Classically, the only way to have a secure transaction in the past was to have a third party authority oversee the transaction. That's how companies like Amazon and Google Marketplace make their money, by insuring transactions. Let's be honest, they also make money by selling your customer profile to anyone willing to pay for it as well. With Particl the transactions happen on the blockchain but there is no log of information insuring privacy of your information. Particl introduced their own utility coin that piggybacks on the Blockchain and allows for complete anonymity. They are even including an encrypted messenger service and a "No trust escrow" to ensure the transactions go smoothly.

The Escrow they are using is called "MAD." This stands for "Mutually Assured Destruction." Essentially, the money is held in escrow until both parties pony up some money for the product being sold. The money isn't released until the transaction is completed. Should the parties not sign off the funds are destroyed. A simple solution to buying products from places like, Etsty and Ebay and Craigslist.

They are going to allow any major cryptocurrency to be used for purchases on the marketplace and will exchange it for PART (their proprietary utility coin) at the time of transaction. To add stability to the network they are going with a Proof Of Stake mining system. This will allow those who hold the coins to act as nodes and will act as an incentive to keep some money invested in the coin. There is no max cap but there is a small limited supply currently and the inflation rate is set and will decrease over time. This means, it won't take a ton of capital pouring into the coin to send it skyrocketing in value if they even affect a small portion of their target market.

When looking at potential investments it is important to me that I consider the risk versus reward. I ask myself if a coin is worth trading or investing in. In the case of PART it is a coin I am seriously considering to keep in my portfolio as in investment in the long term. The fact that PART is a Proof Of Stake coin and has real world use and is a disruptive tech makes me lean towards investing in this coin for 2018. I like the idea they are promoting, I like the team and I also like that fact that it's a new coin and hasn't reach exponential growth yet. It also seems low risk since it has at least risen to the top 100 coins (97th on coinmarketcap.com at the time of this writing).