North Coast Financial are Orange County hard money lenders ( private money lenders ) providing hard money loans to real estate investors and property owners throughout California. North Coast Financial’s broker has over 38 years of hard money lending experience and has funded over $800 million in California hard money loans since 1981. Contact North Coast Financial now to inquire about an Orange County hard money loan.

Orange County Private Hard Money Loans

North Coast Financial offers many different types of Orange County hard money loans (private money loans) including fix and flip / rehab loans, bridge loans, investment property loans, reverse mortgage refinance loans, cash out refinance loans, trust loans, probate and estate loans, purchase loans, owner occupied hard money loans, distressed property loans and other Orange County hard money loans for real estate.

We are able to provide hard money mortgages throughout Orange County including popular cities such as Laguna Beach, Anaheim, Santa Ana, and Irvine.

Hard Money Loans for Various Property Types

North Coast Financial is an Orange County hard money lender lending on residential and commercial real estate. Various types of property can be borrowed against including single family residence, multi-family residence, industrial, land and commercial.

We are one of the few private money lenders in California able to provide hard money loans for both investment property as well as owner occupied property (business and consumer purpose). Whether the loan request is for rehab financing on a fix and flip project or a bridge loan for a primary residence, North Coast Financial has the experience and expertise to fund a wide variety of Orange County private money loans.



Hard Money Rehab Loans – Fix & Flip Loans

Hard money rehab loans allow real estate investors to quickly acquire a property, make improvements and repairs and then sell the property for a profit. Hard money rehab loans, also known as fix and flip loans, provide the real estate investor with fast and easy financing, allowing the investor to take advantage of an opportunity without committing all of their funds in a cash deal. For additional information please view the Hard Money Rehab / Fix and Flip Loan page.



Cash Out & Refinance Loans

Hard money cash out and refinance loans are available from North Coast Financial to Orange County property owners. A refinance loan is used to secure a longer loan term or lower interest rate. Cash out refinance loans are used in situations where the property owner wants to borrow against their equity and invest the funds elsewhere. Visit our Cash Out & Refinance Loan page for more information on our programs.



Probate Loans, Estate Loans & Trust Loans

North Coast Financial provides probate, estate and trust loans to heirs and beneficiaries in need of short-term funding secured by real estate assets within an estate or trust. The loan proceeds are typically used to settle debt obligations of the estate or trust or pay off other heirs when dividing ownership. The estate or trust must contain California real estate. For additional information please view our Probate and Estate Loans or Trust Loans page.



Bridge Loans

North Coast Financial is a real estate bridge loan lender with more than 38 years of experience providing bridge loans in Orange County and throughout California. Bridge loans are short-term loans against equity within a property already owned by the borrower. The loan proceeds from the bridge loan are used to purchase a new property. Once the new property is purchased, the previous property is sold which pays off the bridge loan. Contact North Coast Financial about a bridge loan in Orange County or view our Bridge Loan page for more information.