What it means to be among the top 1 percent of earners in America depends a lot on where you live.

For example, if you live in San Jose, California, your household would have to earn more than $1 million a year to join the 1 percent. If you live in Santa Rosa, California, which is about 100 miles north of San Jose, your household would have to bring in less than half that, $487,000 a year, to qualify.

That's according to a new Economic Policy Institute report that looks at income inequality in the U.S. by state, metro area and county.

Below, CNBC Make It rounded up the 10 largest U.S. cities by population and listed them in ascending order according to the annual income required to be in the 1 percent there. We also included the average annual income of the 1 percent. All data comes from the EPI.