

------- Author: Oliver Redding

Seattle News Desk

Smart contracts are providing the solution to the trust issues that are usually the main concerns in the micro loan industry. Whether it be student loans, cars, or any other kind of micro lending - blockchain technology provides what's needed to move away from the banks, and towards a peer to peer lending model.is building the infrastructure to facilitate exactly this.One huge advantage of taking traditional banking out of the picture and utilizing a token in the loan process - the entire world opens up. People and businesses in developing nations that may never get the ear of a banker can give their proposal, and find funding on the Volerem platform.Founder and CEO Val Kleyman, explains the platform like this;Valorem is also a multi-layered platform, the other major component being traditional payments - aimed at providing payment solutions for things such as landlords, receiving money rent payments from their monthly rent payments from tenants and other goods and services.The Valorem ICO pre-sale is live now - participate and learn more at