Debt collectors are calling 1 in 4 New Jersey residents. How much do your neighbors owe?

More than one in four New Jerseyans have delinquent debt that has gone to collections with a median bill due of $1,114.

About 28 percent of New Jersyans with a credit file have debt in collections, according to data from the Urban Institute.

New Jersey is in a better spot than the country overall, where more than one in three Americans have debt in collections with a median bill due of $1,450, the data shows.

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For some, the issue is medical debt. About 18 percent of Americans have medical debt in collections; the median bill is more than $681.

Again, New Jersey fares slightly better, with 15 percent of residents having medical debt in collections. The median bill: $483.

But those, of course, are just averages. Some parts of the Garden State have more than 40 percent of residents with debt in collections. Here's a look:

21. Hunterdon County, 15 percent

Median debt overall in collections: $1,156

$1,156 Percent with medical debt in collections: 11 percent

11 percent Median medical debt in collections: $581

$581 Average household income: $131,092

$131,092 Percent without health insurance: 2 percent

20. Morris County, 15 percent

Median debt overall in collections: $1,009

$1,009 Percent with medical debt in collections: 8 percent

8 percent Median medical debt in collections: $405

$405 Average household income: $138,939

$138,939 Percent without health insurance: 5 percent

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19. Somerset County, 18 percent

Median debt overall in collections: $950

$950 Percent with medical debt in collections: 10 percent

10 percent Median medical debt in collections: $411

$411 Average household income: $132,892

$132,892 Percent without health insurance: 6 percent

18. Bergen County, 19 percent

Median debt overall in collections: $1,112

$1,112 Percent with medical debt in collections: 8 percent

8 percent Median medical debt in collections: $462

$462 Average household income: $123,878

$123,878 Percent without health insurance: 8 percent

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17. Monmouth County, 23 percent

Median debt overall in collections: $1,100

$1,100 Percent with medical debt in collections: 14 percent

14 percent Median medical debt in collections: $481

$481 Average household income: $118,207

$118,207 Percent without health insurance: 7 percent

16. Ocean County, 23 percent

Median debt overall in collections: $1,268

$1,268 Percent with medical debt in collections: 14 percent

14 percent Median medical debt in collections: $574

$574 Average household income: $84,651

$84,651 Percent without health insurance: 7 percent

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15. Sussex County, 23 percent

Median debt overall in collections: $1,313

$1,313 Percent with medical debt in collections: 15 percent

15 percent Median medical debt in collections: $457

$457 Average household income: $109,179

$109,179 Percent without health insurance: 5 percent

14. Burlington County, 25 percent

Median debt overall in collections: $1,316

$1,316 Percent with medical debt in collections: 13 percent

13 percent Median medical debt in collections: $375

$375 Average household income: $95,897

$95,897 Percent without health insurance: 5 percent

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13. Middlesex County, 25 percent

Median debt overall in collections: $833

$833 Percent with medical debt in collections: 16 percent

16 percent Median medical debt in collections: $378

$378 Average household income: $100,506

$100,506 Percent without health insurance: 9 percent

12. Cape May County, 27 percent

Median debt overall in collections: $1,244

$1,244 Percent with medical debt in collections: 13 percent

13 percent Median medical debt in collections: $500

$500 Average household income: $79,746

$79,746 Percent without health insurance: 9 percent

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11. Warren County, 28 percent

Median debt overall in collections: $1,396

$1,396 Percent with medical debt in collections: 20 percent

20 percent Median medical debt in collections: $614

$614 Average household income: $89,871

$89,871 Percent without health insurance: 6 percent

10. Gloucester County, 30 percent

Median debt overall in collections: $1,568

$1,568 Percent with medical debt in collections: 20 percent

20 percent Median medical debt in collections: $609

$609 Average household income: $94,402

$94,402 Percent without health insurance: 6 percent

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9. Passaic County, 32 percent

Median debt overall in collections: $1,009

$1,009 Percent with medical debt in collections: 16 percent

16 percent Median medical debt in collections: $302

$302 Average household income: $77,492

$77,492 Percent without health insurance: 11 percent

8. Hudson County, 33 percent

Median debt overall in collections: $1,130

$1,130 Percent with medical debt in collections: 16 percent

16 percent Median medical debt in collections: $566

$566 Average household income: $86,763

$86,763 Percent without health insurance: 14 percent

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7 Atlantic County, 34 percent

Median debt overall in collections: $1,193

$1,193 Percent with medical debt in collections: 15 percent

15 percent Median medical debt in collections: $428

$428 Average household income: $77,622

$77,622 Percent without health insurance: 9 percent

6. Mercer County, 34 percent

Median debt overall in collections: $950

$950 Percent with medical debt in collections: 20 percent

20 percent Median medical debt in collections: $533

$533 Average household income: $103,099

$103,099 Percent without health insurance: 8 percent

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5. Union County, 34 percent

Median debt overall in collections: $919

$919 Percent with medical debt in collections: 20 percent

20 percent Median medical debt in collections: $473

$473 Average household income: $102,929

$102,929 Percent without health insurance: 13 percent

4. Salem County, 35 percent

Median debt overall in collections: $1,546

$1,546 Percent with medical debt in collections: 20 percent

20 percent Median medical debt in collections: $811

$811 Average household income: $88,766

$88,766 Percent without health insurance: 5 percent

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3. Camden County, 37 percent

Median debt overall in collections: $1,502

$1,502 Percent with medical debt in collections: 22 percent

22 percent Median medical debt in collections: $792

$792 Average household income: $84,255

$84,255 Percent without health insurance: 7 percent

2. Essex County, 41 percent

Median debt overall in collections: $1,113

$1,113 Percent with medical debt in collections: 22 percent

22 percent Median medical debt in collections: $518

$518 Average household income: $90,098

$90,098 Percent without health insurance: 13 percent

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1. Cumberland County, 42 percent