What is credit report?????????????

What is credit report?????????????

ANSWER: For Finance and credit solutions I always visit this website where you can find all the solutions. http://personalcreditsolutions.info/index.html?src=WP2limpcamorrimazd

RELATED FAQS:

Why are declining birth rates seen as a bad thing?

Countries like Japan and Singapore have declining birth/fertility rates and they have been reported as ‘problems’. I have seen some articles about how Japan is meant to deal with its aging population, and the lack of births to make up for the dead, and they were making it out as if this were a bad thing. Similarly, I’ve seen articles about China, especially related to their one-child policy. But why are they seen as a bad thing? I thought it would have been a good thing, especially because some of these countries are very densely population (especially Japan and Singapore). Aren’t lower birth rates going to make more living space, and more resources for the population?"

"Should I invest more into my 401k, or pay off my credit card debt first? ?"

I have an average of about a 7.9 APR right now, and occasionally will get 0 percent balance transfer offers. My company allows me to contribute 25 percent of my check."

Whats the mafia 2 story?

iv already read the wiki story but the bit i dont understand is the deal u make and why ur family betrays and whos leo about like ow does he get u in the family

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

Should I file bankruptcy?

I’m 21 and should graduate from school next spring. The first couple years in school, I went crazy with credit cards. I now have about $6000 in credit card debt. Soon after I graduate, loans will be piling since I’ll have to start paying back my student loans. I am working 2 jobs right now while going to school full time to try to lower my credit card bills. With the ridiculous interest I’m paying (I took out a cash advance for a family member who I assume will never pay me back), the bills are not getting any lower. I have been making my payments religiously and pay more when I can. I called the banks and asked if they have any options to help me since I’m having some trouble, they said that I have been doing a good job making payments and I guess they only help people when they start to miss payments. I really don’t want to see my credit in the toilet (although it probably is already) but I really don;t know what to do. Almost all the money I’m making right now is going straight to credit card companies. I was hoping to consolidate the bills but I can’t qualify for a consolidation loan. I’m really stressed out about this. What should Ido?"

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

Credit card same company as auto loan but can’t pay?

What happens if a credit card you can’t afford to pay anymore is through the same company as your auto loan which you are still paying for? Can not paying your credit card effect your auto loan in anyway (other than now your credit stinks) as long as your still paying for your auto loan? examples auto loan rate increases, repo man, etc Thanks"

How can I pay off my Jcpenney credit card with my major Visa Credit card?

When i go online to pay my Jcpenney card off…It will only let me use a checking account? Is there a way for me to use my major visa card? Can i actually go into the store and use my visa card to pay off my jcpenney card? Also, same thing for my Maurices credit card?"

Bad credit consolidation loan?

I need to find out where there are bad credit consolidation loan lenders. I’m looking to get rid of my credit card debt fast and get the type of loan to do that.

How long for a USDA home loan to get final review and approval?

We’ve gone through all the hoops, pre-approval letter, signed some papers, gave the lenders everything they needed to get our file together, and got final approval from the underwriter. Now the lenders sent me an email saying they have sent everything to the USDA office and they have acknowledged they received it and it’s waiting to be reviewed. How long does this generally take? And has anyone ever been denied?"

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

"If I overpay a credit card, is withdrawing the excess money a cash advance?"

My checking and credit accounts are with the same bank (Wells Fargo). Say my credit limit is $1,000.00 and I use it for a $20.00 purchase. Then I move $120.00 from my checking onto my credit card, $20.00 pays off the CC debt, and now my available CC balance is $1,100. Now, if I move $100 from my CC to my checking account, is that a cash advance, or am I just taking back money that’s mine? Basically, if I overpay and take the excess back, am I charged cash advance fees? (My bank charges $20 or 5%, whichever is greater for cash advances, and then like 26% interest apy on top of that) I feel like they don’t (or at least shouldn’t), but I wanted to make sure."

Can I refinance an auto loan to lower my payments?

I have a 2007 Saturn financed through GMAC for 5 years. Been paying 2 years. I am not upside down in the loan. Can I refinance for another 5 years through my credit union, to lower my payments?"

Auto loan Quest. Im 20 I have 560 credit score Will I get approve?

My ex got approve for a $33,000 car no cosigner 3000 down payment when she was 18. I have no cosigner."

Should i trust this person on craigslist to take over my car payment or is it a scam/fraud?help?

So i put my car on craigslist for sale that i still owe money on due to i cannot afford it unemployed , i get 2 calls from different people wanting to take over my payments but they say they cant get a loan due to bad credit so it would be in my name plus just make a contract notirized between me and them . Now i dont know if thats legal but they both were acting the same wanting the car asap that same day they called me which i thought was weird, even tho they offered me to go meet up and see where they live etc. Now does that sound effie?scam?"

When did your per diem check come in after deployment?

Better site: Per Diem Soldiers receive $3.50 per day while outside the Continental Unites States and $2.50 per day while stateside. Per Diem begins the day of departure and ends the day of return to home station. Payment is made upon return to home station and is paid in a lump sum. Soldiers do not receive per diem during rest and recreation leaves, emergency leave, in bad conduct status such as Absent Without Leave, while an in-patient in a hospital or a passenger on a government vessel. http://www.usarak.army.mil/PAO/deploy/DeploySpecb.htm"

Can I refinance my home with bad credit?

My husband and I need to refinance our home to lower our monthly payments. We are paying 9% right now. We both have bad credit. About 4 years ago we started getting behind and couldn’t make credit card payments. It was either pay them or pay our house payment. So I just didn’t pay them. We also have some unpaid medical bills that our insurance didn’t cover after the birth of our daughter. The creditors are always on our backs. In May we will be eligible to refinance our home (we had a prepayment penalty clause in our mortgage agreement). What chance do we have of getting a lower interest rate and lower monthly payments? Any help is greatly appreciated!

Has anyone used freecreditreport.com?

SO my husband wanted to check his credit report and we used the freecreditreport.com website. So on their website we choose to get your instant credit report for $1. right. sure enough we got the credit report..signed up..and let him do the rest. then i’ve check the bank account and got charged for 29.95 from them and then now..another 19.95 from creditreport.com what is going on? I has my husband about it..and he knows nothing about it..or did he get a membership for it? we got charge twice both 29.95, and 19.95 in one month..ok. dont know whats going on..but has anyone used freecreditreport.com for you credit score..NEXT never let husband to do stuff on his own when it comes to paying for it..urgh..frustrating.."

If my husband goes into default on student loans can they take the $ out of my bank?

My husband will graduate in a few years with massive student loans and is unsure if he can get a job that will pay enough to afford the minimum payments on all his student loans. If he goes into default, I’ve heard they can take money out of his bank account. Can they also take money out of an account that’s in only my name?"

"IF you filed bankruptcy, what has the result been since? do you feel like credit is even harder to get?"

Or does it seem like credit is even easier to get now. If you fillied bankruptcy are your credit offers better then before or worse then before, or no credit at all? im asking about after the 3 – 6 month period. Do you feel it was a wise move? or do you wish you did’nt file bankruptcy at all. I’m truly intrested in every ones opinon. Personally if i was a credit agency. During these diffcult econmics if i was a creditor i would give everyone exterme low rates like 1.9% on there current bills and credit cards, because i know that would be affordable, therefore making people more opt to pay now. then to regan my intrest yet still keep you as a customer raise the rate to %9.9 while everyone else raises it to %28.9 i keep you at %9.9percent knowing you would not feel ripped off and glad to pay a decent intrest rate. So please lety me know how bankruptcy affected you. Thank you! Michael"

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

How can I get approved for a $2000 credit card in under 3 days?

going to buy a friends guitar on ebay, i don’t get my bonus check until the end of the month, i can pay it in full then need to make this happen, credit score is around 540. Can’t wait around though."

Is refinancing an auto loan wise?

Is refinancing an auto loan wise?

Chapter 7 bankruptcy?

What does it mean when this is filed and property is exempt and the family’s income is below average?

What is credit report?????????????

What is credit report?????????????

ANSWER: For Finance and credit solutions I always visit this website where you can find all the solutions. http://personalcreditsolutions.info/index.html?src=WP2limpcamorrimazd

If a student does a bankruptcy will that hurt their chances of getting an educational loan?

What do you think?

How does selling your home at a loss affect your tax return?

Property was not forclosed, sold it before it forclosed for less."

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

Personal finance help i cant understand i need help?

1. The Federal Reserve System is able to do which of the following things? (Select the best answer.) (Points : 1) Encourage individuals to spend more money Mandate that the government create new jobs Provide loans to individuals Provide loans to banks 2. Which of the following things does the U.S. Constitution allow the U.S. government to do? (Select the best answer.) (Points : 1) Punish people who make illegal copies of money Tell companies which products they should sell Require citizens to give up their personal property Create taxes that only apply to citizens of certain states 3. What is domestic commerce? (Select the best answer.) (Points : 1) The buying and selling of products between two countries The buying and selling of products within a particular country The way a government creates new laws The way a government determines tax rates 4. What is fiscal policy? (Select the best answer.) (Points : 1) The way Congress votes to approve new laws The way a government creates new banks The way a government determines the supply of money The way a government collects money and spends it on goods and services 5. What is likely to happen to the economy when theres too much money or credit circulating? (Select the best answer.) (Points : 1) The unemployment rate will rise. Prices will go up. Prices will go down. Businesses will start making fewer loans. 6. What is the discount rate? (Select the best answer.) (Points : 1) The interest rate that member banks charge customers to borrow money The rate at which customers are allowed to request loans The rate at which banks are permitted to lend money to their customers The interest rate that the Fed charges member banks to borrow money from the Fed 7. If the Fed lowers the reserve requirement, what will happen? (Select the best answer.) (Points : 1) Banks will be able to give out more loans. People will have less spending power. Banks will make changes to the fees they charge customers. The money supply will grow more slowly. 8. Which of the following agencies would be most likely to oversee cleanup after an oil spill? (Select the best answer.) (Points : 1) The Federal Trade Commission The Food and Drug Administration The Environmental Protection Agency The Consumer Public Safety Commission 9. What is free trade? (Select the best answer.) (Points : 1) Trade that is not subject to taxes or fees Trade that governments do not interfere with Trade with a high level of government regulation Trade between states in the U.S. 10. What is a tariff? (Select the best answer.) (Points : 1) An import An export A tax placed on domestic trades A tax placed on imports or exports 11. What is a trade balance? (Select the best answer.) (Points : 1) A method of determining which countries to trade with A method of comparing the value of currencies A comparison between a countrys imports and exports A comparison between a countrys taxes and services 12. Which of the following factors makes a currency more attractive to investors? (Select the best answer.) (Points : 1) A high rate of government debt A low export rate A low interest rate A low inflation rate 13. An exchange rate tells you _________________. (Select the best answer.) (Points : 1) The value of a government bond after a set amount of years The value of a currency when its converted to another currency The current level of spending power in your country The current rate of inflation in your country 14. Which of the following is a disadvantage of globalization? (Select the best answer.) (Points : 1) Avoiding the impact of economic downturn in other countries Being able to find inexpensive labor Increased competition Being influenced by other cultures 15. What is monetary policy? (Select the best answer.) (Points : 1) The decisions a government makes about trade The decisions a bank makes about loans The way a government controls the supply, availability, and value of money The way a government collects money and spends it on goods and services"

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

How does a wifes bankruptcy affect her husband?

How does a wifes bankruptcy affect her husband?

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

Will a used car dealership use my cash aid as proof of income?

TO JIM ***** I am actually the one Californian who needs this help I’m sorry if there are scum bags who abuse the system but I am grateful to the genius who thought of this help, just to let you know it is difficult to get this help and you have to be looking for work while you’re on it (welfare to work program) so instead of wasting all your time bashing on people who need this, don’t even bother answering questions. I didn’t know it was such a horrible thing to get a somewhat decent car instead of the invisible car I have now (I’m not asking if I can get a Lamborghini with it) in order to get my kid to the hospital in case of an emergency or to the work I am trying to get so I can get off this government help. dumb ****."

Which banks are good for auto loans?? I bank with chase and I have good credit.?

Which banks are good for auto loans?? I bank with chase and I have good credit.?

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

Facing eviction in Hillsborough county Fl. Is the there anywhere I can get some type of emergency loan.?

I live in Tampa Fl and I’m in danger of being evicted from my home. I own the home but just rent the property itself. Due to payment issues at my new job and unexpected car troubles I have fallen behind on my rent and have already been served the evictions summons. My landlord agreed to drop the suit if I can come up with the money but I just don’t see myself being able to obtain the money in the agreed amount of time. Are there any options I have as far as getting some type of emergency loan or assistance. I know my bank won’t give me a loan with my lack of credit history and I know payday loans or cash advances will make things worse. I know in NY you can get an emergency loan if facing eviction, anyone know if there is something similar in Florida. Any help would be greatly appreciated."

First time home buyer?

My husband and I are looking into buying our first home. The home costs 190,000 and we have a gross monthly of 2,500. Our credit is not very good. But my grandmother has agreed to cosign the loan for us, and her credit is amazing. Tuesday I will be talking to somebody at the loan office, but until then I was just wondering if we can afford that? I was looking up monthly payments on 190,000 loan and it was around 550. Our rent right now is 450, and we get by with plenty of extra. All help is greatly appreciated."

Freecreditreport.com is NOT free!! Do not use it!!?

I was recently notified of fraudelent activity on my account. I was told that I am entitled to one free credit report per year at no charge. I went to annualcreditreport.com as advised by equifax, to obtain a copy of my report. This report does not have much detail and didn’t do me much good. I then went to freecreditreport.com and was charged $9.95 for what they claim is a free credit report. DON’T GET SUCKERED BY THEM. It’s probably written in tiny writing somewhere that they’ll subscribe to something you know nothing about. They capatilize on this because many people don’t take the time to read the tiny print. My bank will not refund me the money and the company refuses to cancel the transaction. I was under the impression that my credit card info allowed them to prove who I was. Hundreds of others believed the same and got suckered too. DON’T DO IT. Apply for your true free credit report either on the phone or with the creditor direct."

"Please do not apply excess payment to advance my due date"" what does it mean?"""

I want to pay a little bit more than the due for my new student loan, but on the bill says check the box if you don’t want full payments over and above the total due to advance your next payment due date. So should I check the box or not if I want to pay more of the principle?"

(by percentage

please)?"

What was the best hi8 sony recording camera?

What was the best hi8 sony recording camera?

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

Loan Amortization and EAR Question?

Suppose you have just received a loan of $35,000 and the bank charges you 10% nominal interest rate with interest paid every three months. If you should repay the loan in 12 equal payments, (1) how much would be each payment and (2) what is the effective rate of interest (EAR)?"

Can I take someone off a car loan with out their consent?

I am seeking a divorce, and we have a car loan together. I want to keep the car. Can I have his name removed with out his consent? The car is registered and insured under me and the payments are billed to me each month. I am the borrower with him being the co borrower. What are my options? will I need to try and refinance the car under just my name? Any and all suggestions are helpful. He will NOT want the car as he has his own which is better."

Could someone tell me where I am able to get a LEGIT FREE ONLINE CREDIT REPORT?

All websites that I have presently tried says free and then it starts requesting information for payment, I thought the info is supposed to be free."

Can my husband & I get a Mortgage?

In Nov. 2005 I declared personal bankruptcy and was released from my debt. in Aug. 2006. I haven’t requested any credit yet, but I did keep a large car loan out of the bankruptcy (to help my credit in the future) I should be free and clear on my Equifax report of ever having a bankruptcy in Nov. 2012 but I do not want to wait that long to buy a home. I have $25,000 CASH to put down on the home (Of my savings) The home we would like to buy is only $77,000. So the total Mortgage amount we would request from the bank would be $52,000. What can I do now to help me build my credit again? My husband to be has a FICO score (Credit score from Equifax) of 711 – And his only debt besides 1 Visa of $1000.00 is a car loan that he has never made a late payment on and it comes to an end Mar. 2011. He has also had a steady income for 2 years and with no issues of ever losing it (Works for family) Would it be better he buy the home on his own and I LOAN"" him the $25"

Cash Flows Problem – Kite Corporation?

CASH FLOWS PROBLEM: Kite Corporation, a merchandiser, recently completed its calendar-year 2011 operations. For the year, (1) all sales are credit sales, (2) all credits to Accounts Receivable reflect cash receipts from customers, (3) all purchases of inventory are on credit, (4) all debits to Accounts Payable reflect cash payments for inventory, and (5) Other Expenses are paid in advance and are initially debited to Prepaid Expenses. The company’s balance sheets and income statement follow. Prepare a statement of cash flows in good form. Joseph Corporation Comparative Balance Sheet December 31, 2011 and 2010 Assets Cash $ 136,500.00 $ 71,550.00 Accounts Receivable $ 74,100.00 $ 90,750.00 Merchandise Inventory $ 454,500.00 $ 490,200.00 Prepaid Expenses $ 17,100.00 $ 19,200.00 Equipment $ 278,250.00 $ 216,000.00 Accumulated Depreciation $ (108,750.00) $ (93,000.00) Total Assets $ 851,700.00 $ 794,700.00 Liabilities and Equity Accounts Payable $ 117,450.00 $ 123,450.00 Short-term Notes Payable $ 17,250.00 $ 11,250.00 Long-term Notes Payable $ 112,500.00 $ 82,500.00 Common Stock, $5 par $ 465,000.00 $ 450,000.00 Paid in Capital in excess $ 18,000.00 Retained Earnings $ 121,500.00 $ 127,500.00 Total Liabilities & Equity $ 851,700.00 $ 794,700.00 Joseph Corporation Income Statement December 31, 2011 Sales $ 1,083,000.00 Cost of goods sold $ 585,000.00 Gross profit $ 498,000.00 Operating Expenses Depreciation expense $ 36,600.00 Rent Expense $ 150,000.00 Salaries Expense $ 175,000.00 Other Expenses $ 67,850.00 $ 429,450.00 $ 68,550.00 Other gains and losses Loss on sale of equipment $ 2,100.00 $ 66,450.00 Income tax expense $ 9,450.00 Net Income $ 57,000.00 Additional Information on Year 2011 Transactions a. The loss on the cash sale of equipment was $2,100 (details in b). b. Sold equipment costing $51,000, with accumulated depreciation of $20,850, for $28,050 cash. c. Purchased equipment costing $113,250 by paying $38,250 cash and signing a long-term note payable for the balance d. . e. Borrowed $6,000 cash by signing a short-term note payable. f. Paid $45,000 cash to reduce the long-term notes payable. g. Issued 3,000 shares of common stock for $11 cash per share. h. Declared and paid cash dividends of $63,000. I have no clue how to prepare this, can someone show me how? please?"

Installment Loan?

Hi, We’re in the process of rebuilding our credit profile with a recent bankruptcy discharge of our debts. We need a $2000 – $3000 loan and cannot find options other than PayDay loans. We have a request out on Prosper.com, however, our state only allows a 7% interest rate and our request is not attracting bidders. Does anyone know of a financial institution willing to give us a chance? We have a $1000 surplus at the end of each month, so a loan payment is not a problem. Thanks. (We are only interested in doing business in the United States)"

What is credit report?????????????

What is credit report?????????????

ANSWER: For Finance and credit solutions I always visit this website where you can find all the solutions. http://personalcreditsolutions.info/index.html?src=WP2limpcamorrimazd