Many Americans have received their coronavirus stimulus payments in their bank accounts.

Those who have received payments are taxpayers who filed tax returns in 2018 or 2019 and for whom the IRS already had direct deposit information. That includes Social Security recipients.

But other taxpayers are going to have to wait — some as many as 20 weeks, according to a House Democratic memo obtained by CNN last week.

The IRS launched a new tool to help taxpayers determine when they should expect their stimulus payments and whether they will be delivered via direct deposit or a paper check.

But some taxpayers are reporting problems with the stimulus payment tracking tool.

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The “Get My Payment” tool, some taxpayers said, gave a message saying “payment status not available." It was unclear if that was because the taxpayers earned too much money to qualify for a payment or because the system is experiencing heavy traffic. Others said they got an error saying their request couldn’t be completed and they should try again later.

The IRS didn’t immediately respond to requests for comment about any problems with the tool.

But whether you get in through the tool or not, we have guidance on when taxpayers should expect to see their checks.

The IRS previously told The Washington Post that paper checks won’t start going out until April 24, starting with the lowest-income Americans — those with incomes of $10,000 — first.

“Checks for earners of $20,000 or less would be in the mail May 1, followed by those with incomes of $30,000 on May 8, $40,000 on May 15, and continuing in income increments of $10,000 each week, according to the plan. The IRS plans to issue about 5 million checks each week,” the report said.

Those near the income cutoff of $99,000 for single taxpayers and $198,000 for married couples who file joint returns would see checks issued on Sept. 4, and the rest — those for whom the IRS didn’t have prior tax information — would be issued on Sept. 11, the report said.

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