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We are firm believers that it is never too early to start teaching kids about the importance and value of money. Setting a solid financial foundation will ensure they grow up to respect the power of money and avoid unnecessary debt.

These 10 money books for kids will help to foster financial education from a young age through their teenage years.

Money Books for Young Children

Age Range: 3 – 7 yrs

Length: 40 pages

Summary of Lemonade in Winter

Lemonade in Winter focuses on teaching kids about counting and other simple math concepts.

The illustrated story follows a brother and sister as they attempt to market and sell lemonade in the middle of winter. Kids will love the simple illustrations and flowing story as they can learn to count along as the siblings keep track of their money as they buy supplies and sell lemonade.

Financial Concepts Covered

Counting money

Starting a business

Sales

Age Range: 4 – 6 yrs

Length: 32 pages

Summary of It’s Not Fair!: A Book About Having Enough

Roxy is on the way to the store to get a chemistry set she has been saving up to buy. But along the way she keeps running into friends who need her help. This book shows kids what it means to make choices with money and how generosity can overcome material wants.

Financial Concepts Covered

Financial decisions

Generosity

Financial satisfaction

Age Range: 4 – 8 yrs

Length: 40 pages

Summary of If You Made A Million

If You Made A Million dives a little deeper into money and banking concepts as it follows a mathematical magician and a group of kids as they do odd jobs to earn money.

The jobs range from feeding fish to transplanting trees and follows the group to the bank as they deposit their earnings. It also goes into some basic banking concepts such as taxes, loans and checking accounts.

Financial Concepts Covered

Earning money

Budgeting

Banking

Taxes

Age Range: 4 – 8 yrs

Length: 32 pages

Summary of Alexander, Who Used to Be Rich Last Sunday

Alexander, Who Used to Be Rich Last Saturday follows along with Alexander as he receives a dollar and thinks he is now rich. While his goal is to save up for a walkie talkie he quickly finds his money disappearing.

Financial Concepts Covered

Saving money

Spending money

Budgeting/goal setting

Age Range: 4 – 8 yrs

Length: 32 pages

Summary of A Chair for My Mother

A Chair for My Mother is a superbly written and illustrated book that follows along with a family that saves up their money to buy a big, comfy chair after they lose all of their possessions in a fire.

Financial Concepts Covered

Saving

Financial goal setting

Age Range: 4 – 8 yrs

Length: 48 pages

Summary of One Cent, Two Cents, Old Cent, New Cent: All About Money

One Cent, Two Cents is a classic Cat in the Hat book that looks at the history of money. From the early days and the practice of bartering to various objects that have been used as currency throughout history. The book also weaves in financial concepts like banking and how receiving or paying interest works.

Financial Concepts Covered

History of money

Banking

Interest

How money is made

Age Range: 5 – 8 yrs

Length: 32 pages

Summary of You Can’t Buy a Dinosaur with a Dime

This fun to read, illustrated book follows along with Pete as he saves his allowance only to spend too much and has to start over. Kids will love following along as he computes how much he has and how much he needs to save for his next purchase.

Financial Concepts Covered

Counting

Saving money

Spending money

Planning big purchases

Age Range: 7 – 12 yrs

Length: 160 pages

Summary of The Everything Kids’ Money Book: Earn it, save it, and watch it grow!

This workbook-style money book for kids covers everything a kid could ever want to know about money. Everything from how money is made to how compounding interest works is covered in this extensive book. The next time your child asks why when it comes to money this book can provide the answer.

Financial Concepts Covered

How coins and bills are made

What money can buy–from school supplies to fun and games

How credit cards work

Ways to watch money grow–from savings to stocks

Cool financial technology

Age Range: 8 – 12 yrs

Length: 112 pages

Summary of The Kids’ Money Book: Earning, Saving, Spending, Investing, Donating

This money book covers every financial topic a preteen or young teenager needs to know. Fun graphics will keep kids engaged as they navigate through a variety of financial topics

Financial Concepts Covered

Creating a budget

Making money

Investing

Donating to charity

Needs vs wants

Maximizing savings

Starting a business

Age Range: 10 – 14 yrs

Length: 144 pages

Summary of How to Turn $100 into $1,000,000: Earn! Save! Invest!

This engaging book for young teens is filled with engaging illustrations to help explain complex financial topics. It will take them through what it means to make money and save it for the future.

Financial Concepts Covered

Making money

Starting a business

Saving money

Investing

Compound interest

Final Thoughts on These 10 Great Money Books for Kids

This list is a great place to start for any parent looking to start teaching their children the value of money. Our kids are still a bit young but we look forward to starting them down this path very soon.

Are there any other money books for kids we didn’t include here that you would recommend?