How much risk are you comfortable taking for the potential reward?

Studies have shown that your asset allocation has a bigger impact on your long-term returns than any specific fund you pick. So why not pick a Vanguard LifeStrategy® Fund that has asset allocation built in?

Each is designed—in varying degrees—to help you manage risk while trying to grow your savings. These funds offer you:

Less risk through broader diversification

Each fund invests in Vanguard's broadest index funds, giving you access to thousands of U.S. and international stocks and bonds, including exposure to the major market sectors and segments.

Automatic rebalancing

Each fund is professionally managed to maintain its specific asset allocation, freeing you from the hassle of ongoing rebalancing.

Low costs

The average Vanguard LifeStrategy fund expense ratio is 83% less than the industry average.*

When you're paying less for your funds, more money stays in your account working for you.