Looking for an instant online loan? Well, Qbera certainly has one for you! And yes, at the most affordable interest rate! Apply for an online loan with Qbera and get your loan amount within 24 hours, post receiving final approval.

More about online loans from Qbera

Features of Online Loans from Qbera

Let's take a look at some features of the online loan from Qbera:

Instant Loan Approval on Online Loans

When you apply for an online loan from Qbera, you can get instant approval based on your credit profile. Qbera's proprietary algorithm obtains information on your credit profile almost instantly and assesses the element of risk associated with your profile. Once you get instant approval from Qbera, you can go ahead and submit your supporting documents, which can be uploaded online.

Digital and paperless loan application

The loan application process is completely digital, with the provision to complete the entire application process online. Supporting documents can also be uploaded online. Note that bank statements required to complete your loan application can be submitted by logging into a secure web channel with your netbanking credentials. Your statements are retrieved directly once you login with your credentials.

Online Loan for Low CIBIL

Qbera offers online personal loans to individuals with low CIBIL scores as well. Most private banks require individuals to have a minimum CIBIL score of 750. Qbera, however, offers personal loans to individuals with a credit score of 575 too.

Loans for individuals employed in unlisted companies

Is your employer listed? Well, in case your employer is not categorized or listed in the database of a lender, your application is almost certain to be rejected. This happens mostly in the case of private banks. Qbera, however, offers personal loans to individuals employed in uncategorized or unlisted companies as well. More so, even if you are staying in a shared accommodation, you can get an online personal loan from Qbera.

A quick look at the eligibility for online loans from Qbera





You must be a salaried individual

You must have a min net salary of Rs.20 000/-

You must be above 23 years of age and less than 55 years

A minimum CIBIL score of 575 and no defaults in the last 24 months

Documents Required for an Online Loan from Qbera

Aadhaar Card

PAN Card

Proof of address

Salary and income documents

Photographs



