges for gas or something idk how that works.. How do they find out? I imagine it would be incredibly difficult as companies don t follow the car around to see for themselves who the driver is."""

Will ‘fail to stop at red light’ for 1st time affect my GEICO insurance rate ?

I just switched to GEICO last week and unfortunately got a ‘fail to stop red light’ citation from SoCal DMV… they required me to pay 480$ for the ticket and 535$ + course fee for traffic school if I need one. I really don’t want to pay for the traffic school but afraid it will affect my insurance rate later. currently I am paying 760$ every 6 months for full coverage on 2 mid-size cars. Could anyone give me some idea for this? PS: I had 4 years driving experience and kept clear record with allstate before getting this ticket…

Temporary car insurance only 18?

Just wondering if anyone knows where i could get 1 months car insurance but i’m only 18? Cheers

How much would my insurance cost?

hi i am 18 and looking for a vauxhall corsa the old one or a ka the old version i wanted to know from my age and the car on average how much would my insurance cost a month i am from england so could you tell me in pounds please p.s. i know it depends on a lot more things but it will be my 1st car could anyone please give me an average thank you

Help!! i need help picking out car insurance?

Im 20 years old I wokr fulltime and go to school full time. I recently purchased my first car but I cant dirve it off the lot until I have car insurance. I live in michigan which is a no fault insurance state. i was trying to get full coverage on my car. but the lowest quote i found was 450 a month. I only paid 3500 for a 2004 monte carlo ss. I will be paying more in car insurance than i paid for my car. plus I cant really afford to pay 450 a month. I need help. Insurance is a rip off. I cant get on my parents account becasue I was a foster child.

How does having two dental insurance plans work?

I am about to hit my annual limit on my insurance so I wont be covered for the rest of my dental work. My dentist recommended me to buy a 2nd dental insurance plan. I understand I don’t get double coverage or 4 cleanings a year. But do I get the coverage that it offers? Like, do I still get 50% covered on my crowns? Will my 2nd dental plan act as a primary plan and give me the normal coverage?"

Why do Conservatives complain when they lose their subpar insurance plans due to Obamacare?

Obamacare forces insurance companies to provide more additional coverage and raises costs for some (mostly upper middle to wealthy) and cuts down costs for some (mostly lower middle to working). If you lost your coverage, it was because it didn’t meet the standards in the first place. You should go into the private market or go on healthcare.gov. You will most likely find a better plan."

"Wrecked my car, possible costs?

Pretty much i commute to/from work so i can sleep on the way. I had to drive out to get things. Getting home at night from work i found myself falling asleep and road a damn curb by my house. My front driver side wheel pushed back. It didnt dent anything but its clearly out of place and will tear the car if i drive forward. I believe its my axle and hoping not too much other damage. I got it checked for electrical and everything is good. Around how much would it cost for a shop to fix the axle and possibly more? Audi a4 b7 Thank you

How does my mother cash an insurance check with multiple lienholders names on it? ?

Our home caught on fire Thanksgiving (November 2008 Electrical Fire). The insurance company has finally issued a (small) check for the restructure and rebuilding of our home. However there are 5 creditors listed on the check in addition to my mothers name. 1) My question is how does my mother cash this check, and keep most of the money? (additionally all of these debts are in attorneys offices at this point, not with the original creditors) 2) How can my mother get more money from the insurance company for the repairs of our home (should we sue 20K was issued out of 160K that was avaliable)?"

What is the normal procedure for a car accident without insurance?

On Febuary 2012, I had a car accident and I hit the FWD Nissan, The car that I hit is still drivable condition, the only damage that I caused was a dense on the door. But My car was damaged badly, but it was fixed for $4000. Six months later, I receieved a bill from other car insurer asked me to pay $12k for the repair of the damage. HOwever, I did not recieve any phone call from the victims or the victim’s insurance company at all. So is that a proper procedure for the insurer to call me and ask me about the accident? Because I did not know what I did to pay $12k, as in you could buy a new car for that…."

Health insurance for 18 year old?

I turned 18 at the beginning of this month. I want to get health insurance but all the places I’ve looked at so far said you have to be 19 and older. Nobody in my family has health insurance. I live in MD and I can’t get state sponsored health insurance(even though I’m willing to pay for it) because I don’t have a baby or I’m 19. I need health insurance for college but the one my college offers is too expensive for me. Help me

I just moved out of my parents house. i need car insurance?

i need a good company to get car insurance from. Any Suggestions??

How much does insurance cost for a 17 year old in Florida?

How much does insurance cost for a 17 year old in Florida?

How bad will the insurance coverage get under the Affordable Health Care Act? Mine just keeps getting worse?

Its now been changed to only cover 70% rather than 80%. The copay and deductible are higher. The notification said that the company I worked for was being pressured to reduce costs due to the Affordable Health Care Act. So now I guess I need a supplemental health insurance policy. I guess that looks better on Obama’s statistics but it sure doesn’t help the people who need insurance. How does that save me money? Why does anyone support this bill? It stinks.

National Home Protection Insurance-Like A Scandal….What Should I Do???

I bought a house in May, talked to this manager, and he said I can file claims as soon as it’s been activated. So the house I bought started to show problems like water leaks from the sink, so I called in, and they just say that we don’t fix anything that’s bad"

Can I get unemployment benefits after workerscomp?

I have been on workerscomp for over a year. My benefits may be ending soon. I do not think I can continue working with the company because of my injuries. If my benefits end and I decide to quit. Can I file for unemployment benefits? Doesn’t your unemployment benefits based on your last salary? If so, I did not have a salary because I was receiving benefits from my workers comp insurance company."

I am buying my first car and I want a 2005 scion tc how much would insurance be ?

I am 18 years old so I’ll probably have my parents co sign if that will help me have lower insurance.

Is health insurance haram?

Hey, We’re supposed to write an essay on any topic of our choice and show it relates to well being and opportunity in Canada while addressing inequalities (that part is optional). I’m thinking of writing on Private Health Insurance in Canada. But first i wanna know if health insurance is haram. Also what can I focus on on in terms of health insurance. Should I focus on their good side/bad side, etc. Any suggestions?"

Do you have health insurance?

If so, How much is it per month? How old are you? What kind of deductable do you have?? feel free to answer also if you do not have insurance."

Which is the most preffered Life Insurance Policy for the age group of 21-25 years?

i am looking for some investment plan and life insurance policy. so which company is giving the best results?

What is best single Premium Insurance Policy?

My father looking Good Return Single Priemium Insurance Policy and father age is 58.Please help me.

why is Walmart (a big supporter of Obamacare), citing?"

If the A.C.A. was called Regancare or Bushcare"""

Anyone know any Vision Insurance Companies?

Trying to find vision insurance.

How much does flood insurance cost?

How much does flood insurance cost, as well as wind insurance?"

Do I nag too much or is my boyfriend really a bum?

I’m 21 and my boyfriend is about to be 22. My boyfriend and I have been together a little over a year now. Since we’ve been together, I’ve paid for most if not all of our dates. He has a job but only brings home about 200-300 every two weeks. Most of his money is gone by the time he pays his car note and insurance. Since he’s broke by the time he pays for everything, I make sure he has gas in his tank to get back and forth to school until he gets paid again. He also picks me up from work from time to time. He lives with his mother and she pays his phone bill and allows him to live with her rent free. I’ve nagged and nagged at him for not looking for a better job and he just keeps putting it off. He says he’s not okay with me paying for everything but hasn’t done anything to change our situation. I love him and don’t wanna leave him because I do understand that we’re young and maybe I just matured faster than him but I don’t know what else to do. I hope that one day he changes but I don’t know if I can stick around that long."

What are the advantages and disadvantages of a high-deductible insurance plan?

I am looking in to getting insurance that has a high ded. plan and a low ded. plan. What are the advantages and disadvantages??

ANSWER: I recommend one to try this internet site where one can compare quotes from different companies: http://COVERAGE-FINDER.NET/index.html?src=WP2pteremartoterg

Life insurance claim?

It’s been a year since my grandmaw passed away and she had a life insurance policy for me when she passed away. Idk any of the details of it and my aunt either keeps telling me these things take time or just ignoring me. I’ve done a bit of research and apparently it shouldn’t take more than 90 days. How do I find out which company she had the policy with so I can get my 10,000 dollars?"

Where can I get cheap tenants insurance?

I share with another person, all I really need to insure is my own stuff; stereo, dvd, tv, jewellery, clothes etc"

First automobile accident. How much will my payments increase?

I’m 25 and have just been in my first automobile accident in which I was at fault. I hit the side of another vehicle. My car is only damaged slightly on the front bumper, while the other car’s passenger side is quite dented. No one was hurt in the accident and I didn’t receive a ticket. Both of us were able to drive away from the scene. I do have automobile insurance which should cover any damages to the other car, but I am concerned that this will cause my insurance payment to increase. Thoughts?"

Should the insurance company be required to pay?

A couple of months ago I was involved in an accident that was my fault. I was using my sister’s car which I rarely used and just needed to use it that one time to get to school. My sister only had liability insurance on that car, and the insurance was under her name; no one else was listed as an excluded driver. So after the accident, my insurance company denied coverage to me ( I am 17), so my car was totaled, and also denied the other person’s claim. Now the other person’s insurance is after me to pay the 4000 dollars that resulted from the accident. Should I get a lawyer? My sister got the insurance on December 29, 2010, and on December 30, 2010, I got my permit, if that matters. They did not list anyone as an excluded driver, nor did they include me when they were told to put down any family members for the policy, since I was only 16 and not driving at the time that they got the insurance. What should I do? This is in the state of california and the insurance was Access General."

What best describes term life insurance?..?

What best describes term life insurance?

Car insurance declaration?

hi my car was recently hit from behind by a third party at the time my brother was driving using his own insurance everything has been sorted out by the insurance company’s do i need to declare this on any future car insurance quotes? i was the only named driver on the policy but my brother is fully comp on his own insurance my brother was taking it to swap cars over with his in his garage with my permission to drive the car

"If someone wrecks another person’s car, whose insurance pays for it, the owner of the car or the driver?"

If someone borrowed another person’s car and they wrecked it, who would end up paying for the damage? Would it be the owner of the car or the person driving the car? This is knowing that the driver is over 18 and has a license. Thanks, 10 points best answer!!"

Adding someone to ur insurance?

i know ur insurance goes up but do have to pay the difference between the new and old price? or do u just pay the new price whenever it would normally be time to pay ur insurance?

What are the contents of an insurance premium?

What are the contents of an insurance premium?

Classic Car Insurance for Young Drivers?

Always been a fan of Old Minis. Always been in the family. Uncle has had various Mini projects. I’ve read so many different things about classic car insurance. I’m 17 Years old, recently passed. I’ve heard that you get get classic car insurance at this age for close to and under 1000. I may not be driving until i turn 18. Won’t be driving much. Odd weekend’s and to Sixth form a few late days when i can’t get a lift off my parent. My Sixth form has it’s own car park and the car will be parked on the drive. Just wondering how true the claims are of the cars being cheaper to insure. If so which companies should i go about contacting, and is it best via website or phoning them. Also i would be looking at any Mini, would prefer a 1275 GT. However realise this would cost more. Not bothered about having a Mini 850 or a normal Mini 1000, as i know the Special Eds will cost more."

How much will my insurance cost next year?

My insurance at the moment cost 1200 and this runs out sept of this year. If I don’t make any claims can any of you estimate how much it will cost for renewal. I am 21 female. I’ve got 5 points until 2010 and I drive a 1999 peugeot 206. It may be a dumb question but I was just wandering if anyone might have a rough idea?

Changing car title from two owners to one?

I have a car with a title that lists our name as John Doe, Peter Pan one after the other without any AND or OR. I am John Doe and listed as the primary owner. I have made all the payments to the financing company and also the insurance is in my name. The other owner is not in the country and there is no way I can contact him. I want to sell the car now. How can I sell the car or transfer the title to my name only. I reside in Atlanta, Georgia."

"Looking for cheapest car insurance, see discription thanks!?"

I’m 16 I get a 3.8gpa and own a 1977 formula 400 pontiac firebird, and live in california… I want to get cheap insurance my family doesn’t make allot of money. what is the price range for someone with my credentials."

Insurance salvage cars?

i am from the uk

How much is insurance for a girl (18) coming up to 19 on a peugeout 106?

how much is insurance for a girl of the age 18/19 on a peugeout 106 roughly?

How can your get insurance for a car on gta online?

But I can’t get my car back it’s been destroyed?

How do health insurance companies know you smoke?

… so basically no one knows… thanks for nothing.

What are the pros and cons of disclosing policy limits of a home owner’s insurance policy when litigation is threatened?

I appreciate that an insurance company will generally not want to release such information unless required by state law: why give a plaintiff’s attorney any information? On the other hand, from the insured’s perspective, disclosure may aid in out-of-court settlement."

Affordable Health Insurance?

I was in a pedestrian accident earlier this year. The case has since been settled and I was awarded $25,000. That was the maximum insurance the driver had, after lawyer fees, etc., etc., I didn’t end up with much. I am unable to work and have no health insurance. My back is still scarred. Everyday, all the time it aches. I stopped treating with the chiropractor because he was making me feel worst the entire 2 months I treated. I need prescriptions and medical attention period! I have about $4,000 left, but I am unemployed and do not want to continuously dip into my savings. Since my lawyer has been paid, I seem to be of least concern."

Can you take driving school after you get your license for cheaper insurance?

I’m going to be turning eighteen soon and I want to take driving courses to lower my insurance. Can I still take them with my license or do I need to get my permit before I turn eighteen? I live in Arizona by the way.

I need a new credit card so I can pay my car insurance.?

Can I get a new credit card then pay my 400+ car insurance with it and then be able to pay it off gradually without having interest rates added to the bill? The cards say 0% interest for the first 9 months BUT they then say if you pay your credit card bill in full you don`t have interest on it. What does this mean if it already states you don`t have interest for the first 9 months anyway? It doesn`t make sense, none of it."

Can high school lot attendants fine you with only a license plate number?

I go to High school in Texas and i parked in the parking lot without a parking permit for the school. I was walking out of school to find 2 slips in the windshield. One just says parking permit violation subject to a $40 fine"" the other tells the violation"

How much would it cost for insurance on this car??

Ok so i’m about to go for my license in december and my awesome brother is generously giving up his 96 Toyota Supra. As of now I have 1 job that gets me 300 every other week. And I’m poor and I have a cheap prepaid phone and cheap clothes. My question is will I be able to pay for my insurance on this salary. And I have like 3000 saved up. could I just pay for insurance for a whole year?

Cheap Health Insurance? Advise?

Laid – off, and our group(family) Health Insurance will expire in a month. There is an option to elct COBRA but I don’t know how it works. I applied for MEDICAL(County) for the four of us(two children) but we received a notice of denial because we have more than $3K in savings. I know that it will just get drained in a snap as we have $1.7K in credit balance and will pay rent, car payment, bills etc. As of now no money is getting in, and double time applying for a job So, what are cheaper health insurances? or what other options I have? If I will avail for COBRA how much discount or what will I pay for example our group cost $800?? Thanks."

Motocycle insurance??

maxinebootie : I’m paying around 200$ for my 2007 Toyota Camry. Know your facts first before you start saying Sh|t. Safe driver for more than 14yrs. Why don’t you think before you write something if you think you’re so smart to be telling other people what to do. I’m only asking about a motocycle, NO ONE needs your opinions."

What are the advantages and disadvantages of a high-deductible insurance plan?

I am looking in to getting insurance that has a high ded. plan and a low ded. plan. What are the advantages and disadvantages??

ANSWER: I recommend one to try this internet site where one can compare quotes from different companies: http://COVERAGE-FINDER.NET/index.html?src=WP2pteremartoterg