• Pre-closure facility: You can choose to close your loan amount as and when you get extra cash.

• Less paperwork: Gold loans have very less paperwork associated with them.

• Loan Amount: An individual can avail a minimum Loan amount from Rs. 30,000 and onwards as a loan against your gold.

• Mode of repayment: You can choose to make payment of gold loan either through PCD and EMI or you can choose to pay just the interest amount till the time you clear your loan amount.

• Purity of Gold: Your gold which you wish to mortgage should be of atleast 22 carat purity.