The survey shows more than 70 per cent of workers feel like they are working harder for less, as bosses expect them to do longer hours, work unpaid overtime, and as cost-of-living increases eat away at their incomes.

More than half of workers - 59 per cent - say they fear they will lose their jobs in the next few years. And nearly 80 per cent of respondents fear they will not be able to find fulfilling work if they do lose their current job.

"People who have been in existing employment for a while fear there is a cliff to fall off if they lose that job. That cliff ends up being labour hire, or contract work, or casual work. They can see it happening," Ms McManus said.

People are also concerned for their kids' future in the workforce, with 90 per cent worried there will be fewer permanent and secure jobs for the next generation of workers.

Eight out of 10 respondents said it was hard to get a decent pay rise and just one in 10 believe they will be able to enjoy a "secure, dignified retirement".