A scam is a dishonest attempt by an individual or organization to obtain something of value from you, such as personal information or money. Scammers may pose as a legitimate organization or government agency. Scam attempts can be made over the phone, in person, through email, or by text message with the scammer either winning the confidence of, or sufficiently threatening the recipient.

Scammers get creative with their scam attempts and will use any opportunity they can to trick you. Read the following guide to learn how to remain vigilant and protect yourself.