She said she began the search for a vacation property to buy on the advice of her accountant, to balance out her portfolio.

When she found a beach property in Virginia to buy, she asked her brother about investing with her, though she was financially capable of buying the property on her own, she said.

She said she was upset and angry when she found out a bank was charging MoBo late fees. She had just had a baby and was having health and marital problems at the time. MoBo, she said, was not a high priority in her life or that of her now ex-husband, Michael Uncapher, who was handling the books.

At one point the water was turned off at one of the homes because they owed $108. But she said she had plenty of money to cover everything and that there need not have been any late payments.

She said she and Bob McDonnell decided to test the market and put the properties up for sale. She wrote an email to a real estate agent April 24, 2009, that said, “I’d (like) to get it listed ASAP to relieve some financial pressure.”

She also wrote in a December 2009 email to her brother that the business was in trouble and that they “need to act NOW.” She said Tuesday that she was trying to get her brother’s attention.