We’ve ranked all of the major cities in the U.S. by eight key factors to discover the best cities to retire in. USA cities from New York City to LA to San Antonio have been graded with our retirement index, which looks in depth at senior communities and their overall quality of life. With these factors, we’ve discovered the best places to retire in the U.S. along with the worst and everything in between. When you’re figuring out where to retire, see how your preferred city scores on our index!

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Methodology

To identify the best cities to retire in in the USA, we found the following statistics for all metropolitan statistical areas (MSAs) within the United States, not including Puerto Rico:

Percentage of the Population Ages 65 and Older — Source: S. Census (Full Weight +100)

Source: S. Census (Full Weight +100) Median Age (in Years) — Source: S. Census (Full Weight +100)

Source: S. Census (Full Weight +100) Mean Social Security Income in the Past 12 Months for People Ages 65 and Older — Source: S. Census (Full Weight +100)

Source: S. Census (Full Weight +100) Percentage of the Population Ages 65 and Older Below 100 Percent of the Poverty Level — Source: S. Census (Negative Full Weight -100)

Source: S. Census (Negative Full Weight -100) Median Gross Rent for the Population Ages 65 and Older — Source: S. Census (Negative Full Weight -100)

Source: S. Census (Negative Full Weight -100) AARP Public Policy Institute’s Livability Index — Source: AARP — This is a complex index measuring key indicators in housing, transportation, health, engagement, environment, and opportunity as compiled by the American Association of Retired Persons. (Full Weight +100)

— Source: AARP — This is a complex index measuring key indicators in housing, transportation, health, engagement, environment, and opportunity as compiled by the American Association of Retired Persons. (Full Weight +100) WalletHub’s Elder-Abuse Protections Index (by State) — Source: WalletHub — This index compiles 14 different metrics on the prevalence, resources, and protections on the state level regarding elder abuse. (Half Weight +50)

— Source: WalletHub — This index compiles 14 different metrics on the prevalence, resources, and protections on the state level regarding elder abuse. (Half Weight +50) Taxes on Social Security (by State) — Source: Kiplinger — The states that tax Social Security received a penalty in our index. (Negative Half Weight -50)

State-level factors (such as elder-abuse protections and state-sanctioned taxes on Social Security) were given half weight in our formula, and negative factors that might harm the livelihoods of elderly people (such as high median gross rent, high taxes, and a high percent of seniors below the poverty level) were subtracted from our total. In our quest to find the best retirement communities in the U.S., we also wanted to look at the existence of strong and supportive communities of those ages 65 and older, shown by the percentage of the population and the median age. Note that other factors, such as weather and walkability, may affect one’s personal opinions of the best retirement locations, but these factors weigh necessities and protections as well as the existence of established communities.

Where Is the Best Place to Retire in the U.S. in 2020?

Out of the top retirement cities in the country, the best place to retire is The Villages, Florida, according to our study. With a median age of 66.4 years and a mean Social Security income of $25,505, this inland, golf-cart-loving Floridian community is about 54 percent seniors. The only downside is a fairly high median rent at $1,274 per month. It’s now well-known for being one of the best places for retirees to live; perhaps that’s why it’s one of the fastest-growing MSAs in the nation.

The 10 Best Places to Retire in America

These are the top places to retire in the US, according to our metrics:

A Ranking of America’s Cities, According to Our Retirement Index

See if your retirement spot of choice ranks among our best retirement cities or if it ranks among the worst!