The NYT reports on a growing phenomenon of wrongful foreclosure by US banks on homeowners who are caught up on their mortgage payments — and on homeowners who have no mortgage at all. In some cases, homeowners return from vacation to discover their locks changed and their every earthly possession sent to the dump (one woman lost her dead husband's ashes when her bank burgled her ski chalet). Prominent in the list of banksters who rob innocent people of their homes and all their belongings? Those upright guardians of morality at Bank of America, who have decided that their customers can't choose to contribute to Wikileaks's defense fund.

When Mimi Ash arrived at her mountain chalet here for a weekend ski trip, she discovered that someone had broken into the home and changed the locks.

When she finally got into the house, it was empty. All of her possessions were gone: furniture, her son's ski medals, winter clothes and family photos. Also missing was a wooden box, its top inscribed with the words "Together Forever," that contained the ashes of her late husband, Robert.

The culprit, Ms. Ash soon learned, was not a burglar but her bank. According to a federal lawsuit filed in October by Ms. Ash, Bank of America had wrongfully foreclosed on her house and thrown out her belongings, without alerting Ms. Ash beforehand.