This gift card mulit pack will essentially give you $50 to spend at the Xbox online store for $45. These little gems are hard to find, and dollar discounts on Xbox Live are not common aside from the sales and specials on different games and DLC each week. So when I saw a few of these packs here and there at a local Best Buy, I couldn't pass up what's essentially 5 bucks off any digital item on Xbox Live. It's not a huge savings, but it's a coupon of sorts nonetheless. Just make sure to spend the $5 bonus card within a year. That's the only small catch...shouldn't be too difficult though. :) Happy hunting!