Of course it already works in those countries as it does across most (if not all) of Europe, as CDCVM*-certification for NFC-equipped terminals has all but been mandatory by banks, payment networks and terminal providers for years! It's a shame that it's still down to the individual banks to support it with Apple, we in the Netherlands have been and still are waiting for ages for the banks to finally get off their comfy sofas and start implementing this, as NFC is pretty ubiquitous here. luckily i'm with bunq ( https://www.bunq.com ), and they have a little ruse of a workaround to get Apple Pay working, and it does, which is brilliant. So much better than paying using wasteful, environment unfriendly plastic ;_)*CDCVM = Consumer Device Card-holder Verification Method, terminals that support this method, which is used by Apple Pay to secure the transactions, know you're paying with a device and you verify your card holder status not with a pin-code but on-device with for example, biometrics or another way (such as the passcode when putting on Apple Watch).