Our instant loans are for when the unplanned and unexpected occurs. A surprise bill or forgotten cost can happen to anyone at any time. The Quick Loan Shop makes finding your emergency funding even easier by providing a cash advance when you need it most. The process is simple and gives you access to money very quickly.



Just apply online by completing our application form and once approved we will send you an email and your short term or instalment loan will be in your account within 24 hours - indeed once approved, we will issue your funds within 15 minutes, subject to your Bank supporting the Faster Payments process.



Our Application for a Cash Advance is completely free and only takes a few minutes to complete. From small amounts such as £100 to larger totals such as £2000, our unsecured personal loans can be borrowed with no hidden costs nor any additional fees.



New Payday Lender - 31 day loans



As one of the most reputable 'new' Instant Payday Loan Lenders in the UK we are members of the CCTA and regulated by the FCA to ensure that you can be assured that we are always clear and transparent with our policies; we always indicate the total amount repayable for your cash advance and the deadline for your payments.



We appreciate that APR percentages can appear to be high, however this is not really the case and often, Short Term Loans in England & Wales, are cheaper than traditional Bank Overdraft facilities. Here we aim to make these more understandable for you.



With an APR of 1269.7 % (per year), a typical example shows that if you lend £200 until your next salary day, the total repayable cost is £248, an interest rate of 292% (per annum) with an interest of £48 or just 0.8% per day. The cash advance that we provide are direct from us if your Application is approved by us.



As a UK lender we only offer our Quick Loans to customers who live and work in the UK and who have a UK registered bank account. You must be over 18 years old, but you do not have to be a home owner or have a very good credit rating; we do accept bad credit ratings and CCJ's providing we are satisfied that you can repay your loan without incurring any undue financial hardship.



Instalment and Short Term Loans from 3 months to 12 months.



We also offer FlexiEase Loans, these are cash advance instalment loans which you can repay over 3 month, 6 months or even 12 months. We operate 100% online, with all applications completed and accepted via a safe and secure form using SSL technology to encrypt your Data. Our online account allows customers to manage their quick payday loans any time of the day.



Once your payday approaches, payments are made by you to us and the full amount including the money lent and interest should be repaid directly to us - please note that we do not operate a Continuous Payment Scheme and we do not remove monies from your account under any circumstances; the onus is upon you to repay your loan. In some rare and specialised cases we can offer extensions when payday loan agreements cannot be met.



Please remember that if you default on your loan without informing us of any pending repayment issues, additional charges may be occurred for your cash advance and an extension should only be considered in exceptional circumstances; all efforts should be made to repay your payday or instalment loan within the designated time.



'Quick' or Instant Payday Loans - (Quick because we process your Application efficiently and quickly)



Our 'Quick' Loans or 'Instant Payday Loans' are attractive due to the speed in which we process your application. If approved, you will receive your funds 'instantly' or 'quickly' because we use the Faster Payments system - all at no charge to you!



As part of the Consumer Credit Trade Association The Quick Loan Shop is committed to providing good practice and a truthful trustworthy service. We always stick to advisory guidelines as published in the ‘Good Practice Customer Charter’ and offer advice and information about our cash advance services.



We believe in making customers aware of independent organisations such as MoneyAdviceService.org.uk, Citizens Advice, Consumer Credit Counselling Service and National Debtline. Our dedicated customer care team are always here to help so if you need the services of an honest UK short term lender, then apply with us online now.



Let us assist you with your next Cash Advance loan



Now that you have read and understand what we are about, you can rest assured that we will be able to help you with your borrowing needs. Cash Advance? No problem. We do not shy away from our responsibilities, to you, our Customer. Our Service to you will always be completely transparent and free of any fees.



Trust us. You will be glad that you did.





