*PayPal Working Capital is subject to credit approval, as determined by the lender, WebBank, Member FDIC. To apply for PayPal Working Capital, your business must have a PayPal Business or Premier account for at least 90 days and process a minimum of $15,000 (or for Premier accounts $20,000) within those 90 days or within any time period less than or equal to 12 months. PayPal sales include processing on PayPal Express Checkout, PayPal Payments Standard, PayPal Payments Pro, PayPal Here, and invoices paid online with PayPal online invoicing.

**Additional activation to receive this program's cash back benefit is required. Transactions eligible for 1% cash back include: credit transactions which you sign for and which are processed via Mastercard; online transactions processed via Mastercard; and phone transactions processed via Mastercard. Transactions that are not eligible for cash back include, but are not limited to: purchases processed via a debit network (including PIN-less debit transactions); cash withdrawals and cash advances. Additionally, you’ll only receive cash back when your monthly earned cash back is at least $1.00 USD. Cash back earned that’s less than $1.00 USD will not be awarded and does not carry over to the next month. See the Cardholder Agreement for complete details.

The PayPal Business Debit Mastercard is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Bancorp Bank; Member FDIC. Card may be used everywhere Mastercard is accepted.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.