Bitcoin loan without verification Bitcoin loan without verification Bitcoin loan without verification Bitcoin loan without verification

Pros Multiple services (like trading & remittances)

Low minimum investments & loans)

Loans in bitcoin

Borrowers don’t pay fees Reputation system

Low minimum investment requirements

High returns (short-term)

Benefit small businesses worldwide Low APR

Easy sign up process

Informative website

Low APR Instant loans

Collateral and insurance offered

Low lender fees

No loans with no verification/ collateral

Con Approval rate is low

Low minimum investments & loans)

Lacks transparency (stats, owner of domain)

Reputation system has faults High long term rates

Loans are pegged to national currencies, which means lenders lose money if bitcoin’s price increases. Lender pays high fees

Burnout system is buggy

Vulnerable to reputation farming

Verified costs 0.01 bitcoin

Support is slow

Country restrictions Signup funnel is slow

no restrictions on reputation building loans

FAQ needs improvement

Location name, last name, country of residence, email, password name, last name, email, number, password email, password user name, email, password

Types of loans Fixed amount. One of multiple creditors.

Micro (max: 30 days) or standard (max: 1 year) Pegged to fiat and locked to bitcoin Line of credit Personal, personal with collateral, instant loans, business loans, IPOs, bonds, instant with collateral.

Fee struc-tures 10% on profit of lender Borrowers pay: originating fee: 1% (6 wk), 1.5% (6 mo), 2% (12 mo) and 2.5% (36 mo) | Arrears fees: 1 EUR in bitcoin per email sent

Lenders: repayment fee of 1% 30% on profit of lender 0.01 – 0.5 bitcoin = 5%

0.5+ – 1 bitcoin = 4%

1+ – 2.5 bitcoin = 3%

2.5+ – 5 bitcoin = 2%

5+ bitcoin = 1%

Insurance = 1%

Rates 0.01 ~ 3%/day, depends on lender.

Micro (max: 30 days) or standard (max: 1 year) Depends on borrower’s reputation score 0 ~ 1%/day, depends on lender Variable, depends on borrower & lender

Terms:

Min. Invest-ment 0.001 bitcoin 0.001 bitcoin 1 Satoshi

Min. Loan 0.005 bitcoin 0.1 bitcoin 0.01 bitcoin

Max Loan Depends on the borrower’s reputation score. Max first loan is 0.5 BTC, second 5 BTC & third 10 BTC. 0.5 BTC, second 5 BTC, third 10 BTC.

Depends on the borrower’s reputation score. Up to thousands of USD/EUR. Depends on the reputation system. Minimum 0.5 BTC 500 bitcoin

% defaults +40% +30%

Risk/Yield

Funded Loans +30/day 1,850 plus

Total loans awarded +2mi USD +200 bitcoin

Countries: Worldwide Worldwide Worldwide. Restrictions for Cuba, India, Iran, Nigeria, North Korea, Poland Worldwide

About Nebeus is an online bitcoin lending platform. It offers lending, trading & remittance services. This is a UK based company. Its founders are Sergey Romanovskiy and Igor Chelnokov. BitBond is a P2P Bitcoin lending platform. This is a Berlin based company. The founder is Radoslav Albrecht. Getline is a bitcoin lending platform. It is based in Warsaw. The founder is Kacper Wikieł. BTCPop is a bitcoin lending platform & altcoin exchange. It is a UK based company. The founder is Lee Bartholomew.