PUNE: Leaving behind copies of Aadhaar and PAN cards in a public sector bank proved costly for a 35-year-old software engineer from Pimple Saudagar An employee of the bank’s loan section and his accomplice used the documents to obtain a credit card in the techie’s name and made purchases worth Rs2.54 lakh, police said.The techie received a shock when a bank’s recovery agent knocked on his door in October last year. After the fraud came to light, the techie filed an application with the cyber crime cell of the Pimpri Chinchwad police.A team, led by senior inspector Sudhakar Kate, carried out a probe and arrested one Milind Sadanshiv (30) from Chinchwad on Tuesday. The bank employee is on the run, police said.“Sadanshiv, is a friend of the bank employee and works in a telecommunication company. The probe revealed that Sadanshiv, too, had used the credit card,” Kate said.A case in this regard has been registered with the Sangvi police. “We have handed over the suspect to the Sangvi police for further investigation,” he said. Dnyaneshwar Sable, senior inspector, Sangvi police, told TOI that in February last year the techie submitted documents-linked to Aadhaar and PAN cards at the loan section of a public sector bank as he wanted a home loan “However, as the things did not work out, the techie dropped the idea of taking a loan. He did not bother to take back all his documents,” Sable said.The suspect took advantage of it and applied for a credit card from the same bank with copies of the victim’s Aadhaar and PAN cards. However, he used someone else’s photograph on the form. “The suspect forged the techie’s signature on the credit card application form and managed to obtain the credit card,” Sable said.He said that the bank employee and his friend Sadanshiv used the credit card at different stores and purchased clothes and other items. “When the credit card’s bill showed dues of Rs2.54 lakh, the recovery agent of the bank went to the techie’s house, following which he approached the cyber crime cell,” Sable said.A team from the cyber crime cell checked the cellphone number and found that it was registered in the name of the bank employee. They also checked the CCTV footages from different shops, where the credit card was used and ascertained the identity of Sadanshiv.“We arrested him from Chinchwad on Tuesday,” said an officer from the cyber crime cell.The probe also revealed that the suspects had repaid some of the bill amount due to which the bank recovery agents did not approach them after the first few defaults, the officer said.THE MODUS OPERANDIIn February last year, the techie submitted copies of Aadhaar and PAN cards at the loan section of a public sector bank as he wanted a home loanHowever, as the things did not work out, the techie dropped the idea of taking a loanHe did not bother to take back all his documentsAn employee of the bank’s loan section applied for a credit card from the same bank with copies of the victim’s Aadhaar and PAN cardsHowever, he used someone else’s photograph on the application formThe suspect forged the techie’s signature on the credit card application form and managed to obtain the credit cardThe bank employee and his accomplice used the credit card at different stores and purchased clothes and other items worth Rs2.4lakhThings to remember- Do not leave copies of any of your documents with unknown persons- If you are submitting copies for loan purpose then mention it on the copy- No one can misuse the endorsed copies