Scoring explanation: This bill would raise the bar for forming a class dramatically. Class actions are typically used by individuals when a large business does a small amount of harm to a large number of people. For example, if a company were to do $50 worth of harm to each of one million of its customers, it would not be feasible for each individual to sue, so the company would only be forced to compensate the customers it harmed if they are able to form a class. By setting a very high burden of proof for forming a class, this bill would block many class actions.