I recently stumbled upon an article that suggested a recent surge in college-age prostitution is the result of the Fed.

You know the drill …

The Fed sucks and all of our economic woes can be traced back to its perverse monetary policies.

I generally agree with this vague argument, and don't typically find the policies of the Fed to be particularly beneficial to anyone but those with clearance to the secret tunnels and whorehouses of Washington D.C.

Now in this article, the author ties the increase in college-age prostitution to the rising cost of rent, writing …

From 2000-2014, incomes have grown 25% while rents have grown 53%. Housing used to require 25% of incomes. Today it is bumping 40% in all major metro areas. 50% in New York. The result: today's young people can't buy homes. And neither can they afford rents.

That's why millions have turned to the newly legalized form of prostitution: Seeking Arrangement.

What is “Seeking Arrangement?”

The article suggests it's a website catering to men and women who exchange sex for compensation, like an allowance or paying bills like student loans and rent.

Now first of all, I suspect few of the folks on these sites are expecting to get into such an arrangement without the involvement of sex. But the site is quite vocal about maintaining that its not a prostitution website with its disclaimer: An arrangement is not an escort service. SeekingArrangement in no way, shape or form supports escorts or prostitutes using our website for personal gain.

Gotta cover all your legal bases, I suppose.

In any event, while this particular article is somewhat negative about the whole situation - that is, college kids can't afford rent and tuition so they've turned to prostitution - I think it's a brilliant idea.

Crappy Jobs

First of all, just for the sake of clarification, the Fed is not responsible for an increase in college-age prostitution. This is merely the result of modern technology.

There are always folks hard up for cash and willing to do just about anything to get it. Had SeekingArrangement.com been around during a time where more regular folks enjoyed wealth and prosperity, I'm certain it would be just as successful then as it is today.

In any event, the real point I'm trying to make here is: Why is it a bad idea to prostitute oneself to pay for college?

I worked my way through school doing all kinds of crappy jobs.

From steam-cleaning car engines at an auto reconditioning shop during the middle of summer to working the night shift at a trucking distribution center with a bunch of folks who loved to screw with me for being a “college boy,” I can assure you, those jobs sucked. So of course, had the opportunity existed, I would've preferred to have had the chance to date a wealthy woman willing to cover my tuition and housing costs in exchange for sex and companionship.

That being said, we all know that it's typically men that seek these relationships with college students, not women. Generally speaking, of course.

Although I'm not a woman, I don't understand why so many folks criticize women for providing such a service in order to pay their bills? As long as it's not done by force, it seems to me that it's their bodies, their time, and therefore, their choice.

Stick with a Professional

In addition to being an unapologetic supporter of legalized prostitution, I also believe that prostitution offers a wealth of investment opportunities.

For men seeking women for sex or companionship, prostitution serves as a more efficient use of capital while also offering a hedge against the danger that could potentially come with developing a relationship with a woman who's not a professional.

Beyond just the threat of an expensive divorce resulting from the “other woman” spilling the beans (something a professional wouldn't do), I imagine it costs a fortune just to have a mistress. Travel, dinners, dates, the time it takes to maintain a relationship with a woman. Time is money, after all.

Truth is, you could probably end up saving quite a bit of money by working with a professional. And those savings could be re-invested elsewhere.

Also worth mentioning is that by going to a prostitute, many men could've probably been able to avoid the pending divorces that are now coming their way after being outed on Ashley Madison.

And of course, for women who don't have a problem being compensated for sex and companionship, what a fantastic way to not only raise an extraordinary amount of capital in a relatively short amount of time, but to do so in a way that allows for more opportunities to invest in things beyond just a college education.

Is it moral?

Is it ethical?

That's up to each individual to decide.

Although I would argue that investing in the sex industry is a lot more ethical than investing in the thousands of public companies that regularly indulge in slave labor, environmental destruction, and the proliferation of war.

But hey, that's just me.

Not an Excuse to Ignore Reality

I must admit, however, there are still many places in this world where women are treated as soulless widgets – used as little more than bargaining chips and baby-makers. Oftentimes, these women do turn to prostitution as a way to feed their children that have been abandoned by their fathers. It's a sad reality that really bums me out.

This is why I do enjoy investing in small micro-finance operations that help women escape the horrors of their enslaved lives by giving them the opportunity to start businesses or get educations. These are truly honorable investments.

But when we speak of college-age women in the U.S., looking for Sugar Daddies to help them cover their bills, we're not speaking of those looking to escape the shackles of third-world poverty and slavery. We're simply talking about business deals that shouldn't be treated any differently than any other business deals where two parties voluntarily agree to exchange goods or services for monetary compensation.

Because make no mistake …

This …

Is a lot different than this …