VRM Fan hits shroud

There is a large thread on EVGA's forums about this product. The VRM FAN hits the shroud making it super loud. There seems to be a few fixes in the thread one requiring you to dremel some of the screws. Another to put plastic washers on the three standoffs holding the vrm fan and another that you just need to tap on the fan (not running) 5 times to reseat the bearings also one where you loosen the shroud so it doesn't hit. I've tried all but the plastic washers and the dremel but I shouldn't have to do anything to make it not hit the shroud.

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