No one prepares us for the decades’ worth of post-education revelations such as "dream jobs" are pretty hard to come by (but by the way, unemployment isn’t), having a real job is not like an episode of Mad Men and finding "the one" is virtually impossible. One of the most difficult home truths to come to terms with however, is realising that we are not, and probably never will be, millionaires. Just as we face up to this unfortunate reality, we also calculate that £1m is exactly the amount we need to buy a decent property with a garden and a few bedrooms in a nice area of London. And yet the practicality of getting a mortgage worth even a quarter of that is all but impractical when you're out of work or in low-paid jobs. And it suddenly dawns on us that, aside from that cool little blog we genuinely believed was going to take off and earn us the big bucks, we actually have no strategy in place to make any money.