Every new year, we are witnessing growth and innovation in the FinTech industry. 2018 was a remarkable year when many FinTech startups have seen advancement and some have rose from the scratch. While 2019 is going to prove a pivotal year with new competition as regulatory policies are set. So, here is a list of startups that you must watch being flourished in 2019 -

Established since - 2016

What do they do?

FinTech School was founded by FinTech entrepreneurs and subject matter experts who have been there and done that! They are bringing practical FinTech training to individuals and institutions. Unlike traditional academic offerings which focus on theory, their approach is to hire entrepreneurs that are building FinTech companies to share their industry knowledge based on hands-on experience.

How are they notable?

- They support education by providing scholarship opportunities for students, like this one — https://vyper.io/c/9841seytn

- Learn online, offline and with in-person training

- Variety of courses from FinTech, RegTech, Blockchain, Robo-advisors, etc and combinations and customization available

- Experienced instructors who have been there, done that

- Certificate options from partners like UC Berkeley and Moody’s Analytics

Established since - 2015

What do they do?

Stash is a mobile app that invests some amount of your money (starting from $5) with strategies you believe in. Some of the strategies of investment are — ‘Conservative mix’ which is a mix of a diverse collection, ‘Copy the experts’ which follows the lead of professional investors, ‘Corporate cannabis’ which invests in growing legal marijuana, etc.

How are they notable?

- Start with just 5 dollars

- Tools that help you become a confident investor & picks an investment strategy that reflects your interests, beliefs, and goals

- Invest in a selection of stocks and ETFs that are carefully curated by Stash’s investment team

Established since - 2016

What do they do?

Wouldn’t it be great if you could go surfing, for a run or a bike ride and not have to carry your wallet or mobile phone? With Inamo, you can. They have developed multiple products that are waterproof and attachable to most watches & fitness bands that enables you to enjoy the freedom & convenience of tap-and-go payments wherever Visa payWave is accepted. Their mobile app allows you to keep an eye on your spending, track expenses, link accounts, automatically top up your account from your credit or debit card and deactivate your account if it’s stolen

How are they notable?

- The devices are waterproof with a sleek design

Established since - 2013

What do they do?

WeLab is reinventing traditional financial services by creating seamless mobile lending experiences. With its proprietary risk management technology, WeLab effectively analyzes unstructured mobile big data within seconds to make credit decisions for individual borrowers. WeLab operates Wolaidai, one of China’s leading mobile lending platforms, and WeLend, Hong Kong’s leading online lending platform.

How are they notable?

- Allows you to submit loan applications through an app

- Get a quick response to your applications

Established since - 2016

What do they do?

Seedrs was the first equity crowdfunding platform to receive regulatory approval from the Financial Conduct Authority in May 2012. They provide a platform for all type of investors to invest in equity crowdfunding in startups and later-stage businesses. The whole process is an online process providing protection to investors.

How are they notable?

- For all type of investors

- Simple online process

Established since - 2015

What do they do?

UK’s first app-only bank, Atom Bank, provides services including savings accounts, business loans, and mortgages. They have customers saving over £1.5 billion with them, all with FSCS protection up to £85,000. They were the first mobile-only bank to receive ‘UK banking license’ in 2015. And because they don’t have to manage physical branches, they are able to provide better rates to their customers.

How are they notable?

- No physical branches, multiple services through mobile banking

- Saving accounts, business loans, and mortgages

- Face and voice secured

- 24/7 365 customer support

- Will.i.am, American rapper, is Atom Bank’s ‘strategic board adviser’