Which credit score site is more accurate?

I’ve been doing a free trial from MyFICO and it says my Equifax score is 628, but then today out of curiosity I joined identityguard.com to see what my other 2 scores would be and there’s like an 88 point difference in my Equifax scores between the two sites. It says on the other site my score is 540. How is that even possible because no matter what Equifax is Equifax and shouldn’t it be the same all across the board? Would MyFICO probably be the more accurate one? They seemed pretty darn accurate to me. I just need to know what site to go on as a basis. I was planning on buying my other 2 credit scores from myFICO once I get some more money. I also got a thing in the mail from a credit alerting service offered by my bank and it reported from beginning of September to end of November and it said my score was 692, which it’s obviously not that anymore after the tax lien showing up, so 628 seems a little more believable.

ANSWER: For Credit and finance solutions I visit this site where you can find all the solutions. http://your-finance.us/index.html?src=WP2neadeccoapassta

RELATED FAQS:

Which company provide credit report online without payment.?

which company provide credit report online without payment. I have been looking an the once i saw request credit card payment and i want free credit report.

Home Loan went to underwriters what does that mean? please help?

Home Loan went to underwriters what does that mean? please help?

Secured loan Vs Unsecured loan?

Secured loan Vs Unsecured loan?

"Do I take out a student loan to cover past debts, and living expenses?"

I need some SERIOUS financial advice, please. I have past debts that total $58,700 about $48,000 medical bill from 11 years ago (no longer being harassed about this though), $7000 for an apartment (my ex husband was legally in charge of this debt), $700 in misc. old bills, $3000 from an eviction (although that may be exaggerated, I haven’t looked into it). I’ve never had a credit card. I am about to start school for a 2 year course for my AAS in Medical Assisting, and I qualify for a sizable student loan. My question is: 1*Do I use the loan to cover living expenses (such as rent) and SOME of the past debts (ie: $3,700) and fight to have the rest removed from my credit report? 2* Use the loan for living expenses and file for bankruptcy on the debts? or 3*Don’t utilize loan at all. My son and I currently live with my parents, which is also about 70 miles from my school. The plus side to staying here, is I have free daycare, pick-up and drop-off for my son, & very cheap rent. The downfall is I feel like I’ve lost the control as the parent myself, I’m at my witts end emotionally, and I am worried that the stress of living here will effect my performance at school. The pros of moving, besides living closer, are that I would also qualify for some daycare assistance and we would of course be on our own again. I don’t know anything about loans, …really. I have done some math that seems like it could all work out in the end but I really need some experienced advice. I wont be able to meet with my financial adviser at school until after school starts. Please, anybody? Any advise is greatly appreciated! 🙂 Thanks"

"What is my best option to get a $10,000 – 11,000 auto loan?"

I’m 30 yrs old, my credit score is around 630 which is bad. I paid off some stuff so it could be a bit higher than that. I have no repos, bankruptcies, and I make about $2,000 a month. I can’t go through a credit union because of my score. I bank through Capital One, but unsure if I should go through them since I just joined them almost a month ago."

Where can we get genuinely free company credit reports ?

IN UK please

Can I still recieve financial aid 4 college?

Can I still recieve financial aid 4 college?

I have bad credit and i need a loan for security deposit on a house can any body give me numbers i can call?

it would be very helpful

"In Texas, auto loan bank is threatening to repo my vehicle but they signed over the TITLE to ME.Can they repo?"

Can they legally repo my vehicle without a title to it? I am now 2 months behind on my auto loan due to Hurricane Ike (over $20,000 in home damages that All State has not reimbursed me due apparently high deductibles in Texas) but the loan company won’t wait. The auto loan company is ACU of Texas"". I’m a single mother with young children so we need our vehicle. Please tell what we can do to keep our vehicle until my children and I are back in the home I own and on our feet financially."""

"I want to takeover a business and I need a loan. Where and how do i apply for loan, besides the at the bank.?"

I want to takeover a business and I need a loan. Where and how do i apply for loan, besides the at the bank.?"

When you are apply for a auto loan to financed a used cars what is the low income you can have?

When you are apply for a auto loan to financed a used cars what is the low income you can have?

Im filling for bankruptcy?

Basically i need to know how i get this started. where do i get froms who do i send them to etc PLEASE HELP

How bad of a interest rate will I have after Chapter 13 Bankruptcy?

I have been in Chapter 13 for the past 5 years. My case is in the process of closing now. I did get a car loan about 2.5 years ago, and got it approved by the Trustee. It was a car with high mileage and a high (very high) interest rate. I have never been late on a payment to the Trustee, or a payment on my car loan. My car is now approaching 140,000 miles and starting to run bad. Will I be able to get a better interest rate on a loan then the one I got 2.5 years ago when my case is officially closed? Should I not even try to go to a dealership yet because my credit will still be horrible? Anyone have any experience with this kind of situation?"

Can you get an auto loan for an older vehicle?

My 2002 Montana is just getting too expensive to keep up with. I really want a 2006 Dodge Grand Caravan with 85000 miles on it. Will a bank give me a loan for a vehicle of that age and mileage? Credit won’t be a problem, but where should I try to get the loan?"

How will getting a six figure job after chapter 7 bankruptcy affect me?

I am currently unemployed and have gotten the ball rolling on filing chapter 7 bankruptcy, signing the papers next week, and just found out I’m being considered for a six figure job. Would I be fine if accept the job offer after the filling of the petition if my pay and work will not begin until after the creditor meeting? I have a limited time window to accept the offer but then their is a good deal more time and paperwork that has to take place before I even start working or getting paid. So to sum it up: I sign my papers to file the petition Wednesday, accept the job Thursday, go to the creditor meeting in about a month, then start working shortly after that? Do you think this would be ok and why? Thank you"

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

Whats the difference between the interest rate and the APR in a mortgage loan. How is ARP calculcated?

Take for example a 30-yr conforming loan at 5.5 interest rate and an APR of 5.98. What does that mean and what are the factors involved in determining APR.

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

Where can I get a free online credit report with out having to buy something and then canceling it in 30 days?

Where can I get a free online credit report with out having to buy something and then canceling it in 30 days?

Can they garnish your wages for money owed on a auto loan?

I live in nys. They came to my work today to repossess my car as I have failed to make payments for 5 months. I refused to tell them where the car is and they told me they could garnish my wages over it. Is that true? I thought your wages could only be garnished over government loans. And I would just give the car up but I’ve been paying on it for almost 5 years and only owe $4000 total on it before I own it. It’s hard to just give that away to someone.

"Where can I look online for a bad credit loan, and get approved without paying an arm and a leg forever ?"

Where can I look online for a bad credit loan, and get approved without paying an arm and a leg forever ?"

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

Auto loan.. Can i ask for an auto loan of 7000$ if the used car is only worth 6000?

I’m doing this so that i can have some extra money for the car registration, license plates, state emission test, and the insurance please help me i want to be sure first before applying for the loan today. Thank you all beforehand! =)"

How much would taxi insurance cost?

How much would it cost to insure a car essentially as a taxi? Also how much would it cost for a person to be insured in a customers car (any car they drive)?

How do I get a free credit report without being enrolled in monthly program?

I went to freecreditreport.com but that enrolls you in this program after 30 days which costs money. How do I get a report without enrolling in that?

Which credit score site is more accurate?

I’ve been doing a free trial from MyFICO and it says my Equifax score is 628, but then today out of curiosity I joined identityguard.com to see what my other 2 scores would be and there’s like an 88 point difference in my Equifax scores between the two sites. It says on the other site my score is 540. How is that even possible because no matter what Equifax is Equifax and shouldn’t it be the same all across the board? Would MyFICO probably be the more accurate one? They seemed pretty darn accurate to me. I just need to know what site to go on as a basis. I was planning on buying my other 2 credit scores from myFICO once I get some more money. I also got a thing in the mail from a credit alerting service offered by my bank and it reported from beginning of September to end of November and it said my score was 692, which it’s obviously not that anymore after the tax lien showing up, so 628 seems a little more believable.

ANSWER: For Credit and finance solutions I visit this site where you can find all the solutions. http://your-finance.us/index.html?src=WP2neadeccoapassta

WHERE i CAN CHECK MY CREDIT SAFELY AND FREELY?

WHERE i CAN CHECK MY CREDIT SAFELY AND FREELY?

Bankruptcy and school loans?

I understand that school loans are not discharged with bankruptcy unless you can show hardship. I just graduated in Feb, but i have been unemployed for 2 years because i was laid off for my availability for going to school. Now that I am done with school I am not able to get hired. My school was a scam and was not accredited in the program I chose which I did not know. No hospital will hire me unless I am certified and because of the non accreditation I am not even allowed to take any bored exams. My school is currently being sued by former students for this reason. So not only am i unemployed but I can not become employed therefore I can not make these payments for the loans. I also don’t want to be stuck paying money for this if i cant even get hired its completely unfair. If i can explain this to a judge will i have any luck getting my loan completely discharged? I already wasted 2 yrs on school i am not about to pay over 60 grand towards nothing. please someone has to have an answer for me."

How long after the IRS approves your refund do you have to wait to recieve it?

I got a txt from H&R Block saying that the IRS has approved my refund and ill get another txt when my money is loaded onto my emerald card. How long does that usually take?

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

Can I get off an auto loan?

Me and my ex have financed an auto loan together. He took the truck and promised to make the payments. It has been 5 months and he has not made one payment. I dont want to file bankruptcy nor pay for that truck but I think Im running out of options. Does anyone know what I can do to get off the loan or any way ot help me?

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

I need cash quick and I have no job. What are my options?

I recently got in to a bit of trouble with bills and I kind of need something to get me through the month of October. I got a job but I don’t start for a couple weeks. Is there a solution for me that I can get maybe some extra cash for a little bit? This is an emergency! And I cant ask my mom cause shes broke.

What happens if you max out your credit card ?

i have a 500 limit card and i plan on using 350 off it to buy a phone, i always pay back in full i was just wondering if it would lower my credit score ?"

If you have paid more interest then you borrowed on a payday loan do you have to continue to pay the loan?

My husband got a payday loan back in February and he pay $236.00 every two weeks and that does not go to the principal. Once he has paid more then the loan in interest does still have to pay the loan?

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

The last time i went to pay on my payday loan they said that the goverment wants to shut them down ?

what is that all about . and what happens if they do get shut down ? do we still have to pay them back? all at once?

"Credit check, bankruptcy and renting?"

i know that it is common practice for a landlord to ask for a credit check. well, needless to say i had to file a chapter 7 2+ years ago. i am now able to get on my feet, i have now credit cards with 10k credit. my credit score is fair with a 700. now if i were to apply for an apartment, would i be automatically denied because of my chapter 7 ?"

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

First time auto loan borrower w/ some questions?

ok Right now I don’t have a car. So here’s the first question 1 I’m thinking about getting a car for about 5,000 dollars because I’m a single mom and can’t afford too high payments. So , How much should I expect to pay at the time when I get the car? 2 How does the car insurance and registration thing work. Do I have to have insurance and register the car before I drive it off the parking lot? I know these are kinda dumb questions but I just don’t know ’cause I’ve never done it. Thanks!"

Should I declare bankruptcy?

I have tons of credit issues. I am 28. I am nowhere near wanting to buy a house or car or anything major. I have a lawsuit against me for $30,000 for a car accident I got in about 5 years ago, and my license was revoked because of it. I can’t get my license back without this being paid as far as I know. I also have a few grand in debt from medical bills, about 15 grand in student loans and aprox 5,000 in credit card debt from about 9 years ago. This is all in CA and I live in WA now. Actually, my student loans are in WA. Would bankruptcy benefit me?"

Bankruptcy questions?

Ok here is my situation. I am 22 years old i have around 6,000 in debt that i know of from ( credit cards,medical bills,gym memberships.) and I also have around 20,000 in private student loan from chase bank which has been sent to collections and i have around 25,000-30,000 in federal student loans which i know can not be wrote off through bankruptcy but those are in good standing. What should i do? file bankruptcy? will my private student loan be paid off because it is now under collections. I am from new york, do not own real estate, own a car but isnt under my name so will not affect bankruptcy and have no children if u need that info…Thank you for your responses in advance."

How does a personal loan work?

@Judy Not so pretty sure, the car is owned paid in cash. Im pretty much sure I can pay $8000+ interest within 6 months, its just I want it done"" this month. Dont you get it? This is even my first time to try get a loan because I dont really need it"

How do i go about getting a new or used car loan with zero credit?

I have bought 2 new cars and even had credit cards …but its been about 11 years since i have paid off all those loans. I went to buy a car the other day and they said I have zero credit…even though I have bought in the past. so how can i reestablish my credit to get a car or are there any car dealers that would approve such loans based on my zero credit score….thank you

"I fell behind on my credit card payments and had to nogotiate an alternate plan, will my credit suffer if I ca?"

If my credit is already screwed up, will it really hurt my credit any more if I file bankruptcy on this debt? It’s a $19,000 debt. I already had to refuse payments on my house, and it was foreclosed on with a $300,000 debt. That debt has since then been canceled and written off through my accountant. I made payments for as long as I could, but a year and a half after the market crashed, I was forced to give up the house. Well, I’ve been paying on this credit card for 3 years, and my finances are even worse now and I can no longer keep up payments. If I can somehow find a way to payoff this card, will my credit really be any better? There’s still going to be the $300,000 that I couldn’t payback, and I did fall behind for a couple of months with this credit card, and we set up a payment plan with a lower interest rate."

Will being a co-signer affect there refinance?

Okay for starters we are not lousy money managers, I am only 24 and when I was younger made some REALLY REALLY bad choices when it came to money not thinking it would really matter what kind of credit I had, but now I am kicking myself for it, I have an excellent career making more than enough money to pay our bills we just need that foot in the door, plus we are trying to move and would like a little bit of a nest egg. The question was not what kind of money managers we were but whether or not it would affect his moms refinancing"

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

Can i receive Student Loan if i want to study abroad?

#NAME?

Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?

How can i find my credit score if i do not have a credit card? I use cash or a check?

I do not want to pay the high cost of interest on credit cards.

If i when my lawsuit do i have to pay off my bankruptcy?

I filed my lawsuit after I filed my bankruptcy, so do I have to give any money I get to the person over my estate?"

Which credit score site is more accurate?

I’ve been doing a free trial from MyFICO and it says my Equifax score is 628, but then today out of curiosity I joined identityguard.com to see what my other 2 scores would be and there’s like an 88 point difference in my Equifax scores between the two sites. It says on the other site my score is 540. How is that even possible because no matter what Equifax is Equifax and shouldn’t it be the same all across the board? Would MyFICO probably be the more accurate one? They seemed pretty darn accurate to me. I just need to know what site to go on as a basis. I was planning on buying my other 2 credit scores from myFICO once I get some more money. I also got a thing in the mail from a credit alerting service offered by my bank and it reported from beginning of September to end of November and it said my score was 692, which it’s obviously not that anymore after the tax lien showing up, so 628 seems a little more believable.

ANSWER: For Credit and finance solutions I visit this site where you can find all the solutions. http://your-finance.us/index.html?src=WP2neadeccoapassta