release a u.s. treasury payment app to separate the services of transacting & accounting from the business of "banking"



to promote the conditions that enable economic growth and stability, the federal government will end its role of centralizing a "borrowing & lending" function in favor of supplying a system-wide measuring function that protects financial markets from privileged access, false information, and systemic-risk. the efficient allocation of capital depends on easily-accessible, verifiable rates of return; NOT legally-defined business models such as 12 u.s.c. § 1841 (c). therefore, to protect the integrity of the financial system, the u.s. treasury is instructed to release a payment app to the public that empowers individuals to pay one another directly through an accounting system instead of a "banking" system. visit mxfactorial.io for a demonstration, and systemaccounting.org for a full explanation

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