27% APR

GameStop has a reputation of upselling customers at the cash register. As annoying as incessantly turning down pre-orders and protection plans can be, though, it's child's play compared to what the brick-and-mortar videogame retail giant is expected to start pushing soon.

GameStop is set to offer its own credit card to customers that ties directly into the company's PowerUp Rewards program, according to anonymous sources. We obtained photographs that outline the details of the card showing that the primary incentive for signing up is 5,000 bonus points for PowerUp Basic members and 15,000 bonus points for PowerUp Pro members. Also noted are exclusive offers to cardholders.

The finer (and more important) terms of the GameStop credit card is that it will come packaged with an interest rate of 26.99%. Currently, the market average seems to be in the neighborhood of 13%. It's worth noting that the more prominent marketing materials specify that there are "special financing offers," so there may be an introductory period during which there are significantly reduced rates.

It's unconfirmed at this time, but our sources were told that all PowerUp Rewards members are already pre-approved for the card. While it's unknown when GameStop intends to introduce this program, it's likely to be in the near future, given the fact that the marketing materials have already been created. Whenever it is, just make sure to proceed with caution -- tacking some bonus points onto your GameStop rewards account is an alluring prospect, but if you aren't confident in your financial situation, there are much more attractive credit cards with far fewer potential long-term repercussions.

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