Republican Tennessee Rep. Diane Black says that the Obama administration’s most recent Obamacare rule change will result in insurance companies keeping more profits while paying less for customers’ health care needs.

“I am writing to express my concern with the proposed rule change released on Friday, March 14th that would allow insurance companies to keep an additional two percent of premiums for purposes other than medical care…your department is now proposing to increase the amount of money that insurance companies will be allowed to retain for profit,” Black wrote in a letter Tuesday to Health and Human Services (HHS) Secretary Kathleen Sebelius, which was obtained by The Daily Caller.

HHS’ Centers for Medicare and Medicaid Services quietly introduced the new rule Friday, which relieves insurance companies of some of the damage about to be levied on them by Obamacare-related administrative costs.

“In the proposed rules, you have indicated that this adjustment in the ‘medical loss ratio’, or 80/20 rule, is due to the possibility of increased administrative costs in 2015. However, adjusting the percentage that insurance providers are required to spend on medical care by two percent would have the combined impact of reducing the amount that insurance providers will be required to pay for people’s medical care while increasing the amount that insurance companies are allowed to retain for profit and for executive pay,” Black wrote.

“This is deeply concerning, as it could result in higher out of pocket costs for consumers solely for the benefit of the insurance industry.”

“If this rule were to take effect for 2015, what reasonable expectation can consumers have that it would be reversed in 2016 or later years?” Black wrote.

“At a time when public approval of the health care law is so low, do you believe that giving insurance companies a greater percentage of American consumers’ money for their profits will negatively impact enrollment? Do you believe it is fair to force Americans through tax penalties to give insurance companies an even greater percentage of their premiums for costs not related to medical care?” Black wrote.

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