It’s going to be a ho, ho, ho Christmas — for the wealthy.

Overall holiday spending across the US is expected to rise 6 percent this year, to an average of $1,189 per person — but wealthier shoppers are expected to really cut loose, a national survey has found.

Those earning $100,000 to $149,999 are expected to jack up their holiday spending by 15 percent, to $1,609 per person, the survey, from PwC, found.

“It’s clear that consumers are ready to shop this year, and consumer confidence is up across the board,” said senior analyst Krystin Weseman, adding that higher-income consumers have been buoyed by low unemployment and wage growth, while lower-income consumers are not seeing the same wage gains.

Weseman was referring to the survey, which found persons earning less than $25,000 a year planned to cut their holiday spending by 3 percent, to $640.

Those earning $150,000 and above will dole an average of $1,958 this holiday season, or 8 percent more than last year, per the study.

The median household income hit a 17-year record at $59,039, but rising employment rather than wage growth was the driving force, according to the PwC report.

“The S&P 500 is roughly 15 percent higher than it was a year ago,” Weseman said, “so wealthier people see that lift to their financial portfolios, feel richer and more confident, and therefore are willing to spend more even if their regular wage at work hasn’t moved much.”

Meanwhile, the National Retail Federation expects holiday retail sales to increase by as much as 4 percent, to $682 billion — but sees seasonal retail hiring declining by as much as 75,000 jobs, to 500,000.

“We are seeing jobs shift to warehouses and distribution centers,” said NRF chief economist Jack Kleinhenz, who also said Hurricane Irma could affect overall hiring if stores in Houston and Florida are delayed in reopening.