Millennials have loads of student debt. And these 22- to 40-year-olds are probably stretched on housing and food costs. They may even have a kid in the back seat of a car they bought on credit.

So what does a survey find this group of Americans is wasting too much money on? Football!

Hey, I love football too. But, millies should get their priorities straight.

According to a CompareCards survey by Lending Tree, 72 percent of millennial football fans with a credit card will spend money on at least one football-related expense this season. And another 15 percent will spend between $500 and $999.

Most of that money (32 percent) will be spent on tickets; 29 percent on merchandise; and 23 percent on food and drink for football-watching parties.

Only 8 percent said they’d spend money on football gambling this season. But legal sports betting is still new in some states and not allowed in others. So that number will be rising.

“Those who make either less than $35,000 or more than $75,000 in household income are the most likely to overspend on football,” Lending Tree said. One third of this group said they overspent.

I’d write more about the survey, but Monday Night Football is starting… .