One of the accused New Jersey GoFundMe fraudsters who allegedly scammed $400,000 from people over a supposedly homeless vet is now claiming that she’s the one who’s been had, according to secret recordings released by her lawyers Monday.

The tapes suggest that Mark D’Amico, 39, forced ex-girlfriend Kate McClure, 28, to peddle a phony tale of charity that fueled $400,000 in donations — which the couple pocketed, the lawyers said.

“You started the whole f–king thing, you did everything! I had no part in any of this, and I’m the one f–king taking the fall,” McClure rages at D’Amico in an unverified tape shared with “Good Morning America.”

McClure and D’Amico claimed that homeless man Johnny Bobbitt, 34, gave McClure his last $20 after her car out of gas. McClure made the rounds on national media after she shared the heartwarming-but-bogus story on social media, and the couple eventually raised just over $400,000, ostensibly for Bobbitt.

But investigators recently revealed the whole story was a scam invented to relieve people of their hard-earned money, after the couple cut Bobbitt out of the haul and he sued.

“D’Amico, McClure and Bobbitt conspired to fabricate and promote a feel-good story that would compel donors to contribute to their cause,” Burlington County Prosecutor Scott Coffina said last week.

McClure claimed she was a patsy for D’Amico and released recordings Monday that paint her as a victim.

“You don’t go to jail for lying on TV, you dumb [expletive],” a person alleged to be D’Amico can be heard saying on the unverified tape.

“But who made me lie on TV?” McClure asks.

“Who cares?” the man’s voice grumbles.

In another recording, the alleged D’Amico reminds McClure that she helped spend the dough on wild sprees and lavish vacations.

“How much did you spend in Cali?” the voice says. “You act like you didn’t spend a dollar.”

All three were arrested and are being charged with theft by deception and conspiracy, which carry a combined sentence of five to 10 years.

GoFundMe announced Thursday it would refund the donors who gave to the scam.