Under the new model, at-fault crashes will follow the driver, not the vehicle owner. For example, if your friend causes a crash using your vehicle, the claim will count on their driving record, not yours. Listing those who drive your car helps to make sure they're accountable for the crash, and the risk involved in insuring your car is accurately assessed.

The majority (75%) of your Basic insurance premium will be based on the principal driver (the person who will drive the vehicle the most). Of the other listed drivers, the one with the highest level of risk will make up the remaining 25%.

For detailed information on listing drivers visit drivers, experience, and crash history.

