"It doesn't take over," Elisburg told the Sun Sentinel after the Heat's morning shootaround at Temple University in advance of Monday night's game against the Philadelphia 76ers at the Wells Fargo Center. "You're allowed to then file for insurance. You're still responsible for paying the salary. It isn't something that's the assumption of the salary. But you now have the opportunity to make an insurance claim, and it's a per-game basis."