VA Loan

A VA mortgage loan (also known as a Veterans Administration home loan) is one of the useful military benefits. If you qualify for a VA Loan, you can buy a home or build the home of your dreams. You can also cash our refinance or refinance an existing mortgage, with as little as zero down, better than current rates, and financing up to $510,400 (2020 limit) – higher limits if you live in certain high-cost areas like New York City and other high cost areas nationally. Another benefit is that there is no PMI (Private Mortgage Insurance, the monthly insurance fee charged to protect the bank until you reach at least 20 percent equity) required by other FHA and conventional loans.

For most of our service-members and veterans who do qualify, a VA loan is one of their most valuable benefits over other, traditional mortgage loan types.

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