OK, times are tough – We all know it. Right now, you might be worrying about how to pay for groceries or the gasoline in your car, and we can use all the help you can get to stretch each and every dollar. Luckily, I have a few friends that have plenty of tips for saving money and I asked them to send them all to me so I could assemble a list for you – the person looking to save money. In these times, we all need to do everything we can to save money, even if it is only a little bit. Tiny little savings here and there can really add up! So without further ado, here are 1,019 ways that you can save money.

SAVING MONEY ON FOOD

7 Great Ideas For Packed Lunches

10 Ways To Eat Out For Less

SAVING MONEY ON CAR EXPENSES

34 Ways To Save Money On Your Car Costs

11 Ways To Save On Car Insurance

25 Ways to Save Money on Gas

SAVING MONEY ON HEALTH CARE

25 Ways To Save Money On Health Care

3 Big Ways To Save Money On Medical Expenses

SAVE MONEY AROUND THE HOUSE

9 Cheap And Easy Ways To Prepare Your Home For Winter

7 Ways To Save Money On Your Phone Bill

11 DIY Projects To Save Money At Home

10 Ways To Save Money On Heating Bills This Winter

6 Ways To Save Money On Your Water Bill

7 Free Ways to Cut Your Winter Heating Bills

7 More Ways To Cool Your House In Warm Weather

10 Inexpensive Ways to Slash Your Winter Heating Bills

15 Ways to Save Money On Your Cell Phone Bill

20 Inexpensive Ways to Lower Your Utility Bills

13 Free Or Cheap Ways To Keep Your Home Cool

20 Ways to Save Time and Money in the Kitchen

GENERAL TIPS ON SAVING MONEY

75 Tips To Survive A Down Economy

7 Saving Habits

75 Painless Money-Saving Tips

5 Ways To Make The Holidays Less Expensive For Your Friends

5 Ways To Save Money Like A Madman

50 Ways to Save Money by Not Wasting

9 Easy Ways to Save Money On Investment Costs

22 Money Maximizing Moves You Can Do Today

25 Ways To Save Money

12 Daily Activities to Save Mother Earth”¦ and Money

5 Simple Ways I Save Money

30 Money Saving Tips

6 Random Money Saving Techniques

15 Tips For Saving Money While You Still Have A Job

25 Ways I Save Money

40 Little Things You Can Do To Save Money And Our Planet

PAY OFF YOUR DEBT

10 Ways to Pay Your Debt Off Faster

FRUGALITY TIPS

75 Frugal Hacks For Your Home

12 Ways To Be Frugal

5 Frugal Things About Autumn

9 Tips to Save Money on Your Next Computer

50 Frugal Christmas Ideas

12 Frugal Things You Can Do This Week

8 Ways To Save Money On Books

4 Ways To Reduce Spending By Being A Late Adopter

167 Frugal Tips To Survive A Recession

SAVING MONEY ON VACATIONS

6 Ways To Enjoy A Romantic Weekend Getaway For Less

5 Ways to Vacation Without Breaking the Bank

So, what would you add to this list? What are we missing? What kinds of things are you doing to save a few bucks? Let us all know in the comments!

Photo by by NCinDC